Radical Personal Finance
1,223 episodes — Page 6 of 25
Ep 906906: Five Intelligent Financial Goals for You to Set in 2023!
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Ep 905905: Friday Q&A: Blue Collar Biz, Home Education, Books to Read, Motorcycle Riding, and More!
It's Friday! On today's Q&A show we cover: 2:38 How to start a blue collar landscaping business on the side. 16:15 How do I decide my priorities when thinking about home education? 1:17:59 What new books should I read this year? www.radicalbooklist.com 1:56:00 How do I build a recession-proof job? 2:17:24 How do I decide if riding a motorcycle is too dangerous for me? Enjoy the show! To join me next week, go to https://patreon.com/RadicalPersonalFinance Joshua
Ep 904904: Encouragement for You as You Set Your New Year's Resolutions and Goals
I hate it when people make fun of New Year's Resolutions. Setting annual goals and making personal resolutions is a marvelous practice. Go for it! In today's episode I want to share some lessons I've learned and encourage you how to do it in a way that make sense for you. Enjoy! Joshua
Ep 903903: Friday Q&A: New Job, Productivity Tools, Outsourcing to a VA, Bitcoin, Etc.
On today's Q&A we cover: How do I go browse for a new job? 17:47 What productivity tools does Joshua use? 29:51 How do I outsource to a VA? 37:43 What are Joshua's current thoughts on the state of Bitcoin? 57:12 How do I help my 2-year old play alone? Enjoy! Joshua
Ep 902902: How to Buy a Car, Part 5: The Single Best Technique to Source a Quality Used Car
Ep 901901: Friday Q&A: Why You Should Maximize Tax-Deferred Plans, UTMA Accounts, Dividends on Whole Life, Asset Allocation, Business, Etc.
On today's Friday Q&A show we cover: Should I really maximize my investments into tax-deferred plans? 15:38 What do I need to do with the UTMA account I have for my children? 25:25 Why did my dividend disappear from my whole life policy? 46:02 How do I learn about asset allocation? 1:02:24 How do I size and structure my children's life insurance policies? 1:21:15 Should I start a business while having young children? 1:35:00 How can I teach my non-reading children a foreign language? 1:54:20 How do I figure out if entrepreneurship is right for me?
Ep 900900: Meet the Goddess of Good Luck
Chapter 4 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richestmaninbaby00geor/mode/2up
Ep 899899: The Gods of the Copybook Headings with Terror and Slaughter Return!
Ep 898898: What to Do If You've Just Lost All Your Money
A lot of my listeners are hurting due to the recent collapse of FTX. Here's what I would tell you face-to-face if you've just lost all of your money, regardless of the specific reason why. Joshua
Ep 897897: Important Financial Lessons from the FTX Collapse
Ep 896896: Friday Q&A: Citizenship by Investment, Marketing an RIA, Medicaid or Not, Learning Spanish, Wills & Trusts
On today's Q&A we discuss: 3:00 Should I do a Citizenship by Investment or a Residency program to get a second passport? 20:01 I'm starting a new Registered Investment Advisory firm. How should I market myself? 33:56 Should I adjust my income low enough to get on Medicaid? 42:06 What kind of wills and trusts do I need to protect my children? 59:00 I'm moving to Mexico. How should I learn Spanish? 1:24:17 Should I quit my job to start a business or just get a better-paying job?
Ep 895895: Seven Cures for a Lean Purse
Chapter 3 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richestmaninbaby00geor/mode/2up
Ep 894894: Friday Q&A: Houses & Down Payments, New Child, Famine, Farming, Etc.
On today's Q&A we cover: 1:15 Should I buy a house? 22:38 Should I sell investments or drain my bank accounts for a house down payment? 31:46 What do I need to do financially for my new child? 50:00 Update on the famine discussion? 1:00:00 How do I build a portfolio of ethical, diverse, sustainable farms? To join me next week, go here: https://patreon.com/RadicalPersonalFinance Enjoy! Joshua
Ep 893893: The Richest Man in Babylon
Chapter 2 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richestmaninbaby00geor/mode/2up
Ep 892892: Friday Q&A: Financial Coaching, Canada, Tax Planning, Franchise Business, Car Leasing
On today's Q&A we cover: 1:30 How can I build a successful financial coaching business? 38:56 How can Canada serve me in my internationalized life? 52:00 What are my tax planning opportunities with a variable income? 58:00 Should I buy a franchise business for my father? 1:17:02 Should I lease a car? To join me next week, go to https://patreon.com/RadicalPersonalFinance Enjoy! Joshua
Ep 891891: The Man Who Desired Gold
Chapter 1 of "The Richest Man in Babylon" by George Samuel Clason, published in 1926 https://www.amazon.com/Richest-Man-Babylon-Magic-Story/dp/1939438632/ https://archive.org/details/richestmaninbaby00geor/mode/2up
Bitcoin Markets/Privacy Update (October)
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Ep 890890: Friday Q&A: Upgrade My House, Where to Move After Graduation, Future of the Stock Market, etc.
On today's Q&A we cover: 1:37 Should I renovate my current house or sell and upgrade? 17:24 I'm graduating with my master's degree in Germany...where should I go now? 38:17 Why should I believe in the future of the stock market? 1:08:31 How do I figure out what stuff to get rid of? 1:24:57 Should I sign up my young son as an authorized user on my credit card? Enjoy! Join me next week here: https://patreon.com/RadicalPersonalFinance Joshua
Ep 889889: How to Buy a Car, Part 4: Decide on a New Car vs. Used Car
Ep 888888: Friday Q&A: Dual-Income to Single-Income, Cloth Diapers, Predicting the Future
On today's Friday Q&A show we discuss: 1:00 We're going from a 2-income family to a single-income family. What should we do before that happens? 5:13 Cloth diapers versus disposable. 11:05 How to account for a new offshore property. 15:28 Can we accurately predict the future? Enjoy! Joshua Join me next week! https://www.patreon.com/RadicalPersonalFinance
Ep 886887: The Joys and Trials of International Living-Interview with Mikkel Thorup
Mikkel Thorup was born and raised in Canada, but fled the country as a teenager. Since then, he has circumnavigated the globe over 400 times visiting more than 100 countries, and has called nine different countries home in his 20+ years of non-stop continual travel around the world. On today's podcast we discuss the ups and downs, trials and triumphs of a hardcore expat lifestyle. Enjoy! Joshua The Expat Money Show: https://expatmoney.com The Expat Money Summit: https://2022.expatmoneysummit.com
Ep 886886: How to Buy a Car, Part 3: Decide How Much to Spend
Before you go actually shopping for a car, decide how much to spend. Here are my rules! Joshua https://www.financialsamurai.com/the-110th-rule-for-car-buying-everyone-must-follow/ https://www.financialsamurai.com/net-worth-rule-for-car-buying-guideline/
Ep 885885: Famine is Coming (This Episode Explains Why): Interview with Steven Harris
In today's podcast, Steven Harris and I discuss the STRONG likelihood of global famine over the coming years and carefully analyze the underlying causes of this concern. I am deeply concerned about global food supplies over the next few years, due primarily to low fertilizer availability and high fertilizer cost. And, the disruptions in the energy markets (which you can see with the wild price hikes and shortages in so many places) are making everything massively worse. I want you to understand what is happening so you can prepare appropriately both defensively and offensively. Joshua Steven's website: www.Harris1234.com Use code RPF20 to save 20% on all Steven's products. Use code MONEY7 to get his "3 Methods of Wealth Creation" class for only $7.
Ep 884884: Friday Q&A: Deductible Car Expenses, Vacation Homes, Cash on Hand, Gold Coins Fraud, Etc.
On today's Friday Q&A we cover: 1:30 Should I register my car in a business name so I can take my tax deductions? 14:38 Should I buy and build a vacation home? 19:11 How much cash should I have on hand before I resign my job? 27:57 How do I reduce my taxable income in order to qualify for an EV credit? 45:00 How much can I afford for a second house? 1:31 How do I protect myself against fraud in the gold coin marketplace? 1:38 Should I buy out my leased vehicle in order to sell it?
Ep 883883: President Biden's Student Loan Debt Cancellation: Facts, Planning Opportunities, and Commentary
Ep 882882: Reflections on 3.5 Years of Ex-Pat-tery (or, My Current Opinion on Leaving the USA in 2022)
My family and I have been away from the United States for 3.5 years now, setting up our Plan B. That's given me enough time to have a more balanced perspective on life in the USA. In today's show, I share with you my thoughts, opinions, and advice on whether you also should leave the USA or stay put. Enjoy! Joshua If you're interested in your own Plan B, buy my course at www.InternationalEscapePlan.com
Ep 881881: Friday Q&A: Estate Properties, Individual Stock Investing, Getting Over Past Financial Mistakes, How to Handle Donations for a Serious Medical Issue
On today's Q&A show we cover: 1:56 - How can houses and retreats play a role in the vision of a family life? 29:44 - How can I know if individual stock investing is right for me? 41:30 - Can you help this Ukranian immigrant currently in North Carolina? 47:14 - How can I get over my past financial mistakes? 1:09:50 - How do I handle donations for a serious medical issue? Enjoy! Information on Ukrainian refugee in North Carolina To join me next week: https://patreon.com/RadicalPersonalFinance
Ep 880880-How to Buy a Car, Part 2: Decide What You Want and Need in a Car
Ep 879879-How to Buy a Car, Part 1: Don't Buy a Car If You Can Avoid It
Ep 878878-Friday Q&A: International Banking and Residency, To Leave or Not to Leave (a Job), Target Date Retirement Funds, Asset Allocation
On today's Q&A we cover: 1:56 How do I get money to and from my international bank account? 8:20 Should I do my residency processes myself or retain an attorney? 17:50 Should my wife leave her job to be a stay-at-home mom, in light of a pending economic crisis? 44:13 Why shouldn't I do a Target-Date Retirement fund? 1:03:55 How should I figure out how to arrange my own asset location and allocation plan? If you'd like to join me next week, go here: https://patreon.com/radicalpersonalfinance
Ep 877877-My Thoughts on the World Today (Inflation, Recession, Global Uncertainty, Famine)
I'm back from vacation and boy, do I have a lot to say! Here are my thoughts on the various circumstances we face today! Joshua
Ep 876876-What is a Liberal Education?
Ep 875875-Why Pursue a Classical Education?
From Climbing Parnassus by Tracy Lee Simmons
Ep 874874-Friday Q&A: Disability Insurance and Unemployment, Worldschooling, Business Privacy
It's Friday! That means live Q&A! 1:45 Do I have to tell my disability insurance company that I'm unemployed? 11:19 How much is a Mexican residency going to cost me? 26:15 Should I take my struggling 13-year-old out of school and go worldschooling instead? 1:00:21 How can I start a private business?
Ep 873873-Out & About: Watchman Privacy Podcast (Bitcoin, Financial Privacy, Etc.)
I recently appeared on the Watchman Privacy Podcast with Gabriel Custodiet, where we talked in detail about various privacy-related topics. Enjoy! www.WatchmanPrivacy.com
Ep 872872-Who Should Go to College to Get a B.A.?
https://www.aei.org/wp-content/uploads/2011/10/Murray%20Intelligence.pdf
Ep 871871-Inside Ukraine: On-the-Ground Lessons Learned
Today, I bring you a report from a humanitarian relief worker on lessons learned from inside Ukraine. www.creativephilanthropy.blog
Ep 870870-Friday Q&A: 60-day Rollovers, Digital Nomading, Childcare, Cash-Out Refi, Etc.
On today's Q&A we cover: 1:38 Can I borrow my retirement money by doing a 60-day rollover? 16:15 How do I become a digital nomad in Europe? (*I mistakenly said "Greece" in this answer when I meant "Cyprus.") 40:01 How can we provide awesome childcare at home when we both have full-time jobs? 58:23 Should I do a cash-out refi or take a home equity loan? 1:03:49 How should I do a career change into financial services? 1:17:15 Should I join a startup, especially given that I have to put in my own money? To join me on next week's Q&A go here: https://patreon.com/radicalpersonalfinance Enjoy! Joshua
Ep 869869-A Bad Day for Grendel
Ten Ways to Destroy the Imagination of Your Child by Anthony Esolen https://www.amazon.com/Ways-Destroy-Imagination-Your-Child/dp/1610170792
Ep 868868-Joshua's Advice: How to Begin Your Home Education Journey
www.amblesideonline.org The Well-Trained Mind: A Guide to Classical Education at Home by Susan Wise Bauer https://www.amazon.com/Well-Trained-Mind-Classical-Education-Fourth/dp/0393253627
Ep 867867-An Inspirational Education Story
Ep 866866-Friday Q&A: Target Date Fund Debacle, Making Summer Productive, Medicaid Trust, Etc.
On today's live Q&A we cover: 1:05 Should I avoid Target Date Retirement Funds due to the recent Vanguard debacle? 18:37 How can I make my children's summer vacation more productive? 53:38 Should I buy the house I'm living in? 1:00:35 Should I do a 1031 on my commercial property or simply sell it and pay the tax? 1:07:58 Should I have my mom set up a Medicaid Trust? 1:19:54 Can I move my business to Wyoming to save on California taxes? 1:32:03 Help me pick which government school to enroll my children in. 1:49:00 How will I know when I'm legitimately Coast FI? 2:03:15 How can I negotiate a better deal with my boss? Join me on next week's Q&A at https://patreon.com/radicalpersonalfinance Joshua
Ep 865865-From $14K Per Year to $100M in 7 Years: The Taylor Welch Story
The thread: https://twitter.com/taylorawelch/status/1398703076094222337
Ep 864864-How to Respond to Turbulent Markets
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Ep 863863-How to Avoid Jail/Court for Domestic Disturbance and Underage Relationships (Inspired by the Johnny Depp and Amber Heard Trial)
Ep 862862-Friday Q&A: 5 Months Abroad, What to Invest In, Moving from Real Estate to Index Funds, Etc.
On today's Q&A show we cover: 1:16 Should we go abroad for 5 months and have an adventure? 14:04 What should I invest in? 33:25 When would it make sense to move from real estate to index funds? 47:17 Should I leave the job I just got? 1:00:23 What do I need to know to know about traveling with a baby? 1:16:34 Should I invest my old 401k in Bitcoin?
Ep 861861-Friday Q&A: Malta, Insurance after Weight Loss, Choose between Jobs, Giving Stock to Charity, Should I Quit My Job
On today's Q&A show we discuss: 1:30 What to do when in Malta? 9:47 How do I get a better life insurance policy after losing weight? 21:56 How do I choose between my current job and a new job offer? 29:50 How to save extra tax money by giving appreciated stock to your church/charity 36:45 I was going to quit my job and take a sabbatical until I saw how bad the economy might get. Should I still quit?
Ep 860860-My Hero, Bill Gaither...and the Career and Life Lessons We Can All Learn from Him
Bill Gaither is a hero of mine, primarily for his career. He has been singing, performing, and writing songs for nearly 70 years. And he is still at the top of his game. Let him inspire you too. Wintley Phipps, Amazing Grace https://youtu.be/qNuQbJst4Lk Gaither "Easter" Music Playlist https://youtube.com/playlist?list=PLgubmqMAVkRapOBksWczdAN2RxIW97OY4
Ep 859859-The Future of Bitcoin: Lessons Learned from the Bitcoin 2022 Conference
www.BitcoinPrivacyCourse.com