Show overview
Private Banking Strategies has been publishing since 2021, and across the 5 years since has built a catalogue of 168 episodes. That works out to roughly 75 hours of audio in total. Releases follow a fortnightly cadence.
Episodes typically run twenty to thirty-five minutes — most land between 22 min and 31 min — and the run-time is fairly consistent across the catalogue. None of the episodes are flagged explicit by the publisher. It is catalogued as a EN-US-language Business show.
The show is actively publishing — the most recent episode landed 1 weeks ago, with 18 episodes already out so far this year. The busiest year was 2025, with 48 episodes published. Published by Vance Lowe and Seth Hicks.
From the publisher
Welcome to Private Banking Strategies Podcast with Vance Lowe and Seth Hicks, your secret weapon to protect your assets and never have to start over financially again. Vance and Seth help high net worth individuals, families, business owners, and investors structure an asset-protected, tax-free fortress for their families. Learn how to keep what you earn and use the “velocity of money” to create your own private banking system. Join us on this journey as we explore the “secret” strategies of the rich and political elite and help you take total control of your financial security.
Latest Episodes
View all 168 episodesFrom Retirement to Cash Flow: A Wealth Mindset Shift | Episode 165
Think Like a Banker (Not a Consumer) | Podcast 164
Turn Debt into Cash Flow: The Private Banking Loan Engine | Episode 163
From Debt Burden to Wealth Engine: The Private Banking Approach | Episode 162
Master Your Money Early: The Private Banking Advantage | Episode 161
The Wealth Engine: Managing Private Bank Transactions for Maximum Returns | Episode 160
With a properly structured private family banking system, you can build cash value, capture compound interest, and maintain liquidity—all while creating a reliable source of self-financing. However, without accurate documentation, even the most well-designed system can lose efficiency and long-term performance. Developing disciplined record-keeping strengthens risk management, enhances financial control, and supports long-term wealth optimization—ensuring your capital continues to grow within your personal economy. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down one of the most overlooked—yet critical—pillars of the Infinite Banking Concept: financial documentation and disciplined capital management. Treating your private bank like a true financial institution—through structured loan tracking, defined repayment schedules, consistent cash flow reporting, and strategic capital allocation—is essential to preserving policy performance, maintaining uninterrupted compounding, and maximizing wealth velocity. Vance and Seth discuss: How to Track, Grow, and Protect Your Capital Like a Bank Paying Yourself First: The Key to Private Banking Success Loan Restructuring Strategies vs. Skipping Repayment The Risks of Withdrawing Without Repayment: Protecting Your Bank How Your Private Bank Provides Flexible Borrowing and Repayment Options Ensuring Family Members Understand Repayment Responsibilities
Stop Borrowing from Banks: Fund Your Business with Private Family Banking | Episode 159
Are you looking to grow your business but tired of relying on outside lenders and unpredictable financing? What if you could create a strategic system to fund your own business expansion? By building your own Family Bank, you can establish a disciplined financial framework that gives family members access to capital—while maintaining clear structure, accountability, and control. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., explain how entrepreneurs and investors implement a structured, disciplined approach to using and replenishing a family banking system—funding business expansion, managing risk, and maintaining long-term financial control—while keeping wealth growing within the family’s economy. Vance and Seth Discuss: How to Finance a Business Without Banks Using a Private Family Banking System Funding Your Startup Through Private Family Banking & Cash Value Life Insurance Protecting Your Wealth: Avoid Personal Asset Risk Inside Your Family Bank Structuring Business Capital While Growing Your Private Family Economy Rockefeller Case Study: How the Wealthiest Families Built Generational Family Banking Systems To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/
Invest Smarter: How to Deploy Capital for Maximum Returns | Episode 158
What is your area of expertise? Maybe you’re a doctor, lawyer, fisherman, or construction worker looking for a smarter way to invest your cash flow and generate passive income. No matter your profession, developing the competence to become your own banker is a powerful step toward fueling your investments, strengthening your long-term wealth strategy, and maintaining disciplined risk management. In the latest episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal how leveraging your own private banking system can help you protect and preserve your capital while giving you the flexibility to prepare for the unexpected. Vance and Seth discuss: The Importance of Financial Competence When Growing Your Capital The Risks of Taking Financial Advice from the Wrong Sources How to Stress-Test Your Portfolio to Safeguard Long-Term Wealth To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/
Capture the Power of Compound Interest with Your Private Wealth Engine | Episode 157
Are you feeling stuck—living paycheck to paycheck, uncertain about your financial future, and watching retirement drift further out of reach? If you’re ready to regain control, eliminate debt, self-finance major purchases, and build a true multi-generational wealth strategy, this episode is your blueprint. In this episode of the Private Banking Strategies Podcast, money experts Vance Lowe and Seth Hicks, Esq., break down the Smart Risk Framework every serious private banker must understand. Discover how to properly structure collateralized loans, deploy capital without speculation or emotional decision-making, and leverage high cash value whole life insurance to create stability, liquidity, and long-term financial control. Vance and Seth discuss: Smart Risk Framework Explained– The Wealth Strategy Every Private Banker Must Master How Banks Leverage Deposits for Profit(And Replicating It in Your Own Private Family Bank) Purchase Your Own Debt Strategy– Put Your Money to Work Using Infinite Banking Smart Risk Filters for Capital Deployment– Protect Cash Flow While Scaling Your Private Banking System To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/
Create Passive Income & Legacy Assets With Whole Life Insurance | Episode 156
When a child is born, smart families start thinking about life insurance, generational wealth, and long-term financial security — but most people don’t realize a properly structured policy can do far more than provide a death benefit. By utilizing whole life insurance as a private family banking strategy, parents and grandparents can build tax-advantaged growth, create passive income, and even profit from policies designed for the next generation. In this episode of Private Banking Strategies Podcast Vance Lowe and Seth Hicks Esq., break down how to build and expand the powerful wealth-building tool that turns life insurance into a multi-generational asset to strengthen your families cash flow, protect legacy wealth, and build financial freedom for the future. Vance and Seth discuss: Building a 100-Year Private Family Bank with Whole Life Insurance Real Examples: Nelson Nash & Protecting the Third Generation Why Grandchildren Policies Matter (Generation 3 Strategy Explained) Compounding Power: Why Starting Early Beats Investing in the Stock Market Education vs. Inheritance: How to Avoid Wealth Collapse in Future Generations To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today:https://privatebankingstrategies.com/resources/free-e-book/
Break Free from Debt | Avoid High Interest Rates in 2026 | Episode 155
Are you drowning in debt? In 2025, the average U.S. household carries between $105,000 and $150,000+ in debt — and for many families, high-interest payments have become a normal way of life. But what if you could eliminate debt, bypass traditional banks, and build unstoppable cash flow by becoming your own bank? In this episode ofPrivate Banking Strategies, Vance Lowe and Seth Hicks break down a powerful real-life case study revealing how one family usedproperly structured whole life insurance policiesto create a private family banking system. Instead of relying on traditional lenders, they leveraged the Infinite Banking Concept to pay off high-interest debt, grow tax-advantaged cash value, and build multi-million-dollar generational wealth — all while keeping their assets private and protected. Vance and Seth discuss: How to Eliminate Debt Using Whole Life Insurance (Infinite Banking Explained) Why the Wealthy Build Private Family Banks with Cash Value Life Insurance Paying Off High-Interest Credit Card Debt with the Infinite Banking Strategy Turning Monthly Expenses into Passive Income Assets Through Private Banking To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today:https://privatebankingstrategies.com/resources/free-e-book/
Stop Saving Money: Why the Rich Don’t Rely on Savings Accounts | Episode 154
What does it truly take to build generational wealth that endures for decades? While many families rely on traditional strategies like 401(k)s, IRAs, stocks, and real estate to grow and transfer wealth, few are aware of a time-tested strategy quietly used by affluent families for more than 200 years. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks walk through a real-life inspired case study showing how families can create a private family banking system designed to grow wealth, improve cash flow, and maintain financial control. Learn how one family strategically plans for college funding, business opportunities for their children, and a tax-efficient legacy — all while protecting their capital from market volatility, inflation, and traditional banking limitations. Vance and Seth discuss: Why High-Income Families Still Feel Financially Stuck Case Study: The Rivera Family & Building a 100-Year Private Family Bank Paying for College, Funding Businesses & Protecting Family Cash Flow Purchase Your Own Debt with Infinite Banking To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today:https://privatebankingstrategies.com/resources/free-e-book/
Grow Your Cash Flow Fast: Private Family Banking Secrets for Generational Wealth | Episode 153
In this episode of the private banking strategies podcast, Vance Lowe and Seth Hicks Esq.,as they break down the powerful concept of the Private Family Bank. Explore the philosophy, structure, and long-term strategies that allow families to grow wealth privately, safely, and exponentially and why private banking requires patience, repetition, and understanding the core principles of long-term wealth. From debunking common money myths to showing how life insurance contracts can become compounding engines for financial independence, this conversation is packed with actionable insights that can transform your financial future. Whether you’re just starting out or looking to optimize your family’s legacy, Vance and Seth guide you step by step through the principles that make private banking strategies unmatched in stability, privacy, and long-term growth. Vance and Seth discuss: Introduction & The Private Family Bank Philosophy How Life Insurance Premiums Grow Your Personal Banking System Discover How Your Policies Create Exponential Growth Over Decades. Using Your Bank for Real Estate and Business Ventures. Secure Your Family’s Wealth for Generations, with Tax-Free Growth, and Flexibility. To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/
Protect Your Family’s Financial Future: Top Money Mistakes to Avoid | Episode 152
In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal how families build generational wealth—and why most lose it. By comparing the Vanderbilt and Rockefeller families, they explain how financial structure, mindset, and education determine whether wealth lasts or disappears. They break down the Rockefeller Waterfall Method, showing how life insurance, trusts, and private family banking can help everyday families protect assets, reduce taxes, and create lasting family wealth. This episode is essential for anyone looking to move beyond short-term investing and build a true multi-generational financial legacy. Vance and Seth discuss: Secrets of the World’s Wealthiest Families | History of Billionaires & Generational Wealth Vanderbilt Family Wealth Collapse: Why Most Fortunes Don’t Last Rockefeller Family Wealth Strategy That Built Multi-Generational Legacy The Rockefeller Waterfall Method Using Life Insurance & Trusts How Everyday Families Can Build Generational Wealth Like the Rockefellers To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/
Stocks or Whole Life Insurance? Comparing Returns, Risk, and Control | Episode 151
Do you find yourself setting money aside, only to watch those savings disappear when unexpected expenses arise? This cycle is common when traditional savings tools lack flexibility and protection. By leveraging uninterrupted financial growth through properly structured whole life insurance, your money can continue to compound predictably—even when life happens. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. break down why traditional investment vehicles—stocks, real estate, mutual funds, and Wall Street–based portfolios—often fall short of delivering true long-term security, liquidity, and control and how properly structured whole life insurance–based private banking strategies offer a more reliable alternative, delivering guaranteed growth, tax-advantaged cash flow, uninterrupted compounding, and contractual certainty. Vance and Seth discuss: Introduction: Rethinking traditional wealth-building strategies Predictable compounding growth vs. traditional investments (why certainty wins long term) How to create uninterrupted compound interest outside of Wall Street The truth about 401(k)s: why the creator no longer supports them for retirement Life insurance as a long-term wealth strategy vs. stocks and real estate To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/
The Compounding Wealth Strategy That Outperforms Banks, IRAs, and 401(k)s | Episode 150
Think your cash is safe sitting in a traditional bank? Think again. Centralized banks profit from your deposits while offering little protection or growth. Long before banks dominated the financial system, mutual whole life insurance companies provided unmatched stability, guaranteed growth, and security that will last generations. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal why these policies beat IRAs and 401(k)s, how compounding growth will supercharge your cash, and why keeping your money in the right insurance policies—not banks—will give you true long-term financial control. Whether you’re seeking true financial freedom, wealth preservation, or a smarter approach – this podcast reveals the strategies banks don’t want you to know about. Seth and Vance discuss: Before centralized banks: the power of mutual whole life insurance companies Why these policies offer unmatched stability compared to IRAs and 401(k)s How compounding growth accelerates your wealth over time The smart strategy: keeping your money in policies instead of banks To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/
The Broken Financial System: How to Build Cash Flow in a Debt-Based Economy | Episode 149
Everyone is talking about how broken the current financial system is—but few talk about why. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., expose the flawed economic model fueling massive U.S. debt and inflation, and reveal how understanding this system allows you to position your personal finances for stability, growth, and opportunity in any market cycle. Learn why cash flow, yield, and liquidity consistently outperform average rates of return over time, and how relying solely on traditional investments leaves families vulnerable to volatility. We break down why traditional financial planning often fails to deliver real cash flow, control, and long-term wealth—and what you can do instead. To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: Vance and Seth discuss: Introduction: Why most financial plans fail long term The truth about traditional financial planning (and who it really benefits) Yield vs. rate of return: the real driver of long-term wealth building The hidden failures that derail most retirement and investment plans 401(k)s & IRAs vs. Private Banking strategies: reclaiming control of your money The broken U.S. economic model, national debt, and how it erodes your wealth Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/ Connect with Seth Hicks and Vance Lowe: Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/
How to Double Your Cash Flow: The 100-Year Family Bank – Part 5 | Episode 148
Build financial abundance the smart way—without unnecessary risk. In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks explain how high-net-worth families use private family banking and Infinite Banking principles to make every dollar more efficient. Learn how to put the same money to work more than once through tax-advantaged compounding, uninterrupted liquidity, and a simplified wealth system designed for long-term cash flow and generational wealth preservation. This proven private banking strategy allows families, entrepreneurs, and investors to recycle capital, protect purchasing power, and create financial certainty for decades. Episode Timestamps Financial Abundance Made Simple: Structuring Your Money the Right Way Using the Same Dollar Twice to Increase Cash Flow Where to Store Money to Beat Inflation and Stay Liquid Why Banks Use Life Insurance as a Financial Asset Why This Wealth Strategy Is Simpler Than You Think To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/ Connect with Seth Hicks and Vance Lowe: Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/
Wealth Preservation vs. Wealth Destruction: The 100-Year Family Bank – Part 4 | Episode 47
You can build wealth in one lifetime—and lose it in the next. Discover how generational wealth is preserved through a family banking system, why structure beats inheritance, and how teaching your children how money works determines whether your legacy survives or vanishes. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how an individualized family banking system is the ultimate tool for wealth preservation, asset protection, and generational legacy planning—and expose how traditional financial norms keep families trapped in debt, dependence, and broken money systems. True financial freedom begins by unlearning everything you’ve been taught about money. Vance and Seth discuss: The Wealth Trap No One Talks About: Why Most Family Money Dies by the Second Generation Generational Wealth Preservation: Passing Down a Family Banking Structure, Not Just Assets Teaching the Next Generation How Money Really Works (And Why Schools Don’t) Never Spend Principal: The Golden Rule That Prevents Debt and Protects Cash Flow How Social Conditioning Keeps Families Broke, Dependent, and in Perpetual Deb Rethinking Insurance: From Expense to Wealth-Building Financial Tool To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/ Connect with Seth Hicks and Vance Lowe: Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/
The Perfect Investment: The 100-Year Family Bank – Part 3 | Episode 146
What happens after you achieve financial success? Do you leave your cash sitting idle in a traditional bank – or put it to work in a high-yield wealth strategy designed to protect, grow, and compound your capital for generations? On this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal what truly defines the “perfect investment” within the 100-Year Family Bank. We break down the core principles behind a private family banking system used by wealthy families to preserve capital, generate predictable cash flow, optimize liquidity, and maintain uninterrupted compounding. If you’re an investor, entrepreneur, or family focused on wealth preservation, asset protection, and long-term financial independence, this episode delivers a proven framework for financial control, generational wealth, and sustainable family economies. Vance and Seth discuss: Introduction: Building Generational Wealth & Financial Control The Foundation of the 100-Year Family Bank: Legacy Wealth Strategy The “Perfect Investment”: Cash Flow, Compounding & Control How to Create Your Own Family Bank & Private Family Economy Financial Education for Heirs: Teaching the Next Generation How Money Really Works To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/ Connect with Seth Hicks and Vance Lowe: Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/