PayPod: The Payments and Fintech Podcast

Many companies struggle with wasted time and effort around bill payments, spend management, and other accounting processes related to expenditures. Airbase aims to solve these problems by bringing these important mechanisms all under one roof. Listen along as Airbase Founder Thejo Kote joins the show to explore. Find show notes and more: https://www.soarpay.com/2021/08/airbase/

The contactless payment revolution continues, and on this episode we explore a unique payment method under this umbrella... pay by text. Larry Talley is the Founder and CEO of Everyware, a company simplifying the process of collecting payments by offering pay by text solutions. Listen along as Larry breaks down why this payment method is so powerful, and the keys to Everyware's success in a constantly shifting payments landscape. Find show notes and more: https://www.soarpay.com/2021/08/everyware/

Over the last year and a half, few industries have faced as many challenges as the restaurant industry. The silver lining of these challenges is that many restaurants have adapted to COVID-19 challenges and more by improving their management and payments solutions with the help of technology. Joel Montaniel is the CEO and Co-founder of SevenRooms, a technology company that has been helping restaurants digitally transform themselves and grow their revenues. Listen in as Joel walks us through how technology is evolving the restaurant industry. Find show notes and more: https://www.soarpay.com/2021/08/sevenrooms/

The fintech landscape continues to evolve, and a comprehensive marketing strategy remains critical to achieving growth. Whether it's deciding what channels to pursue, crafting messaging, or just crafting a landing page that is tested and effective... effective growth marketing strategies can yield incredible results. Listen along as Shameer Sachdev, founder of Growth Gorilla, a fintech marketing agency, joins the show to explore what works for organizations of all sizes. Find show notes and more: https://www.soarpay.com/2021/08/growth-gorilla/

Cryptocurrencies and blockchain technology continue to take the financial world by storm, attracting more investor interest than ever before. Learning about the ins and outs of crypto trading, what kinds of coins are out there, and more, isn't exactly easy. Bad information or a lack of understanding can lead to costly mistakes. Edmund McCormack, founder of Dchained, joins the podcast to share how his company is bringing crypto membership and DeFi education to a wide range of people. Ed also shares insights on the larger world of cryptocurrency, including what's coming next. Find show notes and more: https://www.soarpay.com/2021/08/dchained/

Contactless payment solutions, and particularly mobile payments, continue to rise. Beyond that, the need for a completely frictionless mobile experience uniting payments, banking, and beyond has become more apparent than ever. How can fintechs and payments organizations rise to meet this demand? Will Graylin, Founder and CEO of OV Loop joins the show to share his company's story and his vision for bringing all of the financial and payments accounts consumers have into one frictionless, highly secure, digital wallet experience. Find show notes and more: https://www.soarpay.com/2021/08/ov-loop/

Cryptocurrencies are here to stay, yet the criticisms of them as a legitimate payment method continue to abound. Peter Jensen, CEO of RocketFuel joins the podcast to share how his company delivers 1-click check-out solutions using Bitcoin, other crypto, and bank transfers to eCommerce merchants and their customers. Peter also provides insight on the most critical question... why crypto payments are so revolutionary and matter so much. Find show notes and more: https://www.soarpay.com/2021/07/rocketfuel/

We've all gotten used to this idea that you only receive paychecks at certain times of the month, and not necessarily when you actually worked the hours. But from a business and employee perspective, is that ideal? Listen along as Kayling Gaver, Co-founder and COO of Tapcheck joins the show to explore the benefits of on-demand pay and share her company's story. Find show notes and more: https://www.soarpay.com/2021/07/tapcheck/

Accessibility is one of the biggest challenges facing crypto adoption. Fortunately, there are fintechs working to solve the issue. Neil Bergquist, Co-founder and CEO of Coinme joins to share the story of this Bitcoin Kiosk company. They have partnered with Coinstar as well as Moneygram to enable people to exchange their cash for crypto in an easy and frictionless way. Find show notes and more: https://www.soarpay.com/2021/07/coinme/

Cryptocurrencies and the democratization of finance offers a tremendous amount of promise... particularly for those in under-resourced communities. But what will it take to truly deliver on it? Sheldon Gilbert, tech entrepreneur and founder of Proclivity Systems as well as Kura Labs, which matches college students and recent graduates with high-demand, high-paying jobs, joins the show to discuss. Find show notes and more: https://www.soarpay.com/2021/07/kura-labs/

Credit Unions play a pivotal role in the financial world, and can offer incredible benefits for their members. Still, in a landscape that is increasingly digital and more competitive than ever, how can Credit Unions have sustained success? Dr. David Tuyo, CEO of University Credit Union (UCU), has helped his Credit Union navigate a sometimes challenging landscape (particularly in the wake of COVID19). Listen in as he offers up his unique perspective and insights on Credit Union success. Find show notes and more: https://www.soarpay.com/2021/07/ucu/

Digital banking continues to take the financial world by storm, and Decentralized Finance (DeFi) offers up a new frontier for unparalleled access to financial services. When combined with powerful underlying technology, the results are tremendous. Jason Blick, Director & CEO of EQIBank joins the show to share his company's success story and to cover what's next in De-Fi and digital banking. Find show notes and more: https://www.soarpay.com/2021/07/eqibank/

With the continued rise of digital financial services (everything from banking to payments)… security and customer experience have taken center stage. Despite the growing capabilities delivered by AI, human interaction must also be at the heart of certain services - such as agreement processes. Sameer Hajarnis, e-signature Product Leader at OneSpan joins the show to explore these crucial and connected topics. Find show notes and more: https://www.soarpay.com/2021/06/onespan/

There are many businesses out there, such as SaaS businesses or ISVs where payments play a crucial role… and can even present a greater opportunity if brought in house. But when should an ISV, for example, bring payments in house? How is it done effectively? When should becoming a PayFac be considered? Jareau Wadé, Chief Growth Officer of Finix, a fintech company that has developed a robust a payment processing platform for businesses, joins the show to offer his insights. Find show notes and more: https://www.soarpay.com/2021/06/finix/

Payments solutions and technology can transform many industries.. On this episode we focus in on how digital payments are revolutionizing the way the insurance world runs. Our guest is Chris Ewing, who is the CEO of One Inc. One Inc provides insurance companies a digital payments platform designed to increase retention, decrease admin expenses, and mitigate data security risk – while simplifying compliance. Listen along as Chris walks us through the power of digital payments in insurance. Find show notes and more: https://www.soarpay.com/2021/06/one-inc/

Gen Alpha and Gen Z make up an increasingly important cohort when it comes to spending and saving money. Financial literacy is more important for kids and teens than ever before. From the fintech side, over the last year amidst the pandemic their earnings and spending habits have changed. Dean Brauer, co-founder of gohenry, a kids debit card and financial education app, joins to discuss his business and the fascinating results from their research into children's money habits. Read show notes and more: https://www.soarpay.com/2021/06/gohenry/

We all know that credit card rewards can enable cheaper flights, hotel upgrades, and more… but it can be difficult to maximize these benefits. While some individuals are able to optimize their credit card usage, it takes a lot of time, research, and effort to get it right. What if there was an app that leveraged technology to enable credit card reward maximization? John Taylor Garner joins the show to discuss the company he founded, Card Curator, which does just that. Read show notes and more: https://www.soarpay.com/2021/06/card-curator/

Like so many things in the financial world, how payroll is run continues to evolve with technology developed by innovative organizations. It's ripe for a digital transformation.. This became a necessity as global businesses struggled with managing payroll amidst an unprecedented pandemic. Fidelma McGuirk, Founder and CEO of PaySlip joins the podcast to share how her companies tools helped organizations better navigate it all. Find show notes and more at: https://www.soarpay.com/2021/06/payslip/

Whether it's a fintech, payments business, or a bank… actually meeting the needs and wants of consumers is critical to success. But what does a successful digital banking and payments ecosystem look like? Eric Solis, Founder and CEO of MovoCash, one of the fastest-growing digital cash networks, joins to discuss. Find show notes and more at: https://www.soarpay.com/2021/05/movocash/

Technology continues to transform eCommerce in many ways beyond just the payments and banking side. In this episode we take a look at how one company is revolutionizing the way merchants offer extended warranties on their products. Woody Levin, the CEO & Co-Founder of Extend, an API-first product protection and extended warranty provider, joins to discuss. Find show notes and more at: https://www.soarpay.com/podcast/

It's no secret that the payments and fintech industry offers huge opportunities for businesses, their founders, and employees. Many of these opportunities come in the form of mergers, acquisitions, and even IPOs. On this episode, Lawrence Lee, partner with the Baker McKenzie lawfirm, joins to discuss all things M&As in the fintech world. Lawrence was also a formerly in-house counsel for the digital currency exchange Coinbase, and has a tremendous amount of knowledge to share on the landscape. Find show notes and more at: https://www.soarpay.com/podcast/

Cryptocurrencies aren't going away, neither is the need for financial organizations of all kinds to follow the best KYC practices... particularly if they want to continue expanding globally. Identity verification tools sit at the center of it all, and can be the key to widespread crypto adoption. Zac Cohen, COO of Trulioo joins the podcast to discuss. Find show notes and more at: https://www.soarpay.com/2021/05/trulioo/

How data is leveraged to create Mathematical models impacts many industries, particularly those such as finance and insurance. As technology improves, the possibilities for fintech applications are nearly endless. Amrit Santhirasenan, Co-founder and CEO of Hyperexponential, as well as host of the Startup Dads Podcast joins to explore. Find show notes and more at: https://www.soarpay.com/podcast/

Open Banking is revolutionizing the way the finance world operates, and APIs are a key component of its emergence. Still, open banking and APIs are often misunderstood. On this episode, Eyal Sivan, Head of Open Banking at Axway, and host of the podcast Mr. Open Banking, is our guest. Listen along as he breaks down why open banking is so powerful, how it all runs. Find show notes and more at: https://www.soarpay.com/podcast/

Chargeback fraud, and Card Not Present (CNP) fraud present ongoing challenges for many merchants, particularly those in eCommerce. Fortunately, there are solutions out there that can help in a big way. Helping walk us through it all is our guest Ron Hynes, CEO of Vesta. Vesta is a leading FinTech company and the forerunner in guaranteed e-commerce payment solutions. Vesta pioneered the process of fully guaranteed card-not-present (CNP) payment transactions for the telecommunications industry. Listen along for an in-depth look at this crucial topic! Find show notes and more at: https://www.soarpay.com/podcast/

Unfortunately many people in the US, and around the world have faced, and continue to face, financial challenges... and having to wait for payday can exacerbate these challenges. What solutions does fintech offer? On this episode, Richard Liu, CTO of Earnin joins the show to explore. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. It's the definition of financial empowerment, and the perfect vehicle with which to explore a crucial topic. Find show notes and more at: https://www.soarpay.com/podcast/

Gold has been utilized as a store of value and exchanged for goods and services throughout history. On this episode, David Dorr, Founder & CEO of Coro Global Inc, joins the show to discuss their app that enables users to make payments with gold from their mobile phones. With advances in financial technology, particularly distributed ledger technology, and mobile apps... innovation is impacting even the "OG" currency. Find show notes and more at: https://www.soarpay.com/podcast/

Millennials, as well as Gen Xers, represent important demographics for banks and fintechs. But what offerings do Millennials want to see in particular? NTT DATA Services recently surveyed 5,000 banking customers to answer some of these questions. Listen along as Wayne Busch, President of NTT Data Services, and Michael Goodman, VP, Business Insights join the show to discuss. Find show notes and more at: https://www.soarpay.com/podcast/

In any business, building a cohesive team, managing projects, and fostering a culture of innovation is important. In the field of fintech, payments, and other technologies... it becomes even more critical. Jahn Karsybaev, CIO of MyBasePay, a comprehensive Back-Office, Payroll and Talent Acquisition platform joins to offer insights on leadership and talent acquisition in tech. Find show notes and more at: https://www.soarpay.com/podcast/

Credit Unions play a crucial role in their communities, and will continue to do so. But what are the keys to growth in a landscape with increasing consumer demands, competition, and fintech-driven innovation? Kirk Drake, President and Founder of Credit Union 2.0, which is dedicated to helping credit unions with branding, marketing, and more joins to explore. Find show notes and more at: https://www.soarpay.com/podcast/

Banks, payments businesses, and other financial institutions need to stay on top of AML (Anti-Money Laundering) and KYC (Know Your Customer) regulations... especially if they're operating globally. Failure to do so can lead to fines, and worse. Our guest is Ian Henderson, CEO of Kyckr, a global business register that helps with KYC processes for AML regulations. Listen along as he walks us through the latest! Find show notes and more at: https://www.soarpay.com/podcast/

From a payments and commerce perspective, India presents a tremendous amount of opportunities for fintechs. We explore this payments landscape with the help of our guest, Nitya Sharma. Nitya is the Co-Foudner and CEO of Simpl, India's fastest growing Buy Now Pay Later platform, which uses Machine Learning & AI to offer a quick, secure and hassle-free payment experience to its users. Find show notes and more at: https://www.soarpay.com/podcast/

Payments technology is constantly evolving, and it means big things for B2B and B2C payments. Patricia Montesi, CEO of Qolo, a next-gen payments platform, and industry thought leader joins the show to discuss what tech is enabling now, and where it's all headed. Find show notes and more at: https://www.soarpay.com/podcast/

Billy Libby, CEO of Upper90, a hybrid venture fund that provides founder-friendly credit and equity to disruptor brands, joins the show to discuss VC interest in fintechs. Fintech companies, or companies adding products and services built around fintech present huge opportunities for growth. Billy breaks down why this is, and explores what the future holds for fintech and payments as industries. Find show notes and more at: https://www.soarpay.com/podcast/

Touchless payment technology is on the rise as consumer desire for payments convenience, and social distancing guidelines drive demand. How does this technology work, and where is it going next? Paresh Patel, Founder and CEO of PayRange, a pioneer in this technology, discusses this and more. Find show notes and more at: https://www.soarpay.com/podcast/

Cryptocurrencies, lead by Bitcoin, have been on an incredible price run... this has driven increased interest from retail and even instutional investors. What's the present and future of crypto investment look like? Lukas Enzersdorfer, COO of bitpanda, a crypto and preceous metals investment platform for Europe, joins the show to explore. Find show notes and more at: https://www.soarpay.com/podcast/

Banking and Credit Card fees have been frustrating consumers for years, particularly when they're hidden. Cushion is a service that aims to help consumers reduce or even eliminate these fees from their accounts. Founder and CEO Paul Kesserwani joins to help explore the world of financial institution fees, and how Cushion leverages AI to address them. Find show notes and more at: https://www.soarpay.com/podcast/

Traditionally retail investors have faced an uphill battle by not having access to the tools and information institutional investors utilize to manage their portfolios. Thanks to new tech tools like those being developed by Atom Finance, that's changing. Eric Shoykhet, their CEO and Founder joins the show to break down the latest in retail investing and technology.... and yes, we ask for his take on the GameStop WallStreetBets event! Find show notes and more at: https://www.soarpay.com/podcast/

Many small businesses need access to capital, but can face challenges getting approval from tradtional lenders. Meanwhile credit card processors, and others in the merchant services industry, are uniquely positioned to potentially offer loans to these small businesses. Lendingfront is a fintech company working to bring these two sides together. Their CEO Jorge Sun joins the show to discuss. Find show notes and more at: https://www.soarpay.com/podcast/

Moving capital between countries presents unique challenges, and the regulatory landscape is constantly shifting. How can high net worth individuals and smaller organizations navigate it all more effectively? How can they avoid pitfalls that can prove to be extremely costly? Khawar Ali, CEO and Co-Founder of KFX Services, which offers a multitude of services around forex and beyond, joins the show to explore. Find show notes and more at: https://www.soarpay.com/podcast/

Individual landlords face many challenges as they work to add new properties and manage existing properties with tenants. NestEgg is a fintech working to simplify and improve all of this through their app and offerings. Founder and CEO Eachan Fletcher joins the show to discuss. Find show notes and more at: https://www.soarpay.com/podcast/

The New Jersey Institute of Technology (NJIT) has launched the first ever undergraduate program specifically for obtaining a degree in fintech (B.S. in Fintech). Dr. Stephen Taylor, a professor with tremendous knowledge about the field joins the show to discuss the ins and outs of a fintech education, and the latest innovations in the industry. Find show notes and more at: https://www.soarpay.com/podcast/

As so many things in payments and finance move digital, financial crime is on the rise. With that, regulations are tightening, and compliance becomes a central issue for fintechs and other organizations. Charlie Delingpole, Founder and CEO of ComplyAdvantage joins the show to discuss this outlook for 2021. Find show notes and more at: https://www.soarpay.com/podcast/

More than ever before, people are using their mobile phones for banking, payments, managing their finances and beyond. This has massive implications for so many industries, and also brings into question issues of security, privacy, and beyond. Entersekt CTO Gerhard Oosthuizen joins to offer insights on where Mobile Fintech is trending in 2021. Find show notes and more at: https://www.soarpay.com/podcast/

This show covers financial tools that help with this… with the help of our guest Rajeev Subramanyam. Rajeev is the General Manager of Emburse Pay. Emburse itself is a company that has the mission to help make their users' lives—and their businesses—better. Find show notes and more at: https://www.soarpay.com/podcast/

Any construction project, whether it's a home, or a massive office building has a tremendous amount going on behind the scenes... particularly when it comes to finance and payments. Chris Doyle, President and CEO of Billd joins the show to discuss how financial technology and innovation can make the industry run more smoothly. Find show notes and more at: https://www.soarpay.com/podcast/

Tools built to leverage AI offer many benefits to banks. This episode focuses on how emotional and behavioral AI technology specifically offers tremendous ROI. Rana Gujral, CEO of Behavioral Signals Technologies joins the show to discuss their technology, its applications to the finance world, and where AI itself is headed. Find show notes and more at: https://www.soarpay.com/podcast/

Artificial Intelligence (AI) and Machine Learning have tremendous potential and applications to the business world. On this episode, Adrian Talapan, Co-founder and CEO of FeeNavigator, joins to discuss how they've applied AI to their tool which offers instant merchant statement analysis. Find show notes and more at: https://www.soarpay.com/podcast/

The saying 'Content is king' is more than just a catchy idea, it's a fact. Whether it's a payments, fintech, or other financial business.. having a strong approach to content marketing is key to growth and branding. Shindy Chen, CEO of Scribe, a leading content marketing agency that specializes in the financial world joins the show to offer her unique insights. Listen to learn the what, why, and how of content marketing for financial organizations. Find show notes and more at: https://www.soarpay.com/podcast/

Freelancers, entrepreneurs, and small business owners aren't always viewed clearly by traditional financial systems. The rise of the gig economy and increased entrepreneurship has paved the way for challenger banks and other fintechs to offer unique solutions to these types of workers. Hussein Ahmed, CEO of Oxygen offers up his insights. Find show notes and more at: https://www.soarpay.com/podcast/