PayPod: The Payments and Fintech Podcast

What are the financial issues and challenges faced by individuals without credit files? In this episode of PayPod, host Jacob Hollabaugh sits down with Alexander Siedes of Homeppl to discuss their innovative approach to credit assessment. Homeppl helps Operations & Risk teams prevent application fraud, automate credit underwriting, and approve more customers. Don't miss this eye-opening conversation about the importance of technology in empowering individuals and combating financial inequality. www.soarpay.com/2023/08/homeppl/

Want to know how managing incentives increases productivity? In this episode of PayPod, host Jacob Hollabaugh sits down with Sarah Buchner of Trunk Tools to discuss how managing incentives can shift your workforce. Trunk Tools is an innovative construction fintech startup. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/07/trunktools/

From a tech perspective, solving a big enough problem for banks and insurers is crucial. In this episode of PayPod, host Jacob Hollabaugh sits down with Devon Kirk of Portage to discuss how they back founders who have a strong understanding of scaling and change. Portage is a global investment platform focused on fintech and financial services. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/07/portage

Are interested in learning about the latest trends in the restaurant payment industry? In this episode of PayPod, host Jacob Hollabaugh sits down with Sal Nazir of PAR Technology to discuss point of sale and payments in the restaurant industry. PAR is a leading global provider of software, systems, and service solutions to the restaurant and retail industries. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com.2023/07/partech

Are you looking for ways to take your e-commerce business to the next level? In this episode of PayPod, host Jacob Hollabaugh sits down with Campbell Paton of StoreLab to discuss how mobile apps offer higher retention rates and a better user experience. StoreLab is a tech company that specializes in mobile app development platforms for e-commerce retailers and brands. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/07/storelab

Want to know how identifying bad actors is crucial to preventing account takeover and payment fraud? In this episode of PayPod, host Jacob Hollabaugh sits down with Dan Pinto of Fingerprint to discuss how Fingerprint uses sophisticated techniques to generate identifier information from a user's browser. Fingerprint empowers developers to stop online fraud at the source. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/07/fingerprint

Are you interested in learning about decentralized payment solutions for banks? In this episode of PayPod, host Jacob Hollabaugh sits down with Glendy Kam of Tassat to discuss the benefits of implementing private, permissioned blockchain technology in the banking industry. Tassat Group, Inc. is the leading provider of private blockchain-based, real-time solutions for commercial banks. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/07/tassat

Looking to optimize your online store's checkout process and boost your conversion rates? In this episode of PayPod, host Jacob Hollabaugh sits down with Jordan Gal of Rally for a deep dive into the benefits of using a neutral payment processing platform. Rally offers a headless and fully optimized one-click checkout solution. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/07/rally

Are you a fintech company looking to maximize your tax savings and boost your innovation efforts? In this episode of PayPod, host Jacob Hollabaugh sits down with Jonathan Cardella of Ventive to discuss how your technical and product staff can qualify for valuable tax credits. Strike enables all businesses to take advantage of the R&D tax credit, the Employee Retention Credit. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/07/strike

Join us in this intriguing video as we delve into the vast world of commerce, B2B investments, and growth opportunities. In this episode of PayPod, host Jacob Hollabaugh sits down with Andrew Steele of Activant Capital to discuss how these large and serviceable markets present sustainable growth avenues for companies. Activant is a global investment firm that partners with high-growth companies that are transforming commerce. Don't miss out on this insightful episode featuring valuable learnings for investors and founders. www.soarpay.com/2023/07/andrewsteele

Hey there! Are you looking to expand your business into emerging markets but struggling to manage payments in those countries? In this episode of PayPod, host Jacob Hollabaugh sits down with Federico Mazzoli of dLocal to discuss how they help companies collect payments from their end-users by enabling local payment methods, giving them access to the entire market share. dLocal powers local payments in emerging markets connecting global enterprise merchants with billions of emerging market consumers across APAC, Latin America, and Africa. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/06/dlocal

Do the high fees and security risks associated with credit and debit cards bother you? In this episode of PayPod, host Jacob Hollabaugh sits down with Eric Shoykhet of Link Money to discuss how pay by bank works and why it's the future of digital payments. Link is revolutionizing payments in the United States with the first Pay by Bank solution focused exclusively on the US market. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/06/linkmoney

Are you tired of waiting days for your payments to process? In this episode of PayPod, host Jacob Hollabaugh sits down with Stephany Kirkpatrick of Orum to discuss how Orum simplifies the process of money movement, offering an orchestration to optimize the transfer of funds from point A to point B as quickly as possible. Orum is the simplest API integration for instant payouts. Watch this episode for a fun interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/06/orum

Say Goodbye to Paperwork Hassles with Anvil's Data-Centric Solution. In this episode of PayPod, host Jacob Hollabaugh sits down with Mang-Git Ng of Anvil to discuss how their software aims to replace paperwork processes with digital workflows. Anvil is a single platform to automate PDF based processes and transform antiquated workflows. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/06/anvil

Are you tired of the hassle of B2B transactions? Look no further than Balance, the B2B payment suite that is revolutionizing e-commerce. In this episode of PayPod, host Jacob Hollabaugh sits down with Bar Geron of Balance to discuss how Balance empowers vendors and enables growth for B2B marketplaces. Balance lets B2B merchants provide businesses with a way to pay how and when they want, while getting the funds instantly and easily as card payments. Watch this episode for a fun and interesting dive into this latest development in payments and fintech. www.soarpay.com/2023/06/balance

Are you in the cryptocurrency industry and struggling to keep up with the regulations? Then you can't miss this episode of PayPod! host Jacob Hollabaugh sits down with Ilya Brovin of Sumsub to discuss the complex world of compliance and fraud prevention in the fintech space. Sumsub is an all-in-one verification platform designed to catch fraudsters and aid businesses in meeting compliance regulations worldwide. Don't miss out on this informative episode for a fun interesting dive into this latest development in payments and fintech! www.soarpay.com/2023/06/sumsub

Are you a business owner looking to ensure the success of your payment system? Look no further than Applause testing. In this episode of PayPod, host Jacob Hollabaugh sits down with Zeb Winzenried of Applause to discuss the services they offer you as a business in the world of fintech. Applause is the world leader in testing and digital quality. If you're interested in learning more about Applause testing and how it can benefit your business, this is an episode you won't want to miss. www.soarpay.com/2023/06/applause/

Do payment facilitators really make life easier when it comes to transactions? In this episode of PayPod, host Jacob Hollabaugh sits down with Caleb Avery of Tilled to discuss PayFac as a service and how It's revolutionizing the payments industry. Tilled was created to empower software vendors, marketplaces, and SaaS companies to start generating revenue from accepting credit cards. So why wait? Listen now and join us exploring the future of payments and fintech. www.soarpay.com/2023/06/tilled

Are you missing out on potential sales and customer engagement by not using SMS as part of your marketing strategy? In this episode of PayPod, host Jacob Hollabaugh sits down with Uku Tomikas of Messente to discuss how SMS communication is a highly effective marketing channel for businesses, with an open rate of 98% within the first five minutes. Messente's software links all major messaging hubs and directly connects to many mobile network operators. Don't miss out on this episode if you're looking to up your marketing game! www.soarpay.com/2023/06/messente

Is there really more money and less risk when partnering with financial companies? In this episode of PayPod, host Jacob Hollabaugh sits down with Brent Jackson of Torpago to discuss the spend control features to help businesses manage their expenses more efficiently. Torpago is a financial services and spend management platform. Looking to stay on top of the latest developments in payments and fintech? Then you won't want to miss this episode! www.soarpay.com/2023/05/torpago

Is the ability to pay employees and vendors same day globally a game changer for SMB financials or just hype? In this episode of PayPod, host Jacob Hollabaugh sits down with Charles Rosenblatt of PayQuicker to discuss how real-time business payments can have a massive impact on a company's financials. PayQuicker, an innovative fintech company, launched its revolutionary payout platform in 2007, allowing businesses of any size to offer secure and compliant instant global payouts in local currency via secured bank accounts with prepaid debit cards, virtual cards, and mobile wallets all through a single point of integration. Watch this episode for a fun and practical dive into this latest development in payments and fintech. www.soarpay.com/2023/05/payquicker

In this episode we're learning more about accounting software and how you can predict cash flow with Jesse Rubenfeld, Co-Founder of Finoptimal. Finoptimal offers a variety of solutions to help streamline your accounting processes and increase the speed of your business operations. With their expertise and cutting-edge technology, you can simplify your accounting workflow and focus on growing your business. Listen in for a special promo code made just for our PayPod listeners 😉 www.soarpay.com/2023/05/finoptimal

Integrating your fintech or payments company with complementary services is essential, but it's also a huge headache that consistently blows through budgets and deadlines. In this episode, Daniel Cronin Co-Founder of Integrated Finance tells us about how off the shelf integrations can allow fintech and payments companies to dramatically improve their services in a more stable cost effective manner than native building. If you're a fintech business owner or executive, listen in on one of our most actionable episodes yet!

Today we're joined by Nick Chandi, CEO and Co-founder of ForwardAI, as we explore the reasons behind early startup failures, focusing on the mistake of poor cash flow management. He also discusses the potential of real-time payments and shares his thoughts on upcoming trends. If you're an entrepreneur or a business owner, you don't want to miss this captivating conversation with Nick. www.soarpay.com/2023/05/forwardai

Real time payments are dramatically changing the ways small businesses pay and get paid as we speak. Joining us today is Nicole Lorch, President of The First Internet Bank, who talks to us about real time payments for small to medium sized businesses. She also discusses the start of FedNow. Don't miss this episode to learn why your business and its bottom line could be improved by incorporating real time payments.

Looking for ways to simplify your business processes? Join us today as we chat with Ryan George, Chief Marketing Officer at Docupace. As an expert in digitizing businesses, Ryan will be sharing valuable insights on how Docupace integrates with various companies and offers streamlined financial services. He'll also be discussing his predictions for upcoming trends in 2023. Don't miss out on this opportunity to learn how Docupace can help you streamline your operations. Tune in now! www.soarpay.com/2023/04/docupace

How do payment companies take advantage of the growing number of meta verse payments. And what payment innovations are coming in the next few years. Justin Passalaqua Country Director at Worldline tells us about the key strategies Worldline uses to innovate and to stay ahead of shifting customer needs, and where he believes payments are headed. Listen in for some exciting insights for the future of payments technology. www.soarpay.com/2023/04/20/worldline

"Payments isn't easy, we make it look easy." Mark Bishopp, Senior Vice President of Embedded Payments and partnerships at Fortis discusses with us embedded payments experience, the security measures Fortis takes to make sure your information is highly secured, and the changes Visa made to its surcharge rules. Mark also gives us insights on who Fortis chooses to partner with and why. www.soarpay.com/2023/04/fortis

In this episode, Michele Tucci, Chief Strategy Officer at Credolab joins us to talk about risk scoring, fraud detection, and how alternative data provides advantages over traditional data. If you're a business owner or a risk professional you don't want to miss this episode. www.soarpay.com/2023/04/credolab/

Tax season is here! This episode we're joined by Meg Higgins, VP of Global Business Development at Avalara, who talks to us all about Tax Compliance and Tax Laws, particularly with an eCommerce and FinTech focus. If you're a Fintech or eCommerce entrepreneur and want to learn how to streamline your tax compliance, or what traps to watch out for, this episode is for you. www.soarpay.com/2023/03/avalara/

Loyalty and Rewards programs have a long history but they are constantly evolving. In this episode, Len Covello, CTO at Engage People Inc. educates us on loyalty and rewards programs, how they're integrated into payments, and how AI plays a major role in personalizing each consumer's experience. https://www.soarpay.com/2023/03/engagepeople/

Host Jacob Hollabaugh is joined by the CEO of phos, Brad Hyett to discuss the growing demand for contactless retail payments that don't require additional hardware, how technologies like phos address the security concerns inherent in such transactions for both merchant and consumer, and how the ability to turn any smart phone into a contactless mobile POS is changing the landscape of retail business in both the first and third world. Check out the show notes here: https://www.soarpay.com/2023/03/phos

The daily workflow burden for small business operators is often a barrier to seeking new ways to free up valuable time that would be better spent with customers. In this episode, Prashant Gandhi, Chief Business Officer at Melio, joined us to talk about the ways a powerful software platform can transform their day-to-day operations. Check out the show notes here: https://www.soarpay.com/2023/02/melio

The financial services industry has historically adopted new technology at a much slower rate, but change is on the horizon. In this episode, we sat down with Bill Capuzzi CEO of Apex Fintech Solutions, to talk about the process of enabling clients to scale to meet the relentless pace of Fintech, while focusing on increasing access, creating efficiencies, and making a positive impact on millions of people around the globe. Check out the show notes here: https://www.soarpay.com/2023/02/apex

The gig economy is comprised of some of the most hard-working individuals around and is expanding every day. In this episode, we sat down with Tilak Joshi Co-founder and CEO at Lean to discuss the process and power of unlocking the financial system for gig workers through the lens of risk. Check out the show notes here: https://www.soarpay.com/2023/01/lean/

In a tech start-up things are moving sometimes at breakneck speed. In this episode, we had the opportunity to spend some time with Hristo Borisov, CEO and Co-Founder of Payhawk, to discuss the financial systems of tomorrow and the importance of maximizing control and visibility over business spend to keep up with the fast pace of growing companies. Check out the show notes here: https://www.soarpay.com/2023/01/payhawk

How do you scale globally, while keeping up with tax legislation, infrastructure, and pricing? It can feel like an insurmountable task. In this episode, we sat down with Daniëlle Keeven VP of Finance at Paddle to talk about a different approach to payments infrastructure. Is this end-to-end solution the best-kept secret in the payment industry? Check out the show notes here!: https://www.soarpay.com/2023/01/paddle/

In logistics people commonly have two questions, where is my shipment and where is my money? In this episode, Shawn Vo Co-founder and CTO of Denim joined us to talk about advancements and innovations on the payments side of the equation. To access show notes and more, visit us here!: https://www.soarpay.com/2022/12/denim/

From a crisis, you can build something really incredible. In this episode we were joined by Cameron Peake, Partner at Restive Ventures to talk about the ways tech can have a massive social impact and the ways to inspire and acquire funding partners to help make that dream become a reality. Show notes: https://www.soarpay.com/2022/12/rv

Not all businesses are created equal, and smaller and mid-sized companies are often underserved and overlooked. In this episode, we spent some time chatting with Austin Mac Nab the CEO of VizyPay about leveling the payments playing field. Show Notes: https://www.soarpay.com/2022/11/vizypay/

Access to credit unlocks opportunities for so many people, but it isn't always the easiest process. In this episode, we sat down with Jeff Keltner, the Senior Vice President of Business Development at Upstart to talk about utilizing technology to expand access across the credit spectrum. Show notes: Jeff Keltner - Upstart

The number of payment technology options continues to increase, but companies often resist adoption to avoid the cumbersome process. In this episode, we sat down with John Lunn, CEO and Founder at Gr4vy to talk about the power of providing companies with the ability to scale and maintain control of their entire payment stack from anywhere. Show Notes: https://www.soarpay.com/2022/11/gr4vy/

There is no reason why an online shopping experience needs to work like a brick-and-mortar store, so why have we worked so hard to mimic that process? Jay Myers, Co-founder of Bold Commerce, joins us to discuss the power of empowering brands to explore the endless ways to approach customized checkout experiences. Show notes: https://www.soarpay.com/2022/11/boldcommerce/

Credit Cards were established in the 1950s and while the world has drastically changed since then, the industry has not evolved alongside it resulting in a burdensome $140B of annual interest accumulation. In this episode, we sat down with Philip Belamant, Co-founder and CEO of Zilch to look at the way advertising dollars can be used to relieve that burden on consumers and bring that number from $140B to Zilch. Show Notes: https://www.soarpay.com/2022/10/zilch/

In a time where we rely on technology to make our lives as frictionless as possible, Paya is paving the way for the B2B payments space to automate and scale like never before. In this episode, we spent some time with Balaji Devarasetty, CIO of Paya to talk about the power of effective middleware. Show Notes: https://www.soarpay.com/2022/10/paya

Gift cards have a great sentiment, but aren't always the best way to send funds and often go unused. In this episode, we were joined by Nick Baum, CEO and Co-Founder of Tremendous - a payouts platform enabling businesses to send money, pre-paid cards, and gift cards to people all around the world - to talk about simplifying the process and gifting people in a way that works best for them. Show Notes: https://www.soarpay.com/2022/10/tremendous

The use of virtual cards is on the rise, but large issuers and legacy systems can often leave midmarket and smaller businesses behind. In this episode, we sat down with David Blaha, Chief Revenue Officer at Extend to discuss innovation around the use of corporate cards and spend management. Show Notes: https://www.soarpay.com/2022/10/extend-2/

In this episode, we sat down with Andre Neves Founder and CTO at ZEBEDEE to talk about the way an unexpected collaboration and introduction to the lightning network paved the way for disruption in the fintech side of gaming. Notes: https://www.soarpay.com/2022/10/zebedee

Event ticketing may seem like a simple concept, but thanks to Alex Linebrink Founder and CEO of Passage, our conversation revealed the complexity and untapped opportunities that lie within so many smaller events-based companies. With a background in payments and a passion for people, Alex provides a unique perspective on an established industry. Show Notes: https://www.soarpay.com/2022/10/passage

How do you find the next great analyst? In this episode we sat down with Brooker Belcourt, CEO and Founder of Covey- a platform designed to allow analysts to compete and learn from one another, to talk about a new approach to investment strategies. Show Notes: https://www.soarpay.com/2022/10/covey