Payments Innovation

Gender bias is not new. It’s prevalent in every industry, including Fintech. Women grow up expecting unequal retreatment in the workplace. That’s changing, now more than ever. In today’s episode, Faye McDonough, Portfolio & Business Operations Director at Growth Lending, and Lindsay Davis, Head of Markets at Atomic, visit the show to share their experiences as women in Fintech, how they’ve navigated their careers, and how they see the dynamic shifting in the near future. Join us as we discuss:Bias & gender balances in the workplaceWhat women bring to the teamEstablishing your values & never compromising To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Whether it’s buying or selling, what’s the most important currency in any B2B marketplace?Trust.And any B2B payments solution is incomplete without it.In today’s episode, Rahul Shinghal, Co-founder and CEO of Tazapay, visits the show to explain how Tazapay is using payments to put the trust back into B2B transactions.Join us as we discuss:Why trust has been neglected in B2BThe value of partnerships in the payments spaceWhy payments is really a compliance industry To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Since the pandemic began, retail investing has exploded in popularity.Technology has made it easier than ever to get involved, while the bullish markets make it particularly enticing.But is this trend a fad or the new normal?To help answer that, we sit down with Dan Raju, Co-Founder and CEO of Tradier, who is confident that 2022 will be the year of retail investing.Join us as we discuss:Why the retail investing space is booming after the pandemicThe Graduation Effect and why it’s easier than ever to get involved in advanced trading To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

It’s been a wild couple of years for the international fintech industry.Everything has gone digital, opening up vast new opportunities for consumers — as well as triggering an avalanche of fraud.In this episode, we welcome Don Ginsel, CEO and Board Member at Holland Fintech, an association that connects people and organisations in the financial value chain, enabling consumers and businesses to profit from innovation and development.He offers a feast of insights into how change brings challenges as well as opportunities.Join us as we discuss:The constantly evolving worldwide ecosystem of digital financeCan regulators keep up with the pace of fintech innovation?Fintech’s role in fighting cybercrime and keeping customers safeThe importance of financial education and inclusivity To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Retail investing has been on the rise in the wake of the pandemic, but that rise has gone smoother in some markets than others.The European market, in particular, poses many challenges for retail investors — and even more for the Fintechs looking to break into the market.In this episode, Martin Sokk, Co-Founder and CEO at Lightyear, explains how Lightyear is overcoming European retail investing challenges to offer a simpler path for everyday people to grow their wealth.Join us as we discuss:What needs to be fixed in the European retail investing sphereThe importance of a simple solution to operate across Europe’s many currenciesWhy Fintech’s will eventually stop being seen as challengers and integrate into the existing financial landscapeTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Banking as a service has been a hot topic for a while; but just because it’s popular doesn’t mean it’s the right path for everyone. A brand needs to consider its DNA and where it can bring the most value to the customer.Just ask Yuval Brisker, Co-Founder, CEO & President at Alviere, who explains how they’ve differentiated themselves by being hyper selective of their customers.Join us as we discuss:Yuval’s background and what Alviere doesShying away from the hot topic of banking as a serviceTargeting particular customers to differentiate from other platformsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Private jets may conjure up images of rockstars and real-life monopoly men, but the truth is, private aviation is a key component to modern international business. And companies offering jet services know that the only way to provide unparalleled customer experience is by having a robust, cross-border payments capability. Just ask Nick Davis, Founder at InstaJet, a company offering an easy-to-use and environmentally-friendly option for those looking to skip the airport lines and travel in style. Join us as we discuss:How payments are fueling the on-demand private aviation industryWhy more people than ever are opting for private aviationHow InstaJet is staying green To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Let’s not sugarcoat it: When you’re breaking into a new market, there are some serious hurdles.Whether it’s navigating labyrinthine regulations or just getting the lay of the land — breaking into a new market is easier with partners.Just ask Marcus Shin, Managing Director at Wirebarley, where he and the team have broken into several new markets in the past few years — all with the help of partners.Join us as we discuss:The regulatory challenges in the US and abroadTangible examples of how partnerships help you succeedWhy startups depend on speed — and how partners help you attain itTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

We live in a world of instant gratification — and consumers want everything to work in real-time.Yet until recently, real-time payments were anything but…Now the real-time revolution in payments is finally here — and you need to know how to reap the rewards.In today’s episode, we’re joined by Matt Wilcox, President, Digital Payments and Data Aggregation at Fiserv, who can answer all your burning questions about the real-time payments revolution.Join us as we discuss:Shifting consumer expectations around real-time paymentsThe education component necessary for real-timeThe future of real-time payments To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

The Amazons of the world have democratized access to revenue for sellers worldwide.Still, with funds taking weeks to clear, e-commerce sellers still face enormous obstacles when it comes to scaling.How do we democratize that fundamental part of every business?Today’s guest, Anas Sohail, Head of Sales at Payability, has the answer. He and the team at Payability are removing the friction for sellers and democratizing access to the funding every business needs to scale.In this episode, we discuss:The difficulties faced by e-commerce sellers when scalingThe crucial difference between lending and fundingHow Payability integrates into existing e-commerce platformsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.

When Facebook went down recently, many creators lost their ability to monetize their content — their livelihood — because of the outage.Could blockchain technology give creators an avenue to break the shackles of traditional social media?Today’s guest, Solo Ceesay, is banking on it. As COO and Co-Founder at Calaxy, Solo and his team are empowering creators with a crypto-fueled content platform that is revolutionizing how creators can capitalize on their creativity — from where they congregate to how they get paid.In this episode, we discuss:The previously untapped utility blockchain can provide creatorsWhy user experience lags far behind the technology when it comes to blockchain — and how Calaxy hope to change thatThe value NFTs can offer creatorsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player Hosted on Acast. See acast.com/privacy for more information.

International transactions have continued to be a challenge. But Incard is looking to change that, offering 100% tailor-made solutions for online entrepreneurs in the French and UK markets. Today’s guest, Théo Cesarini, Co-Founder and CEO at Incard, discusses the Incard brand and how the French landscape will evolve over the next couple of years. In this episode, we discuss:Problems faced by Incard customers and fintech in generalWhat makes Incard uniqueHow the French fintech landscape is evolvingChoosing France & the UK to launch Incard To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

When you think of European finance, the UK may be the dominant market you think of first…A close second? France.And if you want to be at the cutting edge of Fintech, you need to understand the French market.That’s why we’re so excited to welcome a new host to our podcast team — Mohan Madouri, who, as Directeur Commercial of France here at Currencycloud, has the inside scoop on the exciting innovations coming out of this important region.In this episode, we discuss:Mohan’s career pathWhy the French fintech market is so excitingWhat to expect in upcoming episodesTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

If you are going to build your business on top of a BaaS platform, it better be sturdy. And that means finding a partner bank and BaaS who understands your goals and needs. Today’s guest, Trent Sorbe, is Founder & President of Central Payments, where he’s helping build the sturdy platform businesses need to feel confident in their Fintech business. In this episode, we discuss:How Central Payments are laying the foundation for Fintech and embedded finance successThe importance of a reliable banking partner for Fintechs and brands in the BaaS spaceWhy you should never lose sight of the product component To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

If you ask your friends who own stocks in Amazon or Apple, odds are they’ve never voted on a shareholder proposal. But when the definition of a shareholder means to have a say in the way a business is run, it’s time to recognize the disconnect between stockholder and company.We speak with Antoine Argouges, Founder at Tulipshare, about shareholder activism, choosing campaigns, and future plans for his company.In this episode, we discuss:Becoming a shareholder activistHow Tulipshare chose their campaignsThe community response to Tulipshare’s activismWhat 2022 holds for TulipshareTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

It’s getting tougher for traditional banks to compete with the emerging neo-banks. While many are taking the steps to keep up, these banks must look into replacing legacy infrastructure if they want to stay relevant in the long term.Today’s guests, Dieter Halfar, Partner at Elixirr, and David Reiss, Programme Director, Strategic Partnerships at Currencycloud, talk about what financial services should be focusing on and what’s next for the space.In this episode, we discuss:Discussing key considerations for a finance companyThinking carefully about the product features that you launchCore differences between an off-the-shelf banking as a service provider and the orchestration layerThe importance of customer acquisition and retention for new banking brandsHow to stay relevant as a traditional bankTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

These days, 50% of investors under 30, a demographic that essentially grew up on social media.While many trading platforms are incorporating aspects of social media, none has truly integrated social and trading from the ground up.Benjamin Chemla, CEO and Co-Founder of Shares, is planning to change that by offering the first true social trading platform.In this episode, we discuss:What social trading is and how it adds to the Wealthtech marketWhy the GameStop controversy and purpose-driven investing bodes well for social tradingWhy Benjamin is confident Shares can avoid the fake news trapTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Who hasn’t received an email from their bank for an account that’s completely irrelevant?It makes you feel like your bank doesn’t care about you one bit, right?Banks have all the data they could ask for to understand their customers, but, clearly, most of them don’t know how to use it.But customer data platforms are changing that.Today’s guest, Izabella Gabowicz, COO at Sensibill, is someone helping lead the CDP revolution. She joins the show to share why CDPs are such an exciting tool for leveraging data to deliver better customer experiences.In this episode, we discuss:How CDPs make banking more humanHow to Use a CDP to marketing noise into highly targeted marketingHow CDPs foster empathy To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

One of the greatest silver linings to come out of the COVID-19 pandemic has been the obliteration of the requirement of physical proximity to the office.Where you once had to target your hiring practices and campaigns to a specific area, now a lot of companies have dropped their geographical requirements all together, allowing you to work from anywhere.And while that’s good news for the employee, it presents some unique challenges for the employer, specifically if they’re hiring international employees in locations where they don’t have an entity. On this episode of Payments Innovation, we talk with Aurel Albrecht, Founder at Lano, about:How Lano can help you break down those geographic walls when it comes to hiringWhy the remote work trend is so good for businessesThe key challenges that companies should be thinking about when hiring remotelyThe opportunities Lano and their clients are seeing from a multi-currency perspectiveTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

If you look at the best software out there in any category, you find an interesting trend:Most of it was designed to solve a problem its creators faced.Whether it’s Slack or MongoDB, these products weren’t solutions in search of a problem to solve.They’d already solved one.The same is true for today’s guest, Rhett Roberts, Co-Founder & CEO, Product Officer at LoanPro, a company offering simplified solutions for loan servicing built when Rhett needed to find a way to solve issues faced in his auto lending business.In this episode, we discuss:Why solving first makes for successful companiesHow LoanPro is simplifying loan servicingThe value and flexibility of a cloud-first API solutionTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

You get a text message letting you know a bill is due. You then open your payment app, scroll through, and pay the bill. If you have any problems, you’ll need to dial and call customer support. Now what if all those steps could’ve been handled through the initial text message?Today’s guest is helping make that connectivity a reality: Will Graylin, CEO at OV Loop, discus ses his history in the payment industry and what’s driving his enthusiasm to take messaging connectivity to the next level in the U.S.In this episode, we discuss:Diving into the payment industryUnderstanding the connectivity ecosystem Discussing the super walletTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

For those old enough to remember a time before, Fintech can seem like a dream come true — it allows us to bank, sell, invest and even gamble whenever and wherever we want. But these same tools can become a nightmare for those without the financial education to wield them responsibly.That’s why today’s guest, Vivi Friedgut , CEO/Founder at Blackbullion , is on a mission to educate young people so that they can make better financial decisions — and she’s using technology to enable the solution.In this episode, we discuss:- Why schools are poorly-equipped to educate on finance- The positives and negatives of the Fintech landscape- What it will take to solve the financial education problemTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts , Spotify , or here and don’t forget to check out our YouTube !Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Why are more and more Fintech’s turning to crowdfunding in addition to traditional VC investment?Because being accountable to the people actually using your product incentivizes you to shape it to their needs.That was a key consideration for today’s guest Edoardo Moreni, CEO at Emma Technologies, when funding the company's money management platform, which offers a wide range of banking and investment options to its users.In this episode, we discuss:How Open Banking has opened doors for wealth managementCrowdfunding vs. VC investmentThe future of Open Banking, Wealthtech and NeoBrokersTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Companies looking to build banking within their model have had to face 3 big challenges over the past decade: managing bank relationships, keeping up with compliance, and building technology to take their banking to market. Today’s guest is helping Fintech solve these problems: Itai Damti, CEO at Unit. He joins the show to explain banking as a service and how Unit is helping companies with their banking integrations.In this episode, we discuss:- Banking as a service- How Unit stands out, its vision, and its customers- Areas for improvement in banking in the futureTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Sometimes, you can get lucky with a few bets on the stock market but, usually, you need some advice if you really want to succeed with your investments. Yet, most advisors fail to deliver real value — so where do you turn? Fintech, of course...Like the revolutionary investing technology today’s guests, Chuk Orakwue, Managing Partner, and Louis Ortiz, Head of Growth, are delivering at Xantos Labs.In this episode, we discuss:Why average people struggle to maintain a thriving portfolioWhy you need to do better than average with your investments (and how you can)How Xantos Labs is differentiating itself from existing investment technology like Robin HoodTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Paytech is one of the most important emerging sectors in Fintech, yet for many, it’s a mystery.Not so for James Teodorini, Senior Paytech Consultant at Currencycloud, today’s guest and our newest host on payments innovation. He joins the show to demystify Paytech.In this episode, we discuss:James’ backgroundThe definition of Paytech The guests James will feature in upcoming episodesTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player Hosted on Acast. See acast.com/privacy for more information.

In recent years, Fintech has helped fuel Africa’s economic success.Now, some Fintechs on the continent are ready to expand their operations internationally. And that’s not just good news for Africa — it’s good news for everyone. Today’s guest, Omosalewa Adeyemi, Head of Global Partnerships and Expansion Team at Flutterwave, is leading the charge for one such Fintech. She joins the show to share why Flutterwave is a perfect fit for North American markets.In this episode, we discuss:Flutterwave’s unique value propositionThe effect of COVID on merchants and international paymentsWhat Flutterwave looks for when partnering internationallyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

If you are dealing with hundreds — if not thousands — of payments a day, you could hire a 30-person finance team, read 600 pages on ACH, and another 300 on the wire system.Or you could save yourself some time and money by listening to today’s guest.That’s because Sam Aarons, as Co-Fo under & CTO at Modern Treasury , has helped build a way for you to automate these payments, no matter where you bank, without the hassle you’d face building that capability in-house. In this episode, we discuss:The 3 pillars of Modern TreasuryThe importance of meeting your customers where they’re atTheir new double-entry accounting product, Ledger, which can save you even more time and moneyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify , or here and don ’t forget to check out our YouTube !Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Remember when there’d be a pitch for startup capital, with a straightforward yes or no in response? Well, things are a little different now, and we have people like Prashant Fuloria, Fundbox CEO, to thank for that.What we talked about:- The working capital marketplace- Banks vs Fundbox: the cost of managing unpaid receivables- The Fundbox customer experience- Small business COVID-19 economic recoveryCheck out these resources we mentioned during the podcast:- Prashant’s LinkedIn profile- Fundbox’s websiteTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Cross-border remittances used to be slow and the fees could end up being upwards of 10%, but thanks to innovations like blockchain and better banking partnerships, that’s all changing.Today’s guest is someone helping to lead that change: Manos Yoganathan, Vice President at Remitbee. He joins the show to explain how. In this episode, we discuss:- The remittance revolution- How blockchain technology is improving the remittance space- The challenge of partnering with banks in CanadaTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Cashless participation is the catalyst in the mission to drive equitable stock ownership through ESPPs (Employee Stock Purchasing Plans). Aaron Shapiro, CEO & Founder of Carver Edison, is here to tell us all about it in the latest episode of Payments Innovation.What we talked about:- Aaron’s journey into the corporate equity niche- Carver Edison’s place on the ESPP spectrum- Do ESPPs offer diversification opportunities?- The win-win-win situation created by cashless participation.Check out these resources we mentioned during the podcast:- Aaron’s LinkedIn profile- Carver Edison’s website- Carbon, Carver Edison’s equity education platformTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

In finance, partnerships can often be hard to pin down, but understanding the ins-and-outs of partnerships can mean a world of difference for Fintechs everywhere.Which is why this episode, as part of our Fintech Karaoke series, Cara Hayward interviews Kara Parkey, Director of Business Development at MX, to learn the secrets to successful partnerships. They discuss:- What defines a partner and the best way to choose them- How to get buy-in and sales alignment- The future of partnershipsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.  Hosted on Acast. See acast.com/privacy for more information.

The rich stay rich, and get richer, not by increasing their income, but by controlling their expenses. Spend management might not be an obvious option but it’s always worthwhile.Thejo Kote calls it like it is: companies have a problem managing their spend. Fortunately for us, his firsthand experience inspired him to found Airbase.What we talked about:- Spend management deserves your focus- How and why Airbase gives you spend management superpowers- The current and future state of the spend management marketplaceCheck out these resources we mentioned during the podcast:- Thejo’s LinkedIn profile- Airbase’s websiteTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Currencycloud’s Payments Innovation podcast is about 3 years old, and we couldn’t be prouder of all the conversations we’ve had about new business perspectives on the global digital economy.Today, we’re introducing a new podcast host who will pioneer a Payments Innovation series focused on our current clients and how they’re scaling.We’re excited to highlight our newest podcast host Scott Ernenwein, North America Account Manager: Fintech and Banking at Currencycloud.In this introductory episode, you’ll hear about:- Scott’s background in banking- His insights into current customer transformations- Challenges facing customers at scale- His vision for the client episodesTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.  Hosted on Acast. See acast.com/privacy for more information.

The pandemic may be in its final stretch, but it’s changed the world forever — especially how we work. Now, an internationally distributed workforce has become more attractive. But that can be a major challenge without the right tools.Our latest guest, Matt Drozdzynski, CEO and Founder of Pilot, is one of the people helping to provide those tools, offering businesses ways to deal with everything from payroll to compliance across borders.He joins the show to discuss:- How COVID transformed how we work- How Pilot is helping to power the shift in international work- The future of distributed workTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player.  Hosted on Acast. See acast.com/privacy for more information.

Not every business tanked during the pandemic, but that doesn’t mean that they didn’t experience challenges. Shaun Puckrin, Chief Product Innovation Officer at Global Processing Services, shares details of the journey from the growth side of the pandemic, in the latest episode of Payments Innovation.What we talked about:- Not all companies fell off the face of a cliff when COVID-19 became a pandemic, but why? Surely there were other challenges for them during this time?- The value of international payments and what’s next for the cross-border ecosystem.- The challenger-bank-in-a-box solution.Check out these resources we mentioned during the podcast:- Shaun’s LinkedIn profile- GPS’s website- Shaun’s Twitter profileTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Compliance often used to be seen as something you reluctantly dedicated resources to in order to please the lawyers. But that’s changing… Because behind every great Fintech is the ability to manage risk.Who said compliance can’t be sexy?Certainly not today’s guest, Charlie Delingpole, Founder and CEO at ComplyAdvantage, where his work helping companies leverage compliance as a strategic business asset is finally making compliance sexy.In this episode, we discuss:- The kinds of risks compliance addresses- Why compliance is a competitive advantage for Fintech- How ComplyAdvantage is making compliance intelligentTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Embedded finance is the game changer we never knew we needed.Robert Cortright, Founder & CEO at DriveWealth, walks us through the what, how, and why on the latest episode of Payments Innovation.What we talked about:- Fractional trading, financial literacy & AI- Brokerage vs. embedded finance- What to expect from the digital financial ecosystem in the next year or soCheck out these resources we mentioned during the podcast:- DriveWealth’s website- Greenlight financial literacy initiative- Bob’s LinkedIn profileTo hear more interviews like this one, subscribe to Payments Innovation on Apple Podcasts, Spotify, or your preferred podcast platform.Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Bringing on new full-time employees from different countries comes with its share of complications. From resolving legal grey areas to providing a first-class experience for the employee, Panther aims to solve these issues.Matt Redler, Founder and CEO of Panther, joins us to discuss how the company is changing the way remote work operates with employees in multiple countries.We talked about:- How Panther got started- The issues with hiring employees globally- What sets Panther apart from similar companiesTo hear more interviews like this one, subscribe to Payments Innovation on Apple Podcasts, Spotify, or your preferred podcast platform. Matt can be reached at the following:https://www.linkedin.com/in/mattredler/[email protected] Hosted on Acast. See acast.com/privacy for more information.

These days, banks are finally realizing what almost every other industry has already caught on to:If you want to succeed, you need to build around customer experiences. Just ask Alex Wheldon, Co-Founder, President and Chief Product Officer at Rho Business Bank, where he’s helping to usher in the new, customer-focused, paradigm for modern banking.In this episode, we discuss:- Why customer-focus is the new zeitgeist for modern banking- How Rho approaches partnerships- The example Rho is setting for other financial institutionsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Open banking is a hot topic these days, but depending on which side of the Atlantic you’re on, there are some large differences in the ways these markets are handling this innovative sector. As Head of International at Plaid, Keith Grose understands the differences between these markets better than most. He joined us on the show today to help untangle open banking. What we talked about:- The transatlantic differences in open banking- The difference between open banking and open finance- The COVID-19 effect on open bankingTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

When it comes to Fintechs and modernizing finance, it’s all about improving user experiences. And few banking products need it more than the traditional bank wire. In this episode, Chris speaks with Marwan Forzley, CEO at Veem, about how his company is fixing the user experience issues with wiring money. They discuss:- Why partners are essential to modern finance- The effects of COVID on Veem’s business demand- The problems with traditional bank wires (and how they can be fixed)To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

There are many ways you can expand your organization’s reach. But when you want to expand your international presence, sometimes the best method is through partnerships.That’s one way Lucian Lauerman, Head of Solutions for Business at OANDA, is approaching their expanding reach as the company launches its new FX platform. In this episode, we discuss:- The history of OANDA- OANDA’s influence in the FX space- Why partnerships are the way forward for the companyTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Buy now, pay later.It’s a useful way to manage transactional visibility, and I got to speak about it with David True, Founder and Partner at Paygility Advisors.What we talked about:- Common gaps in knowledge for non-US companies entering the US market- Sponsor bank positioning- The ‘Buy Now, Pay Later’ movement - Interchange rates and subscription revenueCheck out these resources we mentioned during the podcast:- David’s LinkedIn Profile- Paygility’s website- NYPAY’s website- NYPAY’s conversation about ‘Buy Now, Pay Later’To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Necessity is the mother of invention. We’ve all heard it, but the past year has proven it — we are finding new ways to work, to socialize, to educate, to shop and to pay.And when it comes to Fintech, crisis is the mother of innovation.In this episode, Cara speaks with Brady Harris, CEO, and Adam Steenhard, Senior Director of Corporate Strategy, at Dwolla, about how they are helping to revolutionize the payments space and why the pandemic is a boon for Fintech more broadly.They discuss:- Why payments has grown since the advent of COVID- The importance of simple integration in Fintech- Why partners are more valuable now than ever beforeTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Buy now, pay later, a concept introduced in the ’90s, has since undergone a digital transformation for consumers across the globe. Klarna, Afterpay, and Affirm are the few of many that offer consumers a buy now, pay later option for everyday purchases online. But what about brick-and-mortar purchases?This is where Arad Levertov, CEO and co-founder of Sunbit, saw an opportunity to disrupt the buy now, pay later space, and did so in a way that encouraged strong relationships with consumers. In this episode, we discuss how Sunbit addresses:- The need for brick-and-mortar buy now, pay later options- Very competitive APR rates and payment plans- How Sunbit has built a loyal consumer base To ensure that you never miss an episode of Payments Innovation, subscribe to Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Many payment solutions sit atop legacy infrastructures that don’t allow for much flexibility. New economy companies and FinTechs are looking for more.In this episode, we chat with Patricia Montesi, Co-founder and CEO of Qolo, about how she designed a next-gen payment solution that embraces modern banking capabilities.What we talked about:- The gap in the marketplace that led to the founding of Qolo- How FinTechs are forcing banks in the US to become more progressive- The value that expertise bringsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Financial literacy is a hotly debated topic. How do you educate consumers to make smarter investment decisions? Sometimes, the best approach is to learn by doing.That’s why Phillip Barrar, CEO of Moka, is fostering financial literacy not through courses, but through action and participation. He joined the show to discuss how Moka’s products promote financial inclusion in a simple and intuitive way.He discusses:- Moka’s products and how they work- Why the rise of Fintech is good for the consumer- Why financial literacy comes from action and participationTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Recently, the nation became enthralled with an underdog story of ordinary people pushing Gamestop’s stock way past its value to stick it to greedy traders only to be stopped by the power of Wall Street… Only that wasn’t the whole story. To learn what really happened, we turned to Yoshi Yokokawa, Co-founder & CEO at Alpaca, in our latest episode for some much needed context on the controversy. Yoshi explains:- What really happened with Gamestop- Why Robinhood had to stop allowing Gamestop purchases- How the payment order system worksTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

US regulations mean we don’t see nearly as many startup banks as Europe.So, if one manages to get past the regulatory hurdles, what do they prioritize? For Rodrigo Suarez, Head of Innovation at Piermont Bank, a startup bank serving SMBs, speed and culture are the secret to success.In this episode, we discuss:- The challenges a startup bank faces- Why the SMB space is ripe for innovation- Why speed and culture matterTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.