Optimal Finance Daily - Financial Independence and Money Advice

Kali of Making Sense of Cents talks about what to do when being frugal isn't enough. Episode 2322: When Being Frugal Isn't Enough by Kali with Making Sense of Cents on How To Make More Money Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2013/11/when-being-frugal-isnt-enough.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Suzanne Falter reminds you that you don't need to be famous Episode 2321: You Don’t Need to Be Famous - Really! by Suzanne Falter Suzanne Falter is a speaker and podcaster who helps busy women find happiness through self-care. After losing her 22 year old daughter, Teal, in 2012, Suzanne’s work has evolved to help busy people everywhere learn more about self-care, and living a life grounded in happiness. Over the last fifteen years, Suzanne’s work has been featured in More, O Magazine, The New York Times, Coast to Coast AM, Tiny Buddha, Elephant Journal, Woman’s Day, The Wall Street Journal, SELF, The Christian Science Monitor, as well as more than 100 TV and radio programs. She is also the author of How Much Joy Can You Stand, Living Your Joy, and Surrendering to Joy, as well as 9 novels, including the popular lesbian fiction series, Oaktown Girls. Suzanne lives in Oakland, California with her wife. The original post is located here: https://suzannefalter.com/angels/12928/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Cynthia Meyer with Financial Finesse talks about whether or not self-directed IRAs are a good idea Episode 2320: Are Self-Directed IRAs a Good Idea? by Cynthia Meyer After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2016/04/18/are-self-directed-iras-a-good-idea/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jesse Cramer shares the golden rule of personal finance Episode 2319: The Golden Rule of Personal Finance by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. Fast forward to now. So much has changed. -The Best Interest was nominated for 2022 "Personal Finance Blog of the Year" -Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more. -Jesse created a book with 30 other personal finance experts contributing a chapter each. -And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals. The original post is located here: https://bestinterest.blog/golden-rule/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave of Accidental FIRE reminds you that FI is a hall pass for safe reinvention Episode 2318: Financial Independence Is A Hall Pass For Safe Reinvention by Dave of Accidental FIRE Dave reached financial independence and semi-retired in his mid-40's through hard work, smart living, and investing. The Accidental Fire blog chronicles his journey and explores many aspects of personal finance including the psychological and behavioral factors that drive our habits. The original post is located here: https://accidentalfire.com/2022/06/28/financial-independence-is-a-hall-pass-for-safe-reinvention/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeff Rose tells you how to transfer your brokerage account Episode 2317: How to Transfer Your Brokerage Account by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/brokerage-account-transfer-fees/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Josh Arnold with The Prolific Investor talks about why income investors should consider dividend aristocrats Episode 2316: MONDAY MASTERY - Why Income Investors Should Consider Dividend Aristocrats by Josh Arnold Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity. The original post is located here: https://theprolificinvestor.net/33-why-income-investors-should-consider-dividend-aristocrats/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Mehlberg shares why you don't have to give up important things to get important things done. Episode 2315: You Don't Have to Give Up Important Things to Get Important Things Done by Michael Mehlberg Michael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog, Modern da Vinci has been called "The Owners Manual to an Awesome Life" and helps high-achieving entrepreneurs master their life and business - crushing their goals, living their passion, and finding purpose, balance, and excellence in all they do. The original post is located here: https://www.moderndavinci.net/blog/2018/5/30/you-dont-have-to-give-up-important-things-to-get-important-things-done Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Joseph Hogue with Retire Before Dad gives landlords a winning real estate investing strategy. Episode 2314: A Winning Real Estate Investing Strategy For Independent Landlords by Joseph Hogue Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/real-estate-investing-strategy-independent-landlords/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick Maggiulli shares the 7 streams of income to get rich. This is part 2 of 2. Episode 2313: [Part 2] The 7 Streams of Income to Get Rich by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your finances -The best ways to increase your long-term wealth And much, much more. Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog. The original post is located here: https://ofdollarsanddata.com/7-streams-of-income/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick Maggiulli shares the 7 streams of income to get rich. This is part 1 of 2. Episode 2312: [Part 1] The 7 Streams of Income to Get Rich by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your finances -The best ways to increase your long-term wealth And much, much more. Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog. The original post is located here: https://ofdollarsanddata.com/7-streams-of-income/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah Von Bargen shares 5 Google Calendar tricks that will help you save money Episode 2311: 5 Google Calendar Tricks That Will Help You Save Money by Sarah Von Bargen Sarah has consulted, strategized, and ghostwritten for hundreds of companies, bloggers, and entrepreneurs. Her clients include fashion labels, authors, life coaches, photographers, restaurants, psychologists, interior designers, and people who wouldn’t want you to know they have a ghostwriter. In addition to writing three books and an e-course, her writing has been featured on Buzzfeed, Forbes.com, Lifehacker, HelloGiggles, MindBodyGreen, Glamour, CLEO and Problogger named her one of 15 bloggers to watch in 2013 The original post is located here: https://www.yesandyes.org/2021/03/google-calendar-tricks-save-money.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kathleen Coxwell of NewRetirement asks what your retirement manifesto is Episode 2310: What is Your Retirement Manifesto? by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time. The original post is located here: https://www.newretirement.com/retirement/what-is-your-retirement-manifesto/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Charlie Brown of Simple and Straightforward insists that you spend money because you're bored Episode 2309: You Spend Money Because You’re Bored by Charlie Brown Simple and Straightforward questions everything we think of as normal. This publication may have its roots in minimalism and simple living, but it goes so much beyond decluttering and living with less. It's about deciphering the complexities of modern life one article at a time. It covers: Culture and society, especially their influence on our lives Travel, specifically how travel can shape our perception of what is "normal" Digital life, questioning our all-encompassing relationship with the online world Food with a focus on recipes designed around reducing food waste Highly curated recommendations for the best intentional living content on the internet The original post is located here: https://themakingofamillionaire.com/you-spend-money-because-youre-bored-26d8fa1be4af Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Christine DiGangi talks about what bills help you build credit Episode 2308: MONDAY MASTERY - What Bills Help Build Your Credit? by Christine DiGangi Marjolein is the founder of Radical FIRE. She has a finance and economics background with a master’s in Finance. Radical FIRE is a personal finance blog that helps you live your dream life by making more money and investing. They want you to reach your financial goals and have fun while doing it! The original post is located here: https://radicalfire.com/what-bills-help-build-your-credit/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andre Solo with Highly Sensitive Refuge talks nature versus nurture for introverts. Episode 2307: Are You Born an Introvert, or Do You Become One? by Andre Solo Co-founders Jenn Granneman and Andre Sólo's mission is to prove that high sensitivity can be strong. It’s okay to be a highly sensitive person (HSP). In fact, the world could use a little more of what HSPs have. They are the voices of Highly Sensitive Refuge, a community where HSPs can be themselves, take a break from the harshness of the world, and feel understood. Our founders are Jenn Granneman and Andre Sólo. The original post is located here: https://introvertdear.com/news/are-you-born-an-introvert-or-do-you-become-one/ Please Rate & Review the Show! Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai analyzes the temptation to cash out of stocks in favor of real estate. Episode 2306: Cashing Out Of Stocks To Buy Real Estate: Analyzing The Temptation by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/cashing-out-of-stocks-to-buy-real-estate/ Please Rate & Review the Show! Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes talks about why student loans are not "good" debt Episode 2305: Why Student Loans are Not “Good” Debt by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Rob Berger with Get Rich Slowly helps you understand the seven habits of wealth Episode 2304: Understanding the Seven Habits of Wealth by Rob Berger J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/understanding-the-seven-habits-of-wealth/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Len Penzo talks about how to fix your finances and resuscitate your DOA money situation Episode 2303: 6 Ways to Fix Your Finances and Resuscitate Your DOA Money Situation by Mikey Rox Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog. Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few. His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original post is located here: https://lenpenzo.com/blog/id50507-6-ways-to-resuscitate-your-doa-finances-today-2.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Elsie with Keep Thrifty asks if you've been spending all your money on something free Episode 2302: Have You Been Spending All Your Money on Something Free? by Elsie with Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/2016/07/21/spending-on-free.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jackie Beck helps you save money at the grocery store Episode 2301: 7 Easy Ways to Make the Most of Your Grocery Budget This Month by Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/7-ways-to-save-at-the-grocery-store/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Amanda Kruse of Women Who Money talks about the benefits of being an accredited investor 2300: MONDAY MASTERY - Accredited Investor: The Benefits of Being One by Amanda Kruse The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/accredited-investor-benefits-of-being-one/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nia Shanks shares how to build a home gym according to your budget and available space. Episode 2299: How to Build a Home Gym According to Your Budget and Available Space by Nia Shanks Nia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life. Nia also hosts The Nia Shanks Show--the podcast dedicated to helping you reach your health and fitness goals and become the most awesome version of yourself. The original post is located here: https://www.niashanks.com/build-home-gym- Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Joel of 5AM Joel asks a key question: how many toilets do you own? Episode 2298: How Many Toilets Do You Own by Joel of 5AM Joel Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human. The original post is located here: http://5amjoel.com/rental-property-toilets/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Daniella of I Like to Dabble compares credit unions and banks Episode 2297: Credit Unions vs. Banks by Daniella of I Like to Dabble Daniella is a software engineer and sidepreneur who has gone from 0 to 12 income streams in 4 years, paid off over $40k of debt in the process, and moved 2100 miles cross country with her wife Alexandra to live in their dream location. Prior to that, she was going through back-to-back layoffs, had no savings, and was living paycheck to paycheck. Now, she teaches thousands of others how to start and grow their own side hustles and businesses, get their money right, find remote work that aligns with what they really want to do, and live their best life. The original post is located here: https://iliketodabble.com/credit-unions-vs-banks/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kara Copple with I Will Teach You to be Rich teaches you about hedge funds and if you should invest in them Episode 2296: What is a Hedge Fund and Should You Invest in One? by Kara Copple Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/hedge-funds/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

The Neurogym team tells you which phrases to avoid when asking for a raise. This is part 2 of 2. Episode 2295: [Part 2] Avoid These 5 Phrases When Asking For a Raise by the NeuroGym Team NeuroGym applies scientifically-proven methods and technologies for helping people expand their mental and emotional power to reach their fullest potential. Their Mission is to be the leading provider of life transforming technology, products and services to help individuals and corporations maximize their performance and potential. The original post can be found here: https://blog.myneurogym.com/how-to-get-a-raise-according-to-neuroscience/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

The Neurogym team tells you which phrases to avoid when asking for a raise. This is part 1 of 2. Episode 2294: [Part 1] Avoid These 5 Phrases When Asking For a Raise by the NeuroGym Team NeuroGym applies scientifically-proven methods and technologies for helping people expand their mental and emotional power to reach their fullest potential. Their Mission is to be the leading provider of life transforming technology, products and services to help individuals and corporations maximize their performance and potential. The original post can be found here: https://blog.myneurogym.com/how-to-get-a-raise-according-to-neuroscience/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Amanda Brownlow of Hello Brownlow talks about when it pays to spend money to save money Episode 2293: When It Pays to Spend Money to Save Money by Amanda Brownlow Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient. She only writes about budgeting and minimizing tricks that she has tried so that she knows that they work. She is on her journey to financial independence with her Little Guy in tow, and while maintaining a budget that allows her to save almost HALF of her income, she’s still able to go on adventures around the country. When she’s not running after her one-year-old, she’s writing about and thinking about new ways to make her life more efficient and bring simplicity to everything she does. The original post is located here: https://hellobrownlow.com/2020/10/14/spend-money-to-save-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog teaches you about infinite banking Episode 2292: MONDAY MASTERY - What You Need To Know About Infinite Banking (An Alternative Investment Concept) by Kalen Bruce Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: https://moneyminiblog.com/investing/infinite-banking/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Rose Lounsbury reflects on the joy of open space. Episode 2291: The Joy of Open Space by Rose Lounsbury Rose Lounsbury is a keynote speaker, Amazon bestselling author, simplicity coach, and still-sane mom of triplets. (Yes, you heard that right!) She helps overwhelmed people create open spaces in their homes, workspaces, and more importantly–their minds–by letting go of the excess stuff that gets in the way. Rose started her own simplicity journey in 2012, after getting fed up with spending all of her free time dealing with my stuff. As she slowly let go of everything that didn’t matter to her, she discovered some amazing things: free time, peace of mind, & clarity. Rose became a simplicity coach to help others do the same thing. The original post is located here: https://roselounsbury.com/joy-of-open-space/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

FIRECracker of Millennial Revolution insists that renting will make us rich. Episode 2290: Why Renting Will Make You Rich by FIRECracker FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views. The original post is located here: https://www.millennial-revolution.com/rent/renting-will-make-you-rich/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Gordon Stein of Cash Flow Cookbook talks about how to save 45% on gas Episode 2289: How to Save on Gas - An Amazing 45% by Gordon Stein Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries affect their sleep, their job performance, their marriages and their mental health. He wants to fix that. The original post is located here: https://cashflowcookbook.com/save-on-gas/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor talks about key value stock fundamentals for screening stocks Episode 2288: Key Value Stock Fundamentals For Screening Stocks by Robert Farrington Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/363/key-value-fundamentals-for-screening-stocks/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jesse Cramer talks about estate planning Episode 2287: Estate Planning 101 by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. Fast forward to now. So much has changed. -The Best Interest was nominated for 2022 "Personal Finance Blog of the Year" -Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more. -Jesse created a book with 30 other personal finance experts contributing a chapter each. -And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals. The original post is located here: https://bestinterest.blog/estate-planning-101/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom shares 4 smart ways to use your tax refund Episode 2286: 4 Smart Ways to Use Your Tax Refund by Kumiko of The Budget Mom Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/what-you-should-really-do-with-that-tax-refund/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Dennis with Financial Finesse asks if you should save for retirement or pay off debt first Episode 2285: Should You Save More For Retirement Or Pay Off Debt First? by Mark Dennis After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2018/03/29/should-you-save-more-for-retirement-or-pay-off-debt-first/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Odegard of The Prolific Investor talks about why debt is required for getting rich Episode 2284: MONDAY MASTERY - Why You Can't Become Rich Without Debt by Chris Odegard Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity. The original post is located here: https://theprolificinvestor.net/16-why-you-cant-become-rich-without-debt/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Ellen Burgan teaches us how to build a circle of support. Episode 2283: How to Build a Circle of Support For Your Life by Ellen Burgan Ellen Burgan is a midlife woman who loves to have fun, yet has a big appreciation for the art of relaxation. She prefers to live spontaneously and go where the wind blows. If It Brings You Joy is a blog that inspires ideas to make life a little better for yourself and others. Ellen has a passion for bringing joy to her life and share her ideas with you. The original post is located here: https://ifitbringsyoujoy.com/circle-of-support/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents talks about the power behind a no spend challenge. Episode 2282: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jolene Latimer with Student Loan Planner shares 5 signs that now is a good time to refinance your student loans Episode 2281: 5 Signs That Now Is a Good Time to Refinance Your Student Loans by Jolene Latimer Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus. The original post is located here: https://www.studentloanplanner.com/good-time-refinance-student-loans/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick Maggiulli talks about whether or not you should die with no money Episode 2280: Should You Die With Zero? by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your finances -The best ways to increase your long-term wealth And much, much more. Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog. The original post is located here: https://ofdollarsanddata.com/should-you-die-with-zero/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeff Rose talks about the value of life insurance Episode 2279: Is Life Insurance Really a Good Investment? by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/life-insurance-as-an-investment/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill of Marriage Kids And Money shares the pros and cons of rental properties. This is part 2 of 2. Episode 2278: [Part 2] Rental Properties Pros and Cons by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/rental-properties-pros-and-cons Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Hill of Marriage Kids And Money shares the pros and cons of rental properties. This is part 1 of 2. Episode 2277: [Part 1] Rental Properties Pros and Cons by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/rental-properties-pros-and-cons Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kathleen Coxwell of NewRetirement talks about preparing for the debt ceiling crisis Episode 2276: MONDAY MASTERY - What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time. The original post is located here: https://www.newretirement.com/retirement/debt-ceiling-how-to-prepare/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chalene Johnson of The Chalene Show shares some great tips to get motivated again when you are in a workout slump. Episode 2275: In a Workout Slump!? Here are Some Great Tips to Get Motivated Again! by Chalene Johnson Chalene Johnson is a world-renowned motivational speaker with more than 30 years as a health expert. She is a New York Times best-selling author, health and lifestyle expert, and top health podcaster with over 20 million downloads of The Chalene Show. Tens of millions of people around the globe have transformed their bodies and their lives with her help, and her fitness programs have been featured in gyms and on TV for more than 12 years. She and Bret, her husband of over twenty years, are the founders of the SmartLife movement. Together, they have built and sold several multimillion-dollar lifestyle companies and helped countless people to do the same. The original post is located here: https://www.chalenejohnson.com/in-a-workout-slump-here-are-some-great-tips-to-get-motivated-again/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker of Becoming Minimalist shares ten budgeting tips that can help to lower your life's fixed costs. Episode 2274: Budgeting Tips: 10 Ways to Lower Your Life's Fixed Costs by Joshua Becker Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/budgeting-tips/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Dahlby shares two short posts covering "wellthy" living and the value of accountability Episode 2273: WELLthy Living AND Accountability is the Key to Financial Success by Dawn Dahlby Dawn is a Certified Financial Planner and Wealth Wellness Expert who teaches people how to LIVE WELLthy. She’s also the author of “LIVE WELLthy: Own Your Worth, Grow Your Wealth.” As a fiduciary with over 20 years of experience providing financial advice, Dawn has not only led her clients from moderate incomes to affluence, but she has helped them become truly wealthy. Her approach helps people learn to save for tomorrow without having to sacrifice living today by merging the most effective teachings of self-help with finance to create a unique focus on “spending freedom.” Dawn’s engaging coaching style and results-oriented approach to spending and saving have led her to become a sought-after speaker, a regular contributor to Worth Magazine, and a media personality offering expert advice. The original posts are located here: https://dawndahlby.com/wellthy-living/ & https://dawndahlby.com/accountability-is-the-key-to-financial-success/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices