Optimal Finance Daily - Financial Independence and Money Advice

Chris Reining reminds you that it's the small changes that make you rich Episode 2495: It’s The Small Changes That Make You Rich by Chris Reining on Simple Financial Choices Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/small-changes/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Lisa Harrison of Mad Money Monster tells you to ditch the financial gimmicks for a better life. This is part 2 of 2. Episode 2494: [Part 2] Ditch The Financial Gimmicks For A Better Life by Lisa Harrison of Mad Money Monster on Not Letting Frugality Run Your Life Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence. The original post is located here: https://madmoneymonster.com/2019/04/08/ditch-the-financial-gimmicks-for-a-better-life/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Lisa Harrison of Mad Money Monster tells you to ditch the financial gimmicks for a better life. This is part 1 of 2. Episode 2493: [Part 1] Ditch The Financial Gimmicks For A Better Life by Lisa Harrison of Mad Money Monster on Not Letting Frugality Run Your Life Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence. The original post is located here: https://madmoneymonster.com/2019/04/08/ditch-the-financial-gimmicks-for-a-better-life/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kathy Robinson of Athena Wellness reminds us that retirement is a verb Episode 2492: Retirement is a Verb by Kathy Robinson of Athena Wellness on Living With Meaning and Intention Prior to becoming a certified wellness coach and author of The Athena Principles – Simple Wellness Practices for Overworked Professionals, Kathy Robinson spent more than 25 years assessing the wellness of Fortune 500 companies. She was a Chief Audit Executive and Chief Risk Officer before turning the lens from professional assessments to personal ones and began helping her clients optimize their well-being, especially in times of transition or when striving toward new wellness goals. She also teaches and facilitates online offerings based on her wellness methodology that include practices such as writing and meditation. The original post is located here: https://athenawellness.com/blog/2022/7/1/retirement-is-a-verb Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache talks about silly and misleading retirement calculators. Episode 2491: Silly and Misleading Retirement Calculators by Mr Money Mustache on Percentage of Income Formulas Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2011/04/21/silly-and-misleading-retirement-calculators/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Ross Enamait of Ross Training shares his thoughts on hard work and achieving success Episode 2490: It Never Gets Easier by Ross Enamait of Ross Training on Hard Work to Achieve Success Founded by Ross Enamait, RossTraining.com is dedicated to excellence and innovations in high performance conditioning, strength, and athletic development. His goal with the site is to provide a content-rich resource to assist with your development. As a long time trainer and boxing coach, Ross has dedicated his life to the development and improvement of athletes. He has been in business for over 15 years and has helped numerous athletes succeed at the world class level. It is his career and obsession. The original post is located here: http://rosstraining.com/blog/2016/09/it-never-gets-easier/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet talks about how much you should leave to your kids Episode 2489: How Much Should You Leave to Your Kids? by Darrow Kirkpatrick of Can I Retire Yet on Inheritance and Writing Your Will Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/how-much-should-you-leave-to-your-kids/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Courtney Luke tells you the 5 best ways to save money on your automotive expenses Episode 2488: 5 Best Ways To Save Money On Your Automotive Expenses by Courtney Luke of Arrest Your Debt on Not Overspending on Your Car Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. There are three main areas of focus for Arrest Your Debt: 1. To provide trustworthy personal finance information to first responders. 2. To help first responders take control of their money and get out of debt. And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve. Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA Today The original post is located here: https://arrestyourdebt.com/save-money-on-automotive-expenses/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jesse Cramer talks about if you should invest in your emergency fund Episode 2487: Should You Invest Your Emergency Fund? by Jesse Cramer of Best Interest on Calculating How Much to Save For an Emergency Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances. He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet. Fast forward to now. So much has changed. -The Best Interest was nominated for 2022 "Personal Finance Blog of the Year" -Jesse has been on CNBC, MSN, the Motley Fool, Yahoo Finance, and more. -Jesse created a book with 30 other personal finance experts contributing a chapter each. -And Jesse left engineering. He now works for a fiduciary wealth management firm with one important mission: helping people achieve their financial goals. The original post is located here: https://bestinterest.blog/should-you-invest-your-emergency-fund/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Anika Jindal with A Dime Saved talks about how much one should have in savings Episode 2486: How Much Should I Have In Savings? A Guide To Financial Security by Anika Jindal with A Dime Saved A Dime Saved is the perfect blog for any family trying to figure out their finances. Robyn is a mom with a passion for personal finance who was inspired to start her blog after going through a rough patch and realizing that she needed to make a change. She decided to write the content that she wished she had access to in her time of need, and A Dime Saved has become a great resource for all things money. Her family-friendly blog covers everything from budgeting tips to child-rearing, investing to lifestyle design, and so much more. The original post is located here: https://adimesaved.com/how-much-should-i-have-in-savings Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth of Get Rich Slowly reminds you that nobody cares more about your money than you do Episode 2485: Nobody Cares More About Your Money Than You Do by J.D. Roth of Get Rich Slowly on Being Careful With Your Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/nobody-cares-more-about-your-money-than-you-do/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Renee Benes of The Fun Sized Life talks about the funny thing that happens when you become debt-free Episode 2484: A Funny Thing Happens When You Become Debt-Free by Renee Benes of The Fun Sized Life Renee is a minimalist mom, blogger, & coach. She and her husband downsized their house, paid off debt, started making money online, and now travel part-time with their kids. Her blog and online coaching is centered around helping other women to create this same lifestyle for themselves, both in their day to day living and in how they manage their money. The original post is located here: https://www.thefunsizedlife.com/debt-free/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money encourages you to reflect on your money milestones and what it will take to hit them. Episode 2483: What Are Your Money Milestones by ESI on Financial Strategies and Wealth ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/what-are-your-money-milestones/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Shirley of Daring Living tells us about intention setting and how to live with intention. Episode 2482: What is Intention Setting & How to Live with Intention by Shirley of Daring Living on Mindfulness Shirley is a Certified Life Coach who helps driven women create joy and success through brain-based coaching, self compassion, and emotional resilience. The original post is located here: https://daringliving.com/intention-setting-live-with-intention/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom talks about how to celebrate Halloween on a budget Episode 2481: How to Celebrate Halloween on a Budget by Kumiko of The Budget Mom on Money-Saving Halloween Ideas Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-celebrate-halloween-on-a-budget/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Erik Carter with Financial Finesse discusses 3 different lanes to financial independence for early career workers Episode 2480: 3 Different Lanes To Financial Independence For Early Career Workers by Erik Carter of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2018/11/30/3-different-lanes-to-financial-independence-for-early-career-workers/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chelsea Brennan of Smart Money Mamas talks about how to build a budget that actually works. This is part 2 of 2. Episode 2479: [Part 2] Build a Budget That Actually Works by Chelsea Brennan of Smart Money Mamas on How to Plan Your Expenses and Not Overspend Chelsea Brennan is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives. The original post can be found here: https://smartmoneymamas.com/step-1-2-build-that-budget/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chelsea Brennan of Smart Money Mamas talks about how to build a budget that actually works. This is part 1 of 2. Episode 2478: [Part 1] Build a Budget That Actually Works by Chelsea Brennan of Smart Money Mamas on How to Plan Your Expenses and Not Overspend Chelsea Brennan is a hedge fund investor turned online entrepreneur that helps moms make their money work for them and embrace their ambitions, so they can live their fullest lives. The original post can be found here: https://smartmoneymamas.com/step-1-2-build-that-budget/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor talks about Warren Buffett's best investing tips Episode 2477: Warren Buffett’s Best Investing Tips by Robert Farrington of The College Investor on Effective Investing Advice Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/3395/warren-buffetts-top-5-tips-investing/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeff Rose talks about simple ways to improve your debt management skills Episode 2476: Simple Ways to Improve Your Debt Management Skills by Jeff Rose of Good Financial Cents on How to Start Getting Out of Debt Today Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/simple-ways-to-improve-your-debt-management-skills/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Helene Massicotte of Free To Pursue talks about going from country song to rock anthem. Episode 2475: From Country Song to Rock Anthem by Helene Massicotte of Free To Pursue on Financial Freedom & Security Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2017/7/24/country-song-to-rock-anthem Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Danae Smith of This Wondrous Life talks about pressing the restart button. Episode 2474: Pressing Restart by Danae Smith of This Wondrous Life on New Beginnings and Making Life Changes Danae Smith is East Coast born and raised, but a West Coast girl at heart, She is the founder of This Wondrous Life, a lifestyle blog, rooted in pursuing a life lived simply, slowly, and with community. Over the years, Danae has found her heart pulled so strongly towards living a slower, more simple life. In a time where we are inundated with the message of instant gratification; where success is defined by numbers and accolades, and social media has begun to define how we live our lives, She desires to build a space and create a culture that shows another way---a more simple and slow approach to life. The original post is located here: https://thiswondrouslife.com/twl//pressing-restart Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Lisa Firestone talks about money stress Episode 2473: Money Stress: Why We Use Money to Feel Bad About Ourselves by Dr. Lisa Firestone of Psych Alive on the Psychology of Spending Dr. Lisa Firestone is the Director of Research and Education at The Glendon Association. An accomplished and much requested lecturer, Dr. Firestone speaks at national and international conferences in the areas of couple relations, parenting, and suicide and violence prevention. Dr. Firestone has published numerous professional articles, including Conquer Your Critical Inner Voice (New Harbinger, 2002), Creating a Life of Meaning and Compassion: The Wisdom of Psychotherapy (APA Books, 2003) and The Self Under Siege (Routledge, 2012). The original post is located here: https://www.psychalive.org/money-stress-why-we-feel-bad-about-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Seth Godin talks about how to buy a house Episode 2472: How to Buy a House by Seth Godin of What to Consider Before Purchasing a Home Seth is an entrepreneur, best-selling author, and speaker. In addition to launching one of the most popular blogs in the world, he has written 19 best-selling books, including The Dip, Linchpin, Purple Cow, Tribes, and What To Do When It's Your Turn (And It's Always Your Turn). His most recent book, This is Marketing, was an instant bestseller in countries around the world. Though renowned for his writing and speaking, Seth also founded two companies, Squidoo and Yoyodyne (acquired by Yahoo!). By focusing on everything from effective marketing and leadership, to the spread of ideas and changing everything, Seth has been able to motivate and inspire countless people around the world. In 2013, Seth was one of just three professionals inducted into the Direct Marketing Hall of Fame. In an astonishing turn of events, in May 2018, he was inducted into the Marketing Hall of Fame as well. He might be the only person in both. The original post is located here: https://seths.blog/2010/04/how-to-buy-a-house/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Christina Browning of Our Rich Journey talks about which rate to focus on if you want to retire early Episode 2471: Want to Retire Early? - Focus on This Rate by Christina Browning of Our Rich Journey on Increasing Your Savings Rate Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/post/want-to-retire-early-focus-on-this-rate Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Caitlin See of Student Loan Planner talks about the top strategies to pay off student loans in 5 years Episode 2470: Top Strategies to Pay Off Student Loans in 5 Years by Caitlin See of Student Loan Planner on Getting Out of Student Loan Debt Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus. The original post is located here: https://www.studentloanplanner.com/pay-off-student-loans-five-years/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich of Rich On Money tells you if you should pay off your mortgage early Episode 2469: Should I Payoff My Mortgage Early? by Rich of Rich on Money on Pros and Cons of Paying Off Your Mortgage Early Rich is from Montgomery, Alabama. He buys rental properties in cash, fixes them up, rents them out to local families, and manages the properties himself. He's been doing this for the past 20 years. He now owns 30 units, with 20 single-family homes paid off. And he didn't have an easy start. While serving in the military, he paid off $32,000 in student loans in a year, paid off a $280k mortgage in 6 years, flipped several houses in Washington D.C. to help build income for real estate investing, purchased 20 rental properties with cash, and set up systems to do all of this while serving overseas. The original post can be found here: https://www.richonmoney.com Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Peter Kim of The White Coat Investor asks what's keeping you from financial freedom Episode 2468: What’s Keeping You From Financial Freedom? by Dr. Peter Kim with Physician on Fire on Attaining Your Money Goals The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high-income professionals looking for unbiased information about all things financial or simply a referral to a trusted professional providing good advice at a fair price. What started as a simple blog has grown into a multi-media company that will provide you the financial information you need in whatever format you prefer. The original post can be found here: https://www.physicianonfire.com/keeping-you-from-financial-freedom/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Freedom Sprout talks about the value of little purchases and big wins. Episode 2467: Conscious Spending: It's About the Little Purchases and the Big Wins by Kalen Bruce of Freedom Sprout Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://freedomsprout.com/conscious-spending/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kimberly Holland with Healthline explains the value of talking to yourself. Episode 2466: Positive Self-Talk: How Talking to Yourself Is a Good Thing by Kimberly Holland with Healthline How you feel affects every precious day of your life. Healthline understands that, which is why they’re committed to being your most trusted ally in your pursuit of health and well-being. You can depend on Healthline to provide expert content along with genuine caring--both of which will support, guide, and inspire you toward the best possible health outcomes for you and your family. The original post is located here: https://www.healthline.com/health/positive-self-talk Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Finer shares 6 reasons not to do FI Episode 2465: 6 Reasons Not to Do FI (Why FIRE May Not Actually Be Useful For Everyone) by Mr. Finer on Downsides of Financial Independence Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share experiences, mistakes, successes, benefits, positives, and negatives from his journey. The original posts are located here: https://mrfiner.com/6-reasons-not-to-do-fi-why-fire-may-not-actually-be-useful-for-everyone/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents talks about why keeping up with the Joneses will make you broke Episode 2464: Why Keeping Up With The Joneses Will Make You Broke by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2014/11/why-keeping-up-with-the-joneses-will-make-you-broke.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares wealth advice that should be obvious. This is part 2 of 2. Episode 2463: [Part 2] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares wealth advice that should be obvious. This is part 1 of 2. Episode 2462: [Part 1] Wealth Advice That Should Be Obvious by Mr. Money Mustache on Best Money Saving Habits Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2013/09/20/wealth-advice-that-should-be-obvious/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Laurie Sepulveda of Women Who Money discusses how to take a vacation while paying off debt Episode 2461: How Do You Take a Vacation While Paying Off Debt? by Laurie Sepulveda of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/vacation-while-paying-down-debt/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Honey Smith with Get Rich Slowly talks about motivation and money Episode 2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/motivation-and-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Taylor of PT Money provides the keys to getting ahead financially. Episode 2459: The Keys to Getting Ahead Financially - It Gets Easier by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/does-this-get-easier-getting-ahead-financially/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nir Eyal tells us how we can have fun to minimize distraction. Episode 2458: This is How to be Less Distracted By Having Fun in Tedious Tasks by Nir Eyal on Productivity & Curiosity Nir Eyal writes, consults, and teaches about the intersection of psychology, technology, and business. The M.I.T. Technology Review dubbed Nir, “The Prophet of Habit-Forming Technology.” Nir founded two tech companies since 2003 and has taught at the Stanford Graduate School of Business and the Hasso Plattner Institute of Design at Stanford. He is the author of the bestselling book, Hooked: How to Build Habit-Forming Products. In addition to blogging at NirAndFar.com, Nir’s writing has been featured in The Harvard Business Review, TechCrunch, and Psychology Today. Nir is also an active investor in habit-forming technologies. Some of his past investments include: Eventbrite, Product Hunt, Pantry, Marco Polo, Presence Learning, 7 Cups, Pana, Symphony Commerce, Worklife (acquired by Cisco) and Refresh.io (acquired by LinkedIn). Nir attended The Stanford Graduate School of Business and Emory University. The original post is located here: https://www.nirandfar.com/tedious-tasks/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Tony with Money Mini Blog provides 4 common mistakes that investors make Episode 2457: 4 Common Mistakes That Investors Make by Tony with MoneyMiniBlog.com on Investing & Making Money in a Bull or Bear Market Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: https://moneyminiblog.com/lists/common-investing-mistakes/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kevin of Financial Panther talks about creating a stupid mistakes fund Episode 2456: Create A Stupid Mistakes Fund For Your Stupid Mistakes by Kevin of Financial Panther on Planning For Mistakes Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling. The original post is located here: https://financialpanther.com/create-stupid-mistakes-fund-stupid-mistakes/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Len Penzo talks about 5 strategies for protecting your 401k from economic collapse Episode 2455: 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog. Len’s personal finance articles have been featured in the New York Times, MSN, Business Insider, Money, Time, Forbes, The Huffington Post, Yahoo! Finance, CBS MoneyWatch and Clark Howard, just to name a few. His focus is on the importance of personal responsibility — not only for our personal finances, but also for everything else we do in life. The original post is located here: https://lenpenzo.com/blog/id25073-5-strategies-for-protecting-your-401k-savings-from-economic-collapse-2.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Lisa Harrison of Mad Money Monster shares frugal hacks to live an awesome life Episode 2454: Frugal Hacks To Live An Awesome Life by Lisa Harrison of Mad Money Monster on Money-Saving Tips Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her husband are known as Mr. & Mrs. Mad Money Monster on the site. They pride themselves as being Gen-Xers who have turned it all around and are now charting a course toward financial independence. The original post is located here: https://madmoneymonster.com/2017/01/26/frugal-hacks-to-live-an-awesome-life/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris of Keep Thrifty talks about how kicking his soda habit is fueling his retirement Episode 2453: How Kicking My Soda Habit is Fueling My Retirement by Chris of Keep Thrifty on Getting Rid of Unnecessary Expenses Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/2016/03/14/soda-for-retirement.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick Maggiulli talks about a margin of safety Episode 2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment Decisions The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases -How to find good information and ignore bad information -How to organize and manage your finances -The best ways to increase your long-term wealth And much, much more. Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog. The original post is located here: https://ofdollarsanddata.com/a-margin-of-safety Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes tells us of five crucial ways that Dave Ramsey is right about money. Episode 2451: 5 Crucial Ways Dave Ramsey is Right About Money by Jen Hayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/5-crucial-ways-dave-ramsey-is-right-about-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Julie Morgenstern teaches parents how to eliminate guilt about working too much. Episode 2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children Julie Morgenstern is an organizing & productivity consultant, New York Times best-selling author, and speaker. For over 30 years, Julie has been teaching people all around the world and at all stages of life how to overcome disorganization to achieve their goals. Her mission is to free each individual to make their unique contribution to the world - by helping them design their own systems for managing time and space that feel natural and are easy to maintain. This Inside Out approach to organizing everything gives readers, listeners, and clients the energy and knowledge they need to get (and stay) organized. The original post is located here: https://www.juliemorgenstern.com/tips-tools-blog/2020/1/30/how-to-eliminate-working-mom-guilt Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 2 of 2. Episode 2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 1 of 2. Episode 2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/7-smart-tips-to-spend-less-so-you-can-live-more/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Courtney Luke tells you why you need a debt management plan Episode 2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and start building wealth on any income. There are three main areas of focus for Arrest Your Debt: 1. To provide trustworthy personal finance information to first responders. 2. To help first responders take control of their money and get out of debt. And 3. To provide valuable resources and references to first responders to help them grow their nest eggs and enjoy the retirement they deserve. Since 2009 when they started their journey toward financial literacy, they’ve been featured on MarketWatch, Forbes, Fox Business, Experian, MSN, Ladders, and USA Today The original post is located here: https://arrestyourdebt.com/you-need-a-debt-management-plan/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kelley Long with Financial Finesse talks about how much money you could lose by trying to be perfect Episode 2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money Decisions After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2017/12/06/your-obsession-with-being-perfect-could-cost-you-six-figures/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices