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Don’t Rush Financial Freedom – Do This Instead

Don’t Rush Financial Freedom – Do This Instead

On Property Podcast

July 25, 202026m 55s

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https://www.youtube.com/watch?v=fVtaHaOE6B0 Maybe you hate your job and you don't like getting up in the morning and you feel like you're in a rush to be financially free. I understand what that's like, but in this video I want to talk about how to get the life you want without financial freedom (but still get financial freedom anyway). 0:00 - Introduction1:40 - Financial freedom as an insurance policy3:05 - My story of financial freedom and a job I hated6:14 - What financial freedom gives you6:45 - Being in a rush to be financially free leads you to making dumb decisions9:10 - Shift your focus inwards to pursue the life you want12:39 - Start with 1% improvements15:03 - Visionary task #1 - If life was reset18:08 - Visionary task #2 - If I was financial free20:22 - Take your time and do it properly22:38 - Make your life amazing24:20 - It's a journey Recommended Videos: How To Make Property Investing an Achievable Goal Income School YouTube Channel Niche Site Project YouTube Channel Transcription: Ryan 0:00maybe you hate your boss maybe you hate your job and you just don't like getting up in the morning and having to go and work at something all day that you're just not passionate about maybe you want to move locations or live in a van or just do what you love and live a life with purpose and you want financial freedom in order to do that i understand where you're at i've been there in the past i know what it's like to have a job where you wake up in the morning and you don't want to go to work you just dread it but you do it anyway because you have to and you're just looking for a ticket out and you're in that rush to achieve financial freedom because that is your ticket out that is your ticket to happiness and ticket to the life that you want in this video i'm going to be a bit counterintuitive and actually encourage you to stop rushing towards financial freedom because there's risk associated with that you're less likely to get the life that you want in the timeframe that you want and to actually show you that there's a better way to do this and to start to expand your mind to the different options that are out there so i'm really excited to share this one with you because i think being in a rush to be financially free is actually setting so many people back on their journey and i want you i want you to have that good life i want you to have a life where you are passionate to wake up in the morning that every day is a good day sure you're gonna have your ups and downs but you're loving the work that you're doing you're loving where you're living you're passionate about your work you got great relationships in your life you got cool experiences that you're having i want you to have that life of financial freedom isn't the only ticket to that life and i want to talk about the idea that financial freedom is a goal that i think is worthy to strive towards i'm definitely striving towards it but rather than seeing financial freedom as a ticket to happiness rather than seeing it as your escape out of the life that you hate when you're living a life that you absolutely love financial freedom just becomes an insurance policy it becomes a backup plan it's there for you if things go bad in life and it allows you to continue doing what you want to do even when things don't go well so it's like you could be living the life that you love getting paid to do that but let's say we have you know another situation where we go into a recession and you lose your job or something like that if you have financial freedom you can continue to do work that you love and not have to worry about money you can can you continue to live where you love to live and not have to worry about money but you don't need that financial freedom until that bad situation comes up you don't need that financial freedom to live the life you love you're already living it it's just there as an insurance policy and allows you to live it no matter what happens so that's what i want to talk about today that's what i want to ramble about and open your mind towards and get you thinking about today so i'm really excited to share this with you hi i'm ryan from onproperty helping you on your journey to financial freedom and i used to think financial freedom was my ticket i remember being a pharmaceutical rep it was a good job i had good colleagues i had good customers but it wasn't a job that i was passionate about sales is not necessarily my forte and you know it would make me a bit anxious and i just didn't love getting up and going to work from 8am to 6pm every single day when i wanted to be doing things that were more creative i want to be doing stuff like this where i get to actually create cool content that helps people i wanted to be doing that but there was no room for that in my job so i know the feeling of like getting out i've got bills to pay i've got mouths to feed i've got kids to raise all of that sort of pressure on me debts to pay off as well so i've got to go to work and there's not really much time left for what i want to do which is spend time with my kids go surfing go traveling create content do things i'm passionate about and so i know what that's like and i used to drive around listening to audio books about how to escape than the nine to five how to build up an online business and i was lucky enough that you know i was able to leave my job and go full time into my business now i left a six figure job in order to go into a business that was making roughly 500 to $1,000 a month so you don't have like six to 12 grand per year so i left a six figure job in order to go after that and to try and achieve that and you know had a hard couple of years in that eventually achieved pseudo financial freedom at 28 so that's like a short term financial freedom where my online businesses were paying me enough money where i didn't have to work for a couple of years and so from 28 to 3031 i honestly didn't really do a whole lot of work i moved up to we lived in a van the van i'm recording in right now we moved up to new sa spend a lot of days on the beach, drinking coffee, taking the kids to school going on hinterland adventures, all that sort of good stuff. So I had a couple of years of that a lot of self discovery in that last financial freedom at around 30, or 31, and building that back up again, and then also building up that long term financial freedom. But I say that to kind of, yes, give some context to my journey, but to also say that, I always saw financial freedom as a ticket to happiness, a pot of gold at the end of the rainbow that as soon as I achieve financial freedom, I am going to be happy. I know it. So it just became the the driving force of my life, the driving goal of my life was to achieve financial freedom through my businesses or through property. And I achieved that at 28. I thought, This is it, I'm going to be happy and oh, my God, I was so depressed. At the time, I just went into this deep, dark depression, because I no longer had any purpose in my life. I didn't know what I loved to do other than trying to achieve financial freedom. And I was really lost. And it took me a couple of years to work out. Okay, what is it that feels my life with meaning? What is it that makes me happy what I want to get up and do every single day, because getting up and doing nothing just wasn't for me. So financial freedom is this ticket to happiness, but it's actually not. Financial Freedom does buy you time, and buys you choices in your life. So you've got the time to pursue things that you think might make you happy. And you've got the choices to be able to do that. Even if it costs a bit of money. Or if you don't earn any money from it, then you can pursue that. So financial freedom does buy you those things. But it doesn't buy you your happiness doesn't buy you your purpose. It doesn't buy you that sense of fulfillment. And being in a rush to get out of your situation. I understand that. But having financial freedom as the ticket out of that comes with all sorts of risks as well. When you're in a rush to be financially free, you do dumb things like what I did you spend $6,000 on an online course that promises to make you rich, basically $6,000, that taught me nothing. That was a waste of money. It got me on this journey towards actually building an online business. So I'm grateful for that. But that was like a third of my savings at the time that I dumped into this online course. And has you do dumb things like spend all of your savings to import things from China because you think you can sell them with a huge margin and make heaps of money in the next couple of months. Little Do you know that you didn't do the quality control you over invested in everything that got delivered to you was basically a pile of junk, useless pile of junk that you spent 1000s of dollars on that you now can't sell or the situation like I was in, were already sold, some had to refund them and pay a bunch of costs associated with that. So not only lost all my savings, but then lost even more money associated with that. So that was a number of years ago, where I made that or I can lead you down the path of making really bad property investment decisions as well rushing into an area because it's been hot spotted, or having someone talk you into buying a house and land package because you're going to get guaranteed rental returns and all this depreciation and you better buy now before the market goes up in value. Little Do you know that you're actually massively overpaying for that property, you know, and the person who is helping you get it is pocketing massive commissions that can lead you down a path of actually buying an overpriced property in an area that may have had a boom due to mining but then is going to have huge vacancy rates in the future, and your property plummets in value. I've had friends go through this,