NZ Everyday Investor

In New Zealand recently, for example, we’ve seen a new government come to power who’ve decided to restore some of the tax rules that made property investment a viable asset class in the past. We’re also getting much-needed tax cuts, which may offset the pain from inflation for those carrying the biggest load. Our central bank is being given a much more narrow and simplified mandate—focus on inflation. How good is that They'll soon have one job to do – So there’s hope that both the RBNZ and the government will do a better job of dealing with inflation in the future. As investors, this means more stable interest rates. It’s about confidence. Read moreThanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

We diversify our portfolio's to lower volatility. In the same way, we should diversify our thoughts to reduce risk. The world is changing fast. Technology, geopolitics, the environment, and society are all shifting. How can we adapt and thrive? How can we prepare for the risks and opportunities? Read moreCheck out the last episode with Dr Reuben Steff here.Check out some of his recent publications here(2023) 'The Strategic Case for New Zealand to Join AUKUS, The Diplomat, https://thediplomat.com/2023/04/the-strategic-case-for-new-zealand-to-join-aukus/ (2022) 'Great Power Politics: The US-China Balance of Power in Transition' in (ed.) Aiden Warren, Global Security in an Age of Crisis (Edinburgh University Press)(2022) 'The Fate of the Indo-Pacific: Lessons from Ukraine and US Diplomacy Towards Taiwan', 9DASHLINE, https://www.9dashline.com/article/the-fate-of-the-indo-pacific-lessons-from-ukraine-and-us-diplomacy-towards-taiwan(2020) Emerging Technologies and International Security: Machines, the State and War (Routledge)Visit website at https://www.waikato.ac.nz/social-sciences/______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

CHA$ING THE JONE$E$In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between, if you're balancing the life you have right now with your future life, get closer to the image of success you're chasing. Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.______________________________________Check out some online courses!Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialUGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!*Hatch*Sharesies*Easy CryptoSharesight: (Get 5 months free)*CMC Markets*Revolut Bank*I may receive a financial benefit if you click on an affiliate link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Talk to Ungaro & Co about investing in bitcoin with a portion of your KiwiSaver, without high fees *Check out Daniel's book, Actionable Ethics and subscribe to the Daniel Natal Show here. Sign up to the newsletter!*Based on the only other provider that has exposure to bitcoin, the ethical provider we use charges lower fees. Based on a more correct view, bitcoin actually helps transition out of fossil fuels. It also rewards us for thinking long-term about things that really matter. Wealth, not war...with bitcoin you can save the world by fixing the money.______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Simone Anderson, a social media influencer and entrepreneur from New Zealand. Simone shared her incredible weight loss journey, which she turned into a successful book, blog, and brand. She also revealed her passion for beauty and fashion, and how she uses them to press herself and inspire others. We also discussed how we, as investors, can think differently about building wealth, and what lessons we can learn from Simone’s story. I hope you will find it informative and enjoyable. ______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

If our behaviours are the end state, before that was a tactical decision around what actions would be engaged in to invest. That ties into a strategy, which comes about after considering what the best approach would be to achieve your goals. How did the goals get there? Well, chances are, there’s something about you that's unique. Each of us has a 'special mission’ if you like – in fact, without occasionally considering our purpose, even though we achieve our goals, we’re never happy. Ready to tackle your own strategy? Learn more here.Check out the article here.A special thanks to our guests Maryanne Spurdle, and Tim Wilson. Check out Maxim Institute here. ______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Chasing the JonesesToday, I really just wanted you to know that no matter what kind of investor you are today, you can become a different investor tomorrow. The results you have today, now matter what they are, likely stem from a set of skills. If you want better or different results, you’re going to need different skills. I believe from the bottom up – micro first, we should be improving as investors all the time by bringing more of who we are to the table. That’s what this podcast series is about. On a Monday I tackle it from the top down, macro first – somewhere in the intersection between what you can control, and what you can’t, sits the opportunity for you to develop the skills you need to get to the next level.In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between, if you're balancing the life you have right now with your future life, get closer to the image of success you're chasing. ______________________________________Check out some online courses!Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialUGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!*Hatch*Sharesies*Easy CryptoSharesight: (Get 5 months free)*CMC Markets*Revolut Bank*I may receive a financial benefit if you click on an affiliate link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Unelected, ideological economists using outdated economics have, in my opinion, over the past 3 years set in motion a chain of events that will cost billions to fix. Considering we can’t vote for them, we should be critical of them. Read more here. Michael Reddell [www.croakingcassandra.com]is a former economist at the Reserve Bank of New Zealand and a current economic commentator and blogger.______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Watch previous episode with Michael Every here.Take the survey here.It's hard to take seriously the voices that tilt towards doomsday scenarios when all it is is ill-informed pessimism coming from someone desperate enough to double down on conviction for a win. The lesson in the boy who cried wolf was for the boy, after all.What if the boy had great, long-distance vision, though? We've just been ignoring someone trying to help us. My guest today is not the boy in the story. He's a cogent voice calling out from the wilderness, warning us the tide's just shifted, and perhaps it's time to prepare. Read more here...______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Sometimes, it's hard to stay optimistic. Whether you're grappling with personal setbacks or observing the rollercoaster ride that is New Zealand's recent political climate, it can feel like swimming against a rip tide. But remember this—the rest and medication can work, the next big opportunity is just a phone call away, and the world still spins on its axis. Day follows night, and it's always darkest before the dawn. Read more here.Check out the Prescription for Prosperity Report here.______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

I'm not claiming our investment choices can singlehandedly combat global issues like climate change. How you marry wealth generation with ethical considerations remains deeply personal, and that's your job, not the job of a fund manager, KiwiSaver provider, or financial adviser. Yet, consider this: investing in genuine values might, in the long run, bear richer fruits. The global financial stream is tilting, albeit slowly, towards appreciating the nuances of environmental, social, and governance aspects. Paul Brownsey, CIO of Pathfinder, a prominent New Zealand-based fund manager, talked to me recently in a podcast episode, shedding light on how these values play out in today's investment world. Read More______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Reach out to Elle Snedden or the team at Simpson Western here. You can reach out directly to Carley Ellis for an insurance review here: [email protected]______________________Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Get SocialSign up to the newsletter!YouTube InstagramTikTok: @theeverydayinvestorwww.nzeverydayinvestor.comInstagramYouTubeDarcy UngaroLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

To manage investment risk, there’s a few strategies we can employ – diversification, where our money’s divided up into cash, fixed interest or bonds, property, and shares ensures not all of our eggs are in one basket. If one part does poorly, hopefully another part performs better. Sure you sacrifice some potential gains through concentration, but at least with diversification, your money still has a chance to grow. Increasing our timeframe is another way to manage investment risk– property and shares are good examples of how in the short term, you may get great, or terrible returns, but over the longer term it’s often the best places to put your money. There are risks we don’t manage very well in the investment world though, and this is more my opinion here than a mainstream view. I’m concerned about custody risk for example, or the fact that whether it’s our online sharebroker, or even our managed funds, these investments aren’t held directly – they’re held on our behalf. The likelihood of there being an actual problem here is low – perhaps as low as the 1 in 100 year flooding risk we had last summer, yet it’s still something I wonder about – what if everyone tries to cash in their investments all at once, or there’s some other systemic risk we never saw coming. The more links in the chain there are, the less we’re connected to what we own. Read moreSIGN UP TO THE DEFI REPORT HERE______________________________________Check out some online courses!Sign up to the Home Buyers Blueprint here.Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Check out the Homebuyers Blueprint: PAY LESS ON THE PROPERTY, SAVE MORE ON THE MORTGAGE. Do the course. Enter PROMO Code: SEPT for a special deal this month only.Chasing the JonesesIn this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between. If you're balancing the life of right now, with the life you know you want to have in the future, I think you can strike the balance and get closer to that image of success you're chasing. Just hang in there, and listen along.The views expressed shouldn't be taken as financial advice. ______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialUGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!*Hatch*Sharesies*Easy CryptoSharesight: (Get 5 months free)*CMC Markets*Revolut Bank*I may receive a financial benefit if you click on an affiliate link.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Investing in companies isn't just a moral choice; it's a strategic one. You're steering your capital toward sectors that are poised to benefit from a surge of money coming into this space from fund managers and government initiatives. Even if you’re determined to invest in a way that cures the planet, just keep this in mind: To fix the world, we need to fix the money first. Hating the rich is no way to help the poor, and saving the climate should be about saving people.______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Sign up to The Home Buyers Blueprint Now!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.Show me the [Climate] Money: Free online webinar this Wednesday at 12pm: Register here.So right about now is one of those times to be watching some events closely, and we’re covering that today. There are some legit dark and heavy clouds on the horizon in markets and in the geo-political space – it is hard to see how the world is going to improve, but it is important we try to improve while we’re waiting.  Amongst all this change, there’s going to be opportunity for those comfortable with changing their views. Read more here______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Use Promo Code SEPT to get 20% New Wealth Foundations and The Home Buyers Blueprint.When's My House Price Going to Start Rising Again?Ah, the age-old question that's been on the lips of every Kiwi homeowner and potential buyer for decades. If you've been living under a rock, here's a quick recap: Inflation is the rate at which the general level of prices for goods and services rises, causing purchasing power to fall. Another way to think of it is that the value your dollar can hold today, is less than it was yesterday. Read more here______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC MarketsRevolut: Sign up, and get a $15 credit.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Chasing the JonesesIn this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between. If you're balancing the life of right now, with the life you know you want to have in the future, I think you can strike the balance and get closer to that image of success you're chasing. Just hang in there, and listen along.The views expressed shouldn't be taken as financial advice. ______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialUGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!*Hatch*Sharesies*Easy CryptoSharesight: (Get 5 months free)*CMC Markets*I may receive a financial benefit if you click on an affiliate link.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Artist, Entrepreneur, photographer, and host of the Transformation of Value Podcast, Cody Ellingham is my special guest today. Our conversation starts on the question, 'Why don't you want to own a house?', but it doesn't stop there. We then slip into a world where the Sovereign Individual is competed over by various nations for the wealth we carry inside.Read more here______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Chasing the JonesesIn this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between. If you're balancing the life of right now, with the life you know you want to have in the future, I think you can strike the balance and get closer to that image of success you're chasing. Just hang in there, and listen along.The views expressed shouldn't be taken as financial advice. ______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialUGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!*Hatch*Sharesies*Easy CryptoSharesight: (Get 5 months free)*CMC Markets*I may receive a financial benefit if you click on an affiliate link.Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

After the global financial crisis in 2008, an individual or group of individuals sent a saviour into our financial world to save it from what would inevitably be a very dark day of judgment in the future. We didn’t recognise this saviour at first, in fact, most of us tried to kill him too. The highest performing investment of all time was crucified by mainstream media and traditional finance - But it’s still alive. Now, In a new world denominated in scarcity, the plebs can live in abundance, powered by the sun. Watch the previous episode this year here______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Hugh Hendry is a Scottish ex-hedge fund manager well known for his performance during theglobal financial crisis of 2008. Today, we’ll be covering off how our guest is thinking about his portfolio during thesetimes – remember not to conflate edutainment with financial advice though. ______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

In between the things that are known, and unknown, lie the doors of perception.” Jim Morrison was often revered and feared in equal measure. In the world of financial markets, where varying perspectives may reveal hidden truths that govern our economic reality, there are other voices that may carry the knowledge we need about what’s coming next. Read More.______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

The majority of this podcast revolves around my journey to build wealth and my view of where the world is headed. We all deal with finances, be it through homeownership, banking, or investments. Read more here.______________________________________Check out some online courses!Sign up to the KiwiSaver Millionaire Roadmap: This one's free!Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses personally.Get SocialThe Everyday InvestorYouTube InstagramTikTok: @theeverydayinvestorSign up to newsletterwww.nzeverydayinvestor.comAsk me anything!UGRO: For YOUR WealthInstagramYouTubeDarcy UngaroBook a free 15-min chatLinkedInTwitter: @UngaroDarcywww.ungaro.co.nz________________________Affiliate Links!I may receive a financial benefit if you click on these links.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

This episode is a deep-dive into the world of inflation and its covert impacts on our society with renowned author and tech-thought leader, Jeff Booth. We're venturing beyond the surface, exposing the inflation-driven inequality, and exploring the uncharted territories of a deflationary future propelled by technology. Brace yourselves as we decode climate change, the concept of housing costs under a Bitcoin system, and the impact of a deflationary environment on AI-induced job losses. This conversation promises to challenge your norms and stimulate fresh thinking. Don't forget to leave us a review and share your thoughts!Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

My guest today is a recovering anti-financial adviser-non-financial adviser who talks to people about making concentrated investments into the asset class of shares. This style of investment doesn’t look like stock picking – it feels like putting your investments where your eyes are. Engage the brain before acting on anything from any of my shows and please do seek the opposing opinion before taking action.Watch the full version on YouTube here.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Sign up to the KiwiSaver Millionaire Roadmap!Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Nestled nicely in nuanced comfort and ease, we skip the t’s and c’s – because what could be worse torture than actually weighing up the value of convenience with the strings that are always attached behind the scenes. Read more...Keen to receive a copy of 'The Everyday Investor Pocket Guide to Wealth 2023'? Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter hereHey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Check out our free KiwiSaver course: KiwiSaver Millionaire Roadmap!Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Imagine, if you will, a future world that's a notch stranger than the one we inhabit now. It's not a stretch, is it? Yet, does our investment strategy reflect this impending peculiarity? Perhaps not as much as it should...Paul Quickenden is the head of NZ operations at Easy Crypto, NZ's most trusted crypto on and off-ramp.Sign up to Easy Crypto here: Easy CryptoHey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

If you'd like to tell me what you think about sustainable investing, fill out the survey here.Today and I’m super fortunate to be able to sit across the table today with Michael Salvatico, from S&P indices. Check out the chart that Michael referred to here.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Special announcement! News of the Money-World is re-grouping, re-strategizing, and (hopefully!) relaunching in September 2023 as per announcement.If you're not already subscribed to the newsletter, please do so hereCheck out the latest blog on this topic.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Check out www.thepropertylifestyle.com to learn more about Nicole Lewis.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Learn about Bob Ross here: https://youtu.be/lLWEXRAnQd0Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

1 - Keen to ask a question: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Lionel Ritchie, Adrian Orr, Janet Yellen - we're metaphorically "Dancing on the Debt Ceiling," not unlike Ritchie's hit, as the pause in the official cash rate forward guidance surely isn't an election year performance; rather, it's indicative of inflation under control. Does this recent budget maneuver imply our government and central bank are hitting the right notes?It almost sounds like I'm being positive about the central bank and government? ___________________News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.__________________Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Andrew Crosby is the CEO of Universal Homes.Soft hearts towards the poor, and a hard money system. These are the two practical solutions we, as everyday people, can use to change the world. Presently, however, both of these activities are facilitated by an inept government operating with little accountability.Want to read more? Hey! Can we have a little chat?If you're picking up what I'm putting down, sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter hereSign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Keen to simply ask a question: Click here. 2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Today, advanced technologies such as AI and blockchain are being woven into the fabric of the finance sector. This isn't about innovation, yet there’s plenty of that occurring in Web3; it's about transformation. In fact, I’d be happy to be known as the one who said, When we alter the very currency of our lives, we reshape the contours of our world.From the creation of the US Federal Reserve in 1913 to the Global Financial Crisis just over 100 years later – we may be witnessing the greatest transformation to the way money moves around.Read the rest here.Immersve.comHey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Join our live webinar as we delve into the intriguing world of Berkshire Hathaway's AGM. We'll explore Buffett and Munger's "elephant hunting," their massive cash reserves, and their colossal stake in Apple. As my 'illegitimate grandparents,' they've always played by their own rules, defying convention by avoiding dividends and expressing their distrust of banks. We'll also discuss how Buffett is future-proofing his empire. Don't miss this chance to understand the strategies of these rule-breaking financial titans.___________________News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.__________________1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

In this episode, we delve deep into the heart of New Zealand's economic landscape during this critical election year. Our guest, Robin Oliver, brings his expertise in tax economics and policy to a conversation that seeks to challenge assumptions and broaden perspectives. Together, we explore the implications of government decisions on middle-class New Zealanders, discuss the role of wealth and taxation, and reflect on a recent Sapere report. We aim to foster an understanding of the complex economic forces at play, without clinging to any particular political ideology. Join us as we navigate these complex issues, balancing between preserving individual freedom and fostering collective prosperity.https://www.treasury.govt.nz/sites/default/files/2007-11/taxreview2001-report.pdfhttps://olivershaw.co.nz/Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

When things aren't quite right in the world, and in the world of investing in particular, it's quite helpful to be able to talk about it.Fund managers, advisers, regulators—actually, pretty much the entire industry—have no incentive to sound the alarm bell. Further, anyone who does sound the alarm could cause harm just as badly as someone who doesn't. Property and equity markets may not have priced in the reality that interest rates could stay elevated for longer, or even rise. What this means is that the 'value' of all we own could go down further. In addition, and possibly more concerning, is the fact that as interest rates rise, the system itself is at risk.___________________News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.__________________1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Today, Paul talks about how everyday investors can not only become their own bank but also their own custodian. While this episode may seem tailored for those into crypto, it's for anyone curious about how new digital finance types will transform every aspect of investing.As the co-founder of Blockchain Labs NZ since October 2016 and the founder of Everlasting Group since May 2021, Paul is exceptionally knowledgeable and adept at explaining complex concepts. This episode is not only a must-listen for crypto enthusiasts but also for those intrigued by the future of finance. Be sure to sign up to New Wealth Foundations now, and get 80% off with offer code WEBINAR. If you're already signed up but want to join the free weekly webinars at 12:45 every Wednesday, use this link.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective. Use the offer code: WEBINAR for an 80% discount! What?! Yes, and 80% discount!*Note at the time of recording we were not aware of the RBA decision to increase their official interest rate.___________________News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.__________________1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Draw a line from one side of the page to the other, and place a mark somewhere along that spectrum from the far left, where everything’s going to return to normal again soon. Russia will crawl back into their hole, China will scale back it’s tough talk, and the US will learn how to take the lead again. Interest rates will fall and house prices will stabilise. On the right, however, we have full state control of our entire financial system, with everything we do and say linked to our ability to buy and sell. Subject to where you feel the world is going, not where you want it to go, you may wish to invest in a portfolio or strategy that is in line with that mark. Read more here.If you feel like your organisation, family, or trust needs to have exposure to this type of investment, please reach out to me here to discuss how I could assist.The Transformation of Value PodcastSign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Forgive the MR Beast style introduction also for those of you who noticed – this is the actual episode where I learnt that dirty trick though so you’re witnessing history really (Where Ed McKnight gives away the secret to making a great podcast thumbnail). This market really is insane though, and at some stage, maybe even in the next 6 months, things could look a lot different. Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Too much regulation and innovation is snuffed out - too little, and people lose money. Still, when it's central planners and incumbents who ultimately are driving the push towards MORE regulation....well forgive my cynism.Personally, I want to be certain that in some parts of the playground, when investing, things are transparent and I get what's advertised on the tin. In other areas, especially those that are new - well we should let the fools be separated by their money no? It's this activity that brings change, which ultimately leads to better outcomes for consumers.___________________News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.__________________1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

The Global Financial Crisis (GFC) left deep scars that have yet to heal. Recent bank failures testify of this – it’s the equivalent of an 80 year old having a fall. Although we have plenty new regulations, the stay of execution’s only postponed until the next trigger comes across an itchy finger.  David Tripe, a professor of banking studies with Massey University. Read more of my views on this here. David is a banking specialist with interests in property, economics (focusing on monetary policy), and corporate governance. Before joining Massey University in 1994, he worked for 17 years in New Zealand's banking sector, acquiring diverse experience, and maintains interest in banking developments.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

The world is changing, and a golden age of new wealth creation will occur in a digital realm. Despite the potpourri of risk and tremendous uncertainty around this, it’s essential to keep investing in an open-mind, especially with the exponential change happening in AI and digital wealth. Read MoreWant to learn more about working with Darcy Ungaro (financial adviser)? Book in a free 15-min phone call here - click on this link.Watch the YouTube version here: https://youtu.be/QVwc7DjtAT0Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Read the full article here on this topic - pay attention, this one's an important one to share.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

In this episode of the Everyday Investor, Carley Ellis, and Stu Potter talk about how an idea birthed after beers, hanging out with friends at the beach, led to a business that quite literally takes investing to new heights: StardustMe.Read more here.Hey! Can we have a little chat?Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

We’re honored to be joined by Tim Edwards, the Managing Director of Index Investment Strategy at S&P Dow Jones Indices. With a distinguished past at Barclays Capital and the Royal Institution of Great Britain, as well as having a Ph.D. in pure mathematics, Tim's expertise spans a wide range of investment strategies and market insights that will help us better understand passive investing.Read the full article here.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Have a burning question you'd like answered? Click here!Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.HatchSharesiesEasy CryptoSharesight: (Get 5 months free)CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.What else?1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.2 - Subscribe to YouTube to get earlier access, and participate in live events.3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!