Episode 439: Permission to Spend DOUBLE in Retirement!

In this episode, we ask:

• Why do people refuse to treat a dollar of income the same as a dollar of wealth?
• What is the weird glitch in human psychology?
• What does the latest research say?
• What about married couples?
• What does guaranteed income do to the retirement income puzzle?
• Why are many retirees living in voluntary poverty?
• What if you wouldn’t run out of money?
• What is a 4:1 ratio?
• Is a dollar a dollar?
• How does the retirement vehicle affect how retirees spend?
• What can give you a pay raise in retirement?
• What happens to your lifestyle?
• What is the rational side?
• What is longevity risk?
• Will you live to age 97 or beyond?
• What causes people to run out of money?
• What about locking in guaranteed income?
• Who is funding survival?
• How could one make longevity risk disappear?
• What does “protect principal at all cost!” do to spending?
• What about the behavioral side?
• Do people treat all money as fungible?
• What about loss aversion?
• Why do retirees hate to draw down their IRA balances?
• What about the required minimum distributions (RMDs)?
• What does the law say about turning 73 and holding qualified accounts?
• What does the data say?
• How about some examples?
• What form is your money sitting in, right now?
• Who wants to flip the script?
• What happens when you delay social security payments?
• What is the closest thing to a spending superpower that exists?
• What are some practical moves you can take?
• What are the takeaways?
• Would you like to visit ssa.gov?
• Would you like to meet with Mark or one of Mark’s associates?