Episode 176: Annuities vs. Everything Else

In this episode, we ask:

• What are people saying about annuities?
• What about supplemental income strategies for retirement?
• Should alternative income strategies be used in retirement?
• What about rental income?
• What about rental income in a pandemic?
• Is your rental property your annuity?
• How is this working out?
• What about Moody’s analytics?
• How many renters are behind on rent?
• What about mom and pop landlords?
• What are squatter’s rights?
• What about contract law?
• What about laddered bonds?
• What about taxes?
• Have you heard Episode 138?
• What about MUNI bonds?
• What did Barron’s say?
• What did Mark see at the Oriental Museum?
• What about liquidity?
• What is a Single Premium Immediate Annuity (a SPIA)?
• What about inflation?
• What about the Mack Truck factor?
• What have the insurers done with the annuity gotchas?
• What is the fixed indexed annuity?
• Have you heard Episode 80?
• What about income?
• What about a steady stream of income in retirement?
• How does one fund an annuity?
• What are the choices?
• What are the tradeoffs?
• What are the protections?
• What about qualified and non qualified plans?
• How does a fixed annuity address the liquidity problem?
• Who has the cash?
• What is an idea for liquidity?
• What about the inflation problem?
• Can you lose money due to market fluctuations?
• What about the participation rate?
• What about an inflation protection hedge?
• What about competitive market returns without loss?
• What about increasing income in retirement?
• What about a pay raise in retirement?
• What about a guaranteed minimum income for life?
• What about the insurers addressing the Mack Truck factor?
• What about gifting the unspent lump sum to your beneficiaries?
• What about nursing home care?
• What about double income payments in a qualified care facility?
• Do you have a bond that can do that?
• Do you have a rental property that can do that?
• What are the benefits of the indexed annuity?
• What are the downsides?
• What are the risks?
• Who is an indexed annuity good for?
• What about medium and long term savings goals?
• What about short term goals?
• What do you want your money to do for you?
• Who are indexed annuities NOT good for?
• What about surrender charges?
• What about liquidity?
• Would you like to meet with Mark?
• What about looking at your Social Security benefits online?
• Do you have a plan for long term care?
• Do you have a plan for your home equity?
• How might your home equity support you in retirement?
• Do you still need to buy stuff?
• Would you like to join the Not Your Average Financial Community?