Money You Should Ask

Renee Horton Ph.D., our guest this week, is a children's book author, a compelling and international inspirational speaker who brings her epic personal story, expertise, and incredible personality to each of her award-winning presentations. Dr. Renee also serves as a NASA Space Launch System (SLS) Quality Engineer at Michoud Assembly Facility (MAF) in New Orleans. She is an advocate for diversity and inclusion in Science, Technology, Engineering, and Mathematics (STEM) and works diligently in the community for STEM education and STEM outreach. She is also the founder of Unapologetically Being, Inc., a nonprofit for advocacy and mentoring in STEM. Dr. Renee is also the proud mother of three and grandmother of two. Dr. Renee and Bob discuss: Being jobless and homeless at a pivotal time in her life. Accidentally becoming a children's book author. Long term benefit of investing over buying shoes. Jar savings strategy for self-pampering. Keeping it real and being authentic. To learn more about Renee Horton Ph.D., click here, or to buy Dr. Renee's children's books Series, click on Dr. H. Explores the Universe: Mercury to Mars & Jupiter to Uranus. @reneehortonphd, @drhexplores

Our next guest, Sandra Beck, is an Author, Coach, Speaker, Radio Host, Entrepreneur, and Philanthropist. Sandra, a single mother of two, has created a virtual empire of successful companies entirely staffed, managed, and implemented using a host of virtual assistants and on-line resources. Sandra also strives to make the world a better place for today's and our future's children. Sandra and Bob chat about: Divorce, financial hardship, and the emotional roller coaster ride as a single mom. Changing the focus from "why did this happen" to "what can I do today to get to where I want to be?" Teaching kids the value of money with Mommy Bucks. How reframing her thinking changed her relationship with money. Making a difference in kids' lives with philanthropy. Sandra is the President and Author of Motherhood Incorporated, Author of Blogphoria, and is a powerful voice in the social media arena as a popular Internet Brand Strategist. She also hosts two Radio Shows: Military Mom Talk Radio and Motherhood Talk Radio.

Our next guest, Trudy Goodman, Ph.D., is the founding teacher of InsightLA and cofounder of the Institute for Meditation and Psychotherapy. She has taught at universities and retreat centers worldwide for 25 years. She has trained in mindfulness and Zen and is one of the senior Buddhist teachers in the U.S. She holds a graduate degree in developmental psychology from Harvard. And best of all, Trudy is a mother, wife, and grandmother. Bob and Trudy discuss: The need for emotional self-care and mindfulness at a time with so many distractions. How our childhood stories shape our adult beliefs about money. Strengthening your inner trust fund. Adopting an attitude of cheerful confidence. Learn more about Trudy at trudygoodman.com, and to discover more about meditation and mindfulness, visit InsightLA.org Facebook: @therealtrudygoodman, @insightlameditation Instagram: @trudy_goodman, @insightlameditation Twitter: @trudygoodman, @insightLA YouTube: InsightLA Meditation

After getting out of $30k of debt in 11 months, Diania Merriam, founder of The EconoMe Conference, podcaster & entrepreneur, used her newfound financial freedom to negotiate a remote working arrangement with her employer. She took a 2-month sabbatical to walk 500 miles across northern Spain on the Camino de Santiago, where she was inspired to create her own business. Bob and Diania chat about: FIRE Movement misconceptions, assumptions, and criticisms. Why we need F#@k YOU money. The difference between being rich versus being wealthy. Adjusting your money mindset without feeling you are depriving yourself. Increasing your income while decreasing your expenses and investing the gap. Diania is the host of the popular Optimal Finance Daily podcast, where she narrates articles from the best personal finance blogs on the internet. Take your financial literacy up a notch, check out the EconoMe Conference, (an event centered around financial independence and is known as the "Ted Talks" of the FIRE movement) and invest in your financial future. @EconoMeCon, #diania_merriam

Our next guest, Eric D. Brotman, CFP™, is the CEO of BFG Financial Advisors with over 25 years of experience as a trusted advisor. He believes financial literacy is the key to well-being and is the author of multiple books on personal finance, including his latest book, Don't Retire…Graduate!, and the host of the Don't Retire…Graduate! podcast. Eric's approachable and actionable financial advice has been featured in the Wall Street Journal, Forbes.com, Yahoo! Finance, The Baltimore Sun, and others. Bob and Eric talk about - Business relationships versus business transactions. The power of making intentional financial & life choices. The importance of legacy and your impact on the world. The difference between work/life balance and work/life integration. And not waiting until retirement to start living your life! Listen to more of Eric's advice on his podcast or grab a copy of his book, Don't Retire...Graduate! @DontRetireGraduate, @brotmanplanning

Dow Janes, Laurie-Anne King and Britt William Baker and team, are a financial education company empowering women+ to get in control of their money. They believe that women+ with money have more choices and louder voices, and they're on a mission to build the financial confidence of women+ around the world. Laurie-Anne is a financial coach and serial entrepreneur who runs two 7-figure companies. As a self-made businesswoman, Laurie-Anne knows what it takes to ensure financial success is possible for anyone. Britt is a Harvard Business School graduate, expert investor, and money mindset coach. She is on a mission to serve those who have been traditionally left out of the financial world. Bob and the Dow Janes have an awesome, full conversation about: Being aware of the systemic issues as well as the personal mindset of the individual. Some startling statistics on women+ and finances. Their own-personal financial journeys. The value of looking at the "you now" making decisions that will benefit the "future you." To learn more about the Dow Janes (and team) or to take part in their free training event, 'Art of Feminine Finance,' visit their website. Facebook: @thedowjanes Instagram: @dow.janes

Tanya Fox, accountant/bookkeeper extraordinaire, quickly realized that entrepreneurship and helping entrepreneurs would be lifelong passions. She currently owns three different businesses and also spends her time speaking and recording her weekly podcast. Bob and Tanya talk about The importance of fun, because if you're not having fun, why are you doing it? Net worth versus self-worth and your investment return on happiness. Is it worth it? Looking into your assumptions. Benefits of family meetings and teaching your children about finances early on. Not being afraid of asking questions and being curious. Catch Tanya as she shares her pearls of wisdom on her podcast FoxTalks Business. @foxtalksbusiness

Our next guest, Roger Edwards is an author, speaker, podcaster, yoga instructor, and marketing professional helping people and businesses with marketing strategies, content, and social media. Roger uses his expertise to guide his clients in designing engaging campaigns. He clocked up many years in the 'big corporate' world as a marketing director for several UK financial services brands before getting out of all that and starting his own consultancy. Bob and Roger talk about: Marketing is more than just advertising products and services. The lack of simple marketing techniques tends to over complicate the marketing process. How setting strategic financial goals is often overlooked as a critical aspect of successful marketing campaigns for businesses. Today's hustle culture can lead to burn out. Finding a balance between work and play as you strive toward your goals helps keep you fit, healthy, and happy. Roger is the host of the popular and award-winning Marketing and Finance Podcast. Grab a copy of his new book Cats, Mats & Marketing Plans and learn how simple marketing doesn't have to be complicated. @roger_edwards

Bethany Bayless is a speaker, podcaster, writer, and professional emcee, known for her unique comedic style and high-energy presentations. She has hosted 50+ conferences and events, including Heroes at Home Events, Military Influencers Conference, The Plutus Awards, and #FinCon18 + #FinCon19. She is also Director of Communications for Heroes at Home. After becoming a first-time mom in the middle of a global pandemic, Bethany shares how she has had to reevaluate her goals, family life, career, and personal finances and explore new income streams. Bethany and Bob discuss the excitement of actually having an emergency fund in place before the emergency! You can catch Bethany on her upbeat podcast #TheMoneyMillhouse, where she and her co-host, Ellie Kay, have enlightening conversations about personal finance. Bethany is in the process of launching her new podcast, Motherhood and Money Show. @bethanybayless, bethanybayless.org

Ahmed Ahmed immigrated to America with his parents when he was one month old. He settled in Riverside, California until he took the call of Hollywood. Ahmed, a stand-up comic, actor, producer, director and Hollywood mogul of sorts, Ahmed Ahmed has stayed busy since taking the entertainment plunge. Ahmed talks with Bob about growing up in the USA as an immigrant family and how life might have turned out differently had his folks decided to stay in rural Egypt. He discusses the feast and famine life of being an entertainer as well as the obstacles of being Middle Eastern in the western world. Some of Ahmed's film and television credits include Iron Man, Executive Decision, You Don't Mess With The Zohan, Roseanne, Weeds, Sullivan and Sons, and many more. When free from the pandemic restrictions, Ahmed tours his stand-up comedy across the US, and internationally. He was also the winner of the first annual Richard Pryor Award for ethnic comedy at the Edinburgh Festival in Scotland. @ahmedcomedy

When a family member dies, they usually decide who gets what assets by leaving a will and a living trust. Without these legal documents that provide clear direction on how our assets, property, and money should be distributed (and to whom) after we die, your estate can be left vulnerable for the courts to decide, which can take years and drain the estate in the process. Bob chats with Estate and Trust Attorney Nicholas Van Brunt about living trusts and what happens to our assets if we don't have one. He shares some of the scary facts that can occur to your assets if critical estate planning isn't prepared. Nicholas J. Van Brunt is a partner in the Business Trial Practice Group and is the Team Leader of Sheppard Mullin's Private Wealth Services Team. Nicholas focuses his practice on resolving disputes over trusts, estates, conservatorships, and other fiduciary matters. He is a respected member of the Los Angeles legal community and is known as a pragmatic and effective litigator who seeks to achieve favorable results for his clients. @SheppardMullin Link To Sheppard Mullin https://www.sheppardmullin.com

As an entrepreneur and business owner for over 20 years, Jason O. Myles has been blessed with a variety of unique experiences ranging from owning an automotive and finance company to building a real estate firm. His ambition and passion for helping people led him into being an educator, motivational speaker, and mentor. Bob and Jason chat about the skill of having patience while remaining ambitious in driving toward your goals. Jason talks about the benefits of finding mentors and asking questions to help learn from others' financial wisdom. Jason is motivated by the phrase "do today what most people won't, so you can do tomorrow what most people can't." Jason shares his insights about real estate investing and more on his websites, jasonomylesrenetwork.com and The Real Estate 360 Show. And if you have been thinking about real estate investing, take a look at Jason's latest book: When There's Blood On The Streets, a Real Estate Investor's Roadmap to Winning. #therealestatetrainer, @jasonomyles, @re360pro

Our next guest Steve Connelly says, "a belief is a thought you continue to think. Whatever your mind focuses on gets bigger." Our thoughts and beliefs are either working for us and producing prosperity or creating energetic blocks that prevent us from achieving successful outcomes in our lives. Bob and Steve discuss some of the life-changing benefits regarding the principles of The Law Of Attraction. By digging deep into our history, our own stories and getting curious about why we do what we do, we become more conscious, more aware, and more intentional in the way we think and speak. By shifting our beliefs that no longer serve us, we can create new ideas and thoughts that propel us toward successful and prosperous results. Steve Connelly is an entrepreneur, author, producer, real estate investor, and inspirational educator. Steve shares his insights in his book, It's About Belief: 50 Belief Ideas to Advance Your Life. He also co-hosts the Real Estate 360 Show, where he speaks candidly about the real world of real estate investing. To learn more about Steve, visit itsaboutbelief.com.

Have you ever felt a passion so deep within you to turn a dream into a reality? Troy Morris is a lifelong falconer, breeder, trainer, and Raptor lover. He's had a dream for the last 20 years to create a place where everyone can be up close with birds of prey. In this episode, Bob takes his pop-up camper to the Grand Canyon and bumps into an inspiring entrepreneur, Troy Morris. Bob chats to him about his successes and challenges in bringing his unique vision into reality. Troy's original plan may not have included an RV park, campground, or Bedrock City (home of the Flinstones), but it turned out to be a great addition to his vision for Raptor Ranch. His go-getter attitude and passion propelled Troy to keep moving forward when he felt like quitting. Now, he is building the business of his dreams, a sanctuary for his birds, while providing all visitors to Raptor Ranch with a unique experience of Raptors, Falconry, and wildlife conservation. And for all RV owners and campers out there, Raptor Ranch is a great place to stay. Ask Bob! @raptorranchgrandcanyon, @raptorranchgc

Ira Meltzer is a mortgage broker and has been in the lending business for over 35 years. Known as "Lender To The Stars," his clients have set multi-million dollar residential financing records across the US. Ira's team at One Million Dollar Plus have funded more than $4 billion of luxury & ultra-luxury residential financing. He has learned precisely how to create, as Ira likes to call it, "propertunity," by maximizing wealth and benefits for $1M+ funding homeowners through financing. Bob and Ira discuss how he is in the business of relationships, and not transactions. He' s not just a money man but the guy talking people off the ledge as he manages people through the roller coaster ride of getting a mortgage. Integrity plays a significant role in how Ira conducts his business, noting that he answers to a higher power. Although Ira is the One Million Dollar Plus man, if you're looking for any advice on a mortgage, Ira is your go-to guy no matter how big or small.

Have you ever been gifted an item that you don't like, but you can't get rid of because your favorite aunt gave it to you? By intentionally getting rid of the stuff you don't need, you can create new ways of thinking, have less stress, and get your life back. Our guest, Meg Nordmann, chats with Bob about the psychological roots in which we attach value to our items. By taking a look at reasons like sunk cost bias, perceived worth, and guilt, we can alleviate unconscious stress in our life. The simple act of letting go of stuff is so much more than just getting rid of things. You're also letting go of fears and expectations, as well as reclaiming your life and your finances. The goal is always to simplify and not add more to your plate. Meg Nordmann, a former journalist, editor, and digital marketer, now a full-time mother of two messy but wonderful little girls who were the catalyst for seeking an intentional and minimalist life. Meg is the author of "Have Yourself a Minimalist Christmas." Learn, "less is truly more" via her blog at megnordmann.com.

Michele Molitor is a nationally recognized speaker, certified executive coach, Rapid Transformational Therapy (RTT) practitioner, consultant, trainer, and writer. Michele is the founder and CEO of Nectar Consulting Inc. and co-author of the best-selling book Breakthrough Healing. Michele's passion is to help people amplify their natural talents and expand their leadership through all aspects of her work and writing. She helps catalyze shifts in thinking to eliminate mental and emotional blocks to rapidly rewire your brain for greater confidence and success. Bob and Michele talk about how our childhood beliefs, stories, and views around money and life shape our thoughts and how we experience life as an adult. By rewiring old patterns, we can create new outcomes that serve us in achieving life goals that bring us fulfillment. Check out Michele's 30 Day Rapid Rewire Breakthrough Program and say "YES" to your success and well-being. #somedaystartsnow, #rapidrewire @MicheleMolitor, @NectarConsulting,

Join Bob Wheeler & Guy Walker, President of Wealth Management Strategies, as they chat about Guy's life lessons around money. Guy talks about growing up in Compton, one of the first cities in Southern CA that allowed People of Color to own property in predominately white neighborhoods. He also shares that although who you know definitely opens doors, his parents laid down the rich foundation that put him on his path to success. Guy talks about his choice to go to boarding school to help gain entry into college while dealing with how others perceived how Black folks are supposed to be and the Herculean effort to get a haircut in a non-black community. In summary, be intentional in your choices and be open to opportunities; the sky's the limit.

What is the secret pleasure that you spend money on? Join Bob and Michelle Vigil of Michelle Knows Money for a humorous yet informative conversation about money mindsets, human capital, and secret spending. What's your guilty pleasure? Michelle loves beauty products. "I'm trying to transform myself from a raisin into a grape," she says. There's no shame in spending a little cash on things you love when you budget for it. Michelle vigil is a Financial Coach, Educator, Speaker, and Writer. She is passionate about sharing her knowledge with clients who desire to attain long-term money management. Michelle also works with professional women who have experienced divorce to conquer their finances and feel more secure and confident in their life. Michelle currently works for the University of Wyoming Extension as the NE Community Development Educator. She teaches/facilitates various subjects: strategic planning, board training, Financial Literacy, community development, plus more. @MichelleKnowsMoney

In this episode, Bob joins Entrepreneurs, Authors, speakers, financial mentors, Mark Lancia and his wife Mihaela Jekic to discuss their journey in creating a meaningful life. Mihaela has gone from losing everything during the Bosnian civil war to earning a Ph.D. in biomedical engineering, founding multiple companies, and performing twice on a TEDx stage. She's passionate about helping women business owners become profitable and thrive and helping professional women and couples get in control of their money to create extraordinary freedom in life. Mark has saved companies tens of millions in parts and labor and helped many individuals build freedom and wealth by focusing their time, energy, and money on what truly matters to them. Mark and Mihaela believe that everyone should have the freedom to create a life they love and do meaningful work that gets people excited to get up in the morning! To learn more visit: moneyformeaning.com or check out their book, Money For Meaning: Philosophy for a Life of Extraordinary Freedom.

Are you ready to live the Fired Up Epic Life? Then listen in as Bob talks with LIVETHEFUEL founder, Scott Mulvaney. Scott escaped the corporate life drag in 2009. As a corporate employee turned Wildland Firefighter, and now a Marketing Entrepreneur, Podcaster, and Author, Scott channels his health nut, adrenaline junkie energy into everything he influences. Scott often thanks his transformative two years serving as a former Hotshot Wildland Firefighter with the US Forest Service and how it was quite humbling and grounding. He shares how he was able to learn valuable life lessons from others, including his wife. His high energy passions can be heard on the LIVETHEFUEL Podcast Show, where "We FUEL Your Health, Business, and Lifestyle"! Get ready to get energized and motivated to FUEL your life! @LiveTheFuel

Are you allowed to enjoy your money or does making money come at a cost? Bob connects with Judith Gruber, LCSW, CCEP, founder of Money and Self-Empowerment Co. to discuss the relationship of money and emotions. Judith and Bob share some parts of their own money-relationship story. Judith believes that the journey of the soul is a healing process that restores energy and consciousness to the individual, which promotes creativity, self-expression and personal integrity. Listen in and see what money issues resonate with you. Are you ready to look at changing your money story? Better yet, sign up for The Money Summit (Oct 23rd-25th) at coreenergetics.org for a transformational weekend of exploration on money and emotions.

Would you like to make money and raise your kids from home? Entrepreneur, blogger and founder of Tried and True Mom Jobs, Whitney Bonds, did exactly that. Whitney was a Marketing Manager in the corporate world when she found out she was pregnant with her second child. Wanting to spend more time with her kids, she scoured the internet looking for ways moms could make money from home. After months of searching with no luck, Whitney reached out to other moms to ask how they got started. To document their stories and offer help to other moms, Whitney created Tried and True Mom Jobs, a blog where she shares tips and legitimate job opportunities for other moms looking to become debt-free and create an income while having the flexibility to raise their children. Whitney and Bob discuss how having the support of her husband and being super focused on time management were crucial to her success. She shares how you can manage to have it all if you are willing to focus and put in the effort. @triedandtruemomjobs

Do you invest in your relationships? You should. Cultivating connections pay the best dividends. Financial guru, Fredric Steck, and our resident tax guru, Bob Wheeler, chat about the emotional and economic benefits of nurturing and maintaining sustainable personal and business relationships. Our guest, Fredric Steck, is the former Managing Director of leading global investment banking and securities firm Goldman Sachs and retired in 2008 as an advisory director. Fred serves on the National Council for the World Wildlife Fund. He is a partner in GBS Films, a company dedicated to independent films and filmmaking. Fred also spends his time as a speaker on sales and managing relationships. For more tips on sustainable relationship building, visit Fred's engaging blog E Solo Un Trucco (It's Just A Trick) at fredricsteck.com #fredricsteck

Have you laughed today? Twin sisters and laughter champions, Rachael Siegelman and Sarah Routman chuckle with Bob as they share the health benefits of implementing laughter into your life as a daily habit to help manage physical and emotional stresses. Laughter is the best medicine. Rachael, a recovering lawyer, endured high doses of stress in her life. After re-evaluating her physical and emotional health, she trained with Sarah and became a laughter coach. She has since laughed with hundreds of school students, senior adults, staff and patients at Ronald McDonald House. @TheLaughterHabit Sarah, a certified Laughter Yoga teacher with degrees in Photography, English and a Master's in Adult Education, taught high school and ran two non-profits before becoming an Adjunct Leadership Instructor at the University of Minnesota and a worldwide Laughter Ambassador. @LaughWithSarah, @laughhealthy, @laughhealthy1 Rachael and Sarah, inspire, motivate and educate individuals and professionals to engage in healthy laughter for vibrant, uplifting and transformative shifts in people's lives and in the workplace that lead towards better health and well-being. He who laughs, lasts.

How do emotions play a role in your career path? In this episode, Bob engages with Artist, Maggie Davis. She shares her perspective on being an artist as well as the real barriers women face in the arts. She shares valuable information on trusting and following your passion. As a 5 year old, Maggie began to draw and that never stopped. After investing time, money and belief in herself, her artistry grew to what it is today. Deep down we are all artists when you peel away the layers. Be sure to check out Maggie's upcoming retrospective project later in the year. @maggiedavisart

Money You Should Ask has hit its 100th episode. Host, Bob Wheeler invites our first ever guest and fellow comedian Vicki Barbolak back to the hot seat as Bob and Vicki chat about the whirlwind changes in her life after appearing on AGT in 2018 and our first episode of MYSA. Vicki was a voted fan favorite and was a top 10 finalist on Season 13 of NBC's America's Got Talent. Since then, Vicki has embarked on an international tour, appeared on AGT Champions 2019 show and Britain's Got Talent Champions, all while touring her Trailer Nasty show, selling out shows across the USA. Listen in as Vicki and Bob sit at the top of a hill in Vicki's trailer park and shoot the breeze. Oh, and Vicki has a BIG surprise for Bob. Check it out! @VickiBarbolakComedy, @vickibarbolak

Scott Henderson, Accredited Financial Counselor, educator, blogger and money mentor joins Bob to chat about his life journey in attaining #FinancialIndependence through financial literacy and simplifying finances and money. At an early age of 8, Scott's childhood was turned upside down. From the outside looking in, Scott's family had it all, a luxurious home and a lavish life. But it was a superficial lifestyle built on debt. His now single mom with four kids in tow started picking up the pieces in what seemed like insurmountable odds. Her determination to overcome was successful, as well as inspirational. Scott was motivated to achieve success as a way of honoring his mom and changing his narrative. Scott is the founder of Simplifinances. A financial resource that teaches valuable and straightforward money management tools for people who don't know what steps to take. Check out @simplifinances.

Elliott Lester is an award-winning commercial, film, television and music video director and producer. He began his career as a music video and commercial director in the UK. After numerous life adventures, Elliott finally settled on calling Los Angeles home. Some of Elliott's film credits include: Love Is The Drug, Blitz, Nightingale, Containment & Aftermath. Elliott's father's motto was "go out and live." Following the tradition set by his family, Elliott traveled to many destinations and experienced life in many cultures. Bob and Elliott discuss the significance of life experiences vs material things in getting the most enjoyment out of life. Are you spending your life living or just living your life? @elliottlester88

In this episode, Bob chats to financial mentor, blogger, podcast host, and author, Chris Mamula. Chris, set to follow the traditional path of work, save, retire and play, realized waiting to retire at 65 was not appealing. Chris questioned his assumptions of life and educated himself on investing, saving and tax planning, and with a little motivation and persistence, he found financial independence at 41. Now, he draws on his experience and writes about wealth building, DIY investing, financial planning, early retirement, and lifestyle design at Can I Retire Yet. He is also the primary author of the book, Choose FI: Your Blueprint to Financial Independence and co-host of the podcast Choose FI. Bob and Chris discuss the concept of F. I. R. E. (Financial Independence-Retire Early) and the three basic choices with money; spend less, earn more and invest better. Chris explains how he and his wife made intentional choices to learn the technical aspects of finance and money, to proactively change their future. Can you retire early? Yes – if you're willing to do the work! @caniretireyet, @choosefi

House hacker, real estate investor, entrepreneur, financial mentor and podcast creator, Andrew Kerr chats to Bob about the misconception that having a college degree equals success in career, life, and money. Sure, it may give parents bragging rights, but can you have a prosperous life without going to college? Ask Andrew. After spending six and half years working in banking, Andrew moved into the nonprofit sector. He loved his job but struggled with the low income. Andrew faced a difficult life choice of going back to a job with a six-figure income that he disliked for financial security, or continue to do what he loves and struggle to save. Then he discovered real estate investing and house hacking. Andrew is the founder of FI by REI, a financial resource aimed to help people with investing in real estate. You can also catch him on the House Hacking Podcast. @fibyrei, @househackingpodcast @fincon

On this weeks episode, Susan Liverpool shares with Bob some of her financial journey as a single mother, registered nurse, poet, author and a creative force. She pulls back the curtain on her childhood on Chicago's Southside. She opens up about the painful realization that as a black child, attempting to have a voice might get you killed, affirmed by the assassination of Martin Luther King. She talks about the struggle of trusting her creative voice and she talks about how she sometimes made financial decisions in opposition of her mothers advice in an attempt to not be like her mom. Her voice is a welcome sound to the conversation of money, creativity and life. Her words and music are not to be missed! Susan Diane Liverpool is a semi-retired registered nurse, a poet, author and songwriter. She has published Visions, The Little Liverpool Diaries and The Lion & The Porcupine. She has written songs that accompanied her one woman show, Little Liverpool Diaries as well as a soundtrack for The Lion and The Porcupine. Look for it to be a children's musical play in the future. @thelionandtheporcupine, @lionporcupine

On this episode, Bob chats to school teacher and financial blogger, Jamie Griffin. After realizing the $100,000 of combined student loan debt with his wife, created too much stress in their life, and knowing that teaching careers would not make them instant millionaires, Jamie started his first budget to achieve their dream of starting a family. They learned how to budget, made some lifestyle changes and paid off all their debt within 5 years. Jamie created a financial resource called Mr. Jamie Griffin to help other people learn to budget, save, and get debt-free. Bob and Jamie discuss choosing life purpose and passion over profits. They reinforce the value of becoming intentional with your financial choices, including being deliberate with how you spend and save money. They talk about having 'intentional' conversations with your significant other, even when it's uncomfortable, saving toward common goals, and creating a guilt-free spending account. @mrjamiegriffin

Leisa Peterson, CFP® is a coach, educator, podcast host and founder of WealthClinic and author of the new book "The Mindful Millionaire." Leisa helps people elevate their financial consciousness by realizing their true potential in creating financial security for themselves. Leisa spent 25 years working in personal finance and real estate development, doing "the right thing" while separately engaging in mindfulness practices, meditations, and instruction in her personal time. After a life-altering experience, she was inspired to connect her finance expertise with her mindfulness practice and chose to leave her role as a Financial Advisor to create a business she was truly passionate about. She now coaches people towards creating abundant lives. She blends practical financial insights with spiritual and mindfulness practices to help clients break free from lack and scarcity, in order to discover their wholeness. These practices focus on the identification and release of self-defeating money fears and limiting beliefs. Bob and Leisa chat about some of the hurdles people endure when dealing with emotional habits and money, including her own obstacles and successes. @MindfulWealth, @mindfulmillionaire, @leisapeterson, @FinCon

Bob Wheeler & holistic practitioners Laura Matsue & Bernhard Guenther discuss the energy of money and how spirituality and money are interconnected. Laura & Bernhard share their perspective that money is fuel, allowing them to be of service without being drained, financially, or emotionally. They reveal that their journey to a healthy relationship with money was not immediate and not initially on the radar. Listen in as Laura & Bernhard get candid and personal about money, energy & spirituality. Laura is a registered yoga & meditation teacher, astrologer, & holistic life coach. She has also studied the Compassionate Inquiry Professional Program, a psychotherapeutic approach developed by Dr. Gabor Mate. She works with a wide range of modalities, ranging from Tibetan Buddhism to somatic trauma healing modalities, psychic & esoteric modalities. Learn more about Laura's work at https://lauramatsue.com @lauramatsue Bernard is a certified Massage & Deep Bodywork® Therapist, Holographic Kinetics practitioner, and Holistic Life Coach. His life journey has lead him to the study & practice of drums/percussion (Percussion Institute of Technology), yoga, Qi Gong, dance, Shamanism, psychology (Institute of Psycho-Structural Balancing), massage & bodywork (Esalen Institute) as well as other various spiritual & ancient esoteric teachings. More about Bernhard's work at https://veilofreality.com/ @veilofreality, @bernhardguenther Tune into The Cosmic Matrix Podcast hosted by Laura & Bernhard. They talk about various topics relating to spirituality, psychology, self-work, embodiment, & relationships.

David Bennallack joins Bob for a conversation about financial life lessons. David is an Emmy award-winning writer, producer, and news director. David is a two-time recipient of the National Edward R. Murrow award for news reporting. In his 40 year career in local journalism, he has also been honored by the Associated Press in Texas, Ohio, Georgia, Arizona, and New Mexico; as well as the Texas Headliners, Press Club of Dallas, Houston Press Club, Arizona Press Club, and the Society of Professional Journalists. Bob and David talk about David's lessons learned in creating financial health and overcoming fears around planning for retirement. David also talks about how dreams and goals can change as you get new information. He also shares some practical tips in planning for retirement success. @retirmentsuccess @retiresuccess

Writer, playwright, screenwriter, and founder of the financial blog, Literally Broke, Scarlett McCarthy, chats to Bob about how she now consciously manages her money as a creative artist. In 2019 Scarlett paid off 15k in debt on a 35k salary and became passionate about sharing her financial lessons along the way. And it all started with a simple spreadsheet listing out her debt when she realized that something had to change. Scarlett is a Los Angeles-bred and Brooklyn-based playwright and financial blogger. Some of her plays include: Bury Me In My Leggings (The Tank, Dixon Place), You Are Glowing (Echo Theater Company, NYU), Girls To The Front (semifinalist for the Fresh Ground Pepper PlayLab and Berkeley Rep. Ground Floor), and her monologue "Consultation" was commissioned by the Echo Theater Company for a collection of monologues aimed at sharing the work of emerging writers with young people. Check out her financial blog, Literally Broke. @literallybrokeblog

In this episode, Bob chats with entrepreneur, Toni Patillo. She is a real estate broker, a motivational speaker, educator, blogger, radio host, positivity influencer, and an all-round mover and shaker. Toni began her career in production, working for Dick Clark Productions and Motown Records. She advanced into negotiating intellectual property and later in life shifted her attention to negotiating real property, where she founded Toni Patillo & Associates. You can also catch Toni on her radio show, Call Toni: Real Estate Radio Show on AM 1150. Toni gets personal and real about her past as well as how she remains grounded and positive in her approach to all aspects of life. She talks about the work required to have a relationship with money and to have a positive attitude in life. Toni shares her secret of focusing on the "what" & "why" but not worrying about the "how." @tonipatillo

Every generation gets to anguish over money matters. No matter the age, we all have money questions or money challenges. Millennials are no exception. "What to spend it on?, What is saving? and "How do I avoid student loan debt?" are just a few of the topics we explore on this episode. For the older generation, driving a nice car might seem important but for a millennial, just having a car takes the cake! Join Joanne Davidson, producer and founder of Happy Harley Productions and her stepdaughter, Madison Hearn, an 18 year old sophomore at Columbia College, as we talk about how we create our own money lessons (wrongly or rightly) based on what we see others doing, including parents and siblings, along with other money mysteries. @HappyHarleyProductions

This week on Money You Should Ask, Make-S**t-Happener, Sophie Triollet joins Bob to talk about the pros & cons of being an independent contractor. We examine having the freedom to choose the work you want, how much you want to work and how much you have to hustle. And trusting that new gigs will continue to come forth. Sophie Triollet is a digital media consultant, intuitive energy reader, Reiki Tummo Master, pole dancer, performer, aerialist & salsa dancer. Raised in Paris, influenced by years living in California and currently residing in Brussels, Belgium, Sophie shares her personal financial highs and lows from around the world. @sophtrio

On this episode of MYSA, G.K. Hunter talks about the importance of healing bloodlines and beliefs around inheriting money. Do people owe you an inheritance? Is inheriting money part of your financial plan? Would you prefer a healthy relationship with your parents or a big cash payout? Bob and G.K. Hunter explore family history and the financial beliefs that come with it. G.K. Hunter is a healer, surfer, author and documentary film maker who works with healing bloodlines. He wrote the book, Healing Our Bloodlines, The 8 Realizations About Generational Liberation and recently completed the film Sakura and Pearls, a documentary of World War II Japanese survivors of the atomic bomb and US survivors from Pearl Harbor, who come together to share their anger and their pain and their common humanity. @AuthorGKHunter, @gkhunter

In this episode, actor, voice-over artist, entrepreneur & Life Source Water account manager, Roger Rignack swings by the studio to chat with Bob. Roger delves deep into what it takes to juggle family, business, and manage expectations in life, all the while pursuing a creative career, and doing what he loves, even when there's not a sizable monetary payoff. Roger has an extensive list of film, television, voice-over and commercial credits. Some of his career highlights include The Middle, Hot In Cleveland, Mad Men, How To Get Away With Murder, Dexter, Chuck, and a voice behind Lexus. When he is not in front of the camera, or behind the mic, he is serving the community, helping clients find solutions with quality drinking water.

Bob invites licensed psychotherapist, author, international speaker and women's health consultant, Dr. Gretchen Kubacky, as a guest on this week's episode. Dr. Gretchen has over 25 years of experience as a healer, using an integrative approach of the mind and body. She has also written two books; Moving Through Grief and The PCOS Mood Cure. Dr. Gretchen gets very real and honest in sharing her own financial journey. Dr. Gretchen reveals some of her own financial regrets and triumphs around money, such as living in survival mode, the imposter syndrome and learning a healthier money mindset. By being actively engaged in her finances, it helped Dr. Gretchen keep focused on her future goals while having some fun along the way. @PCOSwellness,@pcospsychology,@askdrgretchen

In this episode, Bob has the pleasure of talking with Social Entrepreneur, Nadya Okamoto. Nadya is the Founder and Executive Director of Period (period.org), an organization fighting to end period poverty. Nadya also ran for public office, becoming the youngest Asian American to run in US history. Nadya published her debut book, Period Power: A Manifesto for the Menstrual Movement and was recently named in the 2019 Forbes 30 under 30 and the Bloomberg 50 "Ones to Watch" lists. Nadya is currently the Chief Brand Officer of JUV Consulting, a marketing agency that aims to improve marketing efforts toward Generation Z. Bob and Nadya talk about some of her obstacles and successes in following her passion for ending period poverty. Nadya's words of wisdom, "If you don't know, do it anyway." Join this powerful conversation of period poverty and following your passion. @nadyaokamoto, @periodmovement

Joe DiSanto built a multi-million dollar post production company, produced critically-acclaimed films and an Emmy-winning TV show, invested millions in real estate and semi-retired by age 43. Now he's sharing his know-how via Play Louder, blog and website resource that helps individuals & business owners increase their net worth and plan better for their future. Join Bob and Joe in a conversation about following your passion and staying connected with what feels good and when it's time to move on, even if it looks like you have the perfect setup. Joe shares a tender moment after being able to walk away from it all to spend time with his family and have his young son declare, "Dad's not grumpy anymore!" Are you ready to play louder? @playlouder, playlouderblog

Loren Johnson, an ambassador for spiritual, mental and physical health and well-being, chats with Bob about how the singular pursuit of obtaining wealth and money can lead to an unhealthy balance in life. Loren shares his experiences about how making some simple shifts can restore a healthy balance back into your life whilst still maintaining your goals. How does wealth and money dictate your life choices? Loren is a certified Acupuncturist, Senior Universal Tao Instructor, massage therapist, and he has a master's degree in Oriental Medicine. Loren offers holistic resources around mindful meditation, sexual energy and relationships via his websites. rawtantra.com and loverskill.com. @taoarts, rawtantra.com, loverskill.com

Entrepreneur, dog rescuer, dog walker, basically all things dogs, Kelsey Keil joins Bob for a conversation about money and life. Kelsey and Bob discuss the cost of dining out versus eating in and the challenges faced when dining out with a group of friends and splitting the bill. Do you split the bill evenly or pay just your share? Synergy Dogs LA, is a dog care business & non-profit rescue organization based in Los Angeles. Kelsey started in 2016 when she was walking her own dogs and a stranger asked if she was a professional dog walker. She said, " I can be," and the rest is history! @synergydogsla

The legendary Robert Gossett joins Bob Wheeler for a hilarious episode on conversations around cash. Robert Gossett is a television, film and theater actor. He has a long list of credits to his name, but you may have seen him in the TNT crime drama, The Closer and on its successor series Major Crimes, as Commander Russell Taylor. Robert talks with Bob about how his childhood memories, experiences and values around money, have helped shape who he is today. He talks about making a buck and stacking his Benjamins. Robert shares some hilarious "minor crimes" that made an impression after getting caught by his Jamaican mom. What did you get away with you were a kid? robertgossett.com

On this episode of MYSA, the frugal and funny Brian Holtzman stops by to lament about days gone by. Bob and Brian discuss the lack of basic financial knowledge today, the disappearance of layaway, holding on to material things and the lucrative business model of storage units. Brian Holtzman, is a stand-up comic, actor and podcast host. Some of Brian's credits include, My Wife and Kids, Regardless: The Freddy Soto Story, and the upcoming documentary, The Heckler. You can catch Brian on stage at The World Famous Comedy Store and other top-notch venues. Check out his podcast, Dead Air, after you listen to him on MYSA. @brianholtzman, @holtzmanbrian

Our Atlanta antics continue as mentor, Dr. Rubina F. Malik joins Bob Wheeler in a hearty conversation about women in leadership, financial awareness and the importance of empowering yourself and others around you. Are you ready to reign over your financial obstacles? Dr. Malik is a strategic advisor and a thought leader skilled in empowering individuals and organizations in developing, retaining, and promoting candidates into top leadership roles. She is an Assistant Professor in the business department at Morehouse College and her portfolio spans from written pieces in the Harvard Business Review to International Conferences and recently a Ted X Talk on Human Connection in a Digital World. @RubinaFMalik @pakiepeach