Money You Should Ask

Do you ever get that feeling that everyone else around you has their life together? Did they learn something that you didn't? Did they get the memo, and you didn't? Yemi Penn is an author, documentary producer, speaker, engineer, and fearless thought leader. A tireless advocate for self-empowerment and guiding others to create their own memo, Yemi is a global businesswoman dedicated to raising awareness on worldly issues, daring humanity to act on creating a just world. With qualifications ranging from project management to neuro-linguistic programming, and methods taught to her personally by Jack Canfield and Tony Robbins, Yemi Penn helps transmute pain to power. Yemi's short documentary, Did I Choose My Trauma, follows her experience of childhood abuse into adulthood. This powerful documentary shines a light on an often taboo subject, reinforcing the notion that we can transform it if we can name our trauma. Yemi and I explore how financial successes & failures can be impacted by unresolved trauma. Check out Yemi's book, Did You Get The Memo? Because I F***ing Didn't. She shares intimate and poignant parts of her life that show her trying to follow the memo, catastrophically deviating from it, beating herself up when she did, and then having the bravery to face the fear, tackle conformity, and challenge convention. For more information on this episode, Visit: https://go2.money/memo

Showing gratitude and appreciation is a powerful force that can change your brain for the better. Our next guest, Michael Burgos, is an entrepreneur, mentor, credit repair specialist, and author. With his main mission and passion being helping people understand simple finance, Michael started in retail banking with the intention of understanding all aspects of the banking business. He was quickly promoted to running seven bank branches. Michael, AKA Mike, then decided to start a financial services business, focusing heavily on helping his clients with improving their credit, budgeting, and asset protection. Mike and I discuss his many childhood hurdles and how he stayed motivated and maintained a healthy appreciation for life even in harsh conditions. To learn even more about Michael's personal journey facing life-threatening events and homelessness to building massive success rapidly, you can check out his recently published book: Undeniable: What It Takes to Repair Your Life, Business, and Legacy. For more information on this episode visit: https://go2.money/appreciate

If you want your children to be financially savvy, it's crucial that they know the value of money and how best to manage their own finances. Our next guest is Rachel Murphy, who has worked with young people for almost twenty-five years as a youth director, a foster parent, a mentor to young adults, and a mom to five children (ages 8-24). Through the years, Rachel was surprised by how many teens lacked easily taught life skills that would help them launch out independently. Rachel and her family created Raising Confident Teens podcast and Facebook community to help teach life and leadership skills to teens and empower parents as they navigate preparing their teens for adulthood. Rachel is the author of the book, I Am Not Your ATM: A Practical Plan for Teaching Your Teen To Manage Money. Rachel and I discuss the significance of teaching money management to children so they can actually be prepared for adulting. Visit RachelMurphyCoaching.com/money for some great resources to help put your teens on the right track for adulting. For more information visit: https://go2.money/ATM

What if you could make money while taking care of your family, lying on the beach, or skiing down a mountain? Our next guest, Dustin Heiner, is an author, rental property expert, and Founder of MasterPassiveIncome.com. After being Successfully Unemployed at 37 by investing in real estate rental properties, he is now on a mission to use his podcast, books, courses, and coaching to help other people master passive income. Dustin helps his students build successful real estate investing businesses all over the country. Dustin and I discuss his journey to becoming a real estate investor, finally saying goodbye to J.O.B (just over broke), and finding financial freedom. Grab a free copy of Dustin's best-selling book, "How to Quit Your Job with Rental Properties," and start making a plan to create Passive Income in your life. For more information about this episode visit: https://go2.money/MPI

What would happen if you went from desiring success to experiencing success? As someone who has surmounted experiences with poverty, depression, and intimate partner violence, this week's guest, Dr. Jessica Houston, was not as confident as she is today. In fact, there were many instances where fear and self-doubt held her back. As a transformational speaker and award-winning author, Dr. Jessica Houston's messaging and platform are influenced by her experience in leadership development, mental health, and higher education. She currently serves as a professor at Purdue University and owns and operates Expecting Victory, a professional development training company. Dr. Jessica and I tackle the true meaning of Authentic Happiness. By choosing to heal old habits, beliefs, or trauma, we can find the freedom to be our true selves rather than who we think we should be. Bridge the gap between desiring and experiencing with Dr. Jessica's free training. Position yourself for your Next Big Breakthrough and shift your destiny. For more information on Dr. Jessica Houston and this episode: https://go2.money/DrJess

The saying "Old habits die hard," rings true for many people. Financial habits from our past can resurface when we least expect them? Our next guest, Claudia Monacelli helps people heal their past through hypnotherapy and past life regression. Claudia is a writer, psychic medium, medical intuitive & energy healer, an NLP specialist, & a certified hypnotherapist on past life regression, emphasizing archetypal psychology. She has worked as an Interpreter for the United States Government, a Professional Conference Interpreter for the Italian Senate and House of Representatives, and a Professor at the University of Bologna and the International University of Rome. Claudia has also written and published numerous books, and she works as a voice trainer, teaching others to explore methods to sustain their breath and improve their breathing patterns. Claudia and I discuss healing emotional blocks through past life archetypal psychology. Healing past trauma doesn't have to be painful, it can be fun and transformational. Learn More About This Episode: https://go2.money/ClaudiaMon

It seems like every other day there's a new story in the news about a major company getting hacked. Personal information is stolen, customer data is compromised, and millions of dollars are lost. Our next guest is Nick Espinosa, an expert in cybersecurity and network infrastructure. He founded Windy City Networks, Inc at age 19 and was acquired by BSSi2 LLC, where he is now their CIO. In 2015, Nick launched Security Fanatics, a Cybersecurity outfit dedicated to designing custom Cyberdefense strategies for medium to enterprise corporations. Additionally, Nick serves on the Board of Advisors for Roosevelt University's College of Arts and Sciences and their Center for Cyber and Information Security. He is also the Official Spokesperson for the COVID-19 Cyber Threat Coalition. Nick is a nationally recognized speaker, member of the Forbes Technology Council, and a regular columnist for Forbes. He is also the award-winning co-author of a bestselling book, Easy Prey, and host of a nationally syndicated radio show, The Deep Dive. Nick and I discuss the emotional impact of trust in the digital era and practical security tips to implement a sound cybersecurity strategy. For the latest news of cybersecurity follow Nick on: Twitter: @NickAEsp Facebook: https://www.facebook.com/NickAEsp LinkedIn: https://www.linkedin.com/in/nickespinosa/ For more information on Nick Espinosa and this episode, visit: https://go2.money/nickesp

After struggling with money in his twenties and sick of living paycheck-to-paycheck, our next guest Aaron Nannini started educating himself on personal finance. Through years of intense study and practice, he went from barely getting by each month to complete financial clarity and harmony—all in less than five years. He believes that anyone can achieve financial freedom without sacrificing their lifestyle or happiness. Aaron Nannini, is the founder of CashUncomplicated.com and author of the book Cash Uncomplicated: a New Mindset to Building Wealth. Aaron achieved financial success as an everyday person with an average salary by implementing basic and uncomplicated principles such as life goals, daily habits, intentional money decisions, and a value-based spending mindset. In this episode, Aaron and I discuss the need to be intentionally conscious with your money management and stay in integrity with your highest values. Links Mentioned in This Episode Cash Uncomplicated Book: https://bookshop.org/a/59401/9781735938103 Cash Uncomplicated Website: https://cashuncomplicated.com More About This Episode: https://rebrand.ly/MYSApodcast

Some days it feels like we're just passengers on life's journey, going wherever the wind takes us. But that doesn't have to be the case – you can be a master of your destiny. All it takes is a little courage and determination. In this episode, I am joined by Dr. John Demartini, a world-renowned specialist in human behavior, a researcher, author, global educator, and founder of the Demartini Institute. Dr. John is an International bestselling author of The Values Factor and 39 other books. He has studied over 299 academic disciplines throughout the past 48 years and has shared the stage with some of the world's most influential people, including Sir Richard Branson and Deepak Chopra. Revolving around maximizing human awareness, potential, and leadership. Dr. Demartini has helped thousands of people worldwide transform their lives according to their highest values and create their "life masterpiece." What are your highest values in life? Dr. Demartini says, "If you don't know where you are or you don't know where you're going, you're not likely to go places." Get clear on the direction you want your life to go. Make a difference in your life and set clear, tangible goals with Dr. Demartini's free Value Determination Process. To learn more about Dr. John Demartini and this episode, visit: https://rebrand.ly/MYSApodcast

Uncovering your money stories is fundamental to understanding why you make certain financial decisions. Once you know your story, you can change it and your relationship with money. So what is your money story and the emotional cost involved in holding onto it? My next guest, Michelle Cooper, is a powerhouse entrepreneur, CEO of Alchemy Accounting & Bookkeeping, author of Confessions of a Money Rock Star, Your Money Date Journal and co-author of the collaborative book, Women Rising. Michelle helps many business owners climb out of entrepreneurial poverty into the land of profit by addressing mindset issues that arise with financial growth. In this episode, Michelle and I discuss the impact our beliefs, habits, and stories have on our health and financial well-being. For more information about this epsiode: https://rebrand.ly/MYSApodcast

It's easy to think about money in terms of numbers, but what happens when you let human emotions get in the way? In this episode I am joined by Jonathan DeYoe. He has been a California-based financial advisor for 25 years. He managed investments at a variety of Wall Street Companies before founding his financial planning firm, Mindful Money, in 2002. Jonathan is a contributor on personal finance matters for the Huffington Post and Business Insider and featured in the Wall Street Journal and The New York Times. Jonathan is passionate about spreading the values of goal-focused and planning-driven wealth management to help people enjoy better financial outcomes AND live happier lives! We Discuss: Jonathan and I break down some of the stories we tell ourselves that block us from financial growth. We talk about the importance of becoming mindful when managing your finances. [3:45] Staying focused on what's important to you. [6:31] "The thing you don't have is the thing you covet" [10:19] The desire to be a millionaire is shorthand for, "I want to feel financially secure." [17:03] What's your bank balance comfort zone? [20:33] Auto investing, auto-saving and auto spending. It doesn't mean auto pilot. [25:56] Mindful Money book & The Happiness Dividend. The first step on your path to financial health is knowing what your goals are. Mindful Money's Values, Purpose & Goals mini-course is designed to help you do just that. This course module will discuss life, vision, and values, and introduce mission and budgeting. And it's Free. Register Now! Connect With Jonathan DeYoe & Mindful Money: Website: https://mindful.money Mindful Money Book: https://bookshop.org/a/59401/9781608684366 Free Course Module: https://courses.mindful.money/values-purpose-goals Twitter: @MindfulMoney_Ed Instagram: https://www.instagram.com/mindfulmoneyplan/ Facebook: https://www.facebook.com/MindfulMoneyPlan LinkedIn: https://www.linkedin.com/company/mindful-money-plan/ YouTube: https://www.youtube.com/c/mindfulmoney Links Mentioned In This Episode: Acorns-Invest Spare Change: https://fxo.co/ChOY Podmatch: https://podmatch.com/signup/mysa

Many people start a business because they want to make money. That's understandable, but if you want your business to be successful, it's crucial that you first identify what is most important to you. Our next guest is Alex Sanfilippo, the host of the top-rated entrepreneurship podcast, Creating a Brand, and the founder of PodMatch.com, a free service that matches podcast guests and hosts together for interviews. After years of working in different industries, Alex decided to return to his first love of entrepreneurship. From building a globally ranked Christian multi-author blog, to traveling around the United States speaking and coaching people who want to start their own business, Alex has made it a priority to add value to people's lives in many ways. The Money You Should Ask Team loves using Alex's PodMatch service so much that we just had to get him on the show. Bob and Alex discuss some key topics that sometimes get overlooked when starting your own business. [5:11] Learning to manage money at 12 years old. [10:51] The art of building a business system. [15:11] Be willing to collaborate. [18:32] Having a mindset of service and helping other people. [24:59] Understanding why you want to start your own business. [25:55] "You've gotta be passionate about the solution that you're offering to somebody else's problem." Check out Creating Your Brand Podcast as Alex shares actionable content from successful leaders and subject matter experts on topics that help entrepreneurs make their first or next step in business the right one. Connect With Alex Sanfilippo: PodPros Website: https://podpros.com/ Facebook: https://www.facebook.com/AlexJSanfilippo LinkedIn: https://www.linkedin.com/in/alexsanfilippo/ Instagram: https://www.instagram.com/ajsanfilippo/ YouTube: https://www.youtube.com/channel/UC4DJzxAgjypfUeS-mNgi-Jg Twitter: @PodPros_com Pinterest: https://www.pinterest.com/podpros/ Resources Mentioned in this Episode: Join PodMatch: https://podmatch.com/signup/mysa Review This Show: Did you enjoy this episode? Please review this show and help us create more awareness around why we do what we do when it comes to money. https://ratethispodcast.com/mysa

For those who have a real estate investment dream but don't know where to start, author, investor, & realtor Michael Dominguez stops by. Michael shares how investing in simple quality homes with additional dwelling units transformed his wealth. He is an award-winning sales representative, member of the RE/MAX Hall Of Fame, and founder of Doors To Wealth Real Estate Group, a team of realtors focused on educating and assisting people with investing in real estate. Michael has discovered a real passion for helping others build their wealth to experience the choices and financial freedom they desire. Bob and Michael discuss how transforming your mindset can set you up to see real changes in your net worth. [3:48] "I was the little kid that I said, I want to be a millionaire." [9:06] Take action to improve your financial intelligence. [14:39] Focus on quality properties in quality neighborhoods that appreciate in value. [18:13] The Goldilocks Principle, what's just right for you. [22:35] Finding quality tenants that help make the landlord experience pleasurable. [28:56] Owning a home, a financial asset, or monetary liability? [30:41] People underestimate what they can accomplish in 10 years. Michael's book, Armchair Real Estate Millionaire, provides the roadmap to crafting a portfolio of quality investment properties for positive cash flow. His book offers valuable insights into property investment that creates consistent and sustainable wealth and savvy retirement planning—without taking over your life. Connect with Michael Dominguez: Website: https://armchairrealestatemillionaire.com/ Book: https://bookshop.org/a/59401/9781777409418 Facebook: https://www.facebook.com/authormichaeldominguez Instagram: https://www.instagram.com/armchair_wealth/ Twitter: @armchair_wealth LinkedIn: https://ca.linkedin.com/in/michael-dominguez-a3208541

When you do business with people, it is often thought that the only thing that matters is the bottom line. But what if you could create a unique relationship where there was more than just money involved? What if your own values were reflected in how you did business? Our next guest, Terri Levine, teaches business owners to do business heart-to-heart. She is the founder of Heart-repreneur and is a business marketing consultant who assists entrepreneurs worldwide with growth, sales, and marketing. Terri has more than 40 years of experience, helping over 6,000 business owners and entrepreneurs. She is also a bestselling author of dozens of books, has her own radio and TV show, and is a keynote speaker. Bob and Terri have a heart-to-heart conversation as they delve into being open and curious about self-discovery. [4:57] Work yourself happy by doing work that is sustaining. [12:00] Don't do it alone. Have a coach, consultant, advisor, or mentor helping you. [14:54] Conducting business with integrity, transparency, and authenticity. [16:12] Learning to speak charge neutral. Responding vs. reacting. [24:16] Leading with our hearts. [28:34] Facing the harsh reality of the truth. Terri and the team at Heart-repreneur® love helping other business owners succeed and teach entrepreneurs how to do business authentically from the heart. Visit heartrepreneur.com to learn how you can transform your business with integrity and authenticity. Connect With Terri Levine: Website: https://heartrepreneur.com/what-we-do/ Books: https://bookshop.org/shop/themoneynerve Facebook: https://www.facebook.com/HeartrepreneurTerriLevine Twitter: @MentorTerri YouTube: https://www.youtube.com/channel/UCK_YmLGv_bCDJ45CoupRmhA LinkedIn: https://www.linkedin.com/in/terrilevine/ Instagram: https://www.instagram.com/mentorterri/

From losing $50 million in the market crash of 2008 to the success he enjoys today, Rod Khleif's experience involves both remarkable triumphs and spectacular failures. Rod is a multiple business owner and philanthropist who is passionate about real estate, business, and giving back. As one of the country's top business, real estate, and peak performance luminaries, Rod has owned over 2,000 homes and apartment buildings and has built over 24 businesses in his 40-year career. His work dives into the psychology of success, and brings incredible first-hand, technical, and motivational knowledge and skills to any real estate, business, or success-based discussion. Rod also founded The Tiny Hands Foundation, which has benefited more than 85,000 community children in need. Bob and Rod Discuss the emotional journey from having it all to losing it all and everything in between. [4:02] 90% of our success is attributed to our mindset and our psychology. [10:23] "There's a reason that the acronym for belief systems is BS, because 99.9% of them are just that; they're BS." [12:15] Whatever you say, your brain is hearing. [19:40] We'll do more to avoid pain than gain pleasure. [23:58] See your future. Be your future. [26:23] Never achieve a big goal without having other goals lined up behind it. [28:39] The science of achievement versus the art of fulfillment. Rod delivers the blueprint for Multifamily Mastery in an intensive live bootcamp event on Dec 3-5, 2021 in Orlando, Florida. Text "multifamily" to 72345 (USA) or visit multifamilybootcamp.com to register. MYSA exclusive discount code "RodFriend" and grab your ticket for $197. Connect With Rod Khleif: Website: https://rodkhleif.com/ Podcast: https://rodkhleif.com/lifetime-cashflow-podcast/ Bootcamp: https://www.multifamilybootcamp.com Facebook: https://www.facebook.com/rodkhleifofficial/ Instagram: https://www.instagram.com/rod_khleif/ LinkedIn: https://www.linkedin.com/in/rodkhleif/ YouTube: https://www.youtube.com/RodKhleif FinTech Links Mentioned: Acorns - Invest Your Spare Change.

Planning a wedding is fun and exciting, but has everyone involved discussed their expectations for marriage, finances, and life together before saying, "I do?" Our next guest is Christopher Melcher, who has A-list celebrities, executives, trust beneficiaries, and tech company founders across California turning to him for assistance protecting their most valuable assets in high stakes divorces. With deep experience in complex family law litigation and premarital agreements, Christopher provides tactical representation in the most challenging family law disputes. Christopher is a published author, with his work focusing on premarital agreements and financial issues in divorce. He is a partner at Walzer Melcher Law Firm, and Christopher is also an adjunct professor of family law at Pepperdine University School of Law in Malibu. Bob and Christopher chat about the complex nature of money and divorce and the life lessons that helped shape his views today. [3:54] Learning about investing from a young age. [6:34] Time versus money. Income dependent on how many hours worked. [12:42] Shifting his mindset to kindness and calm. [17:46] Nobody wins in divorce. [20:21] Discuss your financial expectations before getting married. [22:21] Emotional impact of financial disparity. To learn more about Christopher and the services he provides, visit the Walzer Melcher website. Connect with Christopher Melcher: Website: https://walzermelcher.com/ Facebook: https://www.facebook.com/WalzerMelcher/ Twitter: @CA_Divorce LinkedIn: https://www.linkedin.com/in/ccmelcher/

Our next guest is Roxy Shih. Roxy is a Taiwanese-American producer and director who was recently nominated for Best Directing at the Daytime Emmys for her work on Dark/Web. Her latest indie feature, List of a Lifetime with Kelly Hu and Shannen Doherty, was acquired by Lifetime and served as their centerpiece film for Breast Cancer Awareness Month this past October. Roxy also directed the entire series of Facebook Watch's Mira Mira, a smash-hit seen by over 60 million viewers. Other popular projects from Roxy include The Tribe, Hulu's Painkillers, and two episodes of Zak Bagans' The Haunted Museum, a new series produced by Eli Roth. Roxy co-founded the Taiwanese American Film Festival in Los Angeles and served as the festival director for two years. Ep 160. Bob and Roxy talk about: [3:29] Directing List of a Lifetime. [8:17] Breaking down Asian American stereotypes. [15:16] Showing up, stepping up, and speaking up. [19:44] How much money do you need to make for you to feel secure? [22:32] Recalibrating the way we approach money. [25:00] Cultivating our self-worth and trusting our value. [35:02] Remaining true to ourselves. Roxy Shih currently hosts a podcast called Two Horny Goats, where she and her co-host Priska dismantle Asian-American stereotypes by tackling difficult subject matters. Connect with Roxy Shih: Website: https://www.roxyshih.com Podcast: https://www.twohornygoats.com/ IMDB: https://www.imdb.com/name/nm4367428/ Facebook: https://www.facebook.com/roxyshih Instagram: https://www.instagram.com/roxyshih/ Links Mentioned: Podmatch: https://podmatch.com/signup/mysa

Many people face financial problems every day. The only difference, some people find ways to overcome them and keep moving forward. Our next guest, Robert Raymond Riopel, is an International Best-Selling Author, App Designer, Entrepreneur, and Trainer who has spent the past 18+ years traveling worldwide, sharing his passion. He has shared the stage with and trained many of the top speakers and thought leaders in the world today. With his high energy and heartfelt style, Robert draws on his journey from humble beginnings to financial freedom at 32, inspiring individuals to tap into their greatness. After realizing that he is not the only person who struggles, Robert "clues" open individuals up to the possibilities within them. What do you get when you have two Roberts talking about money stories on a podcast? Double trouble and a whole lot of money mindset motivation! [2:58] The lie we tell ourselves. "I'm the only one going through this. Nobody gets it." [5:10] "I've never experienced a stress like financial stress." [8:53] Going from $150,000 in debt to financial freedom in nine months. [11:07] We often do more of what our parents did, not what they said. [13:52] Surrounding yourself with growth-minded people. [16:56] Stuck in the comfort zone. [20:34] Being a gold medalist in the people-pleasing Olympics. [32:33] Getting outside of yourself and quit trying to do it all on your own. Robert's best-selling book and step-by-step system, "Success Left a CLUE," helps you unleash your dreams and turn them into reality. And it is free for all MYSA listeners. Download your copy today. Connect with Robert Raymond Riopel: Website: https://successleftaclue.com/ eBook: https://robertriopel.com/book1 Facebook: https://www.facebook.com/TheRobertRiopel LinkedIn: https://www.linkedin.com/in/realtraining/ Instagram: https://www.instagram.com/rrriopel/

The act of selling can be overwhelming, especially when you're not sure what to say or how to approach the process. Joining Bob in this episode is Nikki Rausch, CEO of Sales Maven, an organization dedicated to authentic selling. As a highly successful sales coach, author, and speaker, Nikki transforms the misunderstood process of "selling" into techniques that anyone can successfully use. Nikki has 25+ years of experience selling to organizations as The Bill & Melinda Gates Foundation, Hewlett-Packard, and NASA. She has shattered sales records in many industries and received multiple "top producer" awards along the way. Her book, "The Selling Staircase," provides a five-step approach to move your clients through an authentic sales process. And her podcast, Sales Maven, can be found on your favorite podcast app. Bob and Nikki chat about: [3:05] Why women shy away from positions in sales. [4:55] Navigating the 'dude-bro" sales environment. [7:09] Being a top producing female sales rep in a historically male-driven profession. [19:04] Be curious, be open to feedback, be willing to ask questions and, be kind. [21:23] The art of selling doesn't have to be pushy or aggressive. [24:57] Stating the obvious because sometimes it's not obvious. Ditch any anxiety and fear and learn to sell authentically. Grab a copy of Nikki's free eBook, "Closing The Sale," and know how to close your next prospect with confidence and integrity. Connect With Nikki Rausch & Sales Maven: Website: https://yoursalesmaven.com Closing The Sale eBook: https://yoursalesmaven.com/ebook/ Books: https://yoursalesmaven.com/free/ Podcast: https://yoursalesmaven.com/podcast/ Facebook: https://www.facebook.com/yoursalesmaven/ Instagram: https://www.instagram.com/your_sales_maven/ LinkedIn: https://www.linkedin.com/in/nicolerausch/ Twitter: https://twitter.com/yoursalesmaven YouTube: https://www.youtube.com/c/SalesMaven

For many of us, managing our money, or lack thereof can be frustrating. Our next guest, Nicole Iacovoni, was no exception. Through trial and tribulation, Nicole transformed her relationship with money from heavy and serious to fun, flirty, and fulfilled. Nicole is a Financial Therapist & Licensed Couple's Therapist who teaches women entrepreneurs how to make tending to their finances feel fun and flirty instead of boring and overwhelming. Nicole writes a swoon-worthy newsletter called The Comfy Couch, where she dishes on her latest financial crush, offers inspirational ideas for "dating your money," and helps ambitious entrepreneurs deal with business drama. Through her trademarked program, Money Therapy, Nicole helps entrepreneurs make more profits, manage their money with Beyonce-level confidence, and transform their toxic relationship with money into a steamy love affair. Nicole has been featured in CNBC, Business Insider, and Elephant Journal. When she's not empowering women to take a more active role in their financial lives, you can find her chillin' with her chickens on her little "farmette," devouring self-help books, and sipping on vanilla lattes. Bob and Nicole find the fun, in the not so fun world of money. [7:03] Keeping busy to avoid feeling things. [13:43] "If we don't understand something, we fear it and we avoid it." [16:26] Guilt & Shame, the most common emotions around money. [25:32] Recognizing personal vs systemic conceptions. [34:42] "Hardship is difficult, but there are also so many gems of wisdom that we can pluck out and learn from." [45:13] Are Your Finances Like Fight Club? Make time for lovin up on your money, so money will love you back! Visit Nicole's website and download "Date Your Money Planner" for free and experience a fun, flirty relationship with your money. Connect With Nicole Iacovoni: Website: https://nicoleiacovoni.com Money Therapy Online Program: https://nicoleiacovoni.com/money-therapy/ Facebook: https://www.facebook.com/nicoleiacovoni/ Instagram: https://www.instagram.com/nicoleiacovoni/

It's okay to be afraid of what people will think, but don't let that fear stop you from sharing your story with the world! Our next guest, Sean Tyler Foley, is an accomplished film and stage performer who has been acting since he was 6 years old. He has appeared in productions including Freddy Vs Jason, Door to Door, Carrie, and the musical Ragtime. Tyler is passionate about helping others confidently take the stage and impact an audience with their stories. He is currently the Managing Director of Total Buy In and author of the best-selling book, The Power to Speak Naked. Bob and Tyler share their stories about how they found the courage to share their story. [3:21] Seeing the world through someone else's lens. [6:45] "Watching my mother budget on a single income." [11:36] Money works for you. You don't work for money. [17:21] Waking up on a Monday morning and discovering your business has gone. [25:48] "If kids are old enough to put money in their mouth, they're old enough to learn about it." [27:50] Story is what binds us together. A compelling story will vibrate and resonate with your audience. For a limited time, download Tyler's guide "The Method" for free. Deliver engaging and inspired content with genuine kindness, compassion and care that will move your audience. Connect With Sean Tyler Foley:Website: https://www.seantylerfoley.com/ Facebook: https://www.facebook.com/SeanTylerFoleyYYC Twitter: @DropTheMicYYC Instagram: https://www.instagram.com/seantylerfoley/ LinkedIn: https://www.linkedin.com/in/seantylerfoley/ YouTube: https://www.youtube.com/channel/UCPaMWxi5lGc_msriWtO45eA

Financial deception is cited as one of the main reasons couples lead to separation and divorce. According to NEFE.org, for individuals who combined finances and report that either they or their spouse/partner committed acts of financial deception, 85% indicate that the deceptions affected their current or past relationships. Our next guest, Chelsea Norton, is the Managing Director of Marketing at the National Endowment for Financial Education (NEFE). Having been previously employed at a small credit union as a collections specialist and loan officer, Chelsea understands first-hand how financial matters encompass the lives and well-being of many people. Chelsea also supports a micro-chain of organic restaurants that she co-owns with her partner. She is also an avid athlete who enjoys weightlifting, running, cross-fit, mountain biking, and hiking. Recorded live at FinCon 2021, Austin, Texas. Bob and Chelsea discuss the importance of financial literacy and the impact of financial infidelity. [3:08] Growing up around proactive money management. [6:07] Witnessing the financial lives of many people being destroyed by the financial crisis in 2008. [8:40] Financial infidelity is more common than you think. [12:36] Check what's due before you say I do. [16:31] Choose a conversation about money, not a conflict about money. [20:11] Modeling the behavior you want to see. NEFE - the National Endowment for Financial Education, focuses on high-quality, forward-thinking financial education through robust research, decision-making tools, and reliable interventions to advance the financial well-being of many Americans. Connect with Chelsea Norton and NEFE: Website: https://www.nefe.org Twitter: @NEFE_ORG LinkedIn: https://www.linkedin.com/company/national-endowment-for-financial-education/

Our next guest Joe Saul-Sehy, has gone from 16 years as a financial advisor to being the creator and co-host of The Stacking Benjamins Show and Money With Friends podcasts, creator of a network of five podcasts, and monthly contributor to another! He represented American Express and Ameriprise in the media and was the "Money Man" at Detroit's television channel WXYZ-TV. From receiving top awards for The Stacking Benjamins Show and hosting the FinCon Expo Main Stage multiple times to being a current board member at large of The Plutus Foundation, Joe has proven himself as a household name in the finance arena. He is also the recipient of the FinCon 2021 Plutus Foundation Lifetime Achievement Award. Recorded live at FinCon 2021, Austin, Texas. Bob and Joe trade war stories and bromance the day away. [1:53] Leaving the world of financial advising to climb other mountains. [8:21] Feel the fear and do it anyway. [10:50] Crying about money. Most of us have all done it. [16:33] Why surround sound is so important. [18:55] Timelining your goals. [25:29] Obvious quote by Sherlock Holmes. [27:52] Tricking yourself to succeed. [37:41] His book "Stacked," 15 years in the making. "Stacked: Your Super Serious Guide to Modern Money Management," Joe's new book is available for preorder now! Connect With Joe Saul-Sehy: Website: https://joesaulsehy.com/ Podcast: https://www.stackingbenjamins.com/ Book: https://bookshop.org/a/59401/9780593330678 Facebook: https://www.facebook.com/IStackBenjamins Twitter: @SBenjaminsCast Instagram: https://www.instagram.com/stackingbenjaminspodcast/ LinkedIn: https://www.linkedin.com/in/joe-saul-sehy-b3426b31/ FinCon Live Podcast Sponsor: NEFE: https://www.nefe.org/ Links to FinTech Mentioned in the Show: FinCon: https://finconexpo.com/ Qube: https://qubemoney.com/ Acorns: https://get.acorns.com/bonus10 Public: https://public.com/

It is estimated that over half of Americans experience some kind of financial difficulty within any given year. Our next guest, Dr. Amy Novotny, explains how we deal with these challenges through mindfulness exercises, which can help keep our minds calm. Dr. Amy Novotny founded the PABR® Institute with the mission to provide pain, stress, and anxiety relief to those who seek a naturalistic form of treatment when other treatment methods have fallen short. Her methods have helped people reduce and eliminate pain, stress, anxiety, orthopedic surgeries, sleep issues and the need for medications. She has co-authored two Amazon #1 Best-Selling books: Don't Quit: Stories of Persistence, Courage and Faith and Success Habits of Super Achievers, which both share her journey on how and why she developed the PABR® Method. Dr. Amy also speaks French and Spanish. She has a variety of interests, including running 40+ marathons and photographing wildlife and landscapes worldwide. This has led to several of her images being chosen as Photos of the Day, most notably the National Geographic Your Shot World Top Photo of the Day. Bob And Dr. Amy Chat About: [3:28] Amy's childhood belief, "everything should be free for everyone." [12:18] Getting stuck in past experiences. [17:13] The fight or flight nervous system. [20:03] "Being frozen is actually a state beyond fight or flight." [21:21] Breathwork! And how it helps calm the mind and body. [24:59] How the body changes physiologically during moments of stress. To feel more confident in your ability to conquer life's obstacles head-on, contact Dr. Amy at [email protected] for a free 15 minute consultation where she can provide you with free guides or videos. Connect With Dr. Amy Novotny: PABR Institute Website: https://pabrinstitute.com/ Books: https://pabrinstitute.com/new-book-released Facebook: https://www.facebook.com/dramynovotny/ Instagram: https://www.instagram.com/anovotn/ YouTube: https://www.youtube.com/channel/UCvRZjkWBxOArmujS9rUN8ig LinkedIn: https://www.linkedin.com/in/dr-amy-novotny/

It's become a thing where we all do what everyone else does without thinking about it because it's easy or convenient. Does following the herd serve you in finding financial freedom? Our guest, Chris Craddock, created his own herd. He is the Founder and CEO of The Redux Group, a nationally acclaimed real estate team. He is the Uncommon Real Estate Podcast host, creator of the REI Revive system, real estate investor & coach, and entrepreneur who runs multiple successful businesses. Chris's real estate team sold over $150 Million worth of real estate in 2020. Chris has been married for 20 years and is the proud father to six amazing children. Conversation Highlights Between Bob and Chris Include: [1:42] Be Uncommon. [5:05] Getting thrown in the deep end, sink or swim. [10:36] Your money is an army. [12:39] "The second somebody says it's not going to go bad, means they've got no clue what to do if it does." [20:31] Are you in your Genius zone? [24:38] Who you spend time with will dictate how you think. Take your Real Estate Investing to the next level? Chris's advanced online training can help you 'flip' things around. Connect With Chris: REI Revive Program: https://www.wholesalinginc.com/revive/ Real Estate Website: https://dmv.thereduxgroup.com/agents/48992-Chris-Craddock/ Podcast: https://podcasts.apple.com/us/podcast/uncommon-real-estate/id1504771509 Facebook: https://www.facebook.com/ChrisCraddockBusiness/ Instagram: https://www.instagram.com/craddrock/ LinkedIn: https://www.linkedin.com/in/chris-craddock-92100171/

It is heroic to be able to look at ourselves and ask those hard existential questions, to be able to ask ourselves why we do the things we do, what are our triggers? What kind of people get our goat? What kind of situations drive us into self doubt? Our next guest is Christian de la Huerta. With 30 years of experience, Christian is a sought-after spiritual teacher, personal transformation coach, and leading voice in the breathwork community. He has traveled the world offering inspiring and transformational retreats, combining psychological and spiritual teachings with lasting and life-changing effects. Christian is an award-winning, critically acclaimed author, and he has spoken at numerous universities and conferences and on the TEDx stage. Bob and Christian have a candid conversation about: [2:18] Experiencing culture shock after emigrating from Cuba. [18:31] The journey from self-hatred to self-acceptance. [24:57] "it's not a belief. It's like, I know that I'm going to be taken care of." [32:42] Forgive and give-for. [42:21] "You can't Namaste the shadow away." [46:13] We are the help! Grab a copy of his new book, Awakening the Soul of Power, described by multiple Grammy Award–winner Gloria Estefan as "a balm for the soul of anyone searching for truth and answers to life's difficult questions." Connect with Christian de la Huerta: Website: https://soulfulpower.com/ Book: https://www.amazon.com/Awakening-Soul-Power-Heroically-Yourself/dp/1735059013/ Facebook: https://www.facebook.com/YourSoulfulPower/ Twitter: @soulfulpower Instagram: https://www.instagram.com/christiandlh/ LinkedIn: https://www.linkedin.com/in/christiandelahuerta/

Change is needed. And we don't mean the spare change in your pocket. Change in the world, and it all starts with us. What can each of us do to encourage unity and equality in the world? In this episode, Bob invites actress and philanthropist Kelly Hu to the hot seat. Kelly, former Miss Teen USA in 1985 and Miss Hawaii in 1993, has worked on countless television, film, and video game projects, including Growing Pains, Sunset Beach, Nash Bridges, The Scorpion King, X2, Arrow, and recently Netflix's, Finding' Ohana and many more. Kelly is also a longtime activist, most recently focusing on her project, 33 Edge, which was designed and built by Kelly during the covid-19 quarantine as a response to the protests and discrimination happening at that time. Kelly has always sought equality and justice for everyone and designed 33 Edge in the hopes of encouraging more unity, equality, and respect for fellow human beings. Bob and Kelly Discuss: [8:45] Becoming an activist. [15:15] Covid mindset shift and the "Oh Shit!" bag. [24:52] Making the statement of being a good person. [26:27] Look at things practically versus flashy. [41:26] Having a sense of accomplishment. [48:04] Choose to be joyful. Visit 33edge.com to learn more about Kelly's socially conscious t-shirts that support unity, equality, diversity, humanity and kindness. Connect With 33 Edge and Kelly Hu: Website: https://33edge.com/ Facebook: https://www.facebook.com/33edge/ Instagram: https://www.instagram.com/33edge/ Twitter: @33edge Facebook: https://www.facebook.com/KellyHu Instagram: https://www.instagram.com/kellyhu/ Twitter: @KellyHu

One of the most important things in life is Money. It's what we use to pay for everything from our homes to our food and clothes. But does it love you? Does it care about your happiness as much as you do? Our guest, Morgana Rae, is an international #1 best-selling author and mentor coach. Her groundbreaking approach to love-centered wealth building has featured her on The Wall Street Journal, Yahoo Finance, all the major television networks, Coast to Coast Radio and hundreds more. Morgana's fans call her the "Money Goddess" because of the many documented stories of clients manifesting unexpected income. A pioneer in personal development for over 27 years, Morgana writes, speaks, and coaches from a desire to empower idealistic entrepreneurs, artists, healers, and humanitarians to impact the world significantly… and heal the rift between heart, spirit, and money. Bob and Morgana's conversation includes: [3:07] Having money repelling superpowers.[6:33] Change happens at the speed of safety.[11:57] Millionaire heartset vs mindset. [13:30] Root cause of money worries is never about money. [15:42] Facing your money monster. [26:28] If your Money was a person, who would your money honey be? Transform your relationship with money and visit doesmoneyloveyou.com and learn where you are with your relationship with money. Make more money by putting love first. Connect With Morgana Rae: Website: https://www.morganarae.com Book: https://www.morganarae.com/financial-alchemy-book/#buy Free Money Quiz: https://doesmoneyloveyou.com/0

What is the missing link that transforms a person from being fearful to fearless? Our next guest, Lisa McDonald, focuses on empowering individuals and entrepreneurs to transform their lives, achieve their goals, and turn their dreams into reality. Lisa is an Author, Motivational Speaker, TV and Radio Host, podcaster, blogger, mentor, Personal Development Coach, and Mother. She inspires people to approach life, love, and work with FEARLESS gratitude and enthusiasm. In this episode, Bob & Lisa Discuss: [3:46] Moving past anxiety and overwhelm.[5:48] That fear doesn't have to be debilitating.[8:00] Embracing your inner child.[10:17] Challenging false beliefs. [18:56] Holding yourself accountable.[25:32] Find your tribe. Open your mind to support and help from other people. Explore the obstacles and challenges that hold you back from leading a happy, successful, and abundant life. Visit Lisa's Living Fearlessly website and check out the Living Fearlessly With Lisa McDonald Podcast to learn more. Connect With Lisa McDonald: Website: https://livingfearlesslywithlisa.com/ Podcast: https://livingfearlesslywithlisa.com/podcasts/ Books: https://livingfearlesslywithlisa.com/shop/ Facebook: https://www.facebook.com/FearlessLisaM/ Instagram: https://www.instagram.com/fearlesslisam/ Twitter: @FearlessLisaM LinkedIn: https://www.linkedin.com/in/fearlesslisam/ Medium: https://medium.com/@fearlesslisam YouTube: https://www.youtube.com/channel/UCfB-w4FN4MZByLNNmOSKumg/featured

Do you believe in paying it forward? Our next guest is Mathew Broster. After some struggles with mental health, Mat decided to leave the UK in 2013 on a one-way ticket to Thailand with just the bag on his back. Since then, Mathew has traveled to many countries before eventually settling in Australia, helping indigenous children and families. Mat has a deep and passionate calling to raise as many funds as possible to help struggling children in orphanages. Mat's other passion is writing. His book, "Just Imagine," will take you on a journey of self-discovery through the most powerful tool of self-discovery known in universal history, the imagination. Mat shares his perspective on Money and how using it as energy helps him help those who need it the most. Bob and Mat's conversation includes: [2:10] Emotional attachment to Money.[10:18] Beliefs around Money in various indigenous cultures.[12:58] "The biggest life lesson I learned from other cultures is unconditional sharing."[19:58] The spiritual awakening that changed the trajectory of Mat's life. [21:05] 40 days and 40 nights. The inspiration for Mat's book, "Just Imagine."[25:30] Look within. What's your true heart's desire? Mat's book, "Just Imagine," has captured the minds and hearts of countless readers. With every physical copy sold on his website, 75% goes to those who need it most - orphans in orphanages worldwide and street kids struggling with poverty. Connect with Mathew Broster: "Just Imagine" Book: https://www.mathewjcbroster.com/buy-the-book/ Website: https://www.mathewjcbroster.com/ Facebook: https://www.facebook.com/the13thlightwarrior/ Instagram: https://www.instagram.com/Matbroster22/ LinkedIn: https://www.linkedin.com/in/mat-broster-b1254b95/ YouTube: https://www.youtube.com/channel/UCLMsc2yb6It0pxWB1YBdDAg

All too often, criminal justice-involved individuals struggle upon release to secure jobs that allow them the opportunity for growth. With doors being closed on these individuals simply because of their criminal records, how can they succeed? Our next guest is Sean Hosman, a justice-impacted serial entrepreneur with 20+ years of experience in the correctional industry who has a unique perspective on both business and second chances. He became justice-involved through addiction, and now, 10 years clean, he is dedicated to achieving racial equality in corrections and ending mass incarceration. Sean founded Vant4ge, a human services and predictive analytics technology company that has revolutionized correctional care and case management. He is also the co-founder of Persevere, a non-profit that teaches justice-involved individuals to code behind prison bars, and Banyan Labs, a technology development company that hires Persevere graduates. Each business plays a vital role in increasing public safety and improving outcomes in the criminal justice system, while also bringing hope, skills, and opportunity to justice-involved individuals. Through his work with these companies, Sean is focused on changing lives and stopping the cycle of multi-generational incarceration. In this episode, Bob & Sean discuss: [3:09] Social determinants of health. [10:36] Growing up with the fear of never having enough. [13:08] How childhood experiences can shape your adult relationship with money. [30:59] Power comes from vulnerability. [31:41] Leaving behind a legacy. [39:24] "Never let your money sit idle." How can you help others Persevere? Visit Persevere Now to support Sean's mission to empower justice-involved individuals at risk to succeed as productive members of society. Connect With Sean: Website: https://perseverenow.org Facebook: https://www.facebook.com/perseverenow/ Instagram: https://www.instagram.com/perseverenow/ Twitter: https://twitter.com/perseverenow LinkedIn: https://www.linkedin.com/company/perseverenow/ and https://www.linkedin.com/in/sean-h-32610435/

In today's society, people are often judged by their appearance, gender and how they act. If you don't have the skills and confidence to be your own boss, there is a potential for people and clients to walk all over you. Our next guest, Carmelle Jean-Francois, knows how to take charge and boss up. Carmelle is a motivational speaker, fitness enthusiast, and Founder and CEO of cFIT Coaching. She has built a strong foundation through her certifications as a NASM Personal Trainer, a certified Spinning Instructor, a Medical Exercise Specialist, a Pre and Post Natal Exercise Specialist, and a Beachbody Coach. Carmelle's most recent projects include her newly published blog, Fit To Motivate, and the release of her upcoming book, Women of Color Who Boss Up: Asian, Latina and African American Women Who Thrive and Take Charge of Their Destiny. Bob delves deep into Carmelle's relationship with money as they discuss: [1:40] Money and emotions are always a work in progress.[2:57] Being bold and putting yourself out there.[6:37] Challenging the female boss stereotypes.[12:48] "The switch came when I realized that they don't know my value."[16:47] From poverty to possibility.[25:46] Becoming your richest self. What does fit look like to you? cFIT Coaching provides a safe, encouraging, and supportive virtual community, educating individuals on achieving and sustaining their personal health, fitness, and nutritional goals. Connect With Carmelle: Website: https://cfitcoaching.com/ Women Of Color Who Boss Up Book: https://cfitcoaching.com/boss-up-book/ Facebook: https://www.facebook.com/icyourfit Instagram: https://www.instagram.com/cfitcoaching/ LinkedIn: https://www.linkedin.com/in/carmelle-jean-francois-b956321b3/

Do you ever feel like there's a creative person inside of you yearning to break free? Maybe it's time to stop waiting for someone else or other circumstances and permit yourself to be the artist you really are. Our next guest, Amanda Filippelli, is an internationally recognized editor, writer, book coach, and author of Blue Rooms. She started her career as an associate editor for the Oyez Review in Chicago and has studied under several industry titans. An award-winning writer herself and publishing industry expert, Amanda has done it all from freelance writing, copy editing, content editing, ghostwriting and book coaching. She is also the co-founder of One Idea Press and founder of the Authorpreneur Conference. Bob and Amanda delve into the challenges and successes that many artists face following their passion. [2:25] The starving artist cliche. [7:49] Being an artist helps bring new perspectives to cultural conversations. [9:10] Being terrified to pursue a career in writing.[19:52] Letting go of the imposter syndrome. Everyone's story has value.[21:47] Becoming intentional and conscious when your family history was filled with shame around money.[27:57] Discovering the root cause of impulsive spending and the spending will resolve itself. Amanda specializes in helping writers realize their authentic voice and thrive as working writers. Connect With Amanda: Blue Room Book: https://amandafilippelli.com/books Website: https://amandafilippelli.com/ Authorpreneur Writers Conference: https://www.theauthorconference.com/ Workshops: https://amandafilippelli.com/workshops Facebook: https://www.facebook.com/EditorAmanda Instagram: https://www.instagram.com/editor_amanda Twitter: @Editor_Amanda LinkedIn: https://www.linkedin.com/in/amanda-filippelli/

If you are looking for a way to unlock the capital sitting in your home equity, then our next guest Matthew Sullivan offers some debt-free solutions for homeowners and opportunities for investors. Matthew Sullivan is the CEO and Founder of QuantmRE, a company that helps homeowners access a portion of their home equity without taking on more debt. Matthew and his team have helped over a hundred homeowners use their home equity to pay off expensive credit cards, remodel their home, pay college tuition fees, or diversify into other investments, all without taking on extra debt. Matthew has a proven track record in real estate innovation through his experiences as Co-Founder of the Secured Real Estate Income Strategies Fund and was President and Founder of crowdventure.com, a real estate crowdfunding company. Originally from London, Matthew worked with Richard Branson's corporate finance team and was a Virgin-sponsored London Air Ambulance Director. A helicopter pilot himself, he is also the host of the podcast "Hooked On Startups." Bob and Matthew Discuss: [9:28] Going out and creating something.[17:05] The complex multi-layered asset class that is real estate.[21:27] The psychological attachment of "it's all mine."[25:58] Bouncing back after losing it all.[27:40] Looking at solutions instead of problems.[35:20] Sitting back and doing nothing vs. moving forward. Don't wait until you've sold your home to enjoy your equity – with QuantmRE; you can use the cash you release to improve your life now. Connect with Matthew Sullivan: Website: https://quantmre.com Podcast: http://hookedonstartups.com/ LinkedIn: https://linkedin.com/company/quantm-one/ Twitter: @quantmre Facebook: https://facebook.com/Quantm.one Instagram: https://instagram.com/quantmre/

You may see yourself as bold and confident, yet when the subject turns to money: your mind goes blank; a pit opens up inside you, or even panic sets in! Our next guest is Michelle Arpin Begina. Michelle is a Certified Financial Planner, Certified Investment Management Analyst, money mentor and coach, photographer, and a mom. Her earliest memories from childhood all relate to money. What differentiates Michelle from other financial advisors is that she has spent the last two-plus decades studying the unconventional, non-financial aspects of life satisfaction, financial therapy (it's a thing), behavioral bias, choice, and decision advising. Michelle believes we all need to examine the money stories, scripts, and lessons that affect our financial psychology to rethink what we know about money and have more of it. Michelle Joins Bob to Discuss: [1:27] The Impact of money as a child. [6:30] Navigating the technical and emotional aspects of money[10:57] "More money solves everything, right?"[11:47] The shame and secrecy of money.[26:50] Healing your money woes through journaling and speaking.[31:40] Understanding the money narrative in your head. Michelle's "Good With Money: Success Formula" will help you claim your full financial power and leave behind old patterns, beliefs, and stories that are holding you back. Connect With Michelle Arpin Begina: Website: https://www.michelleab.com LinkedIn: Michelle Arpin Begina CFP Facebook: @Michelle.ArpinBegina Instagram: @michellearpinbegina

You may have heard that you are made of energy? But has anyone ever taught you how to utilize your energy to create a positive life? Today's guest is Danielle Ingenito; she helps her clients heal from toxic relationships, turning their pain into power with intuitive energy healing, and reprogramming subconscious beliefs. Danielle is the creator of the "Let it Go Method," a step-by-step process that helps women awaken their true self-worth. Danielle is a Certified Intuitive Reiki Master, Psychic Medium, and Life Coach and has helped thousands of women take their power back in her challenges and transformational programs. She has nurtured a 60,000+ person following on both Facebook and YouTube. Conversation Highlights with Bob and Danielle: [4:09] Growing up as a child and disliking money. [9:05] Understanding codependency and seeking validation or approval outside of ourselves. [12:39] What is a narcissist, and how is money used as a power play? [18:06] Discovering the power of energy healing. [27:41] Limiting subconscious beliefs and fear of success. [34:13] What's your financial set point? Check out Danielle's Deep Energy Clearing to release limiting energetic attachments that affect your thoughts & emotions or grab a copy of her new book, It's Not You, It's Your Energy, and bring balance back into your life. Connect With Danielle Ingenito: Facebook: @DanielleIngenito Facebook Group: Turning Pain Into Power After Toxic Relationships YouTube: Danielle Ingenito Website: https://danielleingenito.com

Our next guest is Garit Boothe, a marketing professional specializing in Search Engine Optimization (SEO) for Financial Technology companies. He is also an avowed money nerd and writes about personal finance on his blog, Digital Honey.Money. Garit shares his insights on how he overcame his limiting beliefs and money blocks in his life. "Making progress, not perfection" became Garit's mantra, which helped him leave behind his corporate job and become an entrepreneur. Bob and Garit's conversation highlights: [2:06] Conversations about money and being socially appropriate.[8:09] Looking at the root cause of your issues.[11:04] Making the shift from struggle to purpose.[18:45] Navigating life goals that your spouse doesn't share.[25:58] Learning delayed gratification from kids.[30:07] Sometimes, the root cause of an issue has nothing to do with money, but once you fix it, your money problems go away. Visit digitalhoney.money and sign up for more tips and tools to help you on your money journey. To take your website's SEO to the next level, visit garitboothe.com and arrange a consultation with Garit. Connect With Garit Boothe: LinkedIn: https://www.linkedin.com/in/garitboothe/

Finances can be simple, fun and doable if you set your mind to it. By keeping it simple and doable, you can reach your goals. Wouldn't that be fun? Our next guests are Rachel Marshall and Bruce Wehner from The Money Advantage, a team of financial freedom architects for wealth creators. Rachel is the Co-Founder, Chief Financial Educator, and Content Strategist of The Money Advantage, where she is known for making money simple, fun, and doable. She's currently writing a book about her near-death experience and how it became the springboard for her family's multi-generational legacy of more than money. Bruce is the Lead Advisor and Chief Cash Flow Strategist of The Money Advantage, where he designs and communicates the individualized solutions that help their clients increase cash flow and financial control. Bruce leans on his experience as an educator and varsity head coach, lifelong entrepreneur, and real estate investor. Bruce is an Authorized Infinite Banking Practitioner who has been practicing Infinite Banking since his parents started his first policy when he was a young child. Bruce and Rachel are also the co-hosts of The Money Advantage Podcast, the popular business and personal finance show. Bob, Rachel, and Bruce Discuss: [1:33] Keeping it simple, fun and doable.[6:56] Understanding delayed gratification and developing the character to build wealth.[15:45] Living the life you want to live, now.[18:45] To don't lists.[29:46] The ripple effect.[32:41] The science of success and the art of fulfillment. Invest in yourself and learn more about Infinite Banking with The Money Advantage team. Connect With The Money Advantage - Rachel Marshall and Bruce Wehner: LinkedIn: https://www.linkedin.com/in/rachelmmarshall/ & https://www.linkedin.com/company/themoneyadvantage/ Twitter: @Money_Advantage Facebook: https://www.facebook.com/TheMoneyAdvantage Instagram: https://www.instagram.com/themoneyadvantage/ YouTube: https://www.youtube.com/c/TheMoneyAdvantage?sub_confirmation=1

More often, when you do what you love, success will follow. Our next guest, Sharifah Hardie, is a business consultant, author, talk show host, producer at Bizzy Girl Productions, Candidate for 2024 California State Senate District 33, President of the Black Chamber of Commerce – Long Beach Area and an influencer. She is Host of Ask Sharifah Videocast and Podcast, as well as The Round Table Talk Show. Bob and Sharifah's Conversation Highlights: [4:17] Where Sharifah's entrepreneurial spirit came from. [5:20] "You're wasting money," she said. [10:56] Why is it important to ask questions? [14:19] Rebounding from homelessness and taking a Quantum Leap. [22:49] Are you an entrepreneur or a hobbyist? [25:50] The most common obstacle for entrepreneurs. Sharifah Hardie is the author of Signs You Might Be An Entrepreneur – How to Discover the Entrepreneur in You, and the e-book, Everything You Need to Know About Social Media Marketing. Connect With Sharifah: Sharifah For CA Senate: https://www.sharifahhardieforsenate.com/ LinkedIn: https://www.linkedin.com/in/sharifah-hardie/ Facebook: https://www.facebook.com/ilikesharifah/ Instagram: https://www.instagram.com/sharifahhardie/

How can you think outside the box within the workplace environment and maintain motivation during days that feel never-ending? Today's guest is Chris Bello, who quit his corporate job three years in and, after applying a little intense intentionality, he transformed his life. After grappling with one side-hustle after another, he went all-in on residential real estate, where he has quickly caught momentum. Chris is also the host of the top-rated business podcast, the Entrepreneur Motivation Podcast (1M+ downloads), where he documents his journey and interviews incredible guests. Episode Highlights with Bob and Chris: [2:35] The Squirrel Syndrome- too many shiny objects.[6:34] Navigating Financial differences between 3 cultures.[14:11] Comparing yourself to yesterday, a month and a year ago.[20:59] Conquering fears and challenges.[32:57] Money beliefs when buying real estate.[41:47] Don't spend it if you don't have it. Chris's motto is "Less dreaming, more doing." Download his free guide on Productivity Hacks and unleash the do-er in you. Connect With Chris Bello: Website: https://chrisbello.comLinkedIn: https://www.linkedin.com/in/cbello/ Instagram: @chrisbello_

This week's guest is the one and only Joanna Cassidy. She is an award-winning actress best known for her roles in Blade Runner, Who Framed Roger Rabbit, and the HBO series, Six Feet Under. Having envisioned a career in science and art, Joanna has embraced the twists of fate that have transformed her life. Joanna's long list of accomplishments includes winning a Golden Globe and being nominated for three Emmys, a Saturn Award, and a Screen Actors Guild Award. Joanna returns to Money You Should Ask for a second time and shares her wisdom around money, life, and success. Episode Highlights: [4:41] Although money was not discussed during Joanna's childhood, she understood acquiring property was significant.[8:29] Joanna's unconscious antenna drew her to business opportunities such as Lips Chips and Mulholland Distilling.[13:01] Becoming aware of the joy and the difficulty of money.[20:53] Understanding the energetic flow of money.[27:17] Taking a good look at your financial reality even when it is hard to deal with.[31:32] Staying grounded when everything around you is moving so fast. To learn more about Joanna Cassidy or to connect with her, visit officialjoannacassidy.com or visit @joannacassidyofficial on Instagram.

What's your recipe for wellness? Whether it's your physical health, mental health, or even your financial health, they are all integral aspects in finding balance in life. And they are all interconnected. Our next guest is Wendie Veloz, the founder of Wellness Grind, an online community that helps people identify their wellness needs and define their unique wellness recipe. Wendie has over 15 years of Public Health and prevention experience, working with individuals and local, state, and federal government agencies. Wendie is a level 2 certified SPIN instructor and certified Reiki practitioner. Conversation Highlights Between Bob and Wendie: [4:18] Wellness services can be expensive. How to seek help when you are in survival mode.[8:49] Preventing harmful outcomes in the long term by investing in your wellness.[12:20] The impact of growing up in the Hispanic culture and the cultural influences around money.[19:39] Asking for support and building a team of people to help you.[22: 51] Unlearning beliefs and habits after 12 months of social isolation during the pandemic.[33:36] Money and Motivation Tip: Wendie shares a secret paydown method that student loan debt lenders don't want you to know about. Wendie named her company Wellness Grind because "there's a lot of grit and determination that needs to come into maintaining your wellness over your life course." Wendie loves to share diverse wellness and health perspectives on WellnessGrind.com.

Building your own successful business and creating online income streams is something that so many people across the world are trying to achieve. You may be one of them! Our next guest, David Ralph, is an online business coach and the host of the top-ranked podcast, Join Up Dots. David takes his guests on a journey of discovery, inspired by the words of the late Steve Jobs. David "joins up the dots" of his guests' lives, highlighting their failures and successes (with more than a few laughs in between). Join Up Dots has gained a massive audience in over 160 countries with its fun and quirky style. Bob delves into David's personal relationship with money as they chat about: How cold calling taught him the necessary skill he uses today as a podcaster. Growing up without money can program you to be scared to spend even when you do have money. His biggest regret around not understanding when to sell stocks and shares. The fine line between being tight with money and being a spender. Transforming himself from being money-driven to freedom driven. David Says, "An online business doesn't have to be hard, unless it's a Viagra business." Learn more about how David can help you "Join Up Dots" in your life and business.

Do you want to start your day off on the right foot? Find out what Dr. Lunide Louis suggests is needed to have the best morning routine ever. Dr. Lunide is the creator of the morning routine app, HitSavers, where you can accomplish 9 actionable items in 9 minutes in the morning to hack your day. Dr. Lunide is also the host of the well-known podcast, Best Morning Routine, Ever. Bob and Dr. Lunide discuss: What we do in the first ten minutes of our day sets the tone for the remainder. Creating conscious motivational habits. We have 60,00 thoughts per day and most of those thoughts are copied and pasted from the day before. Interrupting limiting subconscious programming. Shifting from a fixed mind to one of growth. Dr. Lunide Louis offers an innovative approach to personal development that inspires you to change behaviors and get deep into the subconscious mind informing your behaviors since you were a child. Grab a copy of the free ebook: The Power of Habit Can Control Your Destiny, and prepare yourself to get up, dress up, and show up!

It might be hard to believe, but research shows that people who have traveled abroad are happier and healthier than those who've never left their home country. Our next guest, Lisa Niver, is an award-winning travel expert who has explored 101 countries and six continents. You can find her talking travel at KTLA TV and on her "We Said Go Travel" blog, which is read in 235 countries. Lisa's articles have been published in AARP, American Airways, Jewish Journal, Ms. Magazine, Smithsonian Magazine, Teen Vogue, and Wharton Magazine. She is currently writing a book, "Brave(ish): It's All About Perspective, 50 Adventures Before 50," about her most recent travels and challenges. Bob and Lisa discuss: Doing your homework, planning for the unexpected, and having contingency plans when traveling. Trusting your instincts in a foreign country. How traveling abroad changes your perspective on life. Lisa's favorite "F" word. Throwing money at a problem usually leaves you with less money. Ready for your next adventure? Let Lisa be your guide. Visit lisaniver.com or wesaidgotravel.com to learn more about her traveling "do's" and "dont's." Check out her "We Said Go Travel" videos on YouTube, with over 1.3 million views, and prepare for an epic journey. @LisaNiver, @WeSaidGoTravel

Many of us feel we have great ideas or goals but don't act on them or fall short when we try. To show you how to break through and achieve success and awaken your inner action hero, Bob chats with Corporate Action Hero, John Davis. He is an internationally known Keynote Speaker, Comedian, Fight Director, Stuntman, College Professor, and Artistic Director. John has traveled extensively throughout the world, speaking to audiences of all ages and backgrounds in 28 countries, and has had over 4,000 live performances. John has also dedicated himself to entertaining and empowering soldiers overseas in Iraq and Afghanistan. John speaks with Bob about: Changing the perceived value of yourself. Breaking free of old childhood stories and patterns. Hacking your mindset to move past fears. Creating a secure foundation before taking financial risks. To inspire you to set and reach your maximum potential, John has a free gift for our audience. Download his free "5F" Workbook, and Awaken Your Inner Action Hero today. Crack the whip for your success, and visit Corporate Action Hero to learn more about John. @JDActionHero, @CorporateActionHero

David Strausser is the General Manager of Vision33 (Northeast Region), a podcaster, and contributor for Forbes. He tackles business problems head-on and helps small-medium businesses transform their processes by automating them, maximizing intelligence through digital means, and empowering owners with his podcast, Shark Bite Biz. David chats with Bob about: Becoming an entrepreneur after being flat broke. Pushing through his fear and limitations in life and business. Creating networking opportunities during the pandemic. Looking at your personal finances like a business. Whether it's his new coffee business, Dead House Coffee, or his podcast, Shark Bite Biz, David Strausser continues to inspire people to "get back to life." @dstrausser83, @DeadHouseCoffee, @SharkBiteBiz

Our next guest, Art Bell, is a writer and former media executive known for creating, building, and managing successful cable television channels. His memoir, Constant Comedy: How I Started Comedy Central and Lost My Sense of Humor, tells the story of how, while a financial analyst at HBO, he pitched the idea of a 24-hour comedy network that he then helped develop and launch. Art chats with Bob about: Developing The Comedy Channel, now known as Comedy Central & the surprise phone call from Mitzi Shore, owner of The World Famous Comedy Store. The Difference between an Entrepreneur & Intrapreneur. Understanding your tolerance level when it comes to handling money. Finding your passion and doing what you love. To learn more about Art Bell, visit his website and grab a copy of his award-winning memoir, Constant Comedy. @artbellauthor

Our guest, Chloe Elise, is a Millennial Money Coach, who helps millennials pay off debt, actually get ahead with their finances, & save for big future investments. After paying off $36,000 of debt in 18 months and transforming her life, Chloe decided to show other 20 and 30-somethings how to create that life for themselves too. Chloe's mission is to make finances fun and easy for millennials and show that you can enjoy your young adulthood and still get ahead with money. You don't have to wait until you're 60 to have financial freedom. Bob and Chloe chat about: Having a financial skill set coupled with an empowered mindset. Digging for childhood beliefs that self-sabotage financial freedom. Recognizing gender bias. Becoming a hero with your finances rather than a victim. Chloe is an expert in negotiating, gaining confidence around money, and advocates for her clients to optimize their finances instead of sacrificing the things they love. Check out her website, Deeper Than Money, or take a listen to her podcast to learn more. @deeper.than.money

Our next guest, Paul Ollinger, is a nationally-touring comedian, writer, and podcaster. After 20 years in digital sales positions for companies like Yahoo! and Facebook, Paul retired at age 42, only to find himself bored, missing his work friends, and annoying his wife. After three years trying to find himself, he resumed his pursuit of the comedy dream that has taken him all over North America, opening for top comics like Daniel Tosh, Dave Attell, Norm Macdonald, and many more. Bob chats with Paul about: The psychological aspects of retiring early. Having money doesn't mean you will be happy forever. The pitfalls of comparing your finances to others. Monitoring your spending habits. Saving lives with philanthropy. To learn more about Paul, visit his website or check out his Crazy Money podcast where he explores the connection between money and happiness. Facebook: @PaulOllinger Twitter: @Paul_Ollinger Instagram: @paul_ollinger