Money with Alpha

With life comes a LOT of experience. So, who better to interview than someone who has lived a varied and full life - my mother! I ask my mother questions about what it was like starting life at the end of World War 2 in Austria, and how her early childhood experiences and journey to Australia shaped her view of money. Lots of ups and downs and some confronting insights are shared.

There are things you can do to make things like tax returns and organising your money and finances at the end of the Financial Year much easier. Tips for organising and saving money! I go through things I do, and also some tips that you might not know in relation to your superannuation. Note: as mentioned in this episode, here is a link to the ATO form - click here

In this episode I speak with Em Gee, a Business & Mindset Coach from Be Think Do Coaching. In less than five years as a solo-preneur Em Gee has become a best selling author and international business and mindset coach to women all over the world. Her unwavering belief in all women to shine as leaders in their own fields, has led her to teach 'unstoppability' as a quality already there to be unleashed from within every single business owner she works with. As a mum of two young girls, Em Gee prides herself on being transparent, authentic and true to her values, all while scaling her business in ways not everyone expects. Thinking out of the box is her style, paving the way for others to do the same and get equally unstoppable results. Listen to Em Gee's journey and take on money!

What does comfortable mean, and why is it so disastrous when it comes to needing or wanting to make financial changes in your life? After all, it's "fine" OK? Unless something dramatic happens in life, we tend to cruise along and time passes. When it comes to money, time = compounding, so you can't afford to waste a moment! Figure out how to break out of feeling comfortable and make the changes you need to make now, rather than feeling comfortable for too long and missing out on building wealth.

There needs to be a balance between your mental, physical and financial selves. Neglecting one for too long can cause you to feel unbalanced and stressed. Doing ONE SMALL THING can help. Listen in to find out how.

There are so many things that underpin our relationship with money. The way to move from money overwhelm to peace of mind is to act with deliberate intention, rather than random decisions that may or may not benefit you. Knowing your Core Values is a fundamental way to make this transformation happen.

Are you part of the Sandwich Generation? For those who haven't heard of this, it is people who are taking care of ageing parents (and possibly even grandparents) as well as their own young children. In Australia, the typical demographic for this are women in their mid to late 40s who are also employed. Nearly 50% of adults in this generation will find themselves caring for ageing parents and their children while balancing work and social lives. Can you relate to this? I know I certainly can. In this episode I go through my own experiences, and things that I've done to help with the extra workload!

Buy Now Pay Later has been around for hundreds of years. Not in it's current form, but the concept of personal debt is nothing new. The key is to spend less than you earn. That said, we have all been overwhelmed by debt at some point in our lives. This podcast goes through a step by step strategy for what to do to get out of this kind of debt.

This episode might have an attention seeking title, but there are no "secrets" or "magic pills" when it comes to being a "success" with money. What does being a success even mean? The most important thing that you can do is to TAKE ACTION! And, to take that action consistently and regularly. Alpha helps you to push through the inertia to get your money sorted, one step at a time.

Reading is a great way to chill out and also to learn new things, or to have things you have read or experienced before reinforced. There are some really good money books out there, and in this podcast I go through my favourites. I also go through my non-money book favourites too (fancy some Agatha Christie, or Ken Follett, or Simon Sinek???). Sharing what we read is a great human experience.

Ah retirement. It's that thing we know will eventually come, but planning for it seems either too hard or just too far in the future. This podcast takes you through 5 things you can do to boost your retirement savings. These are things you can either put on autopilot, or you only have to do once and then it's done! 1. Contribute Extra Each Time You're Paid 2. Review Your Insurances Inside Super 3. Review Administration & Investment Fees 4. Compare Investment Performance of other funds 5. Consider Your Investment Risk Profile

Money can be a complex topic, but in reality money itself is simple. We make it complex with 7 Common Money Fears: 1. Money is complicated 2. What if I make a mistake and the market crashes? 3. What if I lose my job and can't recover financially? 4. What if I'm always living paycheck to paycheck? 5. I'm never going to get out of debt 6. I'm never going to have enough money 7. What will friends and family think of me? Alpha will take you through each of these and provide examples and ideas on what to do to combat these fears. It's time to take back your power over money, and start to live the life YOU want!

Money is often associated with investing, even though it encompasses so much more! This episode looks at investing from the perspective that anyone can do it, with as little as $1. Micro-investing is growing in popularity and opens the doors for everyone to be able to invest - no matter how much or little money you have. Listen as Alpha recounts her own personal experience with micro-investing, and how you can also get started.

Following on from the Lifestyle Visioning exercise, this is the next step to help you achieve your desired lifestyle - understanding your WHY, which will lead you to the HOW. The Toddler Approach to questioning exercise is something I take you through!

Does thinking about money overwhelm you? There is SO much to know, and where do you start? Well, this episode takes you back to basics and simplifies the process because it doesn't need to be complicated. Alpha takes you through a practical exercise that will help you feel less overwhelmed. When something feels overwhelming, the best thing to do is to chunk it down and take one step at a time. Start those simple steps today!

Many mums and dads want to put some money away for their kids, for all sorts of reasons - maybe there will be braces needed at some point, or private school fees, or extra tutoring, or university, or.... There could be a long list. Where do you start?! It can feel like a minefield, and it's too easy to put off taking action because it seems so difficult. It's actually easier and simpler than you think! This episode of Money with Alpha takes you through the options, and goes through what Alpha does in a simple, easy to follow way. Join Alpha for this informative episode of Money with Alpha!