Money with Alpha

Change is something that happens to all of us, whether we choose it or not. Here is the 7 Step Formula that I use to manage and initiate change in my life and finances. I use this with clients as well, and it's a powerful process: Understanding yourself Knowledge Plan Action Experience Review Rinse and repeat. Using these steps is what I go through in this episode, with examples and analogies to help you. Enjoy!

Janeen Vosper is an Author, Conference Speaker, Personal Branding Authority Coach, Sales, and Professional Speaker Trainer with over 30 years' experience providing business leaders with the know-how to get noticed as an industry expert. So much value in this episode. We talk about how learning to tell a story is essential to successful marketing. We also discuss AI and how you can best use it in your business. Plus, how to become a better speaker. Here is where you can apply for one of the last 2 spaces for the 3 day retreat in Airlie Beach that we talk about: Personal Branding & Style Retreat in Whitsundays 25-28 May 2023 (personalbrandingstudio.com.au) Here is the link to register for the webinar Janeen is hosting on making more sales: Discover the Top 5 Techniques to MAKE MORE SALES Without Selling Anything, Hosted online, Tue 3rd Aug 2021, 7:00 pm - Thu 31st Aug 2023, 8:30 pm AEST | Humanitix

Fear can be debilitating. When it comes to money it can cause huge headaches, which are often bigger because we ignore looking into our finances. This is the irony - the more you ignore it, the bigger it gets, and the more likely it will become something that is genuine of the fear that you're feeling. In this episode I talk about why we feel fear about money and the 5 step approach to overcoming it: Face it Break it down Prioritise Take action Recognise. This is an approach you can use for anything in life, not just money. It's time to take control back of your finances and tell that fear to get back into it's box!

Property Management is often considered the poor cousin of real estate. There is so much focus on, and money in, selling property. Managing property is often lower revenue for real estate agents, so it doesn't get much attention or customer service. I have been a tenant and experienced both good and not so good property management, and there is a notable difference! Nelson Gomez Castro and his wife founded House 11 Residential (Real Estate Agent Aspley | House 11 Residential) to bring a better customer focus and consideration of both the landlord and the tenant into property management. The current market can be challenging for renters, and Nelson talks us through what he is seeing, and how to approach applying for a rental property, and what to look for in a tenant.

Considering talking about money is often not something most of us like to do, or is considered appropriate to do, you may have been avoiding talking with your kids about money. The thing is, even if you aren't talking about it, no doubt your kids are thinking about money, and have either overheard you talk about it (and perhaps not in a happy way), hear the words you use about money (we can't afford that), and they will be watching how you spend your money. It's likely they have questions about money, and considering it isn't taught in most schools, their knowledge will be gathered through observation. This knowledge will be filled with assumptions and gaps that they can't fill with their limited life experience so far. So, it is VERY important to talk with your kids about money - they want to know and they also want to be included and involved. Here are the 3 fundamentals to consider when approaching these conversations: Clarify what is a NEED versus a WANT - kids will always want things that they think they need; Shift your language from LACK (e.g. we can't afford it), to CHOICE (I'm choosing to spend money on x rather than y because...) - move toward what you want, rather than away from what you don't want. This difference is powerful; Encourage them to become financially independent - as a goal for them to aspire to. It's also important to recognise that you are likely on your own learning journey when it comes to money. You don't need to have all the answers in order to teach and guide you children about money. You can also be honest with them and say that you are also learning, and they can go on the journey with you.

Money can have a huge impact on a relationship, particularly where there are differing expectations between you and your partner. Being open and honest, and having regular discussions to make sure you're on the same page, is very important. The 7 areas that I go through in this episode are: Values & Lifestyle Beliefs & Habits Timing (when you want something) Spending / Budgeting Saving Investing Retirement. It's important for you to be clear on each of these areas, and then to discuss these with your partner, in a non-confrontational or judgmental way. You are both on a journey together, where you chose one another. Remember that, and come from a place of love.

Budgeting is something that not many of us like the thought of, let alone actually doing it. Budgets also are difficult to stick to, especially when you don't know: What lifestyle you're budgeting for Why you want the things you want What kind of a spender you are How you like to manage your spending - what level of detail you want to go to. How you want to manage your spending (or budgeting) is as individual as you are. So, understanding this will help you stick with what you will end up doing. In this episode I go through these apps and how they could help you: Frollo Raiz WeMoney GoodBudget

The day to day of life can become mundane, repetitive and downright boring. As a mum, we are often prioritising everyone else's needs and wants, above our own. Money is a tool to support the lifestyle we want. Figuring out what that lifestyle is goes a long way to understanding how fun and joy show up in our life. This episode is a reminder to tap into your inner child and rekindle (or rediscover) what brings you joy and lights you up. Then to actually DO those things. Schedule them in if you need to. Whatever you need to do to make them happen. This is one of the reasons I encourage everyone to have a "Fun Fund". So, go out and have some fun!

Time is something we all wish we had more of! As a parent, your time is often not really your own - there are so many interruptions and changes of plan and things that don't go to plan... There are 3 fundamental ways that I look at time and how I manage it: Plan Prioritise Combine. They are simple and basic, but then, we don't need to overcomplicate this. Life is complex enough! Here is the download link for my new FREE Video Guide, which I mention: FREE GUIDE: 5 Ways YOU Can Improve Your Finances (money-madesimple.com.au)

There is a lot in the news at the moment about inflation and rising interest rates. Something that I do on an annual basis, regardless of what is happening in the ecomomy, is an Expenses Diet :-) In this episode I give you a taste of what I do, and 8 Ways you can cut your own expenses. Here are the 8 areas I focus on in this episode: Interest rates Insurances Groceries Phone and Internet Selling stuff (this is an outlier, as it's about making money) Buy secondhand Family cooking nights, with lunch leftovers Picnics to eat out It feels good to trim the financial fat, and it's something that you can do every year. It's amazing how spend creep happens. An important part of this is also looking for the benefits in what this gives you (beyond just the financial benefit) - it could be spending more quality time with family, supporting local businesses, etc. The energy and mindset around this will also feel better, where you are helping both yourself and others.

In this episode, I interview Kirsty Foster - founder of Social Mums Club, which is a Brisbane Bayside and Redlands group created to help mums feel more connected and supported. Kirsty tells us the story of her journey and how doing something she loved (connecting mums) turned into a business that is thriving and that she loves. We also talk about money mindset and stories that we tell ourselves, and things that could potentially hold us back. They exist in all of us, and having support and encouragement from the right network is vital to getting through these limiting beliefs, so we can do what we love. Here are ways to connect with Kirsty and the Social Mums Club: Home | Social Mums Club (1) Social Mums Club - Queensland | Facebook Podcast - Car Chats for Busy Mums (available wherever you listen to podcasts).

When you want to make changes to your money and finances, where do you start? In this episode I take you through some of my story and the money journey I've been on. Including what I actually focused on first. Here is an overview: Salary sacrificed into Super Started micro-investing (which I still do to this day) Sorted out my Estate Plan Set up my Money Pie (aka buckets) Paid off my credit card debt. Here is a link to the FREE guide I put together, to show you what micro-investing is, and what I do - https://www.money-madesimple.com.au/investwith$1 Enjoy!

Looking at your finances can feel overwhelming, and questions like "where do I start?", "what do I do first?", and/or "but, how?" are extremely common (even for me!). In this episode I break down the Top 5 things I believe are the most important money things to do, in order of priority. Here is a summary: Set up your Emergency Fund, with 6 to 12 months of living expenses in there Pay off debt with the highest interest rate first, and then move down until what's left is your mortgage Increase your superannuation contributions (preferrably through salary sacrifice) Get into the habit of saving (automate it!) Sort out your Estate Plan (Will, Enduring Power of Attorney, etc.). More detail in the episode to help you with the how.

When it comes to money, it's important to understand WHY you want money. To do this, you also need to understand yourSELF. This sense of self becomes extremely important when it comes to figuring out what lifestyle you want (and why), and then setting goals to help you get to that lifestyle - step by step. This episode looks at why the concept of SELF is shunned and how as a society we dissuade people from figuring out who they are, for fear of not fitting in, or being seen as selfish. The best way to get ahead and to help others, is to focus first on yourself! Join me for an interesting conversation.

Happy New Year!! It's incredible to realise that one year is over and another is starting. It didn't feel that long ago that 2022 began. 2022 was a year of the opening and life somewhat returning more to a state of "normal" after a tumultuous few years. There was still quite a bit of uncertainty, and then before you knew it, half the year was gone. So, rather than that happening again, this episode is to help you be intentional and more focused in 2023 - my word for this year is "Courageous", and I want to make a bigger impact with the work that I do. It's a big thing to write and say this, as I used to keep things very close to my chest and not reveal things about myself. Personal growth is a great (and sometimes scary) thing! The 5 areas this episode will cover in terms of wealth building are: YOU - what are your Core Values? What does money means to you? Why do you want money? What is the lifestyle you want money to help you achieve? Clarity in this area is the basis for the remaining areas. MIND - how your Beliefs and Stories are either supporting your journey or holding you back. We are often prisoners of our past, and it's time to break loose of those shackles! HABITS - what repetitive behaviours (i.e. Habits) do you need to support the lifestyle you want? Part of habits is being disciplined and consistent. Not sexy, but they'll get you where you want to go (which is why you have to figure that part our beforehand - even if it changes along the way)! MONEY - now this is where the money side kicks in. This looks at Income, Expenses, Debt (so basically, Budgeting), and Investing. REVIEW & either REPEAT or ADJUST - because life is cyclical and things change around you, it's important to look back to make sure what you are doing (for the most part) are aligned with your Values and Vision. If there is misalignment you may need to make some adjustments at the areas above. Or, you just keep doing more of what you are doing. Enjoy and have a wonderfully wealthy 2023!

This year is almost at an end, and before 2023 starts, it's a great time to go through a quick planning exercise. In this episode I share the process that I use every year and how I use it. There are 5 steps: Categorise your Life Areas (I have either - Family, Friends, Physical Health, Mental Health, Spirituality, Fun/Hobbies, Finances, Business/Work) Retrospectively look at the Top 3 things that were great about 2022 Prioritise the 3 key Life Areas you want to work on in 2023 Set 3 goals per Life Area (that's 24 goals in total) - they don't have to be big, and some can be linked List out the Daily, Weekly and Monthly behaviours that you need to do in order to support achieving your goals. There is more information in the following: Blog Post FREE 2023 Plan Download Money & Lifestyle Vision mini-course This process can take between 30 minutes to over an hour, depending on whether you've done anything like this before, and how new it is to you. It's well worth the effort, and you can then build on it every year!

A slightly different episode where I look at the concepts of live and how we have ended up the way we are. When did we stop being children and turn into the adults we are today? Are we happy? Do we react rather than respond to life? Are we present and enjoy the moment? I provide some tools and strategies to help reconnect with the person you want to be, so you can experience the life and happiness that you want. I hope you find this useful and helpful!

It's that time of year - December means Christmas. Mind you, the Christmas decorations came out before Halloween this year! It's the time of year the money really becomes an amplified issue - lots of buying. Presents (for family, friends, kids, teachers, colleagues, clients, etc.) and food (for Christmas Day, Boxing Day - if you're in Australia, for holidays and camping trips, and day trips). There's just SO much! The last thing you want is to make your New Year's resolutions and then to be hit with a large credit card bill in January... This episode has some pragmatic ideas about how to minimise the financial burden over presents and food this year. Enjoy!

One way to spend less than you earn is to earn more! One way to earn more money is to start a side hustle, which as become more easier in recent years. There is still work and planning involved, and this episode takes you through: How to figure out what to do for a side hustle (with a few ideas to help inspire you), and What to do once you figure out what side hustle you're going to do. Chock full of useful ideas and steps to do, hopefully this episode will inspire you and help you!

You may have heard me talk about how to have a good relationship with money. There are very similar principles to how to have a good relationship with food. It comes down to what we believe and the habits we have. In this interview, Susan Williams (a qualified and highly experienced Dietitian and Nutritionist) talks about how nutrition impacts our mental and physical lives. She likes to breaks through stereotypes and myths. Oh, and it's OK to have some sugar and a glass of wine :-) Here are the links to find out more about Susan and what she is doing: Meg & Susan (megandsusan.co) Meg McClintock & Susan Williams (@megandsusan) • Instagram photos and videos

Helen Baker, founder of On Your Own Two Feet, is an experienced Financial Adviser of over 15 years, Speaker and Author who firmly believes in the benefits of having a strong team of professionals to underpin your financial foundations. This support enables you to build for the future and be the best you can be. Whether you are in a relationship, divorced, widowed, or are single and just want to take control financially and get going for the future, this is for you. Helen appears regularly in the media and shares her practical financial advice in her two books - links are below. All profits of the sale of these books goes to empower disadvantaged women and girls. Some of the projects we're currently working on with the proceeds are educating 3 young women in Medan, Indonesia with their High School and University studies. We are also supporting a volunteer pilot working in East Timor to provide emergency services to remote communities, and in particular women in childbirth. In this episode, Helen and I discuss what some of the key problems that women face when it comes to financial literacy and accessing good financial planning services. Helen also covers some key areas to improve your financial life - so much valuable information! Where you can find Helen's book, and also book in for a financial planning session: Financial Planning Advice Brisbane for Women by Women (onyourowntwofeet.com.au) Another place you can buy Helen's book: On Your Own Two Feet, The Essential Guide to Financial Independence for all Women by Helen Baker | 9781920727789 | Booktopia To find out more and follow Helen: Instagram Facebook

In this episode I go through 5 of the most common money mistakes I see women make. The 5 I go through are: Money stuff is too time consuming - I'll do it later. The problem is, later never comes! I don't understand investing. How can you understand something you've never been taught? Time to be curious and learn! Here is my free guide "How to Invest with $1" I don't have enough income to do anything. Seek out ways to increase your income and/or to reduce your spending. Luckily I cover off both of these in my program Financial Fulfillment in 7 Simple Steps :-) It's all too hard and confusing. This is a Limiting Belief that is holding you back. Find out what the next step is for you, then focus on one step at a time while keeping your lifestyle vision in your mind for the future. One step! What if I get it wrong? Well, there is always that possibility, and in life we all get things wrong. Being well informed and having guidance is the best way to minimise the risk of getting things wrong. The important thing is to get started and don't let time just pass.

Check out my new program "Financial Fulfillment in 7 Simple Steps": www.FinancialFulfillmentprogram.com - Available for a LIMITED TIME ONLY! Being in a relationship requires a connection of some sort. Now, whether we like it or not, we are all connected to money in some way. The health and quality of that connection is actually within our power to influence and change! There is often a "that's just the way it is" mentality when it comes to things we think or believe we can't change. Which brings me to the concept of Limiting Beliefs! Beliefs themselves can work for or against you. You can believe something to be true and you essentially believe it into reality or existence! Then come the habitual behaviours we we do as a result of those Limiting Beliefs, and before you know it, the relationship you have with money is formed. Recognising that YOU have the power to control your reality (your beliefs and behaviours) is powerful. It means that you don't have to believe the things that are holding you back. YOU write that script and YOU live by it. The important thing is to be clear on the direction you want to go, DO something, and use the momentum to make changes and move with the flow of life. Without movement it's impossible to get anything done. And without getting things done you won't know what works and what doesn't. Giving yourself a greated chance of doing the things that work is by aligning to your Core Values. SO, in this episode we sew together - Your Core Values with the Beliefs that you hold, and the Habits that you have, which impacts the Actions that you take to achieve the Lifestyle you want. All this impacts the relationship you have with money. Enjoy!

Kerry's story is a beautiful example of how life flows more calmly and easily when you connect with your Why, and align your life with this. Having started her working life as a school teacher, Kerry travelling and taught and when she returned to Australia went to see a kinesiologist who helped her permanently shift energy that had been sending her into on and off depression. Realising the power of this incredibly modality, Kerry studied kinesiology and then started helping others to experience transformations themselves. Kerry's business took off very quickly and she attributes this to being in alignment with her strong WHY, and now teaches and coaches other to do the same. Here is the link to the webinar on Your Why that Kerry mentions in this interview - Find out more about Kerry: Instagram: http://instagram.com/kerryrowett Website: http://alignandattract.com Remember Your Why workshop recording: http://alignandattract.com/why Align + Attract podcast: http://alignandattract.buzzsprout.com

A relationship break down is one of the most difficult things to experience in life. Unfortunately, the statistics for divorce aren't great - in 2022 between 44% and 50% of marriages are expected to end in divorce. There is a huge wave of emotions and experiences that go with this. Becca Maxwell has been helping women navigate this awful time, to make sure they keep their sanity, integrity and intention for what they want as a life after the divorce. It's too easy to be dragged down into a spiral of negativity. Becca also works with her clients on connecting with their values and maintaining this as part of their intention throughout. Becca's new online program is opening soon, so if you're listening to this between 18 October and 23 October 2022, you can gain access! Here is the link to check it out: https://www.dodivorceright.com/

In this episode, Julie Crockett talks about her journey from school teacher to successful property investor and becoming a Buyer's Agent. So much valuable information, including the types of properties she looks for and where. What kinds of properties you can still make money on, and better still, achieve postitive cashflow with! Julie also talks through the costs of owning an investment property and how to make sure you hire a great property manager! And of course, the all important mindset challenges to overcome in taking the leap into property investing, and how to become informed and do it in a way that makes you money. To find out more about Julie: https://apisolutions.com.au/ The short course she talks about - https://courses.apisolutions.com.au/the-property-investors-strategy-course Follow Julie on Instagram - https://www.instagram.com/juliecrockett3/ Her informative podcast is called "Her Investment Property Podcast" https://juliecrockett.com.au/podcasts/

This is a beautifully serene and informative episode with the lovely Angela from Bloom Within, where we get into the concept of self-love and how Angela's personal journey drove her to build Bloom Within. From the depths of her own experiences, Angela now works with parents, girl teens and girl tweens (ages 8 to 12) with her Empower Me Within coaching program. Every young girl should experience this kind of messaging and this kind of support! A beautiful conversation that's not to be missed. Here are the links mentioned in the episode: https://www.bloomwithin.com.au/ Empower Me Within - join the waitlist https://www.instagram.com/bloom.within/

What an episode! Chloe has done so many things, and this interview spans working in agriculture, studying and working in horticulture, starting a business as a freelancer and all the financial learnings that go with that. Plus, we talk about gardening (including some great tips), Chloe's Sprout School for home gardeners and her own money journey. Fascinating! Here are the links we spoke about in the episode, so you can find out more about Chloe and what she does: www.beantheredugthat.com @beantheredugthat

Identifying and understanding your Core Values is so powerful. The clarity and insight that you get from this knowledge will help you to stay focused, give you the discipline that you need when times are tough, plus allow you to be more decisive and confident in your financial decisions. This episode covers: - Why you need to know what your Values are - What Values even are - How you can use the knowledge of what your values are to help you make better financial (and life) decisions - When to use your Values - Who can benefit from knowing their Values (everyone!). Because I'm so passionate about making sure all women know their values, I offer a FREE Values Discovery Session. It's a 60 minute one-on-one session with me, either in person or over Zoom, where I take you through the process (it's a fun journey really) of identifying and understanding your Values, and how you can use them in your life. There are no sales pitches - this session is about YOU and Your Values. If you would like to book in for a Free Values Discovery Session, click on this link - www.ValuesWithAlpha.com

Financial Literacy has never been so important as now! There is so much uncertainty in the world, and so many things out of our control. The only thing in our control is how we respond to our financial situation. It is very difficult to do that however, without knowledge. Knowledge is power, as the saying goes, and financial knowledge gives women the power to make better financial decisions, be financially confident and independent. SO many things flow from this. There is some alarming data that was recently released by the Australian Taxation Office (ATO), which is what triggered my slight rant in this episode. In addition to the rant, I also go through ways that you can make changes to your financial situation. Here is a link I mention about my free micro-investing guide:https://www.money-madesimple.com.au/investwith$1

Fi Qian is an inspiration. She was made redundant from her nursing job just before the pandemic in 2020, and being passionate about fitness and active wear, decided to start her own line of active wear called Sunfox Active. Since then she has worked hard to build her brand and source beautiful fabrics (the look and feel), and designs that are comfortable and trendy. Plus, they are affordable! In this episode Fi talks about what she did and what her plans are. How important the mindset side is, and how taking action rather than over thinking is how she has got herself to where she is. Especially being a single mum with 3 young kids to be a role model for! To check out Sunfox Active: - Online store at https://sunfoxactive.com.au/ - On Facebook - On Instagram. Enjoy!

What an incredible discussion with Dr Laura Williams from Know Your Own Psychology. As a Clinical Psychologist who specialised in trauma, and then experienced her own horribly traumatic experience, she has a wealth of personal and professional knowledge to share. The link between money and trauma (which isn't always what you think it is) is strong, and Dr Laura talks about how that plays out in the world of a woman. Here are the links we spoke about in the episode: https://www.knowyourownpsychology.com/ https://www.facebook.com/DrLAWill https://www.instagram.com/drlawilliams

Having the ability to choose how you live your life is powerful. Feeling empowered allows you to be hopeful, make plans, make changes, take charge. It also means you aren't reliant on anyone for your money, and that really impacts your self-worth. Financial literacy and confidence is important, and especially for women who have taken a break to look after children or family members. This episode goes through ways to become more confident and powerful when it comes to money, so you can make choices. The lifestyle visioning mini-course I mentioned can be found here - www.moneylifestylevision.com Enjoy!

Having your photo taken is often something people avoid. Mind you, in the times we live in now, where we carry photos and mini-computers in our pockets, having your photo taken is something that happens a lot. That doesn't mean you like what you see. If anything it probably adds to the cringe factor you feel when you see the photo. Fiona Lindberg has been photographing people for over 20 years and she is VERY good at it. The reason she is good at it is her unique ability to see beyond the image, and through to the person themselves. I have personally experienced a Personal Branding photoshoot with Fiona, and she has a remarkable way of making you feel relaxed, seen and beautiful. Our conversation also goes into the stories we tell ourselves, how we hold ourselves back, and how as a collective of women we can see one another's "weirdness" and play it back as part of the "superhero" qualities that we probably don't even recognise in ourselves. Fiona focuses on women over 40, and has an "Every/Body Campaign" that shows the beautiful of the human form, illuminating the inner beauty that is in each of us. Check out Fiona's amazing images and you too can have your inner beauty captured - https://www.beautifulimagesphotography.com.au

Being able to multi-task is something often associated with women. It's usually what we do out of necessity - trying to fit so many things into a single day! However, it is not optimal for our brain functioning, nor for how well we actually perform at each individual task. Not to mention it's exhausting to multi-task! However, when it comes to money, multi-tasking is completely OK. In fact it's an important way to make sure you get to the goal lifestyle that you want (hopefully you know where you're headed in the first place). What I mean by money multi-tasking is that you can save, pay off debt AND invest, all at the same time. There is a hierarchy of priority though, which I go through in this episode. This is something that while not new or particularly innovative, it is a financial gamechanger! Here are the links I mention in the episode: Money & Lifestyle Vision Mini-Course How to Invest with Only $1 Free Guide

What you believe to be true isn't necessarily the actual truth, nor is it something that will help you get to where you want to go. In this episode, Alpha takes you through what a limiting belief is, and how it can impact both your money and your life. AND, why it is very important to be aware of these beliefs, as we turn them into stories that become part of who we think we are. You can replace these limiting beliefs with beliefs and stories that help you achieve the lifestyle you want!

Feeling a bit flat and wanting to regain a sense of passion for life is something that often comes after years of taking care of others - be they children, parents, or other people. Identifying and understanding your Core Values, developing your Lifestyle Vision, and then setting up your Money to match is a way to get things back on track. This episode talks about these important areas, as well as the mindset needed to help you get there. This is part information, part pep talk.

A great episode for those who are either wanting to get back into the workforce, change careers or are dissatisfied with the job they are in. Helen Thomas is a Career Design Coach and helps you by using the same practical strategies Helen has used to help herself and many other mid-career professionals. Helen will help you to think differently about what's possible and get clear about what you want, so you can make your next career move with confidence. To find out more about Helen, head to her website, click here -> helenthomas.com.au.

While not the nicest money topic to think about, planning for your future so your loved ones are taken care of in the way you want, is important. Thankfully, it's not something that you need to do on a regular basis. For the most part, you go through this all once and after that you only need to make changes when it's necessary. This podcast takes you through what you need to do, why you need to do it, and when you need to make sure it's taken care of, for: - Personal Insurances (either inside or outside of Superannuation) - Estate Planning (Will, Enduring Power of Attorney and more) - Giving Back (the happier side of leaving a legacy!)

Making more money is something we all want, and Donna Hann helps women do just that - by either helping them during the start up phase, or to grow an existing business. Donna is a Coach, Business Strategist, online course creator (her "Ready to Rise" program), and Mum. She has grown and sold 3 successful business (the last being an award winning dance studio). As a business coach, Donna helps ambitious entrepreneurial Mum's transform from feelin goverwhelmed, exhausted and frustrated into savvy, fulfilled and energised women; ready to rise to the next level in business. In this episode, Alpha speaks with Donna about what it takes to build a profitable business. The best way to fast track this is to work with someone who has done this before and can help with your strategy, plan, systems and processes. And then there's the mindset and values! This discussion with Donna is full of great, useful information. Here are the links that are mentioned during this episode: Free Self Care Plan - https://www.donnahann.com/selfcare Free Planner - https://www.donnahann.com/freeplanner Instagram - https://www.instagram.com/donna_hann_sib/

In this episode, Alpha speaks with Annette Dickson, founder of Cashflow Mastery about money, investing, mindset and life. Annette is an experienced property investor, and she helps others get started with clarity and a strategy behind them. It's important to know what you're doing when it comes to property investing - there is a lot of money involved! Annette also talks about mindset and how important it is to acknowledge the stories and limiting beliefs we tell ourselves - either picked up in childhood, or things we tell oursleves now. Some hold us back. Lots of pearls of wisdom in this episode - enjoy!

In today's episode, Alpha speaks with Sharon from Sharon Joy Coaching about Money, Business and Life. Sharon shares her Money Journey and how it has influenced the decisions she has made. There was also a personal sadness that triggered her and her husband to make some fundamental changes in their life, which has lead them to where they are today - entrepreneurs, and part owners in a brewery! Sharon shares some great insights into running an impactful business (while also make sure that the numbers are part of the equation). Her Clarity Challenge begins this week, so here is the link to join in! https://www.sharonjoycoaching.com/challenge The free Start Up guide that Sharon mentions you can get access to here - https://www.sharonjoycoaching.com/startup For more information on Sharon and what she does - https://www.instagram.com/sharonjoycoaching/

Children are so honest. My 6 year old daughter is no exception. She hears and sees a lot of talk about money in our household, and I was curious to see what her take on money would be. This is a candid look at how a 6 year old sees what money is and why it's useful!

Increasing interest rates is not something we have been used to over the last decade or so. There has been a certain amount of fear surrounding interest rates going up. The bigger concern though is inflation in general. In this episode I go through what the impacts are of interest rates and inflation, and some things you can do to combat this and be prepared for more financial change.

With life comes a LOT of experience. So, who better to interview than someone who has lived a varied and full life - my mother! I ask my mother questions about what it was like starting life at the end of World War 2 in Austria, and how her early childhood experiences and journey to Australia shaped her view of money. Lots of ups and downs and some confronting insights are shared.

There are things you can do to make things like tax returns and organising your money and finances at the end of the Financial Year much easier. Tips for organising and saving money! I go through things I do, and also some tips that you might not know in relation to your superannuation. Note: as mentioned in this episode, here is a link to the ATO form - click here

In this episode I speak with Em Gee, a Business & Mindset Coach from Be Think Do Coaching. In less than five years as a solo-preneur Em Gee has become a best selling author and international business and mindset coach to women all over the world. Her unwavering belief in all women to shine as leaders in their own fields, has led her to teach 'unstoppability' as a quality already there to be unleashed from within every single business owner she works with. As a mum of two young girls, Em Gee prides herself on being transparent, authentic and true to her values, all while scaling her business in ways not everyone expects. Thinking out of the box is her style, paving the way for others to do the same and get equally unstoppable results. Listen to Em Gee's journey and take on money!

What does comfortable mean, and why is it so disastrous when it comes to needing or wanting to make financial changes in your life? After all, it's "fine" OK? Unless something dramatic happens in life, we tend to cruise along and time passes. When it comes to money, time = compounding, so you can't afford to waste a moment! Figure out how to break out of feeling comfortable and make the changes you need to make now, rather than feeling comfortable for too long and missing out on building wealth.

There needs to be a balance between your mental, physical and financial selves. Neglecting one for too long can cause you to feel unbalanced and stressed. Doing ONE SMALL THING can help. Listen in to find out how.

There are so many things that underpin our relationship with money. The way to move from money overwhelm to peace of mind is to act with deliberate intention, rather than random decisions that may or may not benefit you. Knowing your Core Values is a fundamental way to make this transformation happen.