Money Talks

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerTopics Discussed: Financial acronyms.Email:  [email protected]. Hosted on Acast. See acast.com/privacy for more information.

Host(s): Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerTopics Discussed: Creating a budget/monthly spending plan and staying on track. How do you manage your finances each month? Email:  [email protected]. Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerGuest(s): Frank Coxwell, Coxwell Attorneys, PLLC Topics Discussed: Bankruptcy law and procedures.Email:  [email protected]. Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerGuest(s): Joseph Yoon, Insights Analyst, Edmunds.comTopics Discussed: Car buying. Email:  [email protected] you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podcast. Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerGuest(s): Pam Pybas, ASHI certified inspector at Inspect It Like a GirlTopics Discussed: Home Inspections.Email:  [email protected] you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podca Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerTopics Discussed: Open topic. Email:  [email protected] you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podca Hosted on Acast. See acast.com/privacy for more information.

Host(s): Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, Portfolio Manager with New Perspectives & Kevin Farrell, ProducerTopics Discussed: Credit card terminology, benefits and risks. Email:  [email protected] you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podca Hosted on Acast. See acast.com/privacy for more information.

Host(s): Ryder Taff, Portfolio Manager with New Perspectives & Kevin FarrellTopics Discussed: Valentine's Day spending trends, answers to your financial questions and your personal Valentine's Day messages read!Email:  [email protected] you enjoyed listening to this podcast, please consider making a contribution to MPB: https://donate.mpbfoundation.org/mspb/podcast. Hosted on Acast. See acast.com/privacy for more information.

We've got one of our longtime guests on the show today, Shawn Mercer from the Social Security Administration. He's ready to take your Social Security questions and Ryder Taff, Portfolio Manager with New Perspectives will handle your personal finance questions this morning. Email the show: [email protected] Info & Links: https://www.ssa.gov/What should I do if I get a call claiming there's a problem with my Social Security number or account? https://faq.ssa.gov/en-us/Topic/article/KA-10018https://www.ssa.gov/myaccount/That national phone number is 1-800-772-1213. Hosted on Acast. See acast.com/privacy for more information.

Investing in the stock market can be smart way of helping you reach short term and long-term financial goals. But if you're just starting out, how do you know how much to invest and what to invest in? Today Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, portfolio manager and Kevin Farrell discuss investing and give you suggestions for starting out on the right foot.Email the show: [email protected]. Hosted on Acast. See acast.com/privacy for more information.

There's several advantages to maintaining good credit, and it's important to review your credit report periodically to ensure that the information it contains is accurate. Today, in between your personal finance questions, Dr. Nancy Lottridge-Anderson, President of New Perspectives, Ryder Taff, portfolio manager and Kevin Farrell discuss credit. Email the show: [email protected]. Hosted on Acast. See acast.com/privacy for more information.

Are you looking to buy a house in 2023? We don’t know the future, but we can learn about the possibilities. Our guest is Senior Mortgage Loan Specialist, Adam Black from First Commercial Bank. We talk about interest rates, applying for a mortgage, and the housing market. Our regular experts take personal finance questions.Adam BlackSenior Mortgage Loan SpecialistNMLS 1213841076 Highland Colony Parkway Ridgeland, MS 39157Main 601.487.9120www.firstcommercialbk.comOur guest Adam Black a mortgage specialist has taught us a thing or two over the years. He joined us to talk about various aspects of home buying four times over the last four years.062122 http://moneytalks.mpbonline.org/episodes/money-talks-mortgages-2022071420 http://moneytalks.mpbonline.org/episodes/money-talks-first-mortgage061119 http://moneytalks.mpbonline.org/episodes/money-talks-refinancing-mortgages061918 http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d7eAccording to the US Census Bureau: the number of New Houses Sold in November of 2022 were 640,000 with a Median Sales Price: $471,200 https://www.census.gov/construction/nrs/pdf/newressales.pdfAccording to the website Red Fin dot com, in November of 2022 1,107 homes were sold in Mississippi with a median sales price of $244,000 https://www.redfin.com/state/Mississippi/housing-market Hosted on Acast. See acast.com/privacy for more information.

Happy New Year! Welcome to 2023. We’ll talk today about information you might need for this new year. We learn about new tax amounts; ways to save money, ways to get back lost money, and ways to win money. Our experts take questions concerning personal finance.2023$66,000 - Defined contribution plan (401k, 403b) total limit per participant $66,000 - SEP IRA contribution limit $22,500 - 401k, 403b, 457 contribution limit (Salary deferrals)$7,500 - 401k, 403b, 457 catch up$6,500 - IRA contribution limit$1,000 - IRA catch up $15,500 - SIMPLE IRA contribution limit$3,500 - SIMPLE IRA catch up$27,700 - Standard deduction (MFJ)$20,800 - Standard deduction (Head of Household)$13,850 - Standard deduction (Single, MFS)$44,625 - Taxable income limit for 0% long-term capital gains (single)$89,250 - Taxable income limit for 0% long-term capital gains (MFJ)$17,000 - Gift tax exclusion $Unlimited - Brokerage account contribution limit$160,200 - Social security wage base (No longer pay social security tax after this)The amount of your taxable Social Security benefits depends on your combined income or the sum of:50% of all your Social Security benefits for the yearThe adjusted gross income (AGI), which is your total income minus adjustments to that income, such as deductions and exclusionsTax-exempt interest income, such as interest received on municipal bondsUnearned / Earned incomeStrategies for minimizing taxesRegistration is now open for the 10th Annual College Savings Mississippi Art Contest. The contest will run from January 1 through February 28. Students from across Mississippi will be competing for over $3,000 in Mississippi Affordable College Savings (MACS) scholarships by submitting an original piece of art based on the theme, “What do you want to be when you grow up?” https://treasury.ms.gov/artcontest/The weather and other operational delays and cancelations that occurred at the end of December and the beginning of January show the importance of knowing your rights and keeping receipts. Southwest airlines has a website where you can make claims due to flight cancellations. We’ll have a link to their website and also the US Department of Transportation’s website where you can learn more about your customer rights. https://www.southwest.com/traveldisruption/ https://www.transportation.gov/airconsumer/airline-customer-service-dashboard  The United States Postal Service filed notice of Mailing Services price changes to take effect January 22, 2023. The new rates include a three-cent increase in the price of a First-Class Mail® Forever stamp from 60 cents to 63 cents. https://faq.usps.com/s/article/2023-Postage-Price-Changes Hosted on Acast. See acast.com/privacy for more information.

ENCORE FROM 03/29/2022At Money Talks we can’t give you money but we can remind you that you might save money by planning ahead. Compounding interest, buying in bulk, watching for sales are all ways that might put you in a better financial position. We’ll discuss saving money by planning ahead today. We’ll also take your general personal finance questions.In the news: job rate, yield curve.Income Tax payments and filings are due Monday, April 18th this year. https://www.irs.gov/individuals/steps-to-take-now-to-get-a-jump-on-next-years-taxes https://blog.taxact.com/planning-next-years-taxes/Have a bank account. The fastest way for you to get your tax refund is by filing electronically and choosing direct deposit.Consider adjusting your withholding if you owed taxes or received a large refund last year.Take action when life changes occurDecide if bunching deductible expenses can help you.Try to match major deductions to high-income years.Contribute to an IRA for next year now.Atlantic and Gulf hurricane season starts until June 1st. Now is the time to prepare disaster supplies.https://www.webmd.com/a-to-z-guides/is-it-safe-to-reuse-plastic-water-bottleshttps://www.ready.gov/kit5/8/2018 Money Talks: Financial First Aid Kit http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d8403/30/2021 Preparing for Emergencies http://moneytalks.mpbonline.org/episodes/money-talks-prepare-for-emergencies9/7/2017 Money Talks: Emergency Financial Preparedness http://moneytalks.mpbonline.org/episodes/5cd31f1633f6c1be55607da4Rotate your disaster kit’s non-perishable food in your regular pantry so you don’t let food expire and go to waste.Reuse water jugs, safely by washing between uses. We can have a link on how to do this.Watch for sales at the grocery store and stock up when regularly used items have lower prices.Keep your generator maintained or buy one if you think you might want one during a disaster.Keep your vehicle’s fuel topped off.Families can lock in tuition rates and prepay their child’s tuition and fees. Currently for newborns who would enter college in 2039, parents could pay $38,812 one time or pay $395 monthly for 4 years of university tuition.Treasurer David McRae was a guest on Money Talks September 15th of 2020 and discussed this and our other college savings program. http://moneytalks.mpbonline.org/episodes/money-talks-treasurer-david-mcrae Hosted on Acast. See acast.com/privacy for more information.

ENCORE FROM 02/15/2022According to a report from the Federal Trade Commission: Romance Scammers Steal a Record 547 Million Dollars. Adults 70 and older had $9,000 median loss in 2021. Money Talks wants to make sure the person that steels your heart doesn’t steel your wallet. https://www.ftc.gov/news-events/blogs/data-spotlight/2022/02/reports-romance-scams-hit-record-highs-2021?utm_source=govdeliveryYou can help stop scammers by reporting suspicious profiles or messages to the dating app or social media platform where you found them. Then, tell the FTC at https://reportfraud.ftc.gov/#/If you are the victim of a romance scam, report it to the FBI and your financial institution. In some cases, money that victims sent by wire can be recovered if the fraud is immediately reported. You can learn more about romance scams at the website: https://www.consumer.ftc.gov/articles/what-you-need-know-about-romance-scamsRyder mentions:Tinder Swindler Official Trailer https://www.youtube.com/watch?v=_R3LWM_Vt70Coin Desk https://www.coindesk.com/Coinbase https://www.coinbase.com/Gemini https://www.gemini.com/ Hosted on Acast. See acast.com/privacy for more information.

Today’s show will have two parts: since we’re in the middle of Hanukkah and Christmas is coming soon we’ll discuss “Holiday Spending Without Adding to Your Debt”. Then we’ll move on to “Tips for Paying Down Holiday Debt”. Money Talks welcomes back Bruce McClary, a Senior Vice President at National Foundation for Credit Counseling. Our resident experts are also on hand for personal finance questions. https://www.nfcc.org/https://www.nfcc.org/blog/holiday-spending-without-adding-to-your-debt/https://www.nfcc.org/blog/3-tips-for-paying-down-holiday-debt/Bruce spoke with us about Pandemic Student Loans on March 9th of 2021 http://moneytalks.mpbonline.org/episodes/money-talks-pandemic-student-loans and Credit Counseling on May 12th of 2020 http://moneytalks.mpbonline.org/episodes/money-talks-credit-counselingHoliday debt is a problem for many Mississippians. Money Talks has discussed this topic two other times: June 29th of 2021 http://moneytalks.mpbonline.org/episodes/money-talks-avoiding-holiday-debt and October 8th of 2019 http://moneytalks.mpbonline.org/episodes/money-talks-holiday-debt.From a February survey by money geek dot com - More than one-quarter of Americans regret their level of holiday spending; most wished they’d spent less, but some regret not spending more.Credit cards were the payment method of choice, with 65% of holiday spending paid for with credit cards. The more credit cards someone had, the more of their spending they financed with credit.By February 11, 2022, 40% of Americans had not paid off their 2021 holiday debt.https://www.moneygeek.com/credit-cards/analysis/2022-holiday-debt/ Hosted on Acast. See acast.com/privacy for more information.

It’s time for you to get in gear for the end of the year. December is a great time to reflect on the past and prepare for the future. What money decisions do you need to make before 2023? We’ll find out from our expert and take your personal finance questions.Free credit report: https://www.annualcreditreport.com/index.actionFind a personal finance advisor: http://moneytalks.mpbonline.org/episodes/money-talks-choosing-a-professionalUpdate beneficiaries and passwords Review your tax situationUpdate will and advanced heath care directiveContribute to retirementBudgetReview your insurance Hosted on Acast. See acast.com/privacy for more information.

How can you support the non-profits in your community while on a budget? Our money topic today is about how to contribute to a charity without donating cash.The website: https://www.moneycrashers.com/help-support-charities-without-donating-money/ recently published an article suggesting ways to support charities without donating money. We’ll see what our experts think of the suggestions.Donate your car, truck, motorcycle, RV, or boat to the MPB Foundation by simply completing a form and someone will reach out to you to arrange the pick-up of your vehicle donation, at no cost to you. You may qualify for a tax deduction while supporting a cause that is near and dear to your heart! https://www.mpbfoundation.org/ Hosted on Acast. See acast.com/privacy for more information.

Today, we’ll have the first of two broadcasts on giving. Next week we’ll discuss giving in ways that aren’t outright cash. As today is Giving Tuesday, we’ll discuss ways to give and how to select who to give your money two. We are also happy to take general personal finance questions.Our Mississippi Secretary of State’s office has a Charities list. Just go to their website: and click on Charities to search for a charity, file a complaint, start a charity, or read tips on donating. https://sos.ms.gov/If you want to get a little information about a charity you are considering in donating to Charity Navigator dot org provides free access to data, tools, and resources to guide philanthropic decision-making. https://www.charitynavigator.org/To find out if an organization in the US is registered as an official charity, you can go to where they register – https://www.irs.gov/  Across the top of the website in their main blue banner is a link to information about charities and nonprofits.Charity episodes:11/03/2021 Charitable Giving12/01/2020 Community Foundations12/03/2019 Giving Tuesday11/27/2018 Giving Tuesdayhttp://moneytalks.mpbonline.org/episodes/money-talks-529-savings-plans Hosted on Acast. See acast.com/privacy for more information.

Will you be buying gifts during the next few days or weeks? Money Talks wants to help you be a more informed shopper by sharing some marketing and psychology tips that are used to get consumers to buy more.False Sense of UrgencyThe Decoy AffectBuying in BundlesThe Instant MarkdownBuy One Get OneNostalgiaInstallmentsNo clocks or windowsShop layoutsEye-level shelvesUnorganized clearance sectionsLoss leaderParasite placementSince fast-food restaurants want customers to come in, eat quickly, and leave. Fancy restaurants encourage customers to stay longer and keep ordering more courses and drinks.BracketingSpecials with no priceLoyalty or frequent buying programsOne reason retailers started having holiday sales in October may be because Holidays are when people are the happiest. When people are in a good mood, they are also more willing to spend more money.The reason companies want to trade your email address for a small discount is simple: they will be able to easily reach you with tempting emails and ads about their awesome products to make you buy from them again and again. So maybe have an email account just for online shopping or have willpower. You could also unsubscribe from their emails after you get your discount.Back in the 1930s, retail stores started putting shopping carts near their entrances to inspire customers to make larger purchases. The idea behind it was simple: customers won’t buy heavy, expensive items if they can’t carry them around the store and to their cars.https://blog.cheapism.com/consumer-behavior/#slide=22https://www.visualcapitalist.com/29-psychological-tricks-to-make-you-buy-more/https://sharingsmiles.co/movies/fb/1176317208/12-marketing-tricks-that-companies-use-to-make-us-buy-more/?pg=3 Hosted on Acast. See acast.com/privacy for more information.

We have new information about inflation in America today. On Thursday the Bureau of Labor and Statistics released the Consumer Price Index for October. That number is how we measure inflation in our country. We’ll get our financial experts to give their opinion on what the new rate means for the future of prices. Hosted on Acast. See acast.com/privacy for more information.

Americans have been talking about inflation for over a year now. Whatever the cause this is our current reality. What can we do to protect our personal finances right now? We’ll see what our experts have to say. They also cover other money questions.Money: The True Story of a Made-Up Thing by Jacob GoldsteinTax info: https://www.irs.gov/Email about what to invest inInflation Hosted on Acast. See acast.com/privacy for more information.

Do you go for the cheapest version when you shop? Do you feel like expensive versions are better quality? Which to choose? Today we’ll discuss opinions on what you should splurge on and when basic is best.Rather than sift though the website Reddit for “is it worth it on not” information, we’ll be discussing contributors’ suggestions on when you should go back to basics or move up for quality for the best value for your money.https://www.boredpanda.com/cheap-version-better-than-luxury-version/?utm_source=com.google.android&utm_medium=referral&utm_campaign=organichttps://www.boredpanda.com/high-quality-items-worth-spending-money-on/?utm_source=com.google.android&utm_medium=referral&utm_campaign=organicI Bonds: Series I savings bonds protect you from inflation. With an I bond, you earn both a fixed rate of interest and a rate that changes with inflation. https://www.treasurydirect.gov/savings-bonds/i-bonds/ Hosted on Acast. See acast.com/privacy for more information.

Mark your calendars folks – there are some important dates coming up: heath care enrollment dates, retirement contribution dates. All of these dates might have an impact on your personal finances.DEADLINE October 31st, 2022 Public Service Loan Forgiveness - The White HouseIf you have worked in public service (federal, state, local, tribal government or a non-profit organization) for 10 years or more (even if not consecutively), you may be eligible to have all your student debt canceled. Now, for a limited time, it is easier than ever to receive that forgiveness, or get credit toward forgiveness, if you have not yet served 10 years.  October 1st - The Free Application for Federal Student Aid open for the 2023-2024 school year application period openshttps://studentaid.gov/sites/default/files/2023-24-fafsa.pdfhttps://studentaid.gov/apply-for-aid/fafsa/filling-out10/26/2016 Paying for College10/10/2017 Paying for College8/28/2018 Money Talks: Student Loans01/8/2019 Money Talks: Get 2 CollegeOctober 15th Medicare Open Enrollment begins October 15 — and will remain open through December 7, 2022 Website Medicare.gov11/28/2017 Medicare Coverage Comparison10/15/2019 Money Talks: Medicareentire month of October - Open enrollment periodhttps://www.kff.org/faqs/faqs-health-insurance-marketplace-and-the-aca/when-can-i-enroll-in-my-employer-health-plan/ November 1st - 2023 Open Enrollment to purchase health care from The Marketplace runs from November 1 through January 15, 2023https://www.healthcare.gov/quick-guide/dates-and-deadlines/ January 17, 2023 - last date to pay estimated tax payments to the IRS.https://www.irs.gov/newsroom/what-taxpayers-need-to-know-about-making-2022-estimated-tax-paymentsTuesday, April 18th, 2023 - The annual contribution limit for Roth IRAs in 2022 is $6,000 ($7,000 if you're over 50), or your total earned income if it's less than that amount. This is set to increase to $6,500 and $7,500, respectively, in 2023.https://www.nasdaq.com/articles/4-roth-ira-mistakes-you-dont-want-to-makehttps://www.usbank.com/retirement-planning/financial-perspectives/benefits-of-an-ira.html Hosted on Acast. See acast.com/privacy for more information.

We’re currently in a period of high inflation right now. But how have the prices of specific items increased over the past decade? The past 50 years? Has anything gotten cheaper? We’ll look into the prices of homes, college, electronics and more on the show today.https://www.marketplace.org/2022/08/17/money-and-millennials-the-cost-of-living-in-2022-vs-1972/https://better.com/content/how-much-home-prices-have-risen-since-1950/https://www.valuepenguin.com/mortgages/historical-mortgage-ratesA White Cross Electric Hair Dyer cost $10 in 1915 – that’s $234 in today’s dollars. Now the average price of a hair dryer is $25 to 50.In 2001, a 5GB iPod Classic cost $400 or $535 in today’s dollars. Now, a 16GB iPod Touch is $199In 1939 a RCA TRK-12 TV set was $600. In Today’s dollars that’s $10,218. But today a 65 inch RCA HD LED TV costs $1099.99In 1925, Maytag sold the “Gyrafoam” Washer for $145. It today’s dollars that’s $1962. Today, a traditional Maytag washer is $599.If you wanted to fly Delta Airlines, round trip between Dallas and Jackson in 1929 it would cost you $90. That’s $1246 in today’s dollars. A trip now will set you back $327.https://articles.bplans.com/12-products-prices-changed-last-100-years/ Hosted on Acast. See acast.com/privacy for more information.

Today’s an Open topic day – we discuss some issues in the news, student loan forgiveness, holiday shopping, and whatever you’d like to bring up. Contact us with your questions concerning retirement, the stock market, or what your money plans are for the year or decade.Student Loan forgivenesshttps://www.ed.gov/subscriptionshttps://www.npr.org/2022/09/29/1125923528/biden-student-loans-debt-cancellation-ffel-perkins https://content.govdelivery.com/accounts/USED/bulletins/32dfbda According to a September Bankrate survey: Half of winter holiday shoppers plan to begin making purchases before Halloween this year. About 38% plan to start shopping in November. 12% of shoppers plan to wait until December to do their holiday shopping. https://www.cnbc.com/2022/09/28/target-amazon-holiday-sales-start-in-october-shopping-early-can-help-save-money.htmlWell, we’ve already had Holiday sales come and go: Target announced it is kicking off its holiday season push with its biggest ever “Deal Days” promotion running from October 6 to October 8. https://www.cnbc.com/2022/09/28/target-amazon-holiday-sales-start-in-october-shopping-early-can-help-save-money.htmlhttps://nrf.com/blog/6-things-know-about-2022-holiday-shopping-seasonSmall Businesses:Fairhope https://smallbusiness.com/trends/great-small-towns/Mistletoe Marketplace is November 2-5 https://www.mistletoemarketplace.com/Canton Flea Market is the 2nd Thursday in October – which is the 13th http://www.cantonmsfleamarket.com/STARKVILLE HOLIDAY BAZAAR - 50th anniversary on Wednesday & Thursday, November 30 – December 1, 2022 at the MillAmazon is holding an “Early Access Sale” for Prime members on Oct. 11 and 12. This marks the first time the e-commerce giant has ever held two Prime Day-like sale events in one year. https://press.aboutamazon.com/news-releases/news-release-details/introducing-amazons-prime-early-access-sale-new-holiday-shoppingPriced to Move at Fertile Ground in Jackson https://www.facebook.com/p2mjackson/ Hosted on Acast. See acast.com/privacy for more information.

We’ve got a fun show for you today. It’s our drive time show. We’ll be sharing opinions on fees that are simply ridiculous to pay. In addition to saving you money, we’ll tell you how you can support Mississippi Public Broadcasting - For the Love of Mississippi.Thanks for listening to Money Talks on MPB Think Radio, and for choosing MPB as your station for news and ideas. It means a lot to us---and to the community at large---that a non-profit station like MPB can thrive in such a crowded media landscape. You help make that happen through your contribution.1-888-372-4483 https://donate.mpbfoundation.org/mspb/donateThe website Life Hacker recently had an article about Fees You Should Never Pay. Let’s get Ryder’s opinion on some of these fees. And if we help save you some money, consider contributing that amount to support Mississippi Public Broadcast.https://lifehacker.com/these-are-the-stupidest-fees-you-should-never-pay-1849412351Coinstar feesATM fees Credit Reports report fees Credit card late feeAccount maintenance feesMortgages associated Overdraft feesUtility card processing feesCar insurance processing feesGym initiation feesMost car dealership fees Hosted on Acast. See acast.com/privacy for more information.

We hope our listeners are familiar with some of the different types of financial institutions. Many in Mississippian aren’t. Many of us are un-banked. Money Talks going to talk about Credit Unions today with our guests from Hope Credit Union. Felicia Lyles, HOPE Senior Vice President of Retail Operations and Carrus King, HOPE Vice President and a Branch Manager of Hope Credit Union will tell us how they are trying to help educate Mississippians against predatory lending and the benefits of having a banking relationship. Ryder will be taking your general personal finance questions.Jackson branch of Hope Credit Union 601-965-7100https://hopecu.org/https://www.mycreditunion.gov/Discussion:GE stockHope historyTransformational depositsMember benefitsServices availalbleUnbankedPredatory lendingCalls:infrastructurehome loans with student loan debthow to invest Hosted on Acast. See acast.com/privacy for more information.

Who wouldn’t like an additional income stream! And if you can achieve this extra cash without working 9 to 5, all the better. Today we’ll be learning about passive income. It doesn’t mean “no hard work” just different work. Nancy also takes your financial questions.We’re getting our personal finance expert to give her opinion on a recent Bank Rate.com article on Passive Income Ideas. https://www.bankrate.com/investing/passive-income-ideas/ According to data from the U.S. Census Bureau, 20% of American households earn passive income either through dividends, interest, or rental properties. Among those households who do have passive income, the median amount is $4,200 per year.Florida is home to a larger share of retirees who tend to depend on passive income to cover their living expenses.https://www.chamberofcommerce.org/cities-whose-residents-make-the-most-passive-income/#:~:text=According%20to%20data%20from%20the,amount%20is%20%244%2C200%20per%20yearRemember, according to the IRS: Compensation for purposes of contributing to an IRA doesn't include earnings and profits from property, such as rental income, interest and dividend income, or any amount received as pension or annuity income, or as deferred compensation.https://www.irs.gov/taxtopics/tc451 Hosted on Acast. See acast.com/privacy for more information.

We’ve got a new angle on Student Loans to discuss today – the canceling of student debt. What’s the difference between canceling and forgiveness? Who is eligible and when? What happens after your debt is wiped away? We’ll discuss the new student debt elimination programs between your other personal finance questions.President Biden's plan to forgive federal student loan debt – up to $20,000 for Pell Grant recipients and up to $10,000 for others who qualify was announce last month.Borrowers are eligible for this relief if their individual income is less than $125,000 ($250,000 for married couples). No high-income individual or high-income household – in the top 5% of incomes – will benefit from this action. https://www.whitehouse.gov/briefing-room/statements-releases/2022/08/24/fact-sheet-president-biden-announces-student-loan-relief-for-borrowers-who-need-it-most/What can borrows do now?Make sure your information is up to date with your loan servicer. To see who your servicer is: studentaid.gov/dashboard or call Federal Student Aid Information Center 1-800-433-3243Be ready to submit the online application with the Dept of Education: ed.gov/subscriptions Email alerts begin in October. After application is submitted, debt should be forgiven in 4 – 6 weeks. You should apply for forgiveness before Nov. 15th . The payment pause ends Deb. 31st, 2022To ensure a smooth transition to repayment and prevent unnecessary defaults, the pause on federal student loan repayment will be extended one final time through December 31, 2022. Borrowers should expect to resume payment in January 2023.The ability for public service workers to have debt forgiven has changed. Fixing the broken Public Service Loan Forgiveness (PSLF) program by proposing a rule that borrowers who have worked at a nonprofit, in the military, or in federal, state, tribal, or local government, receive appropriate credit toward loan forgiveness.To ensure borrowers are aware of the temporary changes, the White House has launched four PSLF Days of Action dedicated to borrowers in specific sectors: government employees, educators, healthcare workers and first responders, and non-profit employees. You can find out other information about the temporary changes on PSLF.gov.You must apply to PSLF for the waver before the temporary changes end on October 31, 2022. Check to see if you qualify for public service loan forgiveness (PSLF). Go to Studentaid.gov/pslf  to check to see if your employer qualifies: studentaid.gov/pslf/employer-searchIf you paid off your loans in full during the federal payment freeze, you are likely still eligible for both a refund and student loan forgiveness. You can request a refund of the payments you made during the pandemic and your balance will return to the pre-pandemic amount. https://www.forbes.com/advisor/student-loans/student-loan-payment-refunds/#:~:text=If%20you%20paid%20off%20your,to%20the%20pre%2Dpandemic%20amount.  Hosted on Acast. See acast.com/privacy for more information.

We’ve got one of our long-time guests on the show today – Shawn Mercer, from the Social Security Administration. He’ll take your social security questions. Our expert hosts take your personal finance questions. https://www.ssa.gov/What should I do if I get a call claiming there's a problem with my Social Security number or account? https://faq.ssa.gov/en-us/Topic/article/KA-10018https://www.ssa.gov/myaccount/That national phone number is 1-800-772-1213. Hosted on Acast. See acast.com/privacy for more information.

We love having theme shows on Money Talks – budgets, credit cards, new baby costs, cutting expenses. But sometimes, like today, we have an Open Topic show. Ask us anything. Today we’ll discuss vacation homes, bonds, CDs, and anything else you’d like to ask our experts.According to a study by Porch dot com, Jackson is the 8th best midsize college town for student renters according to a weighted average for off-campus room and board cost. https://porch.com/advice/best-college-towns-for-student-rentersPast Money Talks podcast: I Bonds and interest rates (Previous MT show: http://moneytalks.mpbonline.org/episodes/money-talks-open-topic-augustThe Biden administration forgave $3.9 billion from the student loan records last Tuesday for more than 200,000 former students, who still owe on a federal student loan from their time at ITT Technical Institute. One campus was located in Jackson.https://finance.yahoo.com/news/president-biden-forgives-nearly-4-200000606.html Hosted on Acast. See acast.com/privacy for more information.

Tax evasion is the failure to pay or a deliberate underpayment of taxes. Tax avoidance is an action taken to lessen tax liability and maximize after-tax income. We’ll be discussing ways to avoid taxes legally and give some tax-efficient investing tips. Our experts also take your other personal finance questions. The Senate passed Inflation reeducation Act of 2022 allocates approximately 124 billion dollars for IRS tax enforcement. https://www.democrats.senate.gov/imo/media/doc/inflation_reduction_act_one_page_summary.pdfThe IRS’s website: https://www.irs.gov has a “get answers to your tax questions” area where you can find authoritative tax information. The IRS encourages taxpayers to create an I D me account from https://www.irs.gov/ so they have access to their tax information. It is a multistep process that uses facial recognition and authentication to prove that you are you.Questions:W9Capital gains in MSTimber salesREITsTax on Municipal bondsVacation home expenses Hosted on Acast. See acast.com/privacy for more information.

When you add a child to your family you add joy and happiness and extra expenses. What costs can you control? Which costs are flexible? We’ll talk about the extra costs of impending parenthood. We also can take your other personal finance questions. New Legislation: While adoption can be expensive, it doesn’t have to be. In fact, many parents adopt children at little or no cost through the Mississippi foster care system. Expenses totaling $1,000 to $5,000 can be subsidized or reimbursed. https://adoption.com/mississippiOn February 6th of 2018, Money Talks discussed Child Care Options for your Budget. http://moneytalks.mpbonline.org/5cd31f1533f6c1be55607d91According to a Mississippi Department of Human Services 2021 survey: Average weekly, full-time rates for childcare in Mississippi ranged from $125 for infant care to $111 for preschool care. When they are enrolled in full-time care, rates for school-age children average $102 per week.https://www.mdhs.ms.gov/wp-content/uploads/2021/10/Market-Rate-Report_Final_9.3.pdfPaying for College?4/19/2022 Community Colleges http://moneytalks.mpbonline.org/episodes/money-talks-community-colleges9/15/2020 Treasurer David McRae http://moneytalks.mpbonline.org/episodes/money-talks-treasurer-david-mcrae9/3/2019 529 Savings Plans http://moneytalks.mpbonline.org/episodes/money-talks-529-savings-plans10/10/2017 Paying for College http://moneytalks.mpbonline.org/episodes/5cd31f1633f6c1be55607d9eAlso parts of:http://moneytalks.mpbonline.org/episodes/money-talks-student-loans-2022http://moneytalks.mpbonline.org/episodes/money-talks-its-a-numbers-gamehttp://moneytalks.mpbonline.org/episodes/money-talks-october-open-topic-episodehttp://moneytalks.mpbonline.org/episodes/money-talks-back-to-school-financeshttp://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d6ehttp://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d74 Hosted on Acast. See acast.com/privacy for more information.

We’ve got two sides of the same coin today: what to do with inherited items you don’t want and also how acquire things you need when you’re on a budget. We’ll discuss ways to get rid of material items if you are trying to downsize and how to accumulate, inexpensively, household objects you may need.Useful websites:https://www.gobankingrates.com/saving-money/home/why-still-wasting-money-storage-units/https://dengarden.com/cleaning/Stuck-with-Your-Parents-Stuffhttps://www.legalzoom.com/articles/7-tips-for-getting-rid-of-your-parents-lifelong-possessionshttps://financialgym.com/blog/how-to-furnish-an-apartment-without-breaking-the-bankhttps://www.lifehack.org/525095/8-the-best-places-buy-used-goods-online Hosted on Acast. See acast.com/privacy for more information.

We’ve had previous shows talking about cutting expenses. Today’s tips will be ways to use the internet and apps to help you save money. Money that you could then use to invest or pay off debt.Our suggestions are inspired by AARP https://www.aarp.org/money/budgeting-saving/info-2022/99-great-ways-to-save.htmlThe 2022 Mississippi Sales Tax Holiday takes place between 12:01 A.M. Friday, July 29, 2022 and 12:00 Midnight Saturday, July 30, 2022. We’ll have a link to the Department of Revenues guidelines on the information for this show. https://www.dor.ms.gov/sites/default/files/Sales%20Folder/2022%20Sales%20Tax%20Holiday.pdfQuestions:Treasury Funds and CDsSelling coins: a jewelry store or https://www.apmex.com/ Hosted on Acast. See acast.com/privacy for more information.

We’d all love to have more money to invest. Before you can find ways to get your money to grow, you have to save money. Budgeting can help you do that. If you need a little help writing out a plan to spend your money each week, this is the show for you.Instead of a "Budget" call it a "Monthly Spending Plan" if that helps you feel better.We spend a bit of the show discussing Inflation in addition to budgets (and Kevin's savings account interest rate).The 2022 Mississippi Sales Tax Holiday takes place between 12:01 A.M. Friday, July 29, 2022 and 12:00 Midnight Saturday, July 30, 2022.https://www.dor.ms.gov/sites/default/files/Sales%20Folder/2022%20Sales%20Tax%20Holiday.pdfFor a Budget Template: https://consumer.gov/managing-your-money/making-budgetSometimes it takes hearing a message a few times for it to take hold. If you need to hear more, and a little bit different information about budgets, please listen to our September 17th 2019 podcast titled Money Talks: Budgetshttp://moneytalks.mpbonline.org/episodes/money-talks-budgetsQuestions:InflationCredit vs DebtInflation Hosted on Acast. See acast.com/privacy for more information.

With identity and data theft on the rise, we’d like to suggest what you can do now and if you are informed of a data breach. Discussion:Ida on the economyCOVID on the economyhow to get a credit reportwhat will they askwhy freeze creating new creditafter you freeze your creditif your credit report is wrongcheck your Social Security Information at ssa.govYou might not be able to keep your data from being stolen but we’ve got tips on what to do if it is. These are tips anyone can use to protect their bank account, the retirement, their credit record. ? https://www.fultonbank.com/Education-Center/Privacy-and-Security/personal-data-breach-tipsChange your passwords                Sign up for two-factor authenticationCheck for updates from the companyWatch your accounts, check your credit reportsConsider identity theft protection servicesFreeze your creditIdentitytheft.govCyber Security podcast from Aug. 9the 2019 http://moneytalks.mpbonline.org/episodes/money-talks-cyber-securityCheck your credit report: https://www.consumer.ftc.gov/blog/2021/03/free-weekly-credit-reports-during-covid-extended-until-april-2022Phone numbers for the 3 credit reporting bureaus:Equifax:1 (888) 766-0008             Experian:1 (888) 397-3742  TransUnion:1 (800) 680-7289 Hosted on Acast. See acast.com/privacy for more information.

Credit card debt is on the rise. We give some cautionary advice and answer your questions. What do you need to be careful about when using credit cards? Is our situation right now typical? We answer debt or other personal finance questions. Current stock marketBondsPrivate loads can not be converted to Federal Student LoansCredit Cards podcast - 08/08/2020http://moneytalks.mpbonline.org/episodes/money-talks-credit-cardsFree things podcast - 02/09/2021http://moneytalks.mpbonline.org/episodes/money-talks-freeGet a job with help from MS Department of Employment Security podcast - 05/24/2022http://moneytalks.mpbonline.org/episodes/money-talks-getting-a-job-with-mdesThe Gig Economy podcast - 04/30/2019http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d54Recent articles about credit card debt:https://www.usatoday.com/story/money/2022/06/29/americans-opening-more-new-credit-cards/50422149/https://abc7.com/credit-card-interest-rates-inflation-cards/12000944/https://finance.yahoo.com/news/jaw-dropping-stats-state-debt-130036449.htmlhttps://www.cnbc.com/2022/06/09/credit-card-balances-spike-after-stimulus-checks-helped-reduce-debt.html Hosted on Acast. See acast.com/privacy for more information.

According to the Mississippi State Treasurer’s office, the average Mississippi student graduates college with $30,000 worth of debt. Also, 30% of these graduates are reporting delaying major life milestones (getting married, buying a house or car, and even having kids!) We'll discuss and answer questions about student loans.Blog post that the New Perspectives interns wrote that ties in with the episode of Money Talks about mortgages: https://newper.blogspot.com/2022/06/heloc-vs-cash-out-refinance.htmlCompete to Complete: http://moneytalks.mpbonline.org/5cd31f1533f6c1be55607d6ehttps://www.msc2c.org/https://studentaid.gov/COVID-19 Emergency Relief and Federal Student AidOn April 6, 2022, the U.S. Department of Education (ED) extended the student loan payment pause through Aug. 31, 2022. The pause includes the following relief measures for eligible loans:a suspension of loan paymentsa 0% interest ratestopped collections on defaulted loanshttps://studentaid.gov/announcements-events/covid-19FAFSA website: https://studentaid.gov/h/apply-for-aid/fafsaSubsidized and unsubsidized loansPrivate and government loansPrivate education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received. https://studentaid.gov/manage-loans/consolidationQuestions:Retired and paying student loansPrivate loansLoan not reported on credit reportSubsidizedFor profit college Hosted on Acast. See acast.com/privacy for more information.

Our guest for the show today is Adam Black, Senior Mortgage Loan Specialist with First Commercial Bank. We’ll talk about getting a home loan in today’s climate. Are you considering buying a home or refinancing?https://www.firstcommercialbk.com/S&P Case-Shiller home price indexrecent history of mortgageslength of timetypescredit scoredown paymentshopping for a mortgage7/14/2020 Money Talks: First Mortgage http://moneytalks.mpbonline.org/episodes/money-talks-first-mortgage6/11/2019 Money Talks: Refinancing Mortgages http://moneytalks.mpbonline.org/episodes/money-talks-refinancing-mortgages6/19/2018 Money Talks: Mortgage Loanshttp://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d7e3/15/2022 Money Talks: Increase Your Credit Score http://moneytalks.mpbonline.org/episodes/money-talks-increase-your-credit-score10/2/2018 Money Talks: Credit Score http://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d6fQuestions:HELOCHUD home: FHA $100 down program, 203K renovation loanTitle insuranceHomeowner's insuranceSchool debt / equity loan Hosted on Acast. See acast.com/privacy for more information.

This show isn’t really intended to teach kids about money but today we’ll try to help YOU teach your kids and grandkids about money. We’ll discuss what they need to know at various ages. We’ll also take your “grown-up” money questions.New Perspectives Blog https://newper.blogspot.com/https://www.consumerfinance.gov/consumer-tools/money-as-you-grow/20 Things Kids Need To Know To Live Financially Smart Liveshttp://moneyasyougrow.org/Kids aged 3-5 need to know:You need money to buy things.You earn money by working.You may have to wait before you can buy something you want.There’s a difference between things you want and things you need.Kids aged 6 – 10 need to know:You need to make choices about how to spend your money.It’s good to shop around and compare prices before you buy.It can be costly and dangerous to share information online.Putting your money in a savings account will protect it and pay you interest.Kids ages 11 to 13 need to know:You should save at least a dime for every dollar you receive.Entering personal information like a bank or credit card number online is risky because someone could steal it.The sooner you save the faster your money can grow from compounding interest.Using a credit card is like taking out a loan: if you don’t pay your bill in full every month, you’ll be charged interest and owe more than your originally spent.Kids 14 to 18 years old need to know:When comparing colleges, be sure to consider how much each school would cost you.You should avoid using credit cards to buy things you can’t afford to pay for with cash.Your first paycheck may seem smaller than expected since money is taken out for taxes.A great place to save and invest money you earn is in a Roth IRA.Kids over 18:You should use a credit card only if you can pay off the money owed in full each month.You need health insurance.It’s important to save at least three months’ worth of living expenses in case of an emergency.When investing, consider the risks and the annual expenses.6/8/2021 Money Talks: Kids Learning http://moneytalks.mpbonline.org/episodes/money-talks-kids-learning Hosted on Acast. See acast.com/privacy for more information.

Do you consider yourself a savvy investor? Would you like to become one? Let’s learn about valuation. How can you tell if a security is undervalued or overvalued? What metrics are used? What is fundamental analysis? We’ll answer these questions and your personal finance calls and emails. Questions:Payoff car or saveSavings rates https://www.bankrate.com/Able accounts http://moneytalks.mpbonline.org/episodes/money-talks-able-accounts July 2, 2019Vangard opinion explainedInvesting in private companies Hosted on Acast. See acast.com/privacy for more information.

Whether you’re 25, 55, or 75, maybe you’re dreaming of retirement. Today, we’ve got some tips geared for the 25 year-olds but everyone else will find some great information. Are you on fire for retirement? We're talking F. I. R. E.? We learn what that is and take your personal finance questions.Financial Independence, Retire Early from the 1992 book "Your Money or Your Life"save up to 70% of annual income, invest it with the help of a professionalgoal of retiring in 40s to either do nothing or travel or be selective in their jobonce savings reaches 30 times annual expenses you could retireCalls:saving advicesaving adviceemail - bond interestsavings bondsOther resources:https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/)https://www.ramseysolutions.com/retirement/what-is-the-fire-movement#:~:text=Movement%3F-,F.I.R.E.,Be%20confident%20about%20your%20retirement.https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asphttps://www.investopedia.com/articles/retirement/08/retiring-early-retirement.asphttps://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/ Hosted on Acast. See acast.com/privacy for more information.

Who needs a job? Who needs a better job? Who has no idea what they want to do so they need help figuring out what kind of job would suit them? If you answered yes to any of these – have we got a broadcast for you. Our guests are Daphne James from WIN Job Centers and Adam Todd from the Governor’s Job Fair Network.https://mdes.ms.gov/WIN Job Centers https://mdes.ms.gov/win-job-centers/Governor's Job Fairs https://www.jobfairs.ms.gov/Don't forget to register to attend! https://wings.mdes.ms.gov/wings/spring/self-service/job-fair/job-fair-registration;jsessionid=429BB51DD0F68C55BA00AAA1AA69A2B2?execution=e1s1Greenwood Leflore Job Fair: Begins: 9:00 am, May 25, 2022Ends: 1:00 pm, May 25, 2022Leflore County Civic Center200 Mississippi Hwy 7Greenwood, MSEast Mississippi Job FairBegins: 9:00 am, June 7, 2022Ends: 1:00 pm, June 7, 2022The Communiversity 2.07003 S Frontage RoadColumbus, MSI-59 Job FairBegins: 9:00 am, June 16, 2022Ends: 1:00 pm, June 16, 2022Sawmill Square Mall - inside the old JCPenney910 Sawmill RoadLaurel, MSMississippi Re-Entry Job Fair 2022When: 06/22/2022 : 9:00 AM - 1:00 PMWhere: MS Agriculture & Forestry Museum - Sparkman Building, 1150 Lakeland, DriveJackson, MississippiSmart Start https://skillupmississippi.com/smart-start/Fidelity Bonding Program https://mdes.ms.gov/i-need-a-job/job-searching-resources/fidelity-bonding-program/ Hosted on Acast. See acast.com/privacy for more information.

We always talk about what’s in the news at the top of the show but today we’ll discuss what’s in the news the whole show. It’s an Open Topic Day. Our experts take any personal finance question you’d like. They can answer a question about a news story you heard or maybe you’d like a financial term explained better. Ask us anything – within reason.Gold standardTwitter and the collective wisdom of the marketHousing – feds supporting more housinghttps://www.ssa.gov/Financial termsComforting words during volatilityEmpowering States to Protect SeniorsCryptocurrenciesInvesting in electricityStudent loansMoney: The True Story of a Made-Up Thing by Jacob Goldsteinhttps://www.federalreserve.gov/faqs/how-long-is-the-life-span-of-us-paper-money.htm Hosted on Acast. See acast.com/privacy for more information.

Do you have a “My Social Security Account”? After listening to this show, you’ll learn why you need one. Our guest is District Manager for Social Security, Shawn Mercer who is a fantastic resource Money Talks has from time to time to answer your questions personally. Ryder is in the studio taking your personal finance questions.https://www.ssa.gov/https://www.medicaid.gov/National Social Security Phone Number: 1-800-772-1213Questions:International accessDeceased spouseTurning 65“State Buy In” https://secure.ssa.gov/poms.nsf/lnx/0600815042Universal life insurance Reported income Hosted on Acast. See acast.com/privacy for more information.

If you aren’t married to the other adult in your home, how do you handle your household finances? The relationships in an unmarried home could be Cohabitation, Roommates, or Intergenerational. Do you discuss who pays the bills? How should expenses be handled? These are some of the questions Money Talks address today in addition to taking your personal finance questions.Discuss financesNonmarital AgreementJoin Purchase AgreementHave a willQuestions:I Bonds and interest rates (Previous MT show: http://moneytalks.mpbonline.org/episodes/money-talks-open-topic-augustRobo InvestmentsI Bonds Hosted on Acast. See acast.com/privacy for more information.

We throw around financial terms on Money Talks. Maybe you’re familiar with them or maybe you’re not. We’ll talk today about some vocabulary that’s good to know. We also answer questions that relate to your personal finances.In the news:streamingtwitterTerms:APRBlue Book ValueCOBRADRIPescrowJoint tenancy with right of survivorship verses tenancy in commonLiabilityLoadNonmarital agreementTerm life insurance verses whole life insuranceAn official website of the United States government is consumer finance.gov. It’s part of the Consumer Financial Protection Bureau. Click on their Consumer Education tab to learn more about money topics. https://www.consumerfinance.gov/According to Merriam Webster.com, the term “check” which refers to something that is used for verifying accuracy, authenticity, correctness began as a detachable stub – like a claim check. “Check” was first applied to the detachable stub in the early 18th century and then to the bank draft—the written order directing a bank to pay money as instructed. https://www.merriam-webster.com/words-at-play/financial-word-origins/capitalFrom Merriam Webster.com :The term as applied to the stock market derives from the actual use of blue chips in another type of game of stakes—poker. This quote from an 1874 edition of The San Francisco Chronicle nicely connects the two:If times are good and the market flourishing, the game may be played with ‘blue chips,’ as a gambler would say, the very high-priced stocks being the favorites.Blue chips in poker have the highest value, with red and white chips as lower denominations. Hosted on Acast. See acast.com/privacy for more information.

One way to increase your earning potential may be attending a Community College. Who are they for? Those right out of college? Those who may have started but not finished a degree? Someone wanting to retrain for a new career? We’ll learn today with our guest Kell Smith, Interim-Executive Director for the Mississippi Community College Board.(601) 432-6518 https://www.mccb.edu/[email protected] Mississippi: https://acceleratems.org/If you cheer for an educational institution because of their mascots, we’d like you to know the Mississippi Community Colleges have 2 Tigers, 2 Eagles, 2 Bulldogs, a Lion a Bobcat and a Wildcat; a Bear and a Wolfpack; plus Indians, Rangers, Trojans, and Warriors.Some of Mississippi Community Colleges famous students?American singer-songwriter, Jimmy Buffettengineer and former NASA astronaut Fred Haiseworld record holder for long jump and Olympian Brittney Reeseaward winning immunologist Max Dale CooperUnited States federal judge The Honorable Michael P. Millsand financial expert Dr. Nancy Lottridge-AndersonOn Thursday, April 14th MPB's Auto Correct had the owner of Classic Restoration on the show. Mike Martin talked about how he attended Holmes Community College to learn skills that allowed him to turn his car hobby into a business. http://autocorrect.mpbonline.org/episodes/auto-correct-classicsQuestions:positive experience with community collegesfacultyone day training Hosted on Acast. See acast.com/privacy for more information.