Money Matters with Mike

A million dollars might sound like the goal… but in retirement, it's not about the number—it’s about the income. On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure dive into why an income strategy matters more than a big pile of cash, and how you can create guaranteed lifetime income that lasts as long as you do. Learn about: Why hope is not a plan How to turn savings into a reliable paycheck The “Three Bucket Strategy” to balance growth, safety, and liquidity Creating your own personal pension with an annuity Planning for life’s curveballs with confidence and clarity Whether you’re just entering retirement or already there, Mike shares practical strategies to help you avoid common mistakes and build a rock-solid retirement income plan. ️ Schedule your free consultation today at MoneyMattersWithMike.com Or call Mike directly at (704) 560-1573 -- Ready to test the strength of your plan? Schedule a FREE consultation with Mike Zaino today: MoneyMattersWithMike.com Call or text: (704) 560-1573 Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Retirement isn’t just about stopping work—it’s about starting life on your terms. But without the right plan, retirement can become a different kind of stress. In this episode of Money Matters with Mike, host Mike Zaino and producer Matt McClure walk you through a step-by-step summer checklist to upgrade your retirement plan. Whether you’re five years from retirement or already enjoying your golden years, this episode is packed with practical tips to help you optimize, protect, and enjoy your retirement savings. What You’ll Learn: 5 crucial steps to improve your retirement plan today Why Social Security alone isn’t enough (even with higher checks in 2025) The power of decumulation—and how to shift from saving to spending The surprising impact of inflation on your future purchasing power How working with a pro can reduce stress and increase peace of mind Mike also shares how a free, no-obligation consultation could be the key to turning your nest egg into a confident, sustainable future. You deserve a retirement that feels like freedom—not fear. Schedule your consultation: Visit MoneyMattersWithMike.com Or call 704-560-1573 -- Ready to test the strength of your plan? Schedule a FREE consultation with Mike Zaino today: MoneyMattersWithMike.com Call or text: (704) 560-1573 Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

On this week’s episode of Money Matters with Mike, Mike Zaino and co-host Matt McClure go back to basics and unpack the essential strategies to help you retire confidently—no matter how much you’ve saved so far. Learn how to: ✅ Maximize your Social Security benefits ✅ Eliminate your mortgage and boost monthly cash flow ✅ Build a personal pension for lifetime income ✅ Make smart, tax-efficient investment decisions ✅ Avoid emotional investing mistakes ✅ Use Roth conversions for long-term tax savings ✅ Create a spending plan that works ✅ Adopt the financial habits of the wealthy Whether you're nearing retirement or already there, this episode is packed with actionable advice to help you live a comfortable and stress-free retirement. Ready for a personalized plan? Schedule your free consultation now: MoneyMattersWithMike.com Call Mike directly at: 704-560-1573 -- Ready to test the strength of your plan? Schedule a FREE consultation with Mike Zaino today: MoneyMattersWithMike.com Call or text: (704) 560-1573 Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

This week on Money Matters with Mike, we’re unpacking the truth about annuities — and why they’ve stood the test of time from Jane Austen to Julius Caesar to today’s retirees. Mike Zaino and co-host Matt McClure dive into how annuities work, what makes a good one (and a bad one), and why guaranteed income is so vital in retirement. Plus, we tackle the hidden fees lurking in many portfolios and how to protect your nest egg from market volatility. -- Ready to test the strength of your plan? Schedule a FREE consultation with Mike Zaino today: MoneyMattersWithMike.com Call or text: (704) 560-1573 Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Your investment strategy should match your age — and your goals. In this episode, Mike and Matt talk about how to transition from saving to spending in retirement, why decumulation is often misunderstood, and how to catch up even if you started late. Plus: the age-appropriate guide to investing in your 40s, 50s, and 60s. Whether you're nearing retirement or already living it, this episode delivers practical insights to help you retire with confidence — and with a strategy built for your unique goals. Ready to test the strength of your plan? Schedule a FREE consultation with Mike Zaino today: MoneyMattersWithMike.com Call or text: (704) 560-1573 -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Guest: Dr. Chantal Cousineau-Krieger, Ophthalmologist, National Eye Institute ️ May is Healthy Vision Month, and Matt McClure sits down with Dr. Chantal Cousineau-Krieger, an ophthalmologist with the National Eye Institute, to explore how your eye health connects to your overall wellness—especially as you age. We discuss: How conditions like diabetes and high blood pressure impact your vision The 20-20-20 rule to reduce screen strain What foods support healthy eyes The surprising connection between exercise and eye health When and how often you should get a complete eye exam Why early detection is critical—even if you feel fine What those of us over 40 () need to keep in mind after LASIK or other vision corrections Whether you’ve been putting off that eye exam or are looking for ways to maintain clear vision into retirement, this episode is a must-listen. Learn more: https://nei.nih.gov -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial...

In this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure dive into why retirement isn’t about hitting a magic number — it’s about reliable income. Learn how to transform your portfolio into a personal pension, how to align your investments with your goals, and how to reduce risk as retirement approaches. Plus: ✅ The #1 mistake retirees make with their savings ✅ The truth about pensions (and how to build your own) ✅ Passive income strategies that work ✅ Why working with a licensed financial pro matters Visit MoneyMattersWithMike.com or call 704-560-1573 for your free consultation. -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure reveal the truth about retirement—it’s not about your age, it’s about your income. Learn how to assess your financial landscape, prevent the dreaded “retirement tax bomb,” and build a sustainable income plan that replaces your paycheck for life. From Social Security strategies and life insurance solutions to spending plans that actually work, this is the retirement reality check you need. Get peace of mind for your future at MoneyMattersWithMike.com -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

In this bonus episode, we dive into the importance of tackling credit card debt before it spirals out of control. You'll hear insights from Robin Growley of Bank of America, who shares practical tips and a message of hope for anyone feeling overwhelmed by debt. Whether you're just starting to manage your finances or already feeling buried, this interview reminds us it’s never too late to take control -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Concerned about market volatility and your retirement future? In this episode of Money Matters with Mike, financial pro Mike Zaino and co-host Matt McClure explore how to protect your retirement savings while still enjoying potential growth. Discover how to take control of your 401(k), make smart portfolio adjustments, and avoid devastating mistakes in the retirement red zone. Plus, what you need to know about the "Lost Decade" and how to prevent history from repeating itself. No matter your current financial situation, you’ll learn how to take actionable steps today that your future self will thank you for. Get peace of mind for your future at MoneyMattersWithMike.com -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure reveal a step-by-step checklist for a secure retirement. From income planning and Social Security strategies to healthcare coverage and tax-saving tips, they cover everything you need to know to retire with confidence — even during chaotic times. Get peace of mind for your future at MoneyMattersWithMike.com -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Tariffs. Inflation. Market volatility. Retirees and pre-retirees are feeling the pressure—but there’s a smarter way to respond. On this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure break down what’s happening in the markets and how retirees should react. Learn why diversification matters now more than ever, how to shift from accumulation to income, and what strategies can help preserve your savings—even in uncertain times. Get peace of mind for your future at MoneyMattersWithMike.com -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Retirement can feel like a minefield—especially when taxes, market swings, and health costs come into play. Mike Zaino shares proactive strategies to help you avoid the four biggest threats to your retirement plan. Topics covered: How to protect your savings from market downturns What rising taxes and IRMAs mean for your nest egg The surprising power of life insurance in retirement planning Why Social Security’s cost-of-living adjustment may not be enough How to build a retirement income you can’t outlive Get peace of mind for your future at MoneyMattersWithMike.com -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Procrastinated on your taxes? You’re not alone—but time’s almost up. Matt McClure shares urgent insights from Jackson Hewitt’s Mark Steber on what you must do before April 15 to avoid major penalties. From filing extensions to natural disaster relief, don’t miss this last-minute tax survival guide. -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

It’s America Saves Week—a perfect time to recommit to those financial resolutions you made in January. In this special podcast extra, Matt McClure speaks with Robin Growley, Head of Consumer Deposits at Bank of America, about smart, simple ways to build your savings. From automating deposits to using the 50/30/20 rule, learn how to set yourself up for financial success—without feeling overwhelmed. Why saving doesn’t have to be hard The psychology of naming your savings goals How to balance debt repayment with growing your savings Easy tools to help you “set it and forget it” For more tools and tips, visit americasaves.org. -- Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Worried about market crashes, inflation, or running out of money in retirement? You’re not alone—and this episode is packed with the smart strategies you need to take back control. Mike Zaino and co-host Matt McClure break down how to rebuild after a downturn, step by step. You’ll learn: ✅ How to perform a “SMART Inspection” of your financial plan Ways to uncover hidden fees and income gaps Why you need a backup plan for Social Security What retirees fear more than death—and how to fix it Whether you’re five years from retirement or already living it, this episode gives you practical, real-world advice to protect your nest egg and retire with confidence. Tap play now and start taking control of your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Is your financial house in order? In this episode of Money Matters with Mike, host Mike Zaino shares practical steps to get organized, reduce financial stress, and prepare for a more confident retirement. You’ll learn: How to “spring clean” your finances The importance of revisiting your financial goals Tips to clean out your financial junk drawer How to make the most of retirement contributions Why updating beneficiaries and estate plans matters Key risks retirees face—and how to plan around them The power of a professional portfolio review Start now to create a future you can enjoy—without second-guessing your finances. Learn more or schedule a free consultation at MoneyMattersWithMike.com Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

In this powerful episode of Money Matters with Mike, we tackle a topic that too many families avoid—the money talk. Whether you're planning for retirement, already living it, or supporting aging parents, open and honest financial conversations are key to protecting your future and your dignity. Mike and Matt cover: Why now is the right time to talk money How to make your wishes known and protect your legacy What your family needs to know about your retirement goals The three phases of retirement—and how to plan for each How to approach long-term care and healthcare costs the smart way Don't wait for a crisis to start the conversation. Tune in and learn how to have the talk that can change everything. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Is your current home the best fit for your retirement? In this episode of Money Matters with Mike, we explore the pros and cons of downsizing, relocating, or staying put as you age. From emotional ties and social connections to home maintenance costs and financial implications, Mike Zaino helps you weigh your options and make the best decision for your future. Plus, insights on the best retirement-friendly states and the true cost of homeownership in retirement. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Retirement isn’t just about saving—it’s about protecting what you’ve built. This episode explores the key risks retirees face, from losing their steady paycheck to hidden investment fees that can quietly drain their accounts. Mike Zaino explains how to build a resilient retirement plan, maximize Social Security, and create income streams that last a lifetime. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Market swings got you worried? On this episode of Money Matters with Mike, we’re diving into market volatility, why staying invested matters, and how to protect your nest egg from unexpected downturns. Mike and Matt share smart strategies to safeguard your income, manage risks, and plan for rising healthcare costs—because a confident retirement starts with a solid plan! Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Are you unknowingly sitting on a retirement tax bomb? In this episode of Money Matters with Mike, we break down how your retirement income is taxed—Social Security, IRAs, 401(k)s, pensions, and more. Learn how to create a tax-efficient retirement strategy and explore powerful tools like Roth conversions, QCDs, and tax-smart withdrawal sequencing. Tune in now to keep more of your hard-earned money! Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

The market is always changing—are you prepared for what’s next? In this episode of Money Matters with Mike, host Mike Zaino and co-host Matt McClure dive into the realities of market volatility, the history of major downturns, and what they mean for your retirement. From the Great Depression to the COVID-19 crash, we explore the lessons history teaches us and how to protect your nest egg from uncertainty. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

How much risk should you take in retirement? What’s the best way to protect your savings? And how do taxes fit into the equation? Host Mike Zaino tackles these critical questions, helping you design a retirement plan that balances growth, safety, and tax efficiency. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

The IRS is now accepting tax returns for the 2024 tax year. As usual, the deadline to file is April 15th, but if you are thinking of procrastinating, think again! Matt McClure speaks with Mark Steber of Jackson Hewitt Tax Service about importance of filing soon, changes to tax law this year, and more things to consider. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Many retirees face financial stress not because of bad luck, but because of bad decisions. Join us as we discuss the top missteps people make when planning for retirement and how you can steer clear of them to ensure a secure future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Don’t let Social Security be an afterthought in your retirement planning. We’ll guide you through key decisions, explain how benefits are calculated, and share tips to optimize your financial security. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Think estate planning is only for the wealthy? Think again! This week, Mike explores why everyone entering retirement needs an estate plan to protect their assets, avoid unnecessary taxes, and make their wishes known. Learn how to navigate the process with professional tips and practical advice. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

College athletics has gone through seismic shifts in the past couple of years, to NIL money, Conference realignments, and expanded College Football Playoff. In 2025, the entire business model is set to change and incorporate Revenue-sharing, possible employee status and more. This month's vignette expands on this further. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Ready to take charge of your finances in 2025? In this episode, we cover key financial moves to set yourself up for success, from creating a realistic budget to investing for the future. Tune-in for actionable advice to achieve your money goals and start the year strong! Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you will learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

With Guest: Dr. Chris DeRienzo, Chief Physician Executive & Senior Vice President, American Hospital Association Hospital patients are even safer today than they were in 2019. That’s according to a new report by the American Hospital Association (AHA). Retirement.Radio’s Matt McClure speaks with Dr. Chris DeRienzo with the AHA about the study, what led to the results, and how lessons learned from the pandemic are helping improve patient outcomes. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Income is much more important than one big “nest egg” number in retirement. This week, Mike tells you why that is – and how you can create an income that will help preserve your legacy. Plus, he has details on how you can do some good with your money this holiday season by helping your neighbors still suffering in the aftermath of Hurricane Helene. You’ll learn how you can help the Propane & Power Relief Fund. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Inflation raises the cost of living, shrinking your savings’ purchasing power. Retirees often rely on fixed incomes like Social Security, which doesn’t always keep up. On this week’s show, Mike discusses some ways to “inflation-proof” your retirement. Plus, he has details on how you can do some good with your money this holiday season by helping your neighbors still suffering in the aftermath of Hurricane Helene. You’ll learn how you can help the Propane & Power Relief Fund. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

If you have a 401(k), IRA or another retirement account, you may think you have a solid retirement plan. Chances are you’re wrong. Having an account where your money can grow is great, but that doesn’t mean you actually have a plan. This week, Mike discusses why that is – and how working with a financial pro can reap lifelong benefits. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Guest: Dr. William Logan, National Medical Director, Carelon Health Palliative Care November is National Palliative Care Month. Seriously ill patients often juggle many doctor visits, complicated medication schedules, and care instructions. They also experience a range of emotions that comes with navigating complex condition management. Serious illness can also affect patients financially because it's common for people with these conditions to end up in the hospital or emergency room on multiple occasions. The goal of palliative care is to improve patient well-being and provide comprehensive, wrap-around support throughout their treatment journey. And when loved ones choose palliative care, caregivers also get the help they need to take better care of themselves. -- Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

So much happens in our lives that we have no control over. That’s why it’s important to control what you can. This week, Mike has some simple tips for taking the reins when it comes to your finances. You can’t alter the markets on Wall Street, but you can put a plan in place that will set you up for success no matter what happens with stocks. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

An estimated 180,000 service members transition to civilian life annually, according to the Department of Labor. While veterans play a vital role in our communities and socie­­­­ty, they continue to face significant obstacles when entering the workforce. Matt McClure speaks with Lindsey Streeter, Senior VP of Global Military Affairs at Bank of America, about how veterans can make the transition from military to civilian life – and what employers can do to help. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

This time around, Mike highlights some simple habits that will set you up for retirement success. You’ll learn how wise investments and strategic savings can build a bright financial future, even for those who didn't start off wealthy. We will also take a look at the growing national debt and tell you why you should care about how it can affect your retirement plan. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

This week, Mike highlights how for retirement allows you to bring future goals, needs, and concerns into the present. By understanding and preparing for them now, you can take steps today that will shape a comfortable and secure future. Plus, the USA is struggling compared to other countries when it comes to how we plan for retirement. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Join us as we delve into the world of retirement planning and Social Security. This episode is packed with essential information to help you make informed decisions about your financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

On this week’s show, Mike analyzes a quote that says burying your head in the sand won’t make you invisible, but it will lead to suffocation. That is especially true when it comes to your finances. Mike will reveal some common problems people face when planning for retirement, and more importantly, he will give you insights on the solutions to those major issues. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show: On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

GUEST: Jenn Jones, VP of Government Affairs, AARP TOPIC: Each year the Social Security Administration announces the cost-of-living adjustment (COLA) for the upcoming year. Last week, leaders announced a 2.5% COLA for 2025. That is smaller than recent years – attributable to slowing inflation. COLA increases are meant to offset rising prices including food, gas and living expenses. This year, retirees on a fixed income have struggled to keep up with inflation and the 2025 COLA is expected to provide some relief. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

This week, Mike reveals how truly preparing for retirement means considering healthcare costs, income streams, and unexpected expenses, ensuring you're not just snacking on financial solutions but enjoying a full feast! Embrace the wisdom of tackling problems head-on and learn how to build a robust retirement plan that will see you through life’s ups and downs. Why settle for appetizers when a full-course meal awaits? Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

GUESTS: Jason Menzo, CEO of the Foundation Fighting Blindness, and Michelle Glaze, Director of professional outreach of Foundation Fighting Blindness (Michelle shares her own story about vision loss, as well). TOPIC: World Sight Day on Thursday, October 10, 2024, focuses the world’s attention on blindness and vision loss and the importance of eye care. To help spread awareness during October’s Blindness Awareness Month, the Foundation Fighting Blindness invites individuals to share their unique experiences with blinding diseases through the social media campaign, #ShareYourVision. This year’s campaign celebrates the unique and diverse ways in which individuals experience vision loss. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Guest: Debra Whitman, PhD, AARP’s Executive Vice President and Chief Public Policy Officer and former staff director for the Senate Special Committee on Aging In her groundbreaking new book, Debra Whitman provides a road map for navigating, and celebrating, the second half of life. A globally recognized expert on aging, Whitman shares insights on longevity, brain health, financial planning, work, housing, and the value of relationships and social engagement. Informed by Whitman’s unmatched expertise and her deep passion, The Second Fifty is an indispensable guide for living well in the 21st century whether you are approaching 50, into your later years or caring for someone who is. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

This week, Mike discusses concrete steps you can take to set your self up for retirement success. He walks you through each decade of your retirement planning journey and points out how your priorities – and strategies – must change as you go along. Listen to this episode to hear how you can have the retirement you’ve always dreamed of! Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Fraud, identity theft and data breaches have become part of our everyday lives. So far in 2024, there have been more than 1,300 data breaches. Last year consumers reported losing more than $10 billion to fraud, the highest dollar amount ever reported, according to the Federal Trade Commission (FTC). Experian’s 2024 U.S. Identity and Fraud report reveals how consumers feel about cyber threats and their online footprint. Identity theft (84%) and stolen credit card information (80%) are consumers top online security concerns. People want more types of identity recognition techniques used to verify their identities. 70% of businesses said that AI fraud is expected to be the second greatest challenge for their business. WITH GUEST: Michael Bruemmer, Global Data Breach Resolution & Consumer Protection, Experian Listen to Previous Episodes: https://anothermoneyshow.com/podcasts/ Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

This week, Mike helps you discover the importance of setting clear goals, estimating costs accurately and creating a robust financial roadmap that can help you navigate the complexities of retirement. It’s time to redefine your destination and boldly stride toward a fulfilling retirement lifestyle. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

This week, the show focuses on difficult, but important, discussions. Thinking about life without your spouse is something nobody wants to do, but it’s essential to plan ahead so everyone is taken care of, no matter what happens. Mike discusses the different ways you can plan so you and your loved ones have peace of mind. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

On this week’s show, Mike Zaino discusses why it is so important to manage the small things in your financial life. Things like going out to eat too often, having too many monthly subscriptions and carrying a balance on your credit cards can have a huge impact on your overall retirement plan. He’ll share some tips to help get you on track – and stay there. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.