Money Matters with Mike

On this week’s show, Mike runs down five mistakes to avoid when it comes to planning for retirement. He’ll also tell you what to do if you find yourself making those mistakes already. Plus, do you understand the power of compound interest? Einstein calls it the eighth wonder of the world! Find out why. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

With uncertainty in the markets, reducing risk is very important as you approach your retirement years. On this week’s show, Mike discusses some ways you can reduce risk inside your retirement plan and get to the guarantees. We’ll also talk about some ways to deal with the number one fear of retirees: running out of money. And we’ll have a new Inflation Demonstration, uncovering the relationship between interest rates and (hopefully) slowing down the rise in costs for everyday goods and services. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Recent market turmoil has led to the word “recession” creeping into conversations about the economy. Whether a downturn is around the corner or not, Mike wants you to be prepared, not scared. This week, we will discuss some new steps you can take to protect your finances in case of another 2008, and we will tell you why the old rules may not work anymore. Plus, you can’t put a price on peace of mind. We’ll talk about ways to eliminate worry for a better financial future. Listen to Previous Episodes: https://moneymatterswithmike.com/episodes/ Connect with Mike: https://moneymatterswithmike.com/contact/ | (704) 560-1573 Subscribe to our YouTube Page: https://www.youtube.com/@MoneyMattersWithMike About the show:On the show, you’ll learn key strategies to help protect and grow your wealth and provide for lifetime guaranteed income. Mike is committed to helping retirees hold onto more of their hard-earned wealth and is a big advocate of helping his clients reduce the total taxes they’ll be required to pay during their retirement.

Markets go up and markets go down, but how should you react when things swing wildly? This week, Mike has some strategies for withstanding market volatility and protecting your hard-earned money. Even better, you don’t have to give up growth to take risk off the table. Plus, you’ll hear about how to get rid of the IRS as your partner in retirement – and we’ll have some financial landmines you will want to avoid both before and during retirement. Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More!

Do you know how much risk you’re taking with your finances? On this week’s show, Mike discusses how to reduce your risk as you approach retirement. Timing is key! We’ll also help you discover how to ensure that your retirement is not just an ending, but a new beginning filled with stability and peace of mind. And, the fast food drive-thru is getting more expensive these days. We’ll show you exactly how much pricier things are these days in our Inflation Demonstration. Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More!

Special episode today with guest, Ryan Burgos, U.S. Air Force and Army Veteran, Director of National Employment at DAV. Marking its 10th year in 2024, DAV’s National Employment Program has a decade of first-hand experience and testimony from veterans being connected to lifechanging, meaningful employment opportunities. DAV’s nationwide job fairs are one way that veterans and their spouses are connected to employment opportunities. Since 2014, over 180,000 job offers have been extended to fair attendees across more than 1,000 events. Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More!

Remember those New Year’s resolutions you made to start 2024? How are they going for you these days? This week, Mike has some things you can do to give yourself a financial checkup as we approach the halfway point of the year. Plus, he has an update on Social Security and when its trust funds may run out of money. And he discusses the details of different types of annuities so you can determine which may be best for you. Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More!

On this week’s show, Mike marks Annuity Awareness Month with a look at how you can build your own personal pension and generate an income for life. Plus, what is your Social Security strategy? We can help you make better financial decisions when it comes to the program. And have you heard of the Iron Nun? She’s got an amazing life story and that makes her our Retiree of the Week! Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More!

On this week's show, Mike tells you why there’s a “U-Shaped Spending Curve” in retirement and how you can be prepared for it. Plus, Social Security is getting a bit of a lifeline in the latest government reports, but don’t let that be an excuse to delay planning for a retirement income stream of your own. Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More!

On this week’s episode, Mike highlights some important money moves to make as you save for your retirement years. Plus, he busts some common financial myths to help listeners understand their money. We also answer more questions from our loyal listeners! Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More!

This week, Mike goes in-depth on inflation and how it impacts your overall retirement plan. He also discusses the importance of having a plan that accounts for inflation – and other factors that you can’t control. Finally, Mike talks about how to establish multiple income streams for your retirement years. Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More!

On this week’s show, Mike focuses on some bad financial habits that could be costing you thousands of dollars every month. He shares tips on how to break those habits to get back on track financially. Also, financial education is sorely lacking in this country, according to a new study. Mike will discuss the importance of educating yourself today for a better financial future. Call Mike Zaino today at (704) 560-1573 Schedule Your Free Retirement Consultation MoneyMattersWithMike.com Subscribe to our YouTube Channel for Episode Highlights and More

Peace of mind is something you can’t put a price on. This week, Mike discusses several strategies to help you sleep well at night in your golden years. One suggestion is investing in your own personal pension in an age where workplace pensions have all but disappeared. Plus, we share updates on the national debt and tell you why it could spell trouble for the future of Social Security. Call Mike today at (704) 560-1573 - or Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Check out Episode Highlights on our YouTube Channel

A new generation of Americans is reaching retirement, and the number may shock you. That is just one of the little-known facts we are sharing with you on this week’s show. Plus, Mike will tell you why now may be the best time in history to explore building your own personal pension. Call Mike today at (704) 560-1573 - or Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Check out Episode Highlights on our YouTube Channel

In this bonus interview from Retirement.Radio's Matt McClure, we talk with Robin Growley - Head of Consumer Deposits at Bank of America. The two discuss some new online budgeting trends Robin has been tracking and offer advice on how listeners can navigate them. Call Mike today at (704) 560-1573 - or Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Check out Episode Highlights on our YouTube Channel

This week, Mike highlights common financial mistakes to avoid for a successful retirement. Tune-in because Number one is the biggest key to unlocking your greatest income potential! Plus, we share some money moves to make if you’re in your 50s. We will explain how rising prices are impacting everything from household expenses to Social Security in this week’s Inflation Demonstration. Call Mike today at (704) 560-1573 - or Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Check out Episode Highlights on our YouTube Channel

Do you feel like your retirement plan isn’t quite where you want it to be? Do you have some doubts about whether you’ll be ready to call it quits from the workforce? This week, Mike shares six essential steps you should take to get your plan back on track, so you can have the retirement you’ve always dreamed of. Plus, why is Social Security under so much pressure these days? We’ll discuss that – and how you can plan to make sure you’re prepared no matter what happens. Call Mike today at (704) 560-1573 - or Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Check out Episode Highlights on our YouTube Channel

On this episode, Mike highlights some important last-minute tax reminders. Plus, we review the results of a new survey on retirees’ regrets – and also what they love about being retired. Finally, we will test your financial knowledge in a new edition of Right or Wrong. Call Mike today at (704) 560-1573 - or Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Check out Episode Highlights on our YouTube Channel

On this week's show, Mike discusses the top financial worries of retirees in America today. You’ll want to listen to number one! Plus, we share some cost-cutter tips to help you make the most out of your financial future. We also discuss the dire situation facing Social Security today – and how you can plan to prepare for it. Call Mike today at (704) 560-1573 - or Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Check out Episode Highlights on our YouTube Channel

Call Money Matters with Mike today at (704) 560-1573 Schedule a complimentary retirement consultation at MoneyMattersWithMike.com Check out our YouTube Channel

Remember those New Year’s resolutions we all made a few months ago? How are those going for you? Maybe it’s time to revisit and re-commit to them. On this week’s show, Mike talks about that – and several other tips – that will help you clean up your finances as we head into springtime! Call Mike today at (704) 560-1573 - or Schedule Your Free Retirement Consultation at MoneyMattersWithMike.com Check out Episode Highlights on our YouTube Channel

How many Americans are actually prepared for retirement? How much do they have saved? This week, we will delve into these questions and more as we check out retirement statistics that will motivate you to seek help and come up with a plan for your own golden years. Don’t become a statistic – and don’t be afraid to ask for professional help! Call Mike today at (704) 560-1573 Schedule a complimentary retirement consultation at MoneyMattersWithMike.com Check out our YouTube Channel

Mike breaks down five common mistakes that could cause you to stumble along your retirement planning journey. Plus, he shares updates the ever-climbing national debt and what effect that massive number could have on your own financial future. Finally, why do Americans love pensions so much, even though so few of us have them? Mike shares suggestions to consider if your company does not offer a pension plan. To Learn More: MoneyMattersWithMike.com Question for Mike? Contact Us Check Out Video Highlights on our YouTube Channel Follow Us on Facebook

The Department of Veterans Affairs is announcing that all Veterans who were exposed to toxins and other hazards while serving in the military will be eligible to enroll directly in VA health care on March 5, 2024. This means that Veterans who were exposed to burn pits, Agent Orange, herbicides, chemicals, nuclear weapons, or other toxins while serving in the military – at home or abroad – will be able to enroll directly in VA health care without first applying for VA benefits. Retirement.Radio’s Matt McClure speaks with Dr. Shereef Elnahal, Undersecretary for Health at the VA, to find out more about how these veterans can get the help they need. For More Information: MoneyMattersWithMike.com

On this week’s show, Mike shares ten steps to get you ready to retire, especially if you want to leave the workforce in ten years or less. Plus, we will discuss the growing national debt and how it may affect your wallet. And we will share some tips for tax season as we highlight the only two types of tax-free investments available in America today. Questions for Money Matters with Mike? Contact Mike Zaino Here Subscribe to our Youtube Channel Follow Us on Facebook

Medicare can be incredibly confusing, but the good news is that there are people available to help. State Health Insurance Assistance Programs (SHIPs) provide unbiased, free help for those who want to better understand their options. Retirement.Radio’s Matt McClure speaks with Rebecca Kinney of the Administration for Community Living to find out what SHIPs are and how they work. For more information: MoneyMattersWithMike.com

This week, Mike discusses some obstacles you may run into when planning for retirement. Some things you can control, but others you can’t. You need to have a plan that takes everything into account. Plus, we will talk about the best time to start saving for retirement – and what you can do if you are behind. Questions for Money Matters with Mike? Contact Mike Zaino Here Subscribe to our Youtube Channel Follow Us on Facebook

This week, we talk about the importance of ‘results in advance’ planning for your retirement years. It doesn’t mean you have a crystal ball that shows you what’s going to happen, but it does mean you will be prepared for whatever does happen. Questions for Money Matters with Mike? Contact Mike Zaino Here Subscribe to our Youtube Channel Follow Us on Facebook

On this week’s show, we discuss ten ways to get more from your finances in 2024. Plus, do you have some catching up to do when it comes to preparing for your retirement years? If so, we have some actionable, concrete steps you can take to do just that. Finally, did you know you may have a ticking tax bomb waiting for you in retirement? We will tell you exactly how to defuse it. Questions for Money Matters with Mike? Contact Mike Zaino Here Subscribe to our Youtube Channel Follow Us on Facebook

This week, Mike shares his thoughts on how the 401(k) system has its limits and what you can do to overcome them. Plus, the 60-40 portfolio mix has had a rough couple of years. We’ll talk about why you want to consider replacing your bonds. Questions for Money Matters with Mike? Contact Mike Zaino Here Subscribe to our Youtube Channel Follow Us on Facebook

Politics tend to stir-up passionate emotions regardless of where you fall on the political spectrum. But how big of an impact do politics have on the markets and your money? We share the details on this week’s episode. Plus, you’ve heard about diversifying your investments, but we explain why it’s also important to diversify your income streams for a better retirement. Questions for Money Matters with Mike? Contact Mike Zaino Here Subscribe to our Youtube Channel Follow Us on Facebook

Every 12 months, when the calendar turns over to a new year, we promise ourselves that we are going to do things like lose weight, work out more, or finally get more organized. How long do those oaths really last? This year, Money Matters with Mike wants to help you make a real commitment to your future self by helping to organize you and get your financial house in order. On our first episode of 2024, we have some New Year’s resolutions we can actually help you keep! Questions for Money Matters with Mike? Contact Mike Zaino Here Subscribe to our Youtube Channel Follow Us on Facebook

Some financial planning rules should always be followed, but others can be broken under certain circumstances. On this week’s show, Mike helps explain those situations and how to get the help you need. Plus, we discuss what it means to leave a “Smart Legacy” for your loved ones. Questions for Money Matters with Mike? Contact Mike Zaino Here Watch our Youtube Channel Follow Us on Facebook

The holiday shopping season is typically a time of big sales numbers for retailers, but one industry seeing a big decline as of late is the sporting goods and apparel industry. Questions for Money Matters with Mike? Contact Mike Zaino Here Watch our Youtube Channel Follow Us on Facebook

On this week’s episode, Mike welcomes Eric Allen to the show to discuss how Tranzact Card is helping people fight back against the banks and credit card companies that are getting away with high interest rates by offering disappointing rewards. Plus, Mike shares some tips for reducing your tax liability, and generating some smart income streams for your future. Questions for Money Matters with Mike? Contact Mike Zaino Here Watch our Youtube Channel Follow Us on Facebook

On this week’s show, Mike breaks down what it means to have a Smart Retirement Plan. Plus, we look at the annual PNC Christmas Price Index (CPI) to illustrate how inflation is affecting your holiday season. Questions for Money Matters with Mike? Contact Mike Zaino Here Watch our Youtube Channel Follow Us on Facebook

On this week’s show, Mike shares tips for taking control of your finances BEFORE you decide to retire. Having a plan is essential to avoiding major pitfalls later in life. Plus, what is “sequence of returns risk”? Mike explains why it matters and why it’s important to work with a qualified financial professional to build a plan that keeps your hard-earned savings protected. Questions for Money Matters with Mike? Contact Mike Zaino Here Watch our Youtube Channel Follow Us on Facebook

Feeling stressed? On this week’s show, we welcome Laura Morton, an award-winning author and documentary filmmaker. She speaks with Mike and Matt about the current epidemic status of anxiety in our nation, and how the numbers have been rapidly rising in recent years. Particularly among our youth and senior communities. Finances are a big trigger for people who suffer from anxiety. Especially as the instability of the world seems all around us. We discuss how we can all learn to cope with the stresses we face in modern day life. Laura's documentary Anxious Nation tackles the anxiety crisis head-on and with genuine honesty. Stream it Here. Follow the Movement on Facebook For More Information on Laura Morton: LauraMortonManagement.com Questions for Money Matters with Mike? Contact Mike Zaino Here Watch our Youtube Channel Follow Us on Facebook

New survey results reveal many Americans have no plan for retirement beyond Social Security. With the program’s trust fund set to run out of money, what will you do if the government cuts benefits in the future? We’ll talk about it on this week’s show. Plus, Mike has tips on how you can help soften the blow of inflation. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

As you get closer to retirement, your financial priorities change. If your golden years are approaching, or if you have recently retired – protecting your hard-earned money from loss is extremely important. More people than ever are worried about outliving their money – we will discuss what to do to overcome those fears. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

On this week’s show, we take a look at the scary situation on Wall Street. Market turmoil and recent bank failures have many people searching for safety when it comes to where to put their hard-earned money. Bank CDs are one of the most popular types of accounts for that purpose, but there are alternatives that could be better for you. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

When it comes to retirement planning, a little sacrifice now can help you avoid a lot of regret in the future. On this week’s show, we talk about what it takes to do just that. Plus, the Social Security Cost of Living Adjustment has been announced for next year, but is it keeping pace with the real rate of inflation? For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

Do you have a retirement income plan in place? When it comes to your financial future, simply hoping is not a proper plan! On this week’s show, we talk about putting a plan in place to start living the retirement life you have always dreamed of. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

This week, we talk all about the importance of being prepared for whatever may lie ahead. Most people believe taxes are going up in the future, and we probably already know when it will happen. Plus, we play a fresh game of Right or Wrong to test your financial knowledge on several topics. And we talk about how Mike was able to help some recent clients in our Problem Solver segment. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

Prices are up at the pump, in the grocery store and just about everywhere else. On this week’s show, we take a deep dive into inflation. We’ll tell you what is causing it, who it’s affecting more than others, and give you tips and tricks on how to protect your hard-earned money from rising costs in the future. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

Keeping your emotions out of your retirement plan is almost always a good thing – Mike explains why. Plus, how well do you know the ins and outs of Social Security? We test your knowledge with a special edition of “Right or Wrong?” Finally, we talk about some bad banking habits that could be taking a bite out of your bottom line. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

Are you overpaying for your retirement plan? Chances are the answer is yes. On this week’s show we share tips for slashing fees and keeping more of your hard-earned money. Plus, Mike will explain how compound interest can work for you or against you. Finally, we discuss some strategies for getting better returns than your brick-and-mortar bank in our Beating the Bank CDs segment. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

On this week’s show, Mike explains how beta and standard deviation factor into your retirement. Plus, Mike discusses ways to catch up on your retirement savings if you are feeling left-behind as you near your golden years. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook

On this week’s show, we talk about the importance of having an income plan in retirement. Don’t just rely on Social Security for your income in your golden years. With the program counting down to potential collapse, you want to be prepared for whatever happens. Plus, do you know how much you’re paying in fees for your retirement plan? Mike explains how to find out – and what to do if you’re paying too much. For More Information, Visit MoneyMattersWithMike.com Watch our Youtube Channel Follow Us on Facebook