
Money Girl
1,046 episodes — Page 14 of 21

Ep 422422 MG 5 Retirement Options When You’re Self-Employed
Even if you don't work for a big company, you can still use a retirement account to cut taxes and save more for the future. Laura answers a reader question and covers 5 of the best retirement accounts to use when you're a freelancer, work part time, are self-employed, or work for a small company that doesn't offer a retirement plan. Read the full transcript here: http://bit.ly/1RL0iEF Hosted on Acast. See acast.com/privacy for more information.

Ep 419419 MG Credit Card Authorized Users—How to Avoid Getting Burned
Considering adding a partner, spouse, family member, or friend as an authorized user to your credit card? Or maybe you want to be added to someone else's card. First, understand the potential risks. Read the full transcript here: http://bit.ly/1MsUTA6 Hosted on Acast. See acast.com/privacy for more information.

Ep 418418 MG When to Monitor, Freeze, or Put an Alert on Your Credit
Find out what to do when you find out that your personal data has been compromised. Understand the differences between a security fraud alert and a credit freeze, how they affect your credit, and the pros and cons of using a credit monitoring service. Read the full transcript here: http://bit.ly/1OVW3qe Hosted on Acast. See acast.com/privacy for more information.

Ep 417417 MG 8 Financial Truths That Can Change Your Life
Laura covers eight truths that have the power to transform your financial life. Use them to make better decisions, set the right priorities, and build more wealth. Read the full transcript here: http://bit.ly/1iNi2TU Hosted on Acast. See acast.com/privacy for more information.

Ep 416416 MG Financial Q&A: Tips to Hack Money Management
It's time to hack money management so you earn more, save time, stay organized, keep on track with your financial goals. Read the full transcript here: http://bit.ly/1Kemlke Hosted on Acast. See acast.com/privacy for more information.

Ep 415415 MG The Truth About Credit and Insurance Rates
There's a surprising relationship between your credit and what you pay for insurance. Find out which states allow credit to be used in setting rates, which types of policies are affected, and exactly how much you'll pay for not having excellent credit. Read the full transcript here: http://bit.ly/1LJok0e Hosted on Acast. See acast.com/privacy for more information.

Ep 413413 MG 7 Ways to Save on Healthcare and Fitness
Are you taking advantage of money-saving fitness and health tax breaks? Laura covers 7 tips to take charge of your health and your wealth so you can feel good, look good, and live the lifestyle you want. Read the full transcript here: http://bit.ly/1LjEMH4 Hosted on Acast. See acast.com/privacy for more information.

Ep 412412 MG Financial Q&A: Money Management Tips for Families
Answers to family finance questions including how to save for college, whether couples should combine accounts, and co-signing loans. Plus a bonus Q&A about using credit cards with the newest technology. Read the full transcript here: http://bit.ly/1hjU7dY Hosted on Acast. See acast.com/privacy for more information.

Ep 411411 MG Why You Need a No Foreign Transaction Fee Credit Card
Even if you're not a world traveler, you might get stuck paying foreign transaction fees on credit card purchases. Matt Schulz from CreditCards.com joins Money Girl to explain foreign fees, which types of cards you should carry when traveling, and the best no-foreign fee cards available to save money. Download the Travel Card Comparison Chart to easily find the right card for your situation. Get the Money Girl Book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1K4g082 Hosted on Acast. See acast.com/privacy for more information.

Ep 410410 MG What You Need to Know About EMV Chip Credit Cards
Find out how technology is changing credit cards, what it means for shoppers, and whether it will really keep us safe from fraud. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1ON3Kgk Hosted on Acast. See acast.com/privacy for more information.

Ep 409409 MG How to Take Penalty-Free Early Withdrawals from Retirement Accounts
Understand the rules for taking distributions from retirement accounts and how to avoid paying a steep early withdrawal penalty. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1I708Xi Hosted on Acast. See acast.com/privacy for more information.

Ep 407407 MG 3 Real Estate FAQs for Buyers, Sellers, and Investors
Money Girl answers 3 FAQs about real estate to help you succeed whether you're a buyer, seller, or investor—or even if you just plan to become one someday. Read the full transcript here: http://bit.ly/1K9QnoP Hosted on Acast. See acast.com/privacy for more information.

Ep 406406 MG Advice for New Entrepreneurs Starting a Business
Money Girl answers a podcast listener's question about what entrepreneurs should consider when starting a business. Here are five tips to protect your liability, cut taxes, stay organized, and find professional help. Read the full transcript here: http://bit.ly/1Jqmdxk Hosted on Acast. See acast.com/privacy for more information.

Ep 405405 MG 8 Pros and Cons of Using Personal Loans to Consolidate Credit Card Debt
Money Girl explains the pros and cons of using personal loans to consolidate or pay off credit card debt. You’ll find out the best places to apply for a personal loan and how consolidating affects your credit. Read the full transcript here: http://bit.ly/1U5wsNp Hosted on Acast. See acast.com/privacy for more information.

Ep 404404 MG 5 FAQs About Roth Retirement Accounts
Money Girl answers six Roth FAQs from readers and podcast listeners to help you understand how to use them to invest for retirement. Plus, she explains the best places to open up your Roth retirement account. Read the full transcript here: http://bit.ly/1HQDsc6 Hosted on Acast. See acast.com/privacy for more information.

Ep 373373 MG 5 Decisions Millennials Must Make to Grow Rich
Discover how to overcome common financial challenges and grow rich by making 5 important decisions. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/ZWPqhY Hosted on Acast. See acast.com/privacy for more information.

Ep 401401 MG Should You Invest Emergency Funds or Keep Cash?
Find out how much emergency money you need, the best places to put it, and whether investing some amount of it is a smart financial move. Read the full transcript here: http://bit.ly/1KsSPJB Hosted on Acast. See acast.com/privacy for more information.

Ep 400400 MG 8 Credit Card FAQs and Tips to Build Credit
Money Girl answers 8 frequently asked questions about credit cards and gives tips to maintain and build credit. Read the full transcript here: http://bit.ly/1HEdUgl Hosted on Acast. See acast.com/privacy for more information.

Ep 399399 MG How to Invest Money in Your IRA or 401k Retirement Account
Money Girl answers listener questions and explains how to invest money in your retirement account so you take the right amount of risk and reach your financial goals. Hosted on Acast. See acast.com/privacy for more information.

Ep 398398 MG What Is the Statute of Limitations on Old Debt?
Money Girl explains what the statue of limitations is on old debt, and details 4 options to help you handle your unpaid debts. Read the transcript: http://bit.ly/1Ht3PoU Hosted on Acast. See acast.com/privacy for more information.

Ep 397397 MG 6 Tips for Finding a Financial Advisor
Money Girl details 6 ways to choose the best financial advisor for your situation and budget. Plus, get access to an assessment tool that makes it easy to rate and compare advisors, so you know which one fits your needs. Read the transcript here: http://bit.ly/1NSDF2X. Hosted on Acast. See acast.com/privacy for more information.

Ep 396396 MG Top Online Banks and Safe Banking Tips
Money Girl reviews the best online bank accounts, so you can see how yours stacks up! Plus, she offers 8 tips for staying safe when you’re banking online. Read the transcript here: http://bit.ly/1CxOT0G Hosted on Acast. See acast.com/privacy for more information.

Ep 395395 MG When to Use a Balance Transfer Credit Card
Money Girl explains the right way to use a balance transfer credit card to save on interest fees, and pay off your debt faster. Read the transcript: http://bit.ly/1Cb5C9V Hosted on Acast. See acast.com/privacy for more information.

Ep 394394 MG Creating a Backdoor Roth IRA
If you make too much to be eligible to contribute to a Roth IRA, Money Girl explains how to create a backdoor Roth IRA - and whether this is a smart move for your situation and financial needs. Read the transcript: http://bit.ly/1CbobOB Hosted on Acast. See acast.com/privacy for more information.

Ep 393393 MG Roth or Traditional Retirement Account?
Money Girl explains what you need to know before choosing a Roth or traditional retirement account - no matter if you invest using an IRA, a workplace account, or both. Plus, download the free Retirement Account Comparison Chart to fully understand all the account features. Read the transcript here: http://bit.ly/1CwQfiM Hosted on Acast. See acast.com/privacy for more information.

Ep 392392 MG 3 Common IRA Mistakes
Are misunderstandings about IRA accounts keeping you from financial security? Money Girl details 3 of the most common mistakes that may be preventing you from using IRAs to build wealth. Read the transcript: http://bit.ly/1AkXSBz Hosted on Acast. See acast.com/privacy for more information.

Ep 292292 MG Bank or Credit Union-Which Is Better?
Compare the benefits of using a credit union vs. a bank. Read the transcript: http://bit.ly/1M86q7l Hosted on Acast. See acast.com/privacy for more information.

Ep 391391 MG How to Save Money on Healthcare with an HSA
Money Girl explains who’s eligible to have an Health Savings Account (HSA), the rules for using one, and how they help you keep more money in your pocket now, and in the future. Read the transcript here: http://bit.ly/1LEMJC1 Hosted on Acast. See acast.com/privacy for more information.

Ep 389389 MG 5 Best Investing Tips to Make More Money
No matter if you’re a newbie investor or have been at it for decades, it’s important to understand the fundamentals. In this episode, Money Girl reviews the 5 best investing tips to make more money, so you can achieve your long-term financial goals. Visit the website: http://bit.ly/1zwEml5 Hosted on Acast. See acast.com/privacy for more information.

Ep 388388 MG What Is a Reverse Rollover for Your 401k?
Money Girl answers a listener question by explaining what a reverse rollover is, who should consider one, and the 10 main pros and cons to keep in mind before pulling the trigger. Read the transcript: http://bit.ly/1KkA7Bc Hosted on Acast. See acast.com/privacy for more information.

Ep 387387 MG 6 Steps to Take After a Parking Lot Car Accident
Money Girl explains how to handle a parking lot car accident so you stay safe, don't break the law, and protect your finances. Read the transcript: http://bit.ly/1BAIg0k Hosted on Acast. See acast.com/privacy for more information.

Ep 386386 MG 5 Surprising Homeowners Insurance Facts
Money Girl explains 5 surprising facts about what affects homeowner insurance quotes, plus how to save money, and how to prevent your premium from ballooning over time. Read the transcript: http://bit.ly/1Ey79ur Hosted on Acast. See acast.com/privacy for more information.

Ep 384384 MG 3 Steps for Organizing Your Financial Records
Money Girl reveals a simple, 3-step system for managing financial and tax records, and staying organized. Plus, learn how to determine what financial records to keep - and for how long. Read the transcript: http://bit.ly/1tPpOkJ Hosted on Acast. See acast.com/privacy for more information.

Ep 276276 MG 10 Ways to Save Money on Your Electricity Bill
As the heat rises use these tips to lower your utility bill. Read the transcript: http://bit.ly/1xLPH39 Hosted on Acast. See acast.com/privacy for more information.

Ep 383383 MG How to Do an Annual Finance Review
Money Girl explains why you should do an annual personal finance review, and reveals what important money lessons she learned in 2014. She also recommends terrific books to help you dive deeper into each lesson and set goals for accomplishing more next year. Read the transcript: http://bit.ly/1HBoxjT Hosted on Acast. See acast.com/privacy for more information.

Ep 382382 MG How to Make Money (Legitimately) from Home
Money Girl explains why you should create multiple sources of income, the best ways and places to get started, and important tax considerations, plus tools and tips to make sure you make money from home the right way. Read the transcript: http://bit.ly/1DQ0MG5 Hosted on Acast. See acast.com/privacy for more information.

Ep 381381 MG 5 Best Ways for Making Loans to Family and Friends
Money Girl explains what you show know about giving, lending, or borrowing when it involves family or friends, so you can protect both your finances and long-term relationships. Read the transcript: http://bit.ly/1DQ0PSj Hosted on Acast. See acast.com/privacy for more information.

Ep 280280 MG How to Invest in the Perfect Portfolio
Cut through the confusion and build a winning investment portfolio. Visit the website: http://bit.ly/1vRkQRV Hosted on Acast. See acast.com/privacy for more information.

Ep 380380 MG The Science of Gratitude and Financial Success
Discover the science of being grateful and how it affects your financial success. Plus, Money Girl reveals 5 tips to easily cultivate more gratitude in your daily life. Hosted on Acast. See acast.com/privacy for more information.

Ep 379379 MG Buying or Leasing a Car: Which Costs Less?
Money Girl explains the costs of buying and leasing a car, the main pros and cons of each, and how to get the best return on your investment depending on your lifestyle, budget, and financial goals. Visit the website: http://bit.ly/11CMV4a Hosted on Acast. See acast.com/privacy for more information.

Ep 378378 MG 5 Student Loan Repayment Options
Money Girl offers tips on how to manage education debt, and explains 5 student loan repayment options that can help you ease your financial burden, and save money. Visit the website: http://bit.ly/1v4OhC4 Hosted on Acast. See acast.com/privacy for more information.

Ep 377377 MG What Is the Obamacare Health Insurance Penalty?
In this episode I’ll cover what you should know about the tax penalty for being uninsured. You’ll learn how to calculate the Obamacare penalty, what the increases will be in future years, and who gets a break from having to pay it. Get the Money Girl Book at http://MoneyGirlBook. Visit the website: http://bit.ly/1xycqjA Hosted on Acast. See acast.com/privacy for more information.

Ep 376376 MG How to Make More Money
Money Girl reveals ways to make more money that doesn’t involve getting a second or third job—or even going back to school for an advanced degree. Listen on for 5 tips and plenty of useful info. Read the transcript: http://bit.ly/102YeBO Hosted on Acast. See acast.com/privacy for more information.

Ep 375375 MG How to Save Money During the Holiday Season
Money Girl reveals 5 tips to enjoy the holidays without getting a financial hangover you''ll regret in the New Year. Read the transcript: http://bit.ly/1shnFGr Hosted on Acast. See acast.com/privacy for more information.

Ep 374374 MG 5 Tools to Mange Money and Fix Your Finances
Discover the best financial and productivity tools to take your money management skills to the next level with less time and hassle. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1yK6cyW Hosted on Acast. See acast.com/privacy for more information.

Ep 223223 MG Should You Pay Down Debt Early?
Find out what you should do with your extra money. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/1BNIj6K Hosted on Acast. See acast.com/privacy for more information.

Ep 372372 MG Self-Employed? When and Why to Incorporate Your Small Business
If you're a freelancer, contractor, or own a small business, you may have wondered if you should incorporate your venture. Money Girl breaks down the pros and cons. Hosted on Acast. See acast.com/privacy for more information.

Ep 371371 MG What Happens to Credit Card Debt When You Die?
Find out the answer to common questions about may be responsible for credit card debt when you die. Hosted on Acast. See acast.com/privacy for more information.

Ep 370370 MG Pros and Cons of Using an Annuity for Retirement Income
Worried you won’t have enough retirement income? Find out what an annuity is, and the pros and cons of using one for retirement income. Hosted on Acast. See acast.com/privacy for more information.

Ep 369369 MG 4 Major Disasters Homeowners and Renters Insurance Won’t Cover
Money Girl breaks down what is and isn’t covered by home and renters insurance--so you'll know before its too late! Hosted on Acast. See acast.com/privacy for more information.