Money Girl

If you’re eager to move into your dream home, preparing your credit for a mortgage approvall should definitely be on your agenda. Laura gives 6 tips for building credit before you apply for a mortgage, so you get a loan that costs as little as possible. Read the full transcript here: http://bit.ly/1sUoe1c Hosted on Acast. See acast.com/privacy for more information.

No matter if you’re celebrating or protesting Donald Trump's victory for the White House, in this post I’ll cover 6 key areas where the President-elect could change your personal finances. You'll get solid advice to manage your money no matter what’s around the corner. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2f5zjpc Hosted on Acast. See acast.com/privacy for more information.

Homeowners insurance takes a bite out of your budget when you own a home. Laura covers 10 facts you should know about home insurance so you get the most out of it, fully understand the coverage, and pay less. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2g0TpmF Hosted on Acast. See acast.com/privacy for more information.

Managing one or more Health Savings Accounts can seem complicated. Laura answers a listener question about what do to when you end up with more than one HSA. Find out how these special accounts save money, the rules for using them, who can have one, and where to open one up. Get the Money Girl book at http://www.MoneyGirlBook.com. Read the full transcript here: http://bit.ly/2f9iZqI Hosted on Acast. See acast.com/privacy for more information.

Laura interviews Tom Meyer to discuss really needs a financial advisor. Find out when it's the right time to hire a financial professional, how much money you should have, where to find one, how they're paid, and how to know you've found someone who's the best fit for your situation. Read the full transcript here: http://bit.ly/2dWzUxP Hosted on Acast. See acast.com/privacy for more information.

In honor of National Cyber Security Awareness Month in October, Laura gives you 7 tips to stay connected with family and friends on social media as safely as possible so ordinary details you share won't be used by cyber thieves to hurt your personal finances. Read the full transcript here: http://bit.ly/2drUJRq Get the Money Girl book at http://www.MoneyGirlBook.com. Hosted on Acast. See acast.com/privacy for more information.

Tired of dealing with your cable company and paying sky high bills? Then it’s time to finally cut the cable TV cord and save money. In this expert interview we cover details like how much you can save, pros and cons, setup costs, watching sports, best devices and streaming services, and the first steps to get started. Read the full transcript here: http://bit.ly/2db6KWV Hosted on Acast. See acast.com/privacy for more information.

Laura answers a listener question and explains what happens when a friend, family member, or spouse leaves you an IRA. There are 5 important rules you should know to avoid costly mistakes that could trigger huge tax penalties with an inherited IRA. Read the full transcript here: http://bit.ly/2dkK9wf Get the Money Girl book at http://moneygirlbook.com. Hosted on Acast. See acast.com/privacy for more information.

No matter your current stage in life, there are easy ways to improve your personal finances. Laura covers 3 simple actions to take today to create more financial security, increase your options, have more peace of mind, and get closer to accomplishing your financial goals. Read the full transcript here: http://bit.ly/2chr34N Hosted on Acast. See acast.com/privacy for more information.

Stop making investing so complicated! All you need are these fundamentals to build a huge amount of wealth. Laura gives you the truth about how to start investing and which investments to choose. Read the full transcript here: http://bit.ly/1L5cYRZ Hosted on Acast. See acast.com/privacy for more information.

Want a great wardrobe but don't want to spend a fortune building it? Laura gives men and women 8 smart tips to spend less on clothes and build a better wardrobe at the same time. You’ll learn how to create a wardrobe strategy, know what’s a good deal, find deeper discounts, and understand how to care for what you buy the right way so it lasts longer. Read the full transcript here: http://bit.ly/2bIvRo3 Hosted on Acast. See acast.com/privacy for more information.

Not really sure how to manage money as a new couple? It can be tricky, but Laura gives solid advice for how to know what's right for your situation. Use these 6 tips to avoid potential disagreements and create a great financial life together. Read the full transcript here: http://bit.ly/2bsApyo Hosted on Acast. See acast.com/privacy for more information.

Laura interviews Stan Corey, a divorce expert and author of a new book,The Divorce Dance. They talk about different types of divorce proceedings, financial mistakes to avoid, how to divide up assets the right way, how to get divorced when you don't have much money to pay for it, and more. Read the full transcript here: http://bit.ly/2bvvbla Hosted on Acast. See acast.com/privacy for more information.

Laura explains how 401k employer matching works and answers a listener question about what to do when your company doesn't match your retirement contributions. Find out if it still makes sense to invest in a 401k with no matching funds to boost your account. Read the full transcript here: http://bit.ly/2b7pY1S Hosted on Acast. See acast.com/privacy for more information.

It’s great to have bonus income, but the net amount can be surprisingly less than you expect. Laura explains the bonus tax rate and different types of income that get singled out for special tax withholding. Plus find out how getting a bonus also affects contributions to workplace retirement accounts like a 401k or 403b. Read the full transcript here: http://bit.ly/2btQNMy Hosted on Acast. See acast.com/privacy for more information.

Not only is having good credit a requirement for getting loans and credit cards, especially at competitive interest rates, but it affects other parts of your financial life--even if you never take out a loan. Laura answers 4 questions from readers and podcast listeners about how to monitor, repair, and build credit for life. Read the full transcript here: http://bit.ly/2aqxMNd Hosted on Acast. See acast.com/privacy for more information.

Not sure if you should cancel a credit card? Laura answers a listener question and gives you 5 questions to ask that will help you know whether closing a credit card will barely affect your credit scores or end up hurting your finances. Read the full transcript here: http://bit.ly/2a4wGr4 Hosted on Acast. See acast.com/privacy for more information.

Laura interviews David Carlson, author of the new book Hustle Away Debt. If you're ready to tackle debt or just have more security, starting a side hustle can be a financial lifeline. Find out the main types to consider, even if your 9 to 5 job leaves you with little time to spare. Read the full transcript here: http://bit.ly/29IKsha Hosted on Acast. See acast.com/privacy for more information.

Laura answers a listener question about how to cut taxes when selling a home. Find out what the capital gains tax is, how it's figured, and 6 tips to legally sell your home tax free. Read the full transcript here: http://bit.ly/28NRkVZ Hosted on Acast. See acast.com/privacy for more information.

Laura interviews Bruce Lubin, co-author of the best-selling WHO KNEW? series of household hints books--and a new QDT podcast by the same name. We talk about clever ways to reduce energy usage and save money. Find out how Bruce gets his entire family on board to cut their utility bills. Read the full transcript here: http://bit.ly/28SOLpD Check out the Who Knew podcast on iTunes, Stitcher, Spotify, and Google Play! www.quickanddirtytips.com/who-knew Hosted on Acast. See acast.com/privacy for more information.

Laura covers what usage-based car insurance is and 3 facts to know that can save you money. Learn the major pros and cons and how making a change in could drive down your car insurance rate. Read the full transcript here: http://bit.ly/28QFAq0 Hosted on Acast. See acast.com/privacy for more information.

No matter if you’re saving money to pay for college for yourself or a child, it’s important to use the right type of account so you get as many benefits as possible. Laura answers a listener question about whether he should use an IRA or a 529 plan for the best results. Read the full transcript : http://bit.ly/1O88phe Hosted on Acast. See acast.com/privacy for more information.

Understand risky situations when you should never use a debit card--plus, your liability and consumer rights for both debit and credit cards. Read the full transcript here: http://bit.ly/1N0qhWd Hosted on Acast. See acast.com/privacy for more information.

Laura interviews Doug McCormick, author of the new book Family Inc. No matter your stage in life, you'll learn how to use business and corporate finance concepts to maximize your personal finances, make the most of your opportunities, and build wealth. Read the full transcript here: http://bit.ly/1sMw4dP Hosted on Acast. See acast.com/privacy for more information.

Laura interviews Kim Palmer, author of the new book Smart Mom, Rich Mom. Both men and women will take away smart tips to prepare for parenthood, adopt healthy habits, and make difficult choices that pay off in abundance during the financially challenging career and parenting years. Read the full transcript here: http://bit.ly/1Z0RIoc Hosted on Acast. See acast.com/privacy for more information.

Laura covers 10 products that everyone needs in order to create financial security, make more money, and manage your money the best way possible. Read the full transcript here: http://bit.ly/1TEey3y Hosted on Acast. See acast.com/privacy for more information.

Laura answers a podcast listener's question about how to invest money for higher returns. Find out how much and where to put your money so you create financial security without taking too much risk. Read the full transcript here: http://bit.ly/1qSZEgA Hosted on Acast. See acast.com/privacy for more information.

Laura interviews tax pros Garrett and Deborah Gregory, a married team who worked for the IRS before founding Gregory Law Group, PLLC in Dallas, Texas. You'll learn what you don’t know about the IRS, but should; tips for the self-employed; how to stay organized; how to pay less tax; and much more. Read the full transcript here: http://bit.ly/22vzBYp Hosted on Acast. See acast.com/privacy for more information.

Follow this step-by-step blueprint so you know exactly how to prioritize your personal finances. Use these 5 financial priorities to help set goals, leverage your resources, and build wealth as quickly as possible. Read the full transcript here: http://bit.ly/1KF3Ib1 Hosted on Acast. See acast.com/privacy for more information.

Ready to pay off your mortgage? Laura explains who should pay off their mortgage ahead of schedule and who shouldn't. Learn 8 ways to get rid of your home loan as quickly as possible--if it’s a smart financial move for you. Read the full transcript here: http://bit.ly/1RFNSll Hosted on Acast. See acast.com/privacy for more information.

Laura covers 5 strategic questions that you must answer in order to get a grasp on your current situation and take your personal finances to the next level. How you answer the questions will identify what’s missing in your financial life, where you want to go, and who you need to leverage for help. Read the full transcript here: http://bit.ly/25pMeIz Hosted on Acast. See acast.com/privacy for more information.

Confused about whether to invest in a traditional or a Roth retirement account? Laura answers a listener question that will help you understand the rules and prioritize contributions among different types of retirement accounts. Read the full transcript here: http://bit.ly/22iW5kw Hosted on Acast. See acast.com/privacy for more information.

Laura explains what COBRA continuation coverage is, who’s eligible for it, and how to apply and shop for health insurance at the lowest possible price after you leave a job. Read the full transcript here: http://bit.ly/1UeQNBC Hosted on Acast. See acast.com/privacy for more information.

It's time to face your bad habits and take control of your spending. Laura interviews money-saving expert, Andrea Woroch, for savvy shopping tips to protect your finances and save more money. Read the full transcript here: http://bit.ly/1PXjXkB Hosted on Acast. See acast.com/privacy for more information.

Ready to improve your credit scores? Laura answers credit questions from podcast listeners and readers. She explains what a secured credit card is, where to find one, and how to use the account to build or repair your credit no matter your situation. Read the full transcript here: http://bit.ly/1PXjMpo Hosted on Acast. See acast.com/privacy for more information.

Laura explains what private mortgage insurance (PMI) is and how to avoid paying it in the first place. If you’re already paying PMI, you’ll learn your rights for getting rid of it as quickly as possible so you can lower your mortgage payment and save more money. Read the full transcript here: http://bit.ly/1nWYEql Hosted on Acast. See acast.com/privacy for more information.

Laura interviews Rod Griffin, Experian's director of public education, about a variety of important topics that will help you build and maintain excellent credit, no matter your financial situation. Read the full transcript here: http://bit.ly/1M6sseF Hosted on Acast. See acast.com/privacy for more information.

Get the scoop on what a reverse mortgage is, the different types, who can have one, and how much you can borrow. Plus, Laura outlines the main pros and cons to consider before getting one. Read the full transcript here: http://bit.ly/1K70a37 Hosted on Acast. See acast.com/privacy for more information.

Laura answers tax questions from readers, listeners, followers, and group members that will help you understand how to pay less tax, defer it, or to boost your tax refund and save more money every year. Read the full transcript here: http://bit.ly/1PRgHV2 Hosted on Acast. See acast.com/privacy for more information.

Ever wish you were more successful with your personal finances? Laura reviews 6 key habits of financially healthy people that can add up to transform your life and give you a more secure, happy future. Read the full transcript here: bit.ly/22LMkJi Hosted on Acast. See acast.com/privacy for more information.

Laura covers 5 main advantages of having a mortgage, plus when it pays to wait for one. You'll find out whether you should pay off a mortgage early and how much debt you should have to maintain a healthy financial life. Read the full transcript here: bit.ly/1JYqU04 Hosted on Acast. See acast.com/privacy for more information.

Laura answers common investing questions from a young college student and a baby boomer. No matter if you're just starting out, getting close to retirement, or are somewhere in between, you'll get tips to make sure you have plenty of money for a comfortable retirement. Read the full transcript here: http://bit.ly/1O9dwNw Hosted on Acast. See acast.com/privacy for more information.

Laura answers a listener question about how to get out of a car lease early. Find out how car leasing works, what to do if you need to exit one before it expires, and how it compares to buying a vehicle. Read the full transcript here: http://bit.ly/1RpxFPU Hosted on Acast. See acast.com/privacy for more information.

Laura answers questions about how replacements for lost or stolen credit cards affect your credit. Find out how to protect your credit and the best places to get your reports and credit scores for free. Read the full transcript here: http://bit.ly/1MhUJIv Hosted on Acast. See acast.com/privacy for more information.

Laura explains a brand new type of retirement account called the myRA. Find out the pros and cons, who's eligible to have one, and how to set one up. Read the full transcript here: http://bit.ly/1JcPz0y Hosted on Acast. See acast.com/privacy for more information.

Find out Money Girl's favorite radically simple and innovative places to invest money right now - no matter how much cash you have to spare. Read the transcipt: http://bit.ly/1BrQElw Hosted on Acast. See acast.com/privacy for more information.

Don't let common credit pitfalls hurt your financial life! Laura answer reader questions and covers 7 credit traps that could upset your personal finances if you’re not looking out for them. Read the full transcript here: http://bit.ly/1WV1whw Hosted on Acast. See acast.com/privacy for more information.

Ever worried about having to pay a deceased family member’s debts or wondered who will pay yours? Laura Adams gives you the facts (and peace of mind, hopefully) about debt and death. Read the full transcript here: http://bit.ly/1Mmcf2U Hosted on Acast. See acast.com/privacy for more information.

Laura answers reader questions about 401ks and 403bs, including what happens to your account if you get divorced, how to handle a retirement provider that doesn't seem reputable, and how to pay taxes due when you convert a traditional plan into a Roth IRA. Read the full transcript here: http://bit.ly/1GNpGZ2 Hosted on Acast. See acast.com/privacy for more information.

Follow 5 steps to manage your finances with no (or much less) paper. Learn the pros and cons, a few paper exceptions to consider, and how to make a transition to digital record keeping as easy and comfortable as possible. Read the full transcript here: http://bit.ly/1P0C2Qt Hosted on Acast. See acast.com/privacy for more information.