
Money Girl
1,009 episodes — Page 13 of 21

Ep 435435 MG Pros and Cons of a Getting a Reverse Mortgage
Get the scoop on what a reverse mortgage is, the different types, who can have one, and how much you can borrow. Plus, Laura outlines the main pros and cons to consider before getting one. Read the full transcript here: http://bit.ly/1K70a37 Hosted on Acast. See acast.com/privacy for more information.

Ep 434434 MG Financial Q&A: Tips to Pay Less Tax or Get a Bigger Refund
Laura answers tax questions from readers, listeners, followers, and group members that will help you understand how to pay less tax, defer it, or to boost your tax refund and save more money every year. Read the full transcript here: http://bit.ly/1PRgHV2 Hosted on Acast. See acast.com/privacy for more information.

Ep 432432 MG 6 Essential Habits of Financially Healthy People
Ever wish you were more successful with your personal finances? Laura reviews 6 key habits of financially healthy people that can add up to transform your life and give you a more secure, happy future. Read the full transcript here: bit.ly/22LMkJi Hosted on Acast. See acast.com/privacy for more information.

Ep 431431 MG Should You Get or Pay Off a Home Mortgage?
Laura covers 5 main advantages of having a mortgage, plus when it pays to wait for one. You'll find out whether you should pay off a mortgage early and how much debt you should have to maintain a healthy financial life. Read the full transcript here: bit.ly/1JYqU04 Hosted on Acast. See acast.com/privacy for more information.

Ep 430430 MG Investing Tips for College Students and Baby Boomers (Plus Everyone in Between)
Laura answers common investing questions from a young college student and a baby boomer. No matter if you're just starting out, getting close to retirement, or are somewhere in between, you'll get tips to make sure you have plenty of money for a comfortable retirement. Read the full transcript here: http://bit.ly/1O9dwNw Hosted on Acast. See acast.com/privacy for more information.

Ep 429429 MG How Leasing a Car (and Getting Out Early) Works
Laura answers a listener question about how to get out of a car lease early. Find out how car leasing works, what to do if you need to exit one before it expires, and how it compares to buying a vehicle. Read the full transcript here: http://bit.ly/1RpxFPU Hosted on Acast. See acast.com/privacy for more information.

Ep 428428 MG Do Lost or Stolen Credit Cards Hurt Your Credit Score?
Laura answers questions about how replacements for lost or stolen credit cards affect your credit. Find out how to protect your credit and the best places to get your reports and credit scores for free. Read the full transcript here: http://bit.ly/1MhUJIv Hosted on Acast. See acast.com/privacy for more information.

Ep 427427 MG What Is a myRA Retirement Account?
Laura explains a brand new type of retirement account called the myRA. Find out the pros and cons, who's eligible to have one, and how to set one up. Read the full transcript here: http://bit.ly/1JcPz0y Hosted on Acast. See acast.com/privacy for more information.

Ep 390390 MG 4 Radically Simple Places to Invest
Find out Money Girl's favorite radically simple and innovative places to invest money right now - no matter how much cash you have to spare. Read the transcipt: http://bit.ly/1BrQElw Hosted on Acast. See acast.com/privacy for more information.

Ep 426426 MG 7 Credit Score Traps You Should Avoid
Don't let common credit pitfalls hurt your financial life! Laura answer reader questions and covers 7 credit traps that could upset your personal finances if you’re not looking out for them. Read the full transcript here: http://bit.ly/1WV1whw Hosted on Acast. See acast.com/privacy for more information.

Ep 425425 MG The Truth About Debt and Death
Ever worried about having to pay a deceased family member’s debts or wondered who will pay yours? Laura Adams gives you the facts (and peace of mind, hopefully) about debt and death. Read the full transcript here: http://bit.ly/1Mmcf2U Hosted on Acast. See acast.com/privacy for more information.

Ep 424424 MG 3 FAQs About 401k Retirement Plans
Laura answers reader questions about 401ks and 403bs, including what happens to your account if you get divorced, how to handle a retirement provider that doesn't seem reputable, and how to pay taxes due when you convert a traditional plan into a Roth IRA. Read the full transcript here: http://bit.ly/1GNpGZ2 Hosted on Acast. See acast.com/privacy for more information.

Ep 423423 MG How to Go Paperless (Securely) with Your Finances
Follow 5 steps to manage your finances with no (or much less) paper. Learn the pros and cons, a few paper exceptions to consider, and how to make a transition to digital record keeping as easy and comfortable as possible. Read the full transcript here: http://bit.ly/1P0C2Qt Hosted on Acast. See acast.com/privacy for more information.

Ep 422422 MG 5 Retirement Options When You’re Self-Employed
Even if you don't work for a big company, you can still use a retirement account to cut taxes and save more for the future. Laura answers a reader question and covers 5 of the best retirement accounts to use when you're a freelancer, work part time, are self-employed, or work for a small company that doesn't offer a retirement plan. Read the full transcript here: http://bit.ly/1RL0iEF Hosted on Acast. See acast.com/privacy for more information.

Ep 419419 MG Credit Card Authorized Users—How to Avoid Getting Burned
Considering adding a partner, spouse, family member, or friend as an authorized user to your credit card? Or maybe you want to be added to someone else's card. First, understand the potential risks. Read the full transcript here: http://bit.ly/1MsUTA6 Hosted on Acast. See acast.com/privacy for more information.

Ep 418418 MG When to Monitor, Freeze, or Put an Alert on Your Credit
Find out what to do when you find out that your personal data has been compromised. Understand the differences between a security fraud alert and a credit freeze, how they affect your credit, and the pros and cons of using a credit monitoring service. Read the full transcript here: http://bit.ly/1OVW3qe Hosted on Acast. See acast.com/privacy for more information.

Ep 417417 MG 8 Financial Truths That Can Change Your Life
Laura covers eight truths that have the power to transform your financial life. Use them to make better decisions, set the right priorities, and build more wealth. Read the full transcript here: http://bit.ly/1iNi2TU Hosted on Acast. See acast.com/privacy for more information.

Ep 416416 MG Financial Q&A: Tips to Hack Money Management
It's time to hack money management so you earn more, save time, stay organized, keep on track with your financial goals. Read the full transcript here: http://bit.ly/1Kemlke Hosted on Acast. See acast.com/privacy for more information.

Ep 415415 MG The Truth About Credit and Insurance Rates
There's a surprising relationship between your credit and what you pay for insurance. Find out which states allow credit to be used in setting rates, which types of policies are affected, and exactly how much you'll pay for not having excellent credit. Read the full transcript here: http://bit.ly/1LJok0e Hosted on Acast. See acast.com/privacy for more information.

Ep 413413 MG 7 Ways to Save on Healthcare and Fitness
Are you taking advantage of money-saving fitness and health tax breaks? Laura covers 7 tips to take charge of your health and your wealth so you can feel good, look good, and live the lifestyle you want. Read the full transcript here: http://bit.ly/1LjEMH4 Hosted on Acast. See acast.com/privacy for more information.

Ep 412412 MG Financial Q&A: Money Management Tips for Families
Answers to family finance questions including how to save for college, whether couples should combine accounts, and co-signing loans. Plus a bonus Q&A about using credit cards with the newest technology. Read the full transcript here: http://bit.ly/1hjU7dY Hosted on Acast. See acast.com/privacy for more information.

Ep 411411 MG Why You Need a No Foreign Transaction Fee Credit Card
Even if you're not a world traveler, you might get stuck paying foreign transaction fees on credit card purchases. Matt Schulz from CreditCards.com joins Money Girl to explain foreign fees, which types of cards you should carry when traveling, and the best no-foreign fee cards available to save money. Download the Travel Card Comparison Chart to easily find the right card for your situation. Get the Money Girl Book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1K4g082 Hosted on Acast. See acast.com/privacy for more information.

Ep 410410 MG What You Need to Know About EMV Chip Credit Cards
Find out how technology is changing credit cards, what it means for shoppers, and whether it will really keep us safe from fraud. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1ON3Kgk Hosted on Acast. See acast.com/privacy for more information.

Ep 409409 MG How to Take Penalty-Free Early Withdrawals from Retirement Accounts
Understand the rules for taking distributions from retirement accounts and how to avoid paying a steep early withdrawal penalty. Get the Money Girl book at http://MoneyGirlBook.com. Read the full transcript here: http://bit.ly/1I708Xi Hosted on Acast. See acast.com/privacy for more information.

Ep 407407 MG 3 Real Estate FAQs for Buyers, Sellers, and Investors
Money Girl answers 3 FAQs about real estate to help you succeed whether you're a buyer, seller, or investor—or even if you just plan to become one someday. Read the full transcript here: http://bit.ly/1K9QnoP Hosted on Acast. See acast.com/privacy for more information.

Ep 406406 MG Advice for New Entrepreneurs Starting a Business
Money Girl answers a podcast listener's question about what entrepreneurs should consider when starting a business. Here are five tips to protect your liability, cut taxes, stay organized, and find professional help. Read the full transcript here: http://bit.ly/1Jqmdxk Hosted on Acast. See acast.com/privacy for more information.

Ep 405405 MG 8 Pros and Cons of Using Personal Loans to Consolidate Credit Card Debt
Money Girl explains the pros and cons of using personal loans to consolidate or pay off credit card debt. You’ll find out the best places to apply for a personal loan and how consolidating affects your credit. Read the full transcript here: http://bit.ly/1U5wsNp Hosted on Acast. See acast.com/privacy for more information.

Ep 404404 MG 5 FAQs About Roth Retirement Accounts
Money Girl answers six Roth FAQs from readers and podcast listeners to help you understand how to use them to invest for retirement. Plus, she explains the best places to open up your Roth retirement account. Read the full transcript here: http://bit.ly/1HQDsc6 Hosted on Acast. See acast.com/privacy for more information.

Ep 373373 MG 5 Decisions Millennials Must Make to Grow Rich
Discover how to overcome common financial challenges and grow rich by making 5 important decisions. Get the Money Girl book at http://MoneyGirlBook.com. Read the transcript: http://bit.ly/ZWPqhY Hosted on Acast. See acast.com/privacy for more information.

Ep 401401 MG Should You Invest Emergency Funds or Keep Cash?
Find out how much emergency money you need, the best places to put it, and whether investing some amount of it is a smart financial move. Read the full transcript here: http://bit.ly/1KsSPJB Hosted on Acast. See acast.com/privacy for more information.

Ep 400400 MG 8 Credit Card FAQs and Tips to Build Credit
Money Girl answers 8 frequently asked questions about credit cards and gives tips to maintain and build credit. Read the full transcript here: http://bit.ly/1HEdUgl Hosted on Acast. See acast.com/privacy for more information.

Ep 399399 MG How to Invest Money in Your IRA or 401k Retirement Account
Money Girl answers listener questions and explains how to invest money in your retirement account so you take the right amount of risk and reach your financial goals. Hosted on Acast. See acast.com/privacy for more information.

Ep 398398 MG What Is the Statute of Limitations on Old Debt?
Money Girl explains what the statue of limitations is on old debt, and details 4 options to help you handle your unpaid debts. Read the transcript: http://bit.ly/1Ht3PoU Hosted on Acast. See acast.com/privacy for more information.

Ep 397397 MG 6 Tips for Finding a Financial Advisor
Money Girl details 6 ways to choose the best financial advisor for your situation and budget. Plus, get access to an assessment tool that makes it easy to rate and compare advisors, so you know which one fits your needs. Read the transcript here: http://bit.ly/1NSDF2X. Hosted on Acast. See acast.com/privacy for more information.

Ep 396396 MG Top Online Banks and Safe Banking Tips
Money Girl reviews the best online bank accounts, so you can see how yours stacks up! Plus, she offers 8 tips for staying safe when you’re banking online. Read the transcript here: http://bit.ly/1CxOT0G Hosted on Acast. See acast.com/privacy for more information.

Ep 395395 MG When to Use a Balance Transfer Credit Card
Money Girl explains the right way to use a balance transfer credit card to save on interest fees, and pay off your debt faster. Read the transcript: http://bit.ly/1Cb5C9V Hosted on Acast. See acast.com/privacy for more information.

Ep 394394 MG Creating a Backdoor Roth IRA
If you make too much to be eligible to contribute to a Roth IRA, Money Girl explains how to create a backdoor Roth IRA - and whether this is a smart move for your situation and financial needs. Read the transcript: http://bit.ly/1CbobOB Hosted on Acast. See acast.com/privacy for more information.

Ep 393393 MG Roth or Traditional Retirement Account?
Money Girl explains what you need to know before choosing a Roth or traditional retirement account - no matter if you invest using an IRA, a workplace account, or both. Plus, download the free Retirement Account Comparison Chart to fully understand all the account features. Read the transcript here: http://bit.ly/1CwQfiM Hosted on Acast. See acast.com/privacy for more information.

Ep 392392 MG 3 Common IRA Mistakes
Are misunderstandings about IRA accounts keeping you from financial security? Money Girl details 3 of the most common mistakes that may be preventing you from using IRAs to build wealth. Read the transcript: http://bit.ly/1AkXSBz Hosted on Acast. See acast.com/privacy for more information.

Ep 292292 MG Bank or Credit Union-Which Is Better?
Compare the benefits of using a credit union vs. a bank. Read the transcript: http://bit.ly/1M86q7l Hosted on Acast. See acast.com/privacy for more information.

Ep 391391 MG How to Save Money on Healthcare with an HSA
Money Girl explains who’s eligible to have an Health Savings Account (HSA), the rules for using one, and how they help you keep more money in your pocket now, and in the future. Read the transcript here: http://bit.ly/1LEMJC1 Hosted on Acast. See acast.com/privacy for more information.

Ep 389389 MG 5 Best Investing Tips to Make More Money
No matter if you’re a newbie investor or have been at it for decades, it’s important to understand the fundamentals. In this episode, Money Girl reviews the 5 best investing tips to make more money, so you can achieve your long-term financial goals. Visit the website: http://bit.ly/1zwEml5 Hosted on Acast. See acast.com/privacy for more information.

Ep 388388 MG What Is a Reverse Rollover for Your 401k?
Money Girl answers a listener question by explaining what a reverse rollover is, who should consider one, and the 10 main pros and cons to keep in mind before pulling the trigger. Read the transcript: http://bit.ly/1KkA7Bc Hosted on Acast. See acast.com/privacy for more information.

Ep 387387 MG 6 Steps to Take After a Parking Lot Car Accident
Money Girl explains how to handle a parking lot car accident so you stay safe, don't break the law, and protect your finances. Read the transcript: http://bit.ly/1BAIg0k Hosted on Acast. See acast.com/privacy for more information.

Ep 386386 MG 5 Surprising Homeowners Insurance Facts
Money Girl explains 5 surprising facts about what affects homeowner insurance quotes, plus how to save money, and how to prevent your premium from ballooning over time. Read the transcript: http://bit.ly/1Ey79ur Hosted on Acast. See acast.com/privacy for more information.

Ep 384384 MG 3 Steps for Organizing Your Financial Records
Money Girl reveals a simple, 3-step system for managing financial and tax records, and staying organized. Plus, learn how to determine what financial records to keep - and for how long. Read the transcript: http://bit.ly/1tPpOkJ Hosted on Acast. See acast.com/privacy for more information.

Ep 276276 MG 10 Ways to Save Money on Your Electricity Bill
As the heat rises use these tips to lower your utility bill. Read the transcript: http://bit.ly/1xLPH39 Hosted on Acast. See acast.com/privacy for more information.

Ep 383383 MG How to Do an Annual Finance Review
Money Girl explains why you should do an annual personal finance review, and reveals what important money lessons she learned in 2014. She also recommends terrific books to help you dive deeper into each lesson and set goals for accomplishing more next year. Read the transcript: http://bit.ly/1HBoxjT Hosted on Acast. See acast.com/privacy for more information.

Ep 382382 MG How to Make Money (Legitimately) from Home
Money Girl explains why you should create multiple sources of income, the best ways and places to get started, and important tax considerations, plus tools and tips to make sure you make money from home the right way. Read the transcript: http://bit.ly/1DQ0MG5 Hosted on Acast. See acast.com/privacy for more information.

Ep 381381 MG 5 Best Ways for Making Loans to Family and Friends
Money Girl explains what you show know about giving, lending, or borrowing when it involves family or friends, so you can protect both your finances and long-term relationships. Read the transcript: http://bit.ly/1DQ0PSj Hosted on Acast. See acast.com/privacy for more information.