Mitlin Money Mindset

Everyone's talking about AI, but almost nobody knows what to actually do with it. The disruption isn't just hitting creatives and tech companies — it's coming for everyone who refuses to adapt. Taryn Southern is an award-winning storyteller, creative technologist, and founder of Creative AI Bootcamp. In this episode, she explains why we all need to be concerned about AI, how everyone (especially solopreneurs) can integrate it into their business, and why storytelling is the skill that will keep your business alive. You'll get tips and tools for protecting yourself from AI scams and discerning what's real and what's AI. Topics discussed: Introduction (00:00) Taryn's career: from YouTube to AI (01:46) The real dangers of AI and how to protect yourself (05:31) How AI will force creatives and all knowledge workers to adapt (11:24) "Tech will make buddhists out of all of us" (17:52) YouTube's role in elevating voices and brands (19:43) How entrepreneurs and businesses can integrate AI (21:29) Turning a breast cancer diagnosis into a GPT (24:40) What brought you JOY today? (30:28) If you're a writer who wants to take control of your finances, read Mitlin Financial's Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung About Our Guest: Taryn Southern is an award-winning storyteller, speaker, and creative technologist whose works explores the intersection of emerging technology and human potential. As an early YouTuber with more than 750+ million views, Taryn has more than two decades experience in story and brand strategy for digital audiences. Her groundbreaking AI experiments include composing the world's first AI pop album in 2017, cloning herself in 2020, and directing a Tribeca Film Festival documentary on brain-computer interfaces (BCIs). At one of the world's leading implantable neurotechnology companies, Taryn oversaw marketing and communications for two successful funding rounds totaling over $230M+. She advises and speaks at Fortune500 companies on AI and human potential. Connect with Taryn Southern: Instagram: https://www.instagram.com/tarynsouthern/ YouTube: https://www.youtube.com/TarynSouthern X: https://x.com/TarynSouthern Website: https://tarynsouthern.com/ Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Most people convince themselves they're not ready yet. They need the right gear, the right space, the right moment to start. Nick Ciavarella built two brands in an apartment and now his work runs on NHL social, ESPN, Bleacher Report, and Barstool. In this episode, Nick, aka 716Nick, breaks down how he turned his creative passion into a career, how anyone can turn free work into paid opportunities, and why relationships are the key to getting to the next level. Topics discussed: Introduction (00:00) Nick's origin story and finding his creative voice (01:56) How the Dishin' brand came together (05:51) Leveraging social media to market your brand for free (08:33) Advice for aspiring entrepreneurs (10:56) Creating content for the NHL (12:46) How to speed up your workflow (16:32) Motion tracking and going viral (19:01) Should you work for free in the beginning of your career? (23:24) How working with creatives drives your own growth (27:27) What brought you JOY today? (30:23) If you're a writer who wants to take control of your finances, read Mitlin Financial's Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://mitlin.us/CollegeQuiz Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://mitlin.us/DownloadTaxList Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://mitlin.us/RetirementQuiz Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Nick Ciavarella: Instagram: https://www.instagram.com/716nick TikTok: https://www.tiktok.com/@716nick LinkedIn: https://www.linkedin.com/in/nicholas-ciavarella-24b757156 X: https://x.com/ehCavo About Our Guest: Known as 716nick, Ciavarella is an influential content creator, cinematographer and video producer whose work within sports has serviced top-tier athletes such as Rasmus Dahlin, Tyreek Hill and several others. He has also helped build viral brand content for national audiences featured on NHL Social, Bleacher Report, Barstool Sports and ESPN. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Grit isn't a personality trait — it's something you can build. In this episode, leadership expert Lara "LJ" Johnson breaks down how the "born with it or not" myth holds people back and what grit actually looks like in real life. You'll learn why the "muscle through" mentality fails most teams, why most people stay trapped in negative thought loops, and the tools that helped Lara survive life's toughest moments. Topics discussed: Introduction (00:00) From homelessness to rebuilding her life in the U.S. (01:35) Belief as the difference between quitting and finding a solution (07:37) The tragedy that inspired the Global Grit System (10:32) How the 54321 grounding technique saved her life (13:42) The aftermath: why she wrote 𝘏𝘶𝘯𝘵 𝘰𝘳 𝘉𝘦 𝘏𝘶𝘯𝘵𝘦𝘥 (16:51) Global Grit System: 4 principles and 4 types of grit (20:28) Why choosing the right spouse matters for entrepreneurs and leaders (22:43) Becoming a U.S. citizen and pursuing the American dream (24:33) The reality and strength of military families (27:37) What brought you JOY today? (29:21) Text GRIT to 33777 to get LJ's free Global Accountability Guide! If you're a writer who wants to take control of your finances, read Mitlin Financial's Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Lara "LJ" Johnson: LinkedIn: https://www.linkedin.com/in/larawylesjones/ Instagram: https://www.instagram.com/officiallaraj Website: http://www.officiallaraj.com/ About Our Guest: Lara Johnson is one of the most requested speakers on grit and is an award-winning Leadership Performance and Grit Development Expert, International Keynote Speaker, Creator of the Global G.R.I.T. System®, Creator of the Grit Type Indicator®, Founder and CEO of TWO global businesses Be A Legend and G.R.I.T. Global®, author of the bestselling book "Hunt to Be Hunted", a sought after executive coach and competitive athlete. Lara has also been recognized as one of the fastest growing and most influential entrepreneurs in the U.S., being spotlighted and named in the prestigious Marquis "Who's Who in America" owing to her noteworthy achievements and accomplishments that have proved to be of significant value to society. Originally from the UK and now residing in Arizona, US, Lara has a track record of skyrocketing companies into multimillion-dollar empires. She has been crowned the WORLDWIDE STEVIE® Award Winner NINE times for "Woman of the Year," "Female Entrepreneur of the Year," "Female Executive of the Year," and "Best Female Thought Leader of the Year" for her creation of the Global G.R.I.T. System®, the Grit Type Indicator® and her contributions within her field, most recently being featured on the NASDAQ Billboard in New York Times Square for winning an international award for the Top Grit Development and Performance Expert of the Year. As the renowned Global Grit Girl®, Lara has channeled her deep expertise and research into creating the Global G.R.I.T. System®. She works with Fortune 100 companies, the US military, celebrities, and executives identifying the four 'elements' of grit and the four 'types' of grit, unlocking, developing and enhancing grit, to do the hard things when it matters most, increase performance and teach the skills through her Global G.R.I.T. System®. She teaches how anyone can break out of the comfort zone permanently, push past the fear zone, into the learning zone to achieve growth, without burning out and how to use grit effectively through times of change, whether you think you have it or not. Featured on major networks such as PBS, CBS, Fox News, ABC, and NBC, for her grit and resilience facing the loss of her youngest son and nearly her own life as well as her work in the development of grit as a system, has inspired many. Renowned household names including Goldman Sachs, Wells Fargo, KPMG, Northwestern Mutual, Schlumberger, Western Alliance Bank, and many more, have enlisted Lara to elevate their teams' performance and cultivate grit through her speaking, workshops, and programs. Lara is wife to a US Army S

Most people build careers by default, not by design. Collin Strachan chose differently — he left corporate, hit the road, and started a production company that's worked with brands like Dude Wipes and Ridge Wallet. In this episode, you'll learn how he stopped pitching and instead used LinkedIn to create inbound opportunities, why they refuse to negotiate price with clients, and the real tradeoffs of mixing work and play. Topics discussed: Introduction (00:00) From traveling to starting a production company, Every Mile Creative (01:39) Leaving the "safe" job to get back time and freedom (07:48) Why they pivoted to work with non-traditional brands (13:52) Why they don't negotiate pricing and how it filters for better clients (18:01) How to navigate business with your spouse (23:33) Designing his business around a lifestyle (26:27) Building an inbound pipeline through LinkedIn (28:08) What brought you JOY today? (32:58) If you're a writer who wants to take control of your finances, read Mitlin Financial's Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Collin Strachan: LinkedIn: https://www.linkedin.com/in/collinstrachan/ Skool: https://www.skool.com/become-unforgettable/about Website: https://www.alaskaproductioncompany.com/ About Our Guest: I'm Collin, and I run Alaska Production Company with my wife Kendal from a 33-foot Airstream while living off-grid in Alaska with our kids. We've generated over $100M in revenue for brands like DUDE Wipes, Solo Stove, and Ridge Wallet by creating viral ads in extreme Alaska locations. I also run "Become Unforgettable," a LinkedIn coaching community where I teach creators and founders how to use storytelling to grow their presence and generate real revenue Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Money habits start forming long before most families ever talk about them. The result? Teens and adults who only know how to spend or save and miss everything else money can do. That's one reason Mac Gardner, founder of FinLit Tech, created interactive tools to teach families financial literacy. In this episode, we discuss his book The Four Money Bears, why so many parents avoid money conversations, and how early exposure shapes lifelong habits and generational wealth. Plus, find out how advisors can help close the gap, reach more families and bring more diversity into the industry. Topics discussed: Introduction (00:00) The entrepreneurial journey and founding FinLit Tech (01:35) Why financial literacy is so important for kids and families (03:49) How financial education is lacking in schools (05:38) Financial education tips and tools for young children (08:24) The three Rs of learning money and the four money functions (10:42) Building generational wealth through education and habits (12:31) Mac's book, The Four Money Bears (15:54) How gamified learning makes money more tangible (18:38) Working with E-Money to create a CFP board CE course (20:47) Diversity in the financial planning industry (23:00) What brought you JOY today? (27:40) If you're a writer who wants to take control of your finances, read Mitlin Financial's Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Mac Gardner: LinkedIn: https://www.linkedin.com/in/macgardner/ Website: https://www.thefourmoneybears.com// About Our Guest: Mac Gardner, a Certified Financial Planner practitioner, has served in the financial services industry for more than 20 years. His passion for financial literacy led him to publish his first book, "Motivate Your Money!". The book serves as a tool to share his extensive experiences in the field of Personal Financial Planning. His second book, "The Four Money Bears" teaches children about the four basic functions of money. It is a fun and entertaining way for parents to start the conversation about money with their young children. Mac serves as Founder and Chief Education Officer of FinLit Tech. The company's mission is "Building a Bridge Between Financial Literacy and Financial Technology". FinLit Tech develops Financial Education tools to start the personal finance education journey from as early as elementary school. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Women are about to inherit trillions — yet many underestimate their ability to invest. But women are actually proven to outperform men when they invest, so what's keeping women from investing with confidence? Liz Faircloth saw this gap and started InvestHER, a community that helps women take control of their financial futures and define success on their own terms. In this episode, she shares how women approach investing differently and why she believes women aren't a niche in investing, but actually the future of it. Hear the key decisions that helped her go from owning one duplex to owning a portfolio worth $160 million! Topics discussed: Introduction (00:00) How discovering real estate changed her career path (01:14) Real estate lessons and fundamentals (07:24) What inspired Liz to build a community through InvestHER (10:44) Why podcasting was a strategic move — not a side project (13:08) The Great Wealth Transfer and why women need investing confidence (14:57) Paying yourself vs. reinvesting in your business (19:33) Shaping your money habits around your health (23:41) Communication tips for working with your spouse (27:38) What brought you JOY today? (30:22) If you're a writer who wants to take control of your finances, read Mitlin Financial's Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Liz Faircloth: Instagram: https://www.instagram.com/therealestateinvesther Facebook: https://www.facebook.com/therealestateinvesther Website: https://investhercon.therealestateinvesther.com/ About Our Guest: While studying to become a social worker, I was introduced to Rich Dad Poor Dad like Andresa. And that's when the trajectory of my life changed. After a year of taking countless classes at a local REIA, analyzing hundreds of deals, and getting a ton of "no's", my now husband and I purchased our first investment property which was a duplex outside of Philadelphia. Today, our team owns and manages millions of dollars of real estate. I have learned a ton of lessons. But most importantly, I discovered how complicated – and essential – it is for women to have the tools we need to successfully balance our lives as women, wives, moms, and entrepreneurs. That's why we created our InvestHER® Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Self-employed or running a creative business? You're not alone if tax season turns into a last-minute scramble to find help from someone who understands that your income doesn't look like a normal paycheck. Artist turned tax expert Hannah Cole takes the fear out of taxes and explains the basics in a clear, approachable way. You'll learn what to do throughout the year to make tax season easier, how much to save for self-employment tax, and get tips for making the transition from side hustle to full-time business. Topics discussed: Introduction (00:00) What inspired Hannah to become a tax expert (01:44) Why creatives feel unseen by accountants (04:51) Tax tips for the self-employed (06:05) How to filter out bad advice and choose the right professional (08:53) Tax Day financial check-up (11:16) Key numbers to review on your tax return (13:00) How to estimate your quarterly taxes (15:19) Hannah's book, Taxes for Humans, and more resources (16:16) Transitioning from side hustle to full-time business (17:41) What brought you JOY today? (21:14) If you're a writer who wants to take control of your finances, read Mitlin Financial's Write Your Financial Future: A Financial Guide for Authors: https://www.mitlinfinancial.com/insights/blog/write-your-financial-future-a-financial-guide-for-authors/ Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Hannah Cole: The Sunlight Podcast: https://www.sunlighttax.com/podcast Instagram: https://www.instagram.com/sunlighttax/ TikTok: https://www.tiktok.com/@sunlighttax Youtube: https://www.youtube.com/@sunlighttax LinkedIn: https://www.linkedin.com/in/hannah-cole-3775561/ Website: https://www.sunlighttax.com/ About Our Guest: Hannah Cole is a tax expert who specializes in working with self-employed people, especially creative and mission-driven ones. A long-time working artist herself, she's helped tens of thousands of self-employed people skill up with accessible tax and money education, through her Money Bootcamp program, tax workshops from Florida to Alaska, and on the Sunlight Tax podcast. Her forthcoming book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed, is the most funny and empowering tax guide you'll ever read. Hannah is the founder of Sunlight Tax. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

High-profile layoffs, inflation, recession headlines — it's no surprise that investors are worried about a volatile market. But this episode takes a step back from all the noise to look at what the data actually says. Chief Market Strategist Ryan Detrick returns to break down Carson Group's 2026 Market Outlook, from their new stance on global diversification to the asset class you shouldn't overlook. You'll gain insights on AI investing, when (and if) you should worry about a recession, and how to keep fear from driving your decisions. Topics discussed: Introduction (00:00) The meaning behind "riding the wave" of the market (02:14) Recession fears vs. what the data shows (04:51) Labor market trends and what would change the outlook (07:16) A smarter way to think about AI investing (10:30) How to mentally prepare for market volatility (15:54) Global outlook and diversification opportunities (20:04) How long can the bull market really last? (22:52) Bonds and why they still matter (26:11) The mindset shift investors need right now (29:08) Want the full market breakdown? Read the Market Outlook 2026: Riding the Wave into the New Year here: http://mitlin.us/2026outlook Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Ryan Detrick: X (Twitter): https://x.com/RyanDetrick/ LinkedIn: https://www.linkedin.com/in/ryandetrick/ Website: ​​https://www.carsongroup.com/research About Our Guest: As Chief Market Strategist at Carson Group, Ryan Detrick brings a wealth of expertise and a strong understanding of financial markets to guide the firm's strategic investment decisions. With a proven track record of insightful market analysis and a passion for helping both advisors and clients navigate the complexities of the financial landscape, Ryan plays a pivotal role in shaping the investment strategies that drive Carson Group's success. Ryan's career has been marked by a dedication to staying at the forefront of market trends and the role history plays in potential market moves. Prior to joining Carson Group, Ryan held key positions at several leading financial institutions, where he honed his skills in market analysis, risk management and portfolio optimization. His ability to distill complex market information into actionable insights has earned him recognition as a thought leader in the financial industry, including being named one of Business Insider's 2023 Oracles of Wall Street. A sought-after commentator, Ryan frequently shares his market perspectives through media appearances on CNBC, Fox Business, Yahoo! Finance, Bloomberg and SiriusXM, speaking engagements and written commentary. Leveraging his extensive knowledge of market trends, economic indicators, and investment opportunities, Ryan provides valuable insights that empower clients to make informed decisions in an ever-evolving financial environment. Ryan also co-hosts a top-investing podcast, "Facts vs Feelings" alongside Carson Group colleague Sonu Varghese, VP, Global Macro Strategist. Each week they engage in insightful conversations exploring the intersection of data-driven market analysis and the human element in investment decision-making. Through "Facts vs Feelings," Ryan reaffirms his dedication to making finance more understandable. Originally from Springfield, Ohio, Ryan's financial career began over 20 years ago, with more than a decade spent at Schaeffer's Investment Research and six years at LPL Financial. He has a Chartered Market Technician (CMT) designation, a bachelor's degree in finance from Xavier University, and an MBA from Miami University. Outside Carson, Ryan is a dedicated family man and sports enthusiast. A lifelong Cincinnati Bengals fan, he lives in Cincinnati, Ohio with his family, where he can often be found coaching his two boys in various sports. In his free time, Ryan enjoys traveling to new places and exploring local cuisine. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. Additional Disclsoures: This material is for general information only and is not intended to provi

Estate planning sounds complicated, but it's a lot simpler than dealing with the mess of not having a plan. Because if you don't write one, the government will. In this episode, VP of Estate Planning at Carson Group, David Haughton, breaks down what it really costs families and business owners when they avoid estate planning. You'll learn why your estate plan shouldn't be a one-and-done document, the assets most people don't realize they have, and how the same tax-saving strategies you hear about billionaires using can work for you too. Topics discussed: Introduction (00:00) David's career and passion for estate planning (01:45) Why estate plans are important for everyone (05:57) Top things people need to know about estate planning (10:35) What business owners need to know about estate planning (14:15) David's asset-by-asset approach to dividing your estate (17:07) The billionaire estate tax saving strategy (20:53) How he uses humor to educate people on estate planning (25:00) Why Carson Group was the right fit (27:09) What brought you JOY today? (28:37) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with David Haughton: LinkedIn: https://www.linkedin.com/in/david-haughton-jd-cpwa%C2%AE-2286396a/ Website: https://www.carsongroup.com About Our Guest: David Haughton is the VP of Estate Planning at Carson Group. He helps advisors and high-net-worth families turn complex estate and tax planning challenges into clear, actionable strategies. He was a former Senior Corporate Counsel at Wealth.com - the industry's leading estate planning technology solution for financial professionals. He is also a frequent speaker and writer on financial planning topics, including being featured in such publications as Michael Kitces' Nerd's Eye View blog, the Journal of Financial Planning, and InvestmentNews. Prior to joining Wealth, he worked for Commonwealth Financial Network - helping to provide thought leadership and financial planning support for advisors - including estate, trust, charitable, education, business, and social security planning strategies. To start his career, he was an attorney in private practice in Massachusetts and Southern New Hampshire. He has experience representing individuals and companies in bankruptcy, as well as engaging with many other general practice areas. For the latter part of his career in private practice, he exclusively practiced in the areas of elder law and estate planning and administration. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Sports culture isn't exactly built for vulnerability, but stories like Shattered Ice can change that. In this episode, filmmaker Jake Miskin shares how his real-life experiences inspired this film about sports, mental health, and the impact of suicide on the people left behind. You'll hear what it takes to produce an independent film, how he got iconic hockey brands on board, and what coaches, parents, and leaders can do to create a supportive team culture for young athletes. Topics discussed: Introduction (00:00) The premise of the film, Shattered Ice (03:59) How hockey became the vehicle for a mental health story (05:26) The shifting stigma around mental health and suicide (06:42) Casting actors with personal connections to the film (10:42) Why vulnerability from coaches and team leaders matters (12:45) How iconic hockey brands became involved in the film (15:32) What it takes to produce and distribute an independent film (18:48) How to support the mental health of young athletes (23:12) What brought you JOY today? (27:21 Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Jake Miskin: Shattered Ice Instagram: https://www.instagram.com/ShatteredIceFilm/ Jake's Instagram: https://www.instagram.com/jcmiskin/ Facebook: https://www.facebook.com/officialshatteredicethemovie/ YouTube: https://www.youtube.com/@NehoidenBlackBears Jake's LinkedIn: https://www.linkedin.com/in/jake-miskin-25107231 Nehoiden Street Films LinkedIn: https://www.linkedin.com/company/nehoiden-street-films-llc/ Website: http://www.officialshatteredicethemovie.com/ About Our Guest: Jake Miskin is an American screenwriter & producer, born and raised in Needham, Massachusetts. Jake graduated from Needham High School and he went on and played collegiate soccer at Springfield College. Jake graduated with a Bachelor of Science in Sport Management. He is the founder of Nehoiden Street Films and independent film company based in Boston, MA. He is the writer and producer of the film Shattered Ice. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Have you ever dreamt up a product in your head? You can see it so clearly, but you have no clue what the first step would be to actually create it. In this episode, the inventor of Click & Carry, Kim Meckwood, shares how she turned a simple idea into a tangible product that's now expanding into 30,000 retail stores. You'll get a behind-the-scenes look at what the patent process is really like and learn where to find free resources that most people don't even know exist. Topics discussed: Introduction (00:00) The origin story of Click & Carry (01:42) Kim's experience on Shark Tank (05:10) Why networking has been the key to her success (07:37) Female inventors and patent ownership (11:03) Where to find free resources for inventors (13:15) Amazon, knockoffs, and product protection (17:19) Kim's accidental hire that fueled her growth (20:15) The rewards of being an entrepreneur (23:02) What brought you JOY today? (26:02) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Kim Meckwood: Facebook: https://www.facebook.com/p/Click-Carry-100063829561602/ Instagram: https://www.instagram.com/clickandcarry/ TikTok: https://www.tiktok.com/@clickandcarry Website: https://clickandcarry.com About Our Guest: Kim Meckwood is the inventor and founder of Click & Carry, a smart, ergonomic handle that helps people carry multiple bags more comfortably and efficiently. The idea came after a breakup left her struggling to carry groceries alone through the obstacle course that was her Los Angeles condo complex. Realizing how common this struggle was, Kim set out to create a simple yet game-changing solution—not just for shoppers, but for seniors with dexterity challenges, travelers schlepping many bags, and athletes hauling gear. What began as a personal necessity has grown into a versatile product with nearly limitless applications. Before launching her own business, Kim built a successful career in medical device and pharmaceutical sales, working with companies like Medtronic and ACADIA Pharmaceuticals. But two breast cancer diagnoses—in 2012 and again in 2021—caused her to reevaluate everything. Those experiences gave her the courage to leave her corporate life behind and go all-in on her invention. Her perseverance paid off: Click & Carry has since landed deals with massive retailers like Albertsons, Lowe's, and Tractor Supply Company. Click & Carry has also been featured on 𝘚𝘩𝘢𝘳𝘬 𝘛𝘢𝘯𝘬 (Season 12, Episode 8), 𝘎𝘰𝘰𝘥 𝘔𝘰𝘳𝘯𝘪𝘯𝘨 𝘈𝘮𝘦𝘳𝘪𝘤𝘢, 𝘛𝘩𝘦 𝘛𝘰𝘥𝘢𝘺 𝘚𝘩𝘰𝘸, and over a dozen times on QVC. Kim's story is proof that resilience, creativity, and a little bit of hustle can turn life's challenges into something truly impactful. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Imagine building a $60M company with just four employees — and then selling it. That is Adam Callinan's story with BottleKeeper. In this episode, he shares the constraints that allowed them to scale quickly, why they decided not to sign a deal with Mark Cuban after appearing on Shark Tank, and what ultimately made them sell. Our conversation centers on the common struggles in the entrepreneurial journey and the lessons Adam took into his next company, Pentane. Topics discussed: Introduction (00:00) Adam's introduction into entrepreneurship (01:33) How BottleKeeper became so successful (03:21) The downside of scaling with paid ads (07:09) How constraints help build a business (09:27) BottleKeeper's Shark Tank experience and why they passed on a deal (10:22) Why they decided to sell and how they built value buyers wanted (17:26) Entrepreneurial challenges and their costly growth mistakes (19:43) How Adam is building differently with Pentane (22:30) Social media and embracing authenticity in the age of AI (25:32) What brought you JOY today? (28:47) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Adam Callinan: LinkedIn: https://www.linkedin.com/in/adammcallinan/ Instagram: http://instagram.com/adam_callinan X (Twitter): https://x.com/Adam_Callinan Website: https://pentane.com About Our Guest: Adam Callinan is the founder of Pentane, an advanced version of the system he used to earn $60M+ in profitable revenue with just 4 employees and 0 investors at his prior eCommerce company. Adam previously co-founded BottleKeeper, a bootstrapped eCommerce brand that achieved $8m in revenue in just its third year, with 0 employees. BottleKeeper later appeared on Shark Tank and was acquired in 2021 by Wind Point Partners/RTIC Outdoors, marking Adam's second exit. Adam lives in Montana, writes for INC, and hosts the Growth Mavericks podcast, in addition to being a husband, dad, and avid outdoorsman. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

The most common myth about financial advisors? That they're required to work in your best interest. In this episode, fiduciary advisor Jason Pereira helps us break down the difference between a financial advisor and a fiduciary advisor. You'll learn what financial planning looks like beyond investing, the risks of relying on AI for financial advice, and how he's fighting for more transparency and accountability in the industry. Topics discussed: Introduction (00:00) Jason's early interest in finance (01:42) How his view of entrepreneurship changed (04:13) The truth about financial advisors and fiduciary duty (05:07) What most people misunderstand about financial planning (10:24) Why pricing models shouldn't be one-size-fits-all (11:42) The positive and negative impact of AI on the industry (15:16) Why advisors should embrace digital intimacy (20:29) Work boundaries that protect your family life (22:56) What brought you JOY today? (25:41) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Jason Pereira: X (Twitter): https://x.com/jasonpereira/ LinkedIn: https://www.linkedin.com/in/pereirajm/ Facebook: https://www.facebook.com/jason.pereira/ Instagram: https://www.kidsfirst.org/nl/ TikTok: http://tiktok.com/@jason.m.pereira Bluesky: https://bsky.app/profile/jasonpereira.bsky.social Threads: https://www.threads.com/@jasonmpereira Website: https://jasonpereira.ca/ Woodgate Financial: https://www.woodgate.com/ About Our Guest: Jason Pereira MBA CFA CFP (Can & US) RFP TEP FP Canada Fellow is a well-known and accomplished financial planner and industry advocate. He is also recognized as one of the leading financial advisor industry thought leaders and speakers on various financial advisor technology-related topics, including digital transformation and practice management, digital engagement, and artificial intelligence. He serves as an advisor to several Advisor Technology startups, consults on issues surrounding digital transformation, and is the host of the Fintech Impact Podcast, where he has interviewed over 400 fintech founders, executives, and thought leaders in the space. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

Screen overload isn't the enemy — mindless watching is. So instead of "how do we limit screen time," let's ask, "how do we teach kids to think and not just scroll?" As co-founder of KIDS FIRST!, Ranny Levy has spent decades helping families navigate a fast-changing media landscape. In this episode, she shares a more realistic approach to media literacy that helps kids make better choices. Hear how the organization's kid-driven media keeps them engaged in a smarter, more confident way and develops lifelong skills that go beyond media! Topics discussed: Introduction (00:00) The mission of KIDS FIRST! (03:30) How the organization has evolved with media (04:57) Why limiting screen time alone doesn't work anymore (07:17) How KIDS FIRST! teaches children to engage in media (08:10) Finding talent and developing real-life skills (10:50) Success stories beyond media and entertainment (13:31) KIDS FIRST! Coming Attractions podcast (16:48) KIDS FIRST! Film Festival and global reach (18:00) Their stance on gambling and sensitive content (22:48) What brought you JOY today? (27:19) For support, resources, and education around suicide prevention, visit the American Foundation for Suicide Prevention at www.afsp.org. Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Ranny Levy: Podcast: https://www.iheart.com/podcast/53-kids-first-coming-attractio-277638809/ YouTube: https://www.youtube.com/c/KIDSFIRSTFilmCritics Facebook: https://www.facebook.com/KidsFirstMedia X (Twitter): https://x.com/KidsFirstMedia2 Instagram: https://www.instagram.com/kidsfirstcoming_attractions TikTok: https://www.tiktok.com/@kidsfirstmedia LinkedIn: https://www.linkedin.com/company/coalition-for-quality-childrens-media-kids-first/ Newsletter: https://www.kidsfirst.org/nl/ Film Festival: https://www.kidsfirst.org/filmfestival/ Join the Team: https://www.kidsfirst.org/become-a-juror/ About Our Guest: In 1991, concerned about the harmful effects of violent and biased media on children, educator and media producer Ranny Levy co-founded the Coalition for Quality Children's Media (CQCM) and its flagship program, KIDS FIRST! The CQCM is dedicated to promoting and nurturing quality children's media as a vehicle for social change. In addition KIDS FIRST! produces a bi-weekly podcast and the KIDS FIRST! Film Festival. The CQCM's work has been recognized by all the major entertainment studios and in July 2023 Ms. Levy was awarded the Golden Globes Honors Foundation's Noble Philanthropist Award. Ms. Levy is a children's media expert and author of three books, including The New York Times / KIDS FIRST Guide to The Best Children's Videos, A Parent's Guide to the Best Children's Videos, DVDs and CD-ROMs, and The Field Guide for Young Women: Finding Your Life Partner. She is a frequent speaker at conferences on children's media. Ms. Levy is a mother of two grown children, grandmother of two, and has one surrogate son and one surrogate daughter-in-law. She enjoys watching and reviewing films, writing screenplays, staying active, organic gardening, traveling, opera, music, theater, and entertaining friends and family. She is committed to life-long learning and loving. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com