Māori Millionaire Podcast

Wealth Was Never Meant To Be Individual Most of us were never taught how to build wealth, we were taught how to survive. So for a long time, I thought money was something you had to chase on your own. In this episode, I talk about letting go of that idea and remembering that wealth was never meant to be individual. When we build together, we move faster, we hold more, and we create something that actually lasts.Scarcity Isn’t Who I Am I unpack how a lot of our money behaviours are inherited. The scarcity, the fear, the inconsistency. That didn’t come from nowhere. It was shaped by generations of not having enough. Decolonising my relationship with money meant understanding my patterns instead of judging them, and creating safety instead of pressure.Money Needs To Feel Safe You can earn more, learn more, do everything “right” but if money doesn’t feel safe, it won’t stay. I share why I stopped focusing only on strategy and started focusing on building a sense of safety with money first.Those Narratives Were Never Mine I reflect on the stories that were placed on me before I had a chance to choose for myself. The assumptions about who I would become and what would be possible. This part is about letting go of those narratives and choosing something different.Redefining What Wealth Actually Means This isn’t just about income. It’s about time, health, whānau, and freedom. I talk about expanding my definition of wealth beyond what I had been taught, and building a life that actually feels rich.If you’re ready to stop operating from survival and start building a different relationship with money, 4 My Moko is my 4 week mindset reset designed to help you do exactly that.Join 4 MY MOKO (ENROLMENTS CLOSE THURSDAY 9/4)

Most financial advice sounds simple.Spend less. Save more. Invest.But if it were that easy, more people would be getting ahead.In this episode, we unpack why money isn’t just about behaviour or discipline. It’s emotional, it’s learned, and for many of us, it’s shaped by survival, stress, and lived experience.We talk about why people spend even when they know they shouldn’t, the hidden role of shame, and how patterns with money often come from deeper wounds, not a lack of knowledge.This kōrero explores how colonisation, capitalism, and consumerism have shaped the way we experience money, and why traditional financial advice often misses the mark, especially for Māori and those navigating financial pressure.You’ll learn:why most financial decisions are driven by emotion, not logichow survival mode impacts your ability to build wealththe difference between being “bad with money” and coping with stresshow trauma shows up in both overspending and avoidancewhy creating safety is the first step to changing your money habitsThis isn’t about spending less.It’s about understanding why you spend in the first place.Because more information won’t change your life, but a different relationship with money will.If this resonates, take a moment to reflect on the patterns you’re noticing in your own life.And if you’re ready to start shifting your relationship with money, you can learn more about 4 My Moko here.

Welcome to How We Money, a six-part series by Māori Millionaire and ANZ designed to help everyday people feel more confident with money.In Episode 2, Te Kahukura is joined by Jake Nicholson, an Investment Private Banker who supports ANZ Private clients (clients with $1.5M+ in investments). We explore the concept of wealth as freedom - not just money. Looking at long-term savings, emergency funds, investing, and generational goals.In basic terms we cover off:What “future wealth” really meansDifferent pathways to building wealth; not one-size-fits-allHow to start investing and understanding compounding growthThe importance of KiwiSaver - especially as a young personMāori perspectives on abundance and legacyANZ has some great information and tools to help you get started: ANZ Plan for the future pageInvestor Profile - SortedDisclaimer: The information in this podcast is for general information only and isn’t financial advice. The views of the host or guests are their own and do not represent ANZ. ANZ and Māori Millionaire do not guarantee the accuracy or completeness of the content and are not liable for any loss arising from its use. Please seek personalised financial advice about your situation and goals before making financial decisions.

What does the current global conflict actually mean for New Zealand’s economy?In this episode of the Māori Millionaire Podcast, Te Kahukura Boynton sits down with economist Brad Olsen, Chief Executive and Principal Economist at Infometrics, to break down what’s happening in the global economy and what everyday New Zealanders should actually be paying attention to.Brad is one of New Zealand’s most recognised economic commentators and regularly appears across national media explaining complex economic issues in a clear and practical way.Together, they unpack the real financial impacts global conflict can have on New Zealand including petrol prices, inflation, KiwiSaver balances, and the risk of stagflation.Rather than fear based commentary, this conversation focuses on helping people understand what’s happening in the economy so they can make calm, informed financial decisions.In this episode we cover:• The biggest economic risks global conflict could pose for New Zealand• Why petrol prices move so quickly and how high fuel prices could realistically go• What stagflation means and whether it is a real risk for New Zealand• Why your KiwiSaver balance might drop during global uncertainty• The biggest mistakes investors make when markets are volatile• What everyday New Zealanders should actually focus on over the next few monthsIf you’ve been seeing headlines about rising fuel prices, falling markets or global instability and wondering what it all means for your money, this episode breaks it down in simple terms.If you enjoy content like this, be sure to join my email newsletter

Last week I invested a couple of grand to sit in a room that challenged the way I think about money, business and identity.In this episode I unpack what I learned at the One Day Mastery Event in Auckland with Luke Kemmeys from Keep the Change, Sarah Robb from Spring with Sarah and Amy from Levridge.Before the day had even really started, something stood out to me. I was one of the youngest people in the room and very likely one of the lowest income earners there too.Which meant I was sitting in conversations and perspectives I am not usually exposed to.And that was powerful.Sometimes the value of a room is not just the information. It is the proximity.In this episode I share some of the biggest ideas that stayed with me, including:• Why your income will not outgrow your identity• The concept that energy is currency• Why every yes in business has an equal no• How to reverse engineer your income and investment goals• Why systems, processes and people protect your energy• The idea of taking “baby retirement days” now instead of waiting until 65• How to identify the risks in your business and reduce themI also share a powerful financial planning exercise I learned from Amy at Levridge that helps calculate exactly how much you need to invest each year to reach your long term financial goals.A lot of money conversations focus on tactics. Save this much. Invest in this. Cut that cost.But often the real ceiling is identity.How you see yourself. What you believe is possible for you.And the rooms you choose to sit in.Sometimes one room and one conversation can shift everything.Check out Sarah Robb (Mindset Coach)Check out Luke Kemmeys (Accountant + Financial Educator)Check out Amy Po-Ching (Financial Planner)

Everyone says “build your personal brand.”But no one tells you this:Your personal brand is not about aesthetics. It is a financial asset.In this episode, I break down how attention turns into income, why clarity makes you money, and how consistency compounds just like investing. We talk about pricing power, trust as currency, and why your lived experience is not a weakness but positioning.If you want more opportunities, higher paying clients, better partnerships, and long term wealth, you cannot afford to ignore your brand.This is not about becoming an influencer. It is about building leverage.If you are a founder, creative, aspiring entrepreneur, or someone who wants to earn more without burning out, this episode will change how you see personal branding forever.Listen now and start treating your reputation like the asset it is.

Welcome to the final day of the 7 Day Money Reset.Today we are talking about systems.Because motivation fades. Inspiration fades. But systems compound.If your financial progress depends on how you feel, it will always fluctuate.In this episode we break down how to build a money system that works even when you are tired, busy, or not in the mood.We cover:• Why motivation is temporary but systems create stability • How relying on willpower keeps you starting over • Why wealthy people automate instead of “trying harder” • Setting up automatic payments for savings and investments • Making the right decision the default decision • Designing accounts with intention • Weekly money check ins and monthly net worth reviews • Building infrastructure instead of chasing motivationYour bank account should not rely on memory.It should run like a machine.A good system removes emotion from everyday money decisions.It creates consistency. It reduces stress. It builds momentum quietly in the background.You are not trying to “be better” with money.You are building the infrastructure of someone who builds wealth.Your action for today:Before this week ends, set up one automatic payment that moves you forward.One small system can change everything.If you have completed all 7 days, share this episode and write “System secured.”We are not relying on motivation anymore.We are operating like leaders.If you enjoyed this episode, share it with a friend!JOIN MY EMAIL NEWSLETTER

Welcome to Day 5 of the 7 Day Money Reset.Today we are building stability.A safety net is not about being rich. It is about having margin.It is about not panicking when a bill comes in. Not relying on debt every time something unexpected happens. Not living in constant financial survival mode.In this episode we talk about what a safety net really is and why it changes everything.We cover:• Why a safety net is peace, not just savings • How stability improves your decision making • Why survival mode keeps you stuck • How to build your safety net in layers so it feels achievable• Starting small without shame • Using automatic payments to build consistency • Why freedom requires marginIf you are living paycheck to paycheck, your first safety net might be small. That still counts.Five hundred dollars can change your nervous system. One month of expenses can change your confidence. Three months can change your life.A safety net allows you to leave unhealthy environments. To take opportunities. To say no when you need to.It gives you options.Your action for today:Open a separate account for your safety net. Set up an automatic payment, even if it is small. Protect your future self.We are not just growing money.We are building security.If you are doing the challenge, share this episode and write “Stability first.”That is how wealth is built.JOIN MY NEWSLETTER

Welcome to Day 6 of the 7 Day Money Reset.Today we are talking about insurance.Not because it is exciting. But because it is responsible.You can increase your income. You can build savings. You can grow assets.But if you do not protect what you are building, one unexpected event can wipe out years of progress.In this episode, I break down the main types of insurance people should think about and what they are actually for.We cover:• Health insurance and when it makes sense • Life insurance and who truly needs it • Income protection and why your income is your biggest asset • Car Insurance • Home and contents insurance to protect what you have worked hard forWe talk about this in simple terms.No jargon. No scare tactics. No pressure.Just clarity.Insurance is not about living in fear. It is about creating stability.It is about making sure one hard season does not turn into long term financial stress.Your action for today:Look at what cover you currently have. Understand it. Ask questions. Close the gaps if needed.Because wealth is not just about growth.It is about protection.If you are doing the challenge, share this episode and write “Protected and prepared.”We are building strong foundations.JOIN MY EMAIL NEWSLETTER

Welcome to Day 4 of the 7 Day Money Reset.Today we are talking about increasing your income.Not by grinding yourself into the ground. Not by starting five side hustles. Not by sacrificing your health.But strategically.In this short episode, I break down three powerful ways to increase your income without burning out:Earn more from what you already do How to negotiate, position yourself better, and communicate your value so you are not underpaid or under recognised.Add one aligned income stream Not ten. One. A scalable or skill based opportunity that builds on what you already know.Increase your capacity to receive Because sometimes the block is not skill. It is identity. Guilt. Fear. Visibility. Outgrowing your environment.We talk about survivor’s guilt. We talk about out earning your circle. We talk about becoming the version of you who can hold more.Income growth is not just about strategy. It is about who you believe you are allowed to be.Your action for today:Choose one income expansion move this week. One conversation. One pitch. One application. One offer.That is how momentum starts.If you are doing the challenge, share this episode and write “I am expanding.”We are not budgeting our way to freedom.We are building capacity.Let’s go.Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

Welcome to How We Money, a six-part series by Māori Millionaire and ANZ designed to helpeveryday people feel more confident with money.In Episode 1, Te Kahukura and guest Iyia Liu unpack the foundation of all financial decisions:mindset.We explore where money beliefs come from, how scarcity can show up, why financial self-sabotage happens, and how to shift towards healthier, more supportive money habits. This episode acknowledges cultural context, whānau dynamics, and the emotional side of money, while keeping things practical and shame-free.You’ll learn how to assess your own financial wellbeing, why building wealth matters, and how small mindset shifts can lead to better money decisions over time.No jargon, no judgement, just real kōrero and simple next steps.Use ANZ’s Free Financial Wellbeing Tool here - it takes two minutes and will provide some helpful insights for you.Disclaimer: The information in this podcast is for general information only and isn’t financial advice. The views of the host or guests are their own and do not represent ANZ. ANZ and Māori Millionaire do not guarantee the accuracy or completeness of the content and are not liable for any loss arising from its use. Please seek personalised advice before making financial decisions.

Welcome to Day 3 of the 7 Day Money Reset.Today we go deeper.Because you do not rise above your money mindset. You earn in alignment with it.If I said “You could make 1 million dollars this year” What comes up for you?Excitement? Doubt? Judgement? A laugh?That reaction is your money story speaking.DOWNLOAD YOUR FREE MONEY DIARY TEMPLATEIn this episode we unpack:• How your childhood shaped your beliefs about money • The conversations you grew up hearing about money • Why “I work so hard but have nothing to show for it” becomes a financial identity • Money attachment styles: anxious, avoidant and secure • How limiting beliefs quietly cap your income • How to rewrite old money beliefs in a practical way • Askfirmations and quality questioning • How to consciously create a new money storyWe walk through questions like:What is the old belief? Where did it come from? Why does it feel true? Why is it not true for your future? Who proves this belief wrong?And when the old belief pops up, we don’t spiral.We acknowledge it. Release it. Breathe. Affirm the new belief.If she can do it, so can I.We also talk about your energetic relationship with money.Do you resent it? Fear it? Cling to it? Avoid looking at it?Or do you respect it? Trust it? Treat it well?Because where attention goes, energy flows.This episode is not about toxic positivity. It is about conscious rewiring.Your action for today:Write your old money story. Then write your new one. Decide who you are becoming.Because income follows identity.If you are doing the challenge, share this episode and write “New money story loading.”We are not just changing numbers.We are changing narratives.Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

Welcome to Day 2 of the 7 Day Money Reset.Today we stop guessing.We calculate your net worth.And before you panic Yes, even if you have debt. Especially if you have debt.Your net worth is not a measure of your value as a person. It is a financial snapshot. That’s it.In this episode we walk through:• What net worth actually means in simple terms • How to calculate your net worth step by step • Why avoiding this number keeps you stuck• Why wealthy people track this consistently • How to track your net worth over time so you can see real progressIf you’ve been living in “vibes” instead of numbers, this is your reset moment.Because you cannot grow what you refuse to measure.This is not about judgement. This is about clarity.Your action for today:DOWNLOAD THE NETWORTH TRACKER List your assets. List your debts. Subtract the two.That number is your starting point.And starting is powerful.If you’re doing the challenge, share this episode and write “Day 2 complete. I know my number.”We’re building financial confidence through facts, not fear.Let’s keep going.

Welcome to Day 1 of the 7 Day Money Reset.Today we’re not budgeting. We’re not cutting. We’re not judging.We’re observing.Most people say they want to be better with money but they don’t actually know where their money is going. And when they do look, shame creeps in.This episode is about removing the shame and building awareness instead.Because you cannot change what you refuse to look at.In this episode we talk about:• Why tracking your spending is not about restriction • How avoidance keeps you stuck financially • The difference between awareness and self punishment • How to complete a 24 hour money diary in a way that feels safe • Why financial clarity is powerIf you grew up with financial stress, chaos, scarcity or secrecy, tracking can feel activating. That’s normal. We talk about that too.This is about becoming the CEO of your money. And CEOs look at the numbers.Your action for today:DOWNLOAD THE FREE MONEY DIARY TEMPLATETrack every dollar that leaves your account for the next 24 hours. No editing. No justifying. No spiralling.Just awareness.If you’re doing the challenge, screenshot this episode and share it to your story with “Day 1 done.”Let’s reset.

Some days you wake up focused.Disciplined.Clear.And some days… you don’t.No motivation.No drive.Just tired. Flat. Over it.In this episode, I’m talking about what to do on the days you don’t feel inspired to transform your life.Because the truth ismotivation is unreliable.And if you only take action when you feel like it, you’ll build a life that moves in emotional swings instead of steady progress.I share:• Why lack of motivation doesn’t mean you’re lazy• The difference between burnout and avoidance• How to keep promises to yourself when you feel flat• Why discipline is an act of self respect, not punishment• Practical ways to lower the bar without abandoning your goals• The identity shift that makes consistency easierThis is not a hustle harder episode.It’s a grounded kōrero about personal responsibility, nervous system regulation, and doing the next right thing even when you don’t feel like it.Because you are not the cost of living.You are not the economy.You are not your mood.You are the CEO of your habits.If you’ve been waiting to “feel motivated” before taking action, this one is for you.Listen now and reset your standard.

Your bank account is not just a reflection of your work ethic.It is a reflection of your environment.In this episode, I’m talking about aligned friendships and how the people around you can either accelerate your financial growth or quietly keep you stuck.We’re unpacking:• How your social circle influences your money habits• The difference between supportive friends and insecure energy• Why shared values matter more than shared income• How to recognise when you’ve outgrown certain rooms• The role of accountability in transforming your life• How to build friendships that support long term wealth and personal developmentThis is not about cutting everyone off.It is about awareness.Because if you’re trying to change your life, get out of debt, build a pakihi, grow your income, or simply think bigger, you cannot stay in environments that reward playing small.Your proximity matters.Your conversations matter.Your standards matter.If you’ve ever felt tension as you grow, this kōrero is for you.Listen now and reflect on who is influencing your financial mindset.🎧 Māori Millionaire Podcast

I almost quit this podcast.When I first launched Māori Millionaire, I wasn’t getting the traction, engagement or impact I thought I “should” be getting. The downloads felt slow. The growth felt average. And I started taking it personally.I made the numbers mean something about me.That I wasn’t interesting enough.That I wasn’t impactful enough.That maybe I just wasn’t good enough.In this episode, I’m sharing what I learned from what I once labelled a “failing podcast” and how that mindset nearly sabotaged something that has now reached 100,000 downloads.We talk about:• Why you need to stop taking business results personally• The dangerous link between self worth and performance• How to study successful people instead of envying them• A practical exercise to identify the habits of the 5 wealthiest people you know• Why copying high performing habits is smarter than copying aesthetics• How to detach your identity from outcomesThis episode is for you if you’re building something and quietly wondering if it’s working.Sometimes it’s not a failure.It’s just data.And sometimes the breakthrough comes when you stop making it about you.If you’re on a journey of entrepreneurship, financial growth, mindset work or personal development, this kōrero will shift how you see slow seasons forever.Thank you for being part of 100,000 downloads of Māori Millionaire. This is just the beginning.🎧 Listen now and share this with someone who needs to hear it.

We live in a world that profits off your impulsivity.One click buy. Afterpay. Fast fashion. Uber Eats. Doom scrolling at 1am.And then we wonder why we feel broke, tired and behind.In this episode, I’m breaking down the real power of delayed gratification. Not from a grind harder angle. Not from a just be more disciplined angle.But from a nervous system angle.Because if you grew up in chaos, boredom can feel unsafe. If money used to disappear, spending can feel like survival. If you were taught nothing about emotional regulation, shopping can become your coping strategy.Delayed gratification is not about restriction. It is about reclaiming control.We talk about:• Why impulsivity is profitable for corporations • How trauma and scarcity impact spending • The link between dopamine and money habits • Practical ways to build self trust with your finances • How automatic payments protect your future self • Why wealthy people are not more motivated, just more systemisedThis episode is about choosing long term peace over short term relief.Because you are not the cost of living. You are the CEO of your habits.If you want stability, confidence and real transformation, this kōrero is for you.🎧 Listen now.EPISODE ABOUT CHAOSJOIN MY NEWSLETTER

Imposter syndrome isn’t about your skills. It’s about whether you believe you’re inherently valuable.In this episode, I unpack how my imposter syndrome came from scarcity, comparison, and a deep “not enough” wound. I share how I used to pedestal people, overreact to opportunities, and feel lucky just to be in the room. And how that energy quietly kept me small.We talk about what actually shifted.Healing scarcity. Normalising success. Stopping the fan girl energy. Realising no one is above you.And the part most people skip: action.Because if you don’t post the video, pitch the idea, or share the journey, you’re outsourcing your power to imposter syndrome.This is a grounded kōrero about identity, self worth, and expanding into rooms that once felt too big for you.If you’ve ever known you were capable but still felt “not enough,” this one’s for you.JOIN MY NEWSLETTER

The pink tax isn’t a conspiracy theory. It’s a pattern.From razors and deodorant costing more just because they’re pink, to the unspoken expectation that women must spend more to be seen as “presentable” — being a woman in this economy comes with a price tag.But it doesn’t stop at retail.Wāhine Māori contribute billions to Aotearoa’s economy. When unpaid mahi like caregiving, whānau support and community leadership is included, that contribution nearly doubles. Yet much of that labour remains invisible in traditional economic measures.So we’re earning less on average. Spending more in certain categories. And giving unpaid time that keeps entire systems running.That compounds.In this episode, I break down:• What the pink tax actually is • The data behind gendered pricing • How unpaid labour skews economic reality • Why marketing thrives on insecurity • And how we move strategically instead of emotionallySUBSCRIBE TO MY EMAIL LISTThis isn’t about victimhood.It’s about critical thinking.Because once you can see the pattern, you can move differently.We name the system. But we build anyway.

What are the best money books to read if you actually want to build wealth?In this episode of the Māori Millionaire Podcast, I share the top 10 money and mindset books that completely changed the way I think about wealth, investing, financial independence, and personal growth.From classics like Rich Dad Poor Dad, Think and Grow Rich, and The Millionaire Next Door to powerful mindset books like The Power of Now and The Subtle Art of Not Giving a Fck*, I break down what each book taught me and how it shaped my financial journey.I also talk about why trauma informed financial literacy matters, and why my book Māori Millionaire exists for those who don’t see themselves reflected in mainstream money adviceGRAB A COPY OF THE MAORI MILLIONAIRE BOOK.We cover:• The difference between assets and liabilities • Why behaviour matters more than income • How mindset shapes your bank account • The power of long term investing and discipline • Why emotional regulation is key to building wealth • How to align money with purpose and tino rangatiratangaIf you’re serious about improving your financial literacy, building generational wealth, and shifting from scarcity to ownership, this episode will give you a powerful reading list to start with.Because before you change your bank account, you have to change your thinking.JOIN MY NEWSLETTER

What does tino rangatiratanga actually look like in real life?Not in Parliament. Not at Waitangi. Not just in protest.In this episode of the Māori Millionaire Podcast, I unpack how sovereignty is not something the government grants. It is something we practise daily.We talk about:• How to practise tino rangatiratanga tō reo in your home • What tino rangatiratanga tō hauora looks like beyond policy • Why economic sovereignty and financial literacy matter for Māori • The difference between protest and personal power • Tangible steps you can take today to reduce dependency and build strength for your whānauAs we approach 200 years since Te Tiriti o Waitangi, this episode challenges us to move beyond outrage and into disciplined action.Because sovereignty is not a slogan.It is behaviour.If you care about Māori economic development, financial literacy, hauora, and building generational wealth while staying grounded in your Māoritanga, this kōrero is for you.Share with someone who is ready to practise tino rangatiratanga, not just talk about it.JOIN MY EMAIL NEWSLETTER

This Valentine’s Special is your reminder that a man is not a financial plan.In this episode of the Māori Millionaire Podcast, we talk about financial independence in relationships, how to protect yourself financially, and why loving yourself more than you love the relationship changes everything.This is not anti men. It is pro sovereignty.We unpack:• Why financial dependency creates vulnerability• How to protect yourself financially in a relationship• The importance of having your own income and emergency fund• Red flags to watch for around money and gambling• How trauma and chaos patterns show up in relationships• Why financial stability is attractive and empoweringWhether you are single, dating, married, or in a long term partnership, this episode will help you take control of your finances and build confidence, security, and choice.Because love should be a bonus.Not your survival strategy.If you care about women’s financial literacy, Māori economic empowerment, relationship money advice, and building generational wealth while staying grounded in self respect, this kōrero is for you.Share this with someone who needs the reminder:A man is not the plan. You are.JOIN THE NEWSLETTER

I recently stayed at the home of a former Prime Minister and instead of being impressed by status or wealth, I walked away with some of the most grounding lessons about mindset, health, leadership, and how powerful people actually move through the world.In this episode, I unpack what I observed behind closed doors.How critical thinking shows up in everyday decisions Why there was zero scarcity mindset, even when talking about negative experiences What it looks like to respond to a situation by fundraising $5 million for charity instead of spiralling How health was treated as non negotiable, not an afterthought Manaakitanga in action, not as a buzzword but as a daily practice Why saying “I’m not the person to ask that” is a sign of strength, not weakness How everything was analysed logically rather than emotionally The systems they used to reduce mental load, from events to home routines And why clear boundaries are a form of self respect, not arroganceThis kōrero isn’t about politics. It’s about how people who carry responsibility, power, and pressure think, act, and protect their energy.If you’re interested in leadership, wealth mindset, critical thinking, and building a life that’s calm instead of chaotic, this episode is for you.Listen now and let this challenge how you think about success, power, and what actually matters.

Being good with money shouldn’t feel hard, stressful, or like a constant test of discipline.In this episode, I break down how I made managing money ridiculously easy by designing simple systems that work with human behaviour, not against it. Instead of relying on motivation or willpower, this kōrero focuses on removing decisions, automating the boring stuff, and setting up money so the right choices happen by default.We talk about why discipline eventually fails, how automatic payments change everything, and why simplifying your accounts leads to better financial clarity. I also share how making bad decisions harder and good decisions easier transformed my spending habits, without restrictive budgeting or guilt.This episode covers • making money management simple • why discipline doesn’t work long term • automatic payments and systems • reducing decision fatigue with money • spending without guilt • nervous system regulation and money • building sustainable financial habitsIf you’ve ever felt like you’re “bad with money”, this episode will show you how to design systems that make being good with money the easiest option.ADDICTION TO CHAOS EPISODEFREE MONEY DIARY TEMPLATESUBSCRIBE TO MY EMAIL LIST

If I could restart my financial journey, there are a few things I would do very differently.In this episode, I share the honest lessons I’ve learned about money, timing, and self awareness. From investing early when I had no bills, to questioning whether university was the right choice, to understanding the true cost of chasing success without tending to mental health first.This kōrero explores why income alone doesn’t fix money problems, how opportunity cost shapes long term outcomes, and why healing, nervous system regulation, and self awareness matter just as much as financial strategy. I also reflect on the impact of relationships, reputation, and how treating people well compounds over time.This episode covers • investing early and compound growth • opportunity cost and university decisions • mental health and money • nervous system regulation and financial behaviour • triggers, blind spots, and self awareness • relationships, reputation, and long term wealthIf you’re early in your money journey or reflecting on your own, this episode offers perspective, honesty, and lessons learned without sugar coating.SUBSCRIBE TO MY EMAIL LISTDisclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

Teaching kids about money starts long before budgets, bank accounts, or earning a paycheck.In this episode, we explore how children form money beliefs early in life and why emotional experiences around money matter more than financial rules. Many of us grew up learning about money through stress, silence, or shame. Without realising it, those same patterns can be passed down to our tamariki.This kōrero unpacks how to teach kids about money in a way that builds safety, confidence, and agency, rather than fear or scarcity. We talk about why kids learn money emotionally first, how parental stress shapes money beliefs, and how everyday conversations can create healthier financial foundations.You’ll learn practical, age appropriate ways to talk about money with children, how to separate money from self worth, and why letting kids make small financial mistakes builds long term confidence. We also discuss saving without fear, modelling calm money behaviour, and how parents can work through their own money wounds to avoid passing them on.This episode covers • how children develop money beliefs • teaching kids about money without shame • money and emotional regulation • raising financially confident children • healthy money conversations for families • breaking generational money patterns • practical money lessons for kidsIf you want to raise kids who feel safe, capable, and confident with money, this episode is a must listen.JOIN MY EMAIL LISTDisclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

If you’ve ever felt calm when life is messy and uneasy when things are finally going well, this episode is for you.In this episode, we unpack addiction to chaos, one of the most destructive and overlooked patterns shaping our relationships, mental health, and money habits.Growing up in survival mode wires your nervous system to associate stress with safety. That wiring doesn’t disappear when you start earning more money. It shows up as overspending, retail therapy, self sabotage, chaotic relationships, weed or food as coping mechanisms, and constantly feeling behind financially even when opportunities are there.This kōrero explores the science behind survival mode, trauma, and nervous system regulation, and how they directly impact your ability to save, plan, and build long term wealth. We talk about why calm can feel uncomfortable, why stability requires responsibility, and why your bank account often reflects how safe you feel in your body.You’ll hear personal examples of how addiction to chaos played out in my own life, from blowing bonuses to avoiding boundaries, and the evidence based shifts that helped me move from reaction to intention.SUBSCRIBE TO MY EMAIL LISTThis episode covers • addiction to chaos and survival mode • trauma and nervous system wiring • why overspending and retail therapy aren’t self control issues • how chaotic relationships impact financial decision making • money mindset vs nervous system regulation • taking responsibility without denying systemic realities • practical steps to move from survival to stabilityIf you want to stop repeating the same financial patterns and start building money from a place of calm, safety, and agency, this episode is a must listen.SUBSCRIBE TO MY EMAIL LIST

Personal branding is not about being loud, viral, or turning yourself into a product.It is about trust.In this episode, I break down what a personal brand actually is why you do not need to be an expert to build one and how people turn personal brands into real income without being fake or exhausting.We talk about how personal brands make money through opportunities, not followers what to share if you want your content to convert and how to stay consistent without burning outThis episode is for anyone who wants to make money from their knowledge, experience, or perspective while staying grounded, honest, and aligned.If you have ever thought “I want to build something, but I don’t want to sell my soul to the internet” this episode is for you.JOIN MY EMAIL LIST

Podcasting is not quick money. But it is powerful money when you understand what it is actually for.In this episode, I break down how people really make money from podcasts and why most shows never earn a dollar.We talk about what you actually need to start a podcast why your podcast is not the product but the relationship how small podcasts can monetise without huge download numbers and the biggest mistakes that stop podcasters from earning anythingThis episode is for anyone who wants to start a podcast to support a business, kaupapa, or long term vision without selling out, burning out, or waiting for viral success.If you are thinking about launching a podcast or wondering how to turn the one you already have into something sustainable this episode will give you clarity, not hype.SUBSCRIBE TO MY EMAIL LIST

This episode is about Te Tiriti o Waitangi and personal responsibility. And no, those two things are not in conflict.In this kōrero, I unpack what Te Tiriti was actually meant to represent partnership, protection, participation and why waiting for the government to fix everything has never been our survival strategy.We talk honestly about systemic disadvantage and colonisation why broken systems are real but waiting is costly and how taking responsibility for your life is not a betrayal of Te Tiriti or your peopleThis is not hustle culture. This is not victim blaming. This is about agency.Because you can fight for justice and still build stability. You can hold the system accountable and still learn how money, choices, and power work in your own life.If you have ever felt stuck between anger at the system and wanting more for yourself this episode is for you.If this episode landed, join my email list

This episode is uncomfortable to record. But it is important.Over the past couple of years, I made a $40k mistake.Not because I am bad with money. Not because I did not know better. But because I pedestalised money, mentors, and advice that did not actually align with who I am.In this kōrero, I talk openly about mentorship mistakes putting people on pedestals because they are wealthy or successful listening to advice that made me shrink instead of expand and what happens when you stop being authentic in the hope that someone else has the answersThis is not an anti-mentor episode. Mentors matter.But they are not here to solve your problems for you.I share the biggest lessons this mistake taught me why you need discernment, not just access how easily other people can project their fears, values, and limitations onto you and how to stay grounded in your own voice when the stakes feel highIf you have ever felt pressure to follow advice that did not sit right or believed that the right mentor would fix everything this episode is for you

Networking has a bad reputation.It makes people think of awkward small talk, forced conversations, and trying to impress people who feel out of reach.This episode is not that.In this kōrero, I break down what networking actually is building real relationships over time without pretending to be someone you are not and without burning yourself outWe talk about how to use LinkedIn in a way that feels human how to go to networking events without wanting to leave immediately and how some of the most powerful connections are made in everyday places like cafes, supermarkets, gyms, and school gatesThis episode is especially for anyone who was not taught how to network comes from a working class or Indigenous background or has been told to just work hard and keep their head downBecause opportunities do not only come from effort they move through peopleIf networking has ever felt uncomfortable, intimidating, or “not for people like you” this episode is for youSUBSCRIBE TO MY EMAIL NEWSLETTERIf you enjoyed, please share to a friend or on social media! I'd be so grateful! <3

If money feels heavy right now — this episode is for you.This is a short, grounding pep talk for the days when you’re tired of thinking about money, tired of trying, and tired of feeling like you should be further along.In this episode, I share 10 reminders I come back to when money stress is loud — not advice, not tactics, just perspective to help you get through the hard season.We talk about:Why struggling doesn’t mean you’ve failedWhy stability matters more than looking successfulWhy slow progress still countsWhy rest is part of the planWhy this season isn’t the end of your storyThis isn’t hustle culture. It’s not “think positive and manifest”.It’s reassurance, compassion, and steadiness — for when you need it most.🎧 Listen when money feels like too much.

six-month safety net isn’t flashy — but it’s one of the most powerful things you can do for your money and your nervous system.In this episode, I break down why a proper safety net matters more than investing early, how it reduces stress and increases options, and exactly how I built mine in a realistic, non-perfect way.We cover:What a safety net actually is (and what it’s not)Why six months creates breathing room and choiceHow a buffer protects you from debt, panic, and burnoutThe step-by-step way I saved mine — slowly and honestlyWhy safety changes how you make decisions, not just your bank balanceHow to start even if you feel like you’re “too far behind”This episode isn’t about discipline, deprivation, or hustling harder. It’s about stability, dignity, and giving yourself time when life happens.If you’re living one bill away from stress — or constantly dipping into savings — this episode is for you.🎧 Listen now.JOIN MY EMAIL NEWSLETTERDisclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

Do people who are seen as “more attractive” actually earn more money?In this episode, we dig into the research behind appearance-based pay gaps — what the data says, how big the effect really is, and why it shows up in hiring, promotions, and income over time.But we don’t stop at the numbers.We unpack how ideas of “attractiveness” and “professionalism” are not neutral, and how they’re shaped by race, class, gender, and colonisation. We talk about the extra pressure Indigenous people often face to look and behave a certain way just to be taken seriously — and how judgment around appearance can quietly affect income, confidence, and opportunity.In this episode we cover:What the research says about attractiveness and earningsHow bias shows up in hiring, pay, and promotionWhy “professionalism” often reflects dominant cultural normsHow Māori and other Indigenous communities experience added scrutinyWhy this isn’t about self-worth — it’s about systemsHow to think strategically about money and stability without erasing yourselfThis isn’t about beauty tips or telling people to change how they look. It’s about understanding bias, naming the reality, and building financial options in a world that isn’t neutral.🎧 Listen now.JOIN MY EMAIL LIST

If you had $1,000 to invest in Aotearoa, where could it actually go?In this episode, we break down KiwiSaver as an investment — not just a savings account — and explain why it’s often the smartest, lowest-stress place to start for most people in New Zealand.We cover:How KiwiSaver actually invests your moneyWhy employer and government contributions are literally free moneyHow to think about risk tolerance and time horizonsChoosing the right fund for your real life (not your ideal one)Common mistakes people make with KiwiSaverWhy boring, consistent investing usually winsThis episode isn’t about hype, stock picking, or getting rich quick. It’s about understanding the system, not missing out on what you’re entitled to, and making steady progress over time.If you’ve ever felt confused about KiwiSaver or unsure where to start with investing, this episode will help you get clear.🎧 Listen now.JOIN MY EMAIL NEWSLETTER NOWDisclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments.Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

Need extra money — fast?Before you start a side hustle, there’s a simpler option most people overlook: selling the stuff you already own.In this episode, I break down exactly how to make money selling second-hand items — from clothes and tech to furniture and random household gear. I share what actually sells, where to sell it in Aotearoa, how to price things properly, and how to turn unused stuff into real cashflow.This isn’t about hustle culture, flipping full-time, or becoming a reseller. It’s about stabilising your finances, building an emergency fund, and creating breathing room — without shame or gimmicks.If you’re feeling stretched, stuck, or behind with money, this is a practical place to start.🎧 Press play if you want: • Quick cash without starting a business • Realistic money advice that works in NZ • A grounded way to improve cashflowShare this with someone who needs money support — not judgement.JOIN MY NEWSLETTER

Brand partnerships aren’t about being famous — they’re about trust, alignment, and influence.In this episode, I break down how brand partnerships actually work for content creators, including what brands look for, why follower count matters less than you think, and how to position yourself for paid partnerships — even if you have a small audience.We cover:What a real brand partnership is (and what it isn’t)Why most creators never get brand dealsThe three things brands care about when choosing creatorsHow to position your content so brands approach youHow to pitch brands professionally (without sounding desperate)Common mistakes that ruin your chances of getting paidThis episode is for creators who want to build sustainable income, protect their audience’s trust, and work with brands that actually align with their values.🎧 Listen now and learn how to turn your platform into a business — without selling out.Subscribe to my newsletter

If budgeting harder hasn’t changed your situation, this episode is for you.In this kōrero, I break down realistic ways to increase your income in 2026 — starting with low-effort options that don’t require much time or skill, and moving all the way through to side hustles and starting a business.We talk about income in layers, not hustle culture.I share:simple ways to increase income quickly (like selling things you don’t need)how I saved my first $1,000 emergency fund by selling an iPad, handbags, and branded clotheslow-time options like having a boarder or monetising what you already haveskill-based income ideas that don’t require working more hourswhen side hustles make sense — and when they don’twhy starting a business isn’t the goal, just one possible outcomeThis episode is about matching income strategies to your real life, energy, and capacity — not doing more for the sake of it.No “just work harder” advice. No overnight success stories. Just practical, grounded ways to earn more money without burning yourself out.SUBSCRIBE TO MY EMAIL NEWSLETTER Disclaimer: This episode is not financial or career advice. I’m sharing personal experiences and general frameworks only. Always seek personalised advice for your own situation.If you’re looking for calmer, smarter ways to improve your finances in 2026, this episode will give you a place to start.

I’ve tried a lot of ways to make money.As a kid, I sold second-hand pens. I did gardening, babysitting, and mowing lawns. I worked minimum-wage jobs, dropped out of school, went pine planting, and stacked jobs while broke at uni. I joined a pyramid scheme (without realising), lost money in forex, almost joined another one — and eventually became self-employed.In this episode, I walk through every way I’ve tried to make money, in chronological order, and share the real lessons each stage taught me — about work, systems, leverage, risk, investing, and why effort alone doesn’t always lead to security.We talk about:what minimum-wage jobs actually teach you about moneywhy “work harder” advice often misses the pointhow pyramid schemes and get-rich-quick ideas really hook peoplewhy slow, boring investing mattered more than fast winshow trying lots of things doesn’t mean you’re failing — it can mean you’re learningThis episode isn’t about flexing or hustle culture. It’s about learning money through lived experience, mistakes included.Disclaimer: This episode is not financial advice, career advice, or therapy. I’m sharing my personal experiences and the lessons that worked for me. Always seek personalised advice for your own situation.If your money journey has felt messy, non-linear, or confusing — this kōrero is for you.JOIN MY FREE NEWSLETTER

Have you ever been triggered by someone online — especially around money, success, or confidence — and couldn’t quite explain why?In this episode, I unpack what triggers actually are (from a psychology and nervous-system perspective) and why they show up so strongly around money and identity.I share a personal story about being triggered by a Pākehā creator online, and how sitting with that discomfort helped me uncover a deeper belief I’d been carrying — that being Māori might mean success isn’t meant for people like me.We talk about:what triggers really signal (and why they’re not a personal failing)how identity and inherited beliefs shape our money behaviourswhy logic and budgeting alone don’t fix self-sabotagehow triggers can quietly influence earning, risk-taking, and confidencepractical, evidence-based ways to work with triggers instead of avoiding themThis episode isn’t about blaming yourself or “thinking positive.” It’s about understanding the deeper stories that shape how safe we feel with money — and gently rewriting the ones that no longer serve us.Subscribe to my email listDisclaimer: This episode is not financial advice and it’s not therapy. I’m sharing my lived experience and the tools that have worked for me. For your own situation, always seek personalised financial or mental health support.If you’ve ever felt conflicted about money, success, or visibility — especially within a Māori context — this kōrero is for you.

We’re often told that more money will fix our stress, our habits, and our lives.But what if money doesn’t change who you are — it exposes what was already there?In this episode, I unpack why pay rises, bonuses, Lotto wins, and sudden wealth so often fail to create stability — and why money tends to amplify existing habits, values, and systems instead of fixing them.We talk about:Why earning more doesn’t automatically create financial peaceHow money removes friction and reveals behaviourWhy some people feel calmer with less, while others feel stressed with moreThe difference between income, wealth, and real stabilityAnd why systems and self-awareness matter more before the money comesThis isn’t a mindset episode and it’s not about blame. It’s a grounded look at how money interacts with psychology, power, and identity.If you’ve ever thought “once I earn more, things will settle” — this episode will help you understand what actually needs to change first.🎧 Listen if you want money to support your life, not expose your weakest points.SUBSCRIBE TO MY EMAIL LIST Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

Every financial decision has a cost — even the ones that don’t feel expensive.In this episode, we unpack opportunity cost — not as a boring economics concept, but as one of the most powerful forces shaping your money, time, energy, and future options.We talk about:Why every “yes” quietly comes with a “no”How small, repeated choices cost more than big one-off decisionsWhy opportunity cost hits harder when you have less marginThe hidden trade-offs behind looking successful or “keeping up”And how opportunity cost affects not just money, but health, time, and wellbeingThis isn’t about guilt or restriction. It’s about clarity — seeing the full picture of what your choices are really buying, and what they quietly take away.If money feels tight, life feels busy, or you’re wondering why progress feels slow even though you’re trying — this episode will help you see why.🎧 Listen if you want to make decisions that buy you options later, not just relief right now.SUBSCRIBE TO MY EMAIL NEWSLETTERDisclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

We’re taught to think wealth looks like luxury cars, big houses, and designer everything.But research shows that many genuinely wealthy people don’t look rich at all.In this episode, I break down why real wealth is often invisible, drawing on insights from The Millionaire Next Door and decades of research into how everyday millionaires actually live.We talk about:Why many wealthy people drive modest cars and avoid flashy spendingThe difference between income, lifestyle, and real net worthWhy net worth is often higher in areas with fewer “status houses”How conspicuous consumption quietly destroys long-term wealthAnd why looking rich and being rich are often opposite goalsThis episode isn’t about deprivation or “being cheap.” It’s about understanding how wealth is really built — slowly, quietly, and often without anyone noticing.If you’ve ever wondered why people who seem successful still feel financially stressed — or why some wealthy people fly completely under the radar — this episode will change how you see money, status, and success.🎧 Listen if you want to build wealth without needing to look impressive while doing it.SUBSCRIBE TO MY EMAIL NEWSLETTERBUY A BOOK

So many people feel behind because they’re “not investing yet.”But what if the problem isn’t what you’re investing in — it’s whether you’re actually ready to invest at all?In this episode, I break down what really matters before you invest, without stock tips, hype, or pretending to be a market expert.We talk about:Why investing doesn’t fix instability — it magnifies itThe difference between starting wealth and extending itWhy risk feels very different depending on your life contextWhat stability actually looks like before investing makes senseAnd why KiwiSaver is the most realistic form of investing for most people in AotearoaThis episode isn’t about picking the “right” investment. It’s about sequencing, safety, and building a money system that won’t collapse under pressure.If investing feels stressful, confusing, or out of reach — this episode will help you understand why, and what to focus on instead.🎧 Listen before you put your money somewhere you can’t easily get it back.Buy A Book!Subscribe to my email newsletter

We’re told success looks like more money, higher status, and being constantly busy.But does money actually make you happy — and if so, how much? And what does success look like when you stop chasing approval and start chasing wellbeing?In this episode, I unpack what success really looks like to me, using research on money and happiness alongside lived experience.We talk about:Whether money actually increases happiness (and where it stops helping)Why status and career progression often cost more than they give backThe difference between wealth, wellbeing, and visible successWhy time freedom, health, flexibility, and options matter more than prestigeAnd how Western ideas of “success” quietly reward burnout and exhaustionThis isn’t a motivational episode. It’s a critical look at the success narrative many of us were handed — and why opting out can be a rational, intelligent choice.If you’ve ever felt successful on paper but empty in real life — or behind because you don’t want what everyone else seems to want — this episode is for you.🎧 Listen if you’re questioning whether chasing more is actually making life better.SUBSCRIBE TO MY EMAIL NEWSLETTER: https://www.maorimillionaire.com/about-5-1

If you have an emergency fund… but it’s always empty — this episode is for you.In this kōrero, I break down why so many people keep dipping into their emergency savings, and why it’s not a discipline problem or a personal failure.We talk about:Why most “emergencies” are actually predictable life costsThe difference between irregular expenses and true emergenciesHow one savings account is often doing too much heavy liftingAnd how to redesign your money system so it works in real life — not just on paperThis episode is about replacing guilt with clarity, and building money systems that assume life will be messy.If you’re doing your best and still feel like something always wipes you out financially, you’re not alone — and you’re not broken.🎧 Listen if your emergency fund keeps disappearing and you’re tired of blaming yourself.JOIN MY EMAIL LIST TO BE THE FIRST TO KNOW NEXT TIME I LAUNCH A WANANGA: https://www.maorimillionaire.com/about-5-1

Most money advice assumes you’re well-rested, calm, and thinking long-term.But most people are tired.In this episode, I talk about the money costs we rarely name — exhaustion, stress, and survival mode — and how they quietly show up in your bank account.We cover:Why tired people don’t make bad money decisions — just short-term onesHow decision fatigue leads to convenience spending, late fees, and money leaksWhy this hits people with less margin harderAnd how to design money systems that work even when you’re exhaustedThis isn’t about “trying harder” or being more disciplined. It’s about building financial systems that support real people living real lives.If money feels hard right now, this episode might explain why — and help you be a little kinder to yourself.🎧 Listen if you’re doing your best and still feel behind.SUBSCRIBE TO MY EMAIL LIST TO BE THE FIRST TO KNOW WHEN I LAUNCH A WANANGA: https://www.maorimillionaire.com/about-5-1