Leverage Addicts

Are you accidentally slowing down your wealth creation? In New Zealand, the "standard" advice is to pay off debt as fast as possible—but when it comes to investment properties, that strategy could be costing you thousands in lost cash flow and tax efficiency.Learn more: https://mhq.co.nz/mortgage/smash-your-tax-interest-only-vs-principal-interest-mortgage-strategies-series-ep-2/

Most New Zealand property investors never get past one or two properties - not because property doesn’t work, but because they misunderstand debt, leverage, and serviceability. In this video, we break down how Kiwis can borrow properly, use good debt with intent, and structure their property investments for long-term wealth creation.Learn more: https://mhq.co.nz/property-investment/how-to-borrow-properly-in-nz-property-build-multiple-investment-properties-scale-wealth/

Is property development the natural next step after property investing in New Zealand? Or is it a completely different game?In this New Zealand real estate education video, we break down the real difference between property investing vs property development, and whether you should develop to hold or develop to sell in the current NZ property market.Learn more: https://mhq.co.nz/property-investment/property-development-vs-property-investing-in-new-zealand/

Before you buy your next property in New Zealand, you need to answer one critical question: What are you actually trying to achieve?Most New Zealand property investors and first home buyers jump straight into “what should I buy?” without defining their goal, understanding their financial position, or choosing the right strategy. That’s why so many Kiwis feel stuck, overwhelmed, or disappointed with their property results.Learn more: https://mhq.co.nz/property-investment/how-to-choose-the-right-property-strategy-in-nz-property-investment-nz-ep-2/

Are you a New Zealander looking to buy your first property, grow your property portfolio, or create long-term wealth? In this video, we kick off a new series on property investment in New Zealand, covering the fundamentals every Kiwi investor needs to know.

Is revolving credit a smart mortgage strategy or a financial trap? In this video, we break down how revolving credit works, when it’s powerful, and when it can actually cost you more. If you're a NZ first home buyer, homeowner, or property investor looking to reduce interest costs and pay off your mortgage faster, this is a must watch.Learn more: https://mhq.co.nz/mortgage/revolving-credit-explained-nz-pay-off-your-mortgage-faster-without-increasing-repayments/

Join Simon as he sits down with licensed New Zealand financial adviser Harry, who bought his first property at 23 and has helped hundreds of clients restructure their home loans more effectively. We cover powerful mortgage strategies including interest-only lending, refinancing, cashback offers, revolving credit, debt consolidation, house hacking, and how to pay your mortgage off years faster — without increasing repayments.Learn more: https://mhq.co.nz/mortgage/mortgage-hacks-you-need-to-know-mortgage-strategies-series/

Property headlines are loud, but smart New Zealand investors focus on strategy, not noise. In this NZ property market update, we sit down with one of New Zealand’s leading financial advisers to break down what’s actually working right now for first home buyers, property investors, and Kiwis building long-term wealth. We cover NZ mortgage rates, cash flow vs capital growth, manufacturing equity, risk management, refinancing strategy, granny flats, development opportunities, and how to invest through a flat or uncertain market. Whether you’re buying your first home, planning your next investment property, or restructuring an existing NZ property portfolio, this video delivers practical New Zealand finance insights to help you make smarter decisions in today’s real estate marketLearn more: https://mhq.co.nz/tips-tools-strategies/how-to-win-in-the-nz-property-market/

What is the Reserve Bank really signalling about interest rates in New Zealand? Whether you’re a first-home buyer, property investor, or homeowner, understanding the Reserve Bank’s moves is crucial for navigating the NZ housing market, mortgages, and household finances. In this video, we break down whether there will be another rate cut, where we are in the rate-cutting cycle, why household inflation matters, what could trigger the Reserve Bank to tighten rates, and how global risks could impact Kiwi households. Learn how to interpret the Reserve Bank Governor’s signals and make smarter decisions for your property investments, mortgage strategy, and financial planning in 2025.Learn more: https://mhq.co.nz/property-investment/reading-the-reserve-bank-between-the-lines-what-the-new-governor-is-really-signalling-on-rates/

Politics doesn’t just shape headlines - it shapes house prices, mortgages, KiwiSaver balances, and your long-term wealth. In this sharp, no-spin episode, Andy Turner, Head of Advice for Insurance and KiwiSaver, sits down with Simon McDonald, Head of Advice at MortgageHQ, to break down how political leadership styles directly collide with the future of New Zealand’s housing market.Learn more: https://mhq.co.nz/house-buying/styles-make-fights-hipkins-vs-luxon-and-the-battle-for-nz-house-prices/

Every New Zealand property cycle has a danger zone. Summer is it.More listings. More buyers. More emotion. And for first home buyers in 2025, more ways to make irreversible financial mistakes.Learn more: https://mhq.co.nz/house-buying/summer-property-traps-2025-the-costly-mistakes-first-home-buyers-keep-repeating/

Book a call: http://go.oncehub.com/10-minute-introductory-callNew Zealand is obsessed with ANZ’s one point five percent cashback war.But while the country argues over short term savings, real investors are quietly using a completely different playbook to build long term wealth.Learn more: https://mhq.co.nz/mortgage/the-anz-1-5-cash-war-is-a-distraction-we-reveal-where-real-wealth-is-made/

Everyone in New Zealand is busy moaning about interest rates. Meanwhile, a tiny percentage of investors are quietly building wealth with the cheapest capital in the country. Zero percent money. One percent money. Bank-funded upgrades that literally force capital gains.Learn more: https://mhq.co.nz/mortgage/the-zero-percent-money-play-how-nz-investors-turn-green-loans-into-faster-wealth-and-bigger-gains/

Every Kiwi wants freedom - time with family, no money stress, and a future that actually feels earned. But between rising interest rates, school fees, and inflation, most people are running harder just to stand still. In this hard-hitting episode, Craig Stanaway sits down with Simon McDonald, Head of Advice at MortgageHQ, to expose how ordinary New Zealanders can retire early, raise financially smart kids, and turn their paycheques into real power.Learn more: https://mhq.co.nz/tips-tools-strategies/retire-early-raise-legends-the-kiwi-playbook-for-turning-paycheques-into-power/

Welcome to the episode every New Zealand landlord, investor, and tenant needs to hear - the ultimate deep dive into the hidden world of property management in New Zealand. Hosted by Craig Stanaway and featuring Joseph Hickton of Barfoot & Thompson, this conversation rips the lid off what really happens behind the scenes of NZ’s rental market, from tenant selection and maintenance dramas to investor strategy and compliance chaos.Learn more: https://mhq.co.nz/property-investment/the-truth-about-property-managers-behind-the-scenes-of-nz-tenants-and-rentals/

It’s the story shaking dinner tables and boardrooms across the country. Labour’s latest move — a narrow Capital Gains Tax proposal to help fund free GP visits - has reignited one of New Zealand’s most divisive debates: how far is too far when taxing wealth built on property?Learn more: https://mhq.co.nz/property-investment/capital-gains-bombshell-will-labours-tax-plan-blow-up-nz-property/