Journey To Launch

Bernadette Anat, also known as Hey Berna, is your Financial Hype Woman. Berna makes money fun through videos and money memes. She is your go to example of how to get out of debt and live your best life. In episode 108, Berna shares how she paid off $50,000 in debt, ditched her corporate job at Instagram, and traveled the world for one year. Now she's back and living life on her terms as an entrepreneur. In this episode you will learn: How to have the "get debt free" conversation with your family and friends A fun way to track your expenses—ditch the boring spreadsheets The importance of making money rules for each paycheck The impact an accountability partner can have on your financial freedom journey and why you need one Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else. Other related blog posts/links mentioned in this episode: Mint Clarity Money Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Hey Berna: Website Facebook:@HeyBerna Instagram:@HeyBerna Twitter:@HeyBerna Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

Money Coach and Founder of The Fiscal Femme, Ashley Feinstein Gerstley, joins us in episode 107 to discuss the importance of your money mindset and her book, The 30-Day Money Cleanse. Ashley helps women build wealth by teaching you about her money mistakes and how to set yourself up for financial success. She coined her own way of budgeting called the "Happiness Allocation" and explains how your deep beliefs about money can impact your ability to make money it and keep it. In this episode you will learn: How to take control of your finances with a 30-day cleanse Why a growth mindset is important to achieving and maintaining wealth How a gratitude attitude helps boost your finances Tips to change your beliefs and relationship towards money Practical steps to shake up your routine and drop frivolous expenses What you can do to maximize your joy per dollar spent All about money parties and how to make finances fun Don't know what a money party is? Listen to episode 107 now! Enter for a chance to win a copy of the book by going to JourneytoLaunch.com/win and entering your name & email only! Even if you don't win, you will still win by getting access to my free resource library. Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else. Other related blog posts/links mentioned in this episode: Remember to enter the contest to win a copy of Ashley's book or you can grab your own copy now! To get the fun guides that will help you makeover your finances in 48 hours visit Ashley's website. You can also get started with her 7-day jumpstart! Don't forget to check out the Sa-Vings music video with a cameo from yours truly. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ashley Gerstley: Website Facebook:@TheFiscalFemme Instagram:@TheFiscalFemme Twitter:@TheFiscalFemme Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

Bola Sokunbi founder of Clever Girl Finance is back on the Journey to Launch Podcast! This time she is talking about entrepreneurship, ditching debt, and how to accomplish financial independence on your own terms. Bola is a certified financial educator and money expert, helping women take charge of their finances. Check out her new book, Clever Girl Finance Ditch Debt, Save Money, and Build Real Wealth, a manual about how to achieve financial freedom. In this episode we discuss: How to adjust your mindset so you can succeed. How to define financial independence for yourself. How to prioritize and plan your financial goals. Entrepreneurship vs. a Job: How you can achieve financial independence through both. Enter for a chance to win a copy of the book by going to JourneytoLaunch.com/win and entering your name & email only! Even if you don't win, you will still win by getting access to my free resource library. Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else. Other related blog posts/links mentioned in this episode: Bola's book is out and you can get your own copy here. Bola Sokunbi on Episode 22 Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Bola Sokunbi: Website Facebook:@CleverGirlFinance Instagram:@CleverGirlFinance Twitter:@CleverGirlcgf Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

Kristy Shen and Bryce Leung left their lucrative software engineering careers to enjoy world travel and freedom. Both retired in their early 30's with a 7-figure portfolio and have complied their secrets to success in their new book Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required. Kristy and Bryce are financially independent, self-made millionaires who hail from humble beginnings and learned along their journey how to follow the money so they could afford to pursue their passions. In this episode we discuss: How Kristy went from surviving off 44 cents a day to a 7-figure portfolio. How you can use CRAP (Creativity, Resilience, Adaptability, and Perseverance) to achieve success. How to cut expenses from your budget so you can maximize your income and minimize waste. How to choose your degree and career based on the math. Why your home is not an investment and how avoiding home-ownership helps you achieve financial independence sooner. Why taxes are for the poor and how to win the tax game. Kristy and Bryce's book is out and you can get your own copy here. On their website Kristy and Bryce also offer a free investing workshop. Check it out to start investing now! Enter for a chance to win a copy of the book by going to JourneytoLaunch.com/win and entering your name & email only! Even if you don't win, you will still win by getting access to my free resource library. Doors for the Launch Club re-open in August, click here to get on the list and get access to join before anyone else. Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kristy & Bryce: Website Facebook:@MillennialRevolutionBlog Twitter:@FIRECracker_Rev Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

On this episode, we speak to Jean Chatzky, the financial editor of NBC's TODAY show, an award-winning personal finance journalist & the host of the podcast HerMoney. Jean joins us to talk about how she navigated her career to become one of the most recognized and notable thought leaders in the personal finance space. She also explains the importance of taking risk and also gives different tips for saving and investing (especially if you feel like you had a late start). Topics discussed in this episode: Finding the balance between doing what you love and earning money to pay for the lifestyle you love Discussion on the complex relationships that women have with money How to be creative with being able to reach your goals How to take risks to land your dream job (and life) How someone who is older can still save for the lifestyle they want in retirement plus more Doors for the Launch Club re-open in July/August, click here to get on the list and get access to join before anyone else. Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jean: Website Instagram:@JeanChatzky Facebook:@JeanChatzky Twitter:@JeanChatzky Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

I am so excited to share this episode with you Journeyers! This is the 2nd year anniversary of the Journey to Launch podcast and with it, I'm pulling back the curtain on the hurdles, lessons and great things going on behind the scenes with myself and Journey To Launch. Hopefully, these 10 lessons/takeaways will inspire and enrich your journey too. My 10 Updates & Lessons: Say no and being ok with not pleasing everyone. (Are you afraid to say no because you think this opportunity will never come along again?) Let go of control so that you can grow and maximize your time. Be appreciative of the good things that you have in your life already. Know your worth & ask for more. Monetizing the podcast by partnering with brands that are a good fit "Talk the talk and walk the walk"- Realize what you are really worth, and don't be afraid to ask for more money. Invest in your own knowledge, create value and earn what you are worth. Instead of asking someone why they didn't buy your product/service, focus instead on those who did. Don't focus on the things that aren't working out in your life, look at the things that are and realize what you are doing right. Identify your upper limit and realize how it is holding you back from having a breakthrough. Don't be afraid to take that next step & don't be your own worst critic. How to save & invest and take more risk. Updates on projects at Journey to Launch. Doors for the Launch Club re-open in July/August, click here to get on the list and get access to join before anyone else Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

I absolutely Iove bringing you ideas and stories that challenge your belief of what you think you can do and allows you to think outside the box. Charlie Pioli has a passion for environmental conservation and dumpster dives for a majority of his grocery needs. I was immediately intrigued by Charlie's story and lifestyle which at first seemed extreme, but as you'll learn when you listen to the episode, is a practical and smart way to save money and reduce food waste. Charlie even discusses how he is house hacking and using real estate investing as a way to reach his goals.If you think you should skip over this episode just from the title alone, I challenge you to give it a try. Even if dumpster diving isn't for you, you will walk away with some actionable tips and inspiration for your journey. In this episode we discuss: Charlie's backstory and how he got started dumpster-diving His plan to take a mini-retirment when he turns 30 How's he's house hacking and planning to use real estate to reach his financial goals Some of the mistakes he's made a long the way and how you can avoid them Tips to save on your food/grocery expenses + more Doors for the Launch Club re-open in July/August, click here to get on the list and get access to join before anyone else Other related blog posts/links mentioned in this episode: 2017 New York City Waste Characterization Study Report With Charlie on the Cover Page Recording Data The Truth About the Solid Waste Industry and Recycling Article on How to Househack Advice to Get a Home Loan WIth No or Little Money Down Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Charlie: Website Instagram:@MrDumpsterDivington Twitter:@Pioli121 Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

Damien Peters walked away from his lucrative tech career to live abroad with his wife and young son in Spain so that he could live a life of freedom and flexibility. Damien shares how entrepreneurship, real estate investing and saving allowed him to take the big leap and how you can make the changes you need in your life and finances to do the same. On this episode we discuss: How Damien walked away from his lucrative tech career to live abroad & how he was able to give up a stable 6 figure salary to a less guaranteed income but one that came with work flexibility. What should one consider when thinking of moving abroad and how he was able to get his wife on the same page. Damien's entrepreneurship journey, his previous ventures and why he started Wealth Noir His real estate investing experience His journey in becoming an accredited investor and the risks and rewards associated with it becoming one Actionable tips for those ready to step up their pursuit of wealth & what you can do right now plus more Doors for the Launch Club re-open in July/August, click here to get on the list and get access to join before anyone else Other related blog posts/links mentioned in this episode: Should I Try Living Abroad- By Damien Peters Accredited Investor Opportunities- By Damien Peters Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Damien: Website Instagram:@WealthNoir Facebook:@WealthNoir Twitter:@WealthNoir Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

This is the 100th episode of the Journey to Launch podcast and I am so excited about getting this far thanks to all of you who listen every week. So for this episode, I'm answering listener questions about debt consolidation, online savings accounts and so much more. Questions in this episode: Is a debt consolidation loan ever a good idea? Should you place your emergency savings in an high yield online savings account? What is a Thrift Savings Accounts, how do they work and compare to other employer retirement savings and investment plans? What to do with the money after refinancing your house? How to deal w/ family members who want you to spend money on events when it will set you back financially? + more Doors for the Launch Club re-open on July/August, click here to get on the list and get access to join before anyone else! Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

This episode is probably one of my top 5 favorite episodes so far on The Journey to Launch podcast! I am so glad David Neagle came on the show; he is the founder of the multimillion-dollar global coaching company Life Is Now, Inc, helping thousands of entrepreneurs, experts and self-employed professionals gain the confidence and find the right mindset to increase their revenue. After a near death experience, David changed his way of thinking to get him on the path to unlock his full potential and making so much more money. We discuss ways to change your mindset, how to deal with fear, how to stop feeling stuck in your jobs, the law of polarity, & so much more. Find out what book he recommends that you should definitely read & study to learn about how to make money that will change your life! On this episode, we discuss: David's overall background/story How David's life was forever changed on a day on the Illinois River which caused him to unlock the potential within him and triple his income How school and full time employment instills the idea of being safe in life and loyal to a job but can keep you stuck from reaching your true potential What happens to us as we grow to keep us so fearful Why the Science of Getting Rich by Wallace D Wattles is David's favorite book The Universal law and the law of polarity How to see opportunities instead of obstacles How we can move from the mediocre mindset to the entrepreneur mindset Why it's our divine right to be rich and wealthy but why so many people don't achieve or believe this The one thing that you can do right now to change your life and unlock your full wealth potential Doors for the Launch Club re-open on July 18th, click here to get on the list and get access to join before anyone else Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with David: Website Instagram:@David_P_Neagle Facebook:@DavidNeagleCommunity Twitter:@DavidNeagle Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

I'm so excited to be joined by Allison Baggerly on this episode who is the founder of Inspired Budget, a business that helps women learn how to budget, save money, and pay off debt. Allison shares with us how she and her husband were able to pay off $111,000 worth of debt on 2 teacher's salary in 4.5 years! She gives us lots of great tips on how she and her husband stayed committed to their goals, and opens up about her struggles with anxiety and depression around money which affects many of us. Learn how to shift your focus from finding temporary happiness from spending money to finding it in saving & paying down debt! Topics discussed on this episode: - How she and her husband paid off $111,000 in debt in 4.5 years on teacher's salaries - What steps they took to find more money in their budget - How they stayed committed to their money goals - Her struggle with anxiety and depression, especially around money - How she's a natural spender and how she fought it to stay on track to pay off her debt - How Allison juggles a full-time job, being a mom and a wife plus running a side hustle - Her thoughts on the Financial Independent Retire Early Movement (F.I.R.E) - Tips if you are struggling with a budget plus so much more! Other related blog posts/links mentioned in this episode: How We Paid Off $111,000 of Debt to Become Debt Free Have Kids & Become Debt Free Coach Purse Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Allison: Website Instagram:@InspiredBudget Facebook:@InspiredBudget Twitter:@Inspired_Budget Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

This week's guest is Ogechi Igbokwe, a financial educator, money strategist, speaker, personal finance writer and the founder of OneSavvyDollar. In our chat, Ogechi gives a lot of great tips and advice on how to get out of student loan debt, how & where to get started investing in real estate, and how to find companies that help you pay for your higher education tuition. Here are just some of the topics that we discussed: Ogechi's background story; what she learned about money where she grew up, how those views were altered when immigrating to the US. Family views on education and how it differed in the U.S compared to Nigeria What steps she took to get out of $26,000 worth of student loan debt and tips on how you can too The challenges she faced along the way to becoming debt free Ogechi's real estate investing experience and how she bought her first property at 21 years old Methods you can take to get companies to either pay for tuition or pay for tuition reimbursement Ogechi is also coming into the Launch Club to teach a class about Home Buying & Real Estate. Doors for the Launch Club are currently closed but you can get on the waitlist to join the Launch Club and watch Ogechi's class and other classes that can help you achieve your goals of Financial Freedom. Click here to get on the waitlist and be the first to be notified when the doors open. Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ogechi: Website Instagram:@OneSavvyDollar Facebook:@OneSavvyDollar Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

What does a flexible life, a life where you are in control and enjoy look like. Today, I'm speaking with Jillian Johnsrud on the podcast to learn just that. By 32, Jillian and her husband had paid off $55k in debt, lived abroad for 4 years, traveled to 27 countries, adopted 4 kids, paid cash for their home and became financially independent. She lives in Montana where she writes, coaches and speaks about creating financial freedom, intentional living and lifestyle entrepreneurship. On this episode we discuss: What a Financial Independence (FI) Flashpoint is and how it prompted her to look for a better way How to create your ideal life What she and her husband did to become FI How & Why they bought their first house in all cash What Flexible F.I.R.E is and why we should choose our own path Accomplishing minimalism with 5 children at home plus so much more Doors for the Launch Club re-open on July 18th, click here to get on the list and get access to join before anyone else Other related blog posts/links mentioned in this episode: Jillian's Free Course - Live w/ Intention: A Roadmap to Your Best Life Flexible F.I.R.E. Finanical Independence Flash Point Minimalism with Kids Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jillian: Website Instagram:@JillianJohnsrud Twitter: @MtMoneyAdventur Facebook:@MontanaMoneyAdventures Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

On this episode, we are joined by Jason Butler of My Money Chronicles. He is a serial side hustler, who currently makes between $500 - $800 per month with eBay and uses that money and other side hustle income to pay off his debt. He's gets real with us about all the setbacks, headaches and bumps along his journey that he has experienced. Jason explains how he works on his side hustles to help him pay off his debt and gives us great advice on how you can approach setting goals for getting out of debt too. Find out about how much he loves Miami but why he can't go back just yet! On this episode we discuss: Jason's money backstory and how he got into debt What setbacks he has had along the way and some of the lessons he's learned His current side hustles and how he plans to make $36,000 this year from side hustles alone How Jason plans to stick to his debt payoff goal How he makes money from Ebay and how any person can get started selling on Ebay plus so much more Doors for the Launch Club re-open on July 18th, click here to get on the list and get access to join before anyone else Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jason: Website Instagram:@MyMoneyChronicles Twitter: @Money_Chronicle Facebook: @MyMoneyChronicles Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

I am so excited to share this episode featuring Kara Stevens of the award winning site The Frugal Feminista which helps women get their finances in order. We get some firsthand tips from Kara on how to grow and manage a profitable side hustle while juggling a full-time job and family. Kara was able to not only pay off $40,000 in debt in 3 years but also build a business on the site while managing a full time job & a family, so there is definitely much to learn In this episode we will discuss: Kara's background, money story & journey into entrepreneurship How she paid off 40,000 of debt in 3 years. Find step by step guide here. How to balance a full-time job, your side hustles & a family How as a principal, Kara wanted to start a community based businesses Time vs. money argument. When to outsource and build a team, and how to determine where to spend/invest when you still have debt How to build a team for the key aspects of the business on a budget and the tools to support communication? Tips on staying motivated from Kara's article. Other related blog posts/links mentioned in this episode: 9 Things I Did to Pay Back My $40K Student Loan Debt in Two Years 6 Tips to Keep You Motivated While Building Your Business on the Side Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kara: Website Instagram:@FrugalFeminista Twitter: @FrugalFeminista Facebook: @TheFrugalFeminista Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

You may think that you need a traditional education to reach Financial Freedom, but on this episode, Tinian Crawford is here to tell us otherwise. He shares with us how lucrative a job in the Trades can be and why more people should be looking to a trade career and building their DIY skills to help them reach their goals of Financial Independence. On this episode you will learn: Tinian's backstory & his entrepreneurial journey into the world of Financial Independence What's considered a "trade job" and how pursuing trade skills is a great alternative to a traditional college education The demand for trade jobs and the gap between skilled workers and available positions How one can get started in the trades, how to get your children started & how to pivot into a trade career How to become a trade entrepreneur in order to reach your financial goals The gender gap and barrier that women may experience when looking to get into trades but why women are needed in these fields plus so much more Other related blog posts/links mentioned in this episode: NPR Article Women in the Trades College vs Trades My Big Stupid Hot Tub Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tinian: Website Instagram:@diycaptain Twitter: @DiyCaptain Facebook: @Tinian.Crawford Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

On this episode of Journey to Launch, I speak to Lisa Phillips on how to get into affordable real estate investing as a way to build wealth. Lisa shares how she built her real estate portfolio and has reached Financial Freedom after losing her job and going through foreclosure. Topic talked about in this episode include: -Lisa Phillip's background from losing her home in a foreclosure to being able to bounce back as a successful real estate investor -How to get started investing in real estate without a lot of capital & cash -Where to find affordable real estate for around $30,000 -Why rural, inner-city, and mid sized cities properties in working class neighborhoods are the best investments -How to invest in a property in another city & the key things to make out of town investing work plus so much more Other related blog posts/links mentioned in this episode: Thank you to The Nav.it Podcast for Sponsoring the Episode Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Erin: Website Instagram: @Affordablerei Twitter: @Affordablerei Facebook: @Affordablerei Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

Investing can seem complicated but Erin Lowry is breaking it down into terms we can all understand. Her new book, Broke Millennial Takes On Investing, is a beginners guide to investing and will help you level up your money. Here's what we discuss in this episode: Erin's background & how she became the Broke Millennial and an overview of her book The most common "excuses" or limiting beliefs on why people don't invest The importance of compound interest, inflation & time & why you should start sooner than later Investing in a 401K, Roth IRA & other investing options aside from your employer Goal setting, time horizon, risk tolerance and asset allocation Paying off your student loans vs credit card debt vs investing for retirement What the wealthy are doing in regards to investing The benefits & advantages of robo advisors vs human advisors vs investing on your own Email [email protected] with proof of purchase of the book & get the free 30 day investing action plan! Last Chance to join the Journeyer Launch Club before the doors close for a bit on April 4th. Check out the Launch Club here. Other related blog posts/links mentioned in this episode: Get your chance to win a copy of Erin's book here. Get Erin Lowry's Book Here Attend Erin's Upcoming Book Tour Check out Investor.gov Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Erin: Website Instagram: @BrokeMillennialBlog Twitter: @BrokeMillennial Facebook: BrokeMillennial Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

To reach your goals of Financial Freedom and Independence, you have to focus on these four areas; Income, Expenses, Investing (not just in retirement accounts), & Mindset. In today's episode, I will be discussing how to optimize and improve each of the four components and give you tips on how to succeed in each area. There's still time left to join me in my FREE class on March 28th at 8:30pm EST. Grab your spot here Other related blog posts/links mentioned in this episode: Join The the FREE class on March 28th at 8:30pm EST Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

On this week's episode, I talk with to Atiya Brown of the Savvy Accountant all about taxes. Taxes can be confusing and overwhelming to understand but its an important tool to build wealth. We talk about: New changes to the tax code How to decide when you should DIY your taxes vs hiring a professional How you can use a businesses and side hustles to help you become more tax efficient Using real estate to help lower your tax liability and build wealth Most common tax misconceptions and questions Atiya gets about taxes + so much more Join me for the FREE class on March 28th all about how to create your plan to reach Financial Freedom here Other related blog posts/links mentioned in this episode: Join The the FREE class on March 28th at 8:30pm EST Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Atiya: Website Twitter: @AccountantSavvy Instagram: @thesavvyaccountant Facebook Page: thesavvyaccountant Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

On this week's episode, I am exploring some cheaper and faster alternatives to college with Ryan Craig who wrote the book, A New You, Cheaper and Faster Alternatives to College. In this episode we talk about: The history of college education and how this advanced degree system came to be? The fundamental issues with college today What's the framework for making the critical importance choice of where to go to college? Affordable vs Unaffordable and Nonselective college vs Selective college The last mile in higher education, pathways to digital new careers, boot camps (in person and online) What's the overall benefit to solving social and economic problems when the faster and cheaper college alternatives become more of the norm? plus so much more Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom! Other related blog posts/links mentioned in this episode: A New U Book The Rule of 10- Benchmark for making college affordable Techtonic Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ryan: Website Twitter: @ryancraiguv Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

On this week's episode, I'm talking to Eric Patrick who is a full-time Pharmacist, husband, father of two and runs two side hustles, DocDesgins, a social media management company and Black Market Exchange which uses hip-hop and urban media to make investing fun and easy to understand. In this episode we talk about: How he first got into investing Balancing a full-time job as a pharmacist and two side hustles The lessons we can learn about money through hip hop and movies like Black Panther How you can be multi passionate and pursue different career paths Deciding on what to do as a side hustle Lessons to teach your kids about money plus so much more Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom! Other related blog posts/links mentioned in this episode: Gaining Personal Financial Freedom through the Biblical Principles of Finances by Larry A. Maxwell Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Eric: Website Instagram: @Black_market_exchange Twitter: @hiphopstockdoc Facebook: Black Market Exchange Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

I'm excited to bring you another Journeyer Profile interview. Today, I'm talking with Ashley Copeland who was able to purchase 2 homes and has a net worth of almost $100,000 all by the age of 27 years old. She was able to accomplish all of this without ever earning 6 figures and while living in DC. In this interview we discuss: How she ended up buying 2 properties in DC How she prepared to quit her job to follow her passions Why she comes from a place of gratitude with all areas of her life - even when it comes to waiting tables Tips on spending wisely and saving money Breaking down your goals to be smaller and achievable and so much more Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom! Other related blog posts/links mentioned in this episode: Afford Anything Podcast Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ashley: Website Instagram: @Stacksnthecity Twitter: @Stacksnthecity Facebook: Stacks and the City Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

I'm excited and honored to bring you this roundtable discussion. I brought together some of the most notable and leading voices in the Financial Independence and personal finance space to discuss the wealth gap, privilege and the unique factors that people of color face in reaching Financial Freedom. The roundtable includes; Naseema from Financially Intentional, Carmen Perez from Make Real Cents, Timika from the House of FI Podcast & Julien and Kiersten from Rich & Regular. We discuss: Lack of diversity in the messaging and why our stories need to be told Our thoughts on overall privilege and our own individual privileges Actionable steps people of color need to take to get ahead Getting the cheat code by investing in yourself and education plus so much more Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom! Other related blog posts/links mentioned in this episode: Naseema's first JTL interview Episode 16 Timika's first JTL interview Episode 30 Julien & Kiersten's first JTL interview - Episode 43 Black Fire series Part 1 & Part 2 Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Carmen: Website Instagram: @makerealcents Twitter: @makerealcents Facebook: Make Real Cents Connect with Timika: Reluctant Frugalist Website House of FI Instagram: @house_of_fi Facebook: House Of FI Connect with Naseema: Website Instagram: @financiallyintentional Facebook: FinanciallyIntentionalBiz Connect with Julien & Kiersten: Website Instagram: @richandregular Twitter: @richandregular Facebook: Rich and Regular Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

How do you create a life where work is optional? Are you interested in early retirement but not a fan of super frugality? On today's podcast, I have Tanja Hester, creator of the Our Next Blog, who retired early at the age of 38 to talk about her new book, Work Optional, where she answers those questions and more. In this episode we discuss: The three stages of work optional living; full early retirement, semi-retirement & career intermission The concept of Hedonic Adaptation and how it impacts the way we spend money Why we should all have a money mission statement Tanja's genetic disability and how it impacts her drive to live her best life Different options for health care coverage for early retirees plus so much more I'm also excited because I'm giving away a copy of Tanja's new book, Work Optional, to lucky listeners of the podcast. You can enter to win by clicking here. Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom! Other related blog posts/links mentioned in this episode: Get the book Work Optional Download the Work Optional Questionnaire Early Retirement Now Blog Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tanja: Instagram: @our_nextlife Twitter: @our_nextlife Facebook: OurNextLife Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

It's my birthday, so today's episode is going to be a personal one. I'm going share how I plan on getting to the next level in my personal development and entrepreneurial pursuits and how you can do the same. Plus, I'll be talking about some of my goals and what I want to focus on this year. If you want to give me a birthday gift, simply share the podcast with someone or on your social media! Also, don't forget to check out the Journeyer Launch Club for the tips, tools and extra content to reach your financial goals! Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Happy to have Grant back on the podcast to discuss his new book Financial Freedom- A Proven Path to All the Money You Will Ever Need. Grant was first on episode 48 of the podcast and now he's back to break down some of the best concepts from his new book. Watch the interview here: https://youtu.be/U_g5ONzdJy4 I'm also excited because I'm giving away 3 copies of the book to lucky listeners of the podcast. You can enter to win by clicking here. Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence Other related blog posts/links mentioned in this episode: Get the Financial Freedom book - Financialfreedombook.com (available for pre-order now and in stores February 5th) Check out some of the tools from the book https://financialfreedombook.com/tools/ Listen to Grant's first interview on the Journey To Launch podcast Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Grant: Grant's Website Instagram: @financialfreedom Instagram: @millennialmoneycom Twitter: @millennialmoney Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

If you are wondering how it is that you can create better habits in your life and get rid of the habits that you know are holding you back, you are going to love my chat with bestselling author James Clear on his latest book Atomic Habits. The book is a guide on how to change your habits and get 1% better every day. In this episode we discussed: The importance of habits in our lives How meaningful changes yield radical results Why we should focus on identity-based habits vs outcome based habits The framework of Cur, Craving, Response & Reward and how to use it to create good habits and break bad habits Why it's important to take small steps toward building better habits plus so much more Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence Other related blog posts/links mentioned in this episode: Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with James: James's Website Atomic Habits Facebook: James Clear Instagram: @james_clear Twitter: @jamesclear Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

In this episode, I'm talking to Kerry Ann Rockquemore from the blog thebestchapter.com. Kerry Ann and her husband were able to retire early at 46 years old and have reached Financial Independence. Through their journey, they have found a way to find joy, wealth and freedom and now Kerry is helping us find the same. In this episode we discussed: What prompted Kerry Ann and her husband to pursue Financial Independence The things they did and implemented to help them on their journey Why Kerry Ann walked away from a job that she loved What the lifestyle is like in the early retirement and what they do on a day to day basis How to plan for a great year and the importance of joy habits plus much more Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence Other related blog posts/links mentioned in this episode: Annual Planning That Works One Word Why Retire From A Job You Love Vicki Robin interview on the Journey To Launch Podcast Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kerry Ann: Instagram: @runningintofire Kerry Ann's Website Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

In today's podcast episode, I had the pleasure of talking to Amanda Abella who started her entrepreneurial career as a freelance writer and later pivoted to teaching business owners how to earn more. Featured in Forbes, The Huffington Post, Inc, and Business Insider, Amanda Abella is a Latina millennial money expert who has created an online community where millennials can learn how to make money online and actually enjoy their financial journeys. Amanda and I talk about so many things including: How Amanda doubled her income in her business in one year How to change our mindset from a scarcity mindset to an abundance mindset Why we should focus on earning more and increasing our income How to let go of old money beliefs Why taking personal responsibility and having a commitment to yourself is important to improving your finances How to implement an abundant mindset in your business and entrepreneurship ventures plus more Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence Other related blog posts/links mentioned in this episode: Overcoming Underearning by Barbara The Successful Mind Podcast by David Nagel Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Amanda: Instagram: @amandaabella Twitter: @amandaabella Facebook: Coach Amanda Abella amanadaabella.com Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Happy New Year! In this week's episode, I'm sharing the 10 tips and strategies for you to implement on your journey to Financial Freedom so that you can reach all your goals and more this year and beyond. Here is a list of the 10 things to do help you succeed on your Financial Freedom journey. For more details on each point, take a listen to the podcast. Find a support network Find something to keep you occupied in the meantime Don't judge others who are not on the path or who have a different path Don't give up and push through the doubt Dream big - reprogram, reframe and make the abnormal normal Create a better relationship with money Don't make excuses or complaints Don't compare your journey to others Practice integration and execution Be disciplined and be courageous Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence Other related blog posts/links mentioned in this episode: Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

In 2020, you cannot afford the luxury of a negative thought. This is just one of the amazing takeaways I discovered in my latest read, You Can't Afford the Luxury of a Negative Thought: A Book for People with Any Life Threatening Illness--Including Life. This podcast episode will arm you with confidence, motivation, and knowledge to have your best year yet! Reaching a goal starts in the mind. Therefore, negative thoughts are too expensive and could cost you your dream or your purpose. In this week's episode I share 13 takeaways from this book, as well as, my thoughts on how you can stay motivated to create and accomplish your goals in 2020. In this episode you will learn: The power of positive thinking and how to combat negative thoughts What it means to take responsibility How to be open to all methods and schools of thought Ways to combat fear How preparing for death is actually living and so much more Other related blog posts/links mentioned in this episode: If you enjoyed these takeaways, check out the book by John Roger and Peter McWilliams. I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Get on the Money Launch Club Waitlist

2018 was a year of major growth and transitions in my business and personal life. I quit my job, had my third baby and jumped feet first into entrepreneurship full-time. In this week's podcast episode, I'm reviewing some of the goals I met in 2018, what I learned this year and what I'm looking forward to in 2019. I'm also sharing tips and strategies that you can apply to your own life and finances so that you can set yourself up for your best year yet too! Join the Journeyer Launch Club for classes, tools, resources and the community support you need to reach Financial Independence In this episode we discuss: What I accomplished and what I learned Things I'm looking forward to and planning for in 2019 How to make 2019 your best financial year yet Other related blog posts/links mentioned in this episode: Check out The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

We all have some sort of relationship to money. Most of us, unfortunately, are enslaved to money. What if, just by healing our relationship with money, we could transform our relationship in life? In this week's episode, I'm speaking with Lynne Twist, the author of The Soul of Money where we discuss how we can find strength, truth and joy in our relationship to money. In this episode we discuss: The powerful grip that money has on our lives Why budgeting and financial planning is more about wisdom What is the soul and how does it relate to money? What it looks or feels like when a person is in harmony with the way they view, earn and spend money What it means to take a stand and the money will follow How practicing gratitude allows us to receive more in our lives plus so much more Other related blog posts/links mentioned in this episode: Soul of Money Institute: https://soulofmoney.org/ Pachamama Alliance: https://www.pachamama.org/ The online course information is on the "Learn & Engage" page, Lynne suggested you looking at Awakening the Dreamer, Game Changer Intensive and Drawdown: https://www.pachamama.org/engage Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lynne: Facebook: The Soul Of Money Institute Twitter: @lynne_twist Instagram: Soul Of Money LinkedIn: lynnetwist Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

This is my most important and special interview to date. It's with my Mom. I talk about her so much on the show and in every interview I do so why not give you the opportunity to hear from her yourself. I give her all the credit for the person who I am today. She put me in this amazing position to prosper despite the fact that she didn't have much and had me as a young mom. In the episode, we talk about: How she had me at 20 years old and had to leave me behind as a baby in Jamaica while she came to USA to look for more opportunities How she made a way for herself in NYC without having any money or knowing much Why she focused on education as a means to get out of poverty The characteristics she instilled in me and the lessons she taught to me growing up The fact that she taught me the importance of saving but never really taught me about managing money The many ways she helped me financially even though it meant sacrificing her own goals Plus so much more This episode was sponsored by Prepare to Prosper a campaigned by Wells Fargo designed to build financial capability and help address the African American wealth gap. To check out their free resources, go to wellsfargo.com/financial-education Also, check out the Journeyer Launch Club to join other Journeyers just like yourself who are on the path to launch to Financial Independence! Other related blog posts/links mentioned in this episode: The doors for the Journeyer Launch club are now open! Join us here Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Does your income matter when it comes to being able to reach Financial Freedom/Financial Independence? How big of a role does privilege play in being able to reach your goal and does everyone benefit from having privilege? How do race and socioeconomics play into the wealth journey? I'm talking about these topics on today's episode and would love to hear what you think too. Also, I've been dreaming of, talking about and wanting to create a transformative online community space for Journeyers for a while now and I'm so happy to announce that it's finally here! If you have a desire to reach Financial Independence/ Financial Freedom, enjoy the podcast or appreciate my approach to finances, then you have a place in the Journeyer Launch Club. The Journeyer Launch Club is a community of Journeyers providing the support, accountability, and tools to help each other reach our financial goals and live our best lives. The doors are now open for the BETA launch Perks of joining include: 💥Online Community Vibrant Space 💥Monthly Virtual "Launch" Parties 💥Podcast After-show where we connect with your fav podcast guests and get bonus content from the podcast 💥Online classes on different personal finance topics 💥Plus so much more! Join us in the launch club before the price increases in a few days! Other related blog posts/links mentioned in this episode: Investopedia Article - Which Income Class Are You Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

The journey to Financial Independence can be a tough one that is full of ebbs and flows. I believe that it is so important that we share our stories to inspire others that may be experiencing some of the same challenges that we have. That is why I started the Journeyer Profile Series where I'm talking to my listeners and the people in my community about their path to FI. In this week's episode, I'm speaking with Kari Lorz, who is not only making strides towards establishing financial independence with her husband, but she is also building a financial safety net for her 2 year old daughter to fall back on in the case that she cannot do for herself; as she is ailed by Cerebral Palsy. Keep reading and listen to this week's show to learn more about her story. If you would like to be considered to be a journeyer for the Journeyer Profile Series go to www.journeytolaunch.com/journeyerprofile When did you discover FI? I've been really into finance for 4 years, but not until maybe 8 months ago did I discover FI. In the beginning, it was couponing, heavy comparison shopping, then Dave Ramsey, then retirement planning and then I finally found out about FI. Whew! Why are you pursuing FI? What's your WHY? My main goal with FI is to be able to have enough of a financial cushion so I can stop working to help take better care of my daughter and do better self-care. Right now I am frazzled, not healthy, and always worried. I need to do better, I have to do better! My daughter is almost 3 yrs old and since birth she has had significant physical delays, we're almost certain that a diagnosis of Cerebral Palsy will be given. So in talking about FI & my daughter, I need to have more time to help take care of her, specifically, do more home physical therapy, & more hands-on time. Right now it's the typical working mom scenario; laundry, groceries, cleaning, taking care of all the finances, oh and working with an hour commute each way. It's exhausting, so when I am home I'm tired and doing all the regular home stuff, it's hard to do everything and be a physical therapist. I have a great husband and he takes on a lot but he also works full time and is in the National Guard. For Lilia we have also set up an ABLE account, it was originally a college 529 account that we started at birth, but in her situation we decided an ABLE account was better (you can use it for a lot more things than a 529, basically anything that improves her quality of life will count). We're not quite sure what her earning potential will be in the future, so we want to get as much of a cushion as we can for her together to help her. What's your FI number? and/or overall FI goal? (if you don't know input n/a) Lean FI would be $1.2M and fat FI would be $1.8M but I'd feel better with $2 - then we could go to DisneyWorld more! I'd like to also have the ABLE account maxed ($15K per year, up to about $300K). The hard part for us with our FI number, a lot of the retirement income will come from two pensions. My husband has almost reached his 20 years in the Service (he'll get full retirement in two years), and he also works for the State in Child Welfare. So the RE portion of FIRE isn't for us, but the FI part is what we're focused on. Where are you currently on the journey? Debt payoff mode, aggressively saving mode, increasing investments mode? We are in the increasing investment mode. The only debt we have is our mortgage. We do have a few sinking funds set up (vacation, home repair, Lilia's medical needs, and emergency), so immediate and near future needs are taken care of. What are some mistakes, wins and lessons you've learned or gathered along the way to share with other Journeyers? Mistake - Living in a HCOL area, Portland, Or. But we're local, so all our family is here. - Not saving more earlier on was a HUGE mistake of mine. When I was in my 20's I was saving maybe $50 a month in IRA. I never even considered more. I had to money to invest, but I never realized the potential.Win - I am slowly getting into the side hustle game. For a time I was in it, but only very limited (i.e. taste testings, surveys, etc.) Then my overall mantra became "quit majoring in minor things!" So just in the past three months have I been serious about building a side hustle. List the things you are doing to help move forward on your journey (side hustle, cutting expenses, increasing income, moving to LCOL, building up passive income streams, etc.) - side hustle - small optimizations over time = big outcomes - avoiding debt like the plague. - sinking funds! I'd love to have a blog as a passive income stream yet I'm not sure if a blog is for me. What are your plans after FI? What do you ultimately want to do when money is no longer an issue? Spend time with my family, watch a movie all the way through without distractions. (Right now it takes me 4 nights to watch a movie because I always fall asleep, as its late at night. Or I do chores while watching and I don't ever enjoy it). It's

At some point or another we've all said to ourselves "I have way too much STUFF!". If you haven't yet, consider yourself ahead of the game as we discuss sustainability and financial literacy with this week's guest, personal financial educator and sustainability advocate Catherine Agopcan. After much trial and error, she arrived at the conclusion that too much stuff was bad for the wallet and the planet. She is now on a mission to show others that caring for the environment and seeking financial independence go hand-in-hand. She is the founder of Sisters for Financial Independence and The Do Something Project, which provides resources to empower women to start owning their finances in pursuit of financial independence. The Do Something Project is dedicated to a well-lived life full of adventure and good health by following the tenets of minimalism and eco-friendly living. In this episode we discuss: The switch from believing money is bad & not in line with minimalism to viewing money in a positive way Why Zero waste is not possible but we should still attempt it How looking out for the planet helps our financial pursuits Small steps we can start today to be more responsible with the way we consume, live, and invest Why you should choose hobbies and pursue interests to help build your skill set The hard truths of minimalism and decluttering This episode is sponsored by the Financial B.O.S.S. toolkit: The Financial B.O.S.S. Toolkit is jam-packed with e-books and video courses to help you with credit, saving, budgeting, investing and more! The Financial B.O.S.S. Toolkit brings together 20 products worth over $1500 to help level up your finances, for a limited-time investment of $197. Get started with the Financial B.O.S.S. toolkit here Other related blog posts/links mentioned in this episode: B Corp - certifying companies meeting environmental, social, transparent and accountability standards like Patagonia ESG (Environmental, Social, Governance) - I personally use Fidelity and here's how they use ESG for their funds. BankLocal - Find a local bank that reinvests in the community More info on Zero Waste Other options for local investing via Locavesting Swell Investing - investing in companies solving today's problems with thematic portfolios on Clean Water, Zero Waste, Renewable Energy, etc. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Catherine: http://www.thedosomethingproject.com http://www.sistersforfi.com Instagram: @thedosomethingprjct Facebook: The Do Something Project Twitter: @cagopcan Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

The road to financial literacy can be a daunting journey, especially when you're 22 years old, $30,000 in debt, and making $18 an hour while living in the most expensive city in America (NYC). This is where this week's guest Farnoosh Torabi found herself before becoming one of the leading personal finance authorities hooked on helping young professionals navigate their finances and live their richest, happiest lives. From her early days reporting for Money Magazine to hosting a prime-time series on CNBC and writing monthly for O, The Oprah Magazine and Mint.com, she's become a favorite go-to money expert. In this episode we discuss: How she ended up choosing to go into the money business Her long-standing career in personal finance The common themes and issues that she's seen in finances over the years Her thoughts on the FIRE movement Why you should choose hobbies and pursue interests to help build your skill set Why she's also now dabbling in comedy Other related blog posts/links mentioned in this episode: Get a copy of Farnoosh's most recent book - When She Makes More Listen to my episode on the So Money Podcast Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Farnoosh: www.farnoosh.tv Listen to the So Money Podcast Instagram: @Farnoosh Torabi Facebook: Farnoosh Torabi Twitter: @farnoosh Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Simplicity and the concept of 'less is more' can be beneficial in much more than finance. The new tiny home movement has proved to be a great new option for a lot of families that are looking to live a simpler, more abundant life. This week's guest, Jewel Pearson, is not only a tiny homeowner but she is also an advocate and community leader that shares her tiny living experiences and assists others in achieving their tiny living dreams. Over the course of a decade, Jewel worked toward downsizing her life and in 2015 she built the tiny home of her dreams in Charlotte, North Carolina. Her 360 sq ft home has been featured on HGTV's shows "Tiny House, Big Living" and "How Are They Now" and has been featured in several other media outlets. As a proud supporter of tiny living and the simpler lifestyle that it offers, she provides support through her consulting services and workshops that she teaches around the country. Jewel has also founded the Tiny House Trailblazers; a duo collaboration of powerful and uniquely talented women of color who together are a strong representation and voice for diversity and inclusion within the tiny house movement. In this episode we discuss: Why everyone should redefine or rather choose for themselves what tiny living means The misconception some people have that living in a tiny home means you sacrifice quality, luxury, and design & why tiny living does not mean "small living" How downsizing and living this life helped Jewel to live her life fully and abundantly What Jewel's life was like before the tiny home and what prompted the change The mental and physical steps it took to actually make the changes she needed to move into her home Tiny living with a family How to start the tiny living process Jewel's mission to bring the tiny home movement to more people of color and some of the racism she has experienced in the community The different tiny home options Factors to consider in making the transition to tiny home living Range in cost for tiny homes? Jewel's thoughts on the FIRE (Financially Independent, Retire Early) movement Other related blog posts/links mentioned in this episode: Tiny House Communities Info Tour of Jewel's Tiny House-(more updated pics available on social media sites) Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jewel: Ms. Gypsy Soul Instagram: @msgypsysoul1 Facebook: Ms. Gypsy Soul Twitter: @msgypsysoul Connect with the Tiny House Trailblazers: Tiny House Trailblazers Instagram: @tinyhousetrailblazers Facebook: Tiny House Trailblazers Twitter: @tinyhousetrailblazers Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Getting rid of six-figure debt is no easy feat but Takiia Anderson, the voice behind The Frugal Biddy, is proof that it can be done. After graduating from law school, Takiia had accrued more than $150,000 of debt. As the single mother of a 2-year-old little girl making only $34,000 a year, she knew that something had to change. Takiia went on to save over $500,000 and pay for her daughter's college education at the prestigious Spelman College. She shares all of her tips, tricks, and personal finance advice on her blog, The Frugal Bitty. In this episode we discuss: The overall steps Takiia took to go from debt to having a large savings today The things that she gave up to pay off her student loan debt Her decision to save for her daughter's college costs while still being in debt Takiia's plan for investing when she first opened her daughter's college saving account Why she stopped investing in retirement to save for her daughter's college education The money lessons that she taught her daughter Passing on generational wealth and not generational debt Other related blog posts/links mentioned in this episode: Single Mom Masterminds 700,000 Swing From Debt to Savings Frugal Biddy- Pass on Generational Wealth Not Generational Debt Fugal Biddy- Mental Health Savings Plan Search for jobs as a contract attorney Indeed Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Takiia: The Frugal Biddy Instagram: @thefrugalbiddy Facebook: The Frugal Biddy Twitter: @bitty_the Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

While reaching FI and building wealth could be a challenge for anyone, there may be certain factors that create different challenges for women on their journey than men. This week's guest, Brynne Conroy, is the creator of the twice-nominated Best Women's Finance Blog, Femme Frugality and she is a huge proponent of overcoming the obstacles that women face while trying to reach their financial goals. In her brand new book, The Feminist Financial Handbook, Brynne presents a feminist view on finances relevant to a post-Recession economy that caters to women at any point on their financial journey. Also, check out how you can win a copy of Brynne's book, The Feminist Financial Handbook here In this episode we discuss: Brynne's passion for the feminist side of finances The factors make women reaching FI different from men reaching FI How society's standards and expectation "hurt" women on this journey The different judgments and factors in being the modern day woman that has it all The concept of money not being the end goal or what really makes you happy How one can find their contentment level or peak money happiness and why it's so important to find How to find meaningful work now while on the journey to getting it together and reaching our goals The importance of men hearing the feminist financial message Overall tips for women who are on this path of Financial Freedom to succeed Other related blog posts/links mentioned in this episode: Get a copy of Brynne's book - The Financial Feminist Handbook Carol Graham & her findings on Happiness Helene Massicotte - Free To Pursue Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Brynne: Femme Frugality Instagram: @femmefrugality Facebook: Femme Frugality Twitter: @femmefrugality Pinterest: Femme Frugality Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

(This post may include some affiliate links) Trying to manage all of your expenses, eliminate debt, and invest, all while pursuing Financial Independence can be quite tricky. For this week's episode, I am having another listener Q & A where I answer questions to help you on your Financial Freedom journey. In this episode I answer the following: Should I focus on paying off $100,000 student loan debt even though I'm in the Public Service Loan Forgiveness (PSLF) program or invest? Investing in pre-tax retirement accounts like a 401K, 457 or 403B plan vs a Roth IRA How to handle $1,200 a month daycare expenses on the journey to Financial Independence? Things to consider when making a big career change. Should you focus on investing more, paying off the house or saving more cash? How to determine if it makes sense to take legal action against a company to win money in a lawsuit? At the end of the episode, I also share why I believe that you should never compare your journey to anyone else's. Other related blog posts/links mentioned in this episode: More about the 25x rule and 4% rule to figure out how much you need saved to reach your Financial Independence number Public Service Loan Forgiveness (PSLF) program tips and advice 5 Retirement Accounts You Should Know About Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

(This post may include some affiliate links) This week's episode was recorded at FinCon, the world's largest financial content expo that brings together more than 2,000 digital content creators/influencers and brands in personal finance and investing. I was very excited to attend my 2nd FinCon and I am happy to say that I had another great experience. I got to hang out with fellow money nerds, past guests and even some Journeyers who listen to the podcast. While I was there, I had the chance to speak with Chris Hogan, a financial speaker for Dave Ramsey's Ramsey Solutions. As a former football player and business consultant, Chris found his passion in finance after he took a strong interest in the financial crises of his clients. Chris is a dynamic speaker that speaks on financial subjects such as mortgages, healthcare and investing. It was great to be able to hear his ideas on building wealth and achieving financial goals. (Pre-order Chris' new book, Everyday Millionaires and get all the bonuses that Chris mentions in the episode here) In this episode we discuss: How a background in sports and coaching helped mold his winning mindset Why becoming a millionaire all starts with belief The qualities of everyday millionaires The 5 things millionaires embody, have and do The myths of the wealthy and demystifying millionaires The important distinction between a million in income and a million in net-worth How fear and apathy keep people stuck from reaching their goals My experience at FinCon, networking tips and how to get the most out of conferences. Plus the growth I've seen since the last FinCon Other related blog posts/links mentioned in this episode: Pre-order Chris' new book, Everyday Millionaires and get all the bonuses that Chris mentions in the episode here Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Chris: ChrisHogan360.com Twitter: @ChrisHogan360 Facebook: Chris Hogan Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Consumerism and the desire to accumulate 'things' can be one of the greatest threats to achieving Financial Independence. One of the best ways to combat this and the clutter that results is to lead a more organized lifestyle that is fueled by the things that bring you joy. This is the main principle behind the KonMari™ organization method. This week, I am speaking with Kristyn Ivey, the founder of For the Love of Tidy and Chicago's first certified KonMari™ consultant. Kristyn is also on the journey to FI and she has made several interesting connections between tidiness and personal finance. With a background in both engineering and interior design, Kristyn has made it her mission to teach families and professionals how to let go of "stuff" to attract a truly abundant life. In this episode we discuss: How becoming more organized and tidy can lead someone to focus and find their passion and pursue big changes in their lives The finance/organizing connection The KonMari method and the art of tidying up Finding Freedom through KonMari Using the concept of "what sparks joy" to our budgets and therefore prioritize what and how we spend/save The relationship of clutter and spending more on rent/mortgage Incorporating tidy habits for those that are not naturally tidy Kristyn's FI journey Other tidiness and organization tips Other related blog posts/links mentioned in this episode: For The Love of Tidy Finding Freedom Through KonMari The Spark Joy Podcast Get the Book: The Life-Changing Magic of Tidying Up Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kristyn: Instagram: @fortheloveoftidy Facebook: For The Love of Tidy Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Minimalism, the practice of simplifying your life by living with fewer possessions, is a lifestyle choice that fits perfectly within the journey to Financial Independence. The concept of "quality over quantity" and "less equals more" allows you to spend and consume in ways that are in alignment with your life and financial goals. This week's guest is Joshua Becker, a best-selling author and the Founder and Editor of Becoming Minimalist. Joshua has become one of the leading voices in the modern simplicity movement reaching over 1 million readers every month. Through the use of his platform, Joshua inspires others to pursue their greatest passions by owning fewer possessions. In this episode we discuss: Joshua's epiphany moment of clearing out his garage How he began to make the necessary adjustments to his life How owning less stuff leads to more time, more energy, more freedom, etc. The differences in decluttering, organizing, de-owning, simplifying The importance of de-owning How to simplify your time (let go of overwhelm) How to implement being a minimalist if you have children How thoughtful consumption and consumerism with the idea of owning less and the FIRE movement go hand in hand Sign up for Joshua's new quarterly magazine Simple Money here Other related blog posts/links mentioned in this episode: The 10 Most Important Things to Simplify In Your Life 15 Clutter Busting Routines for Any Family Don't Just Declutter De-own Simplify Magazine Sign up for the Simple Money Quarterly Magazine here The More of Less: Finding the Life You Want Under Everything You Own Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Joshua: Becoming Minimalist Twitter: @Joshua_Becker Facebook: Becoming Minimalist Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

The journey to Financial Independence can be a tough one that is full of ebbs and flows. I believe that it is so important that we share our stories to inspire others that may be experiencing some of the same challenges that we have. That is why I have started the Journeyer Profile Series where I'm talking to my listeners and the people in my community about their path to FI. In this week's episode, I'm speaking with Lynn who suffered a massive stroke at age 43 that almost completely derailed her journey to FI and she has an amazing story to share. Take a look at Lynn's Journeyer Profile below. If you would like to be considered to be a journeyer for the Journeyer Profile Series go to www.journeytolaunch.com/journeyerprofile Other related blog posts/links mentioned in this episode: Check out the Budget BootCamp Be featured as a Journeyer on the podcast and site Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lynn: Lynn's Blog-Holistic Doctor Mom Lynn's Etsy Shop Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

Financial Freedom takes on several different forms and for today's guests, Matt and Alli Owen, it means taking a mini-retirement and traveling the US in their red Sprinter Van, Clifford. Burnt out and struggling with depression and anxiety from living the traditional 9 to 5 lifestyle, the Owens decided to walk away from their 6-figure jobs and live life on their own terms. After saving 70% of their income over the course of 4 years, Matt and Alli were able to create the lifestyle that they truly enjoy. Today, Matt and Alli share their experiences on their journey to FI on Owen Your Future, their finance and personal development blog. In this episode we discuss: Life before the van life Matt and Alli's careers Walking away from 6 figure incomes How living the 9-5 life left them feeling stuck and led to anxiety and depression How the Owens prepared financially How they saved 70% of income over 4 years Finding the courage to make such a big life change Why they chose Sprinter Van over a Camper or Tiny House or RV and the cost to buy the van and fix it up Resources for people that may want to fix a van to live a similar lifestyle Their monthly expenses The Owens' future lifestyle plans Valuing experiences over things At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. Also, Journey To Launch was nominated at the 9th Annual Plutus Awards for Podcast of the Year & the Community Builder Award! Other related blog posts/links mentioned in this episode: Freecampsites.com Medishare.com The Owen's YouTube Channel Van Tour: Two Engineers build a Pinterest Inspired Custom Sprinter Van in 6 Weeks 3 Step Process to Financially Preparing for Van Life Get the Owen's 10 Minute Money Checklist Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with The Owens: Owen Your Future Instagram: @owenyourfuture Twitter: @owenyourfuture Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

When I first started Journey To Launch, it was primarily to chronicle my journey to launch to Financial Independence. I had no way of knowing then, that today, this very same outlet that helps me share my journey and connect with so many people would cause the biggest detour on my Financial Independence path. Being able to do something I love and potentially make a living from it has allowed me to reach my dream of freedom way earlier than I could have ever expected. While striving to reach the ultimate goal of financial independence, I've found a way to achieve a freedom today that I would not have otherwise have known. On today's podcast, I'm talking about: How I came to the decision to quit my 6-figure job Why I decided now was the best time to walk away How this changes my Financial Independence journey The financial, mental & emotional things I did to prepare for this big life change Future plans for me and Journey To Launch At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

As parents, the financial example that we set for our children can have a profound impact on their financial future into adulthood. Cody is the personal finance blogger behind Fly to FI and he is going against the grain and making his way towards Financial Independence as a young adult. Growing up, Cody's parents taught him to live a lifestyle of frugality and to value saving which gave him a great head start for the future. As a high school student, Cody quickly grew to understand the value of education. He became one of the top students in his High School graduating class and he even earned college credits. He then went on to college and he pursued a degree in finance. Upon discovering The 4-Hour Workweek by Tim Ferris, Cody's dreams to spend his life working a fast-paced finance career that would require working long hours began to change. Today, Cody is the proud owner of a disc golf company and he shares all of his financial beliefs and ideas on his blog, Fly to FI. As a young entrepreneur and blogger, Cody has made it his mission is to improve financial literacy and change the world for the better. In this episode we discuss: The things that Cody's parents did to give him a head start What Cody did in high school to put himself ahead in your college classes and not needing college loans. Cody's full-time work and current side hustles His current saving/investing strategy Using side hustles and real estate as a means to fund your lifestyle and work your way to your FI goal. Why Cody made that decision to forgo working vs leaving early and hustling in the near term What gave him this confidence and know how to even attempt achieving FI Cody's advice for parents who want to instill these lessons for their kids At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. Other related blog posts/links mentioned in this episode: Scholarships-Scholly.com Scholarships-Scholarships.com Cody's golf company Check out Cody's podcast Fire Below Zero Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Cody: Fly To FI Fire Below Zero Podcast Instagram: @flytofi Twitter: @flytofi Facebook: Fly To FI Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group