Journey To Launch

In my second real estate venture, my husband and I almost lost $44,000. After buying my first condo, I was very interested in real estate and I was excited to reap the same benefits with my partner. This experience was vastly different, and we came extremely close to walking away and losing our 10% down payment. In this week's episode, I share the lessons I learned when buying a property did not go as planned and how you can avoid the same mistakes. In this episode you'll learn: How my husband and I almost lost $44,000 Why this real estate investment almost fell through The lessons I learned from this experience What BATNA is The importance of sunk cost and having a strategy plus much more… Other related blog posts/links mentioned in this episode: I mention my first real estate investment at 22, which went very well and I talk about it more in depth in Episode 193 of the podcast. If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Check out the other tools that help me with my finances and business here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the Waitlist for My FI Course Jumpstart Guide

What should I do about my healthcare? This is one of the questions I get asked most frequently regarding financial independence/ retire early and entrepreneurship. This week on the podcast I have Lynn Frair, a nurse and founder of FI Healthcare, which is a knowledge base for healthcare options for early retirees and people who cannot depend on employer provided healthcare. Lynn also became financially independent and work flexible at the age of 38. After having a brain tumor in her 20s which completely wiped out her savings, she built her investments and passive income to replace her nursing wages. Tune in to this week's episode to get the resources and information you need to understand what healthcare options are available to you and how you can better plan to budget for healthcare as an entrepreneur or early retiree. In this episode you'll learn: What is a premium, deductible, and out of pocket max What options you have in terms of healthcare What resources are available to you to learn more about your health care options When the open enrollment period is and how to enroll if it is outside of that period and much more… Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: How to enroll in the "marketplace" plan The 10 essential health benefits that are covered under the ACA My favorite algorithm for deciding if you should buy health insurance through the "marketplace" Wex Health HSA vs. traditional health plan Marketwatch video of our family FIREstarters documentary (6 mins) And the Marketwatch features about fihealthcare.com: https://www.marketwatch.com/story/this-early-retiree-has-a-unique-glimpse-into-the-covid-19-pandemic-and-her-side-hustle-helps-people-sidestep-financial-ruin-2020-06-08 If you missed enrollment, join the waitlist for my FI course and Money Launch Club. Check out the other tools that help me with my finances and business here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lynn: Website Instagram: FIHealthcare_Frair Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the Waitlist for My FI Course Jumpstart Guide

This week's guest, Sheena Allen, is the youngest Black woman CEO and founder of a bank. Sheena created CapWay, a digital banking app and financial service provider, with the goal of closing the income, race, and financial literacy gap through access to banking and opportunities. Growing up in Mississippi, she had first hand experience at what it was like to be underbanked and undeserved. Unlike major cities, there wasn't a bank on every corner and banking options were limited where she grew up. In college, Sheena created her first app without knowing how to code and has been a force in the app and fin tech space ever since. Her latest venture is a digital bank, CapWay. Tune in to this week's episode to hear more about Sheena's process to creating her very own digital banking app and her entrepreneurship journey. In this episode you'll learn: How Sheena created and funded her digital banking app CapWay Why she created it What the process of creating a FinTech company looks like What pre-seed, seed, and Series A mean How long it takes to build an app How much it costs to build an app and more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Sign up for my free class happening on January 14th: Financial Independence 101: How To Build An Action Plan to Reach Your Financial Goals and Live A Life of More Freedom! You can still sign up for my Private Pop- up Podcast, Financial Independence 101: Your Building Blocks to Create A Life of Financial Freedom. This series will expire on the 19th, so get it now! Other related blog posts/links mentioned in this episode: Arlan Hamilton was a guest on Episode 155: Strengthen Your Mindset & Confidence to Turn Being Underestimated into Your Greatest Advantage Check out the other tools that help me with my finances and business here. If you missed enrollment, join the waitlist for my FI course and Money Launch Club. The FI Course now called: Map Your Path To Financial Independence will open enrollment soon! Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Sheena: Website Instagram: @WhoisSheena Facebook: @SheenaDAllen Twitter: @WhoisSheena Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the Waitlist for My FI Course Jumpstart Guide

At 22 years old, right after graduating from college, I went into contract to buy a condo in DUMBO, Brooklyn. In this episode, I am sharing my real estate story and how I was able to become a first time buyer at such a young age in hopes of inspiring you on your own journey. There were several factors to my success that I share in this episode. One is the importance of representation, seeing someone who you can relate to doing something you want to do or that you didn't think was possible. Tune into this week's episode to learn about my biggest takeaways from the experience. In this episode you'll learn: How I was able to buy my first property at 22 Who inspired me to get into real estate The factors that lead to my success Valuable lessons I learned from my journey and much more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: In the episode, I shared that my mom helped and supported me to buy my first property. She was on episode 75 of the podcast. You can sign up for my Private Pop- up Podcast, Financial Independence 101: Your Building Blocks to Create A Life of Financial Freedom. Remember this series will expire soon! Check out the other tools that help me with my finances and business here. If you missed enrollment, join the waitlist for my FI course and Money Launch Club. The FI Course now called: Map Your Path To Financial Independence will open enrollment in January of 2021. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the Waitlist for My FI Course Jumpstart Guide

In this week's solo episode, I'm sharing the behind the scenes numbers of how Journey To Launch did this year; income, expenses & profit. We increased our business gross revenue by 217% from 2019 and I want to share how I was able to accomplish that incredible growth. I'm also sharing the lessons learned from 2020 and my goals for 2021 I'm sharing these numbers so that I can be transparent about my journey as an entrepreneur to inspire you to go after your dream and make whatever excites you in your life happen. 2020 also marks two full years on my entrepreneurship journey and I am so proud of the milestones I am able to share with you today. In this episode you'll learn: How much Journey to Launch made in 2020 and the profit breakdown Why I started Journey to Launch How I was able to quit my job in 2018 How I can be selective and work from a place of integrity Wins and milestones Journey to Launch has accomplished this year and much much more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: On episode 61, I shared about quitting my job: Why & How I Quit My 6-Figure Job & How This Affects My Journey To Financial Independence On episode 132, I talked about my 2019 Year End Review & How Investing In Yourself is The Greatest Gift. On episode 185: Give Yourself More Credit & Honor the Journey; A Personal Coaching Conversation w/ Saundra Davis. It's a unique episode because Saundra gave me a personalized coaching session and helped me clarify 2020 as a breakout year for the business. The next two episodes were with Teri Ijeoma of Trade and Travel and a roundtable discussion I had with her students and journeyers. Episode 154 was How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World. Episode 172 was also with Teri on Reaching Financial Independence, Buying her Dream Home in Cash & Amassing a $2 Million Portfolio. Then, Episode 173 was the roundtable discussion with Shaina, Crystal, and Shamessia: Learning Swing Trading as a Side Hustle to Pay Off Debt, Save & Reach Your Money Goals (Real Experiences from Real Journeyers). Here is the Instagram post that I shared on Twitter about my 2019 Year End Review of gross revenue and expenses for my first year as an entrepreneur running Journey to Launch. Lastly, in this Instagram post I share the amazing team that I mentioned in the episode that helped me with my photoshoot in late August. I tag the photographer- Taylor, stylist- Elsa, makeup artist- Tara, and my assistant/ movement director- Shaina. If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the Waitlist for My FI Course Jumpstart Guide

Can you pinpoint the defining moments in your life that have shaped you into who you are today? In this solo episode, I share some of my defining moments, the building blocks from my past that helped me become the woman I am today and that helped me to start Journey to Launch. I talk about the journey often, so here are pieces from my journey that you have never heard before. They range from; childhood events, my "failures", to also flying on a private jet with the CEO of a Fortune 500 company. Through this intimate conversation, I share what I found as a common theme from these experiences and how every single one of them has prepared me for the path I am on today. Tune in to this week's episode to help you identify your own defining moments and to harness your power to succeed on your journey. In this episode you'll learn: My defining moments and how they have shaped me How important exposure and possibilities are My internship experiences Why it's important to be bold and daring How partnerships and failures helped me grow and much more… Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: In the episode, I shared that my mom was a guest on episode 75 of the podcast. Episode 75 was an interview with my mother and how she prepared me to prosper. If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the Waitlist for My FI Course Jumpstart Guide

How we were raised to handle money as children has an impact on the financial decisions we make as adults. Tanya Van Court had over a 20 year career in Corporate America in companies like ESPN, Nickelodeon, and Discovery Education. She is now the CEO and founder of Goalsetter, a savings and financial literacy app that helps kids and families get better with money. Her goal is to teach all kids in a fun and relatable way to be financially responsible, independent, and literate. Tanya has a powerful and motivating mission through her app to educate young people from all backgrounds, especially those who are underserved, the value of money. Tanya also shares more about her journey as Black woman entrepreneur in the FinTech space, and the obstacles she had to overcome to start, fund, and grow her company. Tune in to hear Tanya's inspiring message and transparent conversation about how being bold, courageous, and speaking up helped her build Goalsetter from the ground up. In this episode you'll learn: What the Goalsetter app is about How you can start teaching your kids about the value of money How much it can cost to start a FinTech company The obstacles you can face as an entrepreneur and much more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: I mentioned Adam Carroll who was on episode 181 of the podcast: How To Build A Bigger Life & Become A Master of Your Money. If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tanya: Website Instagram:@GoalSetterCo Twitter:@GoalsetterCo Facebook: @GoalSetterCo Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the Waitlist for My FI Course Jumpstart Guide

Is there anything in your life right now that you can opt out of that is no longer serving you? This week on the podcast, I have Cait Flanders, best selling author, of "The Year of Less" and "Adventures in Opting Out." After paying off her debt, Cait did not have a plan for her money so many of her poor spending habits resurfaced. At 29, Cait challenged herself to go on a shopping ban where she spent less and saved more. Cait realized that having clear, meaningful goals makes it easier to save and scale back. In addition, it was crucial for her to work through her internal blocks before she was able to move forward on her journey. Cait shares how to opt out and change paths from something that is no longer right for us. In this episode you'll learn: More about Cait's year of less shopping ban How spending can be linked to internal blocks and emotional attachments Why it is important to have clear, meaningful goals What opting out means The 5 "stages" on the journey to opting out outlined in Cait's book "Adventures in Opting Out" Why community is so important and much more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: Cait has two books, "The Year of Less" and "Adventures in Opting Out" If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Cait: Website Instagram:@Caitflanders Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the Waitlist for My FI Course Jumpstart Guide

Shinjini Das of Das Media Group, comes on the podcast this week to talk with me about the immigrant experience and money. As first or second generation immigrants, we have a unique experience navigating through America and becoming financially educated. What makes our experiences special is that they are all different. Shinjini was the undergrad commencement speaker at her University, Georgia Tech and then went on to become a competitive public speaker and entrepreneur. Shinjini refers to her community as Go Getters and empowers them with actionable advice to achieve their goals. In this episode you will hear more about Shinjini's story as a first generation immigrant and how she uses DCU for her banking needs. She also shares why it is important for her as an entrepreneur to have separate personal and business accounts. In this episode you'll learn: How helpful it is to bank with DCU Why Shinjini is passionate about banking with DCU Why it is beneficial to separate personal and business banking accounts and much more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: I wrote an article, All About the Immigrant Experience and Money, in conjunction with DCU here. Article is not published yet, add it here when it is I mentioned Mike Michalowicz's book, Profit First, which helped me with my process with my business account and paying myself first. If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Shinjini: Website Instagram:@SpeakerShinjini Twitter: @SpeakerShinjini Facebook: @SpeakerShinjini Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

Did you know that your employer could pay off $5,250 of your student loans this year (2020)?! The payments wouldn't be taxable to you as the employee and your employer would get a tax break on the payment. But your employer would have to make the payment by December 31, 2020. This was a new provision made in the Cares Act back in March 2020 that many people didn't know about. I found this out thanks to a tweet from episode 151 guest Lynette Khlafani Cox and when I shared this with my audience on my Instagram account @journeytolaunch, the comments went crazy with questions and comments. I had so many questions about it that I just had to invite Lynnette back on the podcast for an emergency episode to help answer some of your most asked questions on the subject. We cover the following questions (and more): What's the best way to ask your employer about this? What's in it for the employer? Does this apply to govt employees or non-profit employees? What if you are your own employer, is there a loophole that entrepreneurs can use for themselves? Do prior student loans qualify that you got years ago or for a degree not completed? Can employers add additional stipulations like you must continue working there for X amount of time Does this apply to part-time employees? What are the chances that this will be extended into 2021? Take a listen to this episode and share it with someone who could benefit from it. Remember you have until the end of 2020 for your employer to make the payment. Other related blog posts/links mentioned in this episode: Lynnette's blog post on the subject Click here to get the HR email template you can send to your HR department More COVID resource articles from Lynnette here Listen to Lynnette's first appearance on the podcast where she talked about the CARE's act & Economic Relief package here If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lynnette: Website Instagram: @LynnetteKhalfaniCox Twitter: @TheMoneyCoach Facebook: @LynnetteKhalfaniCox Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

What's stopping you from investing? Chances are you can start right now! In this episode, Bola Sokunbi shares all things investing. Bola is my most recurring guest because she continues to share tangible gems with my audience. She is the founder of Clever Girl Finance, one of the world's largest personal finance platforms for women in the U.S.. Bola does it all, she is a podcaster, mom, and entrepreneur. She just published her new book, which I am featured in, titled, Learn How Investing Works, Grow Your Money. Sometimes, the financial jargon around investing can make it seem too difficult to start. Bola shares why people don't invest and a common theme she sees from successful people who do invest. She also reminds us that it is never too late to start and shares why you shouldn't wait to pay off debt before you start investing. If you have fear around investing or are curious to learn more about how to generate wealth, this episode is for you. In this episode you'll learn: 2 of the biggest concerns of why people don't invest What's the first step to investing Different types of retirement accounts from your employer Some mistakes beginners make A common theme from successful investors and business owners Why it's never too late to invest How to invest and pay off debt Ways to diversify your income as a business owner and much more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: Bola was a guest on episodes 22 (How Investing In Yourself & Starting A Business Can Lead To Financial Success) and 106 (Creating Financial Freedom & Wealth On Your Own Terms) of the podcast. Bola's book "Learn How Investing Works, Grow Your Money" can be purchased at Audible and Barnes and Nobles. If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Bola: Website Facebook: @CleverGirlFinance Instagram:@CleverGirlFinance Twitter: @CleverGirlcgf Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

When will you know when you are satisfied? It's a simple but weighted question because we are often chasing something. This episode is special because you get to be a fly on the wall in a mini-coaching session between myself and Saundra Davis. Saundra Davis is a nationally recognized financial coach, educator, consultant, and motivational speaker, challenges Jamila to get to the root of why 2020 will be a breakout year for her. I had breakout years every 2 years since 2010, so I hoped that 2020 would be no different. And then the pandemic happened. What if you were able to reframe the way you approached this year, so that you could embrace all that went well? Would you step into the last month of this year any differently? In this episode, Saundra helps me commit to what will help me be the best entrepreneur, mom, and leader I can be. Buckle up to go on the journey with me, take out your pen and paper, and commit to yourself now how you will finish 2020. In this episode you'll learn: What a coaching session looks like How you can show up for yourself How to commit to your journey and get accountability partners to help you on the way and much more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: Saundra was a guest on Episode 169 of the podcast Become Your Own Money Expert and Build A Financial Life True to Your Values & Desires. Black Friday Sale is happening all week long and the doors are now open to join the Money Launch Club until November 30. Teri is also having a Black Friday Sale for her VIP Trade and Travel Package and she is giving all of my Journeyers 10% off with the code: FRIYAY from Nov. 23- Nov. 30, click here to enroll. If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Saundra: Website Facebook: @SageMoney Instagram:@Sage.Money Twitter: @SageMoney Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

This is a surprise episode where I announce that the Money Launch Club doors are open and I talk about a common underlying theme I have been noticing in my private community as well as in my first cohort of the Journey to FI course! Compared to the Facebook community, the Money Launch Club is a paid community where people invest to be in a space with other like-minded individuals. The common theme I have noticed is the community aspect of it, which allows members to feel the support and encouragement needed on those tougher days where they may not feel as motivated. If you are searching for a community that shares your same ideas while on your journey to Financial Independence, then you can check out the Money Launch Club! In the Money Launch Club you will get: S.T.E.Ps- the support, tools, education & plan to help you reach your money goals. Accountability through Weekly Wins & Monthly Goal Challenges Monthly Group Coaching Calls After Show Chats & Masterclasses with guests from previous episodes Book Club Meetings Virtual Meet-ups within the club & much more! Other related blog posts/links mentioned in this episode: Go to moneylaunchclub.com/interviews to listen from journeyers who are in the Money Launch Club and have been on the podcast. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

What happens when COVID strikes your business and you have to pivot in an instance? Tammeca Rochester did exactly that and shares how she was able to keep her fitness business, Harlem Cycle, thriving during an extremely difficult time. Tammeca did not set out to start her own cycling studio, but when she felt the pull to do so, she listened to it. Tammeca first started as an engineer then switched to the marketing field and then transitioned into running her business, Harlem Cycle, a cycling studio. She always knew she had an immense passion for helping people discover who they are and who they want to be, so when she passed an empty space for sale in Harlem on her afternoon run, it clicked in that moment that cycling should be brought to Harlem. Tammeca knew what was possible and went after what she wanted. She came up with the idea for Harlem Cycle in November 2015, signed her lease in February 2016 and held her first cycling class in April 2016. In this episode, Tammeca shares how starting a business is possible and the obstacles she overcame to make it successful. I hope you are as excited as I am to head to Harlem (post COVID), hop on the bike, and take part in the magic of Harlem Cycle. In this episode you'll learn: Why you should take the leap and do what scares you The potential start up costs to a brick and mortar How to market your new business Ways to pivot your business during COVID and much more... Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tammeca: Website Twitter:@HarlemCycle Facebook:@HarlemCycle Instagram: HarlemCycle Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

Are you a part of your local credit union? Ron McLean, president of Cooperative Credit Union Association, shares why everyone should join a credit union and debunks common myths associated with credit unions. The mission of a credit union is people helping people, which includes caring for families, communities, and businesses. Credit unions aim to form meaningful relationships with their customers and emphasize people over profit. This is clear through the ways credit unions uplift their customers, serve underserved communities, assist with economic injustice, and educate it's communities on financial education and literacy. Joining a credit union can be an integral part of your journey to reaching Financial Freedom because it helps to give you more options to banking. There is a credit union available for any and everybody, with one simple search you can find the one nearest to you today. In this episode you'll learn: The mission of credit unions How credit unions work and serve local communities Why you can trust credit unions with your money What myths are not true when it comes to credit unions How to join your local credit union, and much more… Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: Reminder, Jamila and Ron will be going LIVE on Instagram November 20 at 12pm on @journeytolaunch and @dcucreditunion! Ron gives two websites that you can search to find your local credit union: Better Values, Better Banking and Your Money Further. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Cooperative Credit Union Association,: Website Twitter:@CooperativeCUA Facebook:@CooperativeCreditUnionAssociation Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

Are you a part of your local credit union? Ron McLean, president of Cooperative Credit Union Association, shares why everyone should join a credit union and debunks common myths associated with credit unions. The mission of a credit union is people helping people, which includes caring for families, communities, and businesses. Credit unions aim to form meaningful relationships with their customers and emphasize people over profit. This is clear through the ways credit unions uplift their customers, serve underserved communities, assist with economic injustice, and educate it's communities on financial education and literacy. Joining a credit union can be an integral part of your journey to reaching Financial Freedom because it helps to give you more options to banking. There is a credit union available for any and everybody, with one simple search you can find the one nearest to you today. In this episode you'll learn: The mission of credit unions How credit unions work and serve local communities Why you can trust credit unions with your money What myths are not true when it comes to credit unions How to join your local credit union, and much more… Special thanks to DCU for sponsoring the episode! Learn more about DCU by clicking here. Other related blog posts/links mentioned in this episode: Reminder, Jamila and Ron will be going LIVE on Instagram November 20 at 12pm on @journeytolaunch and @dcucreditunion! Ron gives two websites that you can search to find your local credit union: Better Values, Better Banking and Your Money Further. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Cooperative Credit Union Association,: Website Twitter:@CooperativeCUA Facebook:@CooperativeCreditUnionAssociation Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

How can you craft a life you love today while not waiting for the end goal of Financial Independence to be realized? How can you build a bigger life (not a bigger lifestyle) and become a master of your money? Adam Carroll is an internationally recognized speaker, author, podcaster, and retreat leader. He's a two time TED Talk speaker with one of his talks surpassing 5 million views. Adam believes that we are all life architects and for him that means living his life according to 5 core values; family, freedom, love, growth, and connection. The more we get aligned with our core values, the more we are able to build a big life. Adam and his wife work together as a team for their future vision and shared goal of Financial Independence. With him being on the financial offense (focusing on growing income) and her being on the financial defense (focusing on limiting their expenses), they make an effective team thus increasing their "life factor". The life factor is limiting expenses and maximizing income which creates a giant spread. The bigger the life factor, the more free you can ultimately be. Using this strategy, Adam and his wife were able to pay off their mortgage early, take a month to travel through Italy and raise more financially aware kids. Adam shares that money is important because it gives us choices, options, and flexibility. While he is very close to reaching Financial Independence, he doubts he will stop working because he loves what he does- writing, speaking and storytelling. In this episode you'll learn: How to build a bigger life and become an architect of your life What is a "life factor" and how to create more balance on your financial journey How to mentor and coach your children to be successful with money Ways to build financial awareness with your children How to break money cycles and much more... Other related blog posts/links mentioned in this episode: Adam gave a Ted Talk on what playing Monopoly with real money taught his kids. Adam mentioned the book he read, "Smart Couples Finish Rich," that helped him and his wife get on the same page Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Adam: Website Twitter:@AdamCarroll Instagram:@Adam.Carroll Facebook:@AdamSpeaks Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

Lawrence Gonzalez had a choice to make: should he continue falling deeper into debt or get serious and make a plan? With 6 figures of debt, Lawrence decided it was time to make a decision: to be in control of his finances. He made the decision to not finish graduate school, get a job, and ultimately, live the life he wanted. Lawrence is a proud Haitian-American and decorated veteran Sergeant of the United States Marine Corps. He grew up in Haiti until the age of nine and witnessed that his grandmother with six kids was able to make it work with a very low income. For Lawrence it all came down to having a strategy. One of the many strategies and skills that Lawrence was able to hone was the language of resumes. He began working on mastering his resume and went from his first job in 2012 of making $23,000 to getting a new job a year later bringing home $32,000. He saw how much a resume mattered, so 6 months later he did it again but this time managed to secure a government position and doubled his income to $64,000. Now in 2020, he is still in the same government position as an Auditor but has since been promoted and is now bringing in $109,000. Even though Lawrence did not finish school, what helped him excel was that he knew his strengths, his passion and wanted to give back to his community. His story also shows us that you can still have debt and reach your financial goals. Debt is something that he chooses to live with and is manageable for him because he has a strategy. Focusing on building assets and investing has allowed him to own a home, a rental property, and start a small business, which would have been impossible if he focused on paying off his debt first. Now he is on the journey to achieving his goals of reaching a million dollar net worth in 5 years and retiring in 15 years. Lawrence acknowledges that reaching Financial Freedom gives him and his financé the opportunity to do even more in the community and help people around them live their best lives. He believes there is a powerful synergy when we help each other out and show others what is possible. The main message here is to just start and put one foot in front of the other. We can all do extraordinary things when we just decide to put our foot on the gas. In this episode you'll learn: How to increase your income How to calculate your magic number to reach financial freedom The importance of having and owning your story How to have debt and reach your financial goals and much more... Other related blog posts/links mentioned in this episode: Check out Lawrence's Instagram post of him and his finacé saving/ investing almost 50% of their income. Elizabeth White was on Episode 59 of the podcast and she shared how she was faking normal until she owned her story. Learn more about the 5 Journeyer Stages in this podcast episode here. If you missed enrollment join the waitlist for my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lawrence: Website Twitter:@GQ_Accountant Instagram:@TheNeighborhoodFinanceGuy Facebook:@TheNeighborhoodFinanceGuy Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Join the waitlist for my FI Course Jumpstart Guide

In this week's solo episode I am talking about the five truths I learned on my financial journey. Some of these points might surprise you, but you'll have to take a listen to hear them for yourself. I hope what I share in this episode will help you on your journey to financial freedom and independence. In this episode you will learn: What the financial gurus don't always get right One thing that's holding you back from achieving financial independence How to find more money to save and invest What's the best investment you can make, and more Plus there's only one more day left to sign up for the Journey To FI course before doors close. Find out more and enroll here. Other related blog posts/links mentioned in this episode: Check out episode 61 where I talked about why I quit my 6-figure job and how it affected my journey to financial independence. Or listen to episode 5 where Ed, an educator, shares how he became a millionaire on a teacher's salary. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Check out this week's solo episode where I share five out of the ten steps you need to map out your path to financial independence. These steps will empower you to get started and show you that financial independence is possible. But first I help you define what that means financial freedom means for you. In this episode, I talk about how to plan your path to financial freedom, my new Journey To Financial Independence course, the 5 Journeyer stages, how to fuel your goals, and more. In this episode you will learn: Five of the ten steps to help you plan your journey to financial independence How to fuel your goals and achieve success The five journeyer stages All about my free class and Journey To Financial Independence (FI) course, and more Register for my free class on October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today! Other related blog posts/links mentioned in this episode: Learn more about the 5 Journeyer Stages here. Also, check out my FI course. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Ramit Sethi is New York Times bestselling author and founder of I Will Teach You to Be Rich. After 16 years in the personal finance space, Ramit is still teaching people how to set specific goals for themselves and their money. He has a unique way of talking about money and challenges the normal points of view you often hear from other personal finance "gurus". In this episode, Ramit shares tips on how to; save you money, earn more, and live a rich life. In this episode you'll learn: An exercise to help you get specific about your goals and money Ramit's story about going from a free blogger to a paid author and how to prepare yourself for your own journey Why you need to earn more The CEO model and how you can use it get rich Five phone calls you can make to save $1,000 right now, and more Register for my free class on October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today! Other related blog posts/links mentioned in this episode: Register for The Big Reset 2020, on October 16th, The Financial Diet's digital summit! Use my code "Journey" to get $10 off. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ramit: Website Instagram: @Ramit Facebook: @RamitSethi Twitter:@Ramit YouTube Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Yanely Espinal, also known as Miss Be Helpful, grew up with immigrant parents and eight brothers and sisters in Brooklyn, New York. As a child she didn't know much about money. When she got a full scholarship to Brown University her mind was blown by the amount of wealth her classmates enjoyed. Her efforts to keep up caused her to rack up $20,000 in credit card debt. When Yanely started her career as a teacher and realized she didn't have enough to cover her debt, bills, and an unexpected medical expense, she knew something had to change. That's when she got serious about paying off her debt and improving her finances. Today, Yanely has a successful YouTube Channel and is a director of a financial education program that teaches students, teachers, and professionals about financial literacy. In this week's episode we are talking about Yanely's financial journey and the obstacles she overcame along the way. In this episode you'll learn: Tips to launching a successful YouTube Channel How to pay off debt and start building wealth Ways to combine your passion and your profession All about a free financial literacy program, and more Also, don't miss my free class October 22 at 8:30 PM EST. I will teach you how to unlock financial freedom right now. Register today at Journeytolaunch.com/freeclass! Other related blog posts/links mentioned in this episode: Check out the Mamas Talk Money Summit taking place October 12-16, 2020! I'll be speaking on October 14th at 10:30 am about Financial Independence! Registration is FREE so don't miss out. Register for The Big Reset 2020, The Financial Diet's digital summit! Use my code "Journey" to get $10 off. Yanely recommended Suze Orman's book Women & Money. It helped her get out of debt in 18 months. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Yanely: Instagram: @MissBeHelpful Facebook: @MissBeHelpful Twitter:@MissBeHelpful Youtube: @MissBeHelpful Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Chelsea Brennan, the founder of Smart Money Mamas is on the Journey to Launch Podcast sharing how she went from being a hedge fund manager to a full-time financial educator. She helps moms connect with all aspects of their money so they can overcome emotional blocks, identify what they want most, and create healthy money habits to achieve their goals. In this episode, Chelsea and I talk about how we both walked away from lucrative careers in the finance industry to start our own business and help others get better with their finances. Don't miss these money tips and ways to transition from your career to your passion and get tips to on how to become a smart money mama In this episode you'll learn: How to transition from a 9 to 5 career to your passion project or business The importance of boosting your earning power How to cut back without cutting out all the fun Questions to ask yourself if you want more time, health, and happiness Tips for stay at home parents and more Check out the Mamas Talk Money Summit taking place October 12-16, 2020! I'll be speaking on October 14th at 10:30 am about Financial Independence! Registration is FREE so don't miss out; go to journeytolaunch.com/moneymammas to register! Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Chelsea: Instagram: @SmartMoneyMamas Facebook: @SmartMoneyMamas Twitter:@SmartMoneyMamas Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Michelle Schroeder-Gardner of Making Sense of Cents started her journey to financial freedom by paying off almost $40,000 in student loans in seven months. She shared her journey on her website and turned her blog into a six figure online business. Today, Michelle helps others with their money while she and her husband travel full time on a sailboat. Listen to this episode to learn more about how to; make money online and have a location independent lifestyle where you can work and live from wherever you want. In this episode you will learn: 3 things to do to get started with an online business and blog How Michelle turned her blog into a six-figure online business Several ways to make money online What life is like if you travel full time on a RV or sailboat The power of networking with other bloggers and more Watch this on youtube by going to https://youtu.be/K0CTT4mDkbA Other related blog posts/links mentioned in this episode: If you want to hang out with me and Teri, sign up for our free class tonight at 830 pm EST. Seats are limited so reserve your space today! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Michelle: Instagram: @MichelleSchro Facebook: @Makingsenseofcents1 Twitter:@SenseofCents Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Last week, Teri Ijeoma shared her story on going from trading as a side hustle to being able to; trade full time, travel the world and reach Financial Independence. Teri now runs a multimillion dollar business teaching others who want to learn trading as a side hustle to reach their financial goals. This week, I'm sitting down with 3 of her new students in her Trade and Travel course who also are Journeyers. Tune in to learn more about what it's like to learn trading as a beginner, the importance of investing in yourself and what it's like to be a part of Teri's larger mission to collectively earn a million dollars a day and help people change the world. In this episode you'll learn: How you can trade for more income to save, invest, or pay off debt When you should invest in yourself and how to manage risks Three students' perspective on learning how to trade, and so much more Other related blog posts/links mentioned in this episode: Episode 154: How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World Episode 172: Reaching Financial Independence, Buying her Dream Home in Cash & Amassing a $2 Million Portfolio w/ Teri Ijeoma Do you want to trade and travel like Teri? Sign up for her course now! If you still have questions and want to hang out with me and Teri, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Shaina: Instagram: Shaina.Mcgregor Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Teri Ijeoma was an assistant principal who started trading in the stock market to make extra income. Her goal was to make $300 a day to replace her salary. Today, Teri trades, travels, and has made over $100,000 a day trading in quarantine! In this week's episode check out what Teri has been able to accomplish since her last appearance on the podcast. We are talking about how Teri achieved financial independence, bought her dream home with cash, and helped her students earn $1,000 a day trading too. If you want to learn more about trading and want to hang out with Teri & I to learn more about her program, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today here! In this episode you will learn: How Teri build a $2 Million dollar portfolio swing trading What is swing trading and how to get started The difference between active and passive traders How you can make $1,000 a day Ways to discover and monetize your skill sets The importance of knowing your why, and more You can watch this interview with Teri on Youtube by clicking here. Other related blog posts/links mentioned in this episode: Check out Teri's previous episode on the podcast: How Teri Ijeoma Quit Her Job to Begin Trading Full Time and Travel the World Do you want to trade and travel like Teri? Sign up for her course now! If you still have questions and want to hang out with me and Teri, sign up for our free class on September 23 at 830 pm EST. Seats are limited so reserve your space today at http://www.journeytolaunch.com/tradingclass. If you like this episode you'll love my interview with Kumiko Love, The Budget Mom, who also saved and bought her dream house in cash! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Teri: Website Instagram: @ImAnInvestor Facebook: @InvestWithTeri Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

In this week's episode of The Journey to Launch Podcast, I'm talking taco shells, bloating and running. What does this have to do with money? Listen to find out. In this solo episode I'm sharing more about my life behind the scenes. I have updates on my fitness journey, tips about how and when to adjust your path to financial independence, and encouragement to keep going even when you don't see the results right away. In this episode you will learn: What tacos, bloating, and running have to do with money How to adjust your financial journey and find what works for you Reasons why you need to keep going even when you don't see the results Why you need to forget about being perfect and just get started Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Jessica and Corey are coasting their way to financial Independence (FI), and have found a way to create more time and freedom in their lives today. As a dual income household with no kids, they currently live in Boston, a high cost of living city. Also, known as the Fioneers, Jessica and Corey are showing people how to calculate their financial independence number and design a more balanced life before the traditional retirement age. In this episode, Jessica and I talk about the different paths to financial freedom, how to determine your FI number, entrepreneurship, and more. In this episode you will learn: What is Coast FI and how to start coasting now How much you need to retire early Ways to encourage your partner to join you on your financial journey Hacks to fast track your way to happiness 4 things to consider when designing your own life What is a location independent entrepreneur, and more Other related blog posts/links mentioned in this episode: Check out the book Jessica mentions in her interview, Your Money or Your Life by Vicki Robin. Calculate your Coast FI number with this calculator and guide today! Plus check out some of the Fioneer's other blog posts: Why You Should Design Your Life Before Reaching FI - people can download the Coast FI calculator from this post FI Milestones that Actually Motivate - the Coast FI calculator is in this post as well, and this post describes how to use it. How I Went From Making $11,000 to Reaching Coast FI in 10 years Why I Accepted a Part-Time Job on My Path to FI Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jessica & Corey: Website Facebook Group: Instagram:@TheFioneers Twitter: @TheFioneers Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

It's never too late to start your financial journey. At 44 years old, Saundra Davis took a risk and went back to school for a master's degree in personal financial planning. Today, she is a living legend in the personal finance space. She has taught so many coaches in the financial industry. It's an honor to have her on The Journey to Launch Podcast and to share this conversation with you. Saundra is the Founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low and moderate-income communities. She is passionate about her work with community-based organizations that focus on asset building for the working poor. In this conversation, we are getting real about how to change your money behaviors, how to set financial goals and boundaries plus so much more. In this episode, you will learn: How to know when to take risks and invest in yourself Techniques to help you talk to your family about money The importance of setting financial goals and boundaries Ways to coach people so they can find their own power Methods to change your financial behaviors, and more Other related blog posts/links mentioned in this episode: Check out the book Scarcity: The New Science of Having Less and How it Defines Our Lives, which Saundra mentions in the episode. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Saundra: Website Facebook: @SageMoney Instagram: @Sage.Money Twitter: @SageMoney Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Kumiko Love graduated with a degree in finance but didn't learn anything about personal finances in school. After her divorce, Kumiko was a single mom, $77,000 in debt, and determined to get her finances in order. What started as a community for her to share her financial journey, has grown into The Budget Mom (TBM). Kumiko's platform, TBM, is now her full-time business where she provides practical, fun budgeting methods and techniques to thousands of women all around the world. She has helped women take control of their finances, pay off debt, save more money, and build a life they love on a budget they can afford. In this week's episode of the Journey to Launch Podcast, we are talking about Kumiko's journey, how she got her finances on track, became a full-time entrepreneur, and purchased her dream home with cash and why. In this episode you will learn: How Kumiko went from making $24,000 a year to purchasing her dream home with cash Three budgeting methods to get your finances on track Steps to take before you leap into full-time entrepreneurship How you can adjust your financial habits and still enjoy the brands you love Why it's all about the journey and not the destination, and more You can watch this interview with Kumiko Love on youtube by going to https://youtu.be/ilTdXkivwp0 Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Kumiko: Website Facebook: TheBudgetMom Instagram: @TheBudgetMom Twitter: @TheBudgetMom Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

What started out as an essay about one man's struggle with student loan debt in the New York Times, has morphed into Michael Arceneaux's next best seller, I Don't Want to Die Poor. Michael Arceneaux, the author of the New York Times bestseller, I Can't Date Jesus: Love, Sex, Family, Race and Other Reasons Why I Put My Faith in Beyonce just released his second book, in April 2020. This book, I Don't Want To Die Poor, is all about money. In our conversation we talk about Michael's struggles with student loan debt, the pressure to get a college education, and the faults of the student loan system. Michael is not a "money expert", which makes this conversation even more enlightening and real. If you have ever been in debt (or are currently in debt), listen in as we discuss the struggle to not die poor. In this episode you will learn: What happens to private student loans when you die How the student loan process is systematically flawed Tips for creatives and entrepreneurs who want to make money and create Why Black Americans are disportionately affected by private student loans All the reasons why you should read Michael's new book, and more You can watch this interview with Michael Arceneaux on youtube by clicking here. Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Michael: Website Facebook: @Arceneux.Michael Instagram: @YoungSinick Twitter: @Youngsinick Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

What started out as a budgeting spreadsheet has grown into a budgeting app used by thousands of families who have committed to giving every dollar a purpose. This week on the Journey to Launch Podcast we are continuing our celebration of the third anniversary of the show with an interview with Jesse Mecham. Jesse, the creator of You Need A Budget (YNAB), shares his financial journey and tips for entrepreneurs. In this episode he describes how he dived into entrepreneurship at 22, and then successfully grew YNAB into a company with over 100 employees. Today, his budgeting app helps thousands across the globe improve their finances. Tune in to hear more about his path to success and the four rules for successful budgeting. In this episode you will learn: How to give every dollar a job Ways to embrace your true expenses When to give yourself permission to change your budget Why a budget is not restraining How to get 30 days or more ahead on your bills, and more Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey Other related blog posts/links mentioned in this episode: Jesse and I both talk about the power of Profit First when you are an entrepreneur. Check out Mike Michalowicz's book for yourself and see how it can help you in your business. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jesse: Website Instagram: @YouNeedaBudget Facebook: @iYNAB Twitter: @YNAB Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

It's the 3rd anniversary of the Journey to Launch Podcast and we are celebrating. I could not have made it to this milestone without you. So, in this week's episode, I'm sharing voicemails from Journeyers from all over the world. Listen and learn how the Journey to Launch Podcast has helped so many people fix their finances, improve their lives, and change their mindsets so they can accomplish their goals. I'm also sharing some lessons I've learned since starting this podcast three years ago. I hope you apply these lessons to your life wherever you are on your financial or career journey. We are on the path to financial freedom and independence together. Let's lift each other up along the way. In this episode you will learn: How the Journey to Launch Podcast can help you level up your finances The importance of consistency and persistency with anything you do The power of your words and how to manifest the life you want When it's OK to pivot or change your mind The best app to help you budget, track your spending and let you live a little All about the Money Launch Club, and more Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey Doors to the Money Launch Club are now open until Thursday July 23rd! Join by going to MoneyLaunchClub.com In This Online Community You Will Get S.T.E.P's: Support- Get the community support to help reach all of your financial goals. Find an accountability partner and participate in weekly and monthly challenges. Tools- Get access to tools such as worksheets and trainings to help you manage your money, track your progress and grow your wealth. Education- Get educated on various money topics so that you can make better money decisions and learn the steps you need to take to get ahead. Plan- Get the Journey to FI 10 Steps to Freedom Framework to map out your Financial Independence launch success plan. Other related blog posts/links mentioned in this episode: Join the Money Launch Club here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: @JourneyToLaunch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

After graduating from college with over $70,000 in student loans, Ysanet Batista went straight into public service. Unfortunately, her career did not pay a high salary and she found it difficult to live and eat in New York City. At some points, she faced food insecurity and homelessness. Her struggles forced her to find ways to make more money and led to her starting her own food cooperative business called Woke Foods. She merged her love for cuisine with her passion for social justice and is forging her own path to Financial Liberation. Ysanet is also a member of the Money Launch Club (moneylaunchclub.com) and shares how joining the community allowed her to pay off debt, find support and stay accountable on her journey In this episode you will learn: Where you can find a community of like-minded people support you on your journey to financial independence and retiring early (FIRE) Why it's so important to know your WHY How to know when your income is your problem The importance of budgeting no matter how much you make What you can accomplish as a member of the Money Club The benefits of an accountability partner, and more Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey Sign up for the Journey to Launch free class on July 16th here. In This Free Online Workshop, You Will Learn: 1. What the elusive term of Financial Independence really means 2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey 3. The barriers stopping you from reaching your goals and how to eliminate them *It's a virtual meeting so you can join us from anywhere by registering here. Other related blog posts/links mentioned in this episode: Ysanet mentioned some great Journey to Launch episodes you should check out: Episode 81: Atomic Habits How Tiny Changes Spark Remarkable Results with James Clear Episode 135: Your Student Loan Questions Answered with David Carlson Learn more about the Money Launch Club here and make sure you join when doors open up again! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Ysanet Batista: YsanetBatista.com & Woke Foods.coop Instagram: @YsanetBatista Twitter: @YsanetBatista Facebook:@YsanetBatista Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

This week on the Journey to Launch Podcast, Brian Portnoy simplifies the complex world of money. Brian has over two decades of experience in the personal finance space, and he's also an investor, educator, writer, and entrepreneur. In his book, The Geometry of Wealth, he tackles the challenges of making better investment decisions and how money fits into a joyful life. In this episode, we go beyond the numbers and talk about the behavioral science behind your relationship with money. Learn how your behavior impacts your ability to become wealthy and why your brain chooses survival over wealth. In this episode you'll learn: The difference between wealthy and rich Why your brain is wired to make terrible money decisions The meaning of the Geometry of Wealth How to set goals to become wealthy (and not just rich) What a comprehensive financial plan looks like, and more Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey Sign up for the Journey to Launch free class on July 16th here. In This Free Online Workshop, You Will Learn: 1. What the elusive term of Financial Independence really means 2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey 3. The barriers stopping you from reaching your goals and how to eliminate them *It's a virtual meeting so you can join us from anywhere by registering here. Other related blog posts/links mentioned in this episode: Learn more about the Money Launch Club here and make sure you join when doors open up again! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Brian Portnoy: Website Instagram: @bportnoy Twitter: @BrianPortnoy Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

This week on the Journey to Launch podcast, special guest, Lisa Nicole Bell, is sharing how she created her life by design and dived into entrepreneurship. Lisa is a producer, writer, media personality, and serial entrepreneur. In addition, she hosts a podcast called Behind the Brilliance, with nearly two million downloads and 200 episodes to date. In this episode, we discuss the truth about entrepreneurship, how to make informed business and life decisions, and taking risks. Lisa shares so many inspiring tips. This is one episode you don't want to miss. In this episode you will learn: What bets are worth taking and how to manage your risks How to turn your content into multiple streams of income The truth about entrepreneurship How to properly plan your time so you don't hustle backwards Ways to create a life by design and more Special thanks to YNAB for sponsoring the podcast in its 3 year anniversary month. Get your free 34 trial of YNAB today (no credit card required to sign up) by going to youneedabudget.com/journey. Sign up for the Journey to Launch free class on July 16th here. In This Free Online Workshop, You Will Learn: 1. What the elusive term of Financial Independence really means 2. The FIVE major stages you must move through on the journey to reaching Financial Independence and how to identify where you currently are on the journey 3. The barriers stopping you from reaching your goals and how to eliminate them *It's a virtual meeting so you can join us from anywhere by registering here. Other related blog posts/links mentioned in this episode: Check out my episode on Behind the Brilliance Podcast where I explain how I found the Financial Independence and Retire Early (FIRE) movement and transformed my life. Lisa read The Power of Positive Thinking by Norman Vincent Peale, and her mindset was changed forever. Learn more about the Money Launch Club here and make sure you join when doors open up again! Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lisa Nicole Bell: Website Instagram: LisaNicoleBell Twitter: LisaNicoleBell Facebook: LisaNicoleBell Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Casanova Brooks lost everything--his mom, his house, and his job all in a short span of a few weeks. However, he refused to allow adversity to stop him. Nine months later, he was a real estate agent, breaking records. He closed 46 deals worth a total of $8 million dollars his first year as an agent. Casanova is an award-winning real estate agent, investor, podcast host, and CEO. Previously featured on Yahoo News, ABC, NBC, and more. He has an amazing story of triumph and perseverance. In this episode, Casanova and I talk about overcoming adversity, the power of relationships, and how to become the master of your time and freedom. This is an inspiring conversation you don't want to miss! In this episode you'll learn: Ways to overcome adversity under any circumstances Simple techniques to leverage relationships and grow your business How to create your own success Great books and podcasts that will inspire you The effect a positive mindset can have on your journey, and more Celebrate the 3 Year Anniversary Episode of the Journey to Launch Podcast Hey Journeyers! Do you want to celebrate the 3 year anniversary of the Journey to Launch Podcast with me? I have something special planned and I need your help to make it happen! I would love to hear how the Journey to Launch Podcast has helped you and your journey to financial freedom. Send in a a short voicemail (90 secs) for a chance to have it played on the 3 year anniversary episode in July! Here's a guideline of what to say in your voice-note: Your name & where you are from Something you've gained or accomplished since listening to the podcast (a money win , paid off X, negotiated a raise, better money mindset, etc) A money/financial tip for other Journeyers on the path that can help them too that you've learned or implemented You can record your voice-note here (please make sure you're speaking clearly into your mic so that we can hear you and that there is no background noise) Thank you in advance! Other related blog posts/links mentioned in this episode: Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Casanova: Website Instagram: Casanova_Brooks Twitter: Casanova_Brooks Facebook: CasanovaBrooks1 Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

It's been a while since I've recorded a solo episode. So this week you get a full dose of me. In this episode, I share tips and lessons I've learned and how I am applying this knowledge to my life and finances now. I am taking you back to the beginning of my journey and share how my husband and I prepared for me to pursue full-time entrepreneurship. Most people don't know this, but I could have kept my 9 to 5 and been financially free by 40. Instead, I decided to pursue what I love and create more freedom in my life today. Listen to this episode to learn more about how I made the jump from the corporate world with confidence and how you can too. Plus I share four tips on how you can be successful with your money, career & goals during these trying times. In this episode you will learn: How I quit my job to become a full-time entrepreneur Ways to pivot your financial journey to give yourself more freedom today What you should invest in to help you value your time How to leverage your network to increase your net worth What to do to prepare for the opportunities you want, and more Celebrate the 3 Year Anniversary Episode of the Journey to Launch Podcast Hey Journeyers! Do you want to celebrate the 3 year anniversary of the Journey to Launch Podcast with me? I have something special planned and I need your help to make it happen! I would love to hear how the Journey to Launch Podcast has helped you and your journey to financial freedom. Send in a a short voicemail (90 secs) for a chance to have it played on the 3 year anniversary episode in July! Here's a guideline of what to say in your voice-note: - Your name & where you are from - Something you've gained or accomplished since listening to the podcast (a money win , paid off X, negotiated a raise, better money mindset, etc) -A money/financial tip for other Journeyers on the path that can help them too that you've learned or implemented You can record your voice-note here (please make sure you're speaking clearly into your mic so that we can hear you and that there is no background noise) Thank you in advance! Other related blog posts/links mentioned in this episode: Check out this throwback episode of how my husband and I started our journey to financial freedom. Try Insight Timer. It's helped meditate and mentally prepare for my day. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Cindy Zuniga went to law school to make an impact in her community. After three years in law school and $215,000 of debt later, Cindy realized the real cost of her decision. Her first year out of school she paid $24,000 towards her student loans. However, only $4,000 went towards her loan's principal balance. So where did the other $20,000 go, you ask? To pay just the interest on her loan. That's when Cindy said enough is enough and devised a plan to pay off all of her debt in 48 months. Check out this week's episode where Cindy shares how she paid off $215,000 in 48 months and kept her expenses low while living in New York. In this episode you will learn: What to consider before taking out student loans for a degree How to educate yourself and your family about student loan debt 3 reasons to refinance your student loans How to stick to your financial goals in any environment Tips for talking about finances with your partner How to lower your expenses, save money, and more Other related blog posts/links mentioned in this episode: Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Cindy: Website Instagram:@ZeroBasedBudget Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

With everything going on right now, I wanted to replay one of the most important and impactful conversations that I've had on the podcast, The Black Tax & The Cost of Being Black in America with guest Shawn Rochester. In the beginning of the episode, I also share my thoughts on why I will continue to use my platform to educate and amplify Black voices while giving you the tools to reach your Financial Freedom & Independence goals. I encourage everyone to listen to this episode and share it with someone who needs to hear more of how we as a nation got to a place where Black Americans own only 2% of wealth and what we can do to change it . In this episode you will learn: Why I'm so committed to amplifying Black voices and stories What is the Black Tax and how it's impacting your wealth How to identify unconscious vs. conscious bias Why hard work is not the key to success and what resources you really need Concrete ways you can close the wealth gap How to apply Shawn's PHD strategy to create jobs, capital, and thriving black communities, and so much more You can watch the original interview with Shawn Rochester on youtube by clicking here. Join me & Teri Ijeoma for a free class on how to make money in the stock market and avoid the uncertainty of the economy tonight at 8:30 pm EST here journeytolaunch.com/tradingclass Other related blog posts/links mentioned in this episode: Check out Shawn's talk at Google, which has had over 200,000 views and sparked a lot of conversations about the real cost of being Black in America. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Shawn Rochester: Website Twitter: @BlackTaxed Facebook:@Shawn.D.Rochester Instagram:@BlackTaxed Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Sahirenys Pierce and her husband had almost six-figures in debt when she started her career in finance. In her new industry, she knew that her own finances could be held under a microscope at any time. In fact, filing bankruptcy would jeopardize her career. That's why Sahirenys created the High-5 Banking Method, which helped her and her husband pay off $99,000 in five years, and avoid bankruptcy. This week, on the Journey to Launch Podcast, Sahirenys and I talk about paying off debt, prioritizing your goals, and banking with a purpose. In this episode you'll learn: What is the High-5 Banking Method and why you need it How to prioritize your financial goals when you have debt Ways to combine your finances with your partner The difference between a liquid budget and a concrete budget and how to adjust when life happens The importance of tracking your spending How to save and spend with a purpose, and so much more Join me & Teri Ijeoma for a free class on how to make money in the stock market and avoid the uncertainty of the economy on June 3rd at 8:30 pm EST here journeytolaunch.com/tradingclass Other related blog posts/links mentioned in this episode: Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Sahirenys: Website Instagram: @PoisedFinanceLifestyle Twitter: @PoisedFinance Facebook: @PoisedFinanceLifestyle YouTube Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Marsha Barnes was working at a bank when she realized that people in Charlotte, North Carolina weren't talking about finance in schools or in public. So, she thought of an innovative way to talk about personal finance. Marsha created a financial literacy "hub on wheels" to bring financial literacy directly to the people who needed it the most. In this week's episode, Marsha and I talk about entrepreneurship, what it takes to turn your passion into a full-time business and how to achieve overall financial wellness. In this episode you'll learn: Questions to ask yourself to know if entrepreneurship is right for you What is a "runway" and why you need one to survive entrepreneurship How Marsha quit her job one year after starting The Finance Bar Why revenue is not equal to profit Steps to create financial wellness in your life What blocks most people from experiencing freedom, and more Join me & Teri Ijeoma for a free class on how to make money in the stock market and avoid the uncertainty of the economy on June 3rd at 8:30 pm EST here journeytolaunch.com/tradingclass Other related blog posts/links mentioned in this episode: If you liked this episode you might also enjoy my interview with Vicki Robin, author of Your Money or Your Life. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Marsha: Website Instagram: @TheFinanceBar Twitter: @TheFinanceBar Facebook: @TheFinanceBar Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Arlan Hamilton was homeless when she launched a venture capital fund dedicated to minimizing funding disparities in tech. In 2015, she created Backstage Capital, a venture capital fund that invests in high potential founders who are people of color, women, and/or members of the LGBT community. Today, Backstage Capital has raised more than $7 million and invested in more than 130 startups companies led by underestimated founders. In this episode of the Journey to Launch podcast, Arlan and I are talking about the mindset, confidence, and self-care that led to Arlan's ultimate success. We also discuss Arlan's new book, It's About Damn Time: How to Turn Being Underestimated Into Your Greatest Advantage. Arlan's story is inspiring and this is an episode you don't want to miss. In this episode you'll learn: How to use confidence to fuel your success What it means to invest in yourself The importance of self-care and how to set boundaries How to write a successful, tailored pitch What really matters in life, and more You can watch this interview with Arlan Hamilton on youtube by going to https://youtu.be/BrnGOdqAShc Other related blog posts/links mentioned in this episode: Get Arlan's book It's About Damn Time Check out my interview on Arlan's podcast, Your First Million, where I talk about reaching 1 million podcast downloads and my journey for Journey to Launch. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Arlan: Website Instagram: @ArlanWasHere Twitter: @ArlanWasHere Facebook: @ArlanWasHere Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Waitlist Jumpstart Guide

Teri Ijeoma is on the Journey to Launch podcast this week talking about swing trading, travel, and finances. A few years ago, Teri started swing trading as a side hustle with the goal to make $300 a day. This year, her goal is to make $10 million dollars in her business. Teri travels the world and helps people learn the skills they need to master swing trading through her course, Invest with Teri. Listen to this podcast episode to learn how Teri is paying off debt and achieving financial independence through teaching and investing in the stock market. In this episode you will learn: What is swing trading How to trade, travel, and live your best life The difference between a short and long term investor How much time you need to trade and be successful Tax tips for when you profit from trading The traits you need to succeed at swing trading, and more Other related blog posts/links mentioned in this episode: Check out Teri's course, Invest with Teri, to learn her 7 steps trading method. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Teri: Website Instagram: @ImAnInvestor Facebook: @InvestWithTeri Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Jumpstart Guide

Check out this week's bonus episode of the podcast where I talk to Carmen Perez to update us on how she's been dealing with the pandemic & the economic uncertainty. In the previous episode, Carmen shared how she was sued over her student loan, paid off $57,000 of debt in 2 ½ years and switch careers from corporate finance to coding. Today, Carmen comes back on the show to share how she's dealt with the loss of her income and how's she's finding opportunity in this crisis by using this time to sharpen her skills and remaining positive about the future. You can watch this interview with Carmen Perez on youtube by clicking here. Other related blog posts/links mentioned in this episode: Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Carmen: Website Instagram: @MakeRealCents Twitter: @MakeRealCents Facebook: @MakeRealCents Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Jumpstart Guide

On this week's episode of the podcast I'm talking to Carmen Perez who had to face the truth about her credit and finances when she was sued over her student loan. She then hustled to pay off $57,000 of debt in a little over 2 ½ years and with a background in finance and a six-figure salary to match, Carmen went from being a "Wall Street dropout" to a woman who codes. Besides being a successful software engineer, Carmen is also the creator of Make Real Cents, a blog dedicated to helping people achieve financial greatness by teaching them about personal finance. In this week's Journey to Launch podcast, you'll learn what tools Carmen used to get her personal finances in order, pivot in her career, and go to coding school for free. In this episode you'll learn: Steps you can take to get your financial house in order What is zero-based budgeting and why you need a budget Several ways to pay off debt How to make a pivot in your career Ways to get your education for free, and so much more Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: If you liked this episode you might love, Episode 85 – The Colors of FI- Roundtable Chat on Financial Independence, which also features Carmen and others in the financial independence space. Also, check out: Episode 128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young Other podcast episodes about alternative careers and education. Get the Free Journeyer Jump Start Guide here. Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Carmen: Website Instagram: @MakeRealCents Twitter: @MakeRealCents Facebook: @MakeRealCents Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Jumpstart Guide

This week's guest, Lynnette Khalfani-Cox, read the entire 880-page economic relief package so you don't have to. On the podcast, she explains who qualifies for stimulus checks, power money moves you can make now, the truth behind the programs available to individuals and small businesses, and more. Lynnette is a personal finance expert, television and radio personality, and author of numerous books. Her book, Zero Debt: The Ultimate Guide to Financial Freedom, is a New York Times bestseller. Lynnette had been on numerous TV shows including The Oprah Winfrey Show, the Tyra Banks Show, and more. She knows what she's talking about, and in this episode, she is giving you information about how you can thrive and survive now. In this episode you'll learn: The truth behind the Stimulus Package About programs, you need to take advantage of now Power money moves you can make during the Coronavirus pandemic The best time to file your taxes if you want to qualify for a stimulus check How can you come out of this economic situation surviving and thriving Changes to the rules about borrowing from your retirement plan, and more You can watch this interview with Lynnette Khalfani Cox on youtube by clicking here. Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: Check out Lynnette's New York Times best selling book, Zero Debt: The Ultimate Guide to Financial Freedom Learn more about the Paycheck Protection Program for small businesses, freelancers, entrepreneurs, and more. Or apply for the Economic Injury Disaster Loan through the SBA website. Here's Lynnette's chart of the 2020 List of State Maximum Unemployment Benefits with State Websites and Phone Numbers Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Lynnette: Website Instagram: @LynnetteKhalfaniCox Twitter: @TheMoneyCoach Facebook: @LynnetteKhalfaniCox Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Jumpstart Guide

A millionaire mom and retired before 50, Jackie Cummings Koski, is on this week's podcast episode sharing her path to financial freedom. She went from poverty to wealth and learned a lot about investing along the way. Throughout most of her career, Jackie made less than six-figures a year. She prioritized saving and investing and reached her financial independence number three years before planned. Jackie created a resilient investment portfolio that continued to grow even in uncertain times like today. In this podcast episode, Jackie shares her tips about how to keep calm and survive the current market turmoil. In this episode you'll learn: What is financial independence (FI) and how to calculate your FI number Different ways to learn about investing so you can invest with confidence How to reduce your taxable income The first place where you can start investing What is a Health Savings Account (HSA) and how to use it The best times to double down in the market, and more Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: Jackie was on Episode 40. Take a listen and learn about the Health Savings Account, the ultimate investment, and retirement account. Want to know how compound interest works? Check out this compound interest calculator. Check out Jackie's book, Money Letters 2 My Daughter. Her book about money and personal finances includes easy to understand advice and guidance on some of the most important financial issues consumers face today. Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Jackie: Website Instagram: @FInomenal_Woman Twitter: @MoneyLetters2 Facebook: @Jackie.CummingsKoski Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Jumpstart Guide

In this bonus episode, this week's guest Stefanie O'Connell Rodriguez opens up about how her business and life has changed because of Coronavirus. Stefanie and I share tips on how to cope and deal with the negative impact to your income (and career) due to the current state up events so that you can financially survive and thrive. Other related blog posts/links mentioned in this episode: Learn more about the Statement Event Get Statement Cards for ambitious women in your life. Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Stefanie: Website Instagram: @StefanieoConnell Twitter: @StefanieoConnel Facebook: @StefanieoConnell Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Jumpstart Guide

This week's guest Stefanie O'Connell Rodriguez is on a mission to help women get more from their money so that they can unapologetically go after what they want. In this episode, Stefanie shares tips about building your network, thriving in entrepreneurship, and leveraging your skill sets to make more money. We talk openly about managing your money with inconsistent income and how to pivot from one industry to another which is so relevant for what's happening in the world today. In this episode you will learn: About life behind the scenes of entrepreneurship Ways to build credibility in a new industry The importance of networking and creating genuine relationships What are soft skills and how to get paid for yours How to manage your money when you have inconsistent income Why all entrepreneurs need to pay themselves a salary, and so much more Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up. Other related blog posts/links mentioned in this episode: Check out Empower's article on How to get financial relief from the coronavirus outbreak here. Learn more about the Statement Event Get Statement Cards for ambitious women in your life. If you liked this episode you might also like Episode 91: Leveling Up Your Money & Investing with Erin Lowry. Check it out! Get the Free Journeyer Jump Start Guide here Check out the other tools that help me with my finances and business here. Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12 Watch my latest segments on News12 YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Stefanie: Website Instagram: @StefanieoConnell Twitter: @StefanieoConnel Facebook: @StefanieoConnell Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Join The Money Launch Club Jumpstart Guide