Show overview
Joe Knows Retirement has been publishing since 2023, and across the 3 years since has built a catalogue of 278 episodes. That works out to roughly 85 hours of audio in total. Releases follow a several-times-a-week cadence.
Episodes typically run ten to twenty minutes — most land between 15 min and 20 min — and the run-time is fairly consistent across the catalogue. None of the episodes are flagged explicit by the publisher. It is catalogued as a EN-language Business show.
The show is actively publishing — the most recent episode landed earlier today, with 53 episodes already out so far this year. The busiest year was 2025, with 122 episodes published. Published by Joe Schmitz Jr., CFP® ChFC® CKA®.
From the publisher
Welcome to the Joe Knows Retirement Podcast! Where Joe will take you through strategies to make the most of your retirement.
Latest Episodes
View all 278 episodesPension Jail Is REAL… But Walking Away Could Cost You $1M+
10 Tax Planning Considerations For Those With Pensions
Wealthy Retirees ALL Regret These 5 Mistakes… Don't Be One of Them
How to Maximize Your Pension and Social Security Income
The $1M Tax Savings Lie… What Roth Conversions ACTUALLY Do
FAQs You NEED to Know Before Hiring a Financial Planning Team
These 3 Pension Pillars Can Make or Break Your Retirement
Bad Retirement Advice I've Seen (Real Client Story)
Why Your Future Net Worth Is MUCH Bigger Than You Think
Do You ACTUALLY Have Enough? (The Truth for Pension + $1M Retirees)
Widows, Be Aware of This BEFORE It's Too Late
Stop Saving… Start Spending? The 4 Things You MUST Do With Your Money in Retirement
If Your Advisor Isn't Doing THIS… You're Overpaying
4 Considerations If You Have a Pension
S1 Ep 264If Your Advisor Says THIS… They Don't Work With High-Net-Worth Investors (10 Red Flags)
If your financial advisor is telling you certain things… it might be a HUGE red flag. In today's episode, Joe breaks down the exact phrases and strategies that expose advisors who don't actually work with high-net-worth clients. Because here's the truth: Most advisors focus on investment management and sales… NOT comprehensive retirement planning. And if you have a pension and $1M+ saved, that can cost you hundreds of thousands in taxes, missed strategies, and poor planning decisions. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/personal-finance/is-your-financial-adviser-doing-a-good-job-for-you 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/
S1 Ep 26380% of Retirees Pay $0 in Federal Income Taxes… Here's Why You Won't
Most retirees are paying little to NO federal taxes… so why are YOU paying so much? In this episode of Joe Knows Retirement, Joe breaks down the shocking truth behind why 80% of retirees avoid taxes and why high savers with pensions and $1M+ often end up paying MORE instead. If you've done everything right… saved diligently… built a pension… and now feel like you're being penalized, this video is for you. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "I Hate Taxes": https://keap.page/bsd964/toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/tax-planning/who-hates-taxes-the-best-time-to-plan-for-taxes-is-now 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/
S1 Ep 262Income Planning With a Pension. Should You Be Concerned About Market Volatility?
If you're planning to take income from your investments in retirement, this could be one of the biggest risks you'll ever face… It's called sequence of returns risk, and it has the potential to completely derail even the best retirement plans. If you're a Midwestern Millionaire with a pension and $1M+ saved, this is critical to understand. The goal isn't just to retire… it's to maximize your income, minimize risk, and keep more of your money working for you. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/tax-planning/reducing-lifetime-taxes-for-retirees-in-two-percent-club 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/
S1 Ep 261Pension and Social Security?… Here's What Most Miss
If you have a pension, there's a high chance up to 85% of your Social Security could be taxable… and most retirees don't see this coming. If you're a diligent saver with a pension and $1M+ saved, this is one of the biggest tax traps you need to understand before retirement. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/will-you-pay-taxes-on-your-social-security-benefits 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/
S1 Ep 2605 Considerations Before Doing Roth Conversions With Pensions
If you have a pension and $1M+ saved, Roth conversions aren't just about if… they're about WHEN and HOW MUCH. In today's episode of Joe Knows Retirement, Joe breaks down 5 critical Roth conversion mistakes that could quietly cost you thousands in taxes, higher Medicare premiums, and lost retirement income. Most retirees assume they'll be in a lower tax bracket… but if you have a pension, that's often NOT the case. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "I Hate Taxes": https://keap.page/bsd964/toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/reasons-roth-conversions-and-pensions-work-well-together 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/
S1 Ep 259You Did Everything Right… So Why Are Your Taxes So High?
If you have a pension or $1 million saved for retirement, you could be walking straight into a massive tax problem… without even realizing it. Joe breaks down the 2 types of retirees who get hit hardest by taxes and why the old belief that you'll be in a lower tax bracket in retirement may not apply to you. If you've been a diligent saver, built up your nest egg, or have guaranteed income like a pension, your retirement may look very different than most people. And without the right strategy, you could end up paying far more to Uncle Sam than necessary. 🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv 📚Get a FREE copy of Joe's book "2% Club": https://keap.page/bsd964/2-percent-toolkit-podcast.html 🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/tax-planning/reducing-lifetime-taxes-for-retirees-in-two-percent-club 📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/