InvestED: The Rule #1 Investing Podcast

The world’s second largest economy has long posed a problem for investors. With the Communist Party embracing markets to spur development in recent decades, many investors have been puzzled by China, seeing many fail to take advantage of an unprecedented explosion of economic growth in the country. As the buying power of the Chinese middle class continues to grow, how do investors approach the market in a nation where so much economic influence is under the control of a one-party government? Tune in to InvestED this week as we discuss the political and economic situations in China and what they might look like in the near future, as well as how you can profit from the immense potential in that market. To read more about the top investing minds from around the globe, download your copy of The Best Investors in the World to broaden your horizons: https://bit.ly/3ONRbri Topics Discussed: China’s Party Congress Future of US/China relations Hermès vs LVMH Resources Discussed Rule #1 Blog Ray Dalio’s Notes on China Principles by Ray Dalio Learn more about your ad choices. Visit megaphone.fm/adchoices

396: Timing Your Exits There is no shortage of opinions about when to sell in the ever-changing world of investing, but those taking the Rule #1 approach know that buying a great business on sale is paramount for maximizing your returns. While analyzing the countless factors that influence markets can seem like a formidable task, it really boils down to understanding a stock’s price versus its value. Having a grasp on these two metrics can be one of the most powerful tools in your arsenal of knowing when to hold and when to sell. This week on InvestED, listen as Phil and Danielle talk through the evolving methods that tech companies use to retain their user base and minimize risk. As these businesses grow to encompass a wider range of hardware and software in an increasingly interconnected world, investors can utilize this understanding to inform their decisions to either hold or sell. To learn more about how the tech giants maintain their advantages over their competitors, download your copy of Moat Types for Durable Advantage to successfully invest: https://bit.ly/3tWwFe5 Topics Discussed: P/E ratio Venture capital in US vs abroad Government regulation Tech ecosystems Resources Discussed Rule #1: The Simple Strategy for Successful Investing in Only 15 Minutes a Week! Learn more about your ad choices. Visit megaphone.fm/adchoices

There are world-renowned institutions and individuals who have devoted themselves to understanding the ins and outs of investing. Yet despite all of the heavily-scrutinized studies and statistical analyses, we see investors who take an outside-the-box approach and yield impressive results. It’s important to keep in mind that, when looking at the methodologies of successful value investors, different strategies are required for different stages of managing your portfolio. The positions that Buffett is taking in 2022 are a far cry from his process 50 years ago. This week on InvestED, Phil and Danielle discuss why buy and hold might not be the best move in every situation, and when it is the right thing to do, how do you choose the companies to stick with? To learn more about how to pick and choose profitable businesses, download your copy of How to Pick Stocks: The 5-Step Checklist to successfully invest: https://bit.ly/3tz0Vfc Topics Discussed: Intrinsic value Modern portfolio theory vs Value investing Deciding when to sell Resources Discussed Riding a Backwards Bike The Education of a Value Investor The Dhando Investor: The Low-Risk Value Method to High Returns For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Wouldn’t it be nice if the market behaved in a predictable, rational way? Unfortunately for investors, that’s not the case, so having a proven strategy to time your moves is key to achieving long-term success with your portfolio. Getting in (or out) at the right time is what separates top investing minds from the rest of the pack, and whether it’s finding a sale on a great company or knowing how to read the tea leaves and avoid being left holding the bag, having the proper analytics can help you navigate the tumultuous investment landscape. This week on InvestED, Phil and Danielle dig deeper into topics raised by last week’s listener email, and they take a look back at how superstar investors like Buffett have changed their approach over the past few decades in response to market volatility. To see how well you know the wisdom that has inspired the Rule #1 investing strategy, take our Warren Buffett quiz and find out how you stack up: https://bit.ly/3WO1jUy Topics Discussed: Intrinsic value vs. timing the market Understanding your investments Velocity of money Market distortion Building financial independence vs. preserving portfolio Resources Discussed Rule #1 book For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

On this abbreviated episode of InvestED, @danielletown takes the reins to catch us up on topics discussed in recent weeks and give us a glimpse into what’s ahead as we approach the holiday season. She also dips into the mailbag to hear a listener’s thoughts on our recent dialogue regarding when to hold and when to sell during market downturns. To get insight into how today’s top financial minds approach their investments, download your copy of The Best Investors in the World: https://bit.ly/3UjWpfE Topics Discussed: Big changes at Twitter Listener email Learn more about your ad choices. Visit megaphone.fm/adchoices

Given the current state of global markets, economic uncertainty can make it difficult to plan for the future. While the changing financial landscape might cause investors to fret, understanding the factors and policies that drive these changes can help you sleep better at night. This week on InvestED, Phil and Danielle talk through the long and short-term repercussions of inflation, how a generation of investors will face their first true test in a bear market, and why Rule #1 is so vital to coming out ahead when markets dip. To learn more about how to stay centered in your investing practices, download your copy of the Inflation Checklist to successfully invest: bit.ly/3DoVtQD Topics Discussed: Navigating a turbulent market Risk-free rates Historic market downturns Value vs price Resources Discussed Modern Portfolio Theory For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

While the financial world can be a daunting topic to young people whose parents aren’t properly equipped to teach them about it. And when kids don't properly learn how to manage their finances, as adults, life becomes somewhat of a minefield. Teaching kids about the value of their money doesn’t have to be as complicated as most people think, though. There are actually a number of ways parents can get creative with introducing investing basics to their kids while keeping them engaged with the process. One of the easiest ways is to simply teach one of the Rule #1 Investing principles: invest in something you're actually interested in and believe in. This week on InvestED, tune in as Phil and Danielle discuss growing up with parents who do (or don’t) invest, winning strategies with allowances, and how to set kids up for success in the future. To learn more about getting you or someone you know started off with some investing basics, claim your free copy of Guide to Investing for Beginners: https://bit.ly/3CGzh42 Topics Discussed: Teaching finances at a young age Representation in investing Resources Discussed Investing Guide for Beginners For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

For some people, looking at the bigger picture of investing is what draws them to invest in the first place. They see the possibility, get excited, and want to learn how they can be a part of the excitement and benefit from the earning potential. However, before diving right in, it’s essential for investors to prioritize balance between creating strategies they believe will lead to success and being patient enough, especially through times of market volatility, in order to see long-term gains. Truth is, most people want to be in successful, long-term investing positions, but when you’re just starting out, it can be challenging. The best investors show their true potential in how well off their portfolio is, even after an economic downturn. This week on InvestED, tune in to hear Phil and Danielle explain that while it can be difficult to know how to navigate a turbulent market, having patience and a strategy for enduring the hard times is key in order to see any payoff coming out on the other side. To learn more about how to stay centered in your investing practices, download your copy of 4 M’s Investing Guide to invest successfully: http://bit.ly/2TZ3Bls Topics Discussed: Big picture investing Market downturns How to stay prepared Resources Discussed Li Lu article 4 M’s for Successful Investing Guide For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s easy to get sucked into the possibility with investing and become obsessed. But getting so depe in the weeds, you lose track fo the forest and end up doing way too much that ends up leading to you missing the strategy that actually works: staying patient. Find other things to do to keep you centered The purpose of life isn’t to make money. It’s a pre-condition for handling what you’re here to do. While it’s important to live a life in which you can provide for yourself and your loved ones, it’s also important to do things that make you feel whole and happy. That’s why investing is so important. One of the greatest things about investing, especially when using Rule #1 strategies, is that it gives you the ability and financial freedom to live a vital life. You’ll no longer have to commit to the daily “grind” just to pay the bills. Tune in to this week’s episode of InvestED to learn more about how Phil and Danielle find purpose in their lives and how you can, too. Because at the end of the day, you don’t have to be a genius to invest. It’s not a game where IQ wins – it’s a game where discipline wins. To learn more about how to stay disciplined in your investing practices to help you live a purposeful life, download your copy of Phil’s FREE 4M’s guide to successfully invest: https://bit.ly/3BiRJA1 Topics Discussed: Emotional centeredness Rule #1 Investing Resources Discussed And There Was Light Man’s Search for Meaning Learn more about your ad choices. Visit megaphone.fm/adchoices

While it’s important to live a life in which you can provide for yourself and your loved ones, it’s also important to do things that make you feel whole and happy. That’s why investing is so important. One of the greatest things about investing, especially when using Rule #1 strategies, is that it gives you the ability and financial freedom to live a vital life. You’ll no longer have to commit to the daily “grind” just to pay the bills. Tune in to this week’s episode of InvestED to learn more about how Phil and Danielle find purpose in their lives and how you can, too. Because at the end of the day, you don’t have to be a genius to invest. It’s not a game where IQ wins – it’s a game where discipline wins. To learn more about how to stay disciplined in your investing practices to help you live a purposeful life, download your copy of Phil’s FREE 4M’s guide to successfully invest: https://bit.ly/3BiRJA1 Topics Discussed: Risk-taking Financial freedom Personal finances Meditation and transcendence Life values Resources Discussed War of the Worlds, HG Wells Empire of the Summer Moon, S.C. Gwynne InvestED Book SmartLess Podcast For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it really mean to be risk-averse when it comes to investing? This week, Phil and Danielle return with a new episode of InvestED to discuss risk and how to decide if a company is dangerous enough to sink a potential investment decision. When you first start out with investing, it can be overwhelming and intimidating. But it’s important to go deep and really do your homework before making a truly sound decision, especially in today’s tough market. Tune in to this week’s episode of InvestED to learn more about risk inversion, what it takes to make a sound investment decision and how to overcome overwhelm. To learn more about how to be confident in a company, download your copy of Phil’s FREE guide about the 4 M’s to successful investing: https://bit.ly/3BiRJA1 Topics Discussed: Risk inversion Investment Overwhelm Uncertainty Predicting Success Events Resources Discussed Netflix Episode Netflix Part 2 Netflix Part 3 FAANGM Stocks Episode For show notes and more information visit www.investedpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you think that because real estate lets you leverage your investment, then the rate of return is much higher than investing in a business, and is, therefore a better place for beginner investors to put their money, think again. This is a commonly held idea that can be completely mistaken. Phil and other expert investors – including Warren Buffett – have owned real estate. From subdivisions to large farms, apartments, commercial property, and single-family homes, if you assess it’s valuable for your investing goals, real estate could be a good option for you. This week on InvestED, in an episode from The Vault, Danielle and Phil discuss whether or not it’s possible to make real estate a beneficial component of a high-performing financial portfolio. Learn more about following the Rule #1 method of successful investing! Click here to download your copy of Phil’s Value Investing Cheat Sheet: https://bit.ly/3qBJfxU Resources Discussed: Atul Gawande Books Fortune Article Topics Discussed: Rule #1 Investing Real Estate Investing Warren Buffet Berkshire Hathaway Letters Risk Management Skuttlebutt All-Weather Portfolio For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

It hurts to lose money – especially after you’ve done all the work you were supposed to do. But you’re human, and even if you follow Rule #1 investing strategies by the book, you will still run a risk. However, it’s important, that when that risk – and possible loss – crosses your investment path, you don’t fall back to hoping the market will climb back into your favor. You must stay disciplined and continue to do what’s best, even if it means taking a rare loss. In this episode of InvestED, Phil and Danielle discuss a recent loss Phil took, despite making textbook investing decisions. See how he overcame it so you know what to do if that happens to you and your portfolio. Learn how to make the best textbook Rule #1 investing decisions that will prepare you for times of uncertainty or rare loss, while still staying in control of your portfolio. Download your free copy of the 4 M’s of Successful Investing: https://bit.ly/3BiRJA1 Topics Discussed: Alibaba Variable Interest Entities (VIEs) Difference between the US and Chinese Stock Exchange Government risk Rule #1 Investing Dealing with losses When to sell Resources: Successful Investing Guide For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

“It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.” — Charlie Munger Munger is the Vice Chairman of the world’s greatest compound interest machine: Berkshire Hathaway, Inc. During the time of his and Warren Buffett’s reign as the leaders of Berkshire, the company has returned roughly 2,000,000% on its initial value. It’s safe to say we can all learn a lot from Charlie Munger. Today’s episode of InvestED is a favorite from the vault, where Phil and Danielle explain some of their favorite Charlie Munger quotes and cover how so many Rule #1 principles are based on his teachings. Get inspired to invest like some of the world's greatest investors, Charlie Munger and Warren Buffett, with this free guide: https://bit.ly/3wGZz3T Topics Discussed: Charlie Munger Rule #1 Investing Principles For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you get to the point where you like a company a lot, and want to invest, but in doing your homework, you end up coming up with convincing reasons not to buy it? This week on InvestED, Phil and Danielle circle back to their discussion on Google, specifically, its regulatory risks that may convince believers in the company to consider not investing. Tune in to this week’s podcast to learn more about Google’s unique position, its risks, and other world happenings to keep in mind when it comes to investing in big companies. To learn more about how to responsibly plan for a successful investing future, download Phil’s 12-Month Financial Success Planner: https://bit.ly/3AmNEud Resources Discussed: Ray Dalio’s LinkedIn Ray Dalio’s Principles for Dealing with the Changing World Order The Big Short Movie Topics Discussed: Investing during world conflict Regulatory Risk Regulatory intervention Confirmation bias Inversions For show notes and more information visit www.investedpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on InvestED, Phil and Danielle are taking a break from talking about Google’s finances to talk about a more prominent topic, especially as people wrap up vacations and breaks away from work: investing when you’re tired, busy, or on vacation. Truth is, when it comes to long-term investing, you don’t need to have your nose in the numbers every day, or even every week. If you feel tired, take a break! One of the benefits of investing the Rule #1 way – long-term investing – is that you don’t have to be as attentive on a daily basis to what the market is doing, the way you’d have to pay attention if you were a short-term trader. Tune in to this week’s podcast to learn more about how to stay on top of your portfolio, even when you need to step away for a bit and put your energy somewhere else. To learn more about how to plan for a successful investing future while still being able to take and enjoy time off for things like vacation, download Phil’s 12-Month Financial Success Planner: https://bit.ly/3AmNEud Resources Discussed: 12-Month Financial Success Planner Topics Discussed: Short Term Trading Long Term Investing Warren Buffett Investing Strategy For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

As inflation takes off and the federal reserve raises interest rates, making a recession more likely, what happens to the value of high growth and FAANG companies? In this episode of InvestED, Phil and Danielle dig into what has and could happen to Google’s growth and price, and what that means for you as an investor. Between Google’s unique way to track and store data, ad-revenue generation, and changing data and privacy laws, tune into this episode of InvestED to learn more about the strategic position Google (now Alphabet) has on the market and what it means to investors. To understand whether or not investing in certain businesses is right for you, download Phil’s 4 Ms to Successful Investing Guide: https://bit.ly/3JlhmTm Resources Discussed: GOOG on the NASDAQ Topics Discussed: Warren Buffett Style Investing Google’s price Data collection and regulation FAANG Stocks Network Moats Google’s Moat For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

After spending weeks discussing Netflix, Phil and Danielle dig into the other FAANGM Stocks: Facebook (now Meta), Amazon, Apple, Netflix, Google (now Alphabet), and Microsoft. Specifically, Phil and Danielle dig into Google this week. Covering everything from YouTube and Ad Revenue to Google Cloud and Google Play, you’ll learn how the online giant sets itself apart from the others and continues to grow, despite rapid change and competitors in spaces like streaming. Essentially, Google-- now Alphabet -- is as close to a monopoly as you can get. To learn more about how to know if investing in certain businesses is right for you, download Phil’s 4 Ms to Successful Investing Guide: https://bit.ly/3JlhmTm Resources Discussed: Rule #1 YouTube Channel GOOG on the NASDAQ Topics Discussed: FAANGM Stocks Google’s Moat For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

After Netflix’s quarterly earnings meeting, the company’s value seems to have risen. During the meeting, Netflix talked about its free cash flow, explained how they expect it to grow in the future, what the future of the platform looks like, and more. From the creation of new popular content to switching to an ad-based subscription model, Netflix continues to tinker with how to provide the most long-term value for their customers, as well as investors. This week on InvestED, Phil and Danielle dig deeper into the changes happening within Netflix and its earnings to help you better understand the nuances, values, and risks associated with investing in a company like Netflix. To learn more about what types of questions to ask and what you need to understand to invest with success, download Phil’s 4 Ms to Successful Investing Guide: https://bit.ly/3zCiorb Resources Discussed: Netflix Part 1 Netflix Part 2 Netflix Part 3 Netflix Questions Quarterly Report Rule #1 Toolbox Topics Discussed: Earnings Reports Free Cash Flow Ad-based subscription Real Owner Earnings For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

After digging into the important details you need to know about investing in a company like Netflix, there were still some listener questions left unanswered. This week on InvestED, Danielle is getting to all of those questions to help provide more clarity for you when trying to understand Netflix’s business model and if it’s right for you to invest in or not. To learn more about what types of questions to ask and what you need to understand to invest with success, download Phil’s 4 Ms to Successful Investing Guide: https://bit.ly/3zCiorb Resources Discussed: Netflix Part 1 Netflix Part 2 Netflix Part 3 Netflix Q2 Investor Call Topics Discussed: Debt Free Cash Flow Budling of Streaming Services Culture of Management For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In their final show on the investing question mark that is Netflix, Phil and Danielle use the entertainment and streaming company as a case study to help you understand how to handle investing in a company if you can’t figure out if it has an intrinsic value. While most of the companies you invest in seem to be clear-cut, there could be some outliers. So how do you handle them? What are the red flags? How do you identify the moat? Tune in to this episode of InvestED to learn how to invest in riskier businesses and identify their moats, and why it’s important to buy wonderful businesses at fair prices instead of fair businesses at wonderful prices. To learn more about what types of questions to ask and what you need to understand to invest with success, download Phil’s 4 Ms to Successful Investing Guide: https://bit.ly/3zCiorb Resources Discussed: Netflix Part 1 Netflix Part 2 Netflix Part 3 Ben Graham’s Formula InvestED Book Rule #1 Book Topics Discussed: Valuation Big moat businesses Margin of safety Debt Basic investing rules For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Continuing their discussion on the biggest investment question mark that is Netflix, Phil and Danielle dig deeper into helping you figure out complex, and seemingly impossible to invest in companies. The Towns provide a refresh on investing basics, like what a Moat is, and how getting back to those basics can help you better understand the biggest investing questions you have, even around difficult companies to understand, like Netflix. Learn how to answer the hard questions about confusing companies like Netflix and figure out what they’re worth and what their future can look like in this episode in InvestED. To learn more about what types of questions to ask and what you need to understand to invest with success, download Phil’s 4 Ms to Successful Investing Guide: https://bit.ly/3zCiorb Resources Discussed: Netflix 10-K Netflix Part 1 Netflix Part 2 Topics Discussed: Depreciation and amortization of content Moats and intrinsic value Rule #1 investing basics Netflix’s moat For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Continuing their discussion on the biggest investment question mark that is Netflix, Phil and Danielle dig deeper into helping you figure out complex, and seemingly impossible to invest in companies. While Netflix may be almost impossible to understand and wrap your head around investing in, there’s still value in looking at it through the lens of basic Rule #1 investment practices that will help you learn how to avoid confirmation bias and invest logically. Tune in to this episode of InvestED to hear what we can learn about investing from complex companies like Netflix, and people that do choose to invest in them. To learn more about what types of questions to ask and what you need to understand to invest with success, download Phil’s 4 Ms to Successful Investing Guide: https://bit.ly/3zzKVOd Resources Discussed: Netflix 10-K Topics Discussed: Confirmation bias Investing in companies that are “too hard” Rule #1 investing basics Understanding moats and management For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

After a long-awaited couple of weeks, this week on InvestED, Phil and Danielle are digging into the big investing question mark: Netflix. On the surface, the technology and entertainment company seems to be doing well, however, there’s one big elephant in the room: it doesn’t have free cash flow. This is a huge red flag in the world of Rule #1 Investing, and something that typically leads Warren Buffett and Charlie Munger to avoid investing in a company. But that doesn’t necessarily mean Netflix isn’t a good investment opportunity. Join Phil and Danielle this week as they dig into how to understand a complicated company like Netflix and how to decide if it’s the right investment for your portfolio and long-term success. To learn more about what types of questions to ask and what you need to understand to invest with success, download Phil’s 4 M’s to Successful Investing Guide: https://bit.ly/3zzKVOd Resources Discussed: Netflix 10-K Topics Discussed: Free Cash Flow Debt Earnings Depreciation Schedule For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you start? Where do you start? What do you look at first? If you’ve ever asked yourself these questions when beginning your investing journey, you’re going to want to tune in to this week’s episode of InvestED. Phil and Danielle break down the questions everyone should ask themselves and dig into the laws of investing to better help you decide if you’re on the right track to creating generational wealth. To learn more about what types of questions to ask and what you need to understand to invest with success, download Phil’s 4 M’s to Successful Investing Guide: https://bit.ly/3zzKVOd Topics Discussed: Investing for Beginners Laws of Investing Company Hooks Mutual Funds For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode, Danielle discussed words of wisdom on inflation shared from the letters of Warren Buffett. In the letters, you’ll learn Buffet’s warnings to other investors that we do not know what will happen with the stock market or the underlying currency, and that long-term fixed interest bonds may not continue to serve as a financial instrument and may even become obsolete. Danielle also digs into Buffett’s points that there may not be a corporate solution to the problem of growing inflation, however, he does explain other solutions. To learn more about what type of companies to look for that can withstand inflation and this uncertain market, register for Phil’s NEW investing webinar: https://bit.ly/3GT2drc Topics Discussed: Inflation Interest Bonds Resources: Warren Buffett’s 1979 letter Market Timing & Inflation For show notes and more information visit www.investedpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Before Phil and Danielle dive into their episode on the interesting environment Netflix poses to investors – and thanks to travel and technical difficulties – this week, Danielle Town is sharing the rundown behind Netflix to share some insightful research on the company and help you better understand next week’s episode. Tune in this week to learn some background on the popular streaming platform and a reminder of the basics of what to look for in a company before investing to ensure you make the right investment for long-term financial success. To learn more about how to set yourself up for successful investments early on, download your FREE copy of Phil Town’s Ultimate Investing Guide: https://bit.ly/3lHi5mU Topics discussed in this podcast: How to Start Investing Netflix Investor Resources Market Cap Definition What Makes Netflix Different (Their Value-Add) Resources discussed in this podcast: Netflix Investor Relation Page Netflix Annual Stockholder Meeting Webcast For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you make a decision about a company with a future that is uncertain, like Netflix? Before diving deep into all of your questions and responses about Netflix next week, this week, InvestED revisits Danielle’s interview with Cheryl Einhorn, the creator of the Area method. The Area method is a decision-making system to solve complex problems, like the question posed above. With years of experience, knowledge, and practice on deciding whether or not to invest in a company with an uncertain future, Cheryl Einhorn shares her insights with Danielle, and you, on this week’s podcast. To learn more about how to set yourself up for successful investments, download your FREE copy of Phil Town’s Ultimate Investing Guide: https://bit.ly/3lHi5mU Topics discussed in this podcast: Investing uncertainty Netflix Inflation Area Method Resources discussed in this podcast: Problem Solved by Cheryl Strauss Einhorn Investing in Financial Research: A Decision Making System for Better Results by Cheryl Strauss Einhorn areamethod.com For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it better to be sitting on cash during a period of inflation? How do you find a good company to invest in during an inflationary period? Should you bet against what the Federal Reserve might do? Learn answers to these questions and more in this week’s episode of InvestED. Phil and Danielle are covering their final conversation on the takeaways from this year’s Berkshire Hathaway Annual Shareholders meeting and helping you figure out how to make intelligent investing decisions. Tune in to learn how to stay disciplined and keep emotional investments in check during crazy times to build generational wealth in any environment! Learn more about how to successfully and safely invest your money, even in times of inflation, using Phil’s Four Ms for Successful Investing Guide. Download your copy here: https://bit.ly/3sdzw1V Topics discussed in this podcast: Annual Berkshire Hathaway Shareholder meeting Market timing Inflation Resources discussed in this podcast: Shareholder Meeting Information Trillion Dollar Triage For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Warren Buffett and Charlie Munger’s annual Berkshire Hathaway Shareholder meeting took place on April 30th and covered a wide range of topics, including inflation. While there was no massive new idea presented at the meeting, it served as a fantastic reminder of the great financial advice Buffett and Munger have been talking about for years. This week, Phil and Danielle continue their conversation from last week recapping their takeaways and learnings from the meeting, and explaining how you can use those takeaways in order to succeed with your investments. Learn more about how to successfully and safely invest your money, even in times of inflation, using Phil’s Four Ms for Successful Investing Guide. Download your copy here: https://bit.ly/3sdzw1V Topics discussed in this podcast: Annual Berkshire Hathaway Shareholder meeting Market timing Bonds vs the S&P 500 Inflation American Express Resources discussed in this podcast: Shareholder Meeting Information For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Warren and Charlie Munger’s annual Berkshire Hathaway Shareholder meeting took place on April 30th and covered a wide range of topics, including Bitcoin, inflation, and recognizing the real intrinsic value of companies. As lifelong learners from Buffett and Munger, Phil and Danielle recap their takeaways and learnings from this year’s meeting and explain how you can use those takeaways in order to succeed with your investments. Learn more about how to successfully and safely invest your money even in times of inflation using Phil’s Four Ms for Successful Investing Guide. Download your copy here: https://bit.ly/3sdzw1V Topics discussed in this podcast: Annual Berkshire Hathaway Shareholder meeting How to define an investment Real intrinsic value of companies Bitcoin Resources discussed in this podcast: Shareholder Meeting Information Story of The Bank of Italy (United States) For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought about if it’s really worth it to go big and invest in a company like Netflix? Would they have a strong enough moat to compete against their competitors? In this episode of InvestED, Phil and Danielle debate whether Netflix is worth investing in, considering they have a wide range of competitors. Tune in to understand how to gather the correct information to pick the best companies to invest in and determine if you would consider investing in a large company like Netflix. To help you decide if a big company is secure enough to invest in, even in uncertain times, download a copy of Phil’s Ultimate Stock Market Crash Survival Guide here: https://bit.ly/3LF6EHk And if you have questions for Phil and Danielle about Netflix, send them an email at [email protected]. Topics discussed in this podcast: Review of inflation-proof companies Netflix’s moat Competing with other streaming options Additional resources discussed in this podcast: CNN Business List of big companies with pricing power For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of InvestED, Phil and Danielle continue their discussion about purchasing power and dig through CNN’s list of inflation-proof companies to help you determine the strength of each company’s moat. You’ll learn how to determine how and who to invest in during a period of stagflation to help you avoid debt and truly take control of your finances. Ready to start picking your recession-proof companies to invest in? Use Phil’s Ultimate Stock Market Crash Survival Guide to further help you figure out where to invest your money. Get your free guide here: https://bit.ly/3LF6EHk Topics discussed in this podcast: Inflation proof companies Company moats Stagflation Rule of 72 Additional resources discussed in this podcast: Episode 364- Pricing Power (Part 1) CNN Business List of big companies with pricing power For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Will wages increase in 2022? How will you find companies that will raise their prices during a recession? In this episode of InvestED, Phil and Danielle discuss purchasing power, the future recession, and the changes in the value of money due to an increase in interest rates. Discover companies that will bring value to your investing practices and are predicted to continue to raise prices. Learn from Warren Buffet’s experiences and study the same basic investing principles. Understand how the proven Rule #1 strategy can help keep your money safe during the next market crash. Download a copy of Phil’s Ultimate Stock Market Crash Survival Guide. Get your free guide here: https://bit.ly/3O8nzDX Topics discussed in this podcast: Inflation proof companies Wage increases Buffets buying and selling decisions Additional resources discussed in this podcast: Episode 363- Inflation Proof Companies (Part 2) CNN Business List of big companies with pricing power For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What actually causes inflation? Is it the stock market’s decline during a recession and increased interest rates? In this episode of InvestED, Phil and Danielle continue their discussion on inflation, the future recession, and investing in antifragile companies to remain afloat. Learn how you can be successful with your investments, despite a recession making it difficult to do so with companies that have a big, strong moat. Prepare even more for the upcoming recession by downloading a copy of Phil’s Ultimate Stock Market Crash Survival Guide. Get your free guide here: https://bit.ly/3LF6EHk Topics discussed in this podcast: Economic expansion Recessions Interest rates Supply chain disruptions Additional resources discussed in this podcast: Episode 362 - Inflation Proof Companies (Part 1) Episode 361 - Investing in Uncertain Environments Buffett's Investing Strategy For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of InvestED, Phil and Danielle continue the discussion of investing in strong companies, especially during times of uncertainty. Higher prices lead investors to ask if a company's moat will crumble. However, a big moat has a durable competitive advantage and an inflation-proof company brings value to investing in an uncertain investing environment. Tune in to this episode of InvestED to understand more about the importance of value investing and take Phil and Danielle’s advice on finding safe, big moat companies. To learn even more about where to find inflation-proof companies, download a copy of Phil’s Ultimate Stock Market Crash Survival Guide. Get your free guide here: https://bit.ly/3qvca75 Topics discussed in this podcast: Value investing Successful investing in uncertain times Inflation proof companies Pricing power Broken moats Additional resources discussed in this podcast: Podcast 361 - Investing in Uncertain Environments Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of InvestED, Phil and Danielle take on the topic of investing during uncertain times and markets. Despite the stock market being affected by the world's current events including the war in the Ukraine, according to Phil, an uncertain investing environment is THE WAY to invest. Tune in to this episode of InvestED where Phil and Danielle discuss when and if you should invest in an uncertain investing environment, how to take advantage of lower prices, and how to find antifragile companies. Learn where to find antifragile companies with Phil Town’s Ultimate Stock Market Crash Survival Guide. Get your guide now: https://bit.ly/3qvca75 Topics discussed in this podcast: Investing with uncertainty Finding antifragile companies Markets responding to the war in the Ukraine Depressions & Recessions Inflation & Buying Power Additional resources discussed in this podcast: Ray Dalio Signaling 100 Year Depression Nassim Nicholas Taleb‘s Antifragile For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In thinking about the process of finding wonderful companies at attractive prices, it helps to think of what I call the Four Ms: meaning, management, margin of safety, and moat. This podcast is focusing on moat. Most people know a moat to be the water around a castle but in investing terms, a moat is the durable competitive advantage that a company has that protects it from being attacked by competitors. A moat is what makes a company predictable and allows us to put a value on the business. Charlie Munger said that “Coca-Cola is the perfect business because it has this gigantic durable competitive advantage, or moat, which gives it predictable cash flow.” This allows us to figure out what the future cash flow will be and value the company today, so we know whether we can buy it on sale or not. Finding a business with a wide moat is key to finding a successful business to own, because a business with a wide moat is much more predictable for the next 20 years than a business with no moat. The idea of the moat is really simple. If an industry looks as if it might be very easy to get into, there probably isn’t a moat. On the other hand, if an industry looks as though it might be really hard to get into and be successful, you’ll probably find some wide-moat businesses. In today’s podcast, Phil and Danielle discuss moat and value, and the processes in which they pick stocks with confidence. Learn more about moat and the other three Ms of investing with this free guide that I’ve created for you: https://bit.ly/3MrOtpE Topics discussed in this podcast: Moats Value Picking Stocks with Confidence For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Phil and Danielle are taking a break from the Podcast, but wanted to share what they plan to address next. Next week's episode will focus on making important and intimidating investing decisions while taking current events into consideration. What do you do when you don’t know the future? Should you lean on the least bad of options to make your choice? Tune into the next episode of InvestED to learn more about these topics. If you’re looking for more investing resources until the next episode of InvestED, download your FREE copy of the 4 M’s of Successful Investing to learn how to invest with certainty: https://bit.ly/3MrOtpE Topics discussed in this podcast: The changing market given current events with Russia and Ukraine More on Charlie Munger: decision making by picking the least bad option Additional resources discussed in this podcast: Charlie Munger’s Video with Yahoo Finance For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of InvestED, Phil and Danielle dive into a discussion referencing Investing Guru, Charlie Munger and his Annual Meeting with The Daily Journal. The topic of this meeting is contradicting investing and whether it is ethical to invest in countries who have different strategies than those of the US. Tune in to this episode of InvestED where Phil and Danielle debate on Morals vs Money. Is it okay to invest in a company whose morals are different from your own? Learn how to build a successful financial future for yourself with Phil Town’s FREE 12-Month Financial Planner. Download your copy now: https://bit.ly/3Gfa1l5 Topics discussed in this podcast: Investing in Cryptocurrency Investing in other countries Investing Ethics Contradicting Investing Additional resources discussed in this podcast: Charlie Munger’s Video with Yahoo Finance For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of InvestED, Phil and Danielle dive into a discussion referencing Investing Guru, Charlie Munger and his Annual Meeting with The Daily Journal. The topic of this meeting is contradicting investing and whether it is ethical to invest in countries who have different strategies than those of the US. Tune in to this episode of InvestED where Phil and Danielle debate on Morals vs Money. Is it okay to invest in a company whose morals are different from your own? Learn how to build a successful financial future for yourself with Phil Town’s FREE 12-Month Financial Planner. Download your copy now: https://bit.ly/3Gfa1l5 Topics discussed in this podcast: Investing in Cryptocurrency Investing in other countries Investing Ethics Contradicting Investing Additional resources discussed in this podcast: Charlie Munger’s Video with Yahoo Finance For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In the last episode of InvestED, Phil and Danielle discussed lessons we can learn from Peloton’s ups and downs as investors. Continuing on that conversation, Phil and Danielle dive deeper into researching Peloton to determine the success of the company in the stock market by calculating the strength of its moat. Tune in to this episode of InvestED for their final thoughts on how to interpret whether a company is worth investing in, given the state of the stock market, current assets and liabilities, long-term debt, and operating cash flow of the company. Learn how to invest with certainty in the right business at the right price by understanding a company’s moat. Download your FREE copy of the 4 Ms of Successful Investing: https://bit.ly/3gwwWxY Topics discussed in this podcast: Peloton’s moat What to research in a company before investing How companies rebound after stock dips The 4 Ms of Successful Investing Additional resources discussed in this podcast: InvestED Episode 355: Investing Lessons We Can Learn from Peloton (Part 1) InvestED Episode 267: Peloton Company Analysis https://bit.ly/3gwwWxY For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the last couple of weeks, Phil and Danielle have discussed how to invest for success despite fluctuations that may arise. In this episode of InvestED, they use the example of Peloton’s stock history to highlight why the Rule #1 method of Investing is the best tool you can use to find long-term success, despite fluctuations. From understanding what a moat is, and identifying Peloton’s Moat, to having a good idea of a company’s financial and management situation prior to investing, tune in to this episode of InvestED to learn how to assess if a company is right for you and your long-term investing strategy, despite any uncertainty that may arise. Learn how to invest with certainty in the right business at the right price despite market fluctuations. Download your FREE copy of the 4 Ms of Successful Investing: https://bit.ly/3gwwWxY Topics discussed in this podcast: How to Understand Market and Inflation Fluctuations 4 Ms of Successful Investing Moats Additional resources discussed in this podcast: InvestED Episode 267: Peloton Company Analysis 4 Ms of Successful Investing Guide For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Following their discussion about the Federal Reserve from the last episode of InvestED, this week, Phil and Danielle Town dig deeper into inflation. From discussing how the Federal Reserve used to calculate inflation, to understanding all of the nuances to the way it’s calculated now, tune in to this episode of the InvestED Podcast to gain a better understanding of what the current inflation rate is and what it means for the world economy. To stay prepared for any changes in inflation or to the market as a whole, claim your FREE copy of the Rule #1 12-Month Planner: https://bit.ly/3Gfa1l5 Topics discussed in this podcast: Inflation The future of the economy & markets Supply & labor bottlenecks Wage increase Substitution Additional resources discussed in this podcast: Federal Reserve Economic Data (FRED) FRED M1 Chart Shadowstats For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

A few episodes ago, Phil and Danielle talked about the future of the market – how it’s changing, where it’s going, and what would happen if interest rates go up. Continuing on that conversation, tune in to this episode of InvestED where Phil and Danielle dig into what would happen if the Federal Reserve raises interest rates and how much they could raise them without crushing the economy. And, don’t miss as they start discussing changes in inflation. To stay prepared for any changes in inflation or to the market as a whole, claim your FREE copy of the Rule #1 12-Month Planner: https://bit.ly/31ImPCl Topics discussed in this podcast: Inflation The future of the economy & markets Supply & labor bottlenecks Wage increase Substitution Additional resources discussed in this podcast: Federal Reserve Economic Data (FRED) FRED M1 Chart Shadowstats For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Rule #1 Investing method is a lot of research and waiting for the right time. But when is the right time? Is it okay to compromise somewhere throughout your journey? This week on InvestED, Phil and Danielle discuss using the “margin of safety” when looking to buy their stocks. Truth is, while the Rule #1 Investing Method will put you on the right track, there’s still so much opportunity to be flexible depending on your own situation and values. Tune in to learn how to define your margin of safety to help you avoid investing mistakes – whether it be ignoring your margin of safety, or staying too far within the lines of it. To help keep yourself on track for success as you navigate your financial future, download the FREE 12 Month Planner that will help you organize your priorities and promises to set yourself up for financial gain in 2022: https://bit.ly/31ImPCl Topics discussed in this podcast: How to tell if you’ve made a mistake Defining your own investing rules Difference between founder-led and non-founder led companies Additional resources discussed in this podcast: Lou Simpson Passed Away Activision Scandal & Stock Patterns For show notes and more information visit www.investedpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is there a change coming to the market? Whether you believe there is or not, knowing when and how to invest can be a confusing and overwhelming process for some. But there’s one way to feel certain and confident about your investment decisions: Investing the Rule #1 Way. Join Phil and Danielle Town as they dive into the history of the market, what to expect of it in the future, and why value investing will allow you to feel confident and stable with your investments during market fluctuations. To put yourself on the track to financial success, download the FREE 12 Month Planner that will help you organize your priorities and promises to set yourself up for financial gain in 2022: https://bit.ly/31ImPCl Topics discussed in this podcast: Value Investing Emotional Investing When to Buy & Sell History of the Stock Market Control Company for Investors Additional resources discussed in this podcast: Biggest Investing Mistakes with Jeremy Deal How Investing Works For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

It may not be fast or flashy, but the Rule #1 way of investing that Phil and Danielle have been following for more than 7 years works for a reason: those who follow the Rule #1 way actually understand the strategy of how to invest instead of gambling on getting lucky. While there are many ways to successfully invest, Phil and Danielle run through the positives and negatives of each in this first podcast episode of 2022. Tune in as they also walk through the history of the market, how it can help you understand what’s going on in the market today, and how you can use that knowledge to understand how to invest your money for the best. To learn more about how to successfully invest your money in the new year and beyond, download a copy of Phil’s Complete Guide to Investing for FREE here: https://bit.ly/3mVqxQs Topics discussed in this podcast: Interest Rates Buffett Investing Long Term Investing Bond Investing Additional resources discussed in this podcast: Shiller PE Ratio Net-Net strategy For show notes and more information visit www.investedpodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This year has been quite the rollercoaster for many of us. We’ve all been through a lot and we continue to face the constant changes that life throws at us. But, when you put in the effort to find that one thing in your life that allows you to transcend and pull back from what is truly happening in the world, you’ll be able to find yourself at peace. This week, Phil and Danielle Town take a look back on 2021 and reflect on everything that has happened. They discuss how to be your best self by practicing a form of meditation that’s best for you and allows you to clear your mind and go beyond your abilities. To start off the New Year with a plan to succeed and be your best self, register for Phil’s Transformational Investing Webinar where you can learn how to invest as a beginner. Sign up here: https://bit.ly/3sDcmTJ Topics discussed in this podcast: A look back at 2021 Life’s constant changes Learning how to transcend Using meditations Beginning your investing journey For show notes and more information visit www.investedpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week, Phil and Danielle talked about one of the two extremes of Warren Buffett’s Investing strategies: Net-Nets. This week, the investing duo discusses the other extreme: Options. As the market started booming again post World War II, Buffett found the Net-Net strategy to be extremely difficult, so he transitioned to trading options – a riskier, but higher return strategy. Tune in as Phil and Danielle explain everything you need to know about options trading, why it should not be considered as investing, and what is in between both of Buffett’s two investing extremes. To learn more about how to successfully invest as a beginner, download a copy of Phil’s Complete Guide to Investing for FREE here: https://bit.ly/3oSjWaK Topics discussed in this podcast: The Net-Net Investment Strategy & History Options Trading Investing Extremes Put Option Call Option Meme Stocks Additional resources discussed in this podcast: The Net-Net Strategy Explained The Complete Guide to Investing for Beginners For show notes and more information visit www.investedpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices