How to Retire on Time
465 episodes — Page 1 of 10
Planning For When One Spouse Passes First
Why There's No Flowchart For Your Annuity Taxes
We Asked AI About Long-Term Care Insurance
The Retirement-Income Ad That's Actually Two Red Flags
The Biggest Retirement Mistake Isn't About Money
Is There Really A Safe Retirement Withdrawal Rate?
The Long-Term Care Decision Most People Get Wrong
The One Thing Nobody Tells You About Annuities
The Retirement Planning Order Almost Nobody Actually Follows
How to Tell If Your Financial Advisor Is Actually Planning or Just Managing Your Money
RMDs, Inherited IRAs, and Roth Conversions: The Questions Nobody Explains Clearly
The Nobel Prize Winner Who Didn't Follow His Own Portfolio Strategy
The One Tax Number That Should Decide If You Convert to a Roth
Every Way to Lower Your Portfolio Risk Without Buying a Single Bond Fund
The Order You Pull Money From Your Accounts Could Cost You Six Figures
Is the AI Bubble About to Pop? Here's How Retirees Should Actually Think About It
The Bread Line Conversation That Reveals Why Confident People Are Usually Wrong
Mike Pushes Back on His Own Listener Over Annuity Riders
How One Retiree Turned a Market Crash Into a Tax Win
Mike Admits Too Much Guaranteed Income Can Actually Hurt You
The Free Steak Dinner Invite Is Secretly a Sales Pitch
The Retirement Word Mike Says Everyone Gets Wrong (And Why It's Costing You)
Three Reserve Strategies That Keep You From Selling at the Worst Possible Moment
What Happens to Your Spouse's Taxes, Social Security, and Healthcare the Day You Die
The Dividend Strategy That Looks Safe Until It Isn't
The Asset Class Everyone Abandoned Might Be the Smartest Thing in Your Retirement Right Now
What Michael Burry Sees Coming That Most Retirement Plans Aren't Built For
The 4 Things Retirement Steals From You (And How to Get Them Back)
Your Retirement Plan Is Built for Markets That Go Up. Here's What Happens When They Don't.
The Subtle Things Slowly Draining Your Retirement Plan (And How to Stop Them)
When Tax Planning Matters
Can You Retire With $250,000?
At 55, How Much Should I Have Saved?
Why Warren Buffet Isn’t 100% in Stocks
Can AI Build My Retirement Plan?
How to Plan for Future Unknown Tax Brackets
The Difference Between Mutual Funds and ETFs in Your 401(k)
Mistakes People Make When Selling at a Loss
Ep 427World War III: Should I Hold My Stocks?
“Hey Mike, Warren Buffett said he would hold stocks even if it were World War three, would you?” Discover how to think about stocks during uncertain times and why having the right strategy matters. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 426$2 Million Retirement. How Long Will It Last?
“Hey Mike, how long does $2,000,000 last in retirement?” Discover why retirement isn’t just about hitting a number. It's about starting with the lifestyle you want and then build your plan/portfolio around that goal. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 425How Income Planning Affects Healthcare Planning
“Hey, Mike. I’m having a hard time understanding how income planning affects healthcare planning. Can you elaborate?” Discover how coordinating your income, taxes, and healthcare strategies can help you get more out of your money. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 424A Better Way to Sell My Rental: Vacant or Occupied
“Hey Mike, is it better to sell your rental properties with renters in it or when it is vacant?” Discover how local laws, cash flow, and property conditions impact whether selling with tenants or vacant leads to a better outcome. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 423Planning for Rising Healthcare Costs
“Hey Mike, what’s the best way to plan for rising healthcare costs?” Explore the key strategies for managing rising healthcare costs, including insurance options, investment approaches, and how to balance risk across your overall retirement plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 422Why Are My Friends Getting Better Annuity Rates Than Me?
Description: “Hey Mike, how come my friends are getting better annuities today? Is there anything I can do to switch my payout?” Learn how changing market conditions impact returns across investments and why different strategies like annuities or real estate can perform better in different environments. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 421Responding to an Angry Commenter About REITs
From the comments… “REITs are garbage. Take a look at performance vs any index fund.. VOO, QQQM, anything. Stop it.” Learn how different investments perform in different market conditions and why comparing strategies like annuities, real estate, and index funds requires the right context. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 420I’m Behind on My Retirement: What Should I Do?
Description: “Hey Mike, I am behind on my retirement savings. What should I do?” Learn why taking more risk isn’t the answer and how to strategically catch up on retirement savings in today’s market environment. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 419How to Fix Your Missed RMD
“Hey Mike, I missed my RMD. What do I do next?“Discover what to do if you missed your RMD in retirement.Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 418How to Buy Your Retirement Home
“Hey Mike, I’m looking to buy my retirement house first, and then eventually sell my current house. How do you line this all up?“Discover ways to sell your current home and move into your retirement home. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 417What to Look for on Your Tax Return
“Hey Mike, I just got my tax return done. What should I be looking for?“ Discover what to look for when you review your tax return. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 416Tax Minimization Strategy Often Overlooked
“Hey Mike, what’s one tax minimization strategy that often gets overlooked in retirement?“ Discover a few strategic ways you could minimize taxes in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com