Show overview
How to Retire on Time has been publishing since 2024, and across the 2 years since has built a catalogue of 435 episodes. That works out to roughly 95 hours of audio in total. Releases follow a near-daily cadence.
Episodes typically run ten to twenty minutes — most land between 9 min and 15 min — though episode length varies meaningfully from one episode to the next. None of the episodes are flagged explicit by the publisher. It is catalogued as a EN-language Education show.
The show is actively publishing — the most recent episode landed 2 weeks ago, with 75 episodes already out so far this year. The busiest year was 2025, with 251 episodes published. Published by Kedrec Wealth.
From the publisher
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.
Latest Episodes
View all 435 episodesWhen Tax Planning Matters
Can You Retire With $250,000?
At 55, How Much Should I Have Saved?
Why Warren Buffet Isn’t 100% in Stocks
Can AI Build My Retirement Plan?
How to Plan for Future Unknown Tax Brackets
The Difference Between Mutual Funds and ETFs in Your 401(k)
Mistakes People Make When Selling at a Loss
Ep 427World War III: Should I Hold My Stocks?
“Hey Mike, Warren Buffett said he would hold stocks even if it were World War three, would you?” Discover how to think about stocks during uncertain times and why having the right strategy matters. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 426$2 Million Retirement. How Long Will It Last?
“Hey Mike, how long does $2,000,000 last in retirement?” Discover why retirement isn’t just about hitting a number. It's about starting with the lifestyle you want and then build your plan/portfolio around that goal. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 425How Income Planning Affects Healthcare Planning
“Hey, Mike. I’m having a hard time understanding how income planning affects healthcare planning. Can you elaborate?” Discover how coordinating your income, taxes, and healthcare strategies can help you get more out of your money. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 424A Better Way to Sell My Rental: Vacant or Occupied
“Hey Mike, is it better to sell your rental properties with renters in it or when it is vacant?” Discover how local laws, cash flow, and property conditions impact whether selling with tenants or vacant leads to a better outcome. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 423Planning for Rising Healthcare Costs
“Hey Mike, what’s the best way to plan for rising healthcare costs?” Explore the key strategies for managing rising healthcare costs, including insurance options, investment approaches, and how to balance risk across your overall retirement plan. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 422Why Are My Friends Getting Better Annuity Rates Than Me?
Description: “Hey Mike, how come my friends are getting better annuities today? Is there anything I can do to switch my payout?” Learn how changing market conditions impact returns across investments and why different strategies like annuities or real estate can perform better in different environments. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 421Responding to an Angry Commenter About REITs
From the comments… “REITs are garbage. Take a look at performance vs any index fund.. VOO, QQQM, anything. Stop it.” Learn how different investments perform in different market conditions and why comparing strategies like annuities, real estate, and index funds requires the right context. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 420I’m Behind on My Retirement: What Should I Do?
Description: “Hey Mike, I am behind on my retirement savings. What should I do?” Learn why taking more risk isn’t the answer and how to strategically catch up on retirement savings in today’s market environment. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 419How to Fix Your Missed RMD
“Hey Mike, I missed my RMD. What do I do next?“Discover what to do if you missed your RMD in retirement.Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 418How to Buy Your Retirement Home
“Hey Mike, I’m looking to buy my retirement house first, and then eventually sell my current house. How do you line this all up?“Discover ways to sell your current home and move into your retirement home. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 417What to Look for on Your Tax Return
“Hey Mike, I just got my tax return done. What should I be looking for?“ Discover what to look for when you review your tax return. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com
Ep 416Tax Minimization Strategy Often Overlooked
“Hey Mike, what’s one tax minimization strategy that often gets overlooked in retirement?“ Discover a few strategic ways you could minimize taxes in retirement. Text your questions to 913-363-1234. Request Your Wealth Analysis by going to www.retireontime.com