How to Money

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: working out at home on the cheap, student loan payment freeze extension, students appealing their financial aid package, stimulus prepaid debit cards, GameStop and FOMO, Ludacris and his Benz, watching the Super Bowl for free, our TVs are watching us, avoiding Ticketmaster, and Airbnb bans.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

The fear of missing out- we’ve all experienced that emotion before! Whether some friends are getting together but you’re stuck finishing up a project, or maybe you haven’t been able to get your hands on the latest gaming console (or craft beer!). Well, FOMO has an ability to work its way into many different aspects of our lives, including our financial lives as well. You might feel some serious FOMO seeing individual stocks like Tesla skyrocket this past year while you are investing in plain old index funds. Or maybe with mortgage rates being at all-time lows, you feel like you are the only person in your peer group not buying a house right now. And you don’t want to miss out! This episode is about how to deal with and fend off FOMO so that we don’t make moves that mess up our ultimate goals due to distractions in the world around us.During this episode we shared a Daaank Daniel by Heist Brewery in Charlotte NC. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Should we continue renting or are we ready to purchase a home?2 - Are there benefits of a joint brokerage investment account if we’re not married?3 - What should I consider as I’m choosing between a cashback or travel rewards credit card?4 - How do I keep my bank from selling my mortgage to another loan servicer?5 - Should I be placing riskier investments in different types of investment accounts?During this episode we shared an Ancient Feelings by Heist Brewery out of Charlotte NC. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: crazy low mortgage rates, free tax filing, payment app security issues, getting credit card annual fees waived, awful financial advice on TikTok, astronomical food delivery fees, smart grocery carts, states that everyone is moving to, and the states with the highest credit scores.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Just a few years before he died, author David Foster Wallace gave a now-famous commencement speech at Kenyon College. Here’s a small snippet of what he said. “There are these two young fish swimming along and they happen to meet an older fish swimming the other way, who nods at them and says ‘Morning, boys. How's the water?’ And the two young fish swim on for a bit, and then eventually one of them looks over at the other and goes ‘What the hell is water?’” Wallace then went on to argue that we tend to live our lives according to values and rules that are hard to see. Similarly, we live in a culture that pushes us to go into debt for everything! It’s the message we are constantly bombarded with - it’s the water we swim in. So on today’s episode we’re going to push back on that line of thought and give the real reasons we should all be striving to avoid debt.During this episode we both enjoyed a EMO-J by Heist Brewery in Charlotte NC. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Lisa Rowan is a staff writer at Forbes Advisor, where she covers banking and personal finance and she was previously a staff writer at Lifehacker’s “Two Cents” covering personal finance. Prior to that, she was a senior writer and on-air analyst at The Penny Hoarder, where she launched the “Dear Penny” advice column syndicated by The Tampa Bay Times. Her work has appeared in The Washington Post, CityLab, and many other publications. Now she has recently published her book- Money Hacks: 275+ Ways to Decrease Spending, Increase Savings, and Make Your Money Work for You! We’re excited for you to hear this extremely practical personal finance conversation today!During this episode we enjoyed a Condensation Accumulation by Heist Brewing. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: getting paid to get vaccinated, bringing down the cost of your cell phone bill, generous return policies for online shopping, snagging the best car deal over MLK Jr. weekend, Carmax offering a 1,500 mile return window for their cars, the best jobs that pay over $100k, using accessory dwelling units to generate passive income, 15 months of rent assistance available, and new PPP funding for the businesses we love.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

When we need to make some serious changes to our personal finances, the small tweaks and changes aren’t going to cut it. Instead, we need to take a look at some of the bigger money moves that will allow us to drastically save and invest more of our money. And often, this isn’t an instinctual response. For many reasons we tend to immediately focus on and get bogged down with the little stuff- it’s the small money moves that often get much of the attention. For example how often do we hear about cutting out a latte or the proverbial avocado toast. But while it is certainly easier to forego a to-go coffee than to look at the bigger money levers in our life, those changes are also going to have a far smaller impact. It’s time to focus on the big stuff!During this episode we both enjoyed a Holmberg Bound by Four Peaks Brewing- thanks to Jacob for donating these beers to the show! And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - How can I put my monthly mortgage on a credit card in order to score cashback?2 - When it comes to long term disability insurance, is it worth it to pay more for a longer benefit period?3 - How should we start investing money that we’re receiving for our newborn?4 - Can I rollover my entire IRA into an HSA in order to avoid paying taxes?5 - Why do y’all recommend Carvana when their prices aren’t all that competitive?And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: stimulus check delays, new data saying that Roth IRAs stink and why we disagree, life without Amazon, Flexible Spending Account (FSA) changes in the new relief bill, harsher prison sentences for illegal streaming, a new streaming service aggregator service, dirty debt collection tactics, as well as paid time off and sabbaticals.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

“What do I do next with my money?” - if this is a question you’ve asked yourself before, then the answer is: right here, with this episode! We cover so many money topics that it can be difficult to know how they all relate to you on your own personal finance journey. This episode serves as an incredibly helpful tool that will let you know if you’re headed in the right direction. We use the analogy of biking and how there are 7 Money Gears that we all need to follow to get ahead with our money. And it’s important to shift through these gears in order as well! Listen and find out if you’re on the right track, the importance of momentum when shifting money gears, and what it looks like to achieve financial independence.During this episode we enjoyed a Future Knowledge by Paradox. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you’re wanting to know how to make a New Year’s resolution actually stick this year, then this is your episode! Charles Duhigg is a Pulitzer Prize-winning journalist who writes for the New Yorker, the New York Times Magazine, and many other publications. He is also author of bestsellers ​The Power of Habit​ and ​Smarter Faster Better, and he’s the host of Slate’s podcast ​How To! As a business and self-help expert, Charles explores habit formation and the science of productivity in order to help folks on a day-to-day basis. We’re excited to have him join us on this episode to talk about how we can implement better habits when it comes to our personal finances, and how we can lead a more productive life in general.During this episode we enjoyed a Boysen in the Yard by Wrecking Bar Brewpub. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Hello 2021, it's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like getting paid in cryptocurrency, sports memorabilia at Costco, details from the new relief bill like who is getting stimulus checks and when they should be arriving, extended unemployment benefits, student loan provisions, why we’re not fans of debit cards, and then what to expect in 2021: the stock market, spending habits, housing market, and home equity trends.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It’s time to party! During this episode we’re going to hear how many of y’all were able to get ahead with your personal finances this year. The ability for us to slow down and take the time to celebrate our money wins is going to have a lot of positive effects on all of us. Not only does it motivate you personally, but it gets others pumped who might be in a similar situation! And this is even more important after a rough 2020- considering that over 68% of Americans have reported experiencing financial setbacks this year, we need to hear some uplifting personal finance stories! Often we don’t celebrate after we’ve worked hard to achieve something. Sometimes there’s a tendency to have that onward and upward mentality, looking for that next best thing, but not today. Today on the show, we share our money wins for the year and we’re going to feature some of the awesome moves from the How to Money community as well. Thanks to all of you for being a part of this super fun episode!During this episode we both enjoyed a Winter Welcome Ale 2020-2021 by Samuel Smith. And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Happy New Year, best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - How can I get a conversation started with my girlfriend about personal finances?2 - Should I pay off my mortgage or should I hang on to that in cash?3 - Does it make sense to borrow from my 401(k) in order to pay off a credit card?4 - Is it worth it to stick with a budget cell phone provider?5 - How can I avoid underpayment penalties from the IRS and should I set up a retirement account through my business or set it up as a personal account?During this episode we both enjoyed a Trader Joe’s Winter Spiced Ale 2020. And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

What is the best way to pay down debt? Americans are in tremendous amounts of debt (think over 400 billion on just credit cards alone)! Not only is this debt keeping folks from reaching their financial goals, but it’s also taking a toll on the mental health of borrowers. Knowing the best strategy to get out of this debt is a big deal and could be the difference between living paycheck to paycheck or achieving financial freedom. Listen as we cover both approaches so you can decide which is better for you: the debt snowball (popularized by Dave Ramsey) and the debt avalanche (also known as debt stacking).During this episode we enjoyed a Maple Vanilla Copra Kai by Southern Grist Brewing. And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Every once in a while we like to step back and think about our work. Why do we do it? Are we doing a good thing? There are a lot of misconceptions of work floating around the internet and our workplaces today. There’s the generally more millennial-ish, romanticized view of work as a calling and a means of personal fulfillment, and on the flip side there’s the end goal of a stable career where your loyalty and daily grind results in a predictable paycheck but maybe not much else - many of us fall somewhere on this spectrum. Regardless of your current views toward work, we want you to know that work is a wonderful thing and yet work isn’t everything. Viewing work in a healthy way takes intentionality and balance! Join us as we cover a few key concepts central to developing a healthy philosophy toward work.During this episode we enjoyed a Hawaiian Christmas Land by Little Cottage Brewery. And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re excited to have Rachel Cruze join us today on the podcast for an episode all about self-awareness and money. Rachel is a two-time #1 national best-selling author, financial expert, and host of The Rachel Cruze Show. Since 2010, Rachel has served at Ramsey Solutions where she teaches folks to avoid debt, save money, and win with their money at any stage of life. She has authored three best-selling books, and her latest book Know Yourself, Know Your Money is set to release in early January. We dive into self-discovery, unique money tendencies that we all have, the role of fear when it comes to how we handle our money, and the different types of dreams and their impact on our personal finances. Here on the show we often talk about the “why behind our money” and that’s what this episode is all about.During this episode we enjoyed a Shattered Remains of Nothingness- another amazing beer by Burial. And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like important retirement investing deadlines, buying Airbnb stock, the downside of Poshmark and other gig apps, personal data usage and privacy transparency, where to buy furniture online, avoiding buy-now pay-later installment plans, appliance shortages due to covid, the $300 above-the-line charity deduction, nonprofits and contactless donations, employers matching employee donations, and donating frequent flyer miles.And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Planning for the future and looking forward to the next best thing in our lives is natural- especially this time of year! But here’s the problem: it’s hard to know how to move forward and what steps you need to take if you haven’t reflected on the past. So during this episode we raise some questions that you can ask yourself before you start thinking about next year. This will not only help you to realize that 2020 wasn’t a complete throw-away year, but it should also directly inform the actions and goals you’ll set for yourself in 2021. These questions will help you to begin your financial year in review.During this episode we both enjoyed a Montmorency & Balaton Cherry Sour by Westbrook Brewing! And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - What are the pros and cons of putting all of my expenses on a credit card?2 - How much lower should an interest rate be in order to make a home refinance worth it?3 - How do I go about breaking ties with my dad’s financial advisor?4 - Should I save or invest a gift of $5,000?5 - If family members loan me money for a down payment, how would that impact my ability to get a mortgage?During this episode we both enjoyed a Fruit/Wood/Time: Black Raspberry which is a Sour by Westbrook Brewing. And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a holiday season Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like $550 headphones, 401k matches are back, free airfare to Hawaii, travel insurance covering covid, better MBA options, Zoom Santa’s making bank, virtual job interviews, high school grads earning 70% more, and the student loan forbearance extended.And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We don’t want you to cancel the holidays- we want you to cancel the overconsumption and debt that typically accompanies the holiday season. Americans racked up an average of $1,325 last year- how much more of a problem will it be this year as so many folks are still reeling from the impact of covid?! For many of us, our default way of thinking is that in order to have a “successful and fun” holiday season, we need to spend a ton of money. Even for frugal folks like us, it can be easy to get caught up in all the spending even if we are able to avoid the debt. So during this episode we talk about ways to resist overconsumption and how to enjoy the holidays without going overboard.During this episode we both enjoyed an Owl Theory by Fieldwork Brewing Company- a big thanks to Tim for donating this one to the show! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

On today’s episode we’re joined by a fellow personal finance podcaster: Rich Jones, host of Paychecks and Balances. Rich has also worked in human resources and recruiting for the better part of a decade, and so we’re particularly excited to talk with him about negotiating raises. Entrepreneurship tends to get all the attention, but for most folks, the steady 9-5 job with benefits is how they’re paying for life. It’s really important to talk about handling interviews, identifying transferable skills, and navigating performance review season because these are all factors in determining how much you’re paid! So if you’re interested in negotiating a fatter paycheck, then this episode is for you!During this episode we enjoyed a Boss of the Plains by Fieldwork Brewing Company- a big thanks to Tim for donating this one to the show! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a holiday season Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like federal tax credits for biomass stoves, Christmas tree sales spiking, Bitcoin blowing up, cooking at home pandemic fatigue, phone calls on US flights, a new study on car depreciation, spending your FSA money before the end of the year, and some final thoughts on customer service.And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Everyone knows that it’s good to have a high credit score- it’s true, but what is high enough? It can be tempting to spend an inordinate amount of time in pursuit of the perfect score, but we’re here to let you know that it’s a waste of time and energy. You’ll find that chasing after the elusive 850 will likely leave you feeling disillusioned, IF you even achieve it. There’s no pot of gold at the end of that rainbow! Yet, our credit scores impact a lot of different areas of our lives. They truly are important and they deserve our attention! So during this episode we talk about what we feel is a healthy credit score, where to track your score for free, as well as some actionable tips in order to raise it. Just don’t get sucked into the trap of thinking you need a perfect credit score.During this episode we both enjoyed a Nuclear Seahorse by Booneshine Brewing - thanks for donating this one to the show Christopher! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Is it OK to put down less than 20% on a home if we can avoid PMI?2 - Where else should I invest if I’m already maxing out my 401k?3 - Are there investment platforms that non-US citizens can use to invest in the stock market?4 - Will my teacher’s pension be enough when I retire at 53?5 - Should we swap out our Hyundai for a pickup truck?During this episode we both enjoyed a Photon Sphere by Olde Hickory Brewing - thanks for donating this one to the show Christopher! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like Amazon Pharmacy and other discount medication options, the most reliable car brands, & Zillow surfing. And then we also talk with Travis Hornsby of Student Loan Planner to discuss the future of student loans in 2021 with the forbearance period soon drawing to a close.And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You only have two options when it comes to saving more money- you can either earn more or you can spend less. But which of these is more important? Depending on your personality, you might find it easier to focus on making more money without too much concern for being frugal. And other listeners are all about more tips to live frugally, but they rarely give much thought to how they can increase their earnings in the coming years. Which side of the fence are you on? In this episode we discuss the importance of both of these areas in our financial lives. We also cover the downsides that must be highlighted when you’re looking to earn more and when you’re spending less.During this episode we enjoyed a Bad Bunny Pie by Tripping Animals! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Starting a business is exciting- it doesn’t have to cost a lot of money, it can be incredibly fulfilling, and you could make some good money while you’re at it! BUT, you want to make sure that you’re going about things in the correct way. You want to make sure that you’re going about things legally! Our guest today is Kae Gruner who is an entrepreneur and intellectual property lawyer, so she’s the perfect guest for this topic. She’s the founder of Start Up Heart Up which exists to bring entrepreneurship to everyone through DIY tools, education, and empowerment. With this episode we’re making sure that your side hustle gets through those awkward, middle school years and that you’re able to transform it into a legit money making business.During this episode we enjoyed a Major Decisions by Mikkeller Brewing! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like overpaying for gas at the pump, free covid tests, open enrollment and affordable health coverage and health insurance alternatives, Tesla in the S&P 500, popular sides at Thanksgiving, grocery store restrictions, virtual real estate closings, instant paycheck access, and new business applications are through the roof.And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

This show exists to make sure that you know the best ways to earn, save, and invest your money so that ultimately you’re in a great financial position down the road. And a part of that journey towards financial independence includes making sure that you have the right attitudes towards money and that you’re not only looking to your own desires, but that you’re looking to the needs of others as well. This is why giving away money is such an important practice to begin implementing ASAP. It’s not a principle or stage of enlightenment that you might reach someday. Rather it’s like working out- the earlier in life you get started, the better off you’re going to be in the long run. Listen to the different reasons we should be giving away our money, how to vet charities, and how to actually go about implementing giving into our personal finance.During this episode we enjoyed a Party Cup by North Park Beer Co - thanks to Craig for donating this one to the show! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - I’m thinking about hiring a personal car shopper- is this a good idea?2 - Do you have any budgeting and side hustle ideas for someone overseas on a work visa?3 - What does the cost basis method mean for my investments?4 - I’d like to become a financial coach- what accreditation should I consider?5 - Should I tap a 401k and take advantage of the provision in the CARES Act?During this episode we both enjoyed an Apparitional Disintegration by Burial! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like fake high interest banks, election and vaccine impacts on the stock market, BOGO flight deals, disinfecting your credit cards and going contactless with mobile wallets, sneaking treats into a movie theatre, employer assisted savings programs, and cutting a car from your life!And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Even though there are likely going to be fewer individuals actually going shopping in person the Friday after Thanksgiving this year, Black Friday is still a majorly important time for deals. These days Black Friday has transcended time and place- it includes multiple days and even an entire season of scoring really low prices on gifts. This can provide some relief to our bank accounts as we search for gifts for friends and family for less than we can normally get these things the rest of the year. But on the flip side of the coin, this time of year can really strain our personal finances. There’s the temptation to overspend and consume more than we need to and because of this, many American’s end up with boatloads of debt come January. There are a number of different problems that arise during this consumption-driven time of year. In this episode we highlight some of these ‘Black Friday Foibles’, why they’re a big deal, and then we discuss what to do about them.During this episode we enjoyed a Caliente Aqui by Tripping Animals! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

For this episode we are joined by Ken Rusk to talk about the skilled trades. Ken specializes in mentoring and has coached hundreds of young people in goal setting, life visualization, career paths, and sound financial planning. He is passionate about helping folks achieve their dreams regardless of their educational background. And now with his recently published book- “Blue Collar Cash”, Ken explains that blue-collar trades are a source of pride and how you can find your version of happiness by pursuing a good old-fashioned craft. Our economy is in desperate need of skilled tradespeople so listen as we talk with Ken about this massive opportunity.During this episode we enjoyed a Rhymes with Purple by Bhramari Brewing! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like falling rents and how to pay less for your apartment, investing within an HSA, debt collection agencies using social media, new stimulus check scams, WFH leading to overwork, giving babies credit cards, the best 529 plans for 2020, and the generation who owes the most in student loans.And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We all make the occasional money mistake. Some missteps are small and the impact they have is a tiny blip on our radar. Other money mistakes can be like an albatross weighing us down for years to come. But whether our mistake is more of a bump in the road or if we’ve made a mistake that will impact us for a long time, it’s important to learn how to overcome these mistakes so we can move on and start kicking butt with our money again. In this episode we cover some common mistakes we make, why we make them, and then how we can pivot to handling money well in those circumstances. And then aside from specific mistakes, broadly speaking there are some important steps to take that will allow us to move forward more quickly when we’ve made an error with our money. This is a great episode for anyone who has ever had some money regrets!During this episode we enjoyed a Hydrus Double IPA by Two Tides Brewing! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - What smart devices and software should I consider in order to save more money on my utilities?2 - As a single female, how can I mitigate any risk if I’d like to Airbnb an extra bedroom?3 - Should I pull some money out of my 401k in order to invest in real estate?4 - How did becoming an authorized user on my mom’s credit card hurt my credit score?5 - Where is the best place for my 7 year old’s savings?During this episode we both enjoyed a Where's My Cellphone by Two Tides Brewing! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like the uptick of biking in cities not known for biking, protecting your bike, traffic fatalities and how we perceive risk, streaming content shake-ups, avoiding the trap of becoming a payment buyer, misleading GDP numbers, increasing credit scores and free credit reports every week, 2021 IRS retirement contribution guidelines, and small dollar loans or emergency funds.And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Should you work for the man or work for yourself!? There’s a lot to consider when asking yourself that question and there’s certainly not a one size fits all answer. At the same time, it seems that entrepreneurship has been put on a bit of a pedestal in our society causing it to be inaccurately represented. And this question is even more relevant given the high levels of unemployment plaguing our country right now. A lot of folks have been laid off or furloughed while other sectors are doing really well- there are a lot of factors to consider. There are meaningful tradeoffs depending on the choice you make, so during this episode we’ll cover some of the important things you should consider as you think about your future career. We’re here to help you to decide whether or not you should be starting your own business or whether you’re better off in a traditional nine to five!During this episode we enjoyed a Realities by Dssolver! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Chances are that you bought something recently, or maybe you paid a friend- but you likely didn’t do that with physical cash, you probably did it via a digital payment online or with an app like Venmo or the Cash app. Everything is going digital these days and this presents a whole host of issues: we know how to keep people from stealing money out of our wallets and purses, but what about the money we have in our accounts online? Our guest today is Carole Theriault and she knows a thing or two about internet security. Carole founded the Sophos Naked Security site years ago and now co-hosts the podcast “Smashing Security”. She lives and breathes cybersecurity and we are so glad she’s with us today to talk about protecting our identity and ultimately, our money!During this episode we enjoyed a Duh! Snake Blood by Dssolvr. And as we have ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like eating elephant ears, affordable solar power, booming used car sales, women exiting the workforce, how we can support our local restaurants, working from home expenses, and finding a 4% savings interest rate!And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

When either of us are talking with someone and the conversation shifts to the fact that we own rental properties, there’s always the assumption: “It must be a huge pain to deal with maintenance issues!” or “I bet you’ve had some nightmare tenants!”. But in reality that hasn’t at all been our experience even though there are horror stories and personal anecdotes out there. We want potential investors to know that there are steps you can take to ensure that you’ll have a positive experience investing in real estate and managing properties, while simultaneously making money every month and building wealth. We even discuss property managers and when hiring one could make sense. If you’ve thought that you’ll never own rental properties because they sound like too much work, then this episode is for you!During this episode we enjoyed a POG Basement IPA by Scofflaw Brewing! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Should I pay points on a mortgage to get a lower rate?2 - What kind of impact will closing some credit cards have on my credit score?3 - Being a recent divorcee, what should be my financial priorities?4 - Do you guys recommend any investing apps that round up purchases?5 - Should I buy real estate in order to build wealth?During this episode we both enjoyed a Swoon Units by Fonta Flora! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like a great way to support your local indie bookstore, an easier path to PPP loan forgiveness, scams on Venmo and Cash Apps, and we wonder if realtors are paid too much. After all of that we talk about free bacon masks, what to do with your frequent flier miles, industries that are hiring, and negotiating a severance package.And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

“They don’t make them like they used to!” Even though that’s something you might hear a parent or grandparent say, there is some truth to the phrase. Unfortunately, there are a lot of products out there that fail prematurely, and it causes us to spend more of our hard earned money. Planned obsolescence is a concept that we’ve heard as consumers, but what does it actually mean? And is all planned obsolescence a terrible thing? In this episode we cover many examples of it, including the notorious sector of consumer electronics. But then we also dive into how we can do our best to avoid spending more money, due to planned obsolescence.During this episode we enjoyed a Juicy IPA by Squatters Craft Beer- thanks Sam! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Morgan Housel has a degree in economics and started writing about money and investing 13 years ago. He's a partner at The Collaborative Fund which is a venture capital firm that invests in companies that are trying to make the world a better place. Morgan is also a former columnist at The Motley Fool and the Wall Street Journal but his work has also been published in Time, USA Today, Business Insider. He's truly an expert on behavioral finance and he recently published his book, "The Psychology of Money: Timeless lessons on wealth, greed, and happiness." This episode is all about the behavioral aspects of our money, because as Morgan explains- there is a massive gap between knowing the right things to do with our money, and doing the right things with our money.During this episode we enjoyed a Polygamy Porter by Wasatch Brewery- thanks to Sam for donating this one to the podcast! And as we have ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like where you can find a literal diamond in the rough, some updates on a new stimulus bill, as well as an update to the original stimulus check, the effects of the election on investing, bad credit cards to stay away from, and our thoughts on the types of spending that will resume after we’re finished with ‘rona. After all of that, we have a chance to talk with Lindsey Bell of Ally Invest about social responsible investing- it’s something we’re doing more of these days and Lindsey explains why it really makes a lot sense! You can find out more at Ally.com/HowToMoney.And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

How should you approach purchasing a home? With more millennials buying a home for the first time ever, there is a ton of room for mistakes. And there is a lot on the line as well- the average price of a new home now exceeds $300k, so there are a lot of things to consider in order to make a wise purchase! At the same time, mortgage interest rates are at all-time lows. That creates a feeling like you have to move quickly before those rates start to creep back up. But if you move too quickly, you could end up overpaying for that house or not considering the bigger financial impact. We’re going to answer some questions like ‘Does renting make more sense?’, ‘What’s the purpose of this house?’, and ‘What’s your timeline?’. This episode is all about what it looks like to have a solid home buying strategy in place, so that you make a smart buy.During this episode we enjoyed a La Bonte with Figs by Wicked Weed! And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.