How to Money

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: Joel’s favorite wallet, free or discounted ACA health coverage, college health insurance plans, Target and Walmart paying for college, the slippery slope of buy now pay later, index fund investors saving $357 billion, higher priced diapers, furniture delays, & getting paid more.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Dick Fosbury changed the sport of high jumping forever the first time he jumped backward over the bar. Until then, every competitor had launched themselves into the air going forward, belly over the bar. I’m not sure the last time you watched a high jumping event, but now every high jumper uses Dick’s technique. He essentially exploited a flaw in the high jumping world that no-one else was paying attention to. In a way that’s basically what arbitrage is when it comes to our personal finances- it’s about thinking creatively about the different financial hurdles in our lives. It’s about challenging the assumptions we’re faced with. We’ll cover some very clear forms of arbitrage that you might already be implementing, some problems with arbitrage, and then how you can begin developing more of an arbitrage mindset today.During this episode we enjoyed a Newgrass Brewing Co Pineapple Upside Down Shake! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Today on the show we’re talking with one of the greatest minds in the personal finance space- Clark Howard. Clark is a money expert with a heart of gold who hosted his own radio show for over 30 years. I had the pleasure of working with him for 14 of those years. He is also the author of 10 books and continues to produce an excellent podcast daily because he somehow has limitless amounts of energy. But some of his more impressive accomplishments have been via the work he spearheads in Atlanta and the surrounding communities, including his partnerships with Habitat for Humanity, and his annual Clark’s Christmas Kids broadcasts which have helped ensure that over 150,000 kids received presents on Christmas morning that otherwise wouldn’t have.During this episode we enjoyed a Self Unaware by Newgrass Brewing Co. And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Our country has opened back up and we’re guessing that you probably spent a lot more money this summer compared to last year. Consumer spending isn’t going anywhere, student loans are ever-present, and car loans are becoming even more of an issue as consumers take out 72 and 84 month loans. The reality and feeling of drowning in debt is compounded when folks don’t know how to get out from underneath this crushing weight. Where do you even begin?! What we need is a plan to help us get out of debt and get our feet set in the right direction this year. Now is the time to get your personal finances in order and creating a debt payoff plan is vital to achieving your financial goals.During this episode we enjoyed a Barrel Aged Yeti Imperial Stout- thanks to our friends there at the brewery for donating this one! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You might be saying “Yea, yea- we know Joel and Matt love biking…”, but did you realize that you’re literally missing out on millions of dollars by driving instead of biking? We crunch the numbers for you in this episode. So if you’re not biking, you should really give it another shot. People change- you’re not set in stone are you?! Just because at some point in time you decided that biking wasn’t for you, that doesn’t mean that you shouldn’t reconsider. And on top of the massive financial benefits there are a host of other additional advantages of riding more. Plus, we disprove a bunch of common excuses that are given as to why some folks can’t bike more, or bike to work. Then we round things out and share how you can begin incorporating cycling into your life, and how you can get riding today!During this episode we enjoyed a Double Fruited Boysenberry Blackberry Raspberry Hill by Southern Grist! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear from you!1 - How can I use money allocation and automation to reduce my level of financial stress?2 - Does it make more sense for us to rent or sell our house in the current hot real estate market?3 - How do I have a better conversation about investing with my partner who doesn’t want to be a part of the “system”?4 - I’ve made and lost a lot of money from crypto and meme stocks so what do I do now?5 - Will a $50k advanced degree make sense?During this episode we enjoyed an El Dorado DDH Juicy Bits by WeldWerks Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: appealing your property tax assessment, crazy rich millennials, eating out is getting pricier, shrinkflation and generics brands, rising rents, using target date funds incorrectly, shady ways to pay for college, & why paying with cash isn’t always a bad idea.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

You’re missing out! Imagine using your smartphone only for making phone calls. What if you didn’t know you could use your phone to listen to podcasts, text, interact with friends on social media, or even to use the built in flashlight? What a shame that would be since your phone is capable of so much more than what it’s name implies! Now let’s imagine you’re only using your credit card to make purchases. Are you aware of the long list of benefits and rewards that are provided by some great credit cards out there? Did you realize that debit cards don’t offer the same protections that credit cards have automatically built in? Not to mention that we dive into the ethical question of credit card rewards- is it possible to utilize rewards and points with a clean conscious? During today’s episode, we’re going to convince you to start using your credit cards much more effectively.During this episode we enjoyed a Chief of Chiefs by Bearded Iris! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Here on the podcast we often talk about how to do smart things with your money, but we also try not to neglect the why behind our actions as well as our attitudes that have a massive impact on our overall approach to personal finance. Today on the show we’re talking with Ken Honda about his book “Happy Money” which is all about the mindset and attitude that we bring to our money which directly impacts our happiness. After a very successful business career, becoming an author was essentially a second career that Ken discovered and developed after retiring before he was 30. Ken’s writings bridge the topics of finance and self-help, focusing on creating and generating personal wealth and happiness through deeper self-honesty. Happiness and handling your money well takes more than just understanding the nuts and bolts, so listen as we talk about the art of gaining peace with your money!During this episode we enjoyed a Black Widow by Original Sin Cider- thanks to the folks there at Original Sin for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: opting out of housekeeping to save money, child tax credits have arrived, getting paid on demand, living paycheck to paycheck, new affordable discounted drugs, sneaky internet bill price hikes, getting your wifi to work better, cell phone upgrade cycles, and where inflation impacts you the most.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

There’s no such thing as a free lunch. Don’t put all your eggs in one basket. You’ve heard phrases like this your entire life but are they true? And how can we specifically apply them to our personal finances? We had fun talking about some common money phrases earlier this year, but since then we’ve realized that there were a bunch of good ones we didn’t cover! So we figured it was a good idea to hit up even more common money phrases that we’ve all heard and dissect them. And the reason we feel this is surprisingly important is because the sayings we hear can often bore into our brains and if we hear them enough we believe them as fact. But many of these common sayings have flaws in them or are just downright wrong. So have a listen as we think through some more money sayings and how they apply to our personal finances.During this episode we enjoyed an Elderberry Northwest Sour Ale by Cascade Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Is my job worth the awful commute?2 - How can I hang out with my friends without spending a ton of money?3 - Does it make sense to contribute to both an HSA (Health Savings Account) and FSA (Flexible Spending Account)4 - Should I pay off my mom’s credit cards or car in order to help her with her finances?5 - What’s the best way to grow money that I’ll need in 2 or 3 years?During this episode we enjoyed a 2017 Kriek by Cascade Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: reevaluating 2021 goals, new cheap travel hacks, the price of gasoline, federal unemployment benefits ending for some, scoring sweet hiring bonuses, teenage hiring boom, borrowing is back, whether you should take on debt in order to invest, expected returns in the stock market, & customer service problems with neobanks.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

This episode is all about FIRE which stands for Financial Independence Retire Early. This movement came about as an entire generation began to push back against the notion of traditional retirement- working hard in a job you hate so that you can kick back when you’re 65. Thanks, but nah. We have friends who have completely rejected that idea and have retired in their 20s and 30s, but the most important thing to keep in mind is that the pursuit of financial independence doesn’t have to look a specific way. Just like those books we loved in the 90’s you get to choose your own adventure! From leanFIRE to fatFIRE and everything in between, there are a variety of lifestyles we can aspire to. So we’ll talk about the different types of FIRE and then some of the most important tactics to consider on your path to achieving financial independence.During this episode we enjoyed a Smells Like Bean Spirit Double Maple by Mikerphone Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Since yesterday was the 4th of July, we’re talking about financial independence with someone who has achieved it at the young age of 27. Rachel Richards is a former financial advisor, a real estate investor with almost 40 rental units, and the bestselling author of “Money Honey.” She has also written “Passive Income, Aggressive Retirement” which we’re covering today as we discuss the lessons Rachel has learned on her way to financial independence. Rachel quit her 9-5 job and now lives off over $15,000 a month in passive income and she spends her time doing whatever she feels like- whether that’s traveling the world with her husband or hiking the Rockies with her dog. Learn how setting up streams of passive income to achieve financial independence is more attainable than you think!During this episode we enjoyed a M-43 Tart Strawberry by Old Nation Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: Bobby Bonilla made the wrong decision, keeping utility costs low during scorching heat, peak inflation with costs coming down, appreciating used cars, personal rates of inflation, saving money sucks, Peloton disabling treadmills, new Venmo fees, Gen Zers and Millennials are being targeted with new scams, high costs of title insurance, avoiding extended car warranties, student loan interest rates have increased, & book giveaway winners!And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Nobody enjoys paying full price- who doesn’t like scoring a sweet deal?! Yet many of us don’t think to do what it takes to pay less for the things that we buy. Whether it’s the fear of rejection or not wanting to be perceived as a cheapskate, there are a number of false narratives at play that are keeping us from pouncing on discounts. And it’s important to simultaneously keep in mind that, in the words of Michelle Singletary, “discounts make us dumb!” In the quest to pay less, it’s important to not fall victim to the ploys of marketers and advertising! We discuss all of these patterns of thinking, as well as the steps that we need to take in order to ensure that we’re getting the absolute best deal on almost everything.During this episode we enjoyed an Origins by Crooked Stave! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - How should we budget for a bi-weekly paycheck?2 - Should I give unsolicited investing advice to my brother-in-law?3 - Since I’m building up my net worth, should I increase my liability car insurance limits?4 - Are I Bonds a good idea? (pronounced ‘eye’ bonds!)5 - 15 or 30 year mortgages: which should I refinance to? And what are your thoughts on flipping houses?During this episode we enjoyed a Seeing Green by Civil Society Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: Costco mortgages, how you can raid our bookshelf, Advance Child Tax Credit, car rental gift card scams, high earners living paycheck to paycheck, reverse cord-cutting, investing (in) teenagers, more Zillow Offers, putting rent on a credit card, & keeping banks from closing your credit card.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Most everyone out there has heard of lifestyle creep, also known as lifestyle inflation. We define this phenomenon as the unconscious upgrading of our lifestyle and standard of living which ends up costing us more and more money. And aside from the ability of lifestyle creep to sneak up on us, one of the other dangers is that it is often difficult to turn back the clock and downgrade our standard of living! So we’re asking the question today- is lifestyle creep inevitable? In this episode we discuss some widespread examples of lifestyle creep in our society, why it happens, and how we can thwart lifestyle creep from derailing our personal finances.During this episode we enjoyed a Hobnail by Urban Artifact Brewing- thanks Sondra for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Michelle Singletary is an award winning personal finance columnist for The Washington Post. She’s also a frequent contributor to NPR and she has also appeared on NBC’s “Today Show” and CBS’ “The Early Show.” Michelle has written multiple books on personal finance and her latest book, “What To Do With Your Money When Crisis Hits,” was just published last month. Not only is it an incredible resource for folks who find themselves in difficult times, but it’s also chock-full of practical money advice to implement even during the best of times. It’s the kind of advice that your grandma would approve of! Listen as we get to talk with Michelle Singletary today and as we learn more about her book.During this episode we enjoyed a Squeezebox by Urban Artifact Brewing- thanks Sondra for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: micro weddings are here to stay, The Great Resignation, increased employee benefits, acquiring new skills, solid 529 plans, parent PLUS loans are the worst, making millions from speed cameras, vehicles are lasting longer, spending more money on restaurants than groceries, and the best credit card sign-up bonus.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

During today’s episode we’re going to explain how you need more financial stress in your life!.. Well, not quite, but we do think that the proper amount of stress in our lives can be helpful in achieving the money goals we’re pursuing. All things in moderation though- just like you want to avoid having too much of a good thing, we obviously want to avoid overwhelming stress in our lives. But the thing is, it’s oftentimes not even the stress itself that is bringing us down, but the negative coping mechanisms and habits that we turn to that can be the most destructive, and that can cost us the most. We believe that by reframing how you view stress and by putting it in the proper light, you can use financial stress to your advantage. Listen and we’ll explain how!During this episode we enjoyed a Coconut Stout by Easy Chair Brewing Garage- thanks to Jess for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Where do I put money for the next 3-6 years for a home purchase?2 - What should I keep in mind as I’m considering becoming a financial counselor?3 - Will our teenager need to file taxes for his summer job?4 - Can I use my credit card as an emergency fund so I can invest my savings?5 - What’s the best investment account for teaching kids about saving and investing?During this episode we enjoyed a Peach Seltzer by Easy Chair Brewing Garage- thanks to Jess for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: renting vs buying, actual cost of homeownership, inflation is surging, shrinkflation, post-pandemic spending sprees, how your 401(k) balance isn’t all yours, crypto in retirement accounts, free fancy phones, & Ally dropping overdraft fees.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

For most financially responsible parents out there, it’s not a question of if they should be saving for their kid’s college, but how much. Oftentimes parents are wondering how much they need to save in order to be performing their proper parental duty. But we’re taking a more counter cultural stance and are asking the question: should you be saving for college at all? We’re all about thinking in advance and ensuring that we’re properly saving and investing our money, but for a lot of folks, the answer is that they shouldn’t be putting any money towards their child’s future college expenses. Listen as we discuss the benefits of not saving for your kids college, when you can actually start putting funds away in a college fund, and then ways you can go about it properly.During this episode we enjoyed a Coconut Stout by Easy Chair Brewing Garage- thanks to Jess for donating this one to the podcast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

For this episode we sit down for a great conversation with Philip Olson and Julia Lorenz-Olson. As a newly married couple, they transitioned from theatre kids fresh out of college, to money experts as Philip and Julia now own their own financial planning firm in Austin Texas. They also host the PBS YouTube channel Two Cents, where they tackle various personal finance topics ranging from ‘How Cars Keep You Poor’, to ‘Retiring in Your 30s’. Julia and Philip are able to channel their passion for acting and production into videos that inform and illustrate these money concepts in ways that are completely relatable- they make personal finance entertaining and easy to understand! Listen for how they got started in personal finance, why they started creating YouTube videos, and why everyone needs more empathy when it comes to financial planning.During this episode we enjoyed a Big Le-Stout-ski by Bhramari Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: dumb fees on prepaid debit cards, avoiding rising auto insurance rates, fixing vs replacing your car, preparing for student loans this fall, and what’s a better gift: stocks or flowers? And then after the break, Jon Acuff joins us to talk about how he once bought a package of 48 haircuts in order to save money. We get serious though and quickly discuss his new book, “Soundtracks: The Surprising Solution to Overthinking” where we cover the difference between overthinking and being prepared, how to determine if we have soundtracks that are keeping us from attaining our goals, and overcoming imposter syndrome.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Who are you trusting with your money? We’ve all received some crappy advice at some point in our lives, but when it comes to our personal finances we need to make sure that we’re listening to the right folks. One of the reasons it can be so difficult today is due to social media and entertainment- there are a lot of self-appointed “experts” these days and it can be difficult to tell the difference between sound financial advice and an account or a show that’s meant to just amuse you. For most folks, it might be easier to sniff out a blatant scam where someone is out to swindle you. But potentially even more dangerous- what about the instances of friends or family members who think they’re giving us good advice? Those are situations where they probably have good intentions, but it’s just not the right advice for you. We run the gamut between headlines and social media to financial advisors, and we also discuss how you can determine if the advice you’re hearing is right for you.During this episode we enjoyed a Return of the Tripping Dead by Tripping Animals! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Can I get a mortgage with a low credit score?2 - Should I borrow from my 401k?3 - After getting off to a late start to investing, should I focus on investing for retirement or buying a condo?4 - Should I pay for healthcare I don’t need in order to invest within a Health Savings Account?5 - Why don’t you guys invest in international funds?During this episode we enjoyed a Barrel Farm Bend #2 by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: more state vax cash incentives, small businesses on Google, right to repair laws, planned obsolescence, Americans like filing their taxes, more millionaires than ever, turning a profit on your wedding, choosing between WFH or getting a raise, pandemic unemployment assistance is phasing out, & the worst way to travel.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you were faced with a financial emergency, how would you respond? Imagine you just found out that today was your last day at work and you had no other income- do you know how you would cut back in order to get by? That might be a terrible scenario to envision, but we believe that having a bare bones budget in your back pocket is necessary as it can be powerful in case of a financial emergency. It’s all about keeping your needs and cutting your wants in order to prevent you from relying on debt or making other ill-advised financial moves. During this episode we discuss what you should include in your own bare bones budget, as well as the additional benefits that accompany thinking through some of the worst case money scenarios that you might encounter.During this episode we enjoyed an Ethereal Vibrations by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

If you’re ready to do some traveling after being cooped up for over a year, then this episode is for you. Today we’re talking with Matthew Kepnes who is better known as Nomadic Matt. Before he turned 23 Matt hadn’t taken a single trip overseas, but since then he’s visited over 100 countries and territories, tried some crazy foods, and made lifelong friends along the way. He’s the NYT best-selling author of “How to Travel the World on $50 a Day”, and his mission is to help would-be travelers realize that they actually can travel- and they can do it all for less money than they think it’ll take. On his site, Matt teaches folks all about affordable travel, ranging from topics like how they can save money by finding affordable flights, all the way to advice on picking out a good backpack. Listen to our conversation with Nomadic Matt to be convinced that you can afford to travel!During this episode we enjoyed a Canela Oscuro by Southern Grist Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: small businesses raising prices, getting vaccinated to win $1 million, cash prize-linked savings accounts, monthly child tax credit payments on the way, big bank credit cards ignoring credit scores, monitoring your credit report for free, tapping your house for cash, the best long-term investments, bitcoin blip, cryptocurrency investment scams, air travel ramping up, and avoiding airline fees.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Price increases are making the headlines- from commodities to everyday household items, virtually everything is getting more expensive! Does that mean that inflation is spiraling out of control? This is something we haven’t had to even think about in recent years because while inflation rates in the 70s-80s topped 10%, inflation (or the Consumer Price Index) has been sitting at roughly 1.5% over the last ten years. It’s been stable and it’s also been fairly low, but it seems like things are now changing. After significant increases in recent months, it's clear that there are changes afoot, and we’re going to directly address how to keep inflation from wrecking your finances.During this episode we enjoyed a Be Easy Citra by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Target date funds in my brokerage account- is this allowed and is it a good idea?2 - How should we deposit checks from another country for our daughter?3 - Does infinite or velocity banking work and how risky is it?4 - Should I switch from a robo advisor like Ellevest to my own investment advisor?5 - Plus a great car tip from a listener for keeping your headlights looking brand new!During this episode we enjoyed a Love Birds 4 by Birds Fly South! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: how we can be like Shaq, new home prices continue to increase, rising inflation figures, free internet, parents giving money to kids, retirement happening sooner than sooner than expected, restaurant ‘surprise bags’, bags of gasoline, automobile shortages, the best way to pay for a car, cheap dollar stores, and when the richest couple in the world split.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re seeing one of the hottest housing markets in recent history! Bidding wars are driving up prices, homes are going under contract after just one week on the market, and mortgage rates are near historic lows. But that raises the question- is it a dumb idea to buy a home with these kinds of conditions and with the market this hot? What if this is another housing bubble? Are we going to see prices come crashing down like they did just over 12 year ago? We share our thoughts as we discuss a bunch of different reasons for residential real estate being on fire. And if you are ready to buy a home, we also cover a number of different tactics that you should implement to ensure that you get the home you want without overpaying.During this episode we enjoyed a Rhyming Numbers- thanks to Eighth State Brewing for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Earn Your Leisure is a podcast hosted by Rashad Bilal and Troy Millings. On their show, they talk with guests who are earning and investing their money in all sorts of different ways- ways that a lot of folks probably don’t even know exist. Rashad and Troy give a behind-the-scenes look into different industries and highlight what makes those industries tick as well as what makes their guests successful. They describe their podcast as a “college business class mixed with pop culture” and that’s what we’re talking about today- a blending of the two together in order as we gleen our own personal finance takeaways.During this episode we enjoyed a Changes by Eighth State Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: naming our vans so we do a better job maintaining them, more payments for getting vaccinated, what to do with a tax refund, employers dropping college degree requirements, worker shortages, negotiating your pay or benefits, robots taking our jobs, wasting money on identity theft monitoring, is financial literacy or extra money more important, Robinhood vs Warren Buffett, more household wealth in the stock market than ever, & avoiding State Department delays by renewing your passport now.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Just like how we can idolize ‘finding the right one’ when looking for a partner or spouse, the same can be true of passive income as we’re talking about our personal finances. We can be tempted into thinking that if we only find the right person then it’s smooth sailing. But as anyone who has been in a long-term relationship knows- the work has only just begun! The same is often true of the different passive income opportunities that we hear pitched in social media or hawked in YouTube videos. Passive income is a legit and real concept, but the way it’s often presented doesn’t include the full story, or they leave out some crucial details. There are very few sources of 100%, purely passive income and so that’s why we are dispelling the myth that there are opportunities around every corner, but have a listen because there are ways you can begin establishing your own future streams of income, today.During this episode we enjoyed a Radix by Halfway Crooks! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - How legit are the crypto savings accounts that are paying high rates of interest?2 - Is it true that I don’t have to file taxes if I make below a certain income threshold?3 - I’ve been living in a submarine, but should I purchase a home with my housing allowance from the military?4 - As a small business owner with no employees, should I consider a Solo 401(k) or a SEP IRA?5 - I want to get into house hacking but first how do I boost my credit score, put together a lease, and screen tenants?During this episode we enjoyed a Bumbleberry Honey Blueberry Ale by Fat Head's Brewery- thanks to Rich at Budgets and Brews podcast for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some interesting and helpful stories like: tax refunds taking longer than usual, higher capital gains are coming, losses in Robinhood, our (not-so) secret to credit card use, qualifying for credit cards with bad credit scores, student loan remorse, $1,000 rental cars, finding affordable rental cars, refinancing your home now, email scams, hypnosis scams, and robo-call scams.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

With every passing day, it seems like we’re getting closer to being able to resume our pre-pandemic lives. On a personal note, we’re really looking forward to cramming into the Benz here in Atlanta to watch some soccer. And while we’re looking for a degree of normalcy, we need to make sure that we don’t spend our way into oblivion as the economy is reopening! There’s a good chance many of us ended last year without having spent nearly as much money as we typically would have, and now we’re chomping at the bit- shopping might feel like one of the few things we can do right now. Since there is so much pent-up demand, it’ll really be easy for us to fall prey to poor spending. It’s important for us to keep that behavior in check and there are a host of alternatives for us to consider instead of making that purchase. But if we’ve decided that we have to click ‘buy’, then we have a ton of options to make sure that we’re getting the best deal possible.During this episode we enjoyed a Citrus Wheat by Rightside Brewing- thanks to our friends over at Rightside for donating this ‘near beer’ to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

Our guest today is LeeAnn Shattuck, who is also known as The Car Chick. LeeAnn is passionate about educating consumers about cars and empowering them to make informed decisions when purchasing, selling, and servicing automobiles. She is an automotive expert and is a self-professed “car nut” and a champion race car driver as LeeAnn began learning high-performance driving at the age of 8. She took her passion surrounding cars from NPR on the radio and as the host of the nationally syndicated show: America’s Garage, to the Speed Channel on television. LeeAnn has a wealth of knowledge and experience when it comes to cars that we’re excited to get into and share today.During this episode we enjoyed an American IPA by Rightside Brewing- thanks to our friends over at Rightside for donating this ‘near beer’ to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: free firewood or mulch, YOLO can be a good thing, more financial literacy, flawed ESG funds, staying away from joke cryptocurrencies, confessions of an overnight millionaire, best airports for flight deals, Amazon ads are everywhere, AI assessing auto accident damage, & getting the proper payout for a car accident claim.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

What does it take to win with your money and achieve your financial goals? During this episode, we make a case that the most important factor is grit. It’s not earning six figures, or knowing the exact right investment moves to make. Though both of those are important, they’re not nearly as vital as grit. As Angela Duckworth writes, “Grit is perseverance for very long-term goals”. We begin to succeed when we truly commit to the goals that we’re pursuing. Luckily the amount of grit we possess isn’t static and there are ways for us to cultivate more grit in our lives that will allow us to get ahead with our finances. Passion, practice, and other people are just a few of the really important ways that we can develop more grit and start winning with our money.During this episode we enjoyed a Pales in Comparison by Edmund’s Oast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - I’d like to take some time off work to spend time with my new baby, but what should I be considering?2 - Am I missing out if I can’t afford to max out my Roth IRA at the beginning of the year?3 - Is it ok to get a HELOC on our house in order to finish out a garage for the sake of the business?4 - How can we best maximize credit card rewards while we are building our house this summer?5 - How do I plan for disasters without breaking the bank and becoming an all-out prepper?During this episode we enjoyed a Baked Goods Blueberry Lemon Cobbler by Atlanta Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: moving incentives, Illinois paying off your student loans, free unlimited data with T-Mobile, free beer and national park entry, the flood of co-branded credit cards, when will the housing market crash, Marxism and index funds, outdated wardrobes, healthcare pricing transparency, & financial scams.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.

There are a number of confusing things in life- for some it’s deciphering the latest Christopher Nolan film, for others it might be the process of building whatever is in that flat pack box from Ikea. But what about taxes? They can also be a puzzling topic and we also tend to have some janky tax ideas in our brains. Unfortunately, those ideas are often what we base our decisions on if we don’t have a tax professional in our life. So our goal for this episode is to clear up some more common tax misconceptions out there and to make sure that we’re all making decisions based on what’s true instead of based on a video that someone made on TikTok, or what we heard a friend say.During this episode we enjoyed a Sponch-O Villa by J Wakefield! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!Best friends out! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.