Get Rich Education

#154: After you have 10 financed residential properties and you want more, we discuss your options. These Specialty Loan Products are exciting. Example: 25% down, 5.9% interest rate today, 30-year amortization. We learn this today from Ridge Lending Group President and CEO Caeli Ridge after she first reviews qualification criteria for the first 10. I also discuss a simple way for you to increase your Cash-On-Cash Return with no extra money out of your pocket. We discuss what's changed with qualification requirements for your debt-to-income ratio, reserves, LLCs, liquidity, cash-out refinance limits and more. I bring you today's show from San Jose, Costa Rica. Want more wealth? 1) Grab my free newsletter at: GetRichEducation.com 2) For actionable turnkey real estate investing opportunities: GREturnkey.com 3) Read my new, best-selling book: GetRichEducation.com/Book Listen to this week's show and learn: 01:17 How to increase your Cash-On-Cash Return. 03:42 High closing cost states: TX, FL, northeastern states. Low closing costs: MO, IN, AZ, AL. 07:11 Conventional loans: DTI 50% max., LLC change, liquidity, reserves. 15:14 Interest rates. 17:02 Cash-out refinance limits. 21:50 Specialty Loan Products (beyond 10 financed properties): 25% down, 30-year fixed amortization, 5.9% interest rate today (wow!), no limit to the number of properties, discount points. 27:18 Foreign buyers: 7.99% rate today, 5-year ARM, 30-year amortization. 29:03 Your tax return. 30:31 Today's lending environment. 32:43 RidgeLendingGroup.com specializes in your income property loan qualification. Resources Mentioned: RidgeLendingGroup.com NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#153: Where are real estate prices headed? I discuss this with Kathy Fettke of The Real Wealth Network. Demand still exceeds supply in many places. But in coastal areas, affordability problems could be a constraint on future appreciation. The latest Case-Shiller 20-City Index shows 5.7% year-over-year housing price growth. Though this is surely an imperfect metric, it is a historically sustainable growth rate. It is also supported with responsible lending. Kathy & I have each invested through the 2008-2009 Mortgage Meltdown and Great Recession. We discuss how that shapes our investor behavior. I also discuss how natural disasters like hurricanes can pummel those that have a lot of equity in their properties. I bring you today's show from Punta Gorda, Belize. Want more wealth? 1) Grab my free newsletter at: GetRichEducation.com 2) For actionable turnkey real estate investing opportunities: GREturnkey.com 3) Read my new, best-selling book: GetRichEducation.com/Book Listen to this week's show and learn: 01:05 Hurricanes: how to protect your real estate. 05:33 When a loan is made, the borrower is in more control than the lender. 10:14 Supply vs. Demand. 12:56 Builders aren't building the most in-demand housing types. 13:20 Housing Affordability Index (HAI). 16:07 30-40% of the USA is overpriced. 60%+ is not. 18:28 Annual price appreciation is 5.7% per the latest Case-Shiller numbers. 20:05 Recency bias. 25:25 Holding Kathy & I accountable for what we said 19 months ago. The Fed, Trump. 31:25 Higher interest rates? Apartment buildings will be riskier than single family homes. 34:55 Best places for real estate investors today. 38:32 Texas. 41:02 More renters and fewer buyers mean that new RE investors are needed. 44:17 Trump will protect the mortgage interest deduction and 1031 Exchange. Resources Mentioned: RealWealthNetwork.com RidgeLendingGroup.com NoradaRealEstate.com GetRichEducation.com GREturnkey.com

#152: I recently made a real estate market field trip to St. Louis, Missouri. As one of the 20 largest U.S. metropolitan areas, its job growth and diversity of business sectors support durable rental income streams for real estate investors. Typical price points are $1,100 rents and $110,000 purchase prices for single-family income property in St. Louis. St. Louis has city housing inspectors - upside: this supports neighborhood condition, downside: they must be complied with. Kansas City, Missouri is also experiencing steady job growth amidst varied employment sectors. Visitors to the city remark about the area's cleanliness. Both St. Louis and Kansas City have investor-advantaged rental neighborhoods that consist of about 65% owner-occupants. This promotes good curb appeal and safety. Missouri has Landlord-Tenant laws which favor the investor (landlord) more than the tenant. We're discussing investment in turnkey income property: typically single-family homes that are already renovated, tenanted, and under management on that day that you buy. Learn more at: GetRichEducation.com/StLouis and GetRichEducation.com/KansasCity. Want more wealth? 1) Grab my free newsletter at: GetRichEducation.com 2) For actionable turnkey real estate investing opportunities: GREturnkey.com 3) Read my new, best-selling book: GetRichEducation.com/Book Listen to this week's show and learn: 00:57 Apartment building investors have more interest rate risk than 1-4 family investors. 07:32 St. Louis, Missouri is a Top 20 U.S. metro. 09:48 St. Louis' technology and medical sectors. 11:01 Not many St. Louis turnkey operators. City inspectors. 14:30 Neighborhood safety. 16:08 Tenant income $40,000 to $55,000 in St. Louis. 17:10 1% rent-to-value ratio. 18:44 Renovation extent. 23:30 Kansas City overview and their substantial job growth. 26:50 Relatively low property taxes. 27:03 Missouri Landlord-Tenant Law: 30-day evictions. 27:31 Kansas City cleanliness. 35:04 Investors are assigned an "Investor Concierge" as your one point of contact. Resources Mentioned: GetRichEducation.com/StLouis GetRichEducation.com/KansasCity RidgeLendingGroup.com NoradaRealEstate.com GetRichEducation.com GREturnkey.com

#151: Your job feels bad. It makes you wonder where your time went. Keith tells you why your job feels so bad, gives you possible solutions, and reminds you "where your time went". Your job feels worse than ever due to economic, demographic, and social reasons. This is supported by data from the Bureau Of Labor Statistics, the Census Bureau, Bloomberg, and elsewhere. We explore. GRE listener Douglas Orr tells you how he built enough passive income to leave his job in just three years by quickly accumulating 50 rental doors. He respects his time by outsourcing property management. Douglas began RE investing by pulling $20,000 out of his 401(k) to buy a duplex and triplex. Want more wealth? 1) Grab my free newsletter at: GetRichEducation.com 2) For actionable turnkey real estate investing opportunities: GREturnkey.com 3) Read my new, best-selling book: GetRichEducation.com/Book Listen to this week's show and learn: 02:01 Keith likes the new Apple AirPods wireless headphones. 03:46 "Where did your time go?" Keith answers. 05:58 Why your job feels so bad. 14:58 Straight out of high school, GRE listener Douglas Orr began working in an automotive factory. He lost control of his time. 16:29 Turning point: pulling $20,000 from his 401(k) to buy a duplex and triplex. 20:05 Beating the "one percent" target. 22:00 Managing managers less than four hours per week. 24:50 Douglas built his portfolio fast through shrewd equity management. He tells how. 27:42 Firing your boss. 29:53 Quitting your job: supportive family? 31:35 Caution: don't do THIS before quitting your job. 34:26 You quit your job? Then what do you do all day? 37:28 Controlling $100 million worth of real estate. Resources Mentioned: Douglas Orr: [email protected] Douglas Orr on Facebook Bureau Of Labor Statistics RidgeLendingGroup.com NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#150: Giant mistake: investing in real estate only in your home market. You should be invested in at least 3 different geographic RE markets. This also how you can get a good mix of appreciation and cash flow over time. Volatility hurts your portfolio more than you think. Keith discusses two reasons why you will be in a more volatile environment in coming years: 1) Donald Trump, 2) Interest rates. Even if your home is paid off, you still have a payment. It's an opportunity cost payment. You aren't aware of it because you can't see it. Do you live below your means or do you expand your means? Keith gives several real-life examples. You just can't shrink your way to wealth. Keith brings you today's show from Anaheim, California. Want more wealth? 1) Grab my free newsletter at: GetRichEducation.com 2) For actionable turnkey real estate investing opportunities: GREturnkey.com 3) Read my new, best-selling book: GetRichEducation.com/Book Listen to this week's show and learn: 01:28 Volatility hurts you: 1) Donald Trump. 2) Interest rates. 05:16 Diversify: invest in RE in at least three metro markets. 07:37 ROTI: Return On Time Invested. 09:24 Invest between the Appalachians and the Rockies in SFHs just below the median purchase price. 11:00 Appreciation vs. Cash Flow. 12:07 How will 10 SFHs move you toward financial freedom? 17:48 Even if your home is paid off, you still have a payment. 20:24 "Live where you want to live and invest where the numbers makes sense." 21:50 Tax-friendly states. 23:32 Examples: Living Below Your Means vs. Expanding Your Means. 28:51 When does your life really begin? Resources Mentioned: Article: How To Turn $100K Into $300K In Five Years Article: You Can't Shrink Your Way To Wealth RidgeLendingGroup.com NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#149: When real estate markets heat up, some investors are tempted to invest in tiny towns with few industries. With 700,000 in the metro area, Little Rock, Arkansas is substantially larger. Little Rock's diversity of industry includes government, health care, education, and military. Arkansas could be the most landlord-friendly of all 50 states. Landlords aren't even obligated to make repairs. Little Rock Turnkey rehabilitates a property, places a qualified tenant, puts the property under management, and then sells it to you. It is expected that this "turnkey" property produces cash flow for you on Day 1. Want more wealth? 1) Grab my free newsletter at: GetRichEducation.com 2) For actionable turnkey real estate investing opportunities: GREturnkey.com 3) Read my new, best-selling book: GetRichEducation.com/Book Listen to this week's show and learn: 02:22 Pay attention to your monthly Property Manager statement. 05:08 Helping your profits: estimates vs. quotes. 07:37 Jeremy Veldman interview begins. 09:37 Little Rock's job sectors. 11:00 Is Arkansas still the most landlord-friendly of all 50 states? 15-day evictions. 16:35 Single-family houses, typically brick houses of 3 BR / 2 BA. Renovation extent explained. 19:14 Tenant-supplied appliances. 20:41 3515 Green Drive: $1,050 projected rent, $105,000 purchase price, 1,570 sq. ft. 23:56 Rent-to-value ratio. The next most important numbers are property tax, mortgage interest rate. 25:30 Tenant profile. 28:52 Affordability: Arkansas is #1. 31:55 Property management. 33:47 Neighborhood character: 2/3rds owner-occupant. Resources Mentioned: LittleRockTurnkey.com [email protected] NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#148: Do markets feel frothy to you? Real estate, stocks, corporate valuations, and even the values of major pro sports franchises have risen substantially. Keith explains why this matters less than you think. You learn about some little-known advantages of investing in single-family income property rather than apartment buildings. Brien Lundin, host of the New Orleans Investment Conference, joins Keith. Keith will be in New Orleans for the conference this October 25th - 28th. Speakers include Tucker Carlson, Doug Casey, Peter Schiff, and Robert Kiyosaki. Brien tells us about the role that gold plays in the world today. Keith tells you how much of his net worth is invested in precious metals. Want more wealth? Visit: 1) GetRichEducation.com to grab our free newsletter. 2) GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 00:49 Frothy markets. 02:08 The median sales price of existing US homes is $264,000. 05:59 Single-family income properties vs. apartment buildings. 15:35 Keith tells you how much precious metal he owns. 23:08 Brien Lundin Interview begins. Gold's role in the world today. 28:44 Cryptocurrency. 30:55 Silver. 32:17 Why Brien thinks gold prices will soon rise. Resources Mentioned: NewOrleansConference.com NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#147: You're going to live longer than your parents and ancestors. Half of today's retirees will live into their 90s. That's good...if your finances can support your lifestyle. Patrick Donohoe, Founder and CEO of Paradigm Life, is our guest today. Debt is vital to wealth creation. We tell you why. Inflation vs. Deflation: this "Economic Tug Of War" is discussed. It's deflationary globalization versus inflationary dollar-printing. Patrick tells us how to bank outside the banking system via the Perpetual Wealth Strategy. Grab Get Rich Education's new book at GetRichEducation.com/Book Want more wealth? Visit: 1) GetRichEducation.com to grab our free newsletter. 2) GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 01:00 "Formal education will make you a living. Self-education will make you a fortune." -Jim Rohn 06:08 Patrick Donohoe interview begins. 09:24 Retirement: is the very idea "anti-life"? 12:36 Buying time vs. selling time. Wall Street vs. Main Street. 16:06 Hanging around the same people equals the same results. 17:26 Debt. 25:17 Inflation vs. Deflation. 34:26 How to "be your own bank". Resources Mentioned: ParadigmLife.net NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#146: Debt is good. Debt is bad. Which type is good and which type is bad? When your tenant is paying your debt for you, that's good debt. When you have consumer debt, that's usually bad. But Keith contends that consumer debt can almost be good for some savvy investors that use debt for arbitrage. If you could have gotten a 3% loan on your car, but instead you chose to pay cash, then you're probably paying an opportunity cost. In real estate, the return from equity is always zero. Debt replaces that zero-return equity. But would you ever pay all-cash for your property? Keith is a "leverage guy", but yet he gives reasons for when and why you would want to pay all-cash. Would you borrow $100K from 0% APR credit cards to create arbitrage? Some do. Mortgages, Home Equity Lines Of Credit, Federal Funds Rates, automobile loans, student loans, and credit card debt are all discussed. Ultimately, you would rather be financially-free rather than debt-free. Grab Get Rich Education's new book at GetRichEducation.com/Book Want more wealth? Visit: 1) GetRichEducation.com to grab our free newsletter. 2) GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 01:25 "Eliminate all debt" is just too simple to be true. 04:31 Why pay down mortgage principal at all? 05:50 A mortgage is a one-way street. HELOCs are a two-way street. 08:06 Robert Kiyosaki clip. 11:04 Consumer debt and arbitrage. 12:30 Increasing interest rates. 13:25 Higher FICO scores and Debt-To-Income Ratio limits. 15:05 Interest rates have never been this low while the job market is at full capacity. 16:29 Credit card arbitrage. 23:15 Here's when and why to pay all-cash for a property. 26:10 Ryan Daniel Moran clip. Resources Mentioned: Consumers May Get Credit Score Boost DTI Change From 45% To 50% Maximum NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#145: Financial advisors sell stocks. Buy-and-hold stock investing doesn't create wealth, but financial advisors create the illusion that they do. Today's guest, Ntellivest's Brent Sutherland, is a financial advisor that began successfully investing in cash-flowing real estate with 8 single-family properties. Brent pulls back the curtain on what's going on "behind the scenes" with financial advisors and their biased "advice". Really...what's wrong with stocks? Keith adds content about how and why buy-and-hold stocks don't create wealth with five reasons: inflation, emotion, taxes, fees, and volatility. This is partly due to secondary market dilution. Grab Get Rich Education's new book at: GetRichEducation.com/Book Want more wealth? Visit: 1) GetRichEducation.com to grab our free newsletter. 2) GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 01:12 Why live anything less than a great life? 03:04 Hordes of people still believe that buy-and-hold stocks create wealth. What's wrong with stocks? 05:41 The Nixon Shock, ERISA, and 1980s tax cuts. 10:52 Don't build a budget. 16:00 Financial advisors' pay structures don't allow for recommending real estate. 17:27 Capital gains vs. income. 20:51 Can financial advisors get paid on performance? 24:29 Timing the market and emotion. 27:16 Real estate investing is not an "alternative". 32:03 Your first income property cash flow check changes your life. Brent's $250-$300 monthly per property. 33:40 ROI. 38:06 Volatility. 41:32 Diversification. 43:34 401(k)s. 45:57 Today's stock market valuations. 48:12 When do you fire your financial advisor? Resources Mentioned: Ntellivest.com NAPFA.org NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#144: In an economic crash, a great place to be positioned is in low-cost housing within a diversified metro market like Indianapolis, Indiana. Learn more at: GetRichEducation.com/Indy Indianapolis has a remarkable combination for investors: investor-advantaged property, a diversified economy, population growth, low unemployment, a business-friendly environment, low-cost housing, stable Indiana state finances, and more. Indianapolis' business drivers are in some of the most diverse and necessary sectors: healthcare, finance, technology, education, and more. Amazon has set up an enormous distribution center in Indianapolis due to its central geographic location. Today's guest offers turnkey cash-flowing real estate in Indianapolis. Grab Get Rich Education's new book at GetRichEducation.com/Book Want more wealth? Visit: 1) GetRichEducation.com to grab our free newsletter. 2) GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 00:45 In an economic crash, low-cost housing can be a safe place to be invested. 06:42 Our guest was led to Indianapolis for: cash-flowing real estate, a diversified economy, population growth, low unemployment, a business-friendly environment, low-cost housing, and stable Indiana state finances, and more. 08:42 Indianapolis' business drivers. 13:34 The State Of Indiana has a AAA credit rating and budget surpluses to help support business. 19:06 What if there's an economic crash soon? 24:07 Foreign buyers in Indianapolis. 28:40 Rent-to-value ratios in Indianapolis. 29:50 Vacancy rate. 32:22 Making a real estate field trip to Indianapolis. Resources Mentioned: GetRichEducation.com/Indy Harvard Joint Center for Housing Studies Pew Research Center NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#143: You're entitled to a great gift from the IRS - lifetime tax-deferral so that you never have to pay capital gains tax on the sale of your investment real estate. With a 1031 Tax-Deferred Exchange, you can infinitely defer your: federal capital gains tax, state capital gains tax, and depreciation recapture. From the sale of your property, you have 45 days to identify, and 180 days to close upon your replacement property. Details in-episode. 1031s are only for investment property. They're amazing wealth-building tools, but you must follow strict rules. Graham Parham of Highlands Residential Mortgage joins Keith later in the show to discuss lending obstacles with 1031 Exchanges. Grab Get Rich Education's new book at GetRichEducation.com/Book Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 02:12 Normally, upon the sale of income property, one must pay federal capital gains tax, state capital gains tax, and depreciation recapture. 03:29 1031 Exchanges vs. cash-out refinances. Reasons for doing a 1031. 06:35 Three identification methods: 3 Properties Rule, 200% Rule, 95% Rule. 09:40 Like-Kind Exchanges are flexible between income property types. 12:18 A technique to use a 1031 and still get your hands on the cash. 14:12 Primary residences have capital gains tax exemptions outside of 1031s. 18:29 Lending obstacles with 1031s. 22:38 1031 Example - sell 2 in Dallas, exchange for 4 in Birmingham. 25:32 Greater leverage. 31:06 Combining multiple properties into one exchange. 34:11 Simultaneous closings. Advantage of 1031s with turnkey property. 35:40 You can do an unlimited amount of exchanges in your lifetime. 37:22 1031s are amazing wealth-building tools, but you must carefully follow rules. Resources Mentioned: Graham Parham phone: (855) 326-6802 NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#142: Keith's $530,000 four-plex dropped in value to $480,000 during the 2007-09 Mortgage Meltdown. Lessons from the Housing Crisis of 2007-2009 still influence Keith's investing today. Our guest, Damion Lupo, lost worse than Keith at this time. His $20M portfolio imploded. Damion spent over a million dollars on seminars alone. He recklessly went all-out by purchasing 150 rental units across 7 states more than a decade ago - without regard for cash flow. It crashed. Today, his firm, Total Control Financial, helps you control your financial future with self-directed IRA and Solo 401K services for optimized retirement planning. Top takeaway: Buy for cash flow in stable economic metro markets. Grab Get Rich Education's new book at GetRichEducation.com/Book Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 00:57 Keith's $530,000 four-plex dropped in value to $480,000 in the 2007-09 Mortgage Meltdown. 15:37 If Damion could do it all over again, what would he do differently? 20:04 Harvesting equity. 24:29 Damion won't do deals with people in their 20s. 26:30 The next crash. 34:14 Hard money loans. 42:25 Retirement. 49:26 Choose stable markets in the Midwest and South. Resources Mentioned: TotalControlFinancial.com Investopedia.com NoradaRealEstate.com HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#141: Real estate hedonics and inflation effectively mean that real estate goes down in price over time. So then how can it be such a great investment? Keith answers. We run the numbers on a Memphis duplex. Keith calculates a 32.4% ROI right before your eyes. Keith tells you how to make more income if you're living paycheck-to-paycheck. Learn about the opportunity cost of renting out a $620,000 south Florida home for $2,900. Grab Get Rich Education's new book at GetRichEducation.com/Book Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 01:37 Giving. 04:57 Real estate hedonics. 09:46 Calculating Total Rate Of Return from real estate. 17:57 Most real estate investors can't "keep score". 19:34 Living paycheck-to-paycheck. How to get started? 24:34 People want change, but don't want to change. 32:25 Renting out a $620,000 south Florida home. Resources Mentioned: NoradaRealEstate.com HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com Clickbank.com | Kajabi.com

#140: Keith's new book is now out in paperback form at: www.GetRichEducation.com/Book. Direct investment in single family income properties has strong demand from both investors and renters. Single-family home (SFH) income property advantages include: they trade independent of market cap rates, stronger appreciation than apartments, inflation protection, amortization, tax depreciation, lower cost, easier financing, more understandable, no shared walls, divisibility, less tenant turnover, and better locations than apartments. Today's guest, HassleFreeCashFlowInvesting.com's David Campbell helps Keith break down single-family investing advantages. Grab Get Rich Education's new book at GetRichEducation.com/Book Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 01:15 Ken McElroy in 2017: "It's a terrible time to buy multifamily in most metros." 06:23 SFHs trade independent of cap rates. 09:57 Appreciation vs. Inflation. 11:03 SFHs are approachable because they're lower cost and financing can be easier. 14:52 No shared walls: pests, fires, noise. 15:48 Arbitrage. 18:00 Keep a low equity position for asset protection. 20:17 Divisibility. 20:53 The fallacy of "buying cash flow". 25:08 Prepaying the mortgage is a huge mistake. 27:55 SFH: no or low utility payments. 29:00 Neighborhood quality. 32:00 Cash flow. 33:51 Income tax-free states. 34:57 Tenant psychology in SFHs. It "feels like their own". Exit strategy. 36:50 GREturnkey.com has many of the best income property SFHs. 38:25 Ask: "Mr. Manager, what would like to manage?" 40:40 SFHs have less tenant turnover than apartments. 43:10 SFHs is where you typically start. 45:46 "Leaving a trail behind" with 3.5% down payment FHA loans. 48:30 David's free e-book at HassleFreeCashFlowInvesting.com. Resources Mentioned: HassleFreeCashFlowInvesting.com GetRichEducation.com/Book NoradaRealEstate.com HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#139: Grab Get Rich Education's new book at: GetRichEducation.com/Book. You need money in order to trade it for time. You can't trade anything other than money for time. The housing inventory shortage will reach a peak before new construction can relieve the problem. Paying rent is not like "throwing money away every month." Keith breaks down the trade-offs between renting vs. owning your primary residence. Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 01:34 Apartment buildings between 2 and 9 units are no longer being built as often. 06:06 The overall shortage of housing inventory for sale. 07:23 Feeling imprisoned in your own home due to low inventory, rising interest rates. 12:39 Housing builder confidence is up. More new construction. 14:00 There is currently income property inventory in Jacksonville, FL: GetRichEducation.com/jax 17:39 Why do you think you need to own a home? 18:57 Paying rent is "not throwing money away". Here's why. 20:04 16 tradeoffs between Renting vs. Buying your own home. 28:06 Time vs. Money. Resources Mentioned: GetRichEducation.com/Book NoradaRealEstate.com HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

Yes! Our first-ever book has been released today at GetRichEducation.com/Book. Brief and to-the-point, with no guest writers or ghost writers, Keith dispels seven of the most common money myths that limit your financial growth potential including: "Be debt-free" (a myth), and "Get your money to work for you" (another myth, believe it or not). "7 Money Myths That Are Killing Your Wealth Potential" has already hit Amazon #1 bestseller status in multiple categories. Grab it now before the price goes up after Friday at: GetRichEducation.com/Book

#138: You've run out of money to buy real estate. What do you do now? You pool other people's money for the down payment through a process called real estate syndication. Learn how. Urban real estate investing involves: exploiting geographic class segregation, "moving the gentrification line", rent control, and public transit proximity. Today's guest, Victor Menasce, is an Ottawa, Canada-based real estate syndicator. He's an expert at teaching you how to raise capital from others for real estate deals in his book, Magnetic Capital. Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 00:48 How can "real estate syndication" make you wealthy? 03:59 Investing in the U.S. vs. Canada: the biggest difference. 05:28 Urban investing: "Buy on the line. Move the line." 07:48 Infill development. 09:22 New construction and low inventory. 10:18 Example on a buy-and-hold million dollar building. 13:07 Urban areas: higher appreciation risk and reward? 17:31 Leading indicators of up-and-coming areas. 19:58 Rent control discussion. 24:33 Raising capital from others. 29:26 Establishing trust, track record, compelling opportunity, alignment. 34:53 "Borrow" someone else's track record. 40:19 Give yourself a promotion. Resources Mentioned: VictorJM.com NoradaRealEstate.com HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#137: GRE listener Eric Pratt is today's guest. His passive monthly RE income is $3,600, soon to be $4,600. He bought turnkey income properties: 6 in Memphis, 1 in Atlanta, and soon expects to close 1 in Birmingham. He carries 7 mortgages. Eric is in his 40s, married, and is a police officer in Anchorage, Alaska. Learn about how GRE has changed his life, and learn about one speed bump that he hit on the way. This show has been on the air every week for more than 2 ½ years and it's changing lives. It's time to hear your story. Keith tells you how you can be on the show with him. Keith brings you today's show from Anchorage, Alaska. Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 04:23 Today's guest, Eric, had never heard of a podcast before learning about GRE. 06:04 Growing up in a financial family: Dad - banker; Stepmom - accountant. 09:34 Eric's first investment property was bought in Las Vegas in 2001. 14:20 Eric used to invest out-of-state without knowing about turnkey RE investing. He previously tried to put the "team ingredients" together himself. 15:25 His first turnkey investment property was bought in Memphis in 2015 through Mid South Home Buyers. 16:45 Some think turnkey real estate investing is too good to be true. 19:01 Guest's former mission to be debt-free changed to becoming financially-free. 24:40 Paid 6 ways at the same time? 26:26 Eric self-manages one property. Lesson learned: buy from a provider with in-house management rather than third-party management. 29:17 Paying $61,000 cash to own a Memphis property free-and-clear. 31:12 Carrying 7 mortgages. 32:06 Offering full asking price on turnkey properties? 33:21 Eric's passive monthly RE income is $3,600, expects it will soon be $4,600. 38:23 He has an employer pension. 39:27 The Abundant Mindset. 41:32 Birmingham, Alabama's surprising revitalization. 43:50 Eric leaves his personal e-mail address for you: [email protected] Resources Mentioned: MidSouthHomeBuyers.com Birmingham Turnkey Property NoradaRealEstate.com HighlandsMortgage.com GetRichEducation.com GREturnkey.com Guest E-mail: [email protected]

#136: Get a pay raise from your employer with this innovative approach. Also, increase your rental income with this technique. Learn how to raise the rent on your tenant without losing them. It starts with you thinking about how your tenant is thinking. Use this "3 Options Strategy". Think about your "Salary Reduction Plan" vs. your "Salary Increase Plan". Don't ask your boss for a raise. You'll learn how to give yourself one. Keith also has a fresh take on property management. Keith brings you today's show from Philadelphia, Pennsylvania. Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 01:32 Raise the rent on your tenants in this innovative way. 03:59 Lease Renewal Options Form - give your tenant three rent amount and duration options. 05:34 Justification for increasing your rent: higher property tax, hazard insurance, utility costs, etc. 08:39 Why a subtle 3-5% rent increase helps you more than you think. 10:23 How to get a pay raise from your employer. 13:14 Negative cash-flowing property: perspective. 17:56 Don't even ask your boss for a raise. 23:55 Property Managers - you want one, but yet you don't. Discussion. 26:45 Subway restaurant analogy. 30:54 How many income properties could you own if you self-managed? 32:36 Find the right income properties through: www.GREturnkey.com Resources Mentioned: Keith's Whiteboard Video: Cash Flow vs. Inflation NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#135: From $50 million to zero. That's what happened to the net worth of today's guest, Rod Khleif, in the mortgage meltdown of 2008. His mistake was that he focused on real estate appreciation rather than cash flow, and he lost control. He's owned 2,000 single-family homes and multifamily units. Rod is a motivating guy. He talks to us about Single Family vs. Multifamily Property, self-management of property, and the psychology of success and fulfillment. Keith brings you today's show from upstate Pennsylvania. Want more wealth? Visit: 1) www.GetRichEducation.com to grab our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 02:40 Single Family vs. Multifamily. 09:09 Professional management vs. self-management of property. 11:31 Self-visualization and motivation. 15:51 Goal-setting. The psychology of taking action. Visualization. 20:52 Gratitude. 22:46 How to find achievement and fulfillment. 29:49 Trade-offs: Single Family vs. Multifamily. 32:18 Should you ever self-manage property? 34:53 Giving yourself a pay raise at work and increasing your rent income on your properties. Resources Mentioned: RodKhleif.com | Text "ROD" to 41411 NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com SpotCrime.com

#134: Tom Wheelwright, Rich Dad Advisor and Founder of ProVision talks with Keith about classifying income property repairs vs. improvements. We discuss how 401(k)s are for people that care little about involvement in their financial future. Will taxes ever get simpler? Tom says no. Classifying repairs vs. improvements is a big deal. There's a $2,500 threshold distinguishing the two categories. Want more wealth? Visit: 1) www.GetRichEducation.com to subscribe to our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 03:40 Early civilizations collected taxes: Ancient Egypt, Imperial China, the U.S. vs. Britain. 07:22 Income tax hurts employees most, beginning in 1944. 09:03 Will taxes ever get simpler? No. 11:30 Classifying repairs vs. improvements. "The $2,500 Rule." 23:53 401(k) participation. Why would educated people be interested in one? 30:10 401(k)s are Salary Reduction Plans. 32:22 Before-tax vs. after-tax rates of return. 34:06 How to find the right tax advisor. Resources Mentioned: TaxFreeWealthAdvisor.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#133: Now you can put just a 20% down payment on your first 10 financed properties. Requirements for cash reserves are now lower too. We discuss the details. You need a loan for income property. Loans mean leverage. Leverage can produce great rates of return for you in an appreciating environment Graham Parham, Senior Mortgage Loan Officer with Highlands Residential Mortgage talks about today's terms for income property loans on 1-4 unit properties: down payment, interest rates, credit score, reserve requirements, debt-to-income ratios and more. We're talking about conventional Fannie Mae / Freddie Mac financed property requirements on non-owner occupied real estate. Keith brings you today's show from Philadelphia, PA. Want more wealth? Visit: 1) www.GetRichEducation.com to subscribe to our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 01:30 Keith thinks that real estate will keep appreciating for a while, though at a slower rate. 04:35 20% down payments in your first ten 1-4 unit properties! Details. 06:57 Reserve requirements are now more loose. It's now based on your unpaid balances. 11:12 Husband and wife: up to 10 loans each. 12:27 Home Equity Lines Of Credit and your Debt-To-Income Ratio. 15:14 The advantage of using an income property-oriented Mortgage Loan Officer. 19:00 Interest rates: owner-occupied vs. investor mortgage rates. 21:55 Down payments of 20% vs. 25%. Lower interest rate with 25% down? 23:57 Mortgage sequencing when you want multiple loans. 27:36 Looser lending climate today. 30:46 Property inspection reports. Resources Mentioned: Graham Parham Team: 1-855-326-6802 TexasInvestorLoans.com GREturnkey.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#132: Create wealth and time for yourself with these ideas, websites, apps, secrets, and shortcuts. Get a 51% ROI from turnkey real estate investing. How? Example given. Seth Williams of Bigger Pockets and the Lighter Side Of Real Estate joins us. Learn more about Seth at www.retipster.com. Want more wealth? Visit: 1) www.GetRichEducation.com to subscribe to our free newsletter. 2) www.GREturnkey.com for actionable turnkey real estate investing opportunities. Listen to this week's show and learn: 02:52 Achieve a 51% ROI from turnkey real estate investing with: appreciation, cash flow, tenant principal paydown, tax depreciation, and inflation-hedging. 07:26 Risks. 09:34 GREturnkey.com - Turnkey cash flowing property in investor-advantaged markets. 12:42 NeighborhoodScout.com - Aggregating neighborhood data like crime, school district. 16:45 Overcast podcast listening app. 19:30 BombBomb.com - Send video e-mails. 22:00 RocketLawyer.com - Access to legal documents, contracts, real estate agreements. Convenient Q & A format completes documents for you. 23:28 Cozy.co - Free self-property management platform. 25:38 LeadPropeller.com - User-friendly website builder for real estate investors. 27:14 UnSplash.com - Free high-quality, rich images. Royalty-free and legal for your use. 29:00 InvestorCarrot.com - User-friendly website builder for real estate investors. 29:14 The importance of having a real estate investor website. 31:12 BluePay.com - Accept real estate payments through credit cards. 33:30 Trello.com - Cloud-based project management. Communicate with your team. 35:18 TextExpander.com - Productivity app that lets you conveniently insert boilerplate phrases. This way, you don't need to type the same thing over-and-over. 37:34 Wunderlist.com - Create shared cloud-based checklists. Resources Mentioned: REtipster.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com GREturnkey.com

#131: Ken McElroy is our guest today. He's the Rich Dad Advisor for real estate. Why does your tenant move out, and what will keep them inside your rental property? He tells us what tenants want today and how rental trends have changed over the last 5, 10, and 20 years. With over 10,000 units in multiple markets in his company's control, he knows. In many markets, rent increases are not coming as easily as they were a few years ago. Ken & I discuss the best ways to increase income on your property. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 02:12 Polling tenants at move-out to determine why they moved. 05:05 Tenants are more mobile today. They go where jobs are. 06:40 Service level to tenants is more important today - fitness center, activities directors, shuttle vans, and even bartenders. 07:35 Living spaces of 200 - 300 square feet in urban cores and college towns. 09:44 Why can't tenants pay more rent? Discussion on negative rent growth. 13:52 High rents can be a threat to public safety. 22:20 Why did your tenant move out? 28:03 School districts, crime. 30:19 Forecasting infrastructure improvements and how that boosts local real estate. 34:47 Websites that Ken uses for real estate market research. 37:22 Increasing your Net Operating Income - best ways, dumbest ways. 40:49 Pushing rents too high. 44:12 Ken feels real estate is still the best asset class to be invested in. But he tells us to exercise caution in a hot market. 46:22 Catch up with Ken at KenMcElroy.com Check out his great video series, KenFlix. 47:53 A lot of people are going to lose everything in the next five years. Resources Mentioned: KenMcElroy.com Nmhc.org | Uli.org NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#130: The U.S. housing market shortage is on. Inventory is getting squeezed in many markets. Keith discusses. Jordan Goodman is our guest today. He's "America's Money Answers Man" and you've seen him answer money questions across the decades on The View, Fox News Network, CNN, CNBC, the CBS Evening News, Money Magazine, and terrestrial radio. He's also authored 13 books on personal finance. Jordan tells us: how you can use leverage, how to create a cash flow stream by making a real estate loan to others, what Donald Trump means to real estate investors, about the future of interest rates, consumer sentiment, and more. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 01:22 The U.S. housing squeeze is on. For example, in Seattle, one in only 263 homes is for sale. 04:24 Bubbles. 07:02 Jordan Goodman interview begins. 09:27 Leverage: dolphins vs. sharks. 16:28 Build an income stream of 8% cash flow by being a lender on commercial real estate. 27:18 Donald Trump and the real estate market. 31:21 The U.S. real estate shortage. 33:10 Interest rates. 34:27 Consumer sentiment and jobs. 37:32 Banks are not paying more on deposits, even with higher interest rates. 39:40 Reclaim your lost escrow dollars by using these websites. Resources Mentioned: MoneyAnswers.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com CommercialRealEstateIncomeFunds.com VerifyMyMortgage.com VerifyMyEscrow.com Article: 10 U.S. Cities With Biggest Housing Shortages

#129: Dallas, TX could be the strongest real estate market in the entire U.S. as it keeps experiencing staggering business, job, and population growth. In fact, Forbes has named Dallas, TX as the #1 place to invest in 2017. But if you live outside Dallas-Fort Worth, how do you capture the upside yourself? With turnkey single-family income property. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 02:50 Texas has had great economic fortune for decades. Geopolitical Strategist Peter Zeihan tells us that this will continue. 04:18 Dallas-Fort Worth's astounding population growth. 05:16 Why to invest in single-family homes rather than apartment buildings. 09:55 In a hot market, have a relationship with a team that can get housing inventory. 12:03 Competing for housing inventory. Targeting 7%+ cash-on-cash return. 15:31 Product type: SFHs with minimum of 3 BR, 2 BA, 2-car garage. 17:14 Don't "over-improve." Examples. 20:30 What type of person invests in turnkey real estate? Busy people. 22:38 In-house property management. 25:58 The economies of scale advantage with contractors. 28:30 Averages: rent income $1,600 and sale price $170,000. 29:51 Investors have one point of contact. 31:18 Management companies propose solutions, not just pose problems. 32:30 April 21-23: Attend the upcoming Dallas Income Property Tour & Workshop. 34:45 High tenant quality. 36:05 Positive cash flow. Resources Mentioned: GetRichEducation.com/Texas Blog Article: Triple Your Equity In Five Years TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#128: These five money myths are killing your wealth potential. Don't believe: 1) Get your money to work for you. 2) Compound interest creates wealth. 3) Be debt-free. 4) Home equity has a rate of return. 5) Live below your means. All five of the above are money mindset myths. If you believe them, you won't create wealth. Real estate investing cures all five money mindset myths. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 02:07 Your brain is programmed to survive rather than thrive. 06:10 Why dispelling mindset myths is important. 10:46 Other people's money. 16:23 Example of financial leverage. 17:39 Don't be debt-free; be financially-free. Examples. 24:45 Inflation-hedging. 26:15 Compound Interest vs. Leverage. 28:41 "Millionaire." Who cares? 31:12 Equity has zero rate of return. It's unsafe and illiquid. Examples. 35:25 Equity transfers. 37:29 Should you pay off your primary residence? 39:26 Lawsuits. 40:28 Myth: "Live below your means." 43:10 Don't budget. 44:32 Question your answers. 45:49 The power of being bold. Resources Mentioned: PassiveRealEstateInvesting.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#127: You are invested in a zero-return investment. Home Equity is unsafe, illiquid, and its rate of return will always be zero. Then why are you so heavily invested in home equity? We discuss strategies to turn this around, and use home equity as a wealth-builder for you. Making extra mortgage principal payments on one's home is usually a terrible idea. Striving to be debt-free often prevents one from becoming financially-free. You'll see why. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 03:57 ROI. 04:28 Turnkey income property inventory keeps tightening. 06:33 You have money that you didn't know you have. 07:35 Your value as a listener. 12:04 How much of a zero-return investment would you want? 13:44 Debt-Free vs. Financially-Free. 17:01 Property equity is unsafe, illiquid, and has zero rate of return. 20:18 Equity transfers. 24:46 Making extra principal payments on one's home. 26:55 "Feelings." 27:32 30-year fixed vs. 15-year fixed amortizing mortgage loans. 34:56 Control. 41:51 HELOCs. Resources Mentioned: NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#126: Robert Kiyosaki is our guest today. He's the #1 Selling Personal Finance Author Of All-Time. He's authored numerous titles, including the mega-popular "Rich Dad, Poor Dad". He leads the Rich Dad Company, whose mission is "Elevating the financial well-being of all humanity." Don't work for money. Let your assets produce money for you. Kiyosaki's enduring mantras include: The Rich Don't Work For Money | Your House Is Not An Asset | Don't Live Below Your Means, Expand Your Means | Savers Are Losers, Debtors Are Winners and countless other influential quotes and statements. Keith hosts today's show from Anchorage, Alaska. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 02:12 The power of the book "Rich Dad, Poor Dad". 04:23 Robert Kiyosaki interview begins. 05:12 Kiyosaki: Our school system is corrupt. 07:36 The Communist Manifesto (1848) by Karl Marx and Friedrich Engels. 10:16 If you own enough production, you won't work for money. 11:16 Dying capitalism in the United States. 13:05 "Don't live below your means. Expand your means." 15:25 Kiyosaki adds 300-400 properties to his portfolio annually. 16:39 "Printing money on demand." 18:17 Oil prices. 21:21 You Are The President Of Your Own Life. 24:28 Before buying real estate, consider the amount of debt you can get. Net Operating Income. Consumer Debt vs. Investor Debt. 26:44 20th Anniversary Edition of Rich Dad, Poor Dad. 29:18 The rich, middle class, poor. Concern about a crash. Debt and taxes. 30:32 What can the everyday person do? 31:04 Kiyosaki: We're going into a depression. 34:45 Weinhold on debt. 36:10 Eight old rules of wealth. It's faulty financial programming. 39:35 Ripping 401(k)s. 41:16 Telling yourself the truth. 41:53 Donald J. Trump. Keith gives a political opinion. Resources Mentioned: RichDad.com Amazon: Rich Dad, Poor Dad NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#125: Your passive income streams are durable to the extent that they're diversified. Specialty agriculture can realize spectacular gains as the world's amount of arable land diminishes. At the same time there are more mouths to feed. There is a massive undersupply of fine cacao for the world's strong market demand. Chocolate is derived from the cacao tree. Quality cacao thrives in the stable Central American nation of Belize. Finished products include gourmet chocolate and cacao butter. You can realize a cash flow stream from the annual harvest of the cacao beans, and it's all managed for you. Learn about the returns, risks, cacao supply vs. demand, and more. Keith hosts today's show from Anchorage, Alaska. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 01:40 Durable wealth means having multiple diverse income streams. 03:12 Cacao (chocolate) farm investing in Belize. 05:00 Panama coffee farm parcel investing update. 07:01 Cacao farming business model. 09:11 Why Belize was chosen for cacao crops. 11:21 Supply vs. Demand for fine-flavored cacao. 16:05 Chocolate is a proven product with sustainable demand. 22:20 What a cacao farm looks like. 28:29 Risks. 31:48 $24,500 per half-acre parcel. Investors need not be accredited, no loans, 11-12% cash return expected over time (not including potential land appreciation). IRA funds eligible. 36:13 Exit strategy. 38:42 Proven product, stable government, secure, turnkey managed, social benefit. 41:53 Attend a cacao farm tour. 43:43 Cacao trees produce fruit regardless of how financial markets perform. 44:40 Nationalism. 45:50 Provider track record, and retaining local labor. 48:20 Learn more at GetRichEducation.com/Chocolate Resources Mentioned: GetRichEducation.com/Chocolate NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#124: Why mobile home parks of all investment vehicles? Guest Kevin Bupp tells us by explaining why they're so misunderstood and he helps dispel stigmas. Mobile home park (MHP) residents stay in their home longer because they actually own the mobile home. Therefore, they also take better care of their place. As the investor, you rent the lot to the tenant. This also makes MHPs easier to manage. Keith brings you today's show from Bridgetown, Barbados. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 03:02 There is a stigma with mobile home parks (MHPs). Here's how that can actually benefit you. 05:04 Dealing with municipalities. 07:55 Management of MHPs. 10:31 Lack of competition. 14:07 Community aspect. 20:40 Utilities. 25:32 Financing for MHPs. Owner financing is more common than bank financing. 29:02 How do you find a mobile home park for sale? 33:29 Your Return On Time Invested. 37:24 Syndication opportunity. 38:10 Mistakes to avoid. 42:39 In two weeks, Robert Kiyosaki returns here to the show. Resources Mentioned: KevinBupp.com MobileHomeParkAcademy.com Loopnet.com MobileHomeParkStore.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#123: What if the value of your income properties falls 40% vs. the value of stock falls 40%? We explore the strategic, emotional and practical side of this. Learn how you stop losing money by paying the opportunity cost of not being invested strategically. How to use desktop methods to research the right properties and markets. Keith is invested in a real estate market where there's a recession. Here's how he deals with it. Keith brings you today's show from San Juan, Puerto Rico. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 02:50 Most real estate investors buy property for convenience, not strategy. 05:34 Reading about 3-D printing before investing in Memphis real estate (really?). 07:17 Use these desktop methods to research property. 09:12 When your stocks fall 40%, a story of what happens tactically and emotionally. 17:20 There have been 25 stock bear markets since 1929. 18:27 Corporate Direct for asset protection. 21:58 The mortgage meltdown of 2009. 23:31 What happens if you income property portfolio fell in value by 40%? 26:56 In a stock meltdown, companies disappear. In a real estate meltdown, you still own land, brick, concrete, wood, copper wire, and glass. 28:23 Warren Buffett's Rule No. 1: "Don't lose money." 29:07 Keith owns income property in Anchorage, Alaska, and there's a recession there. 31:34 Submarkets and business sectors. 34:58 Invest in 3-5 different metros. 37:11 Home inspections. Resources Mentioned: WeGoLook.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE HighlandsMortgage.com MidSouthHomeBuyers.com GetRichEducation.com

#122: How do you invest in resort property? Why would you want to? Ambergris Caye is Belize's largest island. It has been named Trip Advisor's #1 Island In The World two years in a row. Learn why. Ambergris Caye, Belize has world-class water sports, the longest living reef in the world, stable banking, is close to the U.S., English is the official language, and housing demand there far outstrips supply. Belize has business-friendly government officials and strong property ownership rights. A new construction resort development project on Ambergris Caye promises to help ease the supply constraint. There is an investment opportunity for you here. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 02:00 Serving resort-goers often means serving Baby Boomers. 04:25 What's riskier: investing outside your home nation, or having everything tied up in one nation's economy and currency? 06:36 Belize is closer to more Americans than Hawaii. Airlines are adding passenger seats to Belize at an astonishing clip. 07:58 Why resort investing? Why Belize? 11:30 Belize is Central America's only nation where English is the official language. 15:14 Ambergris Caye's transition from a sleepy fishing village to world-renowned destination. 17:15 The large barrier reef is just hundreds of yards off the island. This attracts sportfishing, snorkeling, and diving. It also acts as a natural hurricane buffer. 21:37 Mahogany Bay Village on Ambergris Caye. 24:00 Belizean wood products and Belizean labor are utilized to construct the project. 24:38 What's the opportunity for the investor? 26:58 Lack of financing is a problem. It's also an opportunity. 30:08 For an investor, this investment is passive. Professional management is in place. Low property tax, low rental income tax. 31:16 Imagine owning income property that you can enjoy visiting and using. 33:10 Investors can expect double-digit returns. Hotel management fees are low due to economies of scale. 34:22 This resort is so well thought-out that Hilton recently came in and branded it. Hilton's due diligence has validated the development. Their marketing power promises to be transformational. 36:13 Your opportunity to visit Ambergris Caye, Belize for a real estate field trip. 40:17 REVPAR means revenue per available room. 42:11 Locally-sourced development upholds the culture. Resources Mentioned: TheRealAssetInvestor.com/GRE NoradaRealEstate.com MidSouthHomeBuyers.com GetRichEducation.com

#121: What's your personal "Money Operating System"? Hilary Hendershott is the personal finance expert on the NBC Evening News in California's Silicon Valley. An MBA, CFP, and TEDx Speaker, she's an an authority on money strategy and mindset. Money has an infinite supply; then why do most people have a limiting belief about money? Also, we discuss how men and women approach money differently. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 01:05 Rising mortgage interest rates. 05:00 Hilary Hendershott interview begins. 06:03 Limiting beliefs about money. 08:47 Money isn't real; it's a concept, an abstraction, a promise. 11:43 Lottery winners that go broke. 13:44 Common "Money Operating Systems". 18:18 Does society spend too much time emphasizing money? 20:00 Men vs. women and money. 26:04 Real estate investing for cash flow. 28:22 Tax depreciation on rental property. Avoiding depreciation recapture. 31:38 "Money is the root of all evil." Really? Keith analyzes. Resources Mentioned: HilaryHendershott.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE MidSouthHomeBuyers.com GetRichEducation.com MortgageNewsDaily.com

#120: One of the few coastal markets where you can find cash flow is Jacksonville, Florida. Fortune 500 companies, the military, and the seaport support this market, not tourism. Learn about investing in these single-family homes with two and three-year leases, how unscrupulous management companies can manipulate you, and how to protect your cash flow. Learn more at GetRichEducation.com/Jax Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 00:54 Don't follow money. Make money follow you. 03:31 Have a sound strategy. Don't "throw darts at a map". 04:02 In real estate investing, your team of pros (Property Manager) could be more important than the geographic market itself. 05:01 Gregg Cohen interview begins. 06:29 Cash flow in a coastal market? 08:04 Population growth, business sectors and industry. Amazon. 11:31 Jacksonville is younger than the rest of Florida. Age 35 vs. 42. 12:27 Panama Canal expansion and Jacksonville. 14:59 Property Management: How some companies manipulate you with 1-year leases. 20:46 2-year and 3-year leases as "the norm." 24:42 Renovation & management companies have the same ownership. Communication. 29:15 How to protect your cash flow amount. 30:40 3 bedroom, 4 bedroom, and 5 bedroom single-family homes. Screening tenants. 33:54 Florida Landlord-Tenant Law. 35:16 Property improvements. 38:10 Hurricanes and Jacksonville. 40:05 Rent-to-price ratio. 41:04 Minimum investment to get started, current inventory. 42:17 As a new client, provider pays up to $1,000 for your Jacksonville trip. 45:00 Our guest wrote three great Jacksonville turnkey RE investing reports you can get at: GetRichEducation.com/Jax Resources Mentioned: GetRichEducation.com/Jax NoradaRealEstate.com TheRealAssetInvestor.com/GRE MidSouthHomeBuyers.com GetRichEducation.com

#119: Harry Dent is our guest today. He's among the world's best-known financial prognosticators. Does Harry still think the Dow Jones will fall to 6,000 points this year? Dent answers questions most won't: Where are real estate prices headed? Oil? Interest rates? Stock market? Inflation vs. Deflation? Gold? GDP growth? Author, Economist, Demographer Harry Dent's latest book, released this month, is called "The Sale Of A Lifetime: How The Bubble Burst Of 2017 Can Make You Rich". Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 01:28 Harry Dent likes making predictions. People listen because the depth of his research is so extensive. 05:16 Harry believes the stock market will trend up until the summer, then a potential crash begins. 10:30 Growth that the U.S. experienced in prior decades won't return due to demographics. 12:53 Stock market bubble catalysts / indicators: Demographics, Trump, bonds. 15:30 How China's overbuilt infrastructure affects you & the world. 19:42 Can Trump control demographics? 24:00 Dent: Why interest rates are headed up, then going lower than ever. 28:15 Which real estate will falter? Which will do well? 30:57 Dent: Mortgage interest rates will peak this year at 4% to 4.5%, bottoming around 2020. 33:07 Dent: In a downturn, positive cash-flowing residential real estate looks great. 33:53 Dent: Oil prices won't go over $62. Could fall to $20-$30 again. 35:45 Dent: Deflation more likely than inflation. 5-10% inflation is impossible. Gold comments. 39:05 What can you do to position yourself for prosperity? 44:30 Your demography is your destiny. Resources Mentioned: HarryDent.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE MidSouthHomeBuyers.com GetRichEducation.com

#118: What's your risk tolerance? Keith discusses risk with mortgage loans for 1-4 unit properties, then for apartment building loans. Later, Marco Santarelli joins Keith to tell you why they believe that real estate is the best asset class compared to stocks, businesses, commodities, and cash. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive turnkey real estate investing opportunities. Listen to this week's show and learn: 01:37 Should you get a 30-year mortgage loan or 15-year? 05:02 Risk with apartment building loans - balloon terms, interest-only loans, prepayment penalties. 11:31 Keith's personal habits and faults. 12:58 Get Keith's free wealth-building newsletter is at GetRichEducation.com Read Keith's blog at GetRichEducation.blog 18:51 Marco Santarelli interview begins. "Why real estate?" 22:03 Real estate provides five profit centers at the same time. 23:00 What is an asset class? 25:24 Paper assets. 27:08 Stock dividends, options trading. 28:59 Commodities. 30:43 Investing in businesses. 34:18 Real estate investing. 35:32 Liquidity, control, passivity, stability. 37:20 Cash's importance for emergencies, opportunity to fund a deal. Resources Mentioned: NoradaRealEstate.com PassiveRealEstateInvesting.com TheRealAssetInvestor.com/GRE MidSouthHomeBuyers.com GetRichEducation.com

#117: Surprisingly, Alabama is one of the most economically forward-looking U.S. states. Here's why, and here's how you can profit from this at the right time in the business cycle by investing in Birmingham income property. Birmingham is Alabama's largest city amidst a growing population, diverse economic sectors, and a business-friendly climate. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 01:01 Alabama is one of the most economically forward-looking states in the U.S. 03:44 Geopolitical Strategist Peter Zeihan's remarks about Alabama's top ability to attract foreign capital. 05:22 Disloyalty to markets. 06:14 Don't be a flipper or landlord. Be an investor. 08:00 Maureen McCann interview begins; Birmingham's business sectors. 10:14 The right Birmingham submarkets and neighborhoods. 12:17 Average $104,000 purchase price, $1,050 rent, 3 BR/2 BA, 1,500 sf. 15:55 Renovation extent. 18:41 Tenant retention. 19:39 Property manager communication with you. 22:10 When you close, property is occupied 96% of the time. 25:12 Turnkey Provider and Property Manager all in-house. 27:44 Tenant screening. 29:29 Alabama as a landlord-friendly state. 30:28 Geographic pitfalls? 32:32 Choosing the right team. 34:45 Minimum investment to get started. 35:22 Learn more at GetRichEducation.com/Birmingham 38:00 "VIMTM." Resources Mentioned: GetRichEducation.com/Birmingham NoradaRealEstate.com TheRealAssetInvestor.com/GRE MidSouthHomeBuyers.com

#116: Rich Dad Advisor Tom Wheelwright says that the U.S. could become a tax haven. We discuss other potential tax changes that President-Elect Donald Trump will make. Keith also recaps what happened in financial markets this year: real estate, stocks, gold, inflation, dollar index, interest rates and more. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 01:42 This year: real estate up, stocks up, gold & silver up, dollar index even, interest rates up, inflation up, autonomous cars hit streets, Chinese yuan into IMF, Brexit, Trump election. 06:36 Robert Kiyosaki and Harry Dent predictions. 09:48 Donald Trump parallels with Ronald Reagan. No individual income tax reform in first term. 12:53 Tax rates won't go up next year. Oil & gas tax benefits will be retained or expanded. 14:11 Carried interest. 17:59 Trump's company lobbied for the "real estate professional" tax designation. 21:28 Limit on itemized deductions coming? 23:32 Expect U.S. corporate taxes to be lowered down from 35%. 28:25 Trump wants a 15% "business tax rate." Amnesty. 30:03 Why is the U.S. successful with such high corporate tax rates? 31:10 Tom Wheelwright: The U.S. could become a tax haven! 32:37 How will we pay for tax reduction? Not growth, but even more debt. 34:08 Financial crash implications. 36:52 Here's how you can act now. 40:37 Keith: Let's lower tax rates, and increase the number of taxpayers. Resources Mentioned: TaxFreeWealthAdvisor.com or 866-467-5809 GetRichEducation.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE RidgeLendingGroup.com RichDadAdvisors.com

#115: Obtaining your RE license isn't that difficult in many states. Would this help you land deals for income property? Yes, and there are tons of other benefits...and drawbacks. Kevin Cross of Foundations Real Estate Experts is a savvy real estate investor, licensee, and former President of the Anchorage Association of Realtors. He tells us the advantages and disadvantages of getting your RE license. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 02:06 Keith likes BombBomb.com video-e-mail service and the Blinkist.com condensed reading app. 08:11 How can getting your RE license help you get into the deal flow? 12:20 Saving yourself the agent commission - and using that as a down payment. 15:06 The benefits you realize as an agent when you build a network of home inspectors, HVAC companies, roofers, etc. 18:27 When you sell property, act as your own agent. Referral fees. 24:59 Licensing requirements - educational hours, exam, licensing fees. Often $3,000 - $5,000 out-of-pocket to start. 26:55 Difficult to be a "part-time" agent. 28:48 You don't get paid for 90 days. 31:16 Fiduciary responsibility and disclosure. 36:42 90% of sales are made by 10% of agents. 37:11 Do you split your commission with your broker? Must you have an office there? 41:06 After marketing fees and dues, agents earn about 1.5% per transaction. Resources Mentioned: GetRichEducation.com NoradaRealEstate.com TheRealAssetInvestor.com/GRE RidgeLendingGroup.com AlaskaREX.com BombBomb.com Blinkist.com

#114: Your mental map is stimulated today as we discuss what geographies will be prosperous for real estate investors. Geopolitical Strategist Peter Zeihan of Zeihan.com takes us on a virtual cross-country journey economically, geographically, and demographically. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 03:46 The Mississippi River System promotes continental commerce. Luckily, it's superimposed atop the U.S. agricultural belt. 06:47 Demographic luck. 13:54 Capital flight to "Gateway Cities": Toronto, Montreal, Vancouver, Santa Monica, San Francisco, Seattle, New York City, and Miami. 17:38 "Reinvented Cities": Oklahoma City, Austin, Salt Lake City, Charleston (SC). 20:05 Migration to low-cost-of-living cities. 25:27 New England. 26:58 New York. 28:42 Pennsylvania. 31:44 New Jersey through DC to the Carolinas. 34:22 Georgia. 36:21 Florida. 38:12 Alabama. 40:53 Tennessee. 43:12 Great Lakes Region. 44:11 Missouri. 45:16 Arkansas & Louisiana. 46:58 Texas. 50:01 Upper Great Plains. 51:07 Denver and Salt Lake City. 53:16 Arizona and Nevada. 56:53 California. 59:33 Washington and Oregon. 62:47 Alaska and Hawaii. Resources Mentioned: Zeihan.com TheRealAssetInvestor.com/GRE CorporateDirect.com RidgeLendingGroup.com GetRichEducation.com

#113: You can be a lender instead of a borrower with Mortgage Note Investing. Real estate is your collateral, securing your loan. Why would you want to give a loan to someone that can't qualify for a bank loan? David Campbell from Hassle-Free Cash Flow Investing tells us why and how. 9-10% cash-flowing rates of return are common. Compared to buy-and-hold RE investing, this is more liquid, less risky, and incurs lower transaction costs. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 07:05 Why now is a good time to move chips from the equity side to the debt side. 10:48 Mortgage Note Investing is also similar to terms like "Hard Money Lending," or "Private Lending." Also, discussion of Mortgage vs. Deed Of Trust. 15:45 Buy notes where the borrower has 20-25%+ equity in the property. 23:02 Mortgage Notes provide higher cash flows, less risk, more liquidity, lower transaction costs compared to owning real property. 26:47 Example on a $75,000 mortgage. 34:50 Use your IRA or HELOC to create arbitrage. 36:38 Knowing good from bad, and avoiding fraud. 43:14 Turn your equity into cash flow. Resources Mentioned: HassleFreeCashFlowInvesting.com/GRE TheRealAssetInvestor.com/GRE CorporateDirect.com RidgeLendingGroup.com GetRichEducation.com

#112: Two undercover thieves are robbing you of your dreams. They're stealing your prosperity both now and in the future. This is why people think they're "getting ahead," but they're falling behind. Learn about the problems with 401(k)s and inflation - it's even worse than you think. Learn how to get on top of this and get empowered today. Keith brings you today's show from Dallas, TX. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 02:33 Be unusual. 03:33 A terribly naive statement: "Socking away money in your 401(k) will make you a millionaire." 07:08 401(k) saving is misdirected. It's herd mentality pumped up by a billionaire-dollar Wall Street marketing campaigns. 09:40 History of the 401(k) and Ted Benna, creator of the Plan. "Salary Reduction Plans." 13:35 Dollar-for-dollar matches in 401(k)s. 17:12 A 401(k) is a ZERO cash flow plan. 24:24 The secret monthly bill that you don't know that you're paying. 26:57 Real ROI vs. Nominal ROI: How "winning" is really losing. 28:38 Taxation is not adjusted for inflation. 30:40 The first step to solving your problem is recognizing that there is one. 32:04 Your real estate cash flow increases faster than inflation over time. See at: GetRichEducation.com/videos Resources Mentioned: TheRealAssetInvestor.com/GRE CorporateDirect.com RidgeLendingGroup.com GetRichEducation.com Ted Benna and 401(k) history

#111: Looking for passive income but can't find an attractive real estate deal in today's climate? Invest with a trusted, savvy investor that's an expert in identifying profitable apartment building deals for others. Dave Zook, Founder Of The Real Asset Investor, has a remarkable track record of providing reliable returns to investors. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 05:05 Entering real estate for tax mitigation reasons. 07:40 Rich Dad influence. 09:15 Many wealthy people are willing to invest in 1% yield CDs! 11:26 Planting the seeds of real estate syndication. How to stay in the "deal flow." 12:57 The people are more important than the product. Which people are "real" and which are not? 15:45 Multifamily property in Memphis. 20:03 Forced appreciation. 22:31 Dave is successful because he considers his investors' need, not his need. 24:08 Value-add property improvements include a high-tech video surveillance system. 26:26 Dave's investors benefit in ways that direct investors don't. 28:38 Dave puts his own "skin-in-the-game" alongside his investors. He has a vested interest in property performance. 30:05 Investors paid quarterly: 8-11% Cash-On-Cash Return. High teens to 25%+ Internal Rate Of Return. 31:44 Taxes. Accelerated depreciation (from Cost Segregation) gets passed along to each investor. 33:41 Annual investor barbecue. 35:03 Win a free real estate field trip to Memphis or Belize at www.TheRealAssetInvestor.com/GRE 36:14 Advantages to investing in a trusted expert's syndication. Resources Mentioned: TheRealAssetInvestor.com/GRE CorporateDirect.com RidgeLendingGroup.com GetRichEducation.com

#110: Wealth and fulfillment are matters of your personal choice. "Being Wealthy Is A Choice" is something that I didn't believe when I first read it in a Robert Kiyosaki book 15 years ago. Now, I know that it's true. Learn how to choose wealth. Be bold. Live where you want to live. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 02:12 You need to believe that being wealthy is a choice. 03:26 You're unfulfilled because you spend too much time at your job. 06:20 Live where you want to live 09:09 Be bold. 13:14 Disable notifications. 13:53 Associate with people whose future is bigger than their past. 15:17 Fear and doubt destroy more dreams than failure ever does. 16:24 Die with memories, not dreams. 22:52 You're paid five ways at the same time with RE investing. 30:05 Risk. Resources Mentioned: Article: The 5 Ways You're Paid In RE Investing CorporateDirect.com NoradaRealEstate.com RidgeLendingGroup.com GetRichEducation.com

#109: Memphis, Tennessee is the longtime King Of Real Estate Cash Flow. Mid South Home Buyers in Memphis is the turnkey company with smart systems and great service. Learn how they got their advantage. Founder Terry Kerr and Investment Coordinator Liz Nowlin tell us what makes Memphis unique. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 02:44 Return From Equity (RFE) and Return On Equity (ROE) are two different things. 06:18 Equity positioning is key to your investing strategy. 07:18 Volatile markets vs. Stable markets. 10:23 Terry Kerr and Liz Nowlin interview begins. 12:15 Mid South Home Buyers manages 1,450 properties, 98%+ occupancy, 77%+ of tenants renew their leases. 14:28 Memphis is a distribution hub. 15:27 52% of Memphis residents rent rather than own. 17:33 Some turnkey providers "mark up" materials. 20:58 The best-renovated houses in Memphis: roofs, HVAC, kitchen, bathroom, electrical, plumbing, flooring, more. 23:48 Under-market rent amounts. 24:40 Warehousing of materials creates efficiencies. 25:49 Communication. 29:07 A larger pool of tenants to select from. Resources Mentioned: MidSouthHomeBuyers.com CorporateDirect.com NoradaRealEstate.com RidgeLendingGroup.com GetRichEducation.com

#108: Should your rent or own your primary residence? Consider feelings, equity buildup, control, leverage, personal cash flow, mobility, inflation, taxes, liquidity, opportunity cost, sunk costs, and much more. Innovative Advisory Group's Kirk Chisholm joins Keith for the chat. Keith tells you how much his home is worth. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 02:55 Your home is not an asset. 08:51 Why throw away money on rent? 12:15 Rental "stigma." 16:10 Liquidity. 17:50 Sunk costs like furniture, maintenance, amenity obsolescence. 20:14 Inflation, leverage, appreciation. 23:57 Three methods to help you determine to rent or buy. 27:51 Wider selection of homes to buy than rent. 30:41 Rent-To-Value Ratio. 34:08 Today's low homeownership rates. 35:19 "Touchy feely things." 39:31 Rent vs. Buy Calculator. 40:30 Keith's home valuation and whether he rents or buys. 42:21 Be the second owner of a home. Resources Mentioned: InnovativeWealth.com/GRE Kirk Chisholm's Rent vs. Buy article CorporateDirect.com NoradaRealEstate.com RidgeLendingGroup.com GetRichEducation.com

#107: Rich Dad Advisor Garrett Sutton is our guest today. His firm, Corporate Direct, offers smart asset protection and simplifies what seems complex. Keith is back in Anchorage, AK for today's show. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 02:12 Rely on your team. You don't need to know everything. 04:52 "12 Reasons It's A Great Time To Be A Real Estate Investor." 11:20 Garrett Sutton interview begins. 12:45 Charging orders. 14:48 States offer different protections. You can "borrow" from the best state's protection. 17:05 Texas asset protection. 22:24 Protecting yourself when you own real estate in multiple states. 25:04 Equity stripping. 26:18 Why Garrett wrote his new book, Toxic Client. 28:12 "Entitlementia." 31:24 Why many attorneys get asset protection wrong. 33:18 When Robert Kiyosaki was famously sued, Here's how Garrett protected him. 34:14 Corporate Direct's affordable fees. $695, or $595 for GRE listeners. Resources Mentioned: CorporateDirect.com Phone Corporate Direct 1-800-600-1760 Amazon: Toxic Client book Entitlementia.com NoradaRealEstate.com RidgeLendingGroup.com GetRichEducation.com

#106: With enough passive income to meet your living expenses, you can potentially quit your job. GRE's Business Developer John Collins just quit his job. He tells us how it feels. Keith brings you the show from Ontario, Canada today. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Find turnkey real estate investing opportunities. Listen to this week's show and learn: 02:38 How close are you to quitting your job? The PPY. 05:42 A metaphor about life being the journey, not the destination. 07:40 If the Dow Jones rises from 19,000 to 20,000 points, that's NOT a gain! 10:41 With zero financial education, stocks are better than real estate. With some education, real estate is better. 12:08 Monthly property management statements. 15:50 The jet pilot. 19:12 GRE's John Collins quit his job that paid $100K-$200K per year. 22:47 Overcoming fear of leaving the job. 24:32 Nothing dispels fear like education; social connections. 28:48 Altering your life structure. 32:35 Do you still know when it's "Payday" at your employer? 36:40 Feel of the "corporate-ocracy." 39:09 With more passive income, here's how you'll begin thinking differently than your co-workers. 41:15 Entrepreneurship is not for everybody. "Turnkey job." Resources Mentioned: Book: "Pivot" by Jenny Blake CorporateDirect.com NoradaRealEstate.com RidgeLendingGroup.com GetRichEducation.com