Money, Foster Care & the Real Cost of Growing Your Family (with Dylan Snowden)

Thinking about foster care or adoption—but unsure how to prepare financially? Dealing with challenging finances already?

In this episode of From Foster to Forever, I sit down with financial coach Dylan Snowden to talk about one of the most overlooked (and often overwhelming) parts of the journey: money.

We get real about the hidden costs of growing a family, how to plan for the unknown, and why understanding your finances before a child enters your home can make all the difference.

Whether you're just starting to consider foster care or you're already parenting, this conversation will help you feel more grounded, prepared, and empowered.

💡 What You’ll Learn

• How to estimate the true cost of raising a child—even when so much is unknown
• Why you should understand your current expenses before fostering
• The reality of foster care stipends (and why they don’t go as far as people think)
• A simple way to plan for unexpected costs (hint: add a buffer!)
• How to figure out what your life actually costs each month
• The difference between “serious” expenses vs. “fun” spending—and why you need both
• How to reduce impulse spending (Amazon! Target! Oh my!)
• What a 529 plan is and whether it’s still worth it
• Why your retirement matters more than your child’s college fund
• How couples can navigate money differences without fighting
• A realistic approach to paying off debt and still living your life

🔑 Key Takeaway

You don’t need to have everything figured out—but you do need to start with awareness.

Understanding your current financial picture is the foundation for making confident, grounded decisions about growing your family.

❤️ A Note from Me

This conversation felt especially meaningful because Dylan actually helped me and Joe get a handle on our finances during a major life transition. I can personally say—this work matters.

If money has ever felt confusing, stressful, or overwhelming, you are not alone. And you don’t have to figure it out on your own.

🔗 Resources & Links

• Connect with Dylan Snowden: dylanteachesfinance.com
• Join Dylan’s “Finally Done Admin Hour” (free!)
• Follow the podcast: @foster2foreverpodcast
• Visit: fromfostertoforever.com

🎧 Share This Episode

If this episode helped you feel more prepared or less alone, share it with a friend who’s considering foster care or adoption. These are the conversations we need to be having.

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