Fintech Insider Podcast by 11:FS

In this episode Field trip! This week we geek out at Monzo’s headquarters in London. Monzo is one of our favourite challenger banks, which they’re building from the ground up with help from thousands of customers. Their tagline: ‘Finally, a bank as smart as your phone.’ In this episode, you’ll learn how to build a digital bank Monzo style. Our guests: Jonas Huckestein, Co-Founder and CTO at Monzo @Jonas Hugo Cornejo, Head of Design at Monzo @hugocornejo Leah Templeman, Head of Operations at Monzo @leahtemplewoman “Everything has originated from a very, very small group of people, a year and a half ago,” Jonas says. “We had these very first prepaid cards, and we started inviting technology-savvy people in London to our offices for a hackathon to build cool things. We had a few hundred people like that, and then they told their friends, and then they told their friends…People would still consider themselves to be the members of a community as opposed to the users of a card that gives you free foreign transactions.” Thanks for listening! If you like what you heard, subscribe to our podcast, review us on iTunes–we love reading those reviews!!–and befriend us on Facebook and/or Twitter. The post Episode 130 – Monzo Part 1: How to Build a Bank appeared first on 11FS. The post Episode 130 – Monzo Part 1: How to Build a Bank appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Gary Turner is Co-Founder and Managing Director of Xero, which provides small- to medium sized businesses (SMBs or SMEs) with online accounting software. Forbes described Xero as the “World’s Most Innovative Growth Company.” In this episode, Gary talks about how he helped take Xero from a 3-person startup with £50,000 in revenue to a company that will have £150 million in revenue this year. He also shares his favourite productivity hacks, podcasts, and advice to those getting into fintech. “We have a saying at Xero,” Gary says, “It’s not the big that eat the small, it’s the fast that eat the slow.’ Focus on what it is you need to do, and do it really, really quickly. Don’t debate it, and don’t analyse it for three weeks, and don’t write a white paper on it, and don’t commission a survey. If you’re small, if you’re a startup, you can move at light speed, much quicker than anyone else can – use that advantage while you have it.” Gary Turner, Co-Founder and Managing Director at Xero @garyturner Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at [email protected] The post Ep129 – Xero: Giving 800,000 Business Owners Their Lives Back appeared first on 11FS. The post Ep129 – Xero: Giving 800,000 Business Owners Their Lives Back appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Business banking sucks, but it doesn’t have to, say this week’s stellar guests. The CEO of Tide and Co-Founders of xero and Penta join us to discuss how fintech is revolutionising SMEs (small- to medium sized enterprises/businesses). We talk to them about how fintech is giving business owners their lives back, simplifying processes, improving customer service, and saving them hours on admin every week so they can focus on growing their business. Work/life balance is a major problem for small business owners, who work their day job then spend hours on admin in the evening. Software and smart solutions created by our guests and other fintechs will solve that problem. “So your admin requirement is going to go away dramatically and you’ll get your life back. That’s my prediction for the next five years,” says George Bevis, CEO of Tide. Guests George Bevis, CEO of Tide @GeorgeBevis Gary Turner, Co-Founder and Managing Director at xero @garyturner Luka Ivicevic, Co-Founder at Penta @lukaivicev Ghela Boskovich, founder of FemTechGlobal @GhelaBoskovich (thanks for guest co-hosting, Ghela!) News this week Finextra – China tops fintech ranking Link International Business Times – The ‘fintech’ approach to data science and machine learning – Link Finovate – Santander investing in Tradeshift – Link TechCrunch – N26 launches in 17 more countries…but backs away from UK launch plans – Link Forbes – Amazon Go Ends Checkout Lines And Shoplifting, Begins A New Era In Retail – Link Thanks for listening! If you like what you heard, subscribe to our podcast, review us on iTunes – we love reading those reviews! – and befriend us on Facebook and/or Twitter. The post Ep128 – How FinTech is Revolutionising SMEs appeared first on 11FS. The post Ep128 – How FinTech is Revolutionising SMEs appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Onboarding a FinTech into a bank is expensive, due to acquisition and compliance costs, and the risks that come with different APIs. Railsbank, which goes live in early 2017, will give banks access to the FinTech world through one API. We talk to Nigel Verdon, CEO and Co-founder of Railsbank, about how his company serves as the glue between FinTechs and banks. Nigel Verdon, CEO & co-founder Railsbank, @nigelverdon Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at [email protected] The post Ep127 – Giving Banks Fintech Access Through One API appeared first on 11FS. The post Ep127 – Giving Banks FinTech Access Through One API appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Several of this week’s guests are part of the Financial Conduct Authority’s regulatory sandbox in the UK. The FCA created the sandbox as ‘safe space’ for startups and companies to test ideas before becoming fully regulated, saving them time and money. The objective is to encourage and deliver more effective competition in the interests of consumers. On the show, we’ll talk about the benefits of being in the programme, how the FCA sandbox works, and what it takes to get your company accepted. Guests this week Matt Herbert, Director of Strategy and Digital at British Bankers’ Association @HerbertMatt Hadi Kabalan, Managing Director at Otonomos for EMEA & the Americas @hadikabalan Gene Vayngrib CEO & Co-founder of Tradle @urbien Edward Maslaveckas, CEO & Co-founder at Bud @Ed_Masl News This Week £5 notes made from meat products – Link TechCrunch – Yes, the UK now has a law to log web users’ browsing behavior, hack devices and limit encryption – Link BBC – RBS worst hit in Bank of England stress test – Link Banking Tech – New UK challenger bank Masthaven opens digital doors – Link Royal Mint to issue digital gold Link The Hill – Apple, Google, Amazon ask Trump for focus on financial tech – Link The sandbox is open to firms from around the world, as long as they want to test in the UK market. Applications for the second cohort are open until January 19, 2017. To apply, email [email protected] or visit the FCA website. Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at [email protected] The post Ep126 – Building in the FCA Sandbox appeared first on 11FS. The post Ep126 – Building in the FCA Sandbox appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Hello, FinTech Insiders! This week we chat with two awesome guests leading innovation in different areas: blockchain and wealth management. Jeff Garzik, Co-Founder of Bloq @jgarzik Dave Bruno, Head of UBS WM Innovation @SuperDaveBruno Jeff — whom we definitely consider a blockchain godfather — shares how he got interested in coding, bitcoin, and blockchain, and how he sees this space evolving. Dave — aka ‘SuperDaveBruno’ on Twitter — talks to us about robo-advisors, digital wealth management, and why he’s always on the offense when it comes to innovation. Make sure you check out Dave’s YouTube channel. Such great fun and you’ll learn a ton. Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at [email protected] The post Ep125 – Blockchain’s Godfather & Wealth’s Superhero appeared first on 11FS. The post Ep125 – Blockchain’s Godfather & Wealth’s Superhero appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Wealth Management isn’t just for the super rich anymore. It’s opened up to everyone. But the reality is, most of us aren’t taking steps now to have a nice life in the future—or even to be able to retire. This week, our expert guests discuss how we can solve this massive social problem. We also chat about robo-advisors, creating offense in wealth management, digital wallets, and, of course, Metallica. Guests Dave Bruno, Co-Founder of YNOME and Head UBS WM Innovation @SuperDaveBruno Jonathan Hey, Head of User Experience at Nutmeg @jonohey Joe Parkin, Head of Wealth and Retail at iShares by Blackrock News this week Bloomberg – India’s Misguided War on Cash – Link Mashable – The Astronomical Rise of Mobile Wallets in India – Link Coindesk – Goldman Sachs and Santander Leaves R3CEV – Link Wired – Google is Amazing at Pictionary…Crowdsourced Machine Learning – Link Wealth Management – Envestnet Yodlee Strikes Partnership With Morgan Stanley – Link TechCrunch – German Online Wealth Management Platform Cashboard Scores €3M Series A – Link Wealth Management – Metallica Bassist Takes Equity Stake in RIA – Link For more about Dave Bruno, check out his YouTube channel. For more on Jonathan Hey, visit sketchplanations.com. For more on iShares by Blackrock, go to www.ishares.co.uk. Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at [email protected] The post Ep124 – Wealth: Robo-Advisors or Master of Puppets? appeared first on 11FS. The post Ep124 – Wealth: Robo-Advisors or Master of Puppets? appeared first on 11:FS. Special Guest: Joe Parkin. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Guests Sam Maule and Chris Gledhill are among the 100 most influential fintech leaders in 2016. Fun fact: Chris used to build software for submarines and Sam used to live on them. Sam is Director of Digital & FInTech at NTT DATA Americas @sammaule Chris is CEO and Co-Founder at Secco @cgledhill Enjoy the show! If you like what you hear, subscribe, review us on iTunes, and follow us on Facebook and Twitter. You can always email us at [email protected] The post Ep123 – FinTech Under the Influence appeared first on 11FS. The post Ep123 – FinTech Under the Influence appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Are chatbots the last bridge to true AI? Or are we getting excited over nothing? We discuss whether chatbots are ready for primetime, as well as the latest fintech news. Guests this week Sam Maule, Director of Digital & FInTech at NTT DATA Americas @sammaule Nigel Verdon, CEO & co-founder of Railsbank @nigelverdon Leysa Li, Head of Content at Railsbank @LesyaLi News this week ValueWalk – Future of FinTech [INFOGRAPHIC] – Link Business Insider – Chancellor Philip Hammond says UK is ‘global fintech capital’ as Nutmeg raises £30 million – Link Banking Technology – More branches and jobs to go at Lloyds Banking Group – Link City AM – Most fintech employees don’t value diversity in the workplace – Link Mattermark – AI Is The New New Thing (And It’s Taking Over) – Link Finextra – PayPal sends cash with Siri – Link HBR – Simple Digital Technologies Can Reduce Health Care Costs – Link Engadet – Twitter expands ‘mute’ and ‘report’ features to combat abuse – Link Why chatbots are the last bridge to true AI – Link Enjoy the show! If you like us, subscribe so you never miss an episode. And we’d love to see you on Facebook. The post Ep122 – I Like Chatbots and I Cannot Lie! appeared first on 11FS. The post Ep122 – I Like Chatbots and I Cannot Lie! appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Richard Brown, Chief Technology Officer at R3, started building a blockchain platform called Corda from scratch a year ago. The distributed ledger platform is different from other blockchain platforms in that it’s designed explicitly for and by the world’s financial institutions. R3 is a consortium of over 75 of the world’s largest financial institutions, and Richard Crook, Head of Innovation Engineering at RBS, sits on its steering committee. He crystallized the mission statement that led to the creation of Corda, which will be available November 30. We sit down with both Richards to talk about the current and future state of blockchain. Richard Brown @gendal Richard Crook@rickcrook The post Ep121 – Off the Chain! With R3 and RBS appeared first on 11FS. The post Ep121 – Off the Chain! With R3 and RBS appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Will Trump roll back regulation? Did chatbots swing the election? The 11:FS team discuss with three brilliant guests: Richard Brown – Chief Technology Officer, R3 – @gendal Richard Crook – Head of Innovation Engineering, RBS – @rickcrook Ajit Tripathy – Fintech and Digital Director, PWC – @triptananda Then these blockchain experts debate the fetishization of the distributed ledger technology, what blockchain really is, and where we’re headed. News this week Business Insider – Here’s what a Trump presidency means for US fintech – Link Wired – The Political Twitter Bots Will Rage This Election Day – Link Reuters – Exclusive: Goldman Sachs considers Frankfurt move over Brexit – Link BankNXT – Bank of America’s new chatbot is a higher form of intelligence – Link Bloomberg – A Warning for Fintech – Link ZDNet – Banco Sabadell: Fintech and platforms in transition – Link Motherboard – After 20 Minutes of Listening, New Adobe Tool Can Make You Say Anything – Link Enjoy the show! If you like us, subscribe so you never miss an episode. The post Ep120 – Will FinTech Survive Trump? Plus Blockchain’s Biggest Brains appeared first on 11FS. The post Ep120 – Will FinTech Survive Trump? Plus Blockchain’s Biggest Brains appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode 11:FS’ resident blockchain geek, Simon Taylor, is in heaven this week. Today we bring you ace interviews with Adam Ludwin, Co-Founder & CEO at Chain – @adamludwin Trent McConaghy, Founder & CTO of BigchainDB – @trentmc0 Later this week, we’ve got another fantastic blockchain episode with R3’s Richard Brown and other great guests. Chain is a blockchain technology company that partners with financial firms to build and deploy blockchain networks that transform markets. BigchainDB allows developers and enterprise to deploy blockchain proof-of- concepts, platforms, and applications with a scalable blockchain database. Simon, blockchain lead at 11:FS, is a globally-recognised blockchain subject matter expert and fintech Influencer. He serves as a trusted advisor to the UK government, Bank of England, tier 1 banks, asset managers, and investors. He also established Barclays as one of the leaders in blockchain and helped a variety of startups flourish through Barclays Tech Stars accelerator. The post Ep119 – Back on the Blockchain Gang! appeared first on 11FS. The post Ep119 – Back on the Blockchain Gang! appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Nothing scandalous happens in Vegas at Money20/20; let’s just get that out of the way. In its fifth year, Money20/20 is an event that people attend mostly to network and dance awkwardly at after parties. But in between those things, some great discussions happen. This year, financial inclusion was top of mind. Alipay surprised everyone with its announcement of going global. And Chris got a tattoo! Chloé James – of Sky News Australia and RFi – attended Money20/20 with Chris, and joined him and the other 11:FS lads to chat about it. News this week FT – See the companies included in the Future of Fintech Awards shortlist – Link BBC – Brexit court defeat for UK government – Link Reuters – UK fintech finds EU barriers emerging after Brexit vote – Link City A.M. – City passporting rights deal “unachievable” in Brexit negotiations, warns top EU financial lawyer – Link City A.M. – UK fintech pushes for its very own “Big Bang” moment – Link FinExtra – Mastercard releases blockchain APIs – Link American Banker – How Zcash Tries to Balance Privacy, Transparency in Blockchain – Link Business Insider – The fintech startup founded by ex-Barclays CEO Antony Jenkins has already done its first big deal – Link BBC – Facebook blocks Admiral’s car insurance discount plan – Link Also, hot off the press (or YouTube), check out Chris’ talk at Agenda FinXTech Summit Open Sourcing Finance: How FinTech Firms are Building a ValueWeb The post Ep118 Money20/20 What Happens in Vegas… appeared first on 11FS. The post Ep118 Money20/20 What Happens in Vegas… appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode Our first podcast dedicated to FinTech Insider Interviews features InsurTech influencers Freddy Macnamara and Mathilda Strom. Get Insured for an Hour (or more) on a Friend’s Car Freddy Macnamara, Founder and CEO of Cuvva, gives us a behind-the-scene’s look at how buying car insurance works, and how his InsurTech company has managed to cut out the intermediaries. “James, our co-founder, and I got an office in an incubator called Codebase in Edinburgh, and we hired a couple of contractors, raised a small seed round…and thought, right, what does the perfect insurance distribution platform look like? And we made a point of not talking to any industry veterans, so we could start from first principles – and what we’ve ended up with is a system where the customer is the defining feature of the database, rather than the policy.” Protecting the Future of Every Family Deputy CEO Mathilda Strom has helped Bima grow from a pilot in Ghana to an organisation bringing health, accident, and life insurance to millions of people in emerging markets. Bima is a leading InsurTech player that uses mobile technology to disrupt the global insurance industry and fuel financial inclusion. “About a year ago, we paid out a claim to a woman in Pakistan…she has four children, and she lost her husband in a tragic, drive-by shooting. She then received, within two days of giving the death certificate of her husband to us, $3,000 from Bima as a claims payout, and she was then able to send her eldest son to graduate school, and then have enough money left over that she could support the rest of her children for up to two years in salary that her husband could otherwise have been able to contribute to the family. So this really does make a massive impact on the lives of the people that we’re serving.” The post Ep117 – InsurTech: Saving the World, Saving You Money appeared first on 11FS. The post Ep117 – InsurTech: Saving the World, Saving You Money appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode InsurTech has dominated financial headlines lately. ‘Should the insurance sector be worried?’ Yes, say our guests! In fact, the very question is absurd. Listen to the experts who joined us: Leda Glyptis (@LedaGlyptis) – Director, Sapient Global Markets; Freddy Macnamara (@_freddymac) – Founder and CEO of Cuvva; Nigel Walsh (@nigelwalsh) – Partner at Deloitte News this week Financial Times – China challenges London’s FinTech lead Link FT Adviser – Minister pledges fintech sector support post-Brexit Link Mirror – Cheeky eBay user selling plastic £5 note ‘printed upside-down’ for £65,000 Link Finextra – Visa tells Europe to be ready for 3-D Secure 2.0 by April 2018 Link Amazon Executives Are ‘Pleased’ With Results of Retail Bookstores So Far LINK Big DDoS attacks hit Amazon Web Services customers, but Jassy assures cloud is secure LINK Clydesdale ‘makes an offer to RBS for Williams & Glyn’ – BBC News LINK Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on [email protected] The post Ep116 – InsurTech. The New FinTech? Discuss. appeared first on 11FS. The post Ep116 – InsurTech. The New FinTech? Discuss. appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode FinTech is heating up in the Nordics, where 11:FS’s Chris Skinner chairs the Nordic Finance Innovation Group. The region is punching above its weight in terms of innovation (Spotify and Skype, anyone?). You’ll hear interviews from Iren Tranvåg (@IrenTranvaag) – CEO at Nordic Finance Innovation; Søren Rode Andreasen (@RodeAndreasen) – Development Director for Core Banking at Danske Bank Group; Jarkko Turunen (@jarkkoturunen) – Head of Open Banking at Nordea; and Sergii Danylenko, Marketing Director at PrivatBank. We’re also joined by FinTech journalist Anna Irrera (@annairrera). News this week Finextra – The bank of the future will be invisible Link Reuters – Blockchain platform developed by banks to be open-source Link Coindesk – Hopes Are High Tomorrow’s Ethereum Fork Won’t Be Like the Last Link Finextra – New EU rules could cost UK firms £122bn in cybersecurity fines – PCI SSC Link Economist – Hide and seek: Bangladesh’s missing millions Link Forbes – Survey On Consumer Attitudes Toward Fintech Spells Trouble For Banks Link Quartz – Twitter fired its new VR manager because of something he posted to Facebook years ago Link The Nordic Web – The Q3 2016 Nordic Exit Analysis Link Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on [email protected] The post Ep115 – Nordic FinTech: Thor the Win appeared first on 11FS. The post Ep115 – Nordic FinTech: Thor the Win appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode This week we had the pleasure of talking to some global thought leaders about a topic that is on everyone’s mind; APIs. This week we are joined by Leda Glyptis (@LedaGlyptis) – Director, Sapient Global Markets, Megan Caywood (@MeganCaywood) – Director of Marketplace Platform at Starling Bank, Markos Zachariadis (@MarkosZach) – Assistant Professor at Warwick Business School & Research Fellow at the University of Cambridge and Alex Lipton – Connection Science Fellow at MIT Connection Science News this week FT – Big banks miss out on FinTech investment opportunities : LINK Banking Tech – MasterCard and SolarisBank partner for digital banking push : LINK Finextra – UK banks lag behind rest of high street on customer experience – BookingBug : LINK Telegraph – Bank of England’s Mark Carney and Philip Hammond in bank ‘war game’ : LINK BBC – RBS squeezed struggling businesses to boost profits, leak reveals : LINK Express – Which banks are getting most complaints from YOU? : LINK Forbes – Why The Teacher Of The Future Will Be Neither Man Nor Machine : LINK Got a burning question or just want to shout of how much you’re loving what’s in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on [email protected] The post Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking. appeared first on 11FS. The post Ep114 – Yipi-API-yay: open platforms, marketplaces and next-gen banking appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode This week we had the pleasure of talking to some global thought leaders in the space of Financial Inclusion. This week we welcome onto the show Kosta Peric (@copernicc) who is the Deputy Director, Financial Services for the Poor at Bill & Melinda Gates Foundation. We have Faith Reynolds who is a Member of the Financial Innovation Standing Committee CWG at ESMA. We have Jaz O’hara the founder at the World Wide Tribe (www.theworldwidetribe.com) and lastly we have Lynsey Barber (@lynseybarber) who is the Tech Reporter for City A.M. We’ve a huge show for you chatting through some of the main issues surrounding Financial Inclusion. News this week FT Banks are not making proper use of Fintech Finextra – ING to spend EUR800M on Digital and Shed 7,000 Jobs Link Reuters – Deutsche Bank in race to settle DoJ $14Bn Fine Link FT – Start-up WB21 Moves to Berlin but not all is as it seems Link Finextra – Banks ready for real world Blockchain Link PYMNTS – AliPay launching in three London Stores Link Techcrunch – Grow launches its App for Socially Responsible Investing Link The Memo -Moni Gives Financial Inclusion and dignity to European Migrants and refugees Link Euromoney FInancial Inclusion is changing the face of banking Link Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on [email protected] The post Ep113 – Financial Inclusion: Banking The Next Billion. appeared first on 11FS. The post Ep113 – Financial Inclusion: Banking The Next Billion appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode This week we had the pleasure of visiting Berlin, an incredible, vibrant and historic city, now becoming a global Tech and FinTech Hub. We bring you the brightest and best from the Berlin FinTech scene. Your hosts, as always, is David Brear (@davidbrear) and Jason Bates (@JasonBates) Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner). We’re joined by our kind hosts from Berlin Marko Wenthin (@solarisbank) and Philipp Blankenagel (@Pblankangel) We interview Valentin Stalf (@valentinstalf) the CEO of the Red Hot N26 Challenger Bank Then we finish up with an interview with a really interesting concept from Oliver Neumann of OptioPay (@otneumann) News this week Economist – Central Banks Taking it to 11 : LINK The Guardian – Global Banking Shares Dive among $14bn Deutsche Bank Fine : LINK The Verge – Elon Musk: First humans who journey to Mars must ‘be prepared to die’ : LINK Telegraph – Almost 5,500 firms use passports to access EU from UK : LINK Connected to this one.. Standard – Sadiq Khan confirms ‘London work permit’ plans to stop post-Brexit exodus : LINK Accenture creates editable blockchain – LOL Business Insider – Scaleable Capital attracting 4m Euro per week in deposits : LINK Fast Company – Simple launches dual card thing : LINK Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on [email protected] The post Ep112 – The Secrets of Berlin Fintech Superstars appeared first on 11FS. The post Ep112 – The Secrets of Berlin FinTech Superstars appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode We have an awesome show for you this week talking to some of the most innovative people changing the way some of the largest banks on the planet operate. Your hosts, as always, is David Brear (@davidbrear) and Jason Bates (@JasonBates) with an by interview Simon Taylor (@sytaylor) but with Chris Skinner (@Chris_Skinner) MIA this week. We welcome back Anna Irrera (@annairrera) – Fintech reporter for Financial News, Dow Jones as well as Mariano Belinky (@belimad) and Pascal Bouvier – (@pascalbouvier) from Santander InnoVentures talking about their fund and how things work in Santander. We interview Shamir Karkal (@shamir_k) the former founder and CEO of Simple and now the Head of APIs for BBVA. Lastly we talk to Neal Cross (@Neal_X) – Chief Innovation Officer at DBS Bank about the transformation he has spearheaded at DBS as well as what its like to be crowned the most innovative CIO on the planet. News this week REUTERS – Wells Fargo seeks to shore up reputation in wake of scandal : LINK eFinancial News – Citi fintech acceleration head departs : LINK FT – UK Regulators are the most FinTech friendly : LINK REUTERS – Hong Kong to launch banking fintech ‘sandbox’ as rivals pull ahead: LINK Finextra – Singapore and Switzerland forge FinTech pact : LINK FinNews – CBA and Barclays Reveal Long Distance Fintech Solution : LINK Business Insider – Facebook has announced messenger payments – AGAIN : LINK (plus Alexa, iOS10, imessage apps, loads of stuff this week) BBC – Bank of England to buy Apple bonds : LINK New Chewable bank note : Link Coin Desk – Big Banks Invest $55 Million in Blockchain Startup Ripple’s Series B : LINK Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on [email protected] The post Ep111 – Interviewed: The innovators really changing banking. appeared first on 11FS. The post Ep111 – Interviewed: The innovators really changing banking appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we have a marathon of a show focussing on AI, Bots, Machine Learning and everything else augmented. Your hosts, as always, is David Brear (@davidbrear), Jason Bates (@JasonBates), Simon Taylor (@sytaylor) and Chris Skinner (@Chris_Skinner) We have a fantastic lineup this week of guests with; Devika Thapar (@DeeThapar) – Financial Services Leader, IBM Watson, Dr. Ella Rabener (@ella_rabener) – CMO of Scalable Capital and Ereli Eran (@ereli) – Senior Data Scientist at Ravelin. We hope you enjoy the show Key stories this week: IB Times – Barclays completes the world’s first live, end to end trade finance transaction with a live customer on Blockchain : LINK QZ.com – Alphabet, Amazon, Facebook, IBM, and Microsoft are creating the Justice League for AI : LINK Technology Review – MIT report – AI Wants to Be Your Bro, Not Your Foe : LINK Polygon – Watch the first ever movie trailer made by artificial intelligence : LINK Venture Beat – Are chatbots an evolution or a revolution? : LINK Venture Beat – Apple pushes its AI expert hiring spree into overdrive : LINK The Drum – David Ogilvy’s first interview since he died? Possibly not but Watson and The Drum prove his ideas are still alive : LINK Venture Beat – A Microsoft chatbot is insulting people again, and that’s a good thing : LINK Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on [email protected] The post Ep110 – Will AI change the world of Banking? appeared first on 11FS. The post Ep110 – Will AI change the world of Banking? appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we are unpacking some of the latest and greatest breaking news with Ed Maslaveckas (@Ed_Masl) and Jamie Campbell (@JCtheOriginal). We are also joined by the fantastic Lawrence Wintermeyer (@lwintermeyer) who is the CEO of Innovative Finance. Key stories this week: Independent – Apple tax: UK says it welcomes any company after tech-giant hit with £11bn Irish tax bill : LINK Fortune – Beware of Blockchain Hype Says Chain CEO Adam Ludwin : LINK Coin Desk – IBM Bridges Blockchain, AI With New Business Unit : LINK Australian Financial Review – ANZ Bank ups cloud focus with open networks for fintech collaboration : LINK Business Insider – Oscar – City CEO: ‘The whole banking model is a bit broken’ and at risk of an Uber moment : LINK Telegraph – Jeremy Corbyn has a plan to ‘democratise the internet’. But does he even understand it himself? LINK Monzo – Mondo is now Monzo : LINK If you enjoyed this episode, please subscribe using your favourite podcasting app and leave us a review on iTunes or the podcast platform of your choosing Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on Twitter @FinTechInsider or @11FSTeam, or email on [email protected] The post Ep109 – The Secret to UK FinTech Success appeared first on 11FS. The post Ep109 – The Secret to UK FinTech Success appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

Key stories this week: Finextra – BBVA says EU Bonus Cap hampers tech talent acquisition : LINK Tech Crunch – LendUp secures $47m to build the “Friendly dolphin” not loan shark of credit cards : LINK Coin Desk – Bitfinex to issue company equity (?!) to refund customers of hack : LINK Coin Desk – One month after the DAO hack millions of dollars worth of funds unclaimed : LINK Coin Desk : Digital Asset to open source “smart contract language” : LINK If you enjoyed this episode, please subscribe below using your favourite podcasting app! Got a burning question or just want to shout of how much you’re loving whats in your ears right now? Contact us on @FinTechInsider or @11FSTeam. The post Ep108 – Everything Blockchain. Ever. appeared first on 11FS. The post Ep108 – Everything Blockchain. Ever. appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

Key stories this week: Alibaba Makes VR Payments Play : LINK Standard Chartered rolling out Touch ID across APAC and MEA : LINK Fenqile gets $235M to get people paying in “happy installments” : LINK Hong Kong start-ups starved of banking services : LINK 15 R3 Members Trial Distributed Ledger Tech for Trade Finance : LINK ANZ hire Maile Carnegie from Google – doomed to fail? – LINK If you enjoyed this episode, please subscribe below using your favourite podcasting app! The post Ep107 – Why Asia-Pacific will rule the Fintech world appeared first on 11FS. The post Ep107 – Why Asia-Pacific will rule the Fintech world appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we’re joined by Bill Sullivan (@WFSULLIVAN3) Global Head Financial Services Market Intelligence @Capgemini, Dominic Lindley (@DominicLindley) Financial Services Consumer Panel and friend of the show appearing for her hat-trick Anna Irrera (@annairrera) Trading and tech reporter for @FinancialNews (part of @wsj). Key stories this week: Finextra – Bitcoin and Blockchain “pose little risk to payments players” Credit Suisse Blockchain Report: LINK TechCrunch – 200m revenue for Pokemon go – LINK Business Insider – Fintech funding has declined except for one key area : LINK Mashable – Apple Pay fights back against Australian banks LINK How fintech could cash in on BoE rate cut – How fintech could cash in on BoE rate cut : LINK Finextra – RBS scraps W&G carve out : LINK Coin Telegraph – IBM to Launch One of the Largest Blockchain Implementations in the World : LINK Qapital integration – The thin edge of the wedge for APIs: LINK Tech Crunch – Mondo get’s its banking licence … with restrictions : LINK If you enjoyed this episode, please subscribe below using your favourite podcasting app, follow the show @FinTechInsiders or get in touch and tell us what you think at [email protected] The post Ep106 – CMA Special: How will APIs change banking? appeared first on 11FS. The post Ep106 – CMA Special: How will APIs change banking? appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

Key stories this week: Bitcoin drops 20% on news of another exchange hack: TransferWise gets direct access to Faster Payments Fintech Fundings: 186 Companies Raised $1.6 Billion in June A seven year old idea comes of age: Bank-as-a-Service Venmo Will Soon Be Larger Than Any Bank P2P Service German digital bank Fidor acquired by French banking giant Why Australia’s Biggest Banks Are Going After Apple Barclays rolls out voice biometrics for phone banking If you enjoyed this episode, please subscribe below using your favourite podcasting app, follow the show @FinTechInsiders or get in touch at [email protected] The post Ep105 – Putting the brakes on accelerators appeared first on 11FS. The post Ep105 – Putting the brakes on accelerators appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week: This week we talk to some of the best people in banking and Fintech with Dave Birch, Director of Innovation at Consult Hyperion (@dgwbirch) and Izabella Kaminska, Financial Times Alphaville (@izakaminska). We also interviewed Antonio Fratta Pasini from CheBanca! (@chebanca) We hoped you like Episode 104 – Follow us and tell us what you think of the show @FinTechInsiders or get in touch on [email protected] In the news we chatted through: Mark Andreesen and a16z go long on chat http://a16z.com/2016/07/24/money-as-message/ Break up the financial watchdog over HBOS failures, MPs urge http://www.telegraph.co.uk/business/2016/07/25/break-up-the-financial-watchdog-over-hbos-failures-mps-urge/?WT.mc_id=e_DM143962&WT.tsrc=email&etype=Edi_Cit_New_Tue_9Sections&utm_source=email&utm_medium=Edi_Cit_New_Tue_9Sections_2016_07_26&utm_campaign=DM143962 As goes correspondent banking so goes globalisation http://ftalphaville.ft.com/2016/07/26/2170875/as-goes-correspondent-banking-so- Italian finance minister rejects need for banks bail-in – Financial Times http://goo.gl/yQPlDI Engineers vs urban geometry http://ftalphaville.ft.com/2016/07/22/2170732/engineers-vs-urban-geometry/ Fidor fuels O2 mobile banking launch http://goo.gl/NuQU6I Fintech sector sees 23 deals worth $184 million till June this year – Economic Times http://goo.gl/F4Df3F Mark Carney Has Started A Revolution By Embracing Fintech – Forbes http://goo.gl/okTLI8 Drop in internet banking as rise in banking apps use is recorded http://goo.gl/BGu4WN We hoped you like Episode 104 – Follow us and tell us what you think of the show @FinTechInsiders or get in touch on [email protected] The post Ep104 – Lots and lots of news appeared first on 11FS. The post Ep104 – Lots and lots of news appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

1) BT fault hits broadband users and banks http://www.bbc.co.uk/news/technology-36844712 2) Pokemon Go’s McDonald’s Partnership Points To A Promising Business Model http://www.forbes.com/sites/parmyolson/2016/07/20/pokemon-go-mcdonalds-japan-nintendo-revenue/#3e0f226160d5 3) Apple Pay says bonjour to France and nei ho to Hong Kong http://www.cnet.com/news/apple-pay-says-bonjour-to-france/ 4) Oaknorth : first challenger bank to use Facebook at Work http://www.bankingtech.com/536972/oaknorth-first-challenger-bank-to-adopt-facebook-at-work/?utm_source=rss&utm_medium=rss&utm_campaign=oaknorth-first-challenger-bank-to-adopt-facebook-at-work 5) Silicon Valley billionaire Peter Thiel is doubling down on a German fintech startup http://uk.businessinsider.com/silicon-valley-billionaire-peter-thiel-increases-investment-in-germanys-deposit-solutions-2016-7 6) Google’s DeepMind trains AI to cut its energy bills by 40% http://www.wired.co.uk/article/google-deepmind-data-centres-efficiency 7) Santander’s fintech VC firm got another $100 million to invest http://uk.businessinsider.com/santander-innoventures-mariano-belinkey-new-fund-brexit-fintech-2016-7 8) A huge US bank is ignoring Brexit warning signs and is buying a new £300 million London HQ http://uk.businessinsider.com/wells-fargo-buys-new-london-office-despite-brexit-2016-7 9) Central Bank Digital Currencies Could Boost GDP, Bank of England Says http://www.coindesk.com/central-bank-digital-currencies-boost-gdp-bank-england-says/ 10) UK Legislators Cast Critical Eye on Bitcoin and Blockchain at Parliament Event http://www.coindesk.com/committee-talks-blockchains-government-ethics-house-lords-hearing/ We hoped you liked Episode 3 – Subscribe and follow @obussmann) Marcus Treacher (@marcus_treacher) who is the Global Head of Strategic Accounts at @Ripple and we also chat through the news with Oscar Willams Grut (@OscarWGrut) who is the FinTech reporter for Business Insider. We hoped you like Episode 3 – Follow us and tell us what you think of the show @FinTechInsiders and keep letting us know what you think. The post Ep103 – Blockchain, Blockchain, Blockchain. appeared first on 11FS. The post Ep103 – Blockchain, Blockchain, Blockchain appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

Articles we discuss in the news: 1. The Financial Brand – What can banks learn from Pokemon? https://thefinancialbrand.com/59873/banking-mobile-social-pokemon-go-app-engagement/ 2. Overdrafts more expensive than payday loans says ‘which’ http://www.bbc.co.uk/news/business-36746372 3. Fred Wilson says “Corporate VCs are the devil” https://www.cbinsights.com/blog/corporate-venture-capital-investment-disadvantages-fred-wilson-usv/?utm_source=The+Financial+Revolutionist+Weekly+Briefing&utm_campaign=23e67c8e48-Weekly_Briefing_No_36&utm_medium=email&utm_term=0_bbba91202b-23e67c8e48-76962253 4. Amex gets into SME lending http://www.crainsnewyork.com/article/20160705/TECHNOLOGY/160709995/amex-challenges-square-on-deck-with-small-business-oans-online?utm_source=The%20Financial%20Revolutionist%20Weekly%20Briefing&utm_campaign=23e67c8e48-Weekly_Briefing_No_36&utm_medium=email&utm_term=0_bbba91202b-23e67c8e48-76962253 5. US Founder in London says no intention to move post Brexit http://news.efinancialcareers.com/us-en/249475/heres-how-brexit-will-impact-the-us-vs-uk-fintech-rivalry 6. Revolut got funding – is fintech funding drying up? http://uk.businessinsider.com/fintech-revolut-series-a-brexit-crowdfund-2016-7 & https://www.finextra.com/newsarticle/29165/revolut-breaks-uk-crowdfunding-record-with-over-12-million-pledged 7. The US government says if you make less than $20 an hour, a robot is probably going to take your job http://qz.com/730399 We hoped you liked Episode 2 – Follow us and tell us what you think of the show @FinTechInsiders The post Ep102 – Bitcoin halving, Bud and Pokemon Go! appeared first on 11FS. The post Ep102 – Bitcoin halving, Bud and Pokemon Go! appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices

At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at ⁠11fs.com/ventures⁠ -- This week we are joined by Anna Irrera from the Wall Street Journal as well as Sophie Guibaud from Fidor to talk about how they see Brexit impacting Fidor and the Fintech world. Articles we discuss in the news: Apple Pay: Payment’s dirty little secrethttp://www.pymnts.com/news/mobile-payments/2016/apple-pay-adoption-usage-2016/ Fixing the hole in Ethereumhttp://www.coin-desk.com/ether-prices-plunge-dao-soft-fork-warning/ We hoped you liked Episode 1 – Follow us and tell us what you think of the show @FinTechInsiders The post Ep101 – Brexit Special appeared first on 11FS. The post Ep101 – Brexit Special appeared first on 11:FS. Learn more about your ad choices. Visit megaphone.fm/adchoices