Financially Speaking

Check out this #Throwback episode of Confidently Crypto from 1.5.26!! The CLARITY Act is advancing through the Senate. The GENIUS Act is law. The OCC just approved five major crypto firms for trust bank charters. The regulatory framework for digital assets is being built—and it needs professionals who understand both traditional finance and blockchain. In this episode, Dr. Tonya M. Evans breaks down the five highest-value reskilling opportunities for lawyers, accountants, compliance officers, and finance professionals ready to pivot into Web3 without starting over or learning to code.After eight years navigating the intersection of law, policy, and Web3, Dr. Evans is sharing the 2026 secrets of her success to empower other legacy professionals ready to reskill and reimagine their careers. She's done the heavy lifting so you don't have to. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

January often arrives with pressure- the push to go bigger, better, faster. But what if that instinct is steering you in the wrong direction?In today’s episode, “Here’s a Different Take on How to View January — It’s Not About Optimization,” host Jacquette invites you to rethink the start of the year entirely. Instead of rushing to optimize, she explores why slowing down, reimagining, and choosing with intention can set you up for a more grounded and sustainable year. Because when you lead with an optimization mindset, it’s easy to slip into overcommitment before you even realize it.This conversation is a reminder that perfection isn’t the path to your goals — financial or otherwise. Experimentation and openness are. When you allow for multiple outcomes, you stop defining success as a single, rigid result. So, give yourself permission to experiment. To trade certainty for honesty, and answers for awareness. Neither approach is “better,” but this episode offers you the freedom to explore what truly works for you.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmonswww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Dr. Tonya M. Evans explores the intersection of financial freedom and social justice, focusing on recent events in Minneapolis where American citizens were killed by federal agents. She stresses the need to align the principles of decentralization and financial autonomy with broader societal values, questioning the crypto industry's alignment with centralized political agendas. Dr. Evans urges listeners to use their voices for accountability and to protect essential freedoms, drawing parallels between the crypto movement and the fight for civil liberties. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Every entrepreneur needs this reminder: not every year will be a financial “win,” but every year, especially the hardest ones, can deliver lessons worth their weight in gold.In today’s episode, “What Really Tough Financial Years Reveal — That Calm Ones Don’t,” host Jacquette explores the surprising clarity that emerges when you review a year marked by challenge(s). In calmer seasons, the cracks often stay hidden, but in years like 2025, when revenue shifts, rising costs, and economic pressures collided, the truth had nowhere to hide. And that’s where the gifts were found.Tough years offer insights. They sharpen clarity. They create space to recalibrate. They push you to reimagine old offers, dream up new ones, and take a fresh look at the behind‑the‑scenes elements that shape your pricing and your strategy. So, celebrate what went well, acknowledge what was hard, and after recalibration, step forward with renewed hope and intention.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmonswww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Confidently Crypto, Dr. Tonya M. Evans engages in a thought-provoking conversation with Mimi Kufuor, a prominent figure in the crypto space and COO of Koin Koin in Ghana. They delve into the recent NYC token debacle, highlighting the implications of political meme coins on the credibility of the cryptocurrency industry. The discussion draws parallels between the economic justice themes of Martin Luther King Jr. and the current landscape of digital assets, emphasizing the need for genuine financial inclusion and empowerment for marginalized communities. Mimi shares her insights on the importance of due diligence in the meme coin market, cautioning listeners about the risks associated with politically-backed tokens that often lack transparency and utility. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Meaningful. Beautiful. Intimate.Three simple words - yet they shaped an entire moment in time.In today’s episode, “Three Words Shaped My Birthday Celebration; Here’s Why They Matter For You,” Jacquette shares how these words became the foundation for her celebration. They weren’t just a theme; they were an anchor; a beacon of clarity that guided every choice she made. And in the process, they did far more than help her plan a party. They made her life feel easier, more coherent, and more aligned.She invites listeners to choose their own guiding words, not to dictate what they should do, but to illuminate how they want to feel. When you get clear on that, your decisions begin to filter themselves in surprising and powerful ways. Tune in and discover the words that might reshape your next chapter.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmonswww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this timely episode of Confidently Crypto, Dr. Tonya M. Evans explores how cryptocurrency has become a lifeline for social justice movements around the world, from Nigerian feminists who kept the #EndSARS protests funded after banks froze their accounts, to Afghan women preserving their savings when the Taliban seized power, to Ukrainians receiving $225 million in wartime donations within weeks. But this isn't just a story about "over there." Tonight's breaking news that the Trump DOJ is criminally investigating Federal Reserve Chair Jerome Powell, in what Powell himself calls retaliation for setting interest rates based on evidence rather than presidential preference, brings the lesson home: government control of the financial system is one of the first tools authoritarian regimes use to control citizens. Americans have much to learn from Nigerians, Afghans, Ukrainians, and even Canadians whose bank accounts were frozen during the Freedom Convoy protests. When traditional finance becomes a weapon, cryptocurrency becomes resistance. This episode makes the case that crypto isn't just an investment ... it's infrastructure for freedom. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Disruptions, expected or not, rarely feel convenient. However, clarity has a way of transforming even the most frustrating moments into unexpected teachers.In today’s episode, “The Unexpected Lessons About Clarity From Two Holes in My Ceiling,” host Jacquette shares a “moderately unexpected” home‑repair mishap that cracked open more than just drywall. It revealed powerful truths about how clarity actually works.She reminds us that a lack of clarity isn’t a personal failing but a part of being human. Clarity evolves, and as it shifts, so should your priorities. When life gets heavy with disruptions, it offers you a chance to pause, ask better questions, and release the urge to compare your journey to others'.So, tune in today and get one step closer to the clarity you seek!Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmonswww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The CLARITY Act is advancing through the Senate. The GENIUS Act is law. The OCC just approved five major crypto firms for trust bank charters. The regulatory framework for digital assets is being built—and it needs professionals who understand both traditional finance and blockchain. In this episode, Dr. Tonya M. Evans breaks down the five highest-value reskilling opportunities for lawyers, accountants, compliance officers, and finance professionals ready to pivot into Web3 without starting over or learning to code.After eight years navigating the intersection of law, policy, and Web3, Dr. Evans is sharing the 2026 secrets of her success to empower other legacy professionals ready to reskill and reimagine their careers. She's done the heavy lifting so you don't have to. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“Every expense needs to fight for the right to be on your income statement.”— Jacquette TimmonsIn today’s episode, “What You Choose to Carry Forward (and Why It Matters Now),” Jacquette invites you to close out 2025 with a powerful reset. This is the moment to pause, reflect, and decide what truly deserves to move with you into the new year.An audit isn’t just a financial exercise. Because it’s always about "More Than Money," it’s also a chance to see where your energy went, what fueled you, and what drained you. A financial and lived‑experience audit reveals discoveries, offers evidence, clarifies what’s enough, and highlights the wins you may have overlooked.End your year with intention and gratitude so you can begin the next one renewed, aligned, and ready for what’s ahead.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmonswww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Dr. Tonya M. Evans reflects on the transformative year of 2025 for cryptocurrency, highlighting significant regulatory advancements such as the approval of Bitcoin ETFs and the passage of the Genius Act. She emphasizes the importance of cooperative economics through the lens of Kwanzaa's principles, particularly focusing on the role of community in building wealth and the global impact of crypto, especially in Africa. The discussion underscores the need for self-determination, collective responsibility, and purpose in navigating the digital economy, setting the stage for a promising future in 2026. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the New Year approaches and the world leans into the familiar “new year, new me” mantra, remember this: time waits for no one. Why postpone your reset until January 1st when you can begin today?In this episode, “Shape the Year Ahead Now: Get Ready to Reset, Realign, and Move Forward,” host Jacquette reminds us that progress is a personal journey. Each of us moves at our own pace, and it’s our mindset that determines how far we’ll go. Along this journey, we'll often have to reset and realign. Understand that realignment isn’t about grand gestures; it’s about steady, intentional choices. Even the smallest adjustments can result in major change.Again, your next season doesn’t have to wait for a calendar date; it can begin whenever and however you choose. So don’t just aim to finish the year strong. Step into the next one grounded, aligned, and in forward motion.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: https://www.jacquettetimmons.com/1-1-coachingwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Join Dr. Tonya M. Evans on "Confidently Crypto" as she demystifies the world of digital assets and explores the intrinsic value of Bitcoin. Dive into insightful discussions on the future of finance, the role of cryptocurrencies, and the evolving landscape of digital economies. Whether you're a crypto enthusiast or a curious newcomer, this podcast offers clarity and confidence in navigating the digital asset economy. Subscribe now to stay informed and empowered in the world of crypto. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“If you want to go fast, go alone. If you want to go far, go together.” — African proverbIn today’s episode, "Here’s an Uncomfortable Idea: Want More Success? Be Less Independent," host Jacquette offers candid and vulnerable insight into why fierce independence may actually be holding you back.She challenges the myth that success is a solo pursuit, urging listeners to lean into interdependence instead. Nothing thrives in isolation—not even nature. True growth comes from collaboration, delegation, and the sharing of wisdom. If you want to succeed in money, business, and life, embrace the people and resources that fuel your journey. Independence has its place, but when paired with interdependence, it becomes a force strong enough to overcome even the toughest obstacles.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: https://www.jacquettetimmons.com/1-1-coachingwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Five crypto companies just got the keys to federal banking. The OCC granted national trust bank charters to Ripple, Circle, BitGo, Fidelity Digital Assets, and Paxos—and that's never happened before. Dr. Tonya M. Evans explains what this actually means, how it ties to the GENIUS Act, and why it matters if you've ever been denied a loan, hit with predatory fees, or told banking "isn't for you." Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We can obsess over worst‑case scenarios; doomsday preppers prove that. But what if the real challenge isn’t surviving failure… it’s embracing and sustaining success? Every new level of success calls you to step into new roles, embrace growth, and rise higher than before. In today’s episode, “How Well Do You Prepare for the Success You Want?”, host Jacquette defines success and introduces the "mask of success." This mask, although figurative, can be used as a real tool that empowers, protects, and transforms. When worn with intention, the mask empowers rather than confines.So, tune in today and use some of the energy spent bracing for failure to, instead, prepare for success!Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tune in to a throwback episode from Dec. 23, 2024, where Dr. Evans breaks down the fundamentals of crypto in regards to coins vs. tokens! Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If the word "cryptocurrency" makes you want to run for cover, it’s time to flip that fear into curiosity and courage. Today’s episode, "Digital Money Demystified: A Conversation," is your invitation to step into clarity and possibility.Host Jacquette sits down with multifaceted guest Dr. Tonya Evans, author of Digital Money Demystified, to deliver a masterclass that brings humanity into the often-intimidating world of digital money. Together, they reveal that crypto isn’t just about technology; it’s about access, imagination, and empowerment. They break down the invisible walls of fear, misinformation, and doubt that keep so many from exploring this space, showing how education, security, and diversification can unlock doors to opportunity.This isn’t just about money; it’s about reshaping futures and closing the wealth gap. So, tune in, trust yourself, and open your mind to a world where possibility becomes power.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This is a throwback to episode 1 of Confidently Crypto on Financially Speaking! Chief Learning Optimizer and author of "Digital Money Demystified," Dr. Tonya Evans, introduces her weekly Monday series on Financially Speaking called, 'Confidently Crypto.' Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Remember the pure joy of being a kid—running outside, laughing, and playing until sunset? Back then, missing out on play felt like the harshest punishment. Well, guess what? It’s time to bring that magic back!On today’s episode of "The Power of Play – Building Resilience in Body, Mind, and Money," host Jacquette teams up with Behavioral Change Health Coach Janet Omstead to invite you to rediscover the transformative power of play. Janet shares insights from her inspiring book "The Play Book," offering new perspectives on what it really takes to embrace change. This isn’t just about fun; it’s about reclaiming your health, energy, and financial resilience through small, intentional daily steps.If you’ve ever felt stuck or overwhelmed by busy schedules, this conversation will flip the script. You’ll learn how curiosity, consistency, and a playful spirit can redefine success and help you thrive in every area of life. So, get ready because it’s time to PLAY your way to a stronger body, sharper mind, and smarter money moves!Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bitcoin dropped from its all-time high of $126,210 to around $84,700—its worst month in two years. While retail investors panic-sell, institutional investors like Abu Dhabi's sovereign wealth fund are quietly buying the dip. So who's really losing here?In this episode of Confidently Crypto, Dr. Tonya M. Evans breaks down why this crash created the single biggest tax-saving opportunity of 2025—and why it expires December 31st. Dr. Evans explains tax-loss harvesting: a legal strategy that allows you to sell assets at a loss, offset your capital gains, and potentially save thousands on your tax bill. She reveals why crypto's unique tax treatment (no wash sale rule—yet) gives investors an advantage that stock traders don't have. The episode also provides critical historical context: Bitcoin has crashed 30%+ at least seven times, and every single crash has been followed by a recovery to new all-time highs. With only 21 million Bitcoin ever to exist—and 94% already in circulation—scarcity is built into the code. Unlike the dollar, no one can print more Bitcoin out of thin air. Dr. Evans encourages listeners to adopt a long-term perspective, think like institutional investors, and use this moment strategically rather than emotionally. She provides a step-by-step year-end action plan, breaks down new 2025 IRS per-wallet tracking requirements, and offers practical advice for navigating the current market conditions.Don't crash out in the crash. Cash in.Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In today’s episode, “Innovation Isn’t an Event — It’s a Practice” with Innovation Architect Carla Johnson, host Jacquette invites us into a transformative conversation that redefines innovation: not as a flash of genius, but as a way of life.Together, they explore the powerful parallels between innovation and money, revealing how our mindset, habits, and everyday choices shape both. Carla shares how observation fuels creativity, and how anyone can become an innovator by practicing curiosity, courage, and intentionality.If you’ve ever felt stuck or unsure how to spark change, this episode is your invitation to shift your perspective and unlock your creative power. Tune in and start cultivating your inner innovator—one bold thought at a time.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Africa isn't catching up on crypto—it's leading. Dr. Tonya M. Evans talks with Mimi Kufuor, CEO of KoinKoin Ghana, about building a digital asset platform driven by utility, not speculation. Mimi shares her journey from Meta to African fintech, explaining why stablecoins prevent money from fluctuating in everyday transactions, how KoinKoin doubled revenues to £150 million across Nigeria, Ghana, Kenya, and South Africa, and what it means to advocate for women in tech leadership while bridging traditional finance and decentralized ecosystems. This conversation challenges American assumptions about where real crypto innovation is happening. Subscribe and share with anyone who needs this perspective. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if your outcome wasn’t a reflection of effort, but of something deeper—something you define yourself? In today’s episode, "A Harvest Isn't Always What You Planted," host Jacquette challenges the conventional wisdom that hard work equals worth. She invites you to explore a more honest truth: the harvest always reveals what truly took root, whether or not it was what you intended to sow. So, instead of labeling outcomes as “good” or “bad,” she urges us to, instead, examine what grew—and why. Because in that raw honesty lies the real lesson.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Confidently Crypto, Dr. Tonya Evans explores the current state of the cryptocurrency market and its connection to the broader economy, particularly in light of recent actions by the Federal Reserve. She draws parallels between today's economic conditions and the 2008 financial crisis, emphasizing the importance of Bitcoin as a response to systemic failures in traditional finance. The episode highlights the need for education and preparation in navigating the evolving financial landscape, advocating for financial sovereignty through understanding and engagement with digital assets.Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In todays episode, Dr. Tisa is joined by Melanie Mason, MS, MBA, Director of Programs and Administration for the Maryland Center for Collegiate Financial Wellness. Melanie is also a realtor and founder of Mason Consulting Company, a boutique firm that provides services to higher education institutions, nonprofits and small businesses. Together they share the do's and don'ts of funding your college experience! Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ideas don’t just arrive; they evolve. It’s the quiet, often invisible choices—the ones no one else notices—that ultimately shape the "Big Decision." In today’s episode, “The Power of the Choices You Make That Others Don’t See,” host Jacquette dives into the three truths about our choices: your intention, your impact, and your why. Tune in to see why these truths reveal the power behind every subtle choice we make.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Confidently Crypto, Dr. Tonya M. Evans sits down with Peter Frimpong Manso, convener of the Digital Assets Summit Africa (DASA), to unpack how digital assets are transforming Africa’s financial future. Drawing on 15 years of supply chain and procurement experience at BP and Fujitsu, Peter reframes crypto as critical financial infrastructure—not speculation. Together, they explore Ghana’s leadership through the Bank of Ghana’s crypto licensing framework, the need for regulation that fuels innovation rather than just policing risk, and how Africa’s $5.6 billion digital assets market by 2025 could unlock real financial inclusion. Peter shares how DASA brings together central banks, regulators, stock exchanges, and institutional investors to shape the continent’s digital economy—and why this annual platform is essential for advancing financial sovereignty and “resistance money” across Africa. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As the iconic movie line reminds us, “Life is like a box of chocolates; you never know what you're gonna get.” And sometimes, what you get isn’t what you hoped for, but that doesn’t mean the story ends there. In today’s episode, “The Result Wasn't What I Wanted: But, I'm Not Discouraged,” host Jacquette dives into the power of embracing disappointment, not as defeat, but as a stepping stone. She invites listeners to honor their feelings, recognizing disappointment as a natural, fleeting emotion that can offer valuable insight. With a simple shift in perspective, we can turn setbacks into fuel, keep discouragement at bay, and tap into the wisdom that every moment, sweet or bittersweet, has to offer.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How a Texas mother used crypto to escape financial abuse when traditional banks couldn't protect her. Dr. Tonya Evans and Ali Tager from the National Cryptocurrency Association share real stories of everyday Americans finding financial freedom through digital assets. Discover why women and underserved communities are turning to cryptocurrency for privacy, autonomy, and wealth building beyond Wall Street. Ali reveals NCA's crypto holder survey findings and new educational tools launching soon, including a risk-free simulator for beginners. This conversation delivers practical guidance on getting started confidently, from setting up wallets to understanding what makes crypto different from traditional finance. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. Tisa explains three facts about student loan forgiveness under Trump, how the headlines often miss the point, and what borrowers can expect now that the administration has agreed to resume processing loan forgiveness! Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In moments of doubt, your choices reveal what you truly value, fear, and prioritize. In today’s episode of “When Life Is Messy, Do You Ever Wonder if You're Being Tone Deaf?” Jacquette explores what it means to lead with clarity, compassion, and conviction, even when life feels a bit off-kilter, or "messy." Tune in to learn how to stop second-guessing your impact and start trusting the power you bring.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What happens when the grid goes down or banks freeze accounts? Dr. Tonya M. Evans explores the rise of offline digital money—“freedom money”—and why it’s key to democracy. From Ghana’s e-zwich to India’s digital rupee and the lessons of EndSARS, she reveals how resilient payment systems protect rights when connected ones fail. Plus, she shares lessons from her e-book, The Cooperative Economics of Crypto. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

September arrives, bringing a crisp breeze and a variety of rich, earthy tones. It moves us from the fast pace of Summer to the mindful rhythm of Fall, serving as nature’s gentle reminder that change is both beautiful and necessary. For many, this month sparks a quiet sense of renewal, like a bonus New Year. So, in today's episode, "Why Does September Represent a Powerful Sense of New Beginnings," host Jacquette invites listeners to pause, reflect, and embrace transitions, offering ways to recognize how change reshapes and refines our skills and prepares us for what’s ahead.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is crypto safe for women investors, professionals and innovators? In this episode, Dr. Tonya M. Evans debunks 5 persistent myths keeping women out of the digital asset economy, exposes common scams and imposter tactics, and profiles Black women leaders building the future of finance: EMTECH's Carmelle Cadet, KoinKoin's Mimi Kufuor, and the Association for Women in Cryptocurrency's Adilah Holivay. Learn why women hold only 26% of crypto globally—yet outperform when they invest. Discover how blockchain enables cross-border payments, financial inclusion, and wealth building without gatekeepers. Plus: a tiered action plan to start investing safely, red flags to avoid, and how to verify you're following the REAL Dr. Tonya Evans (not imposters).Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

History doesn’t always repeat, but it echoes loudly. In today’s episode, "Who Gets to Decide What Your Labor is Worth?", host Jacquette dives into the overlooked legacy of Black labor activists who fought for equity while being denied it themselves. Despite pushing for justice for all workers, they were excluded from the very movements they helped build, leading to the creation of The Colored National Labor Union (CNLU) in 1869. Through this retelling, Jacquette implores listeners to rethink pricing and pay—not just as numbers, but as acts of self-advocacy. Whether you're negotiating a raise or setting your rates, claiming your worth is a radical, personal form of activism. And no one is better positioned to lead that charge than you.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthAlso check out: Pricing Made Human Experiencewww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What happens when artificial intelligence starts managing money on the blockchain? In this episode, Dr. Tonya M. Evans explores the rise of "DeAI"—the fusion of AI and decentralized finance—and what it means for regulators, investors, and innovators. Discover how autonomous systems are reshaping markets, compliance, and opportunity while challenging exclusionary legacy systems that have long limited access to wealth. From regulatory readiness to democratized finance, Dr. Evans explains why transparency, accountability, and technological competence will determine who thrives—and who’s left behind—in the next generation of the global digital economy. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Price isn’t just a number—it’s the story behind every financial choice. What you’re really investing in often goes beyond the product itself: it’s the speed of a solution, the relief of peace of mind, the access to opportunity, the trust you place, and the reassurance you crave. In today’s episode, "Are You Curious About the Deeper Layers of Your Money Decisions?" host Jacquette lifts the veil on these hidden forces shaping how we spend and decide. Follow her as she unpacks the intricate emotions and insights tied to financial decisions, showing how entrepreneurs and clients face this shared, complex journey.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthAlso check out: Pricing Made Human Experiencewww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Confidently Crypto, Professor Tonya M. Evans reflects on her journey through Accra, from walking through W.E.B. Du Bois’ home to standing at the Kwame Nkrumah Memorial, and connects these powerful moments in history to the future of Africa’s digital economy. Drawing from her keynote at the Digital Assets Summit Africa, she explores Ghana’s pioneering role with mobile money and the upcoming eCedi CBDC, Nigeria’s new securities framework for virtual assets, and South Africa’s licensing regime for crypto providers. She also weaves in global developments, including the London Stock Exchange’s move into tokenization, and President Mahama’s call for a 24-hour economy and Africa’s permanent seat at the global table. The result is a compelling narrative about innovation, regulation, and digital sovereignty, and why the future of finance is deeply tied to Africa’s leadership. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Part 3 of Dr. Tisa's series on the effects the "Big, Beautiful Bill" Act with have on loan repayment, this episode is specifically for people who will be borrowing for the first time after July 1, 2026. Changes involve a lot of limits that make it even more important for students and families to be strategic about selecting a college or career school and how to pay for it, especially when loans are involved. Highlights:-New borrowing limits and how they compare to the average cost of college-Fewer repayment options, especially for parents-Forgiveness is not gone but will be delayed Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As you grow, so do your clients. Your goal should be to notice when their growth aligns with or causes friction in yours. In today's episode, " Is Your Pricing Actually Keeping Pace With Your Client's Growth?" host Jacquette shares three ways client growth can manifest: in their financial capacity and/or "perception score," changes in their values and priorities, and increased expectations. Check out today's episode to learn how to embrace and price correctly for whatever stage of evolution you and your clients are at.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthAlso check out: Pricing Made Human Experiencewww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this final episode of our Cooperative Economics of Crypto in Africa series, Prof. Tonya M. Evans takes you behind the scenes of her upcoming keynote at Digital Assets Summit Africa 2025. She breaks down a simple five-lens playbook for smarter, safer crypto adoption, explains why stablecoins matter, and highlights Ghanaian fintech innovators like WeWire, Nala, Busha, Kotani Pay and Startbutton. The big takeaway? Local choices in Africa’s digital economy are shaping the future of money worldwide. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Imagine driving a car with misaligned wheels; it takes more effort, burns more fuel, and wears down faster. The same goes for business: when your pricing isn’t aligned with your growth, you're working harder than you need to. In today’s episode, “Is Your Pricing Out of Sync with Your Growth?”, host Jacquette breaks down how to bring your pricing strategy into harmony with your evolving capacity, skills, and expertise. So, if you want to realign and move forward with clarity and confidence, tune in!Also check out: Pricing Made Human ExperienceFinancial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Dr. Tonya M. Evans continues her Cooperative Economics of Crypto in Africa series and reveals how Ghana, Nigeria, and South Africa went from crypto critics to joining the effort to lead globally in just 24 months. Discover how Africans are using text messages to send digital money without internet, how local startups are processing over a billion dollars in cross-border payments, and why government digital currencies are working alongside stablecoins to serve 1.4 billion people. From officially licensed crypto exchanges to payment apps that work on flip phones, Africa is showing the world how blockchain technology solves real problems beyond just trading and speculation. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When you truly care about something, watching it blossom—flourish, thrive, GROW—is the ultimate goal. But what if it costs you? Trick question because growth is never free. And although cost isn't always monetary, the resulting growth often reflects in pricing. In today's episode, "Do You Love the Results of Growth, But Not What it Costs?" host Jacquette speaks openly about recent changes she's made in her business, the different costs involved, and why it's important to honor the journey of growth as a whole!Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Dr. Tonya Evans explores the transformative potential of remittances and stablecoins in Africa, emphasizing the importance of cooperative economics and regulatory leadership. She discusses how crypto adoption is reshaping financial practices, particularly for small businesses and families, and highlights the need for a balanced approach to regulation that fosters innovation while protecting consumers. The conversation culminates in practical steps for engaging with crypto, particularly in the context of remittances and treasury management. This episode's focus is: Money In, Money Out - How Stablecoins Cut Costs and Grow Local Business. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In today's episode, "Making Money Make Sense — 4 Truths to Rethink How You Earn, Spend, and Decide," host Jacquette provides a quick overview of the central theme "Making Money Make Sense," which is explored in episodes 263-266. She also highlights why priority, energy, relationships, and self-trust are all important factors in your financial journey.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Part 2 of Dr. Tisa's Big, Beautiful Bill & Loan Repayment series, Dr. Tisa dedicates this episode to parents who are already repaying Parent PLUS Loans. She reviews time sensitive information and gives a list of actions to take and questions to answer to make sure parents are prepared before most of the changes from the BBB go into effect next year. Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Dr. Tonya Evans explores the transformative role of crypto and digital finance in Africa, emphasizing the continent's unique position to leverage cooperative economics and mobile money systems. She discusses the regulatory landscape, the dominance of stablecoins, and how traditional cooperative finance practices are being integrated with modern technology to create a more inclusive financial ecosystem. The conversation highlights practical use cases of stablecoins in Africa, contrasting them with Bitcoin's volatility, and calls for a shift in perception about crypto from speculation to utility. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What is the connection between the money in your personal account and what's in your business account? It's YOUR money! Yes, it's that simple. In today's episode, "Never Underestimate How Personal Money Is — Especially in Business," host Jacquette shares five reasons to keep personal and business accounts separate and offers insights on why adopting a more unified mindset when comparing the two can be just as beneficial.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthwww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.