Financially Speaking

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter talk about opportunity. And not just any opportunity, but the opportunity that your emergency fund can present you. Find out why your "burn rate" matters and why knowing this can ultimately help you scale up in life. Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey. #MoneyCoach #WealthEnthusiast #CashflowCoach Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter dive deeper into the world of stocks. Yesterday the market dipped, today it’s climbing, and tomorrow… it might move sideways. And that’s exactly the point, you can’t time the market, but you can learn to navigate it in a way that serves you. Tune in! Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey. #MoneyCoach #WealthEnthusiast #CashflowCoach Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Play can be mindless, or it can unlock growth you never imagined. Welcome back to More Than Money with host Jacquette. In this episode, she’s joined by Sherita Harkness, Founder of Trading Fourz Consulting, for a powerful conversation about the role of strategic play in the workplace. Think…Play-Doh—simple, hands-on, and surprisingly transformative. In part one, they break down what strategic play really means, how to get to the root of workplace and life challenges, and why psychological safety is essential for meaningful change. Tune in and discover how to make play a catalyst for your own growth. Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth Want More? Check Out: www.jacquettetimmons.com www.jacquettetimmons.com/digital-products www.instagram.com/jacquettemtimmons BuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter break down how to stay calm in a wild stock market. Tune in to learn how to keep your cool and keep making steady moves even when the market’s acting up. Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey. #MoneyCoach #WealthEnthusiast #CashflowCoach Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Square just made Bitcoin acceptance the default for millions of U.S. merchants and most don't fully understand what that means for their business, their taxes, or their legal exposure. In this episode of Confidently Crypto™, Dr. Tonya M. Evans breaks down the mechanics behind Square's March 30th update, including how the Lightning Network enables near-instant Bitcoin-to-dollar settlement at the point of sale. She unpacks the tax complications that follow, since the IRS treats Bitcoin as property rather than currency, creating reporting obligations many small business owners aren't prepared for. She also addresses the operational risks merchants now face, from the absence of chargebacks to unresolved questions around dispute resolution and consumer protection. With Schwab and Morgan Stanley moving into crypto trading, digital asset fluency is no longer optional for legal and financial professionals. Dr. Evans maps the advisory opportunities emerging in crypto regulation, tax compliance, and strategic planning — and shares resources including her book Digital Money Demystified, the Beyond the JD™ training suite, and tracking tools like CoinTracker. Whether you're a merchant, lawyer, or financial advisor, this episode delivers the clarity to lead confidently in the new era of digital commerce. Visit Dr. Evans' website at: www.ProfTonyaEvans.com Follow her socials: @IPProfEvans To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory Policy Advantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto 🎙️ Host: Confidently Crypto on SiriusXM 🔗 Connect: ProfTonyaEvans.com 📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on The Cashflow Coach, host Tremell McKenzie breaks down the crisis unfolding in the private credit world. Should you be worried? Tune in to get the facts. Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey. #MoneyCoach #WealthEnthusiast #CashflowCoach Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Settle in as Tremell McKenzie, host of The Cashflow Coach, sits down with guest Karen Hunter for a deep dive into all things stocks. Today's topic: Target Date Funds. Tune in to find out what it is and if should you get into it! Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey. #MoneyCoach #WealthEnthusiast #CashflowCoach Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Let’s talk stocks—quick, dirty, and straight to the point! Today’s spotlight: Nike. It’s sitting lower than we’ve seen in a minute… so is this the moment to jump in, or should you let this opportunity see its way out the door? Tune in and find out! Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey. #MoneyCoach #WealthEnthusiast #CashflowCoach Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What do law students, and the clients who rely on lawyers, need to understand about crypto law right now? In this episode of Confidently Crypto, Dr. Tonya M. Evans breaks down the biggest misconceptions about blockchain and digital assets, the landmark SEC-CFTC joint token taxonomy issued on March 17, the ongoing CLARITY Act negotiations, and why any lawyer not fluent in digital assets is already behind — and putting their clients at risk. Dr. Evans shares her own origin story, from tenured IP professor to pioneering the first Blockchain, Cryptocurrency and Law program at any U.S. law school, and offers a direct message to anyone relying on professionals who aren't keeping up: re-evaluate. Law students and early-career attorneys can download the free Web3 Ready for Law Students Guide at ProfTonyaEvans.com/beyondtheJD, and grab Digital Money Demystified with code CRYPTOLAW at DigitalMoneyDemystified.com for free shipping, a preview module of the full program, and priority enrollment access. Connect with Dr. Evans at ProfTonyaEvans.com and @IPProfEvans. Visit Dr. Evans' website at: www.ProfTonyaEvans.com Follow her socials: @IPProfEvans To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory Policy Advantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto 🎙️ Host: Confidently Crypto on SiriusXM 🔗 Connect: ProfTonyaEvans.com 📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you've ever wondered whether the government is going to crack down on Bitcoin --- or whether crypto is even legal --- this week changed everything. Dr. Tonya M. Evans breaks down the biggest week in U.S. crypto policy history in plain language anyone can follow. For the first time ever, the two federal agencies that oversee financial markets --- the SEC and CFTC --- officially said that sixteen major cryptocurrencies, including Bitcoin, Ethereum, and Solana, are commodities like gold or oil, not stocks or securities. That's a big deal because it means they'll be regulated with a lighter touch, and the years-long question of "who's in charge of crypto" finally has an answer. The SEC also proposed a new safe harbor framework that would give crypto startups legal room to build without fear of getting sued before the rules are even written. On top of that, two senators from opposite parties struck a deal on Friday that could unlock the biggest crypto bill in Congress --- one that's been stalled for months. And while all this is happening, Bitcoin is holding steady above $70,000 even though investor fear is at levels we haven't seen since the FTX collapse. Dr. Evans also goes inside her State of Crypto 2026 Report --- covering the $130 million political spending strategy that reshaped Congress, why 23 percent of Black Americans own crypto and what that means for who these new rules are built to serve, and what every investor and professional should be watching right now. Download the full report at ProfTonyaEvans.com/stateofcrypto2026 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Everyone has goals, but the real question is this: Are your choices moving you toward who you’re becoming, or keeping you exactly where you are? In today’s episode, “Do Your Financial Choices Reflect the Life You Really Want…Or?,” host Jacquette explores the powerful space between where you are and where you want to be. She calls this space “the gap”; the place where growth, clarity, and transformation actually happen. The gap is where you challenge old beliefs, interrupt unhelpful habits, expand what you think is possible, and start making choices that honor your future self. It’s not passive. It’s active, and it’s where evolution takes root. If you’re committed to aligning with the life you envision, everything: your relationship to risk, your sense of capacity, your identity, your imagination—will need room to shift. So let’s step into the gap with intention. It’s where the next version of you is waiting. Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth Clarity: Money Clarity | 5 Questions You Need to Ask Yourself — Jacquette Timmons Want More? Check Out: www.jacquettetimmons.com www.jacquettetimmons.com/digital-products www.instagram.com/jacquettemtimmons BuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

One industry spent over $130 million to reshape American politics. They went 48 for 58 in targeted Congressional races. And sixteen months later, the United States has its first federal crypto law, a Strategic Bitcoin Reserve, and the clearest regulatory signal the SEC and CFTC have ever produced. How did we get here? Dr. Tonya M. Evans pulls back the curtain on the inaugural State of Crypto 2026 Report from Advantage Evans Global Regulatory Strategies, walking you through how the report was built and the nine findings that frame everything from the GENIUS Act to the SEC-CFTC MOU classifying Bitcoin and Ethereum as digital commodities. If you've ever felt lost by the jargon, the names, or the alphabet soup of crypto regulation, this is the episode where it all clicks. Every term defined. Every player explained. Every finding unpacked. The full report is available for free download for a limited time at ProfTonyaEvans.com/stateofcrypto2026 Visit Dr. Evans' website at: www.ProfTonyaEvans.com Follow her socials: @IPProfEvans To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory Policy Advantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto 🎙️ Host: Confidently Crypto on SiriusXM 🔗 Connect: ProfTonyaEvans.com 📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What does the future really hold? According to Citrine Research’s report, "The 2028 Global Intelligence Crisis", if you’re not AI… the outlook might feel a little dystopian. In today’s episode, “Welcome to the Dystopia,” host Tremell sits down with journalist and host of the Karen Hunter is Awesome podcast, Karen, to unpack the future we may be hurtling toward; one shaped not just by artificial intelligence, but by unchecked greed and the systems that enable it. Together, they explore scenarios that feel less like science fiction and more like tomorrow’s headlines: the potential elimination of Sales Force roles, the shrinking value of human customer service, the paradox of funding an economic machine that’s simultaneously erasing jobs, the promise and pitfalls of Universal Basic Income, and much more. At the heart of the conversation lies a deeper question: we’re all chasing “the dream,” but as Langston Hughes asked, "what happens to a dream deferred?" Tune in as Tremell and Karen break down the dangers, the possibilities, and the mindset shifts that might help “we the people” not just survive the coming changes but find ways to thrive within them. Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey. #MoneyCoach #WealthEnthusiast #CashflowCoach Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Some people say rules are made to be broken, but that mindset can quietly work against you when it comes to your boundaries. In today’s episode, “Every Boundary You Honor Strengthens a Relationship — Especially This One,” Jacquette shares why asking her clients about the rules they set, and how faithfully they follow them, reveals the true health of their relationship with money. A boundary isn’t just a polite way to express needs. They're reflective of your self‑awareness, your standards, your communication, and your responsibility; the very qualities that shape how you lead and how you do business. When you can honor your boundaries even under pressure and influence, you’re already operating from a place of alignment, clarity, and strength. And that puts you miles ahead when money enters the picture. Boundaries aren’t restrictions. They’re alignment. They’re self‑respect in action. Tune in to explore how honoring your boundaries is one of the most powerful ways to honor yourself. Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth Clarity: Money Clarity | 5 Questions You Need to Ask Yourself — Jacquette Timmons Want More? Check Out: www.jacquettetimmons.com www.jacquettetimmons.com/digital-products www.instagram.com/jacquettemtimmons BuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Just days ago, Kraken became the first cryptocurrency company in U.S. history to receive a Federal Reserve master account — gaining direct access to the same payment rails that traditional banks have controlled for decades. That breakthrough is the perfect lens for this conversation, because Dr. Tonya M. Evans's guest, Caitlin Long, has been fighting for exactly that kind of access for years. Long is the founder and CEO of Custodia Bank, a Harvard-educated Wall Street veteran turned crypto banking pioneer, and one of the most consequential voices in the fight to integrate digital asset firms into the U.S. financial system. In this wide-ranging conversation, Dr. Evans and Long unpack the mechanics and meaning behind Fed master accounts, the GENIUS Act's stablecoin framework, and why the current battle over stablecoin yield between crypto firms and legacy banks could reshape the entire future of money. Together, they explore how tokenized deposits could revolutionize corporate payments, why U.S. dollar stablecoins are quietly extending American financial influence around the world, and what Africa's accelerating crypto adoption reveals about the practical utility of digital assets for communities traditional banking has never served. They also address the contradictions embedded in U.S. financial regulation and what the next generation of legal professionals needs to understand about building careers at the intersection of law, policy, and digital finance. Subscribe to Confidently Crypto on Apple Podcasts and Spotify so you never miss an episode, and watch the full video conversation on YouTube at Dr. Tonya M. Evans. And stay close — Dr. Evans's State of Crypto 2026 Report, Electing Crypto, is coming soon. Get on the list at ProfTonyaEvans.com to be first in line. Visit Dr. Evans' website at: www.ProfTonyaEvans.com Follow her socials: @IPProfEvans To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory Policy Advantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto 🎙️ Host: Confidently Crypto on SiriusXM 🔗 Connect: ProfTonyaEvans.com 📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sometimes you can’t quite name what’s shaping your choices, but that doesn’t make its influence any less real. In today’s episode, “Why Do the Things You Can’t See Influence the Ones You Can?” host Jacquette explores what she calls the “invisible forces”; the quiet drivers that can steer your life in directions you never consciously chose. These forces are always present, and while there are many, Jacquette highlights four that show up again and again: • seeking approval even when it costs you • taking responsibility that was never yours • defining yourself through others’ perceptions or potential • choosing stability vs expansion They may not fit neatly on a spreadsheet, but they shape every number, every decision, every outcome. Jacquette urges listeners not to let these unseen influences keep them trapped in assumptions that inevitably lead to comparison. Instead, she calls you to examine them, question them, and reclaim full authorship of your narrative. When you ask the right questions, you uncover the real process beneath your choices, and that clarity frees you to move with intention rather than unchecked influence. Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth Clarity: Money Clarity | 5 Questions You Need to Ask Yourself — Jacquette Timmons Want More? Check Out: www.jacquettetimmons.com www.jacquettetimmons.com/digital-products www.instagram.com/jacquettemtimmons BuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bombs are falling on Tehran. Banks are freezing. Millions just lost access to their money. And Bitcoin is still working. In this episode, Dr. Tonya M. Evans breaks down the U.S. military strikes on Iran and what this crisis reveals about why cryptocurrency was built for moments like this. Using real-world evidence from Ukraine, Sudan, Venezuela, Lebanon, the 2025 Spain and Portugal blackouts, and the current Iran conflict, she explains how Bitcoin and digital assets function as financial lifelines when traditional banking systems fail — and busts the myth that crypto is only for criminals using the Chainalysis 2026 Crypto Crime Report, DOJ enforcement data, and UN money laundering estimates. Whether you're crypto-curious or already in the space, this episode delivers the facts, the framework, and the confidence to understand what financial sovereignty actually means when your government or your bank decides you can't access your own money. Download the free companion guide "5 Reasons Crypto Was Built for Crisis" at ProfTonyaEvans.com/bonus and get your copy of Digital Money Demystified at DigitalMoneyDemystified.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you strive to build healthy relationships in your life—the kind rooted in clarity, boundaries, and mutual respect? If so, here’s a question we often overlook: Are you giving that same care and intention to your relationship with money? In today’s episode, “You’re Already in a Relationship With Money — Is It a Healthy One?” host Jacquette invites listeners to rethink how they engage with their finances. She breaks down why every healthy relationship—money included—needs clear expectations, well‑placed boundaries, and a foundation that can actually sustain you. Because financial decisions aren’t purely logical, but are shaped by emotions, habits, and the stories we carry, Jacquette encourages you to pay attention to the health of your relationship with money, the quality of your choices, and how you interpret the results. Healthy doesn’t mean perfect. It means functional, supportive, and aligned with who you’re becoming. So don’t let past skepticism about “having a relationship with your money” keep you from creating better outcomes. You’re already in one—this episode helps you make it a healthier, more empowering one. Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth Clarity: Money Clarity | 5 Questions You Need to Ask Yourself — Jacquette Timmons Want More? Check Out: www.jacquettetimmons.com www.jacquettetimmons.com/digital-products www.instagram.com/jacquettemtimmons BuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In case you missed it, check out this special breaking news episode from 2.12.26! Dr. Tonya M. Evans breaks down the kidnapping of 84-year-old Nancy Guthrie, taken from her Tucson home in the middle of the night, and the $6 million Bitcoin ransom demand that followed. Dr. Evans examines why the kidnapper's decision to demand cryptocurrency may be one of their biggest mistakes, explaining how Bitcoin's public blockchain creates a permanent, traceable record that law enforcement can follow in real time. The episode separates fact from fiction on crypto and crime, debunking persistent myths about Bitcoin anonymity and traceability, and explores how fear-based media narratives about cryptocurrency shape policy and impact access for underserved communities. A must-listen for anyone who wants to understand what Bitcoin actually is — and isn't — when it comes to criminal activity. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“No” is a complete sentence—but do you understand the power it holds.In today’s episode, “The Power of ‘No’ in Creating the Success You Want,” host Jacquette breaks down why this small word is one of the most transformative tools you have. Saying “no” isn’t about rejection. It’s about integrity, discernment, and protecting the boundaries that allow you to grow. It’s how you honor your capacity, your values, and your vision.Being in a constant state of “yes” can drain your energy, blur your priorities, and pull you away from what actually matters. While a well-placed “no” creates space, space for the “yeses” that are aligned, fulfilling, and capable of moving your life forward.You can’t reimagine, rebuild, or experiment if you’re afraid to use your “no.” It’s risky, yes, but so is every meaningful step toward the life you want.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: Money Clarity | 5 Questions You Need to Ask Yourself — Jacquette TimmonsWant More? Check Out:www.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. Tonya Evans revisits two Forbes predictions she made in late 2024 about crypto regulation and the Democratic Party's crypto strategy. Fifteen months later, Congress passed the GENIUS Act and the CLARITY Act—but market structure legislation is stuck in a fractured Senate. She breaks down the three Democratic camps shaping crypto's future, Fairshake's $193M war chest for 2026, Senator Lummis's surprise exit, and why Trump's crypto empire changed everything. A must-listen policy deep dive for crypto investors and professionals navigating what comes next. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this special breaking news episode, Dr. Tonya M. Evans breaks down the kidnapping of 84-year-old Nancy Guthrie, taken from her Tucson home in the middle of the night, and the $6 million Bitcoin ransom demand that followed. Dr. Evans examines why the kidnapper's decision to demand cryptocurrency may be one of their biggest mistakes, explaining how Bitcoin's public blockchain creates a permanent, traceable record that law enforcement can follow in real time. The episode separates fact from fiction on crypto and crime, debunking persistent myths about Bitcoin anonymity and traceability, and explores how fear-based media narratives about cryptocurrency shape policy and impact access for underserved communities. A must-listen for anyone who wants to understand what Bitcoin actually is — and isn't — when it comes to criminal activity. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“History doesn’t repeat itself, but it often rhymes.” Mark Twain’s words remind us that the past is a guidebook, not a relic. In today’s episode, “The Human Work of Progress: Reflections on Dr. King’s Legacy,” Jacquette explores how Dr. Martin Luther King Jr.’s radical reimagination of America was far more than hope; it was strategy, courage, and a refusal to accept the default.Reimagination is often the first act of change. It asks us to question norms, challenge the status quo, and examine what we truly value. Jacquette reflects on the endurance and experimentation that fueled the Civil Rights Movement, and how Dr. King understood that progress was never linear and never achieved through a single act.She invites listeners to take a lesson from his legacy: the How and the When matter just as much as the What. When you honor all three, you move with intention, resilience, and clarity—especially in the moments that test you most.Tune in and let Dr. King’s examples strengthen your own path forward.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthWant More? Check Out:www.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bitcoin has been declared dead more than 460 times — and this week's crash from its October all-time high of $126,000 to a low of $60,000 had the obituary writers sharpening their pens again. In this episode, Dr. Tonya M. Evans breaks down what actually happened, why it happened, and why understanding Bitcoin's four-year halving cycle is the difference between panic and preparation. She unpacks the global forces behind this selloff — from the Kevin Warsh Fed nomination to U.S./Iran tensions to billions in cascading liquidations — and explains why this crash isn't really about Bitcoin at all. If you've been rattled by the headlines or tempted to sell everything, this is the episode that puts the noise in context and gives you the knowledge to navigate what comes next. Visit Dr. Evans' website at: www.ProfTonyaEvans.comFollow her socials: @IPProfEvansTo listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/ Strategic Advisor | Digital Assets & Regulatory PolicyAdvantage Evans, LLC 📖 Author: Digital Money Demystified | Electing Crypto🎙️ Host: Confidently Crypto on SiriusXM🔗 Connect: ProfTonyaEvans.com📬 Subscribe: FinTech News & Trends Report Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“Buy now! Sell now! Decide now!”We hear it everywhere, but "now" isn’t always the answer. Sometimes the most powerful move you can make is to pause.In today’s episode, “Here’s an Important Reminder—Not Everything Needs to Be Decided Right Now,” Jacquette shares how her three guiding and grounding words for the year — reimagine, rebuild, experiment — are helping her resist what she calls “The January Effect,” that rush to make fast, definitive decisions. She reminds us that this perceived pressure doesn’t disappear after January; in money, business, and life, it’s constant. What matters is how you navigate it. One thoughtful decision at a time. One flexible step after another.If you’ve been feeling the push to decide everything immediately, this episode offers the permission — and the perspective — to slow down and choose with intention.Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowthFor Clarity: Offer Portfolio Blueprint™ | Pricing Clarity for Entrepreneurs — Jacquette Timmonswww.jacquettetimmons.comwww.jacquettetimmons.com/digital-productswww.instagram.com/jacquettemtimmonsBuyMeACoffee.com/Jacquette Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.