Financial Feminist

When it comes to love, weddings, and money — things can get messy. In this special episode, we’re re-releasing a conversation I had on the Here Comes the Drama podcast with Christa Innis, to talk about one of the most common (and costly) mistakes couples make: avoiding real conversations about money. From wedding budgets and bachelorette party expectations to navigating debt, boundaries, and financial transparency, we’re unpacking all the drama around love and money. Whether you’re planning your big day, standing beside a friend, or just love a juicy “Am I the A**hole?” wedding story, this episode is full of hot takes, practical scripts, and no-shame advice to help you protect your wallet and your relationships. Plus, we’ll talk about how to plan a wedding you can actually afford. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve been that multi-millionaire who rents, proudly defending why homeownership wasn’t the right choice for me—until now. At 31, I bought my first house, and in this episode, I’m sharing everything I learned along the way: the emotional rollercoaster of finding “the one,” the financial surprises (like hidden $50,000 repairs), why I chose a mortgage over paying cash, and what finally made me change my mind after years of renting. Whether you’re saving for your first home, debating if renting still makes sense, or just curious about how a self-proclaimed renter became a homeowner, this is the honest truth about what it really takes to buy a house. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it really cost to survive — on reality TV and in real life? In this episode of Financial Feminist, I sit down with Parvati Shallow — Survivor legend, and author of “Nice Girls Don’t Win: How I Burned It All Down to Claim My Power.” We talk about her journey from growing up in a high-control spiritual community (yes, basically a cult) to winning multiple seasons of Survivor and becoming one of the most iconic players in reality TV history, and how the scarcity mindset shaped her money, relationships, and self-worth for decades. Parvati opens up about what it means to rewire survival into abundance, motherhood’s lessons in surrender, queerness, and why playing “villain” on TV mirrors the punishment women face for stepping into their power. If you’ve ever been told you’re “too much” or felt you had to play small to belong, this conversation is for you. Parvati’s links: Website: https://www.parvatishallow.com/ Instagram: https://www.instagram.com/pshallow/?hl=en To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Building a business on the side isn’t easy—I’ve been there, hustling before and after my 9–5, wondering if I’d ever make enough to quit. In this episode, I’m joined once again by my friend and fellow entrepreneur, Mallory Rowan, to break down the five biggest mistakes side hustlers make that keep them stuck, burnt out, and broke. From struggling to define your audience to falling into the “do it all” trap, we’ll share the exact shifts you need to make if you want your side hustle to actually become a sustainable business. It’s time to stop spinning your wheels, lowering your prices, and wondering how to grow beyond those first few “friends and family” sales. We’re going to give you the clarity you need to finally move forward. Mallory’s links: Website: https://malloryrowan.com/ Instagram: https://www.instagram.com/malloryrowan/?hl=en To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re exhausted from carrying the invisible labor at home, this episode will feel like a deep breath. Today’s special best of episode features Eve Rodsky, who helps partners build more equitable relationships by helping bridge communication gaps and develop better systems in the home. In this conversation, she talks through her Fair Play Doctrine, offering exercises and conversation starters for couples to help get started in eradicating the labor disparity in their homes. Eve’s links: Website: https://www.fairplaylife.com/ Instagram: https://www.instagram.com/everodsky/?hl=en To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the “safe” choice—a steady paycheck, a traditional career path, playing small—was actually holding you back from building the business you’ve always dreamed of? In today’s episode, I sat down with Carrie Kerpen—entrepreneur, author, and founder of the Whisper Group—who built and sold an eight-figure company and now helps women transform their businesses into valuable, sellable assets. We get into how financial fear and freedom shaped her entrepreneurial journey, why most of us never feel “ready” to start, and the key shifts you can make to build a business that not only survives but thrives. If you’ve ever wondered how to create a business that lasts, this conversation is your blueprint. Carrie’s links: Website: https://www.wearethewhispergroup.com/Book: https://www.wearethewhispergroup.com/the-whisper-way-book Instagram: https://www.instagram.com/carriekerpen/?hl=enFind out how much your business is worth: http://whispercalculator.com To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve ever thought, “I want to be my own boss, but I don’t even know where to start,” this episode is for you. I’m sitting down with my friend, business coach and entrepreneur Mallory Rowan, to talk about how to finally stop dreaming and start building your own business. We’re unpacking the fears that hold you back—like not having the “perfect” idea, worrying about failure, or feeling like you’re not the entrepreneurial type—and giving you the permission slip and playbook you need to move forward. From learning why “ready” is not a feeling to understanding how entrepreneurship can change your finances and your life, this conversation will inspire you to take messy action, trust the process, and start your journey from idea to income. Mallory’s links: Website: https://malloryrowan.com/ Instagram: https://www.instagram.com/malloryrowan/?hl=en To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

I asked our audience one simple question: How much money would you need to feel rich? What I didn’t expect was a tidal wave of answers that weren’t just about income—they were about identity, survival, trauma, and the deep psychology of money. In this episode, I’m digging into the thousands of responses we received—from those saying $70K makes them feel secure, to others needing $750K+ just to feel safe in their high-cost-of-living cities. But beneath those numbers lies something even more fascinating: how we define wealth, comfort, and enoughness, especially as women navigating a world that tells us we should be grateful for scraps. This episode isn’t about hitting a random salary milestone—it’s about unraveling the emotional and psychological layers behind why we want more money and what it represents. From societal expectations to location-based cost pressures, from generational trauma to shifting lifestyle goals, I break down what your “rich number” might actually say about you—and challenge you to claim even more. Because financial safety isn’t simply a number. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve ever felt like you’re living life on someone else’s terms—constantly trying to be “good,” small, or palatable—this episode will change everything. I sat down with return guest Elise Loehnen, bestselling author of On Our Best Behavior and her new workbook Choosing Wholeness Over Goodness, to talk about how to actually like your life, your body, and yourself. We dig into how cultural “good girl” conditioning and stories about money, envy, success, and our bodies hold us back, and how to start rewriting those scripts into ones that feel true to who you are. Elise shares powerful insights on fear, intuition, and envy—and how embracing wholeness over perfection can free us to live more authentic lives. Elise’s links: Website: https://www.eliseloehnen.com/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re over 30 and not sure where to start with finances, this conversation is for you. In this special best of episode, Tori is joined by Britt and Laurie-Anne of the Dow Janes to talk about managing your money in your 30s and beyond. Tune in to hear why The Dow Janes have a different view of emergency funds and finances in partnerships, how managing money in your 30s is different than in your 20s, and why it’s never too late for women to start getting into their finances. The Dow Jane's Links: Website: https://www.dowjanes.com/ Instagram: https://www.instagram.com/dow.janes/ Youtube: https://www.youtube.com/c/DowJanesFinancialEducation To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re drowning in credit card debt, this is your lifeline. I’m sharing the five strategies that can help you pay it off by the end of this year — and stay out of it for good. From slashing your interest rate to my favorite debt consolidation tool, these steps can save you thousands and give you your financial freedom back. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What if everything you’ve been told about retirement is a lie? For years, we’ve been sold the idea that we should grind it out for 40+ years and finally start enjoying life at 65 — but what if that model is broken? In this episode, I’m joined by author and financial coach Jillian Johnsrud to talk about why the traditional retirement plan is failing us and how mini-retirements can give you freedom, fulfillment, and even more money along the way. We’re unpacking exactly how to afford extended breaks, how to negotiate time off without tanking your career, and why rest is one of the smartest investments you can make. Jillian’s links: Website: https://retireoften.com/ Book: https://lnk.to/retireoften Instagram: https://www.instagram.com/jillianjohnsrud/ Planning worksheet: https://retireoften.com/mini/ Negotiating worksheet: https://retireoften.com/onemonth/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

When I started my business, I had just $40 in my bank account. No trust fund, no corporate safety net, just a dream and a whole lot of grit. Fast forward, and that $40 has turned into a multi-million dollar company that’s helped over five million women change their relationship with money. But it didn’t happen without mistakes––and a lot of hard lessons along the way. In this episode, I’m pulling back the curtain on the seven most important lessons I’ve learned over nine years of building Her First $100K. These are the strategies, mindset shifts, and sometimes counterintuitive moves that have made the biggest difference—not just in our bottom line, but in my life as an entrepreneur. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you build a $100 million brand, become the face of a cultural movement, and then watch it all come crashing down—publicly? In this episode, I sit down with the iconic Sophia Amoruso—founder of Nasty Gal, originator of #Girlboss, and now a seasoned investor and entrepreneur—to talk about what it really takes to reinvent yourself without losing who you are. We get raw about failure, public scrutiny, and why walking away from something “successful” might actually be the most powerful move you can make. Whether you’re pivoting careers, or simply redefining what success looks like, Sophia’s insights'll give you the crash course in reinvention you didn’t know you needed. Sophia’s links: Website: https://www.sophiaamoruso.com/ Business Class: https://www.businessclass.co/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when the doctrines of faith and control intersect with a woman's autonomy? In this replay episode, I sat down with Tia Levings, author of the powerful memoir “A Well-Trained Wife,” and her story will leave you speechless. Tia dives deep into her experience growing up in and escaping from Christian fundamentalism and the trad wife movement— before it was even called that. We talk about how patriarchal control impacts women financially, emotionally, and physically, and how that same mindset influences the political movements we're seeing today. If you've ever wondered how personal freedom intersects with religion, politics, and financial independence, this is the episode for you. Tia’s links: Website: www.tialevings.com Tia’s book: A Well-Trained Wife To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you thought “hacking” your money meant clipping coupons or extreme budgeting, today’s episode is going to blow you away. I sat down with Chris Hutchins, of the All the Hacks podcast, to talk about how to maximize value in every area: spending, saving, earning, and traveling. Chris breaks down real, actionable hacks that go way beyond clipping coupons—including side hustles that don’t require starting a business, ways to “game the system” to cut costs on everything from groceries to luxury hotels, and how to rack up credit card points without going into debt. If you want to stop overspending, learn to travel smarter, or create extra income on the side, pull up a chair. Chris’s links: Website: https://allthehacks.com/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when a cultural icon known for spreading joy and glam realness opens up about their most personal financial struggles? In this episode, I sit down with the one and only Jonathan Van Ness aka JVN for a raw, vulnerable, and hilarious conversation about money trauma, impulse spending, and the financial wake-up call that changed everything. From their first money memory at Bath & Body Works to navigating money as a public figure living with HIV, JVN shares how they went from financial avoidance to agency—with a little help from our past conversations. We dive deep into how queer joy is not just resistance, but a vital tool for survival, why financial literacy is crucial for marginalized communities, and what it really takes to heal your relationship with money. Plus, you'll hear Jonathan’s tips for luxury bag resale (you'll want to take notes), the emotional weight of growing up without financial guidance, and how they've transformed their entire financial life, mindset, and self-worth. Tune in! JVN’s links: Website: https://jonathanvanness.com/ Hot & Healed tour: https://jonathanvanness.com/tour/ Book: Let Them Stare: https://www.harpercollins.com/products/let-them-stare-jonathan-van-nessjulie-murphy? variant=43252198768674 To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve been quietly collecting advice, saving resources, and sitting with the weight of your own potential, but too scared to actually take action––this episode is your invitation to move. Today kicks off our brand new millionaire mindset series. But it’s not about becoming a millionaire as much as it is about thinking like one. In this first episode, I’m exploring what it really means to take risks—not just the headline-grabbing kind, but the real, uncomfortable, sweaty-palm, heart-racing decisions that stretch you and shape you. I’m sharing all of the life-lessons that have allowed me to take bold action (even when terrified), and design a life I love. Whether you're navigating a big career change, craving more autonomy, or just ready to stop living for everyone else, this episode will give you actionable tools and advice to move through fear and into the best version of yourself. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Being broke isn’t just a number in your bank account—it’s a feeling of exhaustion, fear, and isolation. It’s a cycle that so many of us know intimately, and one that today’s guest, Dasha Kennedy—aka The Broke Black Girl—has lived, studied, and helped thousands escape. In this deeply honest conversation, Dasha and I talk about what it means to truly be broke, the systemic barriers that keep so many people in financial survival mode, and the very first steps you can take to begin rewriting your money story. Whether you’re deep in debt, feeling stuck living paycheck-to-paycheck, or just craving financial stability, this episode will meet you where you are––and give you the tools and motivation you need to get unstuck. Dasha’s links: Website: www.thebrokeblackgirl.com Book: https://www.simonandschuster.com/books/Moving-Beyond-Broke/ Dasha-Kennedy/9781668025017 Podcast episodes mentioned: Breaking Down the Wealth Gap + Minority Appraisal Crisis with Tiffany Aliche: https://herfirst100k.com/financial-feminist-show-notes/2021-5-24-4-breaking-down-the-racial-wealth-gap-minority-appraisal-crisis-with-tiffany-aliche-aka-the-budgetnista/ How America’s Racist Roots Fueled a Predatory Bail Bond Industry, with Tricia Cleppe: https://herfirst100k.com/financial-feminist-show-notes/2021-5-24-6-how-americas-racist-roots-fueled-a-predatory-bail-bond-industry-with-tricia-cleppe/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What if leadership didn’t mean overworking your team, sacrificing your mental health, or pretending to be someone you’re not? In this episode, I’m sitting down with repeat guest, Amanda Litman—founder of Run for Something and author of When We’re in Charge—to talk about how millennials and Gen Z are reshaping leadership from the inside out. We dig into what it takes to lead with empathy, accountability, and boundaries in today’s work culture—and why the old playbook just doesn’t work anymore. From navigating social media and hybrid workplaces to building inclusive, sustainable teams, Amanda offers a refreshingly honest take on how we all can be better leaders, whether you're managing a team or preparing for your first promotion. Amanda’s links: Website: https://www.amandalitman.com/ When We’re in Charge: https://www.amandalitman.com/when-were-in-charge Run for Something: https://runforsomething.net/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve ever looked at the state of politics and thought, “What’s the point?”—this conversation is the reminder you need. I sat down with powerhouse activist Deja Foxx, who at just 25 is running for Congress in Arizona’s 7th district. She’s not just talking about change—she’s out there knocking on doors, refusing corporate PAC money, and pushing bold, progressive policies that impact real people, especially those who’ve been left behind by the system. We talk about the true cost of running for office, why reproductive rights are a financial issue, and what it actually takes to shake up a broken political system. If you’ve been feeling disillusioned with politics, Deja will remind you of what’s possible when we center lived experience and refuse to wait our turn. Deja’s links: Website: https://dejafoxx.com/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever felt like your ambition made people uncomfortable—or worse, made you question your worth—this episode is for you. In this episode I sat down with journalist and content creator Danielle Robay, to talk about what it means to own your ambition in a world that constantly tries to shrink you. Dubbed The Queen of Questions, she has interviewed everyone from Taylor Swift to Michael B. Jordan, and today she’s talking with us about everything from asking better questions to navigating the spiritual cost of going after big dreams. Danielle’s links: Website:www.daniellerobay.com Instagram: https://www.instagram.com/daniellerobay/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

You might think you know the financial cost of transitioning—but what you’ll hear in this episode will completely reframe how you think about money, identity, and survival. In this episode, I spoke with Ash Perez –– Cuban-Korean-Filipino writer, director, producer, and openly trans man who’s sharing what it really takes to live authentically in a world that often doesn’t make room for that authenticity. From top surgery and hormone therapy to lost job opportunities and acne treatments during a second puberty, Ash gets incredibly honest about the hidden, ongoing expenses of transitioning—and why we need to start thinking about them as necessary, not excessive. This is one of the most candid and enlightening conversations we’ve ever had on the show. Ash walks us through not only his journey through gender discovery, divorce, grief, and systemic hoops—but also what cisgender allies often get wrong when trying to support trans folks. If you care about queer communities, want to be a better ally, or are just ready to expand your perspective on what financial security and self-acceptance really look like, tune in. Ash’s links: Website: https://www.2ndtry.tv/ Substack: https://substack.com/@itsashlyperez To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it really mean to be a “rich girl”—and can we pursue wealth without sacrificing our values or our mental health? In this episode, I sit down with one of my favorite personal finance girlies, Katie Gatti Tassin, founder of Money with Katie and author of Rich Girl Nation. Katie and I dive into what it means to define success on your own terms and how to untangle your identity from your income. We talk about the dangers of tying self-worth to productivity, the role of privilege in financial success, and how to build wealth while still staying grounded in rest, joy, and community. This isn’t about toxic hustle or selling your soul for a dollar—it’s about building a life that’s rich in more ways than one. If you’ve ever wondered whether your drive for financial freedom is helping you thrive—or quietly burning you out—this episode is for you. Katie’s links: Website: https://moneywithkatie.com/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

I’ve seen it over and over again––the smartest, most capable people sabotage their financial success because of mindset traps they don’t even realize they’re falling into. In this episode, I’m walking you through 5 sneaky money mindsets that could be silently wrecking your financial goals—and more importantly, how to break free from them. These aren't just bad habits. They’re deeply-rooted beliefs that keep us playing small, procrastinating, and feeling like we’re not “cut out” for financial freedom. I’ll break down why these mental blocks are so common (especially for women and marginalized folks), how they show up in your daily life, and what to do instead. So whether you're paying off debt, saving for a big goal, or just trying to feel more in control of your money, this is the mindset reset you didn’t know you needed. Mentioned in this episode: How to Stop Emotional Spending: https://herfirst100k.com/financial-feminist-show-notes/stop-emotional-spending/ The #1 Mindset Holding You Back in Life: https://herfirst100k.com/financial-feminist-show-notes/142-the-1-mindset-holding-you-back-in-life/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s talk about sex baby! If you've ever wondered why sex, pleasure, and intimacy often come with guilt—you're not alone. In this episode of Financial Feminist, I’m joined by Casey Tanner, AASECT certified sex therapist and author of the book “Feel It All: A Therapist's Guide to Reimagining Your Relationship with Sex.” We dive deep into how capitalism, purity culture, and gender norms are shaping not just your finances—but your sex life too. Yep––capitalism might be in your bedroom. Casey and I unpack how productivity obsession, religious trauma, and internalized shame creep into our most intimate moments. We explore how queerness, pleasure, money, and identity intersect—and how healing from societal conditioning around sex can help us build better relationships with ourselves and others. Whether you're partnered, solo, questioning, or just curious, this conversation will blow your mind and soothe your nervous system all at once. TW: Sexual assault , mention of suicide, eating disorders Casey’s links: Queer Sex Therapy’s Instagram: https://www.instagram.com/queersextherapy/ The Expansive Group’s Instagram: https://www.instagram.com/theexpansivegroup/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Class is back in session! In this special ‘Study Hall’ episode, I’m breaking down one of the biggest decisions you’ll ever make––home buying. We’ve packed this episode with some of our best conversations on renting vs. buying—including insights from Ramit Sethi, Kate Wood from NerdWallet, and Redfin’s Chief Economist Daryl Fairweather. Whether you’re trying to decide if homeownership makes sense for you, want to better understand mortgages, or need permission to not buy a house right now, this episode is your comprehensive guide to one of life’s biggest financial moves. Let’s bust some myths, talk strategy, and help you decide what’s right for your real life—not someone else’s version of success. Mentioned in this episode: What You Need to Know About Mortgages with NerdWallet’s Kate Wood: https://herfirst100k.com/financial-feminist-show-notes/how-to-get-a-mortgage/ How to Live Your Rich Life with Ramit Sethi: https://herfirst100k.com/financial-feminist-show-notes/rich-life-ramit-sethi/ Will the Housing Market Ever Get Better? with Daryl Fairweather: https://herfirst100k.com/financial-feminist-show-notes/162-will-the-housing-market-ever-get-better-with-daryl-fairweather-redfin-chief-economist/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

I know firsthand how heavy financial scarcity can feel—especially when you’re dealing with debt. It’s not just numbers on a screen; it’s fear, shame, and anxiety that can leave you frozen in place. In this episode, I’m joined by Natalia Brown, Chief Compliance and Consumer Affairs Officer at National Debt Relief, who not only brings professional expertise, but powerful lived experience growing up in Harlem and navigating financial hardship herself. We talk about the real, raw emotional toll of debt—from the societal stigma to the psychological patterns that keep us stuck. Natalia breaks down predatory lending, payday loan traps, and how to know if debt consolidation or settlement is right for you. We also dive into something so many of us feel but rarely name: financial dysmorphia. This episode is full of judgment-free, actionable advice on how to reclaim your financial power and begin again—with clarity, compassion, and a solid plan. Natalia’s links: For more information on a variety of debt topics, feel free to visit National Debt Relief’s Resource page for more information on individual debt situations: https://www.nationaldebtrelief.com/resources/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

In today’s episode I’m sitting down with the “godfather of financial independence" aka JL Collins, to demystify investing in the most approachable way possible. JL has been in the game for over 50 years and wrote The Simple Path to Wealth—a book that’s helped nearly a million people understand how to grow their money with confidence. And today, he’s breaking it all down for you. We get real about what investing actually is, why you don’t need a finance degree to build wealth, and how the entire financial industry has tried to gatekeep this information. JL shares why index funds are his go-to, how to avoid common investing mistakes, and why market dips aren’t disasters—they’re opportunities. Whether you’re brand new to investing or just want a no-BS refresh on the basics, this conversation is for you. JL’s Links: The Simple Path to Wealth: https://www.simonandschuster.com/books/The-Simple-Path-to-Wealth-(Revised- Expanded-Edition)/JL-Collins/9798893310474 To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

In a world that’s constantly demanding more, learning how to quiet anxiety and reconnect with your purpose has never been more important. In today’s episode, I sat down with Dr. Martha Beck—bestselling author and speaker who Oprah calls “the smartest woman she knows”—to talk about something that affects so many of us: anxiety. But not just how it shows up in our lives—more importantly, how to understand it, move through it with kindness, and use it as a compass toward discovering your true purpose. Dr. Beck drops wisdom on the neuroscience of anxiety, the traps of our left-brain-dominated society, and how small acts of kindness (toward ourselves!) can lead to massive transformation. From her radical year of living without lies to the science of shaking out stress, this episode is filled with both aha moments and practical tools to move from panic to peace. Dr. Beck’s Links: Website: https://marthabeck.com Instagram: https://www.instagram.com/themarthabeck/ Book: “Beyond Anxiety”: https://marthabeck.com/beyond-anxiety/ Beyond Anxiety Exercises & Toolkit: https://marthabeck.com/exercises/ Beyond Anxiety Deep Dive [12 month course]: https://wildercommunity.com To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

You have money. But what should you actually do with it? Today, I’m answering listener questions straight from our voicemail inbox—including some common (and totally relatable) money dilemmas like where to park your emergency fund, what to do when you inherit financial decisions, and whether it’s still safe to invest given our political climate. If you've ever felt confused about what you should be doing with your money––after this episode you’ll walk away knowing exactly where your money should be right now. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've been feeling burned out, emotionally drained, or like you're just going through the motions, this episode is for you. I sat down with board-certified psychiatrist and author Dr. Judith Joseph, and what started as a conversation about high-functioning depression turned into a much bigger discussion—about joy, trauma, people-pleasing, burnout, and the societal pressure to always be "on." Dr. Joseph breaks down the science of why so many of us feel stuck in cycles of overachieving and under-feeling—and how to break free from it. We’re not just talking theory—we’re talking real, actionable practices. Dr. Joseph shares her five-part framework to help you reconnect with what truly matters and reclaim your joy, even in the middle of a busy, demanding life. Dr. Joseph’s Links: Website: https://drjudithjoseph.com/ High Functioning book: https://highfunctioningbook.com/ Instagram: https://www.instagram.com/drjudithjoseph/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're a woman navigating the complex world of career negotiations — whether you’re gearing up for an annual review or trying to land a new job with higher pay, you're in for a treat. In this special replay episode, Tori sits down with speaker, corporate trainer, and gendered negotiation expert Kathryn Valentine to uncover the secrets of successful salary negotiations. Kathryn's insights dispel the myths and provide actionable strategies for leveling the playing field in the corporate world so you can tackle your next negotiation with confidence. Kathryn’s Links: Kathryn’s Website 75+ Things You Can Negotiate To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s be real — periods are a huge part of life for millions of us, but we’re still taught to suffer through the pain, stay quiet about the discomfort, and not ask too many questions. In today’s episode, I'm joined by Kate Helen Downey, host of the incredible podcast CRAMPED, who is on a mission to change that. We’re getting into everything you should have been taught about your body but probably weren’t –– the truth about hormones, the reality of living with endometriosis (endo) and PCOS, why the system isn’t built for menstruating bodies, and how period pain is affecting our wallets, careers, and overall health. If you’ve ever wondered whether your pain is "normal" (hint: if it’s wrecking your day, it’s not!), or felt dismissed by doctors when you tried to get answers, this conversation will make you feel seen. We’re breaking down the phases of your hormonal cycle, what debilitating period symptoms might be telling you, and why advocating for your health — even when the system is stacked against you — is an act of radical self-care. Kate’s Links: Website: https://www.katehelendowney.com/ CRAMPED podcast: https://www.katehelendowney.com/cramped Instagram: https://www.instagram.com/katehelendowney/ TikTok: https://www.tiktok.com/@kateiscramped To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But what if I told you the biggest financial decision you’ll ever make isn’t about money at all? In today’s episode, I’m getting real about the one life choice that will shape every part of your financial future—and yet, almost nobody talks about it. This isn’t another investing episode (though those are important too). This is about who you choose to build a life with, and why that decision matters more than almost anything else when it comes to your long-term wealth, career growth, and personal freedom. Whether you're single and dating, in a committed relationship, or reevaluating your partnership, I’m breaking down what a healthy, equitable financial relationship actually looks like—and the red flags you cannot ignore. If you're ready to make smarter decisions about your love life and your financial life, this is your episode. Let’s dig into the conversation that could save your money—and maybe even your peace. Resources: ‘Building Equitable Relationships with Eve Rodsky’ episode: https://herfirst100k.com/financial-feminist-show-notes/fair-play-doctrine/ ‘How to Talk About Money with Your Partner with Ramit Sethi’ episode: https://herfirst100k.com/financial-feminist-show-notes/220-how-to-talk-about-money-with-your-partner-with-ramit-sethi/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

You know that little voice in your head that says, “What will they think?” The one that’s held you back from hitting publish, setting a boundary, or even just being yourself? Yeah, we’re done with that. In this episode, I sit down with the iconic Mel Robbins to talk about how to finally stop caring what other people think—and start living for yourself. This isn’t your typical self-help chat. It’s real, unfiltered, and hands down one of the most vulnerable conversations we’ve had on the show. We’re not just talking about why it’s time to let go of other people’s opinions—we’re unpacking how to do it, especially when it’s your parents, your boss, or your internet trolls. Mel shares how she navigates criticism, the emotional toll of success, and why it’s not your job to manage other people’s feelings. If you’ve ever felt held back by fear of judgment, or struggled to show up as your full self—this episode will change the way you see your life, your relationships, and your ambition. Mel’s Links: The Let Them Theory: https://www.melrobbins.com/book/the-let-them-theory/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever scrolled through Instagram wondering how your favorite creators are jet-setting to Paris, sipping cocktails in Bali, or scoring first class seats—all “for free”—and thought, "How the hell are they doing that?”, this episode is your step-by-step guide. I sat down with one of my closest friends (and the first person I text whenever I’m stumped on how to use my points), travel and credit card expert Janelle Rupkalvis. She’s saved over $100,000 on luxury travel using credit card points and miles, and today, she's sharing exactly how to play the credit card game—and win. We’re talking about how to find the best travel deals, the most common credit card mistakes (and how to avoid them), how to redeem points the smart way, and the exact tools Janelle uses to unlock five-star experiences without the price tag. This episode is perfect if you're new to travel hacking or if you’ve got a ton of points and zero clue what to do with them. We’re talking business class, tropical destinations, travel insurance, sign-up bonuses—and yes, how to make credit cards work for you, not the other way around. Janelle’s Links: Instagram: https://www.instagram.com/janelleonajet TikTok: https://www.tiktok.com/@janelleonajet Youtube: https://www.youtube.com/@janelleonajet Mastering SkyMiles course waitlist: https://ashleygetsaround.kit.com/a1c49dce16 To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Let’s be real — 2025 is already shaping up to be a hell of a year financially, and not necessarily in a good way. Between Trump’s tariffs, a tanking stock market, and recession fears popping off everywhere you look, it’s overwhelming out here. That’s exactly why I recorded this episode — not to scare, but to prepare. If it feels like the financial world is spiraling and you’re wondering how the hell to protect yourself, your savings, and your sanity, this episode is your lifeline. I’m breaking down everything you need to know to weather this economic storm––why this financial crisis is different from 2008 and 2020, what to actually do with your money right now depending on your age, and how to build security without spiraling into panic. Whether you’re just starting your financial journey or you’ve been stacking coins for years, this episode is packed with clear, actionable, no-BS advice. Please share this episode with your friends and family! To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

True crime lovers and financial feminists, buckle up — this one’s a wild ride. In today’s episode, I sit down with Emma Ferris, a renowned stress and resilience coach, podcaster and speaker, who shares the jaw-dropping story of how she was conned out of $150,000 by someone she thought she could trust — her romantic partner. Yep, this story has it all: love bombing, secret identities, fake businesses, and a bank sting operation worthy of a Netflix series. But more importantly, Emma walks us through the emotional aftermath — the shame, the trauma, and the bravery it took to reclaim her money, her voice, and her sense of self. Emma’s Links: Website: http://www.thebreatheffect.com/ Conning the Con podcast: https://podcasts.apple.com/nz/podcast/conning-the-con/id1516505977 The Bravery Academy podcast: https://podcasts.apple.com/nz/podcast/the-bravery-academy/id1695921041 Online Breathwork courses: https://thebreatheffect.thrivecart.com/breathe-right-course/ https://www.thebreatheffect.com/transform/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're job hunting in 2025, this is the only job-hunting podcast episode you’ll ever need. Seriously. I’m sitting down with Erin McGoff––award-winning career educator, content creator, and the founder of AdviceWithErin, to break down exactly how to stand out and land the job of your dreams in this wild hiring landscape. We’re talking about the biggest job market trends, the right (and wrong) ways to apply, why networking is more crucial than ever, and how to figure out what kind of career actually fits your life. Whether you're currently job hunting, thinking about a career pivot, or just want to be prepared for the next step in your professional journey, this episode is packed with the advice you wish you’d heard sooner. Erin’s Links: Website: https://www.erinmcgoff.com/ Instagram: https://www.instagram.com/advicewitherin/ Erin’s Newsletter: https://www.hyperhelpful.com/ Career Advice Quiz: https://advicewitherin.com/quiz To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

You asked, and we answered! In this special replay episode, I answer voicemail questions from the podcast community and Stock Market School, including questions about investing, retirement planning, and the notorious pitfalls of certain financial institutions. From navigating the emotional pull of paying off mortgages to escaping the clutches of Edward Jones, I'm tackling it all—tune in! To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered what it’s like behind the scenes at Saturday Night Live? Well, you’re in for a treat because today I’m sitting down with SNL writer and comedian Ceara O’Sullivan—the brilliant mind behind the viral Domingo sketch. Ceara takes us inside the fast-paced world of late-night comedy, sharing what it’s like to write and pitch sketches for one of the most iconic TV shows of all time. From the grueling weekly schedule at SNL to what actually happens when a sketch bombs, Ceara gives us an inside look at a dream job that’s equal parts exhilarating and exhausting. But this episode isn’t just about SNL—it’s about the hustle, the rejection, and the financial realities of being a creative. Ceara opens up about her journey from improv in Boston to TikTok during the pandemic, to finally landing SNL (on her second attempt!). We also get into the economics of being a comedian—how she manages money in a field with unpredictable income, when she knew it was time to become an S Corp, and how much it actually costs to build a career in entertainment. If you’ve ever been curious about what it takes to break into comedy, or you just want to hear some wild behind-the-scenes stories from SNL’s 50th season, this episode is for you. Ceara’s Links: Instagram: https://www.instagram.com/cearajaneo/ Petty Crimes podcast IG: https://www.instagram.com/pettycrimespod/# To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Talking about money with your partner can feel awkward, overwhelming, or straight-up terrifying—but avoiding it? That’s a guaranteed way to create resentment, stress, and financial chaos. Nearly half of couples argue about money, and 36% say it's one of the biggest sources of stress in their relationships. So, how do we break the cycle and actually have productive, meaningful conversations about money with the person we love? Enter Ramit Sethi—money expert, bestselling author of I Will Teach You to Be Rich, and the host of Netflix’s How to Get Rich. He’s here to help us navigate the messy, emotional, and psychological side of managing finances as a couple. We’re getting real about why money fights happen, the invisible scripts we bring into relationships, and how to align financially even when you and your partner have wildly different incomes, spending habits, or financial values. Plus, we’re tackling one of the biggest taboos—what happens when a woman earns more than her male partner. If you want to stop arguing about money and start feeling financially aligned, this episode is a must-listen. Ramit’s Links: Order Money for Couples: https://www.iwillteachyoutoberich.com/books/ Youtube: https://www.youtube.com/@ramitsethi Money for Couples podcast: https://podcasts.apple.com/us/podcast/money-for-couples-with-ramit-sethi/id1577864998 To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Investing your money is one of the most powerful ways to build wealth—but before you even buy your first stock, you’re faced with one of the biggest questions: Which investing platform should you choose? Should you go with a financial advisor? Trust a robo-advisor to do the work for you? Or should you DIY your investments through an all-in-one platform? Each option has its own set of pros, cons, and hidden pitfalls—and I’m breaking it all down for you in this episode. Today, I’ll walk you through the three main investing routes, expose the sneaky fees that could cost you thousands (or even hundreds of thousands) over time, and help you decide which option is the best fit for you. Plus, I’ll share my personal recommendations, including the platform I don’t recommend for most people. Stick around to the end, and I’ll give you my favorite tool for getting started—without the stress, confusion, or financial bro jargon. How to Plan for a Recession: https://herfirst100k.com/financial-feminist-show-notes/plan-for-recession/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Grief is something we all experience, yet no one really prepares us for how to handle it—or how to support others going through it. And here’s the thing: grief isn’t just about losing a loved one. It can come from a breakup, losing a job, or even mourning the life you thought you’d have. In today’s episode, I sit down with Carla Fernandez, co-founder of The Dinner Party and author of Renegade Grief: A Guide to the Wild Ride of Life After Loss, to talk about what grief really looks like, why loneliness makes it harder, and how we can build stronger communities to support ourselves and others through loss. We also dive into something that doesn’t get talked about enough—the financial impact of grief—and why having a plan in place is one of the greatest acts of love you can give your family. This conversation is honest, raw, and surprisingly hopeful. Carla’s insights will shift the way you think about grief, loneliness, and community care, whether you’re navigating loss yourself or supporting someone who is. Carla’s Links: Website: carlafernandez.co Order Renegade Grief: carlafernandez.co/renegadegrief The Dinner Party: https://www.thedinnerparty.org/ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Divorce can be one of the most emotionally and financially challenging experiences of a person’s life. And yet––so many of us walk into marriage without truly understanding the financial implications of merging (and potentially untangling) our lives. In this episode, I sit down with photographer, entrepreneur, and coach Kristin Sweeting, who openly shares her story of getting divorced at 29, the financial mistakes she made, and how she rebuilt her wealth from the ground up. We’re talking about everything from the hidden costs of divorce to why prenups should be a standard practice—and the crucial financial steps every person should take before (and during) marriage. Whether you're married, single, or somewhere in between, this episode is packed with financial lessons. Kristin’s Links: Website: https://kristinsweeting.com/ Study Abroad Programs: https://dangerschool.com/study-abroad To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

Tori answers questions about all things credit cards –– including how to choose the right one for your lifestyle, how many credit cards you should have, how to use a credit card responsibly, and getting to know and utilize your rewards system. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you lose control over the very thing that defines you—your voice, your art, your career? That’s exactly what JoJo faced after signing her first record deal at just 12 years old. A child prodigy turned global pop sensation, JoJo’s career skyrocketed before she found herself locked in a restrictive contract, unable to release new music and legally fighting for her own voice. But instead of letting the industry silence her, she fought back—re-recording her early albums, going independent, and even taking on Broadway. In this episode, JoJo gets real about the highs and lows of her journey, from navigating the brutal music industry to discovering the power of financial freedom. She shares how reclaiming ownership of her art was one of the most empowering moves of her career, how Broadway changed the way she prepares for performances, and why money has been the key to making decisions from a place of power—not fear. If you’ve ever felt stuck, underestimated, or unsure of how to take control of your future, JoJo’s story is proof that resilience and self-worth can change everything. Thank you to our friends at Spotify, where we recorded this episode live in their NYC studios! JoJo’s Links: Website: https://www.iamjojoofficial.com/ Over the Influence: A Memoir: https://www.iamjojoofficial.com/overtheinfluence To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices

The US throws away more food than any other country in the world - over 80 billion pounds per year, with each American throwing out an estimated 30% of the food they purchase. This alarming fact is what propelled today’s guest to create a cookbook & community dedicated to showing people how to transform commonly wasted foods into delicious recipes. Carleigh Bodrug is the CEO and Founder of PlantYou, a New York Times Bestselling cookbook author, and self-taught plant-based chef famous for her simple take on low-waste and vegan recipes. In this special replay episode she and Tori dive into the topic of reducing food waste and saving money on groceries, with Carleigh sharing her expertise on how to make the most out of ingredients, minimize waste, and maximize flavor, all while sticking to a budget. From innovative recipe ideas to practical tips for utilizing kitchen scraps, this conversation offers valuable insights for anyone looking to eat more sustainably and economically. Carleigh's Links: Scrappy Cookbook To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince Get cozy in Quince's high-quality wardrobe essentials. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/FFPOD. Indeed Hiring? Indeed is all you need. Get a $75 sponsored job credit to get your jobs more visibility at www.indeed.com/ffpod. Gusto Run your first payroll with Gusto and get three months free at gusto.com/ffpod. Learn more about your ad choices. Visit megaphone.fm/adchoices

Job searching is never easy, but for women, the challenges can be even greater—lowball salary offers, confidence gaps, and workplaces still steeped in outdated norms. That’s why I brought on today’s guest, Malia Razzaia, Executive Director of Dress For Success Seattle, to break it all down. Malia has spent years helping women navigate career transitions, salary negotiations, and the systemic barriers that still hold us back. In this episode, we dive into the biggest mistakes women make when job hunting, how to confidently advocate for yourself, and why financial independence isn’t about luxury—it’s about having the power to make choices. Whether you’re actively job searching or just want to future-proof your career, this conversation is full of game-changing advice. Malia’s Links: Dress for Success website: dfsseattle.org Find your local Dress For Success chapter: dressforsuccess.org To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod Learn more about your ad choices. Visit megaphone.fm/adchoices