Emotional Balance Sheet with Paul Fenner

Why do we tend to avoid the question of "why" when it comes to our personal and financial lives? In over 20 years of being an advisor, I have learned that financial planning is more about feelings than numbers. And no expert epitomizes this point more than Carl Richards. For ten years, Carl was the creator of the Sketch Guy column, appearing weekly in The New York Times. Carl, a Certified Financial Planner™ as well, works with advisors such as myself to help break down complex financial concepts into easy-to-understand ideas that we can take action on. Carl emphasizes throughout our conversation that if security exists at all, it is a feeling, not a number. The good news from Carl's standpoint is this means we can have some control over it; the bad news, this means it's up to us to learn how. But how do we learn about money and these feelings around it when no one has taught us? First, Carl points out, "we largely talk around money instead of about it. When we go to talk about money, it's suddenly very emotional. We expect it to be rational, but it quickly ends up in the realm of feelings, and we say, "I'm never going to do that again." As Carl suggests, we need to ask questions, clarify the conversation, and don't calculate but listen instead. Please enjoy my conversation with Carl Richards. View the show notes here: https://tammacapital.com/ep-68-carl-richards-money-feelings-why-and-enough For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Who doesn't think about resolutions and creating new goals to achieve at the beginning of the year? But what drives us to make those resolutions and goals? And more importantly, how will we reach them? Each new year, Diane Soulliere would begin a cleanse to help detox her physical body from the toxins that had built up over the prior year and to help herself promote a healthy lifestyle. But then, she paused and asked, "I perform this cleanse for my body, but could I do a cleanse to improve my financial and emotional health?" Through her journey, Diane discovered what was really valuable to her and began to align her spending accordingly. One critical factor that allowed her to accomplish this was to give herself a 24 hour grace period before she made any purchases. More often than not, she would not move forward with the purchase because it wasn't aligned with what she valued or, quite frankly, needed. Since the beginning of the year, what has occurred has likely changed Diane's life forever, not necessarily from a financial perspective but from an emotional standpoint. This transition helped Diane understand that trying to "buy happiness" was not making her happy but learning to understand what she valued today and long-term did. Please enjoy my conversation with Diane Soulliere. For show notes and resources discussed in this episode, visit tammacapital.com/ep-67--diane-soulliere--the-journey-of-a-financial-cleanse-leading-to-emotional-understanding. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What do you think of first when you hear the term behavioral science? It is a topic that I research and read about constantly as it sits at the precipice of my work with families. Behavioral science, to me, is a toolbox that I use to help families be happier, healthier, and wealthier. There is no better person to talk about this topic than a behavioral researcher. Allison White is just that person. Allison works for Dan Ariely at the Common Cents Lab, where she leverages behavioral science to conduct product research that aims to improve individuals' financial decision-making. Her work sits at the intersection of design research and behavioral science that help to drive behavior change. Throughout our conversation, Allison and I tackle topics that tend to hinder families' and individuals' financial decisions and growth. Our ability to think about making tradeoffs amidst resources scarcity, whether time or money. We talk about how we can make good decisions for our present self and future self. Most people want to be financially responsible, but we can easily fall into an attention gap where our actions do not support the values we want to achieve. Allison identifies some strategies on how we can overcome this gap. Please enjoy my conversation with Allison White. For show notes and resources discussed in this episode, visit tammacapital.com/allison-white-simple-joys. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

You may save for years to help pay for your kids to go to college, but what happens when they get there? Will they have the skills to succeed or know where to find the right resources to help them figure out this new life transition? Nicole Martinez has spent her entire career in academia helping prepare kids to have a successful college career. Nicole currently works in the exploratory advising office at Purdue University Northwest. Additionally, Nicole has taught strategies for academic success and career & professional development courses that help kids develop the skills they need to succeed, such as studying, time management, and test-taking. Throughout our conversation, Nocile provides direct tactics and strategies for both students and parents on how to navigate this new life transition. Parents need to continue paying attention to their kids' work throughout college. It is essential for parents to get proxy rights to access student files which are especially critical when it comes to the mental health aspects of their children. A critical takeaway from our conversation for parents and students would be this; don't be afraid to ask for help. There are resources available on college campuses such as career centers, academic advisors, and professors who have open office hours who want to help make this a successful transition. Please enjoy my conversation with Nicole Martinez. For show notes and resources discussed in this episode, visit www.tammacapital.com/ep-65-nicole-martinez-helping-kids-prepare-for-collegetammacapital.com/65. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Starting over is hard, but what if you were starting over in a new country where you didn't even speak the language? This is precisely where Emil Izrailov found himself as a seven-year-old when his parents made the courageous decision to immigrate to the US. Growing up, Emil found himself helping to support his father's restaurant business and learning firsthand what true grit and determination were. Traits that would serve him well when he began his own career. Today, Emil works in helping people with one of their biggest financial decisions, buying or refinancing a home as a mortgage broker. By having a front-row seat to someone's financial life, Emil helps people discover ways to utilize equity in their homes that support their financial and lifestyle plans. While Emil tells stories of how he has helped public service professionals such as police officers, firefighters, and first responders, he also discusses his specialization in working with young medical professionals graduating from med school or those finishing their residencies. Specifically, Emil's firm, Lake Michigan Federal Credit Union, has developed a "medical program" tailored to help doctors, dentists, certified registered nurse anesthetists, and similar medical professionals buy a home without student loan debt getting in the way. Please enjoy my conversation with Emil Izrailov. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-63-emil-izrailov-living-the-american-dream/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What would having a better perspective mean to us? Would it allow us to see little problems for what they are, little? Or big challenges for what they are? Ben Feller is a former award-winning Chief White House Correspondent for The Associated Press. A journalist for 20 years, Ben spent many years questioning and covering Presidents Barack Obama and George W. Bush, gaining perspective like no other. Through his experiences in working within the White House, Ben discusses how this unique perspective allowed him to see life through different lenses. It was a journey that allowed him to take the concept of Big Problems/Little Problems and transition into a new career helping his clients tell their stories. Ben talks openly about finding himself at yet another crossroads, as many of us do during our life journey. Now he is writing about his personal passion: being a dad. Ben's forthcoming book is the story of how a dad teaches his son to solve the daily challenges of life – and, in turn, the surprising ways in which a child can teach a grown-up to remember what is important, too. As one life transition leads to another, Ben's story helps remind us that this life journey is a tale about perspective, patience, and the ability to conquer frustration no matter the problem! Please enjoy my conversation with Ben Feller. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-63-ben-feller-big-problems-little-problems-a-father-son-journey/ For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

How often are we looking for the quick fix to a health, personal, or financial problem? How often do we dismiss looking at the root cause and attacking a problem from within vs. searching outward for a quick remedy, someone to blame, or an investment that has the potential to shoot to the moon? Dr. Thomas Kay has seen these scenarios play out within his missionary work and working with his patients as a primary care physician in a life full of transitions. Rather than going with the flow of a broken medical insurance system from Dr. Kay's perspective, he wanted to provide people with the ability to find their identity. Dr. Kay believes that the spirit, body, and soul are all inner connected, which led him to create a holistic medical practice focused on root cause medicine and not quick-fix solutions. Dr. Kay explains how his functional medicine and direct primary care practices work together to help people find their center. From a business standpoint, Dr. Kay's practice is unique because patients pay a monthly subscription vs. using traditional health insurance. From a healing standpoint, Dr. Kay's practice is unique because it is forward-thinking, not reactive, to helping people live better lives. Please enjoy my conversation with Dr. Thomas Kay. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-62-dr-thomas-kay-a-holistic-way-to-finding-your-identity/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

How would you go about staying out of a divorce attorney's office? Find a great divorce attorney to listen to? Jim Sexton is an accomplished New York divorce attorney who has seen it all throughout his 20 plus year career focused on divorce law. What makes Jim unique is that he took his life experience and work as a divorce attorney and created a book, How to Stay in Love: A Divorce Lawyer's Guide to Staying Together. Jim's experience has led him to believe that marriages and other committed relationships fail for two fundamental reasons. One, you don't know what you want, and two, you can't express what you want. This lack of communication with yourself and your partner is often the relationship killer. Throughout our discussion, Jim highlights actionable steps that you can take to help solidify your relationship, such as leaving your spouse/partner a little note of gratitude, a weekly win/fail walk, and a "hit send now" email. The basis for these actions is all focused on the need to keep checking in with yourself and your spouse/partner. I agree with Jim that it's better to stay in love, stoke existing love, than to slowly fall out of love and try to find it again. This is a process that you control and that the person you love controls. How great is that? Please enjoy my conversation with Jim Sexton. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-61-jim-sexton-how-to-stay-in-love/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What if you had a superpower that you didn't realize you had? A superpower that had the potential to change things from bad to good? Karen Allen would tell you that superpower is your ability to make choices. Karen knows the power of making choices firsthand which she describes in her TEDtalk centered on the tragic loss of her husband and instantly becoming a single mother, changing her life forever. An experience that eventually springboarded her into a career of helping others make life beautiful in the mess. Stop and shift is a critical component that Karen describes in detail that helps to allow people to put their arms around the challenges of life. The ability to make choices, that superpower, deciding how we choose to engage can help to lead us to exponential growth. Karen points out that your mindset is a key driver to helping you take charge to create the change you want in your life. Life presents us with ample opportunities to practice making choices, to change our mindset. Opportunities that allow us to keep showing up and doing the work. Please enjoy my conversation with Karen Allen. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-60-karen-allen-stop-and-shift-how-to-make-life-beautiful-in-the-mess/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

How do you raise financially fit kids? Joline Godfrey has spent a lifetime helping families to do just this. Trained as a social worker, Joline has spent most of her career being involved with kids; much of it focused on resilience. Joline has focused on this issue in a way that few people have been able. Joline believes that financial fluency is a family activity, not just something to help kids with. When the values, practices, and conversations are woven into the family culture, this work can be easy and fun, preparing our kids for the future. To build and understand financial fluency, you should think about it in terms of it being developmental. Building blocks that include financial, intellectual, social, and human capital (FISH). Even for kids growing up with significant abundance, there is all too little awareness of 'what things cost' and their obligations when it comes to spending, saving, borrowing, and investing. Joline points out that we should expand the notion of what it means to be wealthy. With raising financially fit kids, we as parents have the capacity to build strength in our kids into adulthood. Please enjoy my conversation with Joline Godfrey. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-59-joline-godfrey-raising-financially-fit-kids/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

How many times per day do you tell someone that you are busy? How often do you wish you had more time? Laura Vanderkam is the author of several time management and productivity books and whose TED talk has been viewed more than 12Million times! She is also a wife and mother to five kids, so I believe she would know a thing or two about time and being busy. Throughout our conversation, we touched on several critical topics that go beyond what you would traditionally think about when it comes to time management or productivity. As Laura discusses, life shouldn't be about a series of hacks to save us more time. But instead, we should focus on what we want to do with the time we do have! I believe that Laura's recent book, The New Corner Office: How the Most Successful People Work from Home, is a must-read for those of you who have transitioned from working in an office to working at home. Laura and I discuss why knowing when to stop your workday is just as important as when you start it. The best way to structure your day is to match the right work to the right time. And how bringing in "a little adventure" can help reduce the stress of working from home. When we say we don't have time, we are really saying that this is not a priority. Time is highly elastic, which means it stretches to whatever we put into it. Please enjoy my conversation with Laura Vanderkam. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-58-laura-vanderkam-building-the-life-you-want/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What does the future of work look like? Is it an in-person, fully remote, or hybrid situation? Lisa Hennessey, the Chief People Officer at Happy Money, has a front-row seat answering this question. When Lisa started with Happy Money over three years ago, they were a traditional company offering in-person work. Today, they have embraced a fully remote model with employees throughout the country. Lisa talks through the transition from in-person to completely virtual work and how they are still experimenting with how to help people feel connected and the company culture they are building. Experiments deeply rooted in the Happy Money values of love, trust, and hustle. This includes a "Party in a box" that new employees receive during their initial onboarding. Lisa provides valuable insights on what to look for in a company and questions to ask when evaluating a new career opportunity for those of you who may be considering transitioning into a remote career. Insights that are especially useful for parents trying to juggle demanding school schedules and activities. Please enjoy my conversation with Lisa Hennessey. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-57-lisa-hennessey-developing-work-life-harmony/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

All of us are constantly trying to navigate our digital relationships. What they mean, how we interact with others, the various platforms that we choose to use. But for parents, this is especially hard when trying to navigate the digital relationships between our kids and their devices and platforms. I first came across Dr. Tracy Dennis-Tiwary by watching a Diane Sawyer report, Letting your phone get between you and your child, which featured Tracy's work. The piece focused on screen time's effect on young children, which is still largely not understood. However, what is clear is distracted parents on their devices can create a negative impact. Tracy's story is unique in how she came into the field of psychology, specifically working with kids and digital mental health. Our conversation touches on many of the concerns that parents are faced with today regarding their kids. Such as anxiety, screen time usage, and how to have conversations with our kids about technology. Tracy is quick to point out that her research is not aimed at shaming parents. Just the opposite. Tracy advocates for parents having conversations with their kids about what they are getting out of their electronic usage and discussing opportunity costs. Adults and kids face a similar issue in that constantly disruptive social communications can damage relationships long-term. Putting constraints around our device usage and demonstrating healthy digital habits are two ways parents and kids can work together to become better digital citizens. Please enjoy my conversation with Dr. Tracy Dennis-Tiwary. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-56-dr-tracy-dennis-tiwary-parents-kids-electronics-be-better-digital-citizens/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Do you feel stuck, overworked, and under-utilized in your career or life? Do you realize that your life needs to change, but you are not sure how? At some point in our lives, most of us feel this way and arrive at this level of frustration. Dr. Benjamin Ritter was no different. Feeling incredibly reactive when it came to how he was running his life, he reached a point where the pain threshold was great enough to force him to take action. During our conversation, Ben talks about the three C's of Self-Leadership; Clarity, Control, and Confidence. A process that can help guide you through difficult periods in your life. We talked in great detail about how to deconstruct limiting beliefs, a topic that has become a cornerstone of guests on this show. A growth focus mindset will help lead to happiness, which can lead to success in both your career and life. Please enjoy my conversation with Dr. Benjamin Ritter. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-55-dr-benjamin-ritter-live-for-yourself/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

We all know that self-care is critically important to our overall health and well-being. But how do you find the time for it? Where do you even begin? Shana Schneider helps people find time in their busy schedules for fitness where they never realized they could. Her emphasis on fitness is unique in that she helps people focus on their schedules, building habits, and changing mindsets vs. simply exercising alone. Shana, founder of the "FitStyle Your Life" approach that brings fitness into everyday life, has developed easy tips and tricks that work for beginners and workout experts. Throughout our conversation, Shana describes the five elements of FitSyle that focus on starting right where you are. Shana is also someone to model for those of you interested in making a career transition from the corporate world to a career that can be sustainable on its own. Shana's journey is not the "follow your passion" kind. Instead, her story is about a woman who saw an opportunity to do something which aligned to her personally, that she was good at, and there was a market for. Please enjoy my conversation with Shana Schneider. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-54-shana-schneider-fitstyle-changing-your-mindset-on-how-you-think-about-exercising/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

If someone told you that you could land a new job, making more money, in 30 days, how interested would you be? This is precisely the offer and what interested me in speaking with career coach and consultant Gurpreet Mann. Gurpreet, who comes from both a human resources and entrepreneurial background, re-engineered the traditional sales process to help her clients find a career that fits their personal brand. Part of Gurpreet's journey and her focus on building her brand all began when her father died. She started asking deep questions about herself and focusing her efforts on where she could make the most impact. Gurpreet began by asking "why" and letting her authentic personality come out. A critical element in deciding to take the first step with any significant life transition is understanding the timing of when to make that decision and the risks involved. For Gurpreet, she thought through the minimal risk involved in following her calling, which she spent meaningful time researching and then did not hesitate to seize her opportunity. Please enjoy this emotional and raw conversation with Gurpreet Mann. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-53-gurpreet-mann-how-to-develop-your-personal-brand-when-searching-for-a-new-career/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Have you ever wondered what your life would be like if "this" opportunity had come about? Or, what would have happened if you did take that job? As we know, the world works in mysterious ways, and part of that mystery is having conversations about the joys of the journey. Michael Duffy thought that he was going to work for GM some 40 years ago, but as fate would have it, the job offer fell through. So instead of working for a bigger corporation, a career in academia and college athletics began. Coach Duffy talks through his journey of being a grad assistant to the athletic director at Adrian College. Michael has been instrumental in growing the sports programs at Adrian to a combined 50 men's and women's teams. In addition, he helps to oversee and support 1,300 student-athletes and a full-time staff of 84. While the expansion of the sports program at Adrian College has certainly been built with an underlying business model, there has also been a focus on the student athlete's academic, mental health, and community responsibility. Coach Duffy and I also discuss the impact that parents play in being supportive or overly involved in trying to develop their kids as athletes. Please enjoy my conversation with Michael Duffy. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-52-michael-duffy-the-journey-of-a-lifetime-in-college-athletics/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Subscribe to the show on Apple Podcast |Google Podcast | Amazon Music | Spotify How can we help ourselves define what "enough" is? I have struggled with this question personally, along with many people that I care about and work with. So how would knowing the difference between an ideal and goals help us to answer this question? Kim Butler, the founder of Prosperity Thinkers and an affiliate coach with Strategic Coach, elaborates on the financial and mental constructs we build to achieve the freedom we desire in our lives. Kim's money journey began on her farm, where she and her sister looked after their dairy cows. This responsibility instilled in Kim a desire to take ownership of her life, a love for savings, and an entrepreneurial vision. Our conversation centers around two books written by Strategic Coach founder Dan Sullivan; Who Not How and The Gap and The Gain. Both books identify how we need to re-evaluate our personal and financial lives by understanding how our vision for life differs from the goals that we set. Our ideal life is like the horizon, always in the distance and something we strive to achieve, while our goals are the measurable actions we need to take to help take us in that direction. However, measuring our progress by looking backward and not forward is a key concept in helping us bridge the Gap and live in the Gain! Be sure to check out the show notes which are full of the valuable resources that we talked about and more. Please enjoy my conversation with Kim Butler. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-51-kim-butler-breaking-through-the-ceiling-of-complexity/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for

When I say triplets, what is the first thing you think about? What about when I say triplets + 1? For me, the first feelings I had when I found out that my wife and I were having triplets were fear, and was my wife going to be okay? The next thought was that I had to call the auto dealership, which was our next stop after the ultrasound appointment because we would need a bigger car! Our one-day approach to raising our triplets+1 has turned into 11 years. And if that wasn't enough, I decided to launch my family office (financial planning) firm the day my triplets were born! It would take a few more years before the name TAMMA was created after the birth of our "plus one" and the creative genius of my career mentor Camille Jayne. Camille is the person who actually came up with the name TAMMA, using the first initial of my wife and kids' first name. For this special 50th episode edition of the Emotional Balance Sheet podcast, besides my wife Theresa (who is a little podcast shy), I couldn't think of a more appropriate guest lineup other than my triplets +1, Aiden, Madison, Mackenzie, and Andrew. Do you see the name TAMMA now? In this extra special conversation, I welcome you to learn and get to know more about my family. If you have ever wondered what it is like being or raising multiples, this is your chance. Along the way, you will also learn how my kids earn and manage their own money and even how they pick their own stocks! This podcast has been an amazing experience over the past year+. I can't thank you enough for taking the time to listen and be part of the experience. Please enjoy my conversation with the Fenner Triplets+1 For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-50-the-fenner-triplets1-the-journey-of-a-lifetime-raising-multiples/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

We all know that sleep is a critical component to help us function. But what if you're a parent who is struggling to help your child fall asleep? Bonnie Dimmick was having this exact issue with her newborn and wasn't finding the help and support she needed. So, she decided to take matters into her own hands and became a child sleep consultant. Her firm, Sleep, Love, and Happiness, provides support to parents nationwide. Although Bonnie focuses on infants and toddlers, we talk about issues facing tweens and teens whose sleep schedules naturally adjust as they grow older. A transition that has some school districts changing their start times throughout the country based on research that shows older kids learn better later in the morning. In contrast to elementary kids who learn better earlier in the morning. While not easy, Bonnie talks about two essential elements that help kids at any age sleep better, which include establishing a bedtime routine reflecting a sense of calmness when it is time for kids to shut it down. Please enjoy my conversation with Bonnie Dimmick. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-49-bonnie-dimmick-helping-parents-help-their-kids-to-sleep/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Are you struggling, feeling anxious, disconnected, or know that you're operating below your full potential? Do you talk about being "stuck" or "spinning your wheels?" These are the same questions that serial entrepreneur Elin Barton was asking herself. Elin discusses how she moved crossed the country on the belief that something else was possible. When she finally let go of "how" to make it happen and just did it. After seeing initial success in her first business, Elin decided to launch her second business to help other entrepreneurs who believe in a growth mindset and the power of community. We also discuss Elin's new book, Ready, Set, Grit: Three Steps To Success in Life, Business & The Pursuit of Happiness. While Elin has a drive for business and helping entrepreneurs, it pales compared to her love and passion for her family. Please enjoy my conversation with Elin Barton. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-48-elin-barton-becoming-a-serial-entrepreneur/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Would you agree that life is too short not to get the most out of every single day? So how do we get more out of our day without burning ourselves out? Curiosity and a drive to improve his own career and personal life led Chris Belfi to take a less-traveled path. After building a career in finance working for a large multi-national corporation, Chris found that he had a unique skill for helping others stay on top of their work. The foundation that Chris developed to build processes and systems for work, life, and families was based upon the work by David Allen in his book, Getting Things done. A foundation built upon clarity, organization, reflectiveness, and engagement. Please enjoy my conversation with Chris Belfi For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-47-chris-belfi-learning-how-to-accomplish-more-while-working-less/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Eight years ago, I was introduced to someone who helped change the direction of my life. I am quite positive that I am not the only person whose life has been impacted by this one person. The funny thing, this is the first time that I have been able to speak with and thank Scott Hanselman. Scott Hanselman is a programmer, teacher, and speaker. Although Scott maintains a full-time role for the Web Platform Team at Microsoft, it is his obsession and enthusiasm for technology and deliberate practice that I have found him to be an impactful person in my life. I strongly encourage you to watch Scott's talk, Scaling Yourself, which is applicable for parents, younger people beginning their careers, and for people who find themselves in the throes of a life transition. Our conversation is wide-ranging, covering how we can give ourselves the gift of grace, asking ourselves if we are saving babies, and how to be intentional with our time and those around us. Please enjoy my conversation with Scott Hanselman. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-46-scott-hanselman-scaling-yourself/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Wasn't parenting already challenging before COVID hit? What if you could connect with real-world resources and parents struggling right along with all of us who are trying to figure out how to meet our children's needs amid a global pandemic? Meet Dr. Amanda Zelechoski, a licensed clinical and forensic psychologist and attorney specializing in trauma, who decided to start a non-profit to help parents like you and me. Pandemic Parenting began as a collaboration between Dr. Zelechoski and Dr. Lindsay Malloy: two psychologists, scholars, and moms committed to sharing their expertise and research with families. Information overload, warning signs of mental health issues with our kids, spouses, and partners, and how to treat ourselves with compassion are all topics Amanda and I discussed during our conversation. Amanda and her team have turned Pandemic Parenting into a digital hub for parents with multiple mediums and resources, no matter what stage of parenting you may be at. It is a free resource that I encourage all parents to take advantage of as we continue to navigate our way through this pandemic. Please enjoy my conversation with Dr. Amanda Zelechoski. For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-45-amanda-zelechoski-pandemic-parenting/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

How can you develop a baseline understanding of the COVID virus? For me, it wasn't about getting political, but instead, searching for people dealing with the virus on the frontlines and reading medical journals to help develop treatments. Dr. Teryn Clarke is a problem solver by nature. She is an MD who specializes in neurology working with high-risk elderly patients. Dr. Clarke realized early on during the COVID outbreak that to help protect her patients, she would need to dive into the data and science of COVID. During our conversation, we covered various topics related to COVID, such as how the virus spreads, what vaccines do and don't do, and where medical data comes from. More importantly, Dr. Clarke and I discuss how we can help protect one another and our families while reducing the spread of the virus. A topic in which Dr. Clarke presents multiple examples of when you are sick, stay home! Please enjoy my conversation with Dr. Teryn Clarke For show notes and resources discussed in this episode, visit https://tammacapital.com/ep-44-dr-teryn-clarke-a-non-political-take-on-treating-covid/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Have you ever wondered how to make realistic goals that you could achieve? Maybe a goal guru could help? After making her own career pivot which turned into a career identity crisis, Meg Wagner launched her coaching and consulting practice, The Goal Guru. A firm that helps you define your work, align your life, and design your future. While there is a strong emphasis on outcomes in setting goals, Meg stresses the essential element of paying attention to your feelings about what you want to achieve. You should gain clarity around your goals and the process of how to achieve vs. solely the outcome. Specifically, in working with Parents, Meg emphasizes that parents need first to be kinder to ourselves. We should start with even smaller goals and ensure that we give ourselves time to make time for ourselves. And depending upon what stage of life we may be in, we develop and categorize goals by the roles we live in, such as career, parent, and personal to us. For show notes and resources discussed in this episode, visit https://tammacapital.com/43-the-goal-guru-meg-wagner/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Did you know that research shows that 92% of people do not keep their new year's resolutions or goals? What if you could find a way to be part of the 8% who see success pursuing their lifestyle and financial goals? With this data in mind, Jackie Ghedine and Mimi Bishop launched their firm, The Resting Mind, to help gen X women who are struggling to define themselves personally and professionally. They developed the 8% rule of taking small steps to help women determine who they want to be, where they want to go, and how to get there. Both Jackie and Mimi left behind high-profile corporate roles to launch their firm. A life transition that started with reflecting on an Oprah Winfrey article that helped them discover that they wanted to help bridge the worth deficit gap that women are facing. Jackie and Mimi have developed a unique approach to utilizing energy leadership and positive psychology to help propel gen X women. They take an investigated approach that empowers women to ask for help, to help them realize they are not alone and do so with confidence and conviction. Please enjoy my conversation with Jackie Ghedine and Mimi Bishop. For show notes and resources discussed in this episode, visit https://tammacapital.com/42-gen-x-women/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Have you ever seen a purple squirrel? It's a term used within the recruiting industry that means a hard-to-find candidate. But the term and meaning go well beyond that. Carrie Schochet, a mom of three, wife, and entrepreneur, founded her boutique recruiting firm Purple Squirrel to help both employers and candidates find the perfect fit with their search. A process focused on integrity, ethics, and communication, allowing her firm to stand out in a crowd, just like a purple squirrel. We talk about the latest trends in a stressed-out job market for both employers and candidates. An environment that has made it difficult for Carrie and her team, which she openly talks about. With the changes in workplace flexibility, Carrie discusses why candidates searching for a new career need to be deliberate in their thinking about their career path. To have transparent conversations with themselves so that they understand what they need and want from their careers. Please enjoy my conversation with Carrie Schochet. For show notes and resources discussed in this episode, visit https://tammacapital.com/41-career-search-carrie-schochet/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Have you ever wondered what makes a great conversation? How being present, curious, and creative affect the quality of our conversations? Joe Ferraro, a high school English teacher, thinks about having conversations a lot. But, more specifically, Joe focuses is on how to have damn good conversations. During our damn good conversation, Joe talks about his journey from being a high school teacher to launching the 1% Better Podcast over four years ago. An event that has now helped him launch a new business where he helps people do just that, have better conversations now and every single time. Joe stresses that you need to be curious and present with the person or people you are speaking with to have great conversations. An area that I tend to struggle with within my own family. But in our daily lives, Joe also points out that asking better questions naturally leads to better conversations. Please enjoy my conversation with Joe Ferraro. For show notes and resources discussed in this episode, visit https://tammacapital.com/40-joe-ferraro-one-percent-better/ For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Subscribe to the show on Apple Podcast |Google Podcast | Amazon Music | Spotify Are you struggling with career clarity? The ability to determine what you need or want from your career and how you would go about finding it? Lisa Miller knows first-hand the ups and downs a career can bring, which led her to transition from a corporate role/career into a business owner/entrepreneur. Lisa's transition did not happen overnight and required her to set aside time to honestly think about what may be possible in her career. Career transitions are one of life's most significant transitions and something we likely don't give ourselves enough time to think about until a shift is forced upon us. We spend considerable time discussing this idea because many people believe that they can flip a switch or use an equation to find what will make them happy within their careers. We also discuss the seasonality of careers, especially for parents trying to juggle multiple financial and lifestyle priorities. Lisa points out that there may not be a perfect or dream job for you, depending upon what season of life you may be in. To help make career clarity a reality, Lisa talks about how she utilizes the PIVOT method in assisting people in finding career clarity. Please enjoy my conversation with Lisa Miller. For show notes and resources discussed in this episode, visit https://tammacapital.com/39-lisa-miller-career-clarity/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

How does someone become a multi New York Times best-selling author? First, ask yourself, what do you do when no one is watching? Dan Pink, a 4-time New York Times Best Selling author, shares his story on becoming a prolific researcher and writer. How his side hustle of writing, and a conversation with his wife, turned into the journey of a lifetime. Dan's story leads us into an inspiring conversation about the advice we give to our kids and ourselves. When we give our kids advice or try to find our own way, asking what is your passion, is not the right question we should be asking. Instead, a better question to ask is, what do you like to do, or more important, what are you good at. Our conversation weaves together multiple topics that we all deal with in life, such as what motivates us, how to change, how our work defines our identities, and much more. Be sure to check out the show note link below where we list several of the excellent resources that Dan brings up throughout our discussion. Please enjoy my conversation with Dan Pink. For show notes and resources discussed in this episode, visit https://tammacapital.com/38-dan-pink-motivation/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Have you noticed how organized your parents used to be? Or maybe you see that they have stopped taking care of themselves physically when you see them in-person or via FaceTime or Zoom. If so, it may be time that you have a conversation with your parents about their health and financial well-being. Cameron Huddleston, a mom of three awesome kids, was also a caregiver for her own mom, who had Alzheimer's disease. "It was a stressful situation I wouldn't wish on anybody, but it gave me great insight into how financially devastating Alzheimer's and dementia can be." It made Cameron realize how important it is for adult children to have conversations with their parents about their finances before a health issue or other emergency leaves their parents unable to manage their finances independently. Her situation moved her to write the book, Mom and Dad, we need to talk; how to have essential conversation with your parents about their finances. One way to spark a conversation with parents is to ask them for advice regarding financial matters. Cameron noted that this approach could ease fears and tensions around taking the first steps to determine how you may be able to help. Please enjoy my conversation with Cameron Huddleston. For show notes and resources discussed in this episode, visit https://tammacapital.com/37-how-to-talk-to-your-parents-about-finances/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What happens when life transitions occur and what was working, suddenly stops working? What if you ask yourself, even though I am good at this work or career, do I really enjoy doing it? These are a few of the types of questions that Lisa Mallis has asked herself and her clients on her own journey from being a high school math teacher to a coach focused on time management. Lisa shares her insights on how she helps empower business owners and parents to create a life where you focus on the most important tasks every day, leverage your time, and work less. A concept rooted in the expression, learn how to work smarter, not harder. Please enjoy my conversation with Lisa Mallis. For show notes and resources discussed in this episode, visit https://tammacapital.com/36-life-transitions/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Do you feel like you're "not good enough" or "take things too personally" at work? Or, do you feel overworked and on your way to burnout? If so, you may be a sensitive striver. Melody Wilding, a licensed therapist, turned coach, helps highly sensitive and high-achieving professionals overcome the emotional challenges of leadership, management, and success. Her goal is to empower people to produce high-caliber work without burning out or sacrificing who they are. Throughout our conversation, we focus on four core values that Melody identifies in her book, Trust Yourself, that can help lead sensitive strivers to a better life and path forward. These core values can also help in our quest to define what "enough" is for ourselves. Please enjoy my conversation with Melody Wilding. For show notes and resources discussed in this episode, visit https://tammacapital.com/35-melody-wilding-trust-yourself/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What if you had a heart attack, but instead of calling your spouse or partner to get medical attention, your first thought was, "I need to meet with my manager tomorrow; this isn't convenient?" This is precisely what Jonathan Frostick, an IT lead at HSBC, experienced and explained in a LinkedIn post that went viral. A post that caught the eye of Sarah Green Carmichael, an editor with Bloomberg, and she needed to know more about why someone would think about a meeting before calling for medical help. Sarah talks us through the process that led her to research and writing multiple articles about workaholism. A critical takeaway from Sarah's work is that workaholics often pin the blame anywhere but on themselves. Instead, it's your overbearing boss, an always-on company culture, or rising economic inequality. However, we have the power to control what we do, the ability to "reframe" our experience to choose what is best for us. During our conversation, Sarah shares tactics on reducing workaholism from learning how to embrace trade-offs to developing other identities outside of our work/careers. Please enjoy my conversation with Sarah Green Carmichael. For show notes and resources discussed in this episode, visit https://tammacapital.com/32-2-workaholism/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Have you ever wondered what a health coach does? If you are like me, you may have assumed that a health coach primarily deals with food, nutrition, and eating. I was wrong. Cristin Wipfler, a registered dietician and health coach, put it this way, "health coaching is to help you feel your best, and is not a one size fits all process." Cristin takes a unique approach and is focused on helping people shift their mindsets when it comes to how they feel about themselves. While diet and nutrition are an essential part of her health coaching practice, it is far from the most critical aspect in how she helps people. Cristin uncovers "why" people want to change their health rather than only what they want to change. Peeling back the layers of an individual's unique personality, Cristin helps people find a voice to their story. To which she then helps to identify triggers and reframe potentially negative triggers into positive ones. Please enjoy my conversation with Cristin Wipfler. For show notes and resources discussed in this episode, visit https://tammacapital.com/34-health-coach/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

For parents, have you ever thought about how your child has made you refocus your own life? For Dr. Paula Ruffin, an unexpected pregnancy forced her to re-evaluate her own life, which brought her to the brink of bankruptcy as a single mom and business owner. While not seeking any empathy for being a single mother and entrepreneur, there is a difficult balance to be struck that all working parents tend to face. In our conversation, Paula and I talk about balance coming from our ability to make decisions (good or bad). And the ability to be able to switch our focus from one person or activity to another as seamlessly as we can. While convenience may be all around us, Paula talks about how her mother help lead her into the healthcare field because of inconveniences growing up. Paula talks about her strong sense of community and wanting to grow the area where she lives and works by partnering with other businesses that want to support one another. As Paula puts it, you need to like the people you are around to be effective. Please enjoy my conversation with Dr. Paula Ruffin. For show notes and resources discussed in this episode, visit https://tammacapital.com/33-parenting/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What if you had a heart attack, but instead of calling your spouse or partner to get medical attention, your first thought was, "I need to meet with my manager tomorrow; this isn't convenient?" This is precisely what Jonathan Frostick, an IT lead at HSBC, experienced and explained in a LinkedIn post that went viral. A post that caught the eye of Sarah Green Carmichael, an editor with Bloomberg, and she needed to know more about why someone would think about a meeting before calling for medical help. Sarah talks us through the process that led her to research and writing multiple articles about workaholism. A critical takeaway from Sarah's work is that workaholics often pin the blame anywhere but on themselves. Instead, it's your overbearing boss, an always-on company culture, or rising economic inequality. However, we have the power to control what we do, the ability to "reframe" our experience to choose what is best for us. During our conversation, Sarah shares tactics on reducing workaholism from learning how to embrace trade-offs to developing other identities outside of our work/careers. Please enjoy my conversation with Sarah Green Carmichael. For show notes and resources discussed in this episode, visit https://tammacapital.com/32-2-workaholism/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Do you know what financial aid optimization is or means? Or, what about the tax and financial aid implications that taking money out of a retirement account could cause? In part three of our three-part series focused on our college planning process, we dive deep into the financial aspects of sending your child off to college. Specifically, we will address saving, how schools optimize financial air packages, loans, and much more. My objective with this college planning series is to help educate parents on becoming better consumers with it comes to planning for college. In addition, we want to help you take the emotional and financial guesswork out of the college planning process at TAMMA. Recall that this three-part series focused on the college planning process is not just about saving, financial aid, or loans. Instead, the college process that I am building at TAMMA is a comprehensive look at how to plan, have conversations with your kids, and the right questions to ask students and college administrators, and professors. I hope that you enjoy part three of our college planning process series. For show notes and resources discussed in this episode, visit https://tammacapital.com/31-2-college-financial-aid/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Do you know the right questions you should be asking schools for how they will be teaching your kids to learn at their institutions? Or how the skills they may learn will translate into the working world? In part 2 of the college planning process, we build off part 1, where I spoke about the cruel optimism we face as parents when balancing all the financial and lifestyle challenges facing us. In this episode, we focus on how to find a college or university that best fits your kids. Our need to be having conversations early with our kids about college and the blunt questions we should be asking them. Additionally, we talk about the transfer process and how it could or could not be a good option for your kids. And, we set realistic expectations with it comes to obtaining an athletic scholarship to pay for undergraduate education. Recall that this three-part series focused on the college planning process is not just about saving, financial aid, or loans. Instead, the college process that I am building at TAMMA is a comprehensive look at how to plan, have conversations with your kids, and the right questions to ask students and college administrators, and professors. I hope that you enjoy part two of our college planning process series. For show notes and resources discussed in this episode, visit https://tammacapital.com/30-best-college-fit/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Are you concerned about the rising costs of college? What college or university would best fit your kids? Or curious about how critical a mentor for your kids in college could be? This week I kick off a special three-part series focused on the college planning process. It's not just about saving, financial aid, or loans. The college process that I am building at TAMMA is a comprehensive look at how to plan, have conversations with your kids, and the right questions to ask students and college administrators, and professors. In part one, I look at the cruel optimism we face as parents when it comes to balancing all the financial and lifestyle challenges facing us. Part two is focused on how to find a college or university that best fits your kids. And part three, I cover how to take the financial guesswork out of the college planning process. I hope that you enjoy part one of our college planning process series. For show notes and resources discussed in this episode, visit https://tammacapital.com/29-college-planning-process/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What is the difference between seizing an opportunity and not? The ability to take action in the face of fear and anxiety? Husband, father, and serial entrepreneur, Justin Bright, has believed in himself to start not one but three businesses within the last ten years. One of which he launched in 2020 during the COVID pandemic. Justin felt that he had some to offer in starting each of the three businesses, which are all in completely different industries and unrelated to each other. Like most entrepreneurs that I have met, Justin has this enate mindset to persistent, be consistent, and have an ability to always figure things out when challenges arise, which they always do with running a small business. According to Justin, having a positive mindset is a powerful asset. "Passing the bus test," as Justin described it, meant that he was doing everything necessary to prepare his businesses and family for the unfortunate day that he would not be here for them. A noble endeavor that was cemented by a conversation that he had with his oldest son. Please enjoy my conversation with Justin Bright. For show notes and resources discussed in this episode, visit https://tammacapital.com/28-entrepreneur-bus-test/. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

People often ask me what it is like raising triplets? However, I have often wondered what it has been like for a mom with a full-time career to raise six boys ranging from age 29 down to 7? Leah Nauseda is just the person to help answer this question. Transitions have been a way of life for Leah as she talks about going through a divorce, being a stay-at-home mom, and then slowly working her way back into a new sales career. A career that highlights her natural abilities to be a great networker but an even better connector of people. The true success of Leah's ability to raise her six boys while developing her new career has been to be open with herself, her boys, and to opportunities when they uniquely present themselves. Her ability to stay open has helped to deepen the strong relationships that she has developed with her sons and the deep connections her sons have built with each other. Please enjoy my conversation with Leah Nauseda. For show notes and resources discussed in this episode, visit tammacapital.com/27. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Have you ever heard the phrase, "never let a good crisis go to waste?" Whether it is a global pandemic, a housing crash, or a great financial recission, recognizing and seizing an opportunity can be a life-changer. This is precisely what Chris Dyer decided to do back in 2009 amongst one of the worse recessions we have seen since the great depression. Faced with cutting costs and laying off people to keep his business alive, Chris went from a sticks and bricks business to a completely virtual company. To succeed in a remote working environment, Chris points out that employees need to set boundaries, communicate those boundaries (both internal and external), and have the discipline to stick with it. Chris acknowledges that there is no natural start or stops when it comes to working remotely, which is why it is so critical for people to set boundaries so they do not fall into the trap of working constantly. Chris advises both employees and employers to figure out how to create the right environment and determine what the practical methods necessary are to make virtual work successful for all parties. Please enjoy my conversation with Chris Dyer. For show notes and resources discussed in this episode, visit tammacapital.com/26. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

Did you know that financial planning is more emotional than it is financial? That your cognitive biases help to shape your lifestyle and financial decisions? Daniel Crosby is a psychologist and behavioral finance expert who wrote the book on investor and financial psychology that dovetails into our individual biases. In our conversation, we talk about Daniel's New York Times best-selling book, The Behavioral Investor, where Daniel lays out the four consistent types of behavioral risks - Ego, Emotion, Attention, and Conservatism underpinning our psychological makeup. We also discuss the impact that COVID has had on our cognitive ability to make decisions. Social connectedness is essential to good mental health, which is one reason why we likely felt more stress during the past year because of social isolation. Daniel talks about how his life transitioned from being a clinical psychologist who wanted to help people with eating disorders to being the chief behavioral officer for a financial company. A path that was heavily influenced by his father, who is a financial advisor. Please enjoy my conversation with Daniel Crosby. For show notes and resources discussed in this episode, visit tammacapital.com/25. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What if you were about to make a massive investment but were unsure what you would have to pay for the investment? Add on the fact; this investment would be one of the most emotional decisions that you would make not only in your life but the life of your child. This is the situation that most parents find themselves in when determining what they will pay for their kids to attend college. Mark Salisbury, who spent much of his career working in higher education, wanted to change this by helping parents and students be better informed when deciding what college to attend and how much it would cost them. Mark created a company called TuitionFit. Think of it as the Kelly Blue Book of college pricing. It is a free process where parents can upload their kids' college award letters and compare apples to apples what other kids have received from various colleges and universities. I believe in Mark's company so much that I have decided to partner with him to create a better college planning experience for families. The first ten families who contact me, Mark and I, will personally walk you through the TuitionFit process at no cost to you. Please enjoy my conversation with Mark Salisbury. For show notes and resources discussed in this episode, visit tammacapital.com/24. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

You often hear the phrase, "when life hands you lemons, you make lemonade." We don't need to be in a global pandemic for this phrase to ring true. Imagine a doctor staring you in the eyes and says, "congratulations, you are having triplets." As much as we try to plan for our futures, I often tell my Family Office clients that financial and lifestyle goals will take a back seat to unexpected priorities. You cannot prepare for everything, and that is okay. Being told that I was having triplets in 2010 was just one of many unexpected surprises that I have had to start my Family Office firm TAMMA Capital. In this episode, I answer questions that many listeners have asked, such as what is my background, why did I start TAMMA, what life transitions have I gone through, and what does Family Office really mean? Every person and family has a story. What is your story? How can TAMMA help to create the change that you want in your family's life? For show notes and resources discussed in this episode, visit tammacapital.com/23. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

What if you found yourself 20 years ahead of a curve that no one saw coming? Could you imagine what working remotely full-time was 20 years ago? This is precisely where Kim Shepherd was at the turn of 2000. A common theme with this podcast is discussing both the challenges and opportunities that life transitions can bring. Kim found herself in the middle of a life and career transition from being in broadcast journalism to business owner of a virtual recruiting business. Kim and I dive deep into the three essential elements that make working remote possible; effective communication that is disciplined, clearly identified key performance indicators are, and trust that you will get the job done. Please enjoy my conversation with Kim Shepherd. For show notes and resources discussed in this episode, visit tammacapital.com/22. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

"Have you filled a bucket today" is a book that I read to my kids growing up about being kind and giving back to others? When it comes to your professional and personal networks and relationships, how much are you giving back? How full is your bucket? Brenda Meller is a person who believes strongly in helping to fill people's buckets. A lover of pie, Brenda's social media pie, which is also the title of her new book, represents how she shares her knowledge and helps others build their networks and relationships. Brenda, a wife, mother of two, and entrepreneur at heart, realized that she was leaving learning opportunities on the table, which propelled her to write her book. Like many former podcast guest, Brenda's story involved many life transitions, which we know, can be an extremely emotional journey. How we decide to meet these challenges or opportunities is primarily determined by our mindsets. Brenda's mindset of giving back is a motivating one for me and I hope you as well. Please enjoy my conversation with Brenda Meller. For show notes and resources discussed in this episode, visit tammacapital.com/21. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.

80% of jobs come from networking. And 80% of those jobs come from a third level connection. A friend of a friend of a friend. Then why is it that 95% of people are not good at networking? Someone who knows a great deal about the human side of networking is Rich Spriggle, a net-giver focused on meaningful work, helping people who are "between successes." Rich is a Senior Vice President at Challenger, Gray & Christmas, where he supports individuals going through a career transition. One of the most traumatic life experiences that you can go through. Rich talks about his firsthand experience in going through a career transition himself that helped lead him to do something more meaningful with his career. Rich provides actionable strategies to network more effectively now, during, and after a career transition. Please enjoy my conversation with Rich Spriggle. For show notes and resources discussed in this episode, visit tammacapital.com/20. For more episodes, go to tammacapital.com/podcast. Follow Paul on Facebook and LinkedIn. And feel free to email Paul at [email protected] with any feedback, questions, or ideas for future guests and topics.