Earn Your Leisure

In this clip of Market Mondays, Rashad Bilal and Troy Millings dive deep into the world of crypto, power, and politics. Starting with a comparison between Trump, Kanye, and Elon Musk, the conversation quickly explores how influential figures often rely on high-level advisors and sound bites rather than in-depth knowledge. Rashad Bilal shares insights into Trump’s handling of crypto topics like Bitcoin and Binance, revealing how the former president deflects detailed questions and spins challenges to his advantage. Troy Millings joins in to discuss the reality that many investors—even billionaires—often lack real understanding of their assets, highlighting that deploying capital can matter more than mastering every technical detail. The clip further unpacks why those in positions of power, from political leaders to sports team owners, trust advisors and how this dynamic has led to financial scandals like Bernie Madoff’s Ponzi scheme. Together, the hosts reflect on policy decisions, protecting oneself with plausible deniability, and the strategic ignorance at the highest levels of business and government. They talk about the murky origins of Bitcoin and how most people, including major investors and leaders, would probably fail a Bitcoin quiz. The discussion closes with reflections on how misinformation and trusted circles shape decision-making in finance and politics—raising important questions about who actually holds knowledge and power in the markets. Whether you’re curious about how world leaders handle crypto, or want to understand the dynamic between knowledge and investing, this Market Mondays clip is a must-watch! **Hashtags:** #MarketMondays #CryptoTalk #Bitcoin #Investing #Trump #Binance #FinancialAdvisors #PonziScheme #KanyeWest #ElonMusk #PoliticalPower #BitcoinQuiz #CZ #SamBankmanFried #FinanceDiscussionSee omnystudio.com/listener for privacy information.

In this insightful clip from EYL, MG The Mortgage Guy joins hosts Troy Millings and Rashad Bilal to illuminate creative strategies for saving big on real estate development and home renovation. Are you paying too much for contractors? Wondering if there’s a smarter way to do your due diligence before diving into your next big project? This conversation is for you! MG The Mortgage Guy shares how getting multiple quotes and leveraging technology—especially AI tools like ChatGPT—can help you understand contractor pricing, break down labor and material costs, and even identify the top-rated local companies. He details his own methods for negotiating better deals, from uploading quotes for AI analysis to conducting deep market research before making any decision. Rashad Bilal dives into the trending “China play,” spotlighting his personal journey to source home furnishings and construction materials directly from Chinese manufacturers. Whether you’re furnishing a new home or developing multiple properties, Rashad explains how connecting with reputable suppliers overseas can lead to substantial savings—sometimes cutting costs by 30-50% or more, without sacrificing quality. If you’re a developer, imagine multiplying those savings across several homes or even commercial properties, and boosting your bottom line without lowering your property value. The conversation also touches on best practices for international sourcing, including the importance of local contacts abroad and understanding specialized vs. multi-line suppliers in manufacturing hubs like Foshan. Rashad and MG emphasize that you don’t always have to travel to China; having a trustworthy partner on the ground can help navigate the process to maximize benefits. Troy Millings rounds out the discussion by highlighting the scalability of these strategies—not just in residential construction but for commercial projects like hotels, where bulk manufacturing leads to huge upfront savings and greater long-term profits through nightly rates. Whether you’re a homeowner, an aspiring investor, or a seasoned developer, this clip is packed with actionable insights on harnessing both technology and global sourcing to work smarter, save more, and achieve maximum impact in today’s volatile market. ▶️ Hit play to learn how to: Compare and negotiate with contractors using AI Tap into international markets for bulk and custom deals Avoid common pitfalls when sourcing goods from China Scale your savings for larger developments or commercial properties Don’t forget to comment if you want to see a full panel on the “China play” at Invest Fest! *#EYL #RealEstate #AI #ChinaSourcing #Construction #HomeImprovement #InvestFest #WealthBuilding #Innovation #Entrepreneurship* Subscribe for more wealth-building game from the Earn Your Leisure crew!See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with legendary music executive Dre London, the man who discovered and managed Post Malone for over a decade. Dre breaks down how he found Post in 2014 at a content house, invested his own money to shoot “Graduation,” and helped turn “White Iverson” and “Rockstar” into global hits.   He shares insider lessons on music management, how to navigate fame and money requests, and why knowing how to manage a budget can scale any business. Dre also dives into his latest venture, Don Londrés Tequila — from finding the perfect tequila to building relationships in the spirits industry and hitting $2 million in sales within its first 18 months.   From the UK music scene to building generational wealth, Dre London’s story is a masterclass in belief, hustle, and vision.   #EarnYourLeisure #PostMalone #DreLondon #DonLondresTequila #WhiteIverson #Rockstar #MusicBusiness #FinancialFreedom #WealthBuilding #Entrepreneurship #MusicIndustry #EYL #Culture #Business #TequilaBusiness #GenerationalWealthSee omnystudio.com/listener for privacy information.

Unlock your path to financial wholeness with Tiffany "Budgetnista" Aliche! In this episode, Tiffany breaks down her 10 essential steps to financial freedom—what she calls "financial wholeness." Whether you’re just starting out or looking to strengthen your foundation, she shares practical advice and real-life stories that can transform your relationship with money. Tiffany, a self-made millionaire, entrepreneur, and educator, discusses why mastering the basics—budgeting, saving, debt management, and more—is crucial for true financial security, regardless of your income. She explains the importance of tools like insurance, building net worth, putting together a trusted money team, and estate planning to ensure your wealth lasts for generations. Throughout the video, Tiffany and host Rashad Bilal keep it real about what it takes to build wealth you can actually keep. Learn the difference between being debt free and truly wealthy, why credit is a powerful lever, and how fundamental habits form the deep roots of lasting success. Tiffany shares insider tips on umbrella insurance, retirement investing, choosing financial professionals, and setting up your legacy. Whether you want to stop feeling overwhelmed by money or take your finances to the next level, this conversation is packed with actionable steps, powerful analogies, and inspiration. Don’t miss out—this is your crash course in building a rock-solid financial foundation! 👇 Drop your favorite tip in the comments and hit subscribe for more conversations about wealth, business, and legacy. Grab Tiffany’s book: [Get Good With Money](https://getgoodwithmoney.com)  Follow @budgetnista for more tips! #FinancialFreedom #Budgetnista #MoneyManagement #PersonalFinance #WealthBuilding #FinancialLiteracy #Investing #Insurance #DebtFree #EYL #MarketMondays #FinancialWholeness #GenerationalWealth #MoneyTeam #FinanceTipsSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the nuanced world of trading futures, options, and equities, sharing hard-earned wisdom about stop losses and trading psychology. Ian explains why setting a stop loss that's too tight can sometimes hurt you more than having none at all—citing real examples where traders missed big gains due to overly cautious exits. Troy shares practical insights from his own options trades, discussing thresholds, volatility, and adjusting your strategy based on the company you’re dealing with, whether it’s Nvidia or Microsoft. Together, the hosts talk about the importance of having a clear plan before entering any trade—knowing your entry point, exit, maximum loss, and profit target. They emphasize that trading isn’t just about numbers, but also about mindset: comparison, fear of missing out (FOMO), and the psychological impact of watching others post their wins on social media. Rashad weighs in on running your own race and reminds us not to let other people’s gains dictate our strategy. Tune in for relatable stories, actionable tips, and that signature Market Mondays mentality: focus on your goals, your education, and your own long-term vision in the market. Don’t let fear or comparison ruin your trades—trade smarter, not harder. 👇 Drop your thoughts and trading strategies in the comments! Have you ever experienced a stop loss regret or let FOMO influence your decisions? Let’s discuss! **Hashtags**: #MarketMondays #FuturesTrading #StopLoss #OptionsTrading #TradingPsychology #InvestingTips #RiskManagement #IanDunlap #RashadBilal #TroyMillings #FinanceEducation #RunYourOwnRace #TradingPlan #StockMarket #OvercomingFOMOSee omnystudio.com/listener for privacy information.

Welcome to Market Mondays! In this episode, Rashad Bilal dives into Amazon’s headline-making announcement of its largest layoffs ever—up to 30,000 jobs—and explores what this move means for investors and the future of work. Is this the start of a new era of efficiency driven by robotics and automation, or a troubling sign for growth investors? Rashad Bilal unpacks the complex implications, noting that while Amazon’s hard pivot toward efficiency mirrors trends initiated by industry leaders like Elon Musk and OpenAI, it also signals ripple effects across the entire job market. With Amazon planning to avoid hiring an additional 180,000 workers by 2027, Rashad discusses how these decisions could forever reshape the corporate landscape. The episode also analyzes key areas that investors should watch in Amazon’s upcoming quarterly report, from AWS performance and advertising growth to international e-commerce expansion. Rashad Bilal breaks down how profitability—especially the improvements in Amazon’s net margin from 5% to over 10%—is being achieved amid rising capital expenditure in AI and automation. These changes underline Amazon’s play for long-term dominance at the expense of traditional workforce structures. Tune in for a balanced take on Amazon’s strategy: the double-edged sword of short-term pain for employees versus stronger cash flow and stock performance for investors. Rashad Bilal also highlights why Amazon remains a personal favorite in his portfolio and why understanding these shifts is crucial for anyone interested in the intersection of technology, investing, and the future of corporate America. Don’t miss this insightful breakdown of one of the world’s biggest companies at a pivotal moment. Subscribe and join the conversation on Market Mondays! *Key Topics Covered:* Amazon’s massive layoffs: headline versus deeper impact Robotics, automation, and the efficiency era How Amazon’s strategy is setting trends for other corporations The role of AI in workforce and profitability shifts What investors should watch for in Amazon’s report Analysis of AWS, advertising, and global expansion Net margin improvements and long-term growth implications *Hashtags:* #MarketMondays #AmazonLayoffs #TechInvesting #EfficiencyEra #Automation #AWS #AITrends #StockMarket #AmazonStock #CorporateLandscape #GrowthInvesting #FinancialNews #RashadBilalSee omnystudio.com/listener for privacy information.

In this clip of Market Mondays, host Ian Dunlap sits down with financial literacy powerhouse John Hope Bryant to break down the crucial steps needed to build strong institutional relationships—especially if you’re starting from scratch. John Hope Bryant wastes no time laying out the real foundation: get your credit score up to at least 700! He explains why having good credit isn’t just a personal milestone, but a fundamental requirement for anyone looking to play in the big leagues of business and finance. Drawing from the Hope Financial Wellness Index, Bryant shares how the average credit score for Black Americans hovers around 620—and how improving that number is the key to opening new doors. Ian and John dive deep into practical advice: Instead of wandering into your neighborhood bank branch, seek out the regional or chief credit officer at a community or mid-sized bank, where decision-makers are more accessible. They dish out insider tips on approaching these professionals—don’t go in with just a transaction in mind. Instead, focus on genuine relationship-building. Personal rapport trumps bravado every time. This conversation uncovers the power of relationship capital: why Harvard, country clubs, and elite initiatives function as lifelong “clubs” that drive opportunity. If you’re wondering why boardrooms often seem exclusive, Ian unpacks the concept of discrimination versus racism and challenges viewers to “break up the comfort” and get in the room where decisions are made. Finally, John and Ian discuss their own business journeys, with John opening up about building and selling a $150 million real estate portfolio and the lessons learned from joint ventures and relinquishing control. If you’re serious about transforming your financial future—especially within Black America—this clip is a must-watch. Learn how financial literacy, AI knowledge, and networking “up the ladder” can reshape your path in just five years. *Key topics in this clip:* Building your credit score to access big deals How to approach mid-tier banking executives for real connections The importance of storytelling and genuine rapport in business Relationship capital: Harvard, country clubs, and the “club” mentality Discrimination vs. racism in hiring and networking Real-life real estate and business lessons from John Hope Bryant The urgency of financial and AI literacy as modern civil rights issues Whether you’re a budding entrepreneur, aspiring investor, or simply want practical steps to connect with powerful institutions, this Market Mondays clip gives you the blueprint. *Make sure to like, comment, and subscribe for more sharp financial insights every Monday!* #MarketMondays #FinancialLiteracy #JohnHopeBryant #IanDunlap #RelationshipCapital #BusinessNetworking #CreditScore #BlackWealth #FinancialWellness #RealEstate #AIGeneration #WealthBuilding #Entrepreneurship #NetworkingTips #CommunityBankingSee omnystudio.com/listener for privacy information.

In this insightful clip from EYL, MG The Mortgage Guy joins Troy Millings and Rashad Bilal to break down creative real estate hacks that can help you qualify for a mortgage and scale your income—especially if you’re not navigating the process alone! Discover how you can leverage roommate (or "border") income, even if it's a boyfriend, girlfriend, or college roommate, to boost your mortgage qualification. MG explains Fannie Mae’s Homeready program, which lets you use documented rental payments from roommates to strengthen your application, as long as you’ve collected proof over at least 9 of the last 12 months. The clip dives into the vital importance of documentation—leases, payment records with memos clarifying "rent," and making sure everyone’s on board. They also discuss common scenarios, like living with a partner (who isn’t on your lease), and how putting everything in writing can unlock significant buying power, all while keeping your finances and future flexibility secure. Graduating college soon? MG reveals a little-known hack: you can use your college history as work history for mortgage qualification, and if you’ve collected rent from roommates (with all the right paperwork), that’s extra income to help you buy your first home right after graduation! For those interested in maximizing every opportunity, they touch on leveraging an ADU (Accessory Dwelling Unit) for long- or mid-term rental income, and how areas near hospitals, airports, or New AI data centers can create lucrative mid-term rental plays—ideal for traveling professionals, corporate consultants, or construction workers on multi-month assignments. Whether you have a pool to rent out (think Swimply), extra space in your home, or are just getting started, this strategy-packed clip is a must-watch for anyone looking to house hack, generate additional income, or simply make smarter real estate moves. Hit play to learn how better documentation, teamwork, and a little creativity can make real estate investing more accessible than you ever thought possible! *#RealEstate #HouseHacking #MortgageTips #EYL #RoommateIncome #ADU #HomeBuying #FinancialFreedom #Swimply #Investing #CollegeHacks #WealthBuilding*See omnystudio.com/listener for privacy information.

Welcome to Market Mondays! In this special clip, Ian Dunlap joins hosts Troy Millings and Rashad Bilal for a deep dive into successful, long-term investing—specifically Ian’s “2Tech2 Index” approach. If you’re seeking clarity on building wealth through investing, this is the discussion you can’t afford to miss. *What’s the “2Tech2 Index” Strategy?* Ian breaks down his simple yet powerful philosophy: You only need four essential companies or assets to achieve financial success. The formula? Anchor your portfolio with two trusted index funds (VOO and VTI) and complement them with two technology giants (Microsoft and Apple). This blend aims to capture broad market growth while focusing on proven tech leaders—making investing easy, straightforward, and effective for anyone. *Crash-Proof Investing & Market Timing Myths* Are you one of the many waiting for a massive market crash to “buy the dip”? Ian has a wake-up call: Most investors won’t have the nerve (or timing) to jump in at rock-bottom prices. Instead of holding cash on the sidelines, Ian insists that regularly investing—especially in companies with strong fundamentals like Nvidia, Microsoft, and others—will serve you much better over time. Historically, some companies actually “melt up” in value while broader markets decline, providing rare opportunities for focused investors. *Investing for Decades, Not Days* Ian, Troy, and Rashad stress that any investment strategy should be solid enough to last for 30 years, not just a year or two. Chasing trends or making frequent strategy changes typically leads to worse outcomes. The bond market may have worked in the past, but today’s environment favors equities—especially dominant US tech firms. *Themes Covered in This Clip:* Why you only need four assets to build lasting wealth The critical role of index funds and top tech stocks Market drops, crashes, and why timing them is nearly impossible The US/China tech war and how it impacts markets The importance of sticking to a consistent investment strategy Whether you’re a new investor or an experienced market participant, this conversation provides actionable insights into portfolio construction and the mindset needed for long-term financial growth. No jargon, just straight talk from the Market Mondays crew! *Drop your thoughts in the comments if you’ve used the 2Tech2 Index—and let us know which companies anchor your investment journey!* *Hashtags:* #MarketMondays #Investing #2Tech2Index #IndexFunds #TechStocks #IanDunlap #Microsoft #Apple #Nvidia #StockMarket #WealthBuilding #PersonalFinance --- Subscribe for more clips and actionable investing wisdom every week!See omnystudio.com/listener for privacy information.

In this week’s episode of Earn Your Leisure, we sit down with Live Alkaline Water, the first Black-owned bottled water company in Walmart, to uncover how two brothers turned a 400-year-old natural spring into a multi-million dollar business. 💧 From meeting EYL at a networking event to becoming the official water sponsor for Invest Fest, their story is a masterclass in execution, strategy, and turning opportunity into ownership. We break down the step-by-step process of bottling water, how they secured their first major deal, and what it really takes to build trust and partnerships that last. We also dive deep into the $300 billion bottled water industry, the science behind alkaline water, why glass bottles are superior, and how LiveAlkalineNC plans to scale globally while staying rooted in family and community legacy. If you believe in faith, business, and legacy — this episode will inspire you to start where you are and build something everlasting. 🌍 #EarnYourLeisure #LiveAlkalineNC #InvestFest #BlackOwnedBusiness #Entrepreneurship #FinancialFreedom #WaterIndustry #EYL #Networking #BusinessGrowth #Ownership #Legacy #WealthBuilding #Motivation #InvestInYourselfSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down Elon Musk’s unprecedented $1 trillion compensation proposal at Tesla. Musk, currently the richest person in the world, has requested a payout package with ambitious benchmarks—he only stands to earn the $1 trillion if Tesla reaches an astounding $8.5 trillion valuation, far above its current worth. The conversation covers the stakes of this deal, Musk’s influence on Tesla’s success, and the implications for shareholders. Tune in as the hosts debate whether one person should hold so much power and value in a company. Is Tesla’s success all about Musk, or does the company provide real innovation that can stand the test of time? The clip draws historical parallels, discussing Steve Jobs’ ousting from Apple and Warren Buffett’s impact on Berkshire Hathaway, all to ask: What happens when a visionary leader steps away? The hosts also explore Musk’s vision for Tesla, which now goes beyond cars into robotics and AI, and consider how much Tesla’s value depends on Musk himself. If you’re a Tesla investor, find out what this vote could mean for you—and for Tesla’s future. Don’t miss this insightful clip as the Market Mondays crew discusses: The $1 trillion compensation package and its benchmarks Musk’s negotiation tactics and threats to walk away The dependence of Tesla’s value on Musk’s leadership Sentiment vs. fundamentals in Tesla’s stock performance Historical lessons from other visionary CEOs What’s next for Tesla beyond Elon Musk If you own Tesla stock, you might have a say in this game-changing decision! Get the full scoop and join the discussion with Market Mondays. *Hashtags:* #ElonMusk #Tesla #MarketMondays #TrillionDollarDeal #StockMarket #Investing #VisionaryLeaders #Compensation #TeslaInvestors #BusinessNewsSee omnystudio.com/listener for privacy information.

In this insightful clip from "Black Out with Ian & Rashad," Rashad Bilal sits down with legendary rapper and actor Joey Bada$$ to talk about one of the most essential aspects of life—family. Joey Bada$$ opens up about his journey as a young father and partner, reflecting on lessons from his childhood and how those experiences shape the way he approaches relationships today. Joey shares how growing up in a big, close-knit family inspired the community mindset he carries into adulthood. Yet, he also reveals the gaps he noticed around examples of healthy romantic love—sparking his commitment to building something new with his fiancé. He talks candidly about their personal growth, teamwork, and intentional approach to their relationship, including their unique practice of holding “meetings” to set and review goals together, both for themselves and their growing family. This conversation is packed with wisdom for anyone navigating life, partnership, or parenthood in today’s world. Joey draws parallels between business contracts and relationships, emphasizing the importance of communication, setting non-negotiables, and being clear about values and long-term vision. He explains why he’s upfront about his intentions and challenges his partner to do the same—so they can build a meaningful future instead of “floating in space.” If you’re seeking guidance on how to create lasting bonds, foster healing within your family, or simply want to hear how a celebrated artist balances career with deep personal growth, don’t miss this clip! *Watch now to hear:* Joey Bada$$ on fatherhood and what being “family oriented” means today Why business tactics—like meetings and clear contracts—can help build a strong relationship The importance of picking a partner in alignment with your values and vision Tips for intentional communication and making progress as a couple Insights into breaking generational cycles and creating new legacies *Timestamps:* (Available upon request—if you’d like specific segments, let us know in the comments!) *Hashtags:* #JoeyBadass #BlackOutPodcast #Fatherhood #ModernManhood #FamilyLegacy #Relationships #CommunityHealing #BlackLove #PodcastClips #RashadBilal #IntentionalLiving #PersonalGrowth #GenerationalChangeSee omnystudio.com/listener for privacy information.

In this Market Mondays Medium clip, hosts Rashad Bilal, Troy Millings, financial enthusiast Tom Lee, and analyst Ian Dunlap dive deep into the explosive topic of Bitcoin’s future. Is a wild run to $250,000 by year end possible, or is this pure optimism? Tom Lee kicks off with his signature bullish take, predicting Bitcoin could soar to between $200K–$250K before the year wraps up, aligning with technical forecasts and seasonal strength. Rashad breaks down Tom’s history as a Bitcoin bull and points out exactly how big a leap this would be—from $110,000 to $250,000 in just 75 days! Ian Dunlap brings the data, laying out Bitcoin’s strong performance following its halving cycles: past years have shown jumps up to 7,000%, 291%, and 541%. This year’s gain is around 44%, and he feels a doubling could happen, but sees $250K as unrealistic in such a short window. He explains how cycles and rate hikes affect predictions, and why historical trends matter. Troy Millings challenges viewers to do their own thought exercises—what global events would actually propel Bitcoin that high? Is extreme optimism driving media narratives, or is there substance behind the hype? He pushes for understanding beyond headlines, and reminds us that market players and institutions control much of the flow. Both Ian and Troy agree: While $250K by year end seems extremely unlikely, a major run-up next year is within the realm of possibility—if institutions, governments, and hedge funds all strike “risk on” mode. This clip is a must-watch for any crypto investor, trader, or enthusiast wanting honest talk, historical context, and no-nonsense debate. Whether you’re all-in on Bitcoin’s future or skeptical of market predictions, you’ll get actionable insights here. *Drop your thoughts: Is $250K for Bitcoin possible by end of year, or just wishful thinking? Let us know in the comments!* *Hashtags:* #MarketMondays #Bitcoin #Crypto #TomLee #FinancialAnalysis #BTC #Ethereum #CryptoInvesting #HalvingCycle #BullMarket #CryptoPredictions #Investing #Finance #MarketTalk #EconomicInsights --- *Don’t forget to subscribe for weekly clips breaking down the biggest stories in investing, trading, and economic trends!*See omnystudio.com/listener for privacy information.

Welcome to EYL! In this insightful conversation, our hosts Troy Millings and Rashad Bilal chat with the knowledgeable Chris Sain about the essentials of beginning your journey in stock investing. 🌟 Starting with the basics, Chris highlights the importance of opening a brokerage account, explaining what it is and why it's necessary. He elaborates on traditional options like Vanguard and Fidelity, which are favored for long-term investments. For those who are more tech-savvy or prefer user-friendly alternatives, newer apps such as Robinhood, WeBull, and Interactive Brokers are also discussed. Rashad further expands on why investing is crucial, especially in the context of beating inflation. He differentiates between public and private companies, stressing the importance of owning public company stocks. He walks us through the straightforward process of setting up a brokerage account via popular platforms like Charles Schwab and Fidelity. Rashad makes a key point: understanding the "know your customer" requirements, such as providing personal details and linking your bank account, are crucial steps to funding your investment account effectively. Our hosts also share practical tips on expediting fund transfers between your bank and your brokerage. Troy provides a handy hack, emphasizing the advantage of using wire transfers for quicker fund deposits, which can be crucial given the market's volatility. Before wrapping up, Rashad discusses a common misconception about 401(k) investments. Simply contributing to a 401(k) isn't enough; workers need to actively choose their investments to see growth. He explains that money initially goes into a money market account and needs to be directed into specific stocks or funds of your choice. Chris concludes by comparing different brokerages for long-term and short-term investors. While Vanguard and Fidelity are excellent for long-term holding, platforms like E*TRADE, Robinhood, and M1 Finance offer useful tools and information for a richer investing experience. Whether you're a novice or looking to expand your knowledge on investing, this clip is packed with valuable insights to equip you on your financial journey. Don't forget to like, share, and subscribe to stay updated with our latest clips! #Investing101 #StockMarket #BrokerageAccount #LongTermInvesting #EYL #ChrisSain #FinancialLiteracy #Robinhood #Vanguard #Fidelity #CharlesSchwab #InvestingTips #FinancialEducation #BeatInflation #WeBull #ETrade #M1FinanceSee omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with Robert Herjavec, the legendary entrepreneur and investor best known for Shark Tank. He breaks down the two key phases of launching a business and explains why every entrepreneur must find the heartbeat that drives their company if they want to survive. From his early struggles to his rise as one of the most respected business minds in the world, Robert shares lessons that will reshape how you think about purpose, growth, and execution. Robert opens up about the moment he discovered his true purpose, how he maintains peak performance, and the importance of building the right team to scale effectively. He also takes us behind the scenes of Shark Tank, revealing the real secret to the show’s success and what separates true entrepreneurs from “wannapreneurs.” Beyond business, Robert gives his raw take on today’s economy — calling AI the greatest economic shift of our generation, warning that consumers don’t care about cybersecurity, and reflecting on how social media has distorted the meaning of success. This conversation is packed with gems, mindset shifts, and stories that prove success starts from within. #EarnYourLeisure #RobertHerjavec #SharkTank #Entrepreneurship #BusinessTips #AIMoney #CyberSecurity #StartupAdvice #Leadership #Motivation #EYL #MarketMondays #WealthBuilding #SuccessMindset #FinancialFreedomSee omnystudio.com/listener for privacy information.

In this eye-opening clip from Black Out with Ian & Rashad, the hosts Rashad Bilal and Ian Dunlap break down the shocking rise of bitcoin ATM scams sweeping the nation. Joined by political investigative reporters, the team dives into a recent report highlighting how unsuspecting victims are being lured into pouring thousands of dollars into crypto ATMs, only to lose their hard-earned cash to sophisticated global scammers. The discussion begins with a real-life victim’s story: Gus Cason, who lost $15,000 after being convinced by a scammer pretending to be the president of his bank. Learn how scammers use crypto ATMs as "getaway cars," making stolen money nearly impossible to recover. The team uncovers how even the crypto ATM companies profit from these fraudulent transactions—sometimes charging outrageous fees up to 30%—and how they aggressively fight in court to keep recovered scam funds. Rashad and Ian offer sharp analysis about the timing of these scams, connecting the spike in fraud to the tail end of the current bitcoin bull run. They debate whether big institutions like banks entering the bitcoin space may help protect consumers, and highlight the dangers of sending crypto: miss one letter, and your money is gone with little hope of recovery! The hosts stress that Bitcoin itself isn’t a scam, but warn listeners about how easily cryptocurrency can be weaponized in these attacks, especially against vulnerable groups like the elderly. You’ll also hear their predictions on the future of crypto markets, how banks becoming custodians of bitcoin could shape the financial landscape, and what you should watch out for as scammers get smarter thanks to artificial intelligence. If you’ve ever wondered how crypto scams really work, how to protect yourself, or where bitcoin is headed next, this clip is for you. Be smart, stay aware, and don’t fall victim to the latest wave of bitcoin ATM fraud! **Hashtags:** #BitcoinATM #CryptoScam #BlackOutPodcast #FinancialLiteracy #BitcoinFraud #IanDunlap #RashadBilal #CryptoNews #Blockchain #BitcoinBullRun #CryptoSafety #DigitalCurrency #ScamAlert #PodcastClip #FinancialEducationSee omnystudio.com/listener for privacy information.

In this thought-provoking clip from "Black Out with Ian & Rashad," hosts Ian Dunlap and Troy Millings dive deep into the evolving landscape of the podcast industry and raise an urgent question: Is the podcast game falling apart? The conversation kicks off with the headline news that Underdog Fantasy now owns 50% of Gilbert Arenas’ podcast, potentially leading to downsizing and fewer episodes if the show doesn’t meet expectations. Ian and Troy reflect on recent drama in the podcast scene, including disputes between prominent figures and the real struggles behind the scenes that many content creators are facing. Troy emphasizes that outward success, like massive viewership or social media highlights, can be misleading—reminding listeners that real sustainability comes from ownership, equity, and smart dealmaking. He warns against signing predatory streaming and podcast deals, highlighting how lucrative partnerships can sometimes strip creators of control and value in the long term. Ian offers essential advice for aspiring content creators: Don’t rely solely on ad dollars. Instead, focus on building diversified revenue streams—like premium content on Patreon, offering products and services, and leveraging your free content to grow a loyal audience. The hosts give shoutouts to successful creators who’ve thrived by combining free gateway content with exclusive offerings, using their own platforms (Market Mondays, Red Panda, EYL University) as examples. They also discuss the reality that most top podcasts are hosted by celebrities leveraging their existing fame, which gives them a head start that newcomers don’t have. But they stress the importance of finding your own unique niche, building valuable skillsets, and not copying everyone else’s model. Key takeaways from this clip include: Why ownership and non-dilutable shares matter more than high view counts The dangers of predatory podcast and streaming deals How to use your platform to build sustainable, diversified income beyond ads The advantages and challenges of coming into podcasting as an industry outsider The value of a niche, high-quality audience versus a broad but unengaged one Whether you’re a current or aspiring podcaster, or just interested in the business side of content creation, this clip is packed with game you can use right now. 👍 Don’t forget to like, comment, and subscribe for more honest conversations on business, culture, and entrepreneurship. #PodcastBusiness #ContentOwnership #GilbertArenas #PodcastIndustry #BlackOutPodcast #IanDunlap #TroyMillings #ContentCreation #Entrepreneurship #AdDollars #MediaGame #Equity #StayIndependent --- *Watch the full conversation for more insights and strategies for navigating the world of podcasts and media deals!*See omnystudio.com/listener for privacy information.

Welcome to another insightful Market Mondays clip! In this powerful discussion, hosts Rashad Bilal and Ian Dunlap dive deep into one of the most dramatic moments in recent financial history: the largest single-day liquidation in crypto. Prompted by a headline-making social post from Donald Trump, the markets saw a massive fall—both in stocks and crypto—triggering a whirlwind of reactions, trades, and consequences. *What’s Inside This Clip?* *$20M to $80M Trade:* Get the inside scoop on the suspicious hedge trade that reportedly netted $80 million within hours. Was it luck, timing, or something more? *The Human Cost of Trading:* Learn how margin and leverage can quickly turn profits into devastating losses. Hear the tragic story of a crypto trader who lost $40 million and, sadly, his life—a serious reminder of the emotional dangers behind high-stakes investing. *Trading Safely:* Ian and Rashad break down why risk management, mental health, and account separation are essentials for every investor. They reflect on history—from the Great Depression to present day—emphasizing the importance of putting safety and mental guardrails first. *Margin Calls Explained:* This clip offers a plain-English rundown on how margin works, what triggers a margin call, and how it can impact your entire investment portfolio. Learn why separating trading from long-term investments is a crucial safety measure. *Competing With the Best:* Ian shares advice on what it’s actually like trading against hedge funds, institutions, and experts with far-reaching networks—and why most everyday investors should avoid over-leveraging. *Volatility & Timing:* Discover why market volatility isn’t always something to fear, but should be managed through smart techniques like holding separate accounts and using time wisely in your investment strategy. This Market Mondays clip is a must-watch for anyone involved in trading or investing—whether you’re new or experienced. The team brings their trademark honesty and clarity to tough topics, reminding viewers that while the upside in markets can be huge, the risks are real and must not be ignored. *If you’re thinking about trading with leverage, or just want more insight into how fast things can change, this clip is for you. Tune in and learn how to protect your portfolio—and your peace of mind.* --- *Watch, learn, and invest smarter.* #MarketMondays #Crypto #TradingRisk #MentalHealth #MarginCalls #InvestmentSafety #Finance #StockMarket #CryptoLiquidation #RiskManagement #Investing #FinancialLiteracy --- Like, comment, and subscribe for weekly financial wisdom and market breakdowns!See omnystudio.com/listener for privacy information.

Dive into the dynamic world of the Basketball Africa League (BAL) in this insightful EYL clip! Our host, Rashad Bilal, sits down with special guest Clare Akamanzi to break down the innovative business model fueling the rapid growth of NBA Africa. From late-night games and the global passion for basketball to the strategic moves driving revenue, this conversation is a must-watch for sports fans, entrepreneurs, and anyone curious about the sports industry on the continent. Clare Akamanzi shares eye-opening details about how BAL is structured and how it plans to scale across Africa and beyond. Learn how sponsorships, merchandising, ticket sales, and media rights all play a crucial role in monetizing the league, and why partnerships with companies like ServiceNow and Visit Rwanda are key. The clip also delves into the exciting launch of BAL’s e-commerce portal, which taps into the African diaspora’s demand for league merchandise from anywhere in the world. Discover how ticketing revenues are skyrocketing as more fans flock to the arenas each year, despite the current challenges of infrastructure with only a handful of professional-level venues across the continent. Clare also highlights the importance and future potential of integrated media markets in Africa, with platforms like MTN offering access to 300 million subscribers. This integration opens up massive opportunities for broadcasting, streaming, and connecting fans across all 54 African nations. Looking ahead, Clare reveals plans for BAL’s expansion, with a vision of one day reaching every African country. She sheds light on the increasing investment interest from countries like Nigeria, Benin, and Morocco, and emphasizes the role of collaboration between investors, governments, and development banks to build more standardized arenas and provide even greater opportunities for teams and fans alike. If you’re passionate about sports business, the African market, or just want to know what it takes to build a continental sports powerhouse, this EYL Medium clip will give you exclusive insights and a front-row seat to the future of basketball in Africa. *Join us as we explore:* The four main revenue streams for BAL: sponsorship, merchandising, ticketing, media rights The impact of the African diaspora on global reach and merchandise sales Challenges and opportunities in expanding to new African markets and arenas How media giants and telcos could shape the future of sports broadcasting on the continent Don’t miss out on this fascinating look at how the BAL is changing the game both on and off the court! *#EYL #NBABasketballAfrica #BAL #SportsBusiness #AfricanDiaspora #BasketballAfrica #MediaRights #Entrepreneurship #SportsExpansion #BasketballBusiness #EYLMedium*See omnystudio.com/listener for privacy information.

We sat down with Pierre Goudiaby Atepa, the legendary architect behind the African Renaissance Monument — Africa’s tallest statue — to talk about his vision for the continent’s future, the state of African politics, and what true economic independence means for the next generation. 🌍   From the symbolism of the monument towering over Dakar to his candid thoughts on Africa’s unity and leadership, this is one of the most powerful conversations we’ve had on the continent.   🎥 Watch now and join the conversation about Africa’s past, present, and future.   #Africa #Senegal #PierreAtepa #AfricanRenaissanceMonument #EarnYourLeisure #EYL #BlackExcellence #AfricanArchitecture #Dakar #InvestInAfrica #EconomicEmpowerment #FutureOfAfrica #AfricanUnitySee omnystudio.com/listener for privacy information.

In this thought-provoking Market Mondays clip, Ian Dunlap and Rashad Bilal break down the latest buzz surrounding Apple’s leadership and the tech giant’s place in the innovation race. Is Tim Cook really on the way out? Why are there rumors about his resignation, and what does it mean for Apple’s future? Ian shares his insights on the internal battles Cook might be fighting, particularly when it comes to Apple’s struggles in the AI arms race and geopolitical blockades affecting its strategy. The duo also gets candid about the wider market, touching on Apple’s competition, including Google, Amazon, and Microsoft’s game-changing moves with AI. What do these shifts mean for investors, and is Apple still a must-have in your portfolio? Ian remains bullish, explaining why he’s holding Apple until at least 2034, but he doesn’t shy away from expressing concerns about succession planning and blocking of key deals like OpenAI. Rashad discusses market leadership changes and the lingering question: What is Apple’s next big move? Meanwhile, the conversation widens to Amazon’s strategy, data centers, and why Rashad is still a believer in Amazon’s innovative edge. There’s also a breakdown of small and mid cap stocks, with shout-outs to quantum stock winners like RGTI and insights on how to trade these explosive gains for long-term wealth. Ian gives practical homework for viewers, like tracking margin prices of crypto futures as a gauge for institutional sentiment—a lesson you don’t want to miss. Plus, find out why the old 60/40 portfolio might be dead, the importance of alternative assets, and why crashes offer generational opportunities for those prepared. Ian and Rashad keep it real about taking profits, rotating winnings into blue-chip names, and how to prepare for the next market pullback. This clip is packed with actionable advice, straight talk, congratulatory moments for winning trades, and a look at the geopolitical pressures facing the world’s biggest companies—especially Apple. If you want a sharp, no-hype analysis of markets, leadership, and how to position yourself for the future, tune in now! *Don’t forget to like, comment, and subscribe for more Market Mondays insight!* --- *#MarketMondays #Apple #TimCook #Investing #Stocks #TechStocks #AI #Amazon #Google #Nvidia #QuantumStocks #FinancialEducation #IanDunlap #RashadBilal #StockMarket #BlueChips #Portfolio #SuccessionPlanning #MarketAnalysis #OpenAI*See omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings sit down with tech visionary Jack Dorsey to discuss the technologies set to redefine our future—and why so many people hesitate to embrace them. Diving straight in, Rashad asks Jack a powerful question: Which technologies are flying under the radar today but could transform our lives in 5 to 10 years? Jack Dorsey shares candid thoughts on AI, acknowledging the widespread fear that it might replace jobs or stifle innovation. He argues that this “closed mindset” is what truly holds us back. Instead, Jack advocates seeing AI as a foundation—a tool for unlocking new levels of creativity and productivity and reclaiming precious time. His advice is clear: don't just take others’ word for it; hands-on experimentation is the key to understanding whether a technology can genuinely benefit you or your business. Citing the Bitcoin ethos of “don’t trust, verify,” Jack urges viewers to form opinions through experience and not be swayed by hype or second-hand perspectives. The conversation shifts as Troy asks Jack about decentralization, referencing the rise and, perhaps, fizzle of the Web3 hype. Jack pulls back the curtain on what he saw as repackaging older, centralized products under a new label—often driven by venture capital rather than any real technological breakthrough. He reminds us that every new tech wave arrives alongside massive hype, and the challenge for everyone is to ground themselves and ask: Does this tech solve a problem or add real value? Jack recounts the early days of the Internet—a frontier period marked by openness and decentralization. He laments how discovery and data creation ended up centralized in a handful of companies, tightening control over both users’ data and online identities. The good news, according to Jack, is that we finally have the technology for data portability, but it’s still inaccessible and unrefined—meaning huge opportunities for those looking to build solutions in this space! He also warns about AI’s rapid centralization, with just a few major companies shaping its future. These entities control not only the algorithms but also the intelligence itself—potentially determining how millions experience truth, creativity, and discovery. Jack stresses the need for open-source models and decentralized intelligence so the technology belongs to everyone, not just a few tech giants. Whether you’re a tech enthusiast, an entrepreneur, or simply curious where the digital world is headed, this clip is packed with practical wisdom for evaluating new technologies and finding the right mindset for real, grounded innovation. *Key topics:* Overcoming fear and skepticism surrounding AI Why hands-on experimentation beats second-hand knowledge Decentralization, data portability, and the lessons of early Internet history Web3 hype versus true technological progress The risks of centralizing AI—and the promise of open source models *Watch for actionable insights on how to spot what’s real in tech, how to verify new tools for yourself, and why embracing openness is key for the future.* #MarketMondays #JackDorsey #AI #Bitcoin #Decentralization #Web3 #OpenSource #Technology #FutureOfTech #BusinessInnovationSee omnystudio.com/listener for privacy information.

Welcome to Market Mondays! In this week’s clip, Rashad Bilal, Troy Millings, Ian Dunlap, dive into the huge financial news shaking the tech and investing world: AMD’s explosive stock surge sparked by their newly announced OpenAI partnership. We break down exactly why AMD jumped up to 27% in the morning and shot well past 35%, what OpenAI’s 10% stake means, and why this move has created a frenzy for anyone holding AMD options. The team explores how AMD now becomes a key player in AI hardware, working alongside Nvidia—the known leader in GPUs. Find out why being the “number two” in the space can be just as valuable, and how this strategic partnership fuels global ambitions for technologies like ChatGPT, which is quickly approaching a billion users. Rashad explains the concept of the “circular economy” in tech, detailing how AMD, Nvidia, Broadcom, Oracle, and OpenAI interconnect to supply essential infrastructure, hardware, and cloud services. Learn how options and warrants work in these high-stakes deals, why these investments form an indestructible technological moat, and how family ties among key leaders have influenced this masterful dealmaking. The conversation also covers OpenAI’s historic valuation leap—surpassing SpaceX—and what these moves mean for the future of AI, government, and consumer tech. The hosts share their own experiences and stock picks (shoutout to Dave Shands!), giving viewers a behind-the-scenes look at the power of research and strategic investing. If you’ve been watching Market Mondays for investment insights, this clip delivers confirmation from insiders in the AI space. The team also drops price predictions for AMD and Nvidia and celebrates the biggest options wins and market highs of the year. Don’t miss smart tips on long-term partnerships, generational wealth, and why tech alliances are setting up for lasting success—even through future market downturns. *Watch now to get all the details on the AMD & OpenAI partnership, how it’s shaking up the tech market, and what you should watch for as an investor!* *Hashtags:* #MarketMondays #AMD #OpenAI #Nvidia #StockMarket #AIInvesting #TechStocks #FinancialNews #AMDStock #AIRevolution #OptionsTrading #CircularEconomy #TechMoat #InvestingTips #GenerationalWealth #EyUniversity #MarketFrenzy #QuantumComputing #CloudInfrastructure #DataCenters --- Catch all the insights and analysis right here—subscribe for future clips breaking down the biggest stories in tech, AI, and investing!See omnystudio.com/listener for privacy information.

In this episode, credit specialist Shonda Martin shares invaluable insights into the world of credit and its impact on relationships, loans, and employment. The discussion delves into the pitfalls of co-signing for loans, the nuances of credit consolidation, and the steps individuals with bad credit can take to improve their credit scores. Shonda dispels myths and offers practical advice on building credit, leveraging credit cards, and strategically managing credit utilization to boost credit scores. Discover how to navigate the intricacies of credit and forge pathways toward financial empowerment and healthier relationships. #CreditScore #FinancialEmpowerment #Relationships #CreditConsolidation #BuildingCredit #EYLMedium #EYL #ShondaMartinSee omnystudio.com/listener for privacy information.

Welcome back to Market Mondays! In this insightful clip, Rashad Bilal, Troy Millings, and financial analyst Ian Dunlap sit down to break down gold’s explosive performance—nearly at an all-time high and even outpacing the NASDAQ year to date! If you’ve been following the markets or are worried about economic uncertainty, this discussion is for you. Ian gives his perspective on gold as the ultimate hedge in your portfolio, especially in times of government volatility or looming shutdowns. The guys dissect the reasons why gold and other “safe haven” assets like Bitcoin continue to shine under these market conditions, pointing to big voices like Mike Novogratz who have championed gold amidst uncertainty. They talk about the importance of balancing “risk-on” assets (think: AI stocks, crypto, tech) versus solid hedges like gold. Troy plays devil’s advocate and prompts a conversation about what, if anything, could cause gold to retrace or pull back. Ian’s response? Unless we see major global money printing and near-zero interest rates like in 2008 or during COVID, gold’s run looks far from over. On top of that, Rashad gives some on-the-ground perspective from Guinea, a major hub for gold exports, revealing the scale of gold flowing out to places like Dubai every week. They go deep on gold’s historical trends, why central banks and big funds still stockpile it, and why being a disciplined investor is more important than ever. Whether you’re new to investing or a seasoned pro, you’ll get key takeaways on building a balanced portfolio and following the “golden rule”: follow the money and don’t ignore what’s right in front of you! *Don’t forget to like, subscribe, and share! Drop your thoughts and questions on gold and hedging in the comments below.* #MarketMondays #GoldInvesting #SafeHaven #FinancialFreedom #PortfolioHedge #InvestingWisdom #Bitcoin #Nasdaq #MikeNovogratz #GovernmentShutdown #InterestRates #Commodities #GoldVsCrypto #AllWeatherPortfolio #RayDalio #FinanceTalk #DubaiGold #GuineaGold #FollowTheMoneySee omnystudio.com/listener for privacy information.

In this powerful episode, former NBA All-Star Luol Deng and Clare Akamanzi, CEO of the Basketball Africa League (BAL), share the untold story of basketball’s rise across the continent 🌍🏀. From South Sudan’s historic journey to the BAL’s mission to empower Africa’s youth, they discuss the challenges, opportunities, and vision for the future of African basketball and business.   They break down what it takes to build infrastructure across 54 nations, why only five arenas in Africa are NBA-ready, and how the BAL is giving over 1 billion people access to professional basketball. Luol Deng calls for stronger business regulations and urges global investors to seize this moment to build Africa’s sports economy.   This conversation goes beyond basketball — it’s about legacy, leadership, and the power of investing in Africa’s future. 🇸🇸🇷🇼   #LuolDeng #ClareAkamanzi #BAL #BasketballAfricaLeague #SouthSudan #NBAAfrica #InvestInAfrica #EarnYourLeisure #MarketMondays #AfricaRising #SportsBusiness #YouthEmpowerment #BasketballInAfrica #Rwanda #AfricanExcellenceSee omnystudio.com/listener for privacy information.

We’re in Guinea 🇬🇳 doing some investigative journalism — sitting down with entrepreneurs, innovators, and community leaders to uncover the real opportunities and challenges shaping Africa’s economic future. From business growth to infrastructure and innovation, these conversations reveal what’s really happening on the ground — and why the world is paying attention. 🌍💡 #EarnYourLeisure #Africa #Guinea #InvestInAfrica #EYL #AfricanBusiness #EconomicGrowth #Entrepreneurship #WealthBuilding #GlobalOpportunities #AfricaRisingSee omnystudio.com/listener for privacy information.

In this Market Mondays Medium #6 clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the volatile world of healthcare stocks and whether the sector is positioned for a rebound in 2025. The team breaks down why healthcare has struggled, from overseas pharmaceutical tariffs and lawsuits to the misconception that healthcare can match tech stock returns. With new tariffs on international pharmaceuticals and litigation like the Ozempic lawsuit shaking the industry, there’s plenty to consider before adding healthcare stocks to your portfolio. Ian Dunlap shares his take on the sector’s future, noting that expecting “tech-like returns” from healthcare was a major mistake. The discussion covers key American companies—including Eli Lilly, Johnson & Johnson, ABBV, UnitedHealth, Abbott, Merck, and Stryker—highlighting those with strong policy support and innovative biotech advances. Troy Millings points out the disruptive potential of AI in healthcare, emphasizing that upcoming breakthroughs and administration policy will play a significant role. The hosts unanimously stress the importance of focusing on top American healthcare companies, especially given the implications of domestic manufacturing and tariffs. They recommend using healthcare ETFs like XLV to monitor top allocations and add stability to your portfolio. For those wondering if healthcare belongs in their investment mix, the consensus is clear: exposure to healthcare is wise, especially if you stick with sector leaders. Ian narrows his top picks to Eli Lilly, ABBV, and Stryker. However, don’t expect dramatic 35-45% returns as you might with tech; healthcare provides steady, long-term opportunities rather than quick wins. Whether you’re a seasoned investor or new to the stock market, this clip provides actionable insights and a grounded outlook on what to expect from healthcare stocks in the coming year. If you’ve wondered about CVS, United Healthcare, or how U.S. healthcare spending compares globally, the crew covers that too—reminding us that, despite being one of the largest markets, the U.S. still lags in health outcomes. *Key Takeaways:* Healthcare sector’s challenges in 2024, including tariffs and lawsuits Realistic returns vs. tech sector expectations American healthcare companies to watch: Eli Lilly, ABBV, Stryker How AI and biotech innovation could accelerate sector growth The impact of U.S. policy and tariffs on investment choices Using healthcare ETFs (like XLV) for strategic exposure Why healthcare should (or shouldn’t) be part of your portfolio If you want honest, in-depth analysis of the healthcare market and a roadmap for making informed investment decisions in 2025, this is the clip you can’t miss. Like, subscribe, and let us know your thoughts on the future of healthcare stocks in the comments! #HealthcareStocks #MarketMondays #Investing #EliLilly #ABBV #Stryker #TechVsHealthcare #Tariffs #AIinHealthcare #StockMarketAnalysis #ETFs #PortfolioStrategySee omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Ian Dunlap and Rashad Bilal dive deep into the high-stakes world of media conglomerates, data acquisition, and the brewing TikTok takeover. The conversation unfolds around the chess moves of industry giants like Oracle, Silver Lake, and enigmatic figures such as Larry Ellison, revealing how power, influence, and data are being consolidated in fewer hands than ever before. You’ll hear Ian break down the wider implications of Silver Lake’s expanding empire—from data centers and major entertainment acquisitions (like Endeavor, WWE, UFC, and EA Sports) to the undeniable impact of the TikTok deal. Together with Rashad, they connect the dots between AI, media, gaming, and cloud infrastructure, highlighting the masterminds behind this web of control and influence. The hosts debate the safety and ethics of shifting TikTok’s algorithm to US hands, questioning whether this really improves user security or simply swaps one set of gatekeepers for another. Ian candidly shares concerns about “stepped-on,” watered-down algorithms and makes colorful analogies to help the audience grasp these layered business plays. Rashad raises the alarm over the societal consequences of letting elite billionaires dominate news and social platforms—pointing to the likes of Elon Musk (X), Mark Zuckerberg (Instagram, Facebook, WhatsApp), Jeff Bezos (Washington Post), and even Rupert Murdoch. Together, they address the very real risk of propaganda and narrative control, especially as X heads further right and TikTok faces similar influences if new ownership goes through. The conversation doesn’t shy away from tough questions: Is this new TikTok group any safer than the previous owners? Are we actually in control of our own data? Both Ian and Rashad illustrate how, through clever business maneuvers, these conglomerates can dominate every aspect of content, gaming, and attention. The summary? Monopoly is nothing new in America, but now it’s more transparent than ever. This clip is packed with hot takes, strategic breakdowns, and a clear-eyed look at what media ownership means for the next decade—plus why everyday users must wake up to what’s really happening behind the scenes. Whether you’re an investor, a creator, or just a concerned citizen, you’ll want to catch every minute. *#MarketMondays #TikTokTakeover #MediaMonopoly #IanDunlap #RashadBilal #Oracle #SilverLake #AI #SocialMedia #TechNews #MediaPower #DataPrivacy #BusinessAnalysis*See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with Chef Lorna Maseko, one of South Africa’s most celebrated culinary stars, to dive into her incredible journey from ballerina to celebrity chef, entrepreneur, and global tastemaker. Chef Lorna shares how she built her brand on the international stage, the business model behind exclusive supper clubs, and what it takes to turn food into a lifestyle experience. She also opens up about making the leap to New York City and Atlanta, and how she’s using food to build bridges across cultures while creating opportunities in the culinary world. This conversation is about more than food — it’s about business, branding, and bold moves. Whether you’re an aspiring chef, entrepreneur, or creative, Chef Lorna’s story will inspire you to think bigger and execute at the highest level. #EarnYourLeisure #ChefLorna #SouthAfrica #CelebrityChef #SupperClub #Entrepreneurship #FoodBusiness #NYC #Atlanta #EYLSee omnystudio.com/listener for privacy information.

A full-time college student balancing multiple jobs just to keep up — but he’s not just focused on surviving. He’s thinking about thriving. With goals of growing his income and building a secure future, Jaiden wants to apply for a credit card — but like so many others, he’s unsure how to use it the right way.See omnystudio.com/listener for privacy information.

In this insightful clip from EYL, we dive into the real-life challenges and breakthroughs of entrepreneurs adapting to rapid technological change. Rashad Bilal leads the discussion, asking entrepreneurs Angel, Mariyah, and Kika Wise how technology, AI, and innovation have reshaped their businesses, team dynamics, and day-to-day operations.Angel and Mariyah open up about their journey embracing new tech—even when it feels out of their comfort zone. From using AI chatbots to recommend personalized tea blends for online customers, to leveraging automation for handling emails and streamlining their point-of-sale systems, they discuss practical ways technology saves time, reduces workloads, and boosts sales. Need help checking in at the airport or switching up business roles in a pinch? Their story is equal parts relatable and inspiring for any small business owner learning new tech on the fly.Kika Wise shares her own playbook, revealing how she went all-in with AI tools like ChatGPT to reverse-engineer her business strategy, build scalable franchises, and hit ambitious revenue goals—faster than ever before. She offers candid advice: don't fear the robot revolution, embrace it before it's too late!Whether you're a seasoned entrepreneur, just starting your business, or simply tech-curious, this CLIP is packed with honest talk, humor, and tactical tips. Discover how authentic connection with customers, experimenting with AI, and data-driven storytelling are all part of the modern entrepreneur's toolkit.*Key Highlights:*How brick and mortar businesses bridge the online gap using AI (robot tea concierge, anyone?)Automation and AI for small teams: real talk about saving time, cutting costs, and avoiding burnoutData collection tips for telling your business story to funders and the communityEmbracing constant tech updates (Square register jokes included!)Personal anecdotes about learning new systems and thriving outside your comfort zoneUsing AI to supercharge business strategy and creative thinkingTune in for laughs, lessons, and smart strategies to help any entrepreneur navigate the digital age—without losing that personal touch.*Don’t forget to like, comment, and subscribe for more inspiring entrepreneur journeys and practical playbooks!*#EYL #EntrepreneurPlaybook #AIforBusiness #SmallBusinessTech #WomenInBusiness #Innovation #TechTalk #BusinessGrowth #AIAutomation #SquarePOS #DigitalTransformationOur Sponsors:* Check out PNC Bank: https://www.pnc.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

For this episode of Earn Your Leisure, we share an exclusive segment from our NIL (Name, Image & Likeness) panel. The conversation features legendary coach Dwayne “Tiny” Morton, NFL agent Greg Barnett, and entertainment lawyer Matt Middleton.They break down the business of NIL, how athletes can protect themselves, the role of representation, and what parents, coaches, and young athletes need to know to navigate this new era of college sports. This is a must-watch for anyone serious about sports, business, and building long-term wealth.This panel also dives into real-world stories and insights on how NIL is changing recruiting, endorsement deals, and the future of both college and professional sports. Whether you’re an athlete, parent, or fan, this conversation will give you the knowledge and tools to move smart in the NIL game.#EarnYourLeisure #NIL #CollegeAthletes #SportsBusiness #GregBarnett #MattMiddleton #DwayneTinyMorton #EYLOur Sponsors:* Check out PNC Bank: https://www.pnc.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Intel’s stunning 22% stock surge following Nvidia’s surprising $5 billion investment. Is this windfall truly a game-changer for Intel, or just another temporary boost for a struggling chip giant? Our experts dissect Nvidia’s move: Is it a strategic hedge to maintain market dominance, or simply a lifeline to prop up a fading competitor?Ian breaks down why, despite the investment, Intel still lags behind industry leaders like Nvidia, AMD, and TSMC. He points out how this move is less about saving Intel and more about safeguarding Nvidia’s lead in the chip space. Troy digs into Intel’s persistent manufacturing woes, questioning whether any amount of money can close the gap as the world moves to smaller, more advanced chips.The discussion also touches on government support, the shifting dynamics between CPU and GPU markets, and how Nvidia’s seemingly generous gesture could actually be a clever play to suppress competition. With insights on market allocation, manufacturing gaps, and the future of the semiconductor industry, this clip is a must-watch for investors and tech enthusiasts alike.Will Intel ever reclaim its former glory or will it remain stuck behind a long list of stronger competitors? Tune in to hear why our hosts aren’t buying into the Intel hype—literally and figuratively.*Don’t forget to like, comment, and subscribe for more sharp financial insights and market analysis every week!*#MarketMondays #Intel #Nvidia #StockMarket #Semiconductors #Investing #AMD #TSMC #Finance #TechStocks #BusinessNews #Clip #FinancialEducationOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

How often do you think about credit? Margaret is a dancer, a dreamer, and totally new to credit. She’s been denied twice for credit cards in the past, and we’re here to help. Stay tuned for our first episode of Foundation Forward, premiering on Hulu.Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this thought-provoking clip of "Black Out with Ian & Rashad," Rashad Bilal and Ian Dunlap sit down to break down a viral video listing the "10 Easiest Ways to Get Rich"—and why, shockingly, having a traditional job didn't make the cut.Tune in as the hosts react to each method, ranging from marrying rich and investing in index funds to becoming a content creator, real estate investing, launching online businesses, and leveraging other people's money. Rashad and Ian reflect on how they've personally explored almost every method on the list, sharing anecdotes from working in sales to investing in startups and building their own app.The conversation dives deep into why jobs—once considered the most stable route to wealth—have fallen off these modern lists, touching on the decline of job-based wealth in America compared to previous generations. If you've ever wondered what paths actually lead to financial freedom today, this discussion offers insight, humor, and real talk based on both the viral clip and the hosts’ own entrepreneurial journeys.Whether you're dreaming of financial independence or just tired of the 9-to-5 grind, this clip is a must-watch for understanding the current landscape of wealth-building.*Key topics include:* The complete list of the “10 Easiest Ways to Get Rich” Why working a job is no longer a top wealth-building option Personal stories from Rashad and Ian about tackling these wealth strategies The importance of diversifying your approach to financial independence Honest talk about what actually works today—and what’s just hypeReady to rethink your financial strategy? Hit play and join the conversation!*Hashtags:* #BlackOutPodcast #GetRich #WealthBuilding #MoneyTalk #FinancialFreedom #IndexFunds #RealEstateInvesting #ContentCreation #OnlineBusiness #Investing101 #PodcastClip #EarnYourLeisureOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, we are joined by Cheryl McKissick, the trailblazing CEO and President of McKissick & McKissick—the oldest Black-owned and woman-owned construction firm in the United States, with a legacy spanning over 230 years and five inspiring generations.Hosts Rashad Bilal and Troy Millings sit down with Cheryl to discuss her new book, *The Black Family Who Built America*, and the extraordinary history of her family's achievements. From their origins during slavery when Moses McKissick I perfected the art of brickmaking in North Carolina, to becoming master carpenters, architects, and builders responsible for iconic projects like JFK Airport’s Terminal 1, Barclays Center, and Harlem Hospital, Cheryl's family has been a cornerstone in shaping America’s built environment.Cheryl shares how her family navigated and thrived through slavery, Jim Crow, and systemic prejudice—all while maintaining ownership, uplifting their community, prioritizing education, and never losing sight of their identity. She highlights the five principles, or "5 Ps," that have guided their success across generations: perseverance, preparedness, persistence, productivity, and prayer. These principles have not only fueled monumental growth but have also helped the McKissicks uplift other contractors, architects, and engineers along the way.Learn how Cheryl scaled the business from its earliest days into an industry leader overseeing projects with billion-dollar valuations. She also sheds light on the importance of building networks, creating legacy, and standing as a beacon and mirror for Black professionals across America. Cheryl’s story is a testament to what can happen “when perseverance meets purpose,” and is filled with lessons for anyone looking to create generational wealth, own their story, and lead with impact.If you’re interested in entrepreneurship, generational wealth, Black excellence in business, and the hidden figures who truly built America—this clip is a must-watch.*Hashtags:* #MarketMondays #CherylMcKissick #BlackFamilyWhoBuiltAmerica #GenerationalWealth #LegacyBuilding #BlackExcellence #ConstructionIndustry #BusinessLeadership #HiddenFigures #EntrepreneurshipOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Magic Johnson sits down with Earn Your Leisure for one of the most legendary conversations ever. In this powerful interview, Magic opens up about the highs and lows of his career as an athlete, entrepreneur, and billionaire investor.From losing $1.5 billion by passing on Nike equity to building billion-dollar businesses with Starbucks, Magic breaks down the blueprint for scaling, identifying good investments, and why it’s not only about money—it’s about having a seat at the table. He shares the secrets behind his success, the failures that shaped him, and his philosophy on competition, family, and legacy.Magic also reflects on his iconic partnerships, including buying into the Dodgers, owning the LA Sparks, and becoming part-owner of the Washington Commanders. He explains the importance of knowledge-sharing, the 3-year rule to success, and even delivers a moving prayer at Invest Fest. This conversation is motivation, mentorship, and history all in one.2026 Tickets to Invest Fest (50% off!): https://investfest.com#MagicJohnson #EarnYourLeisure #InvestFest #EYL #BillionaireMindset #Business #Entrepreneurship #WealthBuilding #MarketMondaysOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings tackle one of the most controversial financial topics: Is investing in stocks better than buying real estate? Using real-life examples and hard-hitting facts, the Market Mondays crew breaks down the opportunity cost of owning a home versus putting your money into the market.Rashad sets the scene by challenging the conventional wisdom around home ownership, arguing that most people overlook all the extra costs that come with buying a house—down payments, maintenance, taxes—and how that money could be fueling investments instead. Ian takes it further, sharing his personal experience of choosing a modest lifestyle in favor of building genuine wealth through smart investing. The trio warns against being “house rich and pocket poor,” reminding viewers that good decision-making today leads to financial freedom down the line.Troy Millings delivers a powerful message to anyone grinding a 9-to-5: “You’re not going to be able to work your way to wealth.” With AI threatening jobs and the employment landscape shifting rapidly, investing isn’t just smart—it’s essential for securing your future.The hosts aren’t anti-real estate; they advocate making thoughtful, strategic moves whether you buy a home or invest in the market. If you’re wondering how to survive—and thrive—when AI is replacing jobs at a record pace, this discussion is for you. Find out why owning less can mean living more freely, and how to make every dollar count toward long-term wealth.Whether you’re a young professional, entrepreneur, or seasoned investor, this conversation is packed with actionable insights and straight talk to help you navigate the changing financial world. Think for yourself and don’t get trapped by the so-called matrix! *Key Topics Covered:* Opportunity cost: Stocks vs. real estate Why homeownership isn’t always the smartest wealth play The real costs hidden in buying property How to beat AI-driven job loss with investing Practical advice for financial freedom Breaking away from societal financial norms*Tune in to hear:* ✔️ Real-life examples of smart investing ✔️ Honest discussion about home buying myths ✔️ Why investing in the market should come before a big mortgage ✔️ How the government is investing in tech companies, and what it means for you If you’re ready to stop following the crowd and start building lasting wealth, you can’t miss this Market Mondays Medium clip!*Hashtags:* #MarketMondays #Investing #RealEstate #FinancialFreedom #WealthBuilding #StocksVsRealEstate #PersonalFinance #AIFuture #MoneyTalks #OpportunityCostOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the multi-billion dollar lawsuits facing pharmaceutical giants Novo Nordisk and Eli Lilly over their blockbuster drug Ozempic and similar weight loss treatments. With over 2,000 federal lawsuits piling up—worth more than $2 billion—the team explores the risks and side effects, including rare vision problems, stomach paralysis, and severe kidney damage, now at the center of these legal battles.Rashad shares his early warnings about the rapid rise of Ozempic and reflects on the cyclical history of “miracle” weight loss drugs that ultimately face safety concerns and legal troubles. Drawing a parallel from global affairs and the importance of studying history—whether in geopolitics or investing—the hosts break down why this pattern was predictable and how investors can learn from it.Troy and Ian highlight the importance of understanding a company’s product portfolio, leadership, and resilience in the face of crisis, comparing Novo Nordisk to Eli Lilly and why Lilly may be better positioned to withstand industry fallout. The discussion also touches on cultural perspectives towards medicine, the impact of Western pharmaceutical practices, and the potential dangers of fast fixes for complex health issues like obesity and diabetes.Whether you’re an investor, health enthusiast, or simply curious about the latest headlines in the pharmaceutical industry, this clip unpacks what’s really going on behind the lawsuits, the stakes for Novo Nordisk and Eli Lilly, and what smart investors should watch out for next. *Timestamps available upon request.**Don’t forget to like, share, and subscribe to Market Mondays for more insightful breakdowns on current financial events!*#Ozempic #NovoNordisk #EliLilly #MarketMondays #Pharmaceuticals #WeightLoss #Investing #StockMarket #Lawsuits #HealthNewsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

On this week’s episode of Earn Your Leisure, we break down everything you need to know about business grants—the funding opportunities that too many entrepreneurs overlook. From the best time of year to apply for grants, to the states giving out the highest amounts, to why grants are still underutilized compared to other forms of financing—we cover it all.Stormi Banks, founder of The Pink Print Firm, joins us to share her biggest success stories and insider knowledge on how to win grants. We discuss the mindset you need, the formula to winning, and why storytelling is 60% of the battle. We also highlight the biggest mistakes people make when applying, the difference between rolling and one-time grants, and why building strong relationships is the ultimate key to success.Whether you’re a startup, small business, or nonprofit, there are millions of dollars in grants still available—even with government cutbacks. Applying can take time and effort, but the rewards can be life-changing. This episode will give you the tools, strategies, and clarity to start winning business grants and scaling your business the right way.#EarnYourLeisure #StormiBanks #BusinessGrants #SmallBusiness #Entrepreneurship #AccessToCapital #WealthGap #EYLOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays **clip**, Rashad Bilal, Ian Dunlap, and Troy Millings break down the best market advice for September based on historical data and their proven experience. Whether you're new to stock trading or a seasoned investor, you’ll get straightforward tips on navigating the usually volatile months of August and September, including how to take advantage of market dips and why consistent investing each month — “buy every month!” — wins in the long run.*What’s Covered in This Clip:* Why buying shares consistently is more effective than overanalyzing informationThe importance of focusing on top media stocks like Microsoft, Nvidia, Netflix, and GoogleTroy’s tip on maintaining reserves so you always have capital ready to invest during correctionsA clear explanation of *Quadruple Witching* (set your calendar for September 19th!) — why this event shakes up the markets and how to be preparedKey strategies for entering the market before volatility spikes, especially in SeptemberHow holding for the long term lets you weather short-term pullbacks and set up for year-end ralliesIf you want to maximize your portfolio returns through disciplined buying, understanding critical market cycles, and taking advantage of timely opportunities, this clip is a must-watch. Stay tuned as Troy even hints at an exclusive options contract demonstration for Market Mondays VIPs!*Key Takeaways:* Buy shares every month, regardless of short-term market moves Keep cash reserves so you’re ready for pullbacks and corrections Focus on high-performing, time-tested stocks Don’t panic during volatility; use it as an entry point for the long term Understand major expiration dates like quadruple witching and how they impact markets*Join the community:* If you’ve got questions about building generational wealth, trading strategies, or want to see behind-the-scenes moves from the team—subscribe, drop your questions in the comments, and don’t miss out on future Market Mondays clips.#StockMarket #MarketMondays #Investing #StockTips #QuadrupleWitching #Crypto #SeptemberMarket #BuyTheDip #GenerationalWealth #Finance #LongTermInvesting #OptionsTradingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Troy Millings, Rashad Bilal, and Ian Dunlap break down some of the hottest topics in investing and finance! The trio starts by analyzing whether now is the right time to buy Intel stock, especially given recent government investments. Ian and Troy both agree that even with this financial boost, Intel is too far behind in innovation—especially in GPUs and CPUs—to consider as a long-term investment. Troy points out that despite the government throwing billions at Intel, the uphill race to catch up is just too steep at this point.The conversation then shifts to an MIT report stating that 95% of artificial intelligence investments are currently unprofitable. What does this mean for the future of AI? Ian calls it a sign that the AI funding bubble is nearing its end—companies with no revenue turning down billion-dollar offers is a clear red flag. He explains why, much like every tech revolution, only a few category leaders will survive, while the rest will struggle to be profitable.Troy offers insight into which specific AI sectors are currently thriving. According to recent statistics, AI is succeeding in areas like customer service automation, back-office operations, and healthcare innovations (especially medical imaging, drug discovery, and clinical trial optimization). The lesson: Focus on these niches for the best short-term gains, rather than chasing after grand-scale, “next big thing” plays that demand enormous capital and time.The hosts also respond to a viewer question about timing the market: Should you wait for the typical September drop to invest? Ian reminds everyone that the market presents buying opportunities every month—even daily if you watch closely. September has historically seen pullbacks, but 2023 is shaping up to be an unconventional year. Always dollar-cost average, keep reserves, and focus on strong companies, instead of trying to perfectly time the lowest price. Whether you’re curious about government intervention in tech, the real winners in AI, or smart strategies for timing your investments, this Market Mondays clip is packed with value and actionable insights. Drop your questions and thoughts below—let’s keep the conversation going!#MarketMondays #Investing #Intel #AI #StockMarket #Finance #StockTips #ArtificialIntelligence #Nvidia #TechStocks #SeptemberDropOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this classic Earn Your Leisure sit-down, we chop it up with the legend himself, Gary Vee. From NFTs to AI, sports, and the future of social media, Gary doesn’t hold back. He breaks down why he’s still bullish on NFTs, the real challenges with branding in the space, and how trading cards and nerd culture are redefining mainstream culture. He even shares how his VeeFriends project became a blueprint for creators everywhere.We also dive deep into the impact of artificial intelligence—the opportunities, the risks, and why Gary believes spending at least one hour a day on AI is the cheat code for the future. He talks about blockchain’s role in protecting society from deepfakes, the rise of VR/AR, and whether AI could push us into another “dark age.” Gary also opens up about entrepreneurship, accountability, and why most people don’t love the game enough to win.On top of that, Gary gives his take on live social shopping, influencer culture, and new ways to make money online. He talks about being underestimated, the pain that comes with growth, and why he’s infatuated with Africa’s future. This is a conversation full of gems for entrepreneurs, investors, and dreamers who want to see around the corner. Don’t miss it—this one’s a masterclass in business, culture, and technology.Link to 24 Hour Red Panda Invest Fest Sale: https://ianinvest.com#GaryVee #EarnYourLeisure #NFTs #ArtificialIntelligence #Blockchain #Entrepreneurship #Investing #Africa #SocialMedia #TradingCards #MarketMondaysOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this powerful Market Mondays clip, Rashad Bilal sits down with serial entrepreneur and investor Cedric Nash to dive deep into a topic that’s rarely discussed honestly: the journey of building—and keeping—wealth after a divorce.Cedric gets real about the financial and emotional challenges that come with divorce. He opens up about his own experiences—navigating two divorces while managing a business, overcoming half a million dollars in debt, and making hard choices that ultimately safeguarded his financial future. Cedric shares the crucial steps he took, including adopting a frugal mindset, focusing on income, and holding onto income-generating investments, even when things seemed bleak.This clip also tackles the tricky topic of prenups. Cedric explains the lessons he learned from having (and not having) a prenup, how the process can affect relationships, and the importance of protecting generational wealth for your children. He breaks down how assets were divided, why he made key decisions, and what others should consider before tying the knot or going through a separation.Whether you're an entrepreneur worried about business assets, a professional facing a major life reset, or just interested in smart wealth moves, Cedric’s candid advice is a must-hear.*Key topics in this clip include:*Strategies for financial survival and comeback post-divorceThe real impact of divorce on your net worth and mental resilienceWhy holding onto investments (like real estate) mattersInsider advice on prenups—what they do, how they’re perceived, and the potential relationship impactCreating security for your kids and protecting your generational wealthCedric’s story is a powerful reminder that setbacks don’t have to define your destiny. With the right mindset and moves, tough times can actually set the stage for a major comeback.If you’ve ever wondered how to bounce back financially—or protect your assets before things get complicated—don’t miss this insightful Market Mondays clip!---*Like, comment, and subscribe for more real conversations on wealth, money, and life.*#MarketMondays #WealthBuilding #DivorceAndMoney #CedricNash #Prenup #FinancialFreedom #GenerationalWealth #MoneyMattersOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal break down what really drives the stock market and what’s just background noise. With stock futures drifting higher ahead of a high-profile meeting, the team explores whether political events and global tensions have any lasting impact on your portfolio.Ian Dunlap dives into why the much-talked-about meeting is likely more “noise” than a true catalyst for the market, emphasizing the importance of distinguishing between real market movers and distractions. The discussion turns to the futures market, commodity shifts (especially in wheat from Ukraine), and how geopolitical events rarely cause significant market upticks.The conversation heats up in anticipation of a big market-moving moment: Fed Chair Jerome Powell’s upcoming speech. Troy and Ian agree that Powell’s comments on interest rates have way more power to shake up Wall Street than any international meeting. Will Powell bow to presidential pressure for a rate cut, or will he hold firm? The hosts analyze possibilities—including the chance of a half-point rate cut—and what each scenario could mean for stocks.Throughout the clip, the Market Mondays team stresses long-term investing over knee-jerk reactions. Learn why holding your investments through the noise—and recognizing real catalysts—can set you apart as a savvy investor.Key topics in this clip: The difference between market “noise” and real catalysts Impact (or lack thereof) of geopolitical meetings on stock futures Why Jerome Powell’s interest rate decisions are the real game changer Long-term investment strategy versus short-term speculation How to prepare for both market pullbacks and bullish runsDon’t miss Troy, Ian, and Rashad's insight into how top investors filter out distractions and keep their focus on what truly drives the market. Whether you’re a beginner or a seasoned pro, this clip will help you navigate a market flooded with headlines—and invest with confidence.*Subscribe to Market Mondays for weekly financial insights, actionable strategies, and unfiltered market commentary.* #StockMarket #MarketMondays #Investing #JeromePowell #InterestRates #Geopolitics #FinanceClip #FinancialEducation #BullMarket #LongTermInvesting---Remember to like, comment, and share if you found this clip helpful! Let us know your thoughts in the comments: What do you consider a true catalyst for the market?Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal and Ian Dunlap break down the latest surge in the Nasdaq, which has just hit another record high. Is this the start of a long-lasting, AI-fueled bull run, or should investors brace for a pullback?Rashad cautions against wishing for a correction just because you missed last year’s rally, emphasizing that groundbreaking tech firms like Nvidia, AMD, Apple, and Microsoft are fundamentally different from the dot-com era giants — boasting stronger business models and massive profit margins. Ian highlights the unprecedented strength of today’s tech leaders, particularly Nvidia operating with a net margin as high as 55%. The hosts unpack why comparing today’s market to periods like the dot-com bubble misses the mark.The discussion dives into why now may not be the time to short the Nasdaq, especially given factors like pending interest rate cuts, changes to China tariffs, and global market shifts that all favor sustained growth for top tech firms. Rashad and Ian both agree: a pullback is possible, but not the kind of major correction some are predicting. Instead, they advocate for a long-term investing strategy in high-quality, innovative businesses—pointing out that holding onto top performers over decades can be a game changer for generational wealth.Notably, the clip touches on:Why Nvidia is considered a generational company and how its growth diverges from dot-com-era tech.The impact of potential Federal Reserve rate cuts and international tariff policies on Nasdaq giants.The strength of companies driving the market—like Microsoft, Apple, Google, Amazon, Meta, Broadcom, and Tesla—and why shorting them could prove risky.The power of long-term investing and what history can teach us about patience and compounding returns.The Nasdaq’s momentum has investors and analysts talking about possible corrections and recessions—but Rashad and Ian believe that, despite near-term volatility, the broader bull case remains strong. Don’t let fear keep you on the sidelines; instead, focus on building wealth through smart, consistent investing in the innovation economy.If you’re looking to understand what’s driving the current market, where the risks and opportunities are, and how the world’s biggest tech titans are changing the investing landscape—this clip is for you.Subscribe for more actionable market insights and strategies from Rashad, Ian, and the Market Mondays team!*#MarketMondays #Nasdaq #AIStocks #Nvidia #StockMarket #Investing #TechStocks #BullMarket #FinancialFreedom #LongTermInvesting*Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this thought-provoking clip of EYL, Austin Haynes joins host Rashad Bilal to reveal the secrets behind institutional investments in crypto. If you’ve ever wondered which cryptocurrencies the world’s top banks and asset managers are really putting their money into, this is the insight you’ve been waiting for!Austin shares exclusive findings from over 12,000 documents—narrowed down to the 13 must-see reports that map out where institutional money is flowing in the crypto world. Screen share moments highlight real documents from names like Swift, World Economic Forum, Citi, State Street, and more. Learn why the days of making fast fortunes with random coins are over, and discover the new rules of the game as big money enters the space.Rashad asks all the crucial questions for the everyday investor: What’s the difference between coins and tokens? Which coins are actually being picked by hedge funds and billion-dollar institutions? Why should you follow the so-called “smart money” instead of chasing hype? How can you track institutional allocations and ETF filings before the rest of the market catches on?Austin breaks down survey data from a major EY & Coinbase report, revealing that the vast majority of surveyed institutional investors hold Bitcoin and Ethereum, with significant allocations also going to XRP and Solana. Hear why Bitcoin remains the king, how XRP is reshaping financial settlements, and why Solana and Ethereum are the leading platforms for decentralized applications.Whether you’re a crypto newbie or an experienced investor, this clip is packed with actionable advice and research-backed strategies for investing like the pros. Don’t miss Austin’s tips on how to spot the tokens that institutions are truly betting on—because, as he says, they document everything they do. The smart money roadmap is there for you to follow!*Key topics covered:* Institutional adoption of crypto and the effects on the market How to identify which coins and projects institutions are backing The critical difference between coins like Bitcoin, Ethereum, XRP, and Solana The importance of reviewing official documents and ETF filings How you can avoid being “dumb money” by following documented investment trendsSmash that like button if you want more deep dives into the intersection of Wall Street and Web3. Leave your questions or thoughts in the comments and don’t forget to subscribe so you never miss future clips!*Referenced in this clip:* Swift, World Economic Forum, Citibank, State Street, BlackRock, Vanguard, Bank of International Settlements, Federal Reserve, IMF, European Central Bank EY & Coinbase Institutional Investor Survey#CryptoInvesting #InstitutionalMoney #Bitcoin #Ethereum #XRP #Solana #EYL #AustinHaynes #EarnYourLeisure #SmartMoney #CryptoNews #Crypto2024Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

Welcome back to EYL! In this insightful clip, special guest Austin Haynes sits down with Rashad and Troy to break down the seismic shifts happening in the crypto and financial markets leading up to 2025—and beyond. Are we seeing the end of the traditional four-year crypto cycle? How will institutional adoption and massive tokenization impact the market? Get ready for a data-packed discussion you won't want to miss!Austin kicks things off by highlighting the unique convergence of a current crypto bull run with evolving global regulations and major institutional moves. Did you know the Federal Reserve adopted ISO 20 or 22 in July, signaling even deeper integration of blockchain technology in mainstream finance? Austin digs into why institutional investors—like pension funds and 401ks—could change the volatility profile of assets like Bitcoin forever.And it's not just about Bitcoin anymore. The conversation takes a futuristic spin as Austin references heavyweight research from State Street, Standard Chartered, Boston Consulting Group, and Citi. Together, they forecast that tokenized assets could reach trillions of dollars in market cap within the next decade. State Street predicts tokenization mass adoption across bonds, commodities, private equity, and real estate in carefully mapped timeframes leading up to 2030 and beyond.Hear why legendary voices like Larry Fink (BlackRock CEO) believe that “all assets will be tokenized”—and see just how big the tokenization wave could get, with an addressable market of $410 trillion, according to recent documentation. The floodgates could truly open once regulatory clarity is achieved, making this a watershed moment for anyone invested or interested in crypto, stocks, or digital assets.Troy helps tie it all together, connecting these forecasts to the cyclical nature of crypto—and asking if these macro shifts will change the game for how we all think about bull runs, Bitcoin, and institutional adoption moving forward.Whether you’re a seasoned investor, an aspiring crypto enthusiast, or just curious about where the future of finance is headed, this is your go-to clip for understanding the forces shaping the market right now.🔗 Time to re-imagine your portfolio and your perspective!👇 Drop your thoughts, predictions, and questions in the comments.*Hashtags:* #EYL #CryptoBullRun #Tokenization #AustinHaynes #DigitalAssets #CryptoNews #Bitcoin #InstitutionalAdoption #FinanceFuture #BullRun2025 #Blockchain #CryptoMarket #Investing #WealthBuildingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.

In this special clip of Market Mondays, hosts Rashad Bilal, Troy Millings and Ian Dunlap sit down with the dynamic Ms. Business to dig into the power of branding, vendor success, and maximizing your experience at Invest Fest. If you’re an entrepreneur, small business owner, or looking to make a memorable impression at any marketplace or expo, this is the motivation and guidance you need!Ms. Business shares her real-life branding journey—from starting with a small 10x10 booth at Invest Fest to creating an eye-catching 20x20 experience that had everyone talking. She explains that branding isn’t just about standing out visually, but also about meaningfully connecting with people so you stay top of mind long after the event ends.Discover how Ms. Business developed strategies to attract and engage event attendees through interactive experiences and games, and why her approach shifted this year to focus on helping other vendors succeed. She talks about “taking up real estate in people’s heads,” building genuine relationships, collecting contacts for future growth, and the value of being present—not just for sales, but for laying foundations for lasting business success.You’ll also hear how she and her team are giving back through webinars, on-the-ground support for vendors, and a fun attendee-voted competition that brings even more energy to the event. Plus, Ms. Business reveals her practical advice for new and seasoned vendors: how to prepare for a major expo, strategies for creating meaningful impressions, and why focusing on how you make people feel is the secret to real business impact.For those prepping for Invest Fest or any major networking event, Ms. Business reminds us: “People will forget what you said to them. They will never forget how you made them feel.” Take these insights to heart, whether you’re hosting a booth or just attending.We also get a preview of exclusive educational opportunities, like Ms. Business’s upcoming Entrepreneurs Boardroom seminar on profit generation, tax savings, and long-term wealth building—empowering attendees to do more than just make money, but use their business to build real generational wealth.*If you want to step up your branding game, connect deeply at business events, or learn to make Invest Fest truly count, don’t miss this clip!*---*Timestamps available upon request.**Like, comment, and subscribe for more real-world insights on entrepreneurship, branding, and market mastery!*#MarketMondays #InvestFest #Branding #Entrepreneurship #VendorSuccess #BusinessGrowth #Networking #MsBusiness #BusinessAdvice #BuildYourBrandOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacySee omnystudio.com/listener for privacy information.