Earn Your Leisure

In this thought-provoking EYL clip, Cari Champion joins Rashad Bilal and Ian Dunlap for a candid conversation about the complexities of relationships when you’re a woman in the public eye. With years of experience as a prominent television personality, Cari opens up about her dating life, how being well-known impacts romantic dynamics, and the misconceptions that come with her public persona. She addresses rumors about her dating preferences, the challenges of networking without it being mistaken for flirting, and maintaining authenticity without dimming her light for anyone. Rashad Bilal goes deeper, sharing his perspective on the societal and cultural factors that may fuel division between Black men and Black women, touching on economic realities, shifting power dynamics, and the influence of social media. Ian Dunlap adds honest commentary about men needing to build confidence and take initiative, while noting that online debates often don’t reflect real-life experiences. Listen in as they discuss: The unique pressures successful women face in romantic relationships The importance of confidence, security, and mutual respect in love The impact of social media and cultural breakdowns on dating norms Economic challenges and how financial disparities can affect partnerships Combating toxic narratives and fostering genuine connection Whether you’re navigating your own love life or curious about how culture shapes relationships today, this clip delivers authentic insights and real talk you won’t want to miss. #CariChampion #RashadBilal #IanDunlap #EYL #Relationships #PublicFigure #Dating #BlackCulture #Society #SuccessAndLove #CulturalDynamics #Empowerment #ModernDating #ClipSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap tackle one of the most common questions from investors: "Is Micron better than AMD?" This in-depth discussion goes beyond just picking a winner—it's an essential guide for anyone looking to understand the semiconductor landscape, tech stocks, and the strategies pros use to build a winning portfolio. *What’s Inside This Clip:* Rashad Bilal raises a key investing question: Is Micron a better choice than AMD? Troy Millings and Ian Dunlap break down why smart investors don’t limit themselves to either/or thinking—sometimes, you need to own both! Ian Dunlap explains the different roles these companies play in the tech ecosystem: while AMD manufactures CPUs and GPUs, Micron builds the memory that powers them. Learn how partnerships between companies like AMD, Nvidia, and Micron create opportunities for growth across the sector. The team emphasizes building a portfolio with multiple tech leaders (including Nvidia), and how diversification can maximize your returns. Discover why ETFs like SMH can be a powerful tool if you’re starting with less capital or want exposure to all the top semiconductor players such as Nvidia, TSM, Broadcom, Micron, AMD, ASML, and Intel. Tips on the importance of patience, long-term investing, and having the curiosity to research which companies are enabling the tech giants’ success. Whether you’re a novice looking at your first tech stock, or an experienced investor seeking strategic insight, this clip will help you rethink how you approach tech investing and portfolio building. *Key Takeaways:* Don’t focus solely on picking a "winner"—understand the relationships between companies like AMD, Micron, and Nvidia for a more informed investment approach. If you’re short on capital, consider ETFs like SMH for broad sector exposure. Be patient and curious as an investor; look for companies that support the leaders in the market. Building wealth is about consistent investment into solid assets—put your money in, let it grow, and don’t overcomplicate your approach. Subscribe for more real-time stock market strategies, financial education, and wealth-building tactics from Rashad Bilal, Troy Millings, and Ian Dunlap every Monday! *Hashtags:* #MarketMondays #TechStocks #Micron #AMD #Nvidia #FinancialEducation #InvestingTips #Semiconductors #ETFs #StockMarket #WealthBuildingSee omnystudio.com/listener for privacy information.

Tommy Duncan grew up in the healthcare industry, with his partners owning the only black-owned hospital in Detroit. After they fell on hard times and lost the business, he became an entrepreneur in the health space. He moved up the ladder quickly in the field and sold his first company in his 20s for $1.5 million. Years later, he sold his second healthcare company for $120 million. Most recently, he made news by starting a low-cost-subscription healthcare company called Jetdoc. Rick Ross is a main investor in the company, investing over one million dollars into the venture. He has also been a public advocate for the revolutionary business model. On episode 155, Tommy broke down the trillion dollar healthcare industry, and he explained the process of selling his company for over $100 million. He also detailed the angles of government contracting that can make entrepreneurs rich, and he outlined a plan to decrease health expenses by helping the homeless. #healthcare #jetdoc #rickross #tommyduncan EYL University: https://www.eyluniversity.com Host IG: https://instagram.com/earnyourleisure... Guest IG: https://instagram.com/tommy2duncan?ut...See omnystudio.com/listener for privacy information.

In this video, we discuss the benefits of leasing a car. We also discuss buying a new car vs buying a used car and how to get the best deal when purchasing a car. #cars #leasing #usedcar Full Interview:    • LEASING VS BUYING A CAR  See omnystudio.com/listener for privacy information.

In this video, we discuss the dangers of the middle class mindset and how it can prevent you from achieving success. If you want to achieve great things in life, you need to break out of the middle class mindset and start thinking like an entrepreneur. Watch this video to learn more!See omnystudio.com/listener for privacy information.

In this clip Floyd Mayweather talks about Gervonta "Tank" Davis' desire to leave Mayweather Promotions. #gervontadavis #floydmayweather #boxing Link to Full Episode:    • Floyd Mayweather on His Plans to Buy an NB...   EYL University: https://www.eyluniversity.com Monthly Investment Deal: https://www.earnyourleisure.com/pages...See omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down Netflix’s strategy and the latest shake-ups in the streaming and media industries. The hosts debate whether Netflix can reclaim $100+ per share and if it’s still a top buy for long-term investors—even as seismic changes hit Paramount and major players like Larry Ellison double down on media investments. The conversation kicks off with Rashad Bilal sharing why Netflix’s push into live events, like big fight nights and sports, is building a new moat around its business—transforming them into this generation’s version of cable. Ian Dunlap reinforces the bullish outlook, reminding investors that while big year-over-year gains might slow, Netflix is still one of the best-run companies in media. The hosts urge viewers to get comfortable with longer holding periods, noting that industry giants are playing 20- to 30-year games while everyday investors sometimes focus way too much on 3- to 6-month swings. Troy Millings explores Netflix’s shift towards integrating into our daily routines—not just through binge-worthy series, but partnerships like the iHeartRadio deal, live sports, and an expanding podcast presence. He highlights the Diddy documentary’s viral numbers and what that means for Netflix’s future pipeline. The clip also dives into headline-grabbing moves by Larry Ellison, including the rumored $40 billion personal guarantee attached to mega-mergers with Paramount and Warner Brothers, plus the deepening relationship between Oracle and TikTok. Ian Dunlap explains the power and intent behind these deals—not just for building influence, but controlling media narratives and ensuring stability across their empire. Amid all the deal-making and power plays, this Market Mondays highlight ends on a crucial message: stay committed to your portfolio, play the long game, and don’t get spooked by short-term volatility. As the media industry consolidates and the fight for viewer engagement escalates, the best assets—including Netflix—are set for years of growth. *Topics covered:* Will Netflix surpass $100 again? How Netflix is building a modern cable moat Live sports, exclusive docs, and content strategy The game-changing Paramount, Warner Bros, and Oracle moves Larry Ellison’s $40B guarantee and its media power play The importance of long-term investing in tech and media Don’t miss why Rashad Bilal, Ian Dunlap, and Troy Millings all agree: holding your Netflix shares could set you up for freedom—if you play it smart and patient. #MarketMondays #Netflix #StockMarket #Investing #StreamingWars #Paramount #LarryEllison #MediaDeals #TechStocks #FinancialFreedomSee omnystudio.com/listener for privacy information.

Are you ready for 2026? In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the biggest mistakes investors might make in the upcoming year—and how to avoid them. Whether you’re just starting your investment journey or looking to refine your strategy, this discussion delivers blunt, practical advice to help you prepare for seismic changes ahead. Ian Dunlap emphasizes the importance of accumulating shares, knowing your “freedom number,” and tuning out distracting online noise. He highlights how top entrepreneurs—like Magic Johnson and Gary Vee—are doubling down because the financial landscape is about to shift. Ian’s no-nonsense approach: find a way to acquire at least 2,000–3,000 shares and stay focused! Troy Millings warns against “gossip trading”—making investment decisions based on hearsay or hype, rather than solid research. He stresses the danger of treating your brokerage account like a gambling app, and why discipline, education, and conviction matter more than ever. Troy recommends starting small, truly understanding the businesses you invest in, and building knowledge for long-term success. Rashad Bilal brings a practical blueprint, sharing 10 essential steps every investor should follow in 2026: Create a budget using popular apps like YNAB, Monarch Money, or Rocket Money Set up systematic monthly investing (dollar cost averaging) Maximize retirement contributions for tax benefits Regularly review and update all beneficiaries Commit to continuous education by watching one documentary a week and reading one book every 60 days Map out actionable, accountable goals based on the “12 Week Year” strategy The crew agrees: the biggest investor mistake is not having a clear plan and the discipline to stick to it. If you want to set yourself up for real financial success in 2026, this conversation is your actionable guide! 👇 Drop your freedom number for 2026 in the comments and let us know what steps you’re taking to lock in your future. *Be sure to subscribe for more Market Mondays insights on wealth-building and financial mastery!* #MarketMondays #Investing2026 #MoneyMistakes #FinancialFreedom #RashadBilal #IanDunlap #TroyMillings #WealthBuilding #PersonalFinance #StockMarket #InvestmentTips #FinancialPlanningSee omnystudio.com/listener for privacy information.

In this clip Storm Leroy talks about the keys to build generational wealth through opening up a trust. #trust #generationalwealth #lifeinsuranceSee omnystudio.com/listener for privacy information.

In this clip from EYL, Rashad Bilal, Troy Millings, and Dave Salvant have a candid conversation about the realities of launching, scaling, and valuing SQUIRE—the revolutionary platform transforming the barbershop industry. Dave Salvant breaks down the challenges and successes of marketing SQUIRE to both Black and non-Black barbershops, revealing how preconceived notions and internal biases initially influenced their outreach strategies. He shares insightful lessons about how he and his team discovered their approach resonated widely, and how direct, authentic engagement can break stereotypes. The discussion delves deep into the nuts and bolts of business growth. Dave details the journey from personally pitching barbershops to building a repeatable, scalable business model and an executive team capable of taking SQUIRE to new heights. He emphasizes the importance of doing the unscalable things at first—rolling up their sleeves and knocking on doors—before building the processes for true scale. For entrepreneurs and anyone fascinated by startups, Dave explains the meaning behind SQUIRE’s incredible $750 million valuation in clear, understandable terms. Listeners get an inside look at how investors determine value, the formulas behind equity stakes, and the significance of creating a diverse team with ownership in the company. Dave and Rashad discuss the evolution of the company’s ownership table, the benefits and drawbacks of equity dilution, and why keeping control is just as vital as raising capital. With over 32,000 barbershops and millions of clients in their ecosystem, this conversation is packed with honest advice, motivation, and the real business insights you won’t get elsewhere. *Key Highlights:* How Dave Salvant and SQUIRE confronted and overcame biases in marketing to different communities The evolution from direct sales to scalable processes in the barbershop industry Real talk about company valuation, investor relationships, and how much a startup is really worth Strategies for building wealth in diverse communities through equity and ownership The unique challenges and wins in the journey from hands-on founder to scaling a business with a multi-million dollar market cap If you want motivation and insider knowledge on what it really takes to launch, scale, and retain control of a high-growth tech company, this is the clip for you! *#SQUIRE #BarbershopBusiness #Startups #BusinessGrowth #Entrepreneurship #Valuation #EYL #WealthBuilding #DiversityInTech*See omnystudio.com/listener for privacy information.

In today’s Earn Your Leisure episode, Mark Saint‑Julien (chatgpt://generic-entity?number=0) breaks down the real truth about investing in real estate across Africa. He explains how he first entered the market, why cash is still king in many African countries due to limited trust in banks, and how investors can avoid common scams. The conversation dives into the three essential land contracts everyone must understand, why cities like Dakar are seeing rising prices with steady demand, and how access to reliable information remains one of the biggest barriers for investors.   Mark also highlights where everyday investors can find real opportunities as Africa’s middle class rapidly expands. From the biggest mistakes people make when investing on the continent to realistic cost-of-living insights—like living comfortably in Ivory Coast on $1,500 a month—this episode puts numbers and context behind the hype. The discussion closes with a look at why six-figure earners have outsized purchasing power in Africa, the surprising reality that most travel within Africa is by Africans themselves, and which countries currently offer the best real estate buying opportunities.   #EarnYourLeisure #AfricaInvesting #AfricanRealEstate #DiasporaInvesting #GlobalWealth #RealEstateEducation #InvestInAfrica #FinancialLiteracy #WealthBuilding #EmergingMarketsSee omnystudio.com/listener for privacy information.

Get ready for an honest, no-nonsense look at the future of the financial markets! In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down what’s on the horizon for 2026 and beyond—and how you can put yourself in the best position to benefit. Ian Dunlap sets the tone by predicting a tumultuous year ahead but with a positive ending in 2026, urging viewers to focus on *asset accumulation*. Whether you believe in Bitcoin, Microstrategy, index funds, or even dreaming about SpaceX, now is the time to become an “asset hoarder.” The key message? Deploy your capital into assets with conviction rather than waiting for the perfect moment! Troy Millings adds optimism, emphasizing major “catalyst events” like continued spending from tech giants such as Amazon, Meta, Microsoft, and Google. According to Troy, deregulation in AI and infrastructure spending will be a key theme, helping both technology and financial sectors. He predicts further gains for the S&P 500 and highlights that although volatility and possible downturns may appear towards the end of the year, the outlook remains strong—especially for those who stay focused, prepared, and ready to buy during market pullbacks. The trio also discusses the importance of focusing on decade-long investment horizons versus getting caught up in short-term fluctuations. The lesson is clear: building real, generational wealth requires patience and the discipline to invest, even when the market looks shaky. You’ll also hear sharp insights into the risks of market gatekeeping, venture capital exclusivity, and the power of preparation—plus why every downturn is actually a buying opportunity for the informed investor. *Key takeaways from this Market Mondays clip:* 2026 will likely bring volatility and possibly a market free fall, but long-term winners will use it as an accumulation year. Focus on building your portfolio with quality assets—don’t waste time waiting for perfect conditions. Expect increased spending in tech and infrastructure, deregulation benefits (especially in AI), and more tailwinds for growth. Don’t get distracted by crash predictions—stay focused on a 10-year investment plan. Downturns are opportunities for those who are prepared with cash and a strategy. Whether you’re new to investing or a seasoned market participant, these insights will help you ride out the coming turbulence and come out stronger. Listen in for practical advice and proven strategies from some of the sharpest financial minds. If you found this clip valuable, hit the like button, share your thoughts in the comments, and subscribe to Market Mondays for more wealth-building conversations! *Hashtags:* #MarketMondays #Investing2026 #LongTermWealth #AssetAccumulation #FinancialFreedom #TechStocks #Finance #StockMarket #InvestingTips #SP500 #Bitcoin #AIinvestingSee omnystudio.com/listener for privacy information.

In this insightful clip from "Black Out with Ian & Rashad," hosts Rashad Bilal and Ian Dunlap dive deep into the important—yet often misunderstood—topic of year-end tipping. Responding to a listener question, they break down who should be on your tip list during the holiday season, how much you should give, and why showing appreciation to those who make your life easier is essential. Rashad shares common scenarios, highlighting everyone from sanitation workers, teachers, and valets, to barbers, school bus drivers, and even your building’s concierge. Ian provides real-life examples from his own life, pointing out the value of tipping your cleaning crew, building staff, and even the mailman. The duo discusses the nuances of tipping based on the service received, relationships built over the year, and the importance of recognizing excellent customer service. They also tackle those awkward gray areas: Is it necessary to tip your child’s high school teacher, or does it stop at preschool? What if the service was subpar? Both hosts agree that monetary gifts should go hand-in-hand with outstanding service and positive energy—but getting the etiquette right can sometimes confuse even the most well-meaning among us. Whether you live in a home or apartment, rely on daily or weekly help, or simply want to ensure you’re not missing an important gesture, this clip is packed with practical tips, etiquette reminders, and candid stories about why tipping matters—not just for gratitude, but for better service in the future. Ready to level up your holiday tipping game and show some love to those who support you all year long? Rashad Bilal and Ian Dunlap have you covered! *Hashtags:* #TippingEtiquette #HolidayTipping #YearEndGifts #ServiceWorkers #BlackOutPodcast #IanDunlap #RashadBilal #Gratitude #PodcastClip #LifeAdvice #BetterService #SupportYourCommunity #Appreciation #CustomerService #MonetaryGiftsSee omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, hosts Rashad Bilal and Ian Dunlap dive into one of the most important lessons for traders and investors: the dangers of chasing fast wins and why true wealth is built with discipline and patience. Ian shares his futures trading tip of the week, reflecting on lessons from the recent trading tournament and highlighting the importance of letting trades “breathe” and strategically planning entries on volatile market days like when Powell speaks or economic reports drop. Rashad and Ian also explore the blurred lines between trading and sports wagering, referencing Robinhood’s innovative approach and how more traders are entering the world of in-game contract trading. The conversation turns critical as they unpack mistakes young investors often make—especially when trying to score fast gains in meme stocks or speculative sectors like NFTs. Ian warns that while hitting a quick win may seem rewarding, it often breeds poor discipline and risky habits, with most quick successes not repeating themselves in the markets. Rashad reinforces the pitfalls of following hype or hearsay without understanding companies or their industries, and both stress why relying on others for entry and exit signals is dangerous. Drawing on Warren Buffett’s philosophy, Rashad recalls a conversation with Jeff Bezos about the power of getting “rich slow”—and why this tried and true method remains unpopular despite its proven results. The key takeaway? While chasing overnight success is tempting, patience, discipline, and a solid plan will always outperform reckless speculation in the long run. *Key points in this clip:* Why you must let your trades breathe and use longer targets strategically How sports wagering platforms like Robinhood are attracting futures traders The biggest mistakes young investors make, from chasing meme stocks to lack of market discipline Why fast money often leads to long-term losses The timeless wisdom of building wealth slowly instead of seeking quick wins *Learn practical wisdom from Rashad Bilal and Ian Dunlap on becoming a smarter, more disciplined investor—because sometimes the slow road is the fastest way to lasting wealth.* #MarketMondays #TradingTips #Investing #WealthBuilding #IanDunlap #RashadBilal #StockMarket #FuturesTrading #Robinhood #Discipline #FinancialFreedom #GetRichSlow #MemeStocks #NFTs #LongTermInvesting #SportsWageringSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap break down the hottest crypto-related stocks and ETFs in today's market. The team dives deep into the strengths and weaknesses of Coinbase, IBIT (iShares Bitcoin Trust), and MicroStrategy—three major ways investors can get exposure to cryptocurrency through the stock market. Rashad starts the conversation by identifying each asset: Coinbase is the go-to platform for buying cryptocurrency, IBIT follows the price of Bitcoin as an ETF (backed by industry giant BlackRock), and MicroStrategy is a company that’s become synonymous with Bitcoin holdings—practically turning into a Bitcoin treasury. Ian highlights the importance of analyzing risk versus reward. He points out that while MicroStrategy once claimed the top spot due to its bold Bitcoin accumulation, current threats and volatility push it to the bottom of his ranking. Coinbase, with its strong leadership and lower perceived risk, gets his vote for number one. IBIT sits in the middle—reliable, but not quite on the same level as investment giants like Vanguard or BlackRock. Rashad pushes back, arguing IBIT deserves the top spot. He stresses the unprecedented security of a product backed by BlackRock, the largest asset manager ever. In his view, if you really believe in Bitcoin’s growth potential, IBIT offers the purest 1:1 exposure, removing the variables that platforms like Coinbase face during earnings reports or market downturns. Troy shares his perspective, agreeing IBIT is the best option for investors wanting direct bitcoin exposure. He explains that owning IBIT is not exactly the same as holding Bitcoin yourself, but it provides a simple route to gain exposure through a fund structure. Coinbase, meanwhile, earns revenue from transaction and subscription fees, making it a strong but somewhat cyclical contender. The trio concludes by ranking the three: IBIT first for its direct and secure Bitcoin exposure, Coinbase second for its business model, and MicroStrategy third due to its current risk factors. Throughout, they also briefly address their broader crypto confidence, with Rashad sharing that Bitcoin and Ethereum are the only coins he’s truly bullish on for the long term. If you're wondering how to get started with crypto investing—or want to understand which publicly traded options might suit your strategy—this clip is packed with insights, debates, and expert perspectives. *Hashtags:* #CryptoStocks #Coinbase #MicroStrategy #IBIT #BitcoinETF #MarketMondays #Investing #CryptoInvesting #StockMarket #BlackRock #BitcoinSee omnystudio.com/listener for privacy information.

This week on Earn Your Leisure, we sit down with Songe LaRon and Dave Salvant, the co-founders of Squire, to break down how they built a barbershop tech platform into a $750 million company. They share how they met, landed their first customers, and built their first product without deep technical skills — including why they gave Squire away for three years before ever charging. The conversation dives into the realities of fundraising, from relying on angel investors to survive, taking 60 meetings to secure one VC, and how an $8 million Series A helped unlock massive growth. Songe and Dave also explain the role Y Combinator played, the strings attached to outside capital, ownership dilution, and what investors truly expect when they invest. We also explore how Squire scaled to 32,000 barbers and 10 million customers, what their $750M valuation actually means, and the challenges of being two Black founders raising capital. Plus, we discuss Squire’s marketing strategy, deploying $100 million in one year, and whether AI or rising haircut costs could disrupt the barber industry. EYL University: https://eyluniversity.com #EarnYourLeisure #Squire #SongeLaRon #DaveSalvant #StartupJourney #Fundraising #VentureCapital #BlackFounders #Entrepreneurship #TechStartupsSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Ian Dunlap and Troy Millings dive into Oracle’s latest stock pullback and tackle the burning question: Is now the right time to buy Oracle shares? The conversation breaks down everything investors need to know—including the timing of Oracle’s cloud profitability, the challenges of CAPEX spending, and the shift in market sentiment. Ian Dunlap emphasizes patience, advising investors to wait until Oracle dips closer to $160 before considering an entry point. He highlights how the overall market environment has shifted, urging viewers not to expect every tech company to produce Nvidia-like returns. Troy Millings adds depth by dissecting the nature of cloud profitability, noting that significant returns are often “future dated”—it took Amazon and Google years to generate meaningful profits in their cloud divisions. He draws comparisons to Microsoft’s Azure, explaining that Oracle is following a proven path, even as it faces margin pressure and intense scrutiny. The duo also unpacks Oracle’s position as the fourth-largest cloud provider in the U.S., the spike in credit default swaps, and the impact of negative sentiment as the company’s massive investments raise eyebrows. Troy discusses how Oracle’s evolution—from enterprise software to subscriptions, to AI, and now cloud services—shows resilience, but also warns that market and government connections (like those with Larry Ellison) play a significant role in Oracle’s prospects. For anyone trying to navigate the choppy waters of tech stocks, this analysis offers historical insight, practical entry strategies, and candid takes on where Oracle might be heading next. Don’t miss out if you’re watching cloud stocks or considering Oracle for your portfolio. *Chapters Include:* Oracle’s Stock Pullback: Buy Now or Wait? Cloud Profitability: The Long Play for Investors Oracle vs. Amazon, Google, and Microsoft in the Cloud Race CAPEX and Margin Pressures Explained Market Sentiment & Credit Default Swaps: What Investors Should Know The Larry Ellison Factor: Government Ties & Future Outlook *Drop a comment below:* Are you bullish or bearish on Oracle? Do you agree with Ian Dunlap’s price target or see a different opportunity? *Subscribe to Market Mondays for more sharp investing insights every week!* *#Oracle #CloudComputing #IanDunlap #TroyMillings #TechStocks #MarketMondays #Investing #OracleStock #LarryEllison #StockMarket*See omnystudio.com/listener for privacy information.

In this clip legendary musician and entrepreneur Ryan Leslie breaks down how he made $2 million off an independent album that only sold 17,000 copies. #RyanLeslie #independentartist #musicbusiness Full Episode:    • Ryan Leslie discuses tech, text management...   EYL University: https://www.eyluniversity.com EYL University 40% off Annual Tuition Code: EARNERSSee omnystudio.com/listener for privacy information.

In this insightful clip, Vlad Tenev, co-founder and CEO of Robinhood, sits down with Rashad Bilal to discuss the rapidly evolving world of crypto, the transformative potential of bitcoin, and how Robinhood is pioneering innovative prediction markets. Vlad explores the next decade of crypto, emphasizing its role in making high-quality U.S. financial tools accessible globally. He highlights how stablecoins, especially US dollar-based ones, have brought financial stability to people in countries with unreliable banking systems and unstable currencies. According to Vlad, the future lies in extending this access—with crypto and tokenization enabling users anywhere to invest in U.S. stocks and other global assets, leveling the financial playing field. When Rashad asks about bitcoin specifically, Vlad acknowledges its unique status and enduring influence, even as he remains bullish on the broader crypto ecosystem rather than being a “bitcoin maxi.” Vlad shares his thoughts on price predictions, noting the surprises in bitcoin’s journey and its deep-rooted prominence among enthusiasts. The conversation then pivots to Robinhood’s innovative prediction markets, where Vlad explains how Robinhood has quickly become a leader. From just one contract about the presidential election to over 1,500 diverse contracts, prediction markets have become the company’s fastest-growing business segment. These markets not only cover politics but also expand into sports and emerging fields like AI model performance, drawing in traders and market participants from traditional finance backgrounds. Vlad breaks down how prediction markets differ from traditional sports betting—enabling live, dynamic trading as events unfold, thus introducing a new "wagering" experience. This disrupts conventional betting and offers users a way to trade based on real-time market information, making sports betting companies reconsider their strategies. From AI to sports and elections, prediction markets are changing how information is shared and traded. Vlad predicts these markets will become a new, valuable source of crowd-sourced intelligence, enabling individuals to leverage their unique insights and move beyond conventional wisdom. Don’t miss this dynamic conversation about the intersection of technology, finance, and the future of trading. Vlad Tenev explains why Robinhood is defining a new wave of innovation—making global finance accessible and reimagining prediction markets for everyday traders. *Hashtags:* #Crypto #Bitcoin #Robinhood #VladTenev #PredictionMarkets #Stablecoins #Investing #FinanceInnovation #Tokenization #AI #SportsBetting #GlobalFinance #EYL #RashadBilal #FutureOfFinanceSee omnystudio.com/listener for privacy information.

In this exclusive Market Mondays clip, Rashad Bilal and Troy Millings welcome back Caleb Silver, editor in chief of Investopedia, to break down one of the biggest stories shaking up the entertainment and financial worlds: Netflix’s potential $72 billion acquisition of Warner Brothers’ streaming assets. Was this deal ever real? And what does it mean for the power dynamics of streaming giants? Caleb Silver explains exactly what a monopoly is, tracing its history from the era of the railroads and the origin of U.S. antitrust laws to today’s streaming wars. The trio discusses how monopolies work, why the government steps in with antitrust policies, and how proximity to political power plays a bigger role in the stock market than ever before. You’ll get expert insights into: Why "Assets over Liabilities" is more than just a hoodie slogan—it's the ultimate metric in the current market. How and why the Federal Trade Commission cracks down on monopolies. The real meaning behind antitrust cases and how they protect consumers and competitors. The surprising influence of presidential administrations in shaping business deals and market outcomes. What the Netflix x Warner Brothers mega-deal could signal for the future of entertainment and investing. Whether you’re a budding investor, an industry insider, or just a fan of Market Mondays’ fresh takes, this clip offers a crash course in market mechanics, business strategy, and why your proximity to power could make or break your portfolio. Drop your thoughts in the comments and don’t forget to hit subscribe for all the latest Market Mondays insights! *Hashtags:* #MarketMondays #Investing #Netflix #Monopoly #Antitrust #WarnerBros #StreamingWars #AssetsOverLiabilities #CalebSilver #FinancialEducation #Stocks #BusinessNewsSee omnystudio.com/listener for privacy information.

In this clip from Market Mondays, hosts Rashad Bilal and Troy Millings sit down with financial analyst Caleb Silver to break down the current economic landscape and what lies ahead for 2026. The conversation starts with a historic event—the cancellation of the American jobs report—and what it signals for business journalists, policymakers, and everyday investors. Caleb Silver explains why, despite the anxiety over inflation and consumer confidence being at lows reminiscent of the Great Financial Crisis, the U.S. economy is in better shape than most people feel. The clip dives into key data points like updated unemployment rates, wage growth, and the impact of underreported layoffs and AI-driven changes in the job market. The discussion pivots to stock market trends, especially the dominance of the "Mag 7" mega-cap tech stocks. Troy Millings asks the crucial question: If the Mag 7’s run slows, can the rest of the S&P 500 pick up the slack? Caleb Silver provides deep insights into what breadth in the market really looks like, highlighting why recent rallies in healthcare, financials, and commodities matter for investors seeking diversification. Walmart’s shift to the Nasdaq and its surprising outperformance versus other tech giants is put under the spotlight. Caleb Silver explains why Walmart's move is strategic, aiming for a spot among elite growth stocks and inclusion in popular indices. Looking ahead, the clip identifies where opportunities may exist for investors going into 2026, including sector rotation, the resurgence of healthcare and biotech, and the importance of looking at undervalued mid- and small-cap stocks. Caleb Silver explains the difference between small, mid, large, and mega-cap companies, and how those categories affect investment strategies in a world dominated by trillion-dollar giants. If you want to understand where the U.S. market, consumer sentiment, and investor behavior are heading, this clip is packed with actionable analysis. Plus, get a behind-the-scenes glimpse of what investors and financial researchers are really looking up as we close out the year. *Hashtags:* #MarketMondays #CalebSilver #EconomicOutlook #2026Forecast #StockMarket #Investing #Walmart #Mag7 #MidCapStocks #SmallCapStocks #FinancialAnalysis #ConsumerConfidence #Inflation #JobMarket #SectorRotation #WallStreet #Nasdaq #S&P500 #BullMarket #InvestopediaSee omnystudio.com/listener for privacy information.

In this week’s episode of Earn Your Leisure, we sit down with Robinhood CEO Vlad Tenev for one of the most important conversations of the year. Fresh off a historic run that tripled Robinhood’s stock price, Vlad opens up about his proudest moment of 2025, the biggest misconceptions about the platform, and why he believes the retail investor is now the sophisticated investor. We also dive deep into the future of artificial intelligence, the evolution of predictive markets, the role of crypto in global access, and Robinhood’s mission to build a complete financial ecosystem. Vlad breaks down how AI is creating opportunity—not eliminating it—why he doesn’t believe we’re in an AI bubble, and how their new “Legend” model has transformed productivity at scale. From billion-dollar opportunities to the new Treasury-backed $1,000 investment accounts for every child born in the U.S., this episode is packed with insights on investing, innovation, and the future of finance. Whether you’re a trader, entrepreneur, or long-term investor, this is a conversation you don’t want to miss. #EarnYourLeisure #VladTenev #Robinhood #Investing #ArtificialIntelligence #Crypto #PredictiveMarkets #MarketMondays #FinancialEducation #WealthBuildingSee omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down the most critical investing mistakes of the year and share powerful lessons for smarter investing going forward. Ian Dunlap highlights the missed opportunities during the market’s April run, emphasizing how not deploying capital during that crucial window was one of the biggest blunders. He reflects on the rare “guaranteed win” and urges viewers to always be ready to act when markets present powerful opportunities. Ian also advises investors and traders to hunt for the next big sector winner – naming quantum computing as a future disruptor and encouraging in-depth research to find groundbreaking companies for 2027 and beyond. Troy Millings echoes the importance of sticking to a disciplined plan, especially in times of market downtrends. He points out how ETFs and index funds soared for those who maintained their investments, and shares personal stories about leveraging ETF positions for significant gains in the semiconductor space. Troy’s experience with trades like XOXL and understanding the impact of ETF splits adds practical value for anyone looking to navigate stock and options trades with confidence. This clip also tackles the lessons learned from short market pullbacks, such as the November 5% dip, and how the uncertainty in sectors like AI technology can turn into profitable opportunities for those prepared to act. Plus, the team shares candid moments about overcoming losing trades and remaining steadfast in their long-term investment strategies. Whether you’re a beginner or a seasoned investor, this Market Mondays discussion will help you identify common mistakes, strategize for future wins, and learn from top minds in finance. Watch now to level up your investment approach, discover which sectors to watch, and take advantage of hidden market moments! *#MarketMondays #InvestingMistakes #StockMarket #ETFs #OptionsTrading #QuantumComputing #FinancialEducation #IanDunlap #RashadBilal #TroyMillings #InvestingTips #StockMarketNews #AIStocks #ETFInvesting #FinanceYouTube*See omnystudio.com/listener for privacy information.

In this clip from EYL, Rashad Bilal sits down with Ahmed Ben Chaibah to dive deep into Dubai’s booming real estate market, innovative investment strategies, and the power of personal branding. Ahmed Ben Chaibah shares his perspective on the unstoppable growth of the UAE property market, revealing year-on-year increases of up to 30% or even 40%. He recounts stories of skyrocketing villa rental prices and highlights how Dubai’s competitiveness fosters both opportunity and challenge for residents, investors, and entrepreneurs. The conversation uncovers the structures behind property transactions in Dubai – including mortgages, off-plan purchases with developer payment terms, and even crypto payments. Rashad Bilal raises important questions about the sustainability of rapid growth in cities like Dubai and New York, especially regarding wealth gaps and affordable housing. Ahmed Ben Chaibah responds by painting a picture of Dubai as a “layered onion” where luxury and affordability exist side by side. We also explore Ahmed Ben Chaibah’s intentional personal branding, his collaborations, and why authenticity matters in business. You'll hear how he built and manages nine businesses and 91 investments, staying involved through tightly focused, efficient meetings. Plus, discover why Dubai’s license plate culture has become a striking symbol of wealth, with single-digit plates selling for millions. Get practical insights into business operations, branding, and life in Dubai, straight from one of the region’s most dynamic entrepreneurs. *Highlights:* Explosive growth of real estate in Dubai and its implications How Dubai’s property system works (mortgages, payment terms, crypto) The balance of wealth and affordability in Dubai Entrepreneurial routines and time management The intentionality behind personal branding The fascinating world of Dubai’s luxury license plates Whether you’re interested in investing in Dubai, scaling your own ventures, or building a strong personal brand, this clip is full of actionable advice and eye-opening stories. *Hashtags:* #DubaiRealEstate #AhmedBenChaibah #EYL #InvestInDubai #PersonalBranding #Entrepreneurship #PropertyInvestment #BusinessGrowth #LuxuryLifestyle #TimeManagement #WealthMindsetSee omnystudio.com/listener for privacy information.

In this powerful clip from "EYL," David Shands sits down with Troy Millings to share his journey from working at the Cheesecake Factory to building a six-figure business selling T-shirts. David breaks down the essential mindset shifts and tactical strategies he used to turn his "off days" into $100 paydays, eventually quitting his job and scaling up his entrepreneurial dream. You'll hear David’s advice on setting practical work goals (not just sales goals), transitioning out of your 9-to-5, and the importance of persistence—especially when facing rejection. He outlines his “life cycle of a good idea,” touching on excitement, evolution, engagement, and expansion, and how to carry momentum through each stage. Troy challenges David on the fine line between persistence and annoyance in sales, sparking a real conversation about how to overcome the fear of selling and why most people are conditioned to say "no" first. Hear how David converted sales after the second or even third "no"—and how his coaching clients have unlocked new income just by increasing their daily sales asks. Perfect for aspiring entrepreneurs and anyone ready to make their side hustle their main gig, this clip delivers actionable steps you can start using today. From building consistency to tracking your actual work instead of just the outcomes, David and Troy break down the real formulas behind hitting $250K a year selling any product. Don't miss this inspiration-packed conversation! **Key topics covered:**  - How to set daily work goals for reliable results  - Why persistence and overcoming “no” matters in sales  - The true process for transitioning out of your day job  - The “life cycle” stages of every business idea  - Breaking down sales fear and building resilience  - Why tracking your outreach matters more than tracking revenue **Hashtags:**  #Entrepreneurship #SalesStrategy #SideHustle #SmallBusiness #Persistence #DavidShands #TroyMillings #BusinessMindset #BlackOutPodcast #SuccessTips #HowToSell #WorkSmart #DailyHabits 👇 Watch, learn, and start building your $250K journey today!See omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Apple’s stunning market performance, silencing rumors about its decline and revealing why it’s still a top pick for smart investors. As the broader market shows volatility, Apple hits a 52-week high, positioning itself once again as a “safe haven” alongside tech giants like Microsoft and Google. Ian Dunlap explains why the projected return for Apple over the next four years (25–33%) could make it an alternative to traditional bonds, especially as confidence in U.S. debt falters. While Apple’s AI strategy remains a work in progress with leadership shifts, the team highlights why patience and long-term focus are paying off for shareholders. Troy Millings breaks down Apple’s unique approach: focusing on international expansion into India and reclaiming its spot as the number one in China, with the iPhone 17 surpassing sales expectations. The discussion also covers Apple’s rumored talks with Intel and what that could mean for the company’s future AI direction. Plus, Rashad Bilal shares exclusive details about Market Mondays’ special bundles, including access to Stock Club and EY University, opportunities for in-person masterminds, and a behind-the-scenes look at Nvidia’s innovations. Whether you’re a longtime Apple fan or a cautious investor, this conversation is packed with insights and strategies to help you navigate the ever-changing tech landscape. *Key topics include:* Apple’s comeback and new 52-week high Apple vs. U.S. bonds: Where smart money is flowing now International expansion wins: China and India Inside Apple’s evolving AI strategy and Intel talks Special access opportunities through Market Mondays Ready to learn why the world’s biggest investors are flocking back to Apple? Press play and position yourself for the next big move in tech. --- *🔗 Stay connected:* Learn more at MarketMondaysDeal.com (48 hours only!) *#MarketMondays #AppleStock #Investing #TechStocks #AI #Finance #StockMarket #TroyMillings #IanDunlap #RashadBilal #Nvidia #AppleNews #FinanceTips #InvestmentStrategy #EYLU*See omnystudio.com/listener for privacy information.

Welcome to another insightful Market Mondays clip! In this dynamic conversation, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Elon Musk's approach to investing and building wealth, discussing why the world's richest person chooses to focus on his own companies instead of diversifying into the stock market. The group reflects on Musk's revelation that, if he were to invest in stocks, his picks would be Google and Nvidia—two giants poised to lead the future of AI and data infrastructure. Ian Dunlap explains the strategy behind wealth building by creating assets and driving GDP, highlighting how building something revolutionary like SpaceX or Tesla yields far greater returns than typical investments. Troy Millings brings another layer by examining the synergy forming between tech titans like Google, Nvidia, and Elon Musk’s companies, especially with innovations like data centers in space powered by solar energy. The conversation pivots to practical advice for content creators and entrepreneurs, emphasizing the importance of investing in the platforms they use—namely Google (YouTube), Meta (Instagram, Facebook), and Apple (the originator of podcasting). The hosts also walk through historical returns for major tech ETFs and stocks, showing that even “safe” investments like QQQ, SPY, and XLY have brought substantial growth over the past decade. The group reiterates the critical role technology plays in driving the economy forward, pointing out how companies with strong net margins (like Google, Microsoft, Apple, Meta) outperform most others. Finally, Rashad Bilal and the team discuss common misconceptions around tech, media, and stock classifications, explaining how businesses with tech components can achieve far higher valuations and why understanding how money moves—even in music and media—can be transformative. Whether you’re a budding entrepreneur, tech investor, or curious about the intersection of AI, media, and wealth creation, this clip offers game-changing insights and actionable strategies. *Timestamps (available upon request)* --- *Key Topics:* Elon Musk’s philosophy on investing vs. building Why Google and Nvidia are top picks for the AI future Building wealth through owning and creating assets The importance of media platform investments for content creators Historic ETF and tech stock performance Understanding tech business classifications for higher valuations Partnerships and the future of data infrastructure (like space-based data centers) --- *Hashtags:* #MarketMondays #ElonMusk #Google #Nvidia #TechInvesting #AIRevolution #WealthBuilding #Entrepreneurship #ContentCreators #StockMarket #ETFs #MediaInvesting #SpaceX #Tesla #Meta #Apple #FinancialFreedom #BusinessStrategy #TechnologySee omnystudio.com/listener for privacy information.

In this insightful clip from Market Mondays, Rashad Bilal and Ian Dunlap dive deep into the psychological side of trading and investing. Ian Dunlap shares his trading tip of the week, advising futures traders to manage fear, embrace bigger risks, and strategically increase the size of their trades for bigger rewards. He recommends going for 33 contracts on the S&P 500 and targeting 42 ticks, which can potentially result in significant gains—if you have the courage to size up at the right moments! Rashad Bilal highlights the importance of emotional intelligence in investing. He stresses that understanding your emotions is crucial for navigating market volatility, avoiding panic selling, and sticking to your plan. Emotional discipline, Rashad says, is what separates successful investors from those derailed by fear during downturns. The clip covers strategies for managing risk, the benefits of having conviction in your research, and the wisdom in sticking to long-term investing—even through market drawdowns. Ian Dunlap breaks down the importance of knowing when to short the market, but he cautions against making shorting a primary strategy on assets that generally appreciate over time. Whether you’re a futures or options trader, or just looking to strengthen your investing mindset, this discussion is packed with honest advice, practical trading tips, and encouragement to build both your financial skills and your emotional resilience. *Key Points Covered:* Why futures traders should consider increasing their contract size to maximize returns. How emotional intelligence helps you handle market volatility and drawdowns. The discipline needed for long-term investing and the importance of trusting your research. When it makes sense to short the market versus holding long positions. Strategies for both novice and experienced traders to improve their trading game. *Watch this clip to learn how mastering your mind is just as important as mastering the markets!* *#MarketMondays #TradingMindset #InvestingTips #EmotionalIntelligence #FuturesTrading #OptionsTrading #StockMarket #FinancialFreedom #RiskManagement #RashadBilal #IanDunlap*See omnystudio.com/listener for privacy information.

In this episode of Earn Your Leisure, we sit down with Ahmed Ben Chaibah, the visionary founder of Aqua Fun, to break down why Dubai is becoming the #1 city in the world for entrepreneurs, investors, and anyone who wants true financial freedom.   We talk about how Ahmed built the world’s largest inflatable waterpark, scaled to 780 employees across 34 locations, and grew an audience of 100K without spending a dollar on ads. He reveals the systems, discipline, and mindset that separate successful entrepreneurs from everyone else — and how Dubai’s government structure creates the perfect environment for business.   We also compare Dubai’s tax-free lifestyle to America’s system that “feels like a scam,” explore how Dubai funds its massive growth without income or property taxes, and break down the city’s booming real estate market growing 25% year-over-year. From Google review incentives, to license plates as investments, to the question everyone is secretly asking: “Why are you still living in America if they’re taking half your money?” This is one of the most eye-opening global business conversations we’ve ever had.   Market Mondays Cyber Monday Deal (Extended for 24 Hours): https://marketmondaysdeal.com   #EarnYourLeisure #Dubai #AhmedBenChaibah #AquaFun #Entrepreneurship #GlobalEconomy #BusinessTips #WealthBuilding #Taxes #DubaiRealEstate #MiddleEastBusiness #FinancialFreedom #Investing101 #MarketMondays #EYLSee omnystudio.com/listener for privacy information.

In today's digital age, the internet is flooded with an endless stream of content waiting to be consumed. However, not everything you come across online serves your well-being or personal growth. This eye-opening episode delves into the detrimental effects that certain online content can have on your life, mental health, and overall productivity. From mindlessly scrolling through social media to watching negative news or being hooked to toxic drama, the digital realm can significantly sway your mood, outlook, and even your daily choices. We'll also explore healthier alternatives and share tips on how to curate a positive online experience that contributes to your life rather than detracts from it. Taking control of your online consumption is a step towards a more focused, positive, and purpose-driven life. Join us in unveiling the hidden impacts of online content on your life, and learn how to navigate the digital world wisely. Your journey towards a healthier online experience begins here. Don’t forget to like, share, and subscribe to stay updated with more insightful content. Together, let's foster a more mindful and enriching digital community. #OnlineConsumption #DigitalWellbeing #MindfulBrowsing #PositiveOnlineExperienceSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Rashad Bilal and Ian Dunlap dive deep into the recent struggles of Novo Nordisk and explain why the stock’s steep drop isn’t an opportunity to buy. They break down Novo’s missed Alzheimer’s drug, compare Novo's margins and performance to Eli Lilly, and discuss the key issues behind GLP-1 drugs that have led to Novo’s downfall. Rashad Bilal likens the Novo-Lilly rivalry to Meta vs. Snap, highlighting that Novo simply doesn’t have Lily’s innovation or executive management. With Novo giving up nearly 75% of its gains and falling back to pre-2021 levels, the hosts consider the company’s future and why Lily is “the Nvidia of healthcare”—an industry monster that’s hard to defeat. Ian Dunlap adds insight into the pharmaceutical business cycle, the challenges of non-American firms in a US-centric market, and why breakthroughs in pill-form GLP drugs and healthcare plan adoption give Lily the edge. Together, they explore why weight loss drugs may not provide sustainable growth for Novo and why savvy investors should be cautious. If you want an unfiltered, expert take on the pharma giants and what’s ahead for GLP-1 drug makers, watch this clip for real insights you won’t find anywhere else. *Hashtags:* #MarketMondays #NovoNordisk #EliLilly #PharmaStocks #Investing #WeightLossDrugs #GLP1 #HealthcareInvesting #StockMarketAnalysis #RashadBilal #IanDunlapSee omnystudio.com/listener for privacy information.

In this clip Robert Smith explained the broadband issue for HBCUs, student loans, and his solution. #robertsmith #morehouse #studentloans Link to Full Episode:    • Robert Smith on Being The Richest Black Am...   EYL University: https://www.eyluniversity.com Monthly Investment Deal: https://www.earnyourleisure.com/pages...See omnystudio.com/listener for privacy information.

In this Market Mondays clip, hosts Troy Millings, Rashad Bilal, and Ian Dunlap dive into the true driving force behind the AI revolution: ENERGY. While everyone is buzzing about artificial intelligence and GPUs, they break down why none of that matters without sufficient power to keep massive data centers running. Rashad Bilal starts the conversation by highlighting the often-overlooked opportunity in energy, emphasizing that the future of AI hinges on reliable power infrastructure. Troy Millings spotlights GE Vernova as a company uniquely positioned to benefit, especially through its dominance in global gas turbine market share and strategic partnerships with giants like Amazon AWS, Duke Energy, and Saudi Advanced Turbines. He details why gas turbines are the immediate solution as nuclear and solar options struggle to scale up fast enough. Ian Dunlap reminds viewers not all energy companies are created equal, steering investors away from risky startups. Together, the hosts outline the “Big Four” energy players to watch: NextEra Energy, Duke Energy, Constellation Energy, and GE Vernova—with a special mention for Oklo in the nuclear energy space. This clip reveals how the partnership between American and international energy companies—especially in places like Saudi Arabia—signals a major infrastructure build-out in AI around the world. Whether you’re an investor or curious about where AI is headed, this discussion explores why winners in energy will play a foundational role in tech’s next wave. *Key Topics Covered:* Why AI’s growth hinges on power production, not just technology GE Vernova’s leadership and market share in gas turbines Impactful partnerships in both the US and internationally Which energy companies are set to win in the AI era Tips on energy ETF investing for those seeking diversification Don’t miss out on the insights that could reshape your understanding of AI’s future and the energy companies leading the charge! --- *Hashtags:* #MarketMondays #AI #EnergyStocks #Investing #GEVernova #DataCenters #TechInvesting #NextEraEnergy #DukeEnergy #ConstellationEnergy #Oklo #NaturalGas #StockMarket #Finance #Infrastructure #AIRevolutionSee omnystudio.com/listener for privacy information.

In this clip Steve Harvey goes over his infamous Donald Trump scandal. #steveharvey #donaldtrump #earnyourleisure Link to Full Episode:    • STEVE HARVEY on Business Lessons, Keys to ...  See omnystudio.com/listener for privacy information.

Is the AI power balance shifting? In this episode, we break down the next big AI company the world needs to pay attention to — and whether Google’s newest AI moves are finally putting pressure on Nvidia’s dominance. With trillion-dollar companies fighting for computing power, data advantage, and market share, this may be the biggest tech shake-up since the iPhone.   We also explore how Google’s AI takeover strategy works, why Nvidia’s supply chain advantage could be at risk, and what this means for investors over the next decade. If you’re positioning your portfolio for the AI boom, this is the segment you can’t afford to miss.   Market Mondays Black Friday Deal (Limited to First 50): https://marketmondaysdeal.com   #MarketMondays #EarnYourLeisure #Nvidia #GoogleAI #AIStocks #TechInvesting #ArtificialIntelligence #StockMarket #Investing #FutureOfAISee omnystudio.com/listener for privacy information.

Navigating the sensitive topic of prenuptial agreements can be daunting, but it's a crucial conversation for many couples looking to secure their financial future before tying the knot. In this video, we break down effective strategies for introducing the topic of prenups to your partner, ensuring the discussion is respectful, understanding, and constructive. We'll provide expert advice, consider the emotional aspects of this conversation, and offer tips on how to reach a mutual agreement that benefits both parties. Whether you're just starting to think about marriage or you're deep in wedding planning, this guide is designed to help couples approach the subject of prenups with confidence and care. #Prenups #MarriageAdvice #FinancialPlanning #RelationshipGoalsSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Ian Dunlap and Troy Millings dissect the AI stock landscape—focusing on Meta’s stunning turnaround, CoreWeave’s risk profile, and the heated debate on Palantir’s sky-high valuation. Troy shares why Meta is a “buy” for him following its recent dip, praising Mark Zuckerberg’s aggressive CapEx strategy and commitment to AI innovation—including the success of Meta’s wearable glasses and major data center expansion. Ian, once skeptical of Meta’s Metaverse investments, highlights how Zuckerberg’s recent investments are landing at the right time—contrasting this with Apple’s more reserved approach and arguing Zuckerberg may have outperformed Tim Cook in 2023. The conversation shifts to CoreWeave, where Troy identifies concerns over debt levels and depreciating assets as the company expands its data centers. He notes that although CoreWeave’s partnership with Nvidia is promising, relying on lower-tier GPUs and significant borrowing could hamper long-term prospects. Both agree that after the IPO lockup period, many investors wisely took profits as the stock pulled back dramatically. When it comes to Palantir, Ian and Troy spar over its mammoth valuation. Ian recognizes Alex Karp’s capable leadership but points out that Palantir’s forward P/E of 185 is far too high, even suggesting its fair value would be in the $21-$30 range rather than its recent peaks. Troy echoes concerns about revenue matching expectations, labeling Palantir as the “poster child” for inflated AI stock valuations, driven by its global government contracts and status as a defense-tech leader. Whether you’re looking for sharp opinions on big tech moves or cautionary tales from the AI investment craze, this clip delivers invaluable insights for navigating today’s volatile stock market. *Timestamps:* 00:00 — Meta’s AI comeback and investment strategy 02:29 — CoreWeave’s debt dilemma and Nvidia connection 05:44 — Palantir’s valuation and market risks *Join the discussion in the comments below! Are you bullish on Meta or does Palantir’s valuation scare you off?* #Meta #AIStocks #StockMarket #Investing #Palantir #CoreWeave #TechStocks #MarketMondaysSee omnystudio.com/listener for privacy information.

Get ready for a powerful clip. This time, Deion Sanders joins Rashad Bilal and Troy Millings to break down the real economics behind college football and the complexities of conference expansion. They discuss what it would take for Jackson State to move to a power conference, and Deion Sanders doesn’t hold back on the money games—those high-profile matchups where smaller schools get paid to lose against big opponents. Listen in as Deion Sanders explains why these “money games” often leave smaller programs like Jackson State at a disadvantage, how conference moves are all about the cash, and what real investment would mean for HBCUs. The trio also dives deep into the challenges Black state schools face when it comes to state funding, facilities, and enrollment, and why demanding more is crucial for the future. If you want candid insights into the business of college sports and inspiration from Coach Prime himself, you don’t want to miss this one! 🔔 Don’t forget to like, comment, and subscribe for more thought-provoking conversations! #DeionSanders #HBCUs #CollegeFootball #JacksonState #MoneyGames #BlackOutPodcast #RashadBilal #TroyMillings #ConferenceExpansion #SportsBusinessSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Ian Dunlap, Rashad Bilal, and Troy Millings break down the latest action in Bitcoin, examining the recent price drop and what history tells us about the 2025 cycle. Ian highlights Bitcoin’s unique four-year cycles, referencing the recent “Death Cross” and discussing how Bitcoin’s price patterns have repeated consistently—a rarity compared to traditional investments. The trio debates whether we’ve entered a true bear market or if this is a short-term pullback, with the possibility of a rebound later this year. Rashad urges investors not to panic, pointing to historical lows and sharing advice for dollar-cost averaging, while forecasting worst-case scenarios and price levels to watch. Troy brings additional perspective, referencing the four phases that typically follow Bitcoin’s halving events and explains the difference between corrections and collapses in crypto versus stocks. Together, they address common investor mistakes, such as buying at any price, and emphasize the importance of understanding market cycles to make informed decisions. The discussion also covers how institutional backing could cushion Bitcoin’s fall compared to previous cycles and why being a long-term believer in the asset might pay off. Whether you’re a seasoned crypto investor or just trying to understand why Bitcoin moves the way it does, this clip offers valuable insights into timing, strategy, and realistic price targets for the coming years. Drop your thoughts or questions in the comments below! — *Hashtags:* #Bitcoin #Crypto #MarketMondays #BearMarket #Investing #CryptoCycles #BTC #RashadBilal #IanDunlap #ChakaZulu #CryptoStrategy #MarketAnalysisSee omnystudio.com/listener for privacy information.

This week on Earn Your Leisure, we sit down with the legendary Jay Majors—entrepreneur, educator, and creator of one of the biggest barber expos in the world. Jay breaks down how barbering literally saved his life and how the craft transformed into a multimillion-dollar empire built on relationships, real estate, and relentless hustle. We dive deep into the business behind the chair: why barbering is one of the most underrated networking opportunities, how most barbers can instantly upgrade their customer service in 2025, and what it actually takes to stand out in a crowded industry. Jay gives a full blueprint on opening a barbershop, launching a salon suite, building a loyal clientele, and using technology to scale your time and income. Jay also reveals how he uses land ownership to earn 50 rents every month, why adding apartments above your barbershop is a cheat code, and the smartest paths to securing a mortgage as a barber. From suite models to expos to real estate, this episode is a masterclass for anyone in the grooming industry—or any entrepreneur looking to level up. #EarnYourLeisure #EYL #JayMajors #BarberBusiness #SalonSuite #Barbershop #Entrepreneurship #WealthBuilding #BusinessModels #RealEstate #Networking #FinancialLiteracy #MarketMondays #EYLNetwork #BusinessTipsSee omnystudio.com/listener for privacy information.

Description: In this eye-opening discussion, Rich Paul, a notable sports agent who has had the experience of being on LeBron James' payroll for two years, earning $48,000, shares his candid perspective on financial management for athletes. Drawing from his personal journey, he underscores the financial realities confronting many professional athletes, specifically highlighting the hefty cost of flying private. According to Paul, no athlete can afford the luxury of private flying all the time without risking a dent in their financial stability. This conversation extends into a broader discussion on prudent financial practices to prevent athletes from going broke, underlining the importance of wise spending and long-term financial planning. Rich Paul's insights provide a glimpse into the financial pitfalls in the glamorous world of professional sports and offer key takeaways on maintaining fi nancial health amidst a lifestyle of fame and fortune. #klutch #richpaul #sportsSee omnystudio.com/listener for privacy information.

In this Market Mondays clip, Ian Dunlap and Troy Millings dive into the current state of the stock market, addressing one of the hottest questions: Is everything overvalued and why are stocks falling? Ian highlights the ongoing correction as prices return to their true value after years of massive gains, reminding us that the last time we saw three consecutive years with over 20% returns was during the dot-com era. There's been a frenzy around AI and tech stocks, with everyone scrambling to “front-run” gains hoping to weather an anticipated downturn in the next few years. Ian weighs in on why hype and overvaluation—especially in stocks like Nvidia, Oracle, Palantir, Bitcoin, and Oscar Health—have created a precarious situation. Troy adds that valuations, while driven by impressive earnings growth, have reached almost uncomfortable heights and can’t keep pace forever. Both discuss the risk of the market depending too much on blockbuster earnings from a single tech giant like Nvidia. Drawing parallels to the way Apple was once the market’s linchpin, they explore what happens when stocks are “priced to perfection”—and why perfection won’t always be enough. Despite the daunting pressure, Troy argues that if any company can shoulder these expectations, Nvidia is uniquely positioned. They break down the shifting landscape of tech, with Apple and Google now seen as the new “bonds”—safe havens expected to deliver steady returns over the next five years. But not all companies will weather the storm: Ian points out how several quantum computing stocks are already down 40% or more, warning investors to brace for possible broader market pullbacks. Whether you’re new to investing or a seasoned trader, this insightful discussion will help you understand the dynamics driving today’s market volatility, the role of AI hype, and why it’s so important to keep a critical eye on valuations and earnings moving forward. *Hashtags:* #MarketMondays #StockMarket #Nvidia #Apple #TechStocks #AI #Investing #Finance #StockMarketCorrection #Overvaluation #WallStreet #Google #Meta #Microsoft #PalantirSee omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Rashad and Troy dive into Google’s evolution as an AI powerhouse, its strategy in the competitive tech landscape, and why it might just be one of the quiet leaders in artificial intelligence. The discussion starts with Rashad asking if Google is a sleeper AI company. Troy responds by praising Google’s flawless execution and adaptability, especially when Apple lost its focus. The duo highlight how Google invested in AI, redefining its approach to innovation and solidifying its presence as a tech titan. The clip explores Google’s strategic moves, such as the anticipated pipeline reduction in search pages and the company’s potential new deal with Apple to serve as the primary search engine. Rashad shares how industry insiders foresaw the arrival of major AI products from Google and how he benefited by making smart investment choices based on these trends. The hosts also discuss Gemini, Google’s standout AI product, and its continuous improvements, alongside other innovations like VO3. Troy draws comparisons to Netflix’s move to stop password sharing, emphasizing how data is the new oil and Google owns the pipeline and refineries. They reflect on Google’s powerful earnings, impressive product rollouts, and dominance in both AI and traditional search, underscoring how every innovation from Google prompts competitive responses in the tech sector. In a forward-looking segment, Rashad and Troy touch on the potential integration of Google’s AI technologies with YouTube, which could transform content creation for millions. They salute Google’s team for their ongoing innovation, while wishing Apple had taken a similar path. If you’re interested in the latest AI breakthroughs, competitive strategies in big tech, and how innovation is reshaping the digital landscape, this clip is not to be missed! *Hashtags:* #MarketMondays #GoogleAI #ArtificialIntelligence #TechInnovation #AILeadership #GeminiAI #YouTubeAI #SearchEngine #AppleVsGoogle #TechTalk #Innovation #BigTech #Finance #Investing #RashadBilal #TroyMillingsSee omnystudio.com/listener for privacy information.

In this captivating video, join the rising artist Symba as he opens up about the life-altering journey he took to Africa. Delve into the rich experiences and cultural revelations that deeply impacted him and led him to reassess his values and lifestyle choices. One significant transformation Symba shares is his decision to stop wearing jewelry, reflecting a shift in his priorities. Through vivid stories and heartfelt reflections, Symba paints a picture of the vibrant cultures, traditions, and landscapes that touched his soul. Whether you are a fan of Symba or someone who loves travel stories, this video is a treasure trove of insights into personal growth and the power of embracing new cultures. #SymbasJourney #LifeTr ansformation #CulturalAwakeningSee omnystudio.com/listener for privacy information.

In this thought-provoking clip of *Black Out with Ian & Rashad*, Rashad Bilal and Ian Dunlap break down Donald Trump’s headline-grabbing proposal for a 50-year mortgage. Would a mortgage plan stretching across half a century actually help homebuyers—or is it just another win for the banks? Rashad and Ian don’t just debate the policy; they get real about how most Americans use their homes, why people rarely stay the full 30 years, and how monthly payments might change with a longer loan term. Rashad argues there’s a strategy here: use a lower monthly payment to get a foot in the door, build equity, and plan your exit from day one. Ian, meanwhile, gets straight to the point: these mortgage products are designed to benefit the banks, not the buyers—and without discipline, most folks won’t invest their savings but instead boost their lifestyle spending. The conversation weaves through home appreciation, investing strategies, and why every homeowner needs an exit plan before they even move in. Whether you’re thinking about buying, already own a home, or just want to know how today’s policies might affect your wallet, don’t miss this honest, practical take. Hit play, and join the discussion! Would you take a 50-year mortgage if it meant you could afford the home you really want? Or is it a wealth-building pitfall? Let us know your thoughts in the comments. *Hashtags:* #RealEstate #TrumpMortgage #BlackOutPodcast #RashadBilal #IanDunlap #PersonalFinance #WealthBuilding #HomeOwnership #MortgageTips #FinancialLiteracySee omnystudio.com/listener for privacy information.

Welcome to Market Mondays! In this thought-provoking clip, Rashad Bilal, Troy Millings, and Ian Dunlap break down the fundamentals of FICO—your adult "transcript"—and explore why understanding your credit score is more important than ever. Whether you’re just starting your financial journey, rebuilding, or leveling up, this segment’s “building block, corner” is packed with essential insights! Rashad Bilal shares how explaining FICO to his son made him realize that your credit score is truly your adult report card, shaping everything from your ability to buy a home, lease an apartment, land a job, or finance a car. Troy Millings calls FICO your “financial trust score,” noting how crucial it’s become even for career opportunities. Ian Dunlap points out that FICO isn’t just a score—it’s a public company (Fair Isaac Corporation), and its stock performance tells a story of monopoly power and skyrocketing growth since its IPO in 1987. Dig into the business side as Ian Dunlap reveals how FICO actually earns its billions by licensing the credit score algorithms, not directly selling scores, and how economic cycles—like low interest rates—can supercharge its profits. You’ll hear about how FICO’s stock price exploded after 2010, paralleling changes in credit reporting’s importance after the Great Recession and new legislation. The trio also ties credit’s cultural impact to music, echoing Wu-Tang’s “Cash Rules Everything Around Me”—but now, as Rashad Bilal says, “Credit rules everything around me.” Learn how the shift to a cashless society has made understanding and managing your credit more vital than ever. They even shout out iconic artists like Clipse and discuss how staying sharp and following trends (even in music!) intersects with financial literacy and generational wealth. Whether you’re curious about why FICO matters, how its monopoly works, what’s changed since the ‘80s, or how credit touches every aspect of modern life, this clip delivers the essentials. Tune in for practical knowledge, cultural connections, and expert takes from Rashad Bilal, Troy Millings, and Ian Dunlap. *Don’t miss:* The hidden monopoly behind FICO’s business Why your credit score shapes your future, career, and finances How shifts in culture and technology made credit king FICO’s stock market success story Real-world tips on building credit and wealth *Subscribe for more insights on money, markets, culture, and wealth creation every week!* #MarketMondays #CreditScore #FICO #FinanceTips #Investing #FinancialLiteracy #RashadBilal #TroyMillings #IanDunlap #WealthMindset #StockMarket #CulturalImpact #BuildingBlocks #ClipsNotEpisodesSee omnystudio.com/listener for privacy information.

This week on Earn Your Leisure, we sit down with two cultural powerhouses — Venus X and Stanley Lumax — for a masterclass on credit, culture, creativity, and building real financial foundations. We break down why the EYL x Chase Freedom Rise partnership matters and how it’s creating new pathways for young adults to build credit early. We talk about the biggest credit mistakes people make—especially during their college years—and why having money means nothing without discipline and a strong credit profile. Venus X takes us deep into the business behind being a celebrity DJ, from branding and scaling to creating value in a way that impacts entire communities. Stanley Lumax shares the strategy behind building culture-forward businesses and why proving your work ethic to financial institutions can unlock life-changing opportunities. We also discuss how parents can give their kids a credit head start, why budgeting is crucial, and the most common financial regrets people have later in life. Whether you’re a creative, entrepreneur, or student trying to get your money right, this episode delivers game you can use immediately. #EarnYourLeisure #EYL #VenusX #StanleyLumax #ChaseFreedomRise #FinancialLiteracy #CreditEducation #DJBusiness #CultureCreators #Entrepreneurship #WealthBuilding #MoneyManagement #CreditTips #BusinessOfCultureSee omnystudio.com/listener for privacy information.

In this insightful Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings break down the crucial mistakes to avoid right after achieving millionaire status—and share what you should do instead. Whether you’re just starting your financial journey or you’ve already crossed seven figures, this is a must-watch for building sustainable wealth. Rashad Bilal emphasizes the importance of not making large purchases (including a primary home or luxury cars) immediately after accumulating your first million. He explains why buying a single-family home can quickly turn that financial progress into new liabilities, and why it’s smarter to keep your cash accessible and prioritize acquiring assets that grow your wealth. Ian Dunlap offers practical steps for maintaining your financial edge—like avoiding “lifestyle creep” until your net worth reaches $11 million, staying debt-free, and focusing on investments that can never go to zero. He gets real about the emotional journey: the rush of making your first million fades, so it’s crucial to concentrate on growing your fortune and happiness, not just your bank balance. Troy Millings shares his personal blueprint, describing how he continued to live below his means and kept his housing costs minimal—even after hitting the million mark. Troy talks about strategic investing, not rushing into big purchases, and using discipline to keep growing his wealth. He encourages viewers to be hyper-vigilant about how they manage, respect, and protect their money, especially in uncertain times. The trio also touch on why certain classic status symbols—like diamonds and luxury watches—typically aren’t smart investments, especially with new technology and shifting markets transforming their value. *What you’ll learn in this clip:* Why your first million isn’t the finish line—and what really matters next The dangers of rapid “lifestyle upgrades” (and how to avoid going broke) How multifamily real estate and smart renting can be better wealth moves than buying a flashy house Tax strategies, asset protection, and avoiding financial traps that target the newly wealthy The declining value of luxury assets like diamonds and cars—and smarter things to do with your money Whether your goal is to hit seven figures or multiply it, let Rashad Bilal, Ian Dunlap, and Troy Millings guide you through the mindset, habits, and strategies for lasting success. *Subscribe for more Market Mondays insights!* #MarketMondays #WealthBuilding #FinancialFreedom #RashadBilal #IanDunlap #TroyMillings #MillionaireMindset #MoneyManagement #Investing #PersonalFinance #Clip --- Watch, learn, and level up your financial game with every Market Mondays clip!See omnystudio.com/listener for privacy information.

Welcome to a brand new clip from Market Mondays! In this insightful conversation, Rashad Bilal connects with David Shands and Ian Dunlap to discuss the emotional ups and downs of trading options, the importance of having an exit strategy, and how new traders can navigate the roller coaster of market sentiment. David Shands shares his real-time journey as a content creator stepping into options trading, walking us through his experience with AMD calls and the lessons he learned from previous earnings season traumas (Netflix, anyone?). The hosts dig deep into essential strategies, highlighting why setting profit targets and mapping out positions before investing is crucial for long-term success. Ian Dunlap breaks down the logic behind buying time, analyzing sector sentiment for semiconductors, and explores the bullish momentum around AI stocks like AMD, Nvidia, and ASML. This clip isn’t just about numbers—it’s about mindset. Whether you’re wondering when to sell, how to use AI like ChatGPT as a mentor, or what kinds of daily briefings can help you stay on top of your investments, you’ll find practical advice here. See how David’s journey reflects the experiences of so many new traders, and how thoughtful planning can help you avoid rookie mistakes, take profits, and grow your confidence. Don’t miss the moment where Ian talks about stacking options, leveraging innovation cycles, and accounting for tax implications in your investing decisions. Plus, find out which stocks David currently holds in his portfolio, and some candid discussions about missed Bitcoin opportunities and lessons learned! If you’re an options newbie or seasoned investor looking for community, mentorship, and real trading stories, this Market Mondays clip delivers wisdom, laughter, and learning. *Drop your thoughts and trading questions in the comments below! Make sure to subscribe for more clips following real journeys and actionable advice from Market Mondays.* *Hashtags:* #MarketMondays #OptionsTrading #StockMarket #TradingJourney #AMD #Nvidia #ASML #Investing #FinancialFreedom #IanDunlap #RashadBilal #DavidShands #Crypto #Bitcoin #AIStocks #PortfolioBuilding #WealthMindsetSee omnystudio.com/listener for privacy information.

In this powerful clip of EYL Rashad Bilal and Troy Millings dive deep into the remarkable yet heartbreaking story of Wally Amos—the creator of the iconic Famous Amos cookies. From his trailblazing start as the first Black talent agent at William Morris Agency, guiding legends like Diana Ross and Marvin Gaye, to building a cookie empire on Sunset Boulevard, Amos’s journey seemed destined for greatness. But success came with challenges. As the business grew, so did the complications: mismanagement, lack of mentorship, and rapid scaling all played a part in unraveling everything Wally had built. In a shocking turn, after selling his multi-million dollar business for a fraction of its value, Amos lost not only his company but also the legal right to use his own name or likeness for any future ventures. Find out how Amos’s struggle mirrors timeless lessons in entrepreneurship—highlighting the critical importance of understanding business fundamentals, legal trademarks, and the impact of trusting others with your finances. Rashad Bilal and Troy Millings also shed light on familiar stories of financial mishaps among celebrities and business owners, emphasizing why every creator, artist, and entrepreneur must actively safeguard their brand and legacy. Despite countless obstacles—financial losses, lawsuits over his name, and battles with depression—Wally Amos’s original love for baking endures. Today, he's found new hope inspiring others and sharing his Aunt Della’s cookie recipe, never letting circumstances define his spirit. If you’re an aspiring entrepreneur or simply love a moving real-life story, this episode will leave you with invaluable takeaways about resilience, ownership, and learning from the past. Don’t miss this compelling lesson on business, branding, and personal legacy. **Key themes:**  - The rise and fall of Famous Amos cookies  - Wally Amos’s groundbreaking career and setbacks  - Trademarks, licensing, and the legal side of business  - The dangers of mismanagement and unchecked trust  - Lessons all entrepreneurs need to hear Don’t forget to like, comment, and subscribe for more insightful conversations and powerful life lessons from *Black Out with Ian & Rashad*! **#FamousAmos #BusinessLessons #WallyAmos #Entrepreneurship #BlackOutPodcast #BrandBuilding #Ownership #TrademarkLaw #LifeLessons #CookieEmpire #BusinessFailure #Resilience**See omnystudio.com/listener for privacy information.