Creating Wealth Real Estate Investing with Jason Hartman

Lew Rockwell is an American libertarian author and editor, self-professed anarcho-capitalist, a promoter of the Austrian School of economics, and founder and chairman of the Ludwig von Mises Institute. His website LewRockwell.com was founded in 1999 and features articles and blog entries from a number of columnists and writers. His motto is "anti-war, anti-state, pro-market". Visit Lew's website at LewRockwell.com The Ludwig von Mises Institute at Mises.org

Christopher Barnatt is the author of 3D Printing: The Next Industrial Revolution. He is a professional futurist and videographer and for 24 years has lectured in computing and future studies at Nottingham University Business School. Visit Christopher's website at ExplainingTheFuture.com

Dan Millman is the author of, "Way of the Peaceful Warrior: A Book That Changes Lives" and "The Creative Compass: Writing Your Way from Inspiration to Publication." He's also the former director of gymnastics at Stanford University and a former world champion athlete, martial arts instructor, and college professor. After an intensive, twenty-year spiritual quest, Dan's teaching found its form as the Peaceful Warrior's Way, expressed fully in his books and lectures. His work continues to evolve over time, to meet the needs of a changing world. Dan's thirteen books, including Way of the Peaceful Warrior, have inspired and informed millions of readers in 29 languages worldwide. The feature film, "Peaceful Warrior," starring Nick Nolte, was adapted from Dan's first book, based upon incidents from his life. Much of Dan's time is devoted to writing and speaking. His keynotes, seminars, and workshops span the generations to influence men and women from all walks of life, including leaders in the fields of health, psychology, education, business, politics, sports, entertainment, and the arts. Dan and his wife Joy live in northern California. They have three grown daughters and two grandsons so far. Visit the Peaceful Warrior at www.peacefulwarrior.com.

Bill Cheney is the Chief Economist at John Hancock Financial Services. He joins the podcast do discuss how job growth was affected by the weather this past winter and if investors are feeling positive or negative about the stock market and economy. Cheney also talks about whether investors think it is a good time to: - buy a home - purchase a big-ticket item - start a business Cheney wraps up the conversation by providing data on Americans being concerned about healthcare costs and the national debt. Visit John Hancock Financial at www.johnhancock.com. Bill Cheney directs economic research for John Hancock Financial Services, the U.S. division of Toronto-based Manulife Financial Corporation. Based in Boston, he forecasts macro-economic and financial trends and analyzes the potential impact on the company’s individual business lines and investments. Cheney is a member of the National Association of Business Economists.

Zac Bissonnette is the author of, "GOOD ADVICE FROM BAD PEOPLE: Selected Wisdom from Murderers, Stock Swindlers, and Lance Armstrong." He previously wrote, "How to Be Richer, Smarter, and Better-Looking Than Your Parents", and "Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents." Bissonnette discusses why car loans are for suckers and why lleasing a car is a poor choice. He then talks about the influence parents have on their kids' decisions relating to financial management and the correlation between spending and watching television. Bissonnette finishes the discussion by analyzing some of the worst advice given in the modern day: “When you know what you are talking about, others will follow you, because it’s safe to follow you.” —Lehman Brothers CEO Richard Fuld, 2006 “Winning is about heart…. It’s got to be in the right place.” – Lance Armstrong “The day you take complete responsibility for yourself, the day you stop making any excuse, that’s the day you start to the top.” –O.J. Simpson, 1975 “I think the most important thing is restore a sense of idealism and end the cynicism.” –future Illinois Governor Rod Blagojevich, 2002 “The best chance for the average investor is to put money in an index fund.” – Bernie Madoff Zac Bissonnette is a personal finance writer. His first book, Debt-Free U, landed him on The Today Show, Sean Hannity, The Dave Ramsey Show, The 700 Club, and the Fox News Channel. The Washington Post called Debt-Free U "the best and most troubling book ever about the college admissions process." It has been featured by The BBC, The New York Times, The Huffington Post, Bloomberg, Christian Science Monitor, USA Today, The Suze Orman Show, The Boston Globe, ABC News, and many others. His second book "How to Be Richer, Smarter, and Better-Looking Than Your Parents" was a New York Times Bestseller. He was also the editor of the Warman's Guide to Antiques & Collectibles and he is a contributing editor with Antique Trader. He has written for various media outlets including GLAMOUR, The Wall Street Journal, The New York Times Online, The Boston Globe, and The Daily Beast. His is currently working on his next book, the story of the Beanie Babies bubble of the 1990s. Find out more about Zac Bissonnette at www.zacbissonnette.net.

Rich Karlgaard is Publisher of Forbes magazine and columnist for Forbes' "Innovation Rules." He's the author of, "The Soft Edge: Where Great Companies Find Lasting Success." Karlgaard has been publisher at Forbes since 1998. He discusses how the business model of Forbes Magazine has evolved since the disruption of the Internet and digital media. Karlgaard explains what Forbes is doing to compete with the online players in business information, such as Agora Publishing and the Motley Fool. Karlgaard then talks about the pluses and minuses of hiring passionate people and how hiring managers can identify passion. He describes how destructive cynicism can be to a corporate culture and how companies can better incorporate trust. Rich Karlgaard, angel investor, board director and Wall Street Journal best-selling author, is the longtime publisher of Forbes magazine. He also writes the Forbes column, “Innovation Rules,” which is known for its witty assessment of business and technology. Karlgaard has been a regular panelist on television’s Forbes on FOX show since its inception in 2001. Karlgaard is also a serial entrepreneur. He has launched two magazines (Upside and Forbes ASAP), the venture capital firm Garage Technology Ventures and Silicon Valley’s premier business and technology forum, 7500-member Churchill Club. He is a past winner of the Ernst & Young “Entrepreneur of the Year” award. Karlgaard was raised in Bismarck, North Dakota, and graduated from Stanford University. He lives with his family in Silicon Valley. Visit Forbes at www.forbes.com. Find out more about Rich Karlgaard at www.richkarlgaard.com.

Matthew Quirk is the author of the best-selling book,"The 500" and author of the new book on the Fed, "The Directive," which centers on a conspiracy plot at the Federal Reserve. Quirk joins the podcast to break down how realistic this plot could be today. Quirk spent a year working with red team security experts, hackers, lockpickers, social engineers, and sources inside the Fed to map out what a true-to-life 21st century heist would look like at the most powerful bank in capitalism. He shares the loopholes within the Fed's security system and gives his guestimate on the best chance someone has in hacking the Fed. Find out more about Matthew Quirk at www.matthewquirk.com.

Jason Hartman talks with Alex about the most landlord friendly areas to invest, specific properties an excellent cash flow market with the following highlights: - #1 Place to Live in the United States (Cities under 1,000,000 in population), Kiplinger Magazine July 2013 - Top Ten Smaller Markets in the South for Foreign Investment, Southern Business Development - No Real Estate Boom or Bust, thus earned recognition of 10 strongest Real Estate Market in 2009, Forbes.com - 2nd Most Diverse Economy, Moody’s Investors Service - 2nd Cleanest City in the U.S., Forbes Magazine, 2011 - 22nd out of 361 metropolitan areas as best places for business, Forbes magazine, 2005 - 7th best metropolitan economy in the United States, Brookings Institution, 2009 Little Rock Industry and Business - Major employers : State Government 2 Major Universities Twenty-eight (28) Fortune 500 companies Little Rock Air Force Base Healthcare (Very large job base from hospitals, insurance and manufacturing ) Dassault Falcon Jet Corp Verizon Caterpillar IT company Acxiom Windstream Stephens Inc (Largest Investment Bank not located in NY) L’Oreal , LM Wind Power (North America), Dillard’s

William D. Cohan is a columnist for Bloomberg View and Vanity Fair and author of the new book, "The Price of Silence: The Duke Lacrosse Scandal, the Power of the Elite, and the Corruption of Our Great Universities." He previously authored, "The Last Tycoons: The Secret History of Lazard Frères & Co." and "House of Cards: A Tale of Hubris and Wretched Excess on Wall Street." Cohan characterizes the state of the American university system and talks about the elitist bad-boy attitude that plagues many campuses across the nation. So many people who fit the stereotype he describes end up on Wall Street. William D. Cohan is the New York Times bestselling author of three non-fiction narratives about Wall Street: Money and Power: How Goldman Sachs Came to Rule the World; House of Cards: A Tale of Hubris and Wretched Excess on Wall Street; and The Last Tycoons: The Secret History of Lazard Freres & Co., which won the 2007 FT/Goldman Sachs Business Book of the Year Award. He is a contributing editor at Vanity Fair and writes a weekly column for Bloomberg View. Mr. Cohan also writes for the Financial Times, Bloomberg Business Week, The Atlantic, Art News, the Irish Times, the Washington Post and the New York Times Magazine. He appears regularly on MSNBC, Bloomberg TV, CNN, Current TV, and the BBC. He has also been a guest on the Charlie Rose Show and the News Hour. Over the course of 17 years Mr. Cohan was a senior Wall Street Mergers & Acquisitions investment banker at Lazard Freres & Co., Merrill Lynch and JPMorgan Chase. He is a graduate of Duke University, Columbia University School of Journalism, and the Columbia Graduate School of Business. Read William D. Cohan's work on Bloomberg View at www.bloombergview.com. Visit his work on Vanity Fair at www.vanityfair.com.

Douglas J. Utberg - Biograhy My professional life started when I was delivering newspapers at 15 years of age, progressed through multiple jobs paying near minimum wage. This experience taught me the value of gaining a strong financial education to ensure that I would be able to lift myself up to higher opportunities in the future. Upon completing my first year of college, I enlisted in the US Marine Corps Reserve. The experience of training in the Marines taught me the importance of a strong work ethic, and the ability to adapt and improvise during difficult situations. During my six years of service in the Marine Corps Reserve, I eventually earned the rank of Sergeant, and was assigned responsibility for a squad of fellow Marines. This taught me the importance of placing the team’s needs before your own when in a position of responsibility. Later on, I graduated from Portland State University, earning a bachelor of science in Finance. Immediately afterward, I embarked on a brief career in the financial services industry, selling insurance products and mutual funds. During this experience, I discovered the extent to which the financial industry is driven by a desire for management fees and commissions. This experience inspired me to seek out both a different career path and to develop a way for people to learn the skills necessary for managing their own finances and investments so that they can escape the fees and commissions of the financial services industry. It is at this point when I began my career at Intel Corporation, during which I was able to earn my MBA from George Fox University. While working at Intel, I was fortunate enough to gain a broad array of experience ranging between manufacturing, cost, inventory, software business analysis, open source business analysis, microprocessor pricing, long range planning, compute continuum, and leading the P&L team in building and implementing a new forecasting system. Each assignment during my career at Intel provided a unique opportunity to learn and develop. In addition to my career working for an employer, I have also engaged in a broad variety of business and investing activities, ranging from the purchase and management of single plus multi-family investment real estate to stock market investing to building web-based businesses. My investment and business philosophy are both the same, with each centered around fundamentals and value. My personal and professional studies have repeatedly found that speculation is not a formula for consistent long-term success. My experience has shown that the best way to succeed in both our career and our investments is to seek value in everything that you do. Visit Doug's website: http://DougUtberg.com Connect with Doug on Twitter: http://twitter.com/DougUtberg

Joel Naroff is the Founder, President & Chief Economist with Naroff Economic Advisors and a member of the Newsmax Financial Braintrust Alliance. He's also the author of, "Big Picture Economics: How to Navigate the New Global Economy." Naroff gives his take on the economic recovery and when he expects inflation to hit, if at all. He also discusses the effects tax cuts have on the economy. Naroff then talks about international economic hotspots and where people should produce and sell in our global economy. He thinks certain international events can ripple through the economy and ultimately affect workers in the Midwest. Joel L. Naroff is the president and founder of Naroff Economic Advisors, a strategic economic consulting firm. He advises companies across the country on the risks and opportunities that economic developments may have on the organization’s operating environment. A nationally recognized economic forecasting expert, Joel has received numerous honors. In 2011, he received the National Association for Business Economics Outlook Award as the top economic forecaster. NABE is the premier professional association for business economists. He also received the award in 2007. In 2008, he was awarded the Lawrence Klein Award for Blue Chip forecasting excellence. This is one of the oldest and most prestigious forecasting honors. Joel was the Bloomberg Business News top economic forecaster in 2008. In 2006, he was MSNBC’s top forecaster. Joel received his bachelor degrees in economics and chemistry from the Stony Brook University and his Ph.D. in economics from Brown University. He is a member of the Board of Directors of the Economy League of Greater Philadelphia, teaches at the Central Atlantic Advanced School of Banking, is a past chairman of the American Bankers Association’s Economic Advisory Committee and is a past president of the Philadelphia Council of Business Economists. Find out more about Joel Naroff's research by visiting www.econsultsolutions.com.

Vitaliy Katsenelson is the Chief Investment Officer at Investment Management Associates. He gives a glimpse at what has made Warren Buffett and Berkshire Hathaway so successful. Buffett has always voted yes to the investments he's heavily invested in, even when disagreeing, which is a topic of much consternation to Katsenelson. He thinks Buffett mishandled Coke's latest compensation plan. Katsenelson then discusses ways investors can take a long-term view in their investing. Vitaliy Katsenelson is Chief Investment Officer at Investment Management Associates. While his primary focus is on discovering under-valued companies for his clients, he is also known for his uncommon common sense, which he has regularly expressed in articles in the Financial Times, Barron's, Bloomberg Businessweek, the Christian Science Monitor, Institutional Investor, and the New York Post, among other outlets. He speaks frequently to investment groups around the world, and was most recently profiled in Barron's in September 2009. Previously, he was an adjunct faculty member at the University of Colorado Graduate School of Business, and he is also the author of Active Value Investing. Visit Vitaliy's Katsenelson's blog at www.contrarianedge.com. Find out more about Investment Management Associates at www.imausa.com.

Eve Wright is the Vice President and Associate General Counsel for The HEAT Group (Miami Heat basketball team). She is the author of, "LIFE AT THE SPEED OF PASSION: Create a Life of Intention, Purpose, and Integrity." Wright joins the show to discuss how people can cut the emotional “fat” from their lives and refine themselves everyday. She also explains what it really means to be happy. Wright then talks about how people can take calculated risks and re-learn risk-taking to achieve ROI. She thinks everyone can overcome their fears of failure. Find out more about Eve Wright at http://evewright.us/. Find out more about the Miami Heat at www.heat.com. In her position, Wright advises the HEAT on a wide variety of legal issues pertaining to marketing and promotions, concerts and events, corporate sales, merchandising initiatives and player-related matters. Prior to joining the HEAT, Wright served as the Senior Director of Business and Legal Affairs for the Ladies Professional Golf Association (LPGA) where she helped to develop sports marketing opportunities for corporate sponsors, managed the LPGA's international trademark portfolio and retail licensing business as well as advised the Association on all legal matters. Prior to her tenure with the LPGA, the former associate in the Minneapolis, Minnesota office of Fredrikson & Byron, P.A. worked in the E-Business and Corporate Transactions groups. An avid supporter of community development initiatives, Ms. Wright has served in various capacities on the boards of regional civic organizations. In addition to civic organizations, she is currently a member of the ACC professional organization as well as serves on the Board of Directors for BESLA and Advisory Board for the Corporate Counsel Women of Color. Ms. Wright is a graduate of DePauw University, where she received a Bachelor of Arts in Economics and International Business. She earned her Doctor of Jurisprudence from Indiana University School of Law and participated in the Consortium Program at Howard University School of Law. She and her husband, Ken, live in Bay Harbor Island.

Normal 0 false false false EN-US JA X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:Cambria; mso-ascii-font-family:Cambria; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Cambria; mso-hansi-theme-font:minor-latin;} Introduction: Join Jason Hartman and his mom on this episode of The Creating Wealth Show as they discuss their long road trip through several markets including Cleveland, Cincinnati, Columbus, Nashville, Birmingham and Dallas. You’ll learn about the “minimalist management” philosophy in creating bulletproof rental properties that require very little maintenance and a good overview of several markets. Also, a big thank you to all of the doctors in the audience who provided advice and support relating to my mothers carotid artery surgery. She’s doing well in the Cleveland Clinic provided a top-notch medical experience. Visit www.JasonHartman.com to view properties in these markets and to register for our Little Rock Property Tour and Creating Wealth Bootcamp in late September. Happy investing! Key Takeaways: · (1:40) Brief update about Jason’s Mom’s post-surgery health & the Cleveland Clinic · (5:54) How to handle late rent for long distance self-managed properties · (11:55) How to handle long-distance evictions without a property manager using an eviction service · (14:49) A special message from Bill Clinton · (18:28) Pleasantly surprised by downtown Cleveland · (21:23) Moving on to Birmingham and minimalist management styles · (26:44) Coming up in mid-late September: Little Rock Creating Wealth Seminar and Property Tour Links: www.JasonHartman.com Audio Transcription: ANNOUNCER: Welcome to Creating Wealth with Jason Hartman! During this program Jason is going to tell you some really exciting things that you probably haven’t thought of before, and a new slant on investing: fresh new approaches to America’s best investment that will enable you to create more wealth and happiness than you ever thought possible. Jason is a genuine, self-made multi-millionaire who not only talks the talk, but walks the walk. He’s been a successful investor for 20 years and currently owns properties in 11 states and 17 cities. This program will help you follow in Jason’s footsteps on the road to financial freedom. You really can do it! And now, here’s your host, Jason Hartman, with the complete solution for real estate investors. JASON HARTMAN: Welcome to the Creating Wealth Show! This is your host Jason Hartman, and this is episode #389! Thanks so much for joining me today. I kind of feel like I haven’t been with you in a while! At least not directly. In that we’ve played a lot of interviews with guests and so forth, but not that many where I’ve just kind of been talking to you. So I’m really glad to just be talking to you today, and going over a bunch of issues. And I’m actually on the way to the airport. I’m here in the south, in beautiful Gulf Shores, Alabama, and Mom is with me, she’s taking me to the airport. The first thing I wanted to say is, since I announced my mom’s medical condition on the show, several weeks back, thank you so much to all of you. I guess we’ve got a lot of doctors in the audience, so we really appreciate the calls, and the emails, and the advice we got from you, so thank you very much for that, and I’ll give you a little update into what has happened since then. Here’s mom. Mom, say hello! Surgery in Cleveland MOM: Hi, everyone. I just want to say thank you also, for all of the concern that Jason’s audience seem to show about my carotid artery operation, and just want to let you all know that everything turned out terrifically well at the Cleveland Clinic. That is just a classy place to go, if you have anything wrong. JASON HARTMAN: Good stuff. I would totally agree; the Cleveland Clinic is an incredible operation. I was very impressed. So, with all of that, real estate is kind of in our DNA. What happened is, I actually flew to Cleveland to meet my mom there, and she drove up there, and, well, I was in Cleveland, we were there for about a week with her recovery and so forth from the surgery, that went very well, as you just heard, and I met with our Cleveland local market specialist, who actually is one that we’ve been working with for quite a while in another market. He formed an alliance with a group up in Cleveland, and I met with him, and I looked at their properties, and I gotta say, I did not think I would like Cleveland very much. We have shied away from a lot of the previously blighted markets. We’re still shying away from the real blighted ones like Detroit. But, you know, I was pleasantly impressed with Cleveland. I really was. It was amazing. Now, I was impressed with a

Introduction: John Lawrence Allen is a securities litigation attorney helping investors recover funds lost through investment fraud or incompetence. He’s a former Los Angeles Deputy District Attorney and author of the new book, “Make Wall Street Pay You Back.” Allen talks about the dirty tricks Wall Street plays and how average people can protect themselves from Wall Street. Allen also gives some tips for investors before they invest a large sum of money with an advisor or hedge fund. He also shares how financial advisors can mitigate their risk of fraud. Key Takeaways & Time Stamps: (2:20) John Lawrence Allen: background and history of latest book (3:06) How Wall Street and the investment landscape have changed over the last 20 years (4:06) On the arbitration process (7:34) On the laws not being in favor of the consumer (11:34) A brief message from Bill Clinton (12:13) Causes of action: fraud, incompetence, etc. (17:00) The extraordinarily high commissions on life insurance sales (19:11) How does the investor know what fees are being assessed by financial advisors? (22:08) The length of the FINRA arbitration process (22:55) On “simplified arbitration” for small claims (24:58) Discussion of other types of fraud, beyond incompetence and excessive commission (30:20) Discussion of a managed future deal Jason was pitched on (33:30) Some tips on buying gold: always invest in bullion, never numismatic coins (38:12) Who claims are usually made against (39:42) Jon Corzine, MF Global, & the Insider’s Game (44:19) Bad monetary policy forces people to take inappropriate risks (45:03) Closing statements Links: www.MakeWallStreetPayYouBack.com. www.Amazon.com to purchase the book: Make Wall Street Pay You Back Find out more about John Lawrence Allen at www.myinvestorfraud.com. Bio: Former Los Angeles Deputy District Attorney John Lawrence Allen represents investors nationwide in securities arbitration. Mr. Allen spent seven years working for two major Wall Street firms and was chief investment officer for two hedge funds. Mr. Allen pens a blog on impactful subjects that affect all of us and is a respected legal expert who provides insightful commentary on national TV, radio and print. Audio Transcription: ANNOUNCER: Welcome to Creating Wealth with Jason Hartman! During this program Jason is going to tell you some really exciting things that you probably haven’t thought of before, and a new slant on investing: fresh new approaches to America’s best investment that will enable you to create more wealth and happiness than you ever thought possible. Jason is a genuine, self-made multi-millionaire who not only talks the talk, but walks the walk. He’s been a successful investor for 20 years and currently owns properties in 11 states and 17 cities. This program will help you follow in Jason’s footsteps on the road to financial freedom. You really can do it! And now, here’s your host, Jason Hartman, with the complete solution for real estate investors. JASON HARTMAN: Welcome to the Creating Wealth Show. This is your host, Jason Hartman, and thank you so much for joining me today. We’ll be back with today’s guest or segment, in just a moment. [MUSIC] JASON HARTMAN: It’s my pleasure to welcome John Lawrence Allen to the show! He is a securities litigation attorney, helping investors recover funds lost through investment fraud or incompetence. He’s a former Los Angeles Deputy District Attorney, and the author of a new book, entitled, Make Wall Street Pay You Back. And of course you know over the years I’ve said with some degree of sarcasm, that Wall Street is the modern version of organized crime, and my Commandment #3 for successful investing is, maintain control, because when you don’t maintain control, you leave yourself susceptible to three major problems. Number one, and we’re gonna address that during the interview with John today, you might be investing with a crook. Number two, you might be investing with an idiot. And so we’ll address those two. And number three, even if they’re honest, even if they’re competent, they take a huge management fee off the top for managing the deal. So, we’ll kind of dive into this. John, welcome. How are you? JOHN LAWRENCE ALLEN: I’m good. How are you today? JASON HARTMAN: Good, good. Well, it’s great to have you. And just to give our listeners a sense of geography, where are you located? JOHN LAWRENCE ALLEN: My office is in White Plains, New York. I used to have an office in California and midtown Manhattan, and I’ve now moved out to the Connecticut countryside to work in White Plains. John Lawrence Allen: background and history of latest book JASON HARTMAN: Fantastic. Well, tell us about your background, and how you came to write the book. JOHN LAWRENCE ALLEN: Well, I wrote my first book, Investor Beware, 20 years ago. And that was—actually, more than 20 years, I guess it’s been now. Almost 25 years ago. And that was the result of having been in the industry. I spent 7 years on Wall Street

Robert Kiyosaki is the acclaimed author of Rich Dad Poor Dad. The Rich Dad Company has made Rich Dad Scams: 8 Financial Scams Disguised as Wisdom available for free eBook download, so Kiyosaki talks in detail about scams everyone needs to understand. Kiyosaki discusses the fundamental challenges with the traditional school system and how corporate America kills the entrepreneurial genius of many bright workers. Kiyosaki then answers how much money one should save in his or her bank account. Robert Kiyosaki is a fourth-generation Japanese-American who grew up in Hawaii. He joined the Marine Corps after graduating from college in New York, and went to Vietnam as an officer and helicopter gunship pilot. After the war, Robert went to work for the Xerox Corporation and in 1977 started a company that brought the first nylon Velcro surfer wallets to market. Feeling that he had something important to teach, Robert founded a new company in 1985 to teach business and investing to tens of thousands of students throughout the world. At the age of 47 Robert retired from his business to devote time to writing, and in 1997 published the #1 New York Times best seller, Rich Dad Poor Dad. Soon afterward he wrote Rich Dad’s Cashflow Quadrant, Rich Dad’s Guide to Investing, and Rich Kid Smart Kid. All the books have been on the best-seller lists of the Wall Street Journal, Business Week, New York Times, E-Trade.com, and other distinguished lists. Robert also created educational board games to teach individuals the same financial strategies his rich dad spent years teaching him… strategies that helped him retire at the age of 47. Robert Kiyosaki’s goal is to give people information that will help them make their money work hard for them, rather than simply working hard for money. Find out more about The Rich Dad Company at www.richdadcoaching.com and www.richdad.com.

Bruce Fein is a lawyer in the United States who specializes in constitutional and international law. Fein has written numerous articles on constitutional issues for The Washington Times, Slate.com, The New York Times, Legal Times, and is active on the issues of civil liberties. He has also worked for the American Enterprise Institute, and the Heritage Foundation, both conservative think tanks as an analyst and commentator. Fein is a principal in a government affairs and public relations firm, The Lichfield Group in Washington D.C. He is also a resident scholar at the Turkish Coalition of America.

Ray Bourhis is a partner with the law firm of Bourhis & Wolfson in San Francisco, California, specializing in insurance bad-faith litigation. A graduate of Boalt Hall at the University of California, Berkeley, Bourhis has been a court-appointed Special Master overseeing reforms in the California Department of Insurance and was appointed by U.S. Senator Barbara Boxer to her Federal Judicial Selection Advisory Committee. He was recently profiled by Ed Bradley in a 60 Minutes report concerning fraudulent insurance practices. Born and raised in Elmhurst, Queens, Bourhis credits an attempt by gang members to throw him into a blazing bonfire at the age of twelve with helping him develop the survival skills needed to deal with insurance companies. He lives with his family in Kentfield, California.

Phaedra Fisher visited Russia back in 1994, and witnessed the privatization and inflation firsthand. Her book, Vodka Diplomacy, explains her experience and life in Russia as several events unfolded.

Teeka Tiwari is Editor of "Mega Trends" at the Palm Beach Letter. He recently made a prediction for an event that will likely be 1.4 times bigger than the events of 07-08. He joins the show to explain in what way it will be bigger than the crash of 08? Tiwari discusses what his "red flag" list is and shares some of names from it. Teeka Tiwari epitomizes the American Dream. He came to the United States from England at sixteen with just $150 in his pocket and the clothes on his back. By eighteen, Teeka had become the youngest employee at Lehman Brothers. Two years later, he shattered convention by becoming the youngest Vice President in the history of Shearson Lehman. By the time he was 23 Teeka had made and lost a million dollars. At 27, he was a millionaire several times over. In June 2005, Teeka co-founded Tycoon Publishing and created the trading service, Point & Profit. The service made his wealth-building acumen available to the average individual investor for the first time. Since then, Teeka has been developing and perfecting the ETF Master Trader System, an interactive education program that teaches a complete Sector Trading investment methodology and gives ordinary investors the confidence to master the markets using Exchange Traded Funds. In June 2008, Teeka launched Sector Hunter, the World's first fully-automated ETF trading technology, providing individual investors with an institutional quality tool that identifies big money moves in 46 narrow sector groups and selects ETFs and stocks best positioned to profit from the move. Teeka is a regular contributor to FOX Business Network and has appeared on FOX News Channel, The Daily Show with Jon Stewart and international television networks. He manages a hedge-fund which is closed to new investors. Teeka Tiwari has prepared a SPECIAL video for all listeners. He explains why “safe” investors may lose everything within the next six months. Visit www.megatrendsinvesting2.com to find out for more. That's www.megatrendsinvesting2.com.

Martin Armstrong is the former chairman of Princeton Economics International Ltd. He is best known for his economic predictions based on the Economic Confidence Model, which he developed. In September 1999, Armstrong faced prosecution by the Securities and Exchange Commission and the Commodity Futures Trading Commission for fraud. During the trial, Armstrong was imprisoned for over seven years for civil contempt of court, one of the longest-running cases of civil contempt in American legal history.[1] In August 2006, Armstrong pleaded guilty to one count of conspiracy to commit fraud, and began a five-year sentence. Armstrong is the developer of the Economic Confidence Model based on business cycles. He is known for claiming to have predicted the crash of 1987 to the very day.[4] Using his theory that boom-bust cycles occur once every 3,141 days (the number pi multiplied by 1000), Armstrong claimed in 1999 to have predicted the Nikkei's collapse in 1989 and Russia's financial collapse in 1998.

Meet The Masters is a once a year event hosted by Jason Hartman. Over the course of two days, there are speakers that discuss the local markets, real estate taxes, and finance. In this episode, we are playing a segment from the lender panel. You will hear from our 3 preferred lenders about getting loans in today's real estate market.

Peter Shallard is owner of The Shrink for Entrepreneurs. As a renowned business psychology expert and therapist gone renegade, he works with all types of entrepreneurs around the globe as these people strive to reach greater goals of wealth, freedom and social impact. That last one is important. He is obsessed with the pursuit of for-profit business that simultaneously makes a positive change in the world. Helping entrepreneurs create such businesses is his mission. Through application of highly effective psychological models, he helps entrepreneurs like you master the psychology of reaching their goals of success faster. Better. More effectively, and with more impact and results. Together we’ll: Rapidly re-program mental habits keeping you down and replace behavioural patterns that aren’t useful with highly effective ones Shed light on what’s holding you back by providing insight and helping you make sense of people in new, meaningful ways Create practical, achievable, measurable action steps and strategies that make a big, big difference to your bottom line Implement powerful blueprints and formulas that create profit and build a career or business where extraordinary is mandatory Ignite powerful motivation and consistent drive for long-term stamina so your success grows exponentially His approach focuses on actionable psychological insight that creates practical, measurable results, making me an ideal choice for the busy entrepreneur who wants to fast-forward success – the kind of person who wants to rapidly leave roadblocks behind and make big things happen quickly.

Noah is a UC Berkeley graduate with degrees in Business and Economics and began his career at Intel as a marketing analyst in 2004. In late 2005, Kagan joined Facebook as employee #30, where he served as product manager for eight months. During his time, he is credited with pioneering the Facebook status update and its mobile application with Mark Slee. After leaving Facebook, he then became Mint software employee #4 as the director of marketing in December 2006. At Mint, Kagan developed the initial marketing strategy for the launch of the website which now has over 7 million users. After Mint, in June 2007, Kagan founded his first major company, KickFlip, a payment company for social games. Kickflip was the #1 Facebook app company of its time and would eventually become Gambit, which served over 40 million users, had $18 million in revenue, and was the #2 payments company for Facebook games. In March 2010 Kagan founded AppSumo, a daily deals website for digitally distributed goods. He started the company after seeing there were no product bundle or daily deal sites for the growing web applications category. The core vision was to help solve distribution for startups and eventually all digital goods. The website was originally created in one weekend using an outsourced team from Pakistan for $60. Kagan said he created the company after seeing opportunity to combine the popular daily deals model with the growing web applications field. Kagan described it as a solution for distribution problems faced by startups. In contrast to deal sites such as (Groupon and LivingSocial), AppSumo deals exclusively with digitally distributed goods. Initially, the deals offered were for digital tools and software. The deals then transitioned primarily to learning based products, teaching customers skills such as programming languages, project management, and hiring practices. Today, the website has over 700,000 active subscribers and is particularly popular among the startup community. You can learn more about Noah at http://okdork.com/

Greg Palast is the author of the New York Times bestsellers Billionaires & Ballot Bandits, Armed Madhouse , The Best Democracy Money Can Buy and the highly acclaimed Vultures' Picnic, named Book of the Year 2012 on BBC Newsnight Review. His books have been translated into two dozen languages. His brand new film of his documentary reports for BBC Newsnight and Democracy Now! is called Vultures and Vote Rustlers. Palast is known for complex undercover investigations, spanning five continents, from the Arctic to the Amazon, from Caracas to California, using the skills he learned over two decades as a top investigator of corporate fraud. Palast, who has led investigations of multi-billion-dollar frauds in the oil, nuclear, power and finance industries for governments on three continents, has an academic side: he is the author of Democracy and Regulation, a seminal treatise on energy corporations and government control, commissioned by the United Nations and based on his lectures at Cambridge University and the University of São Paulo. In the 1970s, after earning a finance degree from the University of Chicago while studying under Milt Friedman and other "free trade luminaries," Palast went on to challenge their vision of a New Global Order. He did this while working for the United Steelworkers of America, the Enron workers' coalition in Latin America and consumer and environmental groups worldwide. Palast is Patron of the Trinity College Philosophical Society, an honor previously held by Jonathan Swift and Oscar Wilde. His writings have won him the Financial Times David Thomas Prize. Palast was called"An American hero," said Martin Luther King III and the ultra famous political activist Noam Chomsky says Greg "Upsets all the right people." Palast won the George Orwell Courage in Journalism Award for his BBC documentary, Bush Family Fortunes, where he exposed George W. Bush dodging the Vietnam War draft. His accomplishments go on and on, so we encourage you to learn more about Greg at http://gregpalast.com

Jason Hartman starts episode 377 with a correspondent's report from Denver, Colorado regarding the house flipping market. Investment counselor Steve is consulting with three would-be home flippers who are looking to make quick cash but they discover many obstacles, not the least of which are razor thin profit margins, black mold, hard to source deals high short-term capital gains taxes. In part two, Jason talks about the difference between an estimate and a quote when hiring contractors to repair or improve your investment properties. He recounts his Memphis, Tennessee property tour last week with a walk down Beale Street and a visit to Elvis Pressley's Graceland. Next up, a discussion of "Currency Wars" by James Rickards and some crowd sourcing to help with his mother's medical condition. Be sure to take advantage of the "super early bird pricing" for Jason's Creating Wealth in Today's Economy Boot Camp at Hotel Irvine in beautiful Orange County California on June 28th athttp://www.JasonHartman.com/events/ where you can also find information about private property tours.

The #1 piece of advice for growing wealthy is… Pretend the stock market doesn’t exist. Seriously. That ship left the dock decades ago and won’t be back. If you’re still swallowing the stock market line of lies, we hate to be the bearer of bad news, but you will probably die poor, an unfortunate statistic lumped in with the 99% who will never know the blessed relief of a life free from financial worry. Can you even imagine the sweet taste of financial freedom? The age old problem of too much month and not enough money really can disappear. The truth is today’s stock market has devolved into a giant con game where an exclusive gang of unscrupulous slimeballs makes a very nice living picking the pockets of average investors like you. Are you a glutton for punishment? Do you enjoy getting slapped around by Big Stock Market, who takes your money like the schoolyard bully? It doesn’t have to be that way. If you learn nothing else this entire day, pay attention now: “Thousands of people are quietly growing wealthy every year because they pulled their money OUT of the stock market and put it into what has been proven year in and year out to be history’s best investment.” The Creating Wealth in Today’s Economy Bootcamp doesn’t even consider something a real investment unless it does the following: • Expect at least a 20% to 30% annual ROI • Allows you PROFIT from the economically debilitating effects of inflation • Cuts the THIEVING middle-men out and allows direct investment • Provides TRUE diversification • Is the MOST tax favored asset in America • Turns banks profit model against them to practically STEAL money using legal leverage • So conservative your grandmother would love it If you realize that the preceding six items are a good thing, you’re halfway to financial freedom already. The Creating Wealth in Today’s Economy Bootcamp is based on the proven premise that Wall Street is screwing the average American investor and it’s about time you got tired of it! We’d like to introduce you to a gentleman by the name of Jason Hartman, Founder and CEO of Platinum Properties Network, and the driving force behind The Creating Wealth educational juggernaut. In his late teens, Jason recognized the incredible profit potential of investing in rental properties. It’s practically a license to print money. Starting with little in the way of assets, Jason used a unique strategy he discovered over the course of hundreds of real estate deals, and became a millionaire before the age of 30. How did he do it? The broad answer is rental property investments. If you’re interested in more specifics, that’s where The Creating Wealth in Today’s Economy Bootcamp comes in. In it, Jason reveals his entire process for creating impressive fortune. “If you knew one educational event contained absolutely every piece of information you needed to grow rich…would you go?” It’s true you can spend as much on real estate seminars as you want. Got $3,000 burning a hole in your pocket? There’s a seminar for that. How about $5,000? There’s a seminar for that too. Want to pay more? They’ll shamelessly lighten your wallet. But for $297 you can purchase a ticket to The Creating Wealth in Today’s Economy Bootcamp and, over the course of a single day, learn exactly what you need to begin building the real estate investment portfolio that can switch your family’s financial mode to “highly profitable” for generations to come. The Creating Wealth in Today’s Economy Bootcamp does not rely on tuition to make money. Yes, we have to charge something for the event but it is way, way below market rate. There are a few reasons for this. 1. We must cover the costs of facility rental, materials, and food. What kind of business would we be if we lost money hosting an event? 2. While well below what most seminars charge to get through the door, we do set the tuition high enough to keep out browsers. We only want attendees who are serious about changing their financial lives. At The Creating Wealth in Today’s Economy Bootcamp, you’re going to learn exactly what steps to take to begin investing in rental properties the moment you dive into the content. This is an actionable, clearly presented blueprint, unlike the other guys, who are usually feeding you just enough bull to reel you directly into their up-sell. We’re sorry but this event is jam-packed with education, not bushy sales pitches. We’d like to apologize up front if you are looking to attend a real estate educational event that spoon feeds you useless information and spends most of the time lauding the benefits of their newer, better and, wouldn’t you know it, more expensive seminar! The Creating Wealth in Today’s Economy Bootcamp is all you need. The backbone of this learning event is a process called The Complete Solution for Real Estate Investors. Jason developed this approach to investing in real estate properties over more than two decades of closing deals in every market imaginable. The dirty little secret i

Chris Mayer is the Managing Editor of Agora Financial and Editor of the Capital and Crisis publication. Mayer breaks down the unemployment numbers for us and whether it is actually getting better. He then discusses the benefits of traveling around the world to get an investment story. Given the instability in the emerging markets, Mayer assesses whether this is the beginning of the next global financial storm. Chris has prepared a SPECIAL video for our listeners. He shares SEVEN incredibly safe stocks that you should buy now. Chris believes these stocks will multiply your wealth 20 times over. Visit www.GrowYourWealth.info to find out what these companies are. That's www.GrowYourWealth.info.

Doug Casey is the Founder & Chairman of Casey Research and author of the new book, "Right on the Money: Doug Casey on Economics, Investing, and the Ways of the Real World." Casey gives his outlook on gold stocks. He then shares the pros and cons of dividend-paying, large cap stocks. Overall, he thinks 2014 will turn into a bad year for the economy and stocks. Visit Casey Research at www.CaseyResearch.com. Doug Casey is the Chairman at Casey Research, LLC. He is a highly respected author, publisher, and professional investor. Mr. Casey wrote the book on profiting from periods of economic turmoil. His book "Crisis Investing" spent multiple weeks as number one on the New York Times bestseller list and became the best-selling financial book of 1980 surpassing big-caliber names. Mr. Casey then broke the record with his next book, "Strategic Investing", by receiving the largest advance ever paid for a financial book at the time. His book "The International Man" was the most sold book in the history of Rhodesia. Mr. Casey has been a featured guest on hundreds of radio and television shows, including David Letterman, Merv Griffin, Charlie Rose, Phil Donahue, Regis Philbin, Maury Povich, NBC News, and CNN and has been the topic of numerous features in periodicals such as Time, Forbes, People, and the Washington Post. He has written newsletters and alert services for sophisticated investors for over 28 years. In addition to having served as a Trustee on the Board of Governors of Washington College and Northwoods University, Mr. Casey has been a Director and Advisor to nine different financial corporations. He is widely respected as one of the preeminent authorities on rational speculation especially in the high-potential natural resource sector. Mr. Casey graduated from Georgetown University in 1968.

Join Jason Hartman on episode 374 as he discusses a wide variety of things. First, a recap of the last several episodes with commentary on asset protection, Bitcoin, Michael Lewis and longevity. Next, Jason outlines the upcoming episodes including: 375 Doug Casey 376 Chris Mayer - Managing Editor of Agora Financial 377 Jason with team member 378 Greg Palast - Banksters, Wall Street 379 Noah Kagan - Business, Marketing, etc 380 Peter Shallard - The Shrink for Entrepreneurs We review the following new topics: France bans work e-mails after 6 PM Where's the (cheap) beef? US beef prices soar Team clones stem cells from 75-year-olds skin And... What this means to us, as investors.

Rodney Johnson is President and Editor of Dent Research. He joins the show to explain why gold will fall below $800. Johnson then discusses whether the US economy is slowing. He also shares how investors can build streams of income instead of relying on equity markets. Visit Dent Research at www.dentresearch.com. Rodney Johnson works closely with Harry Dent to study how people spend their money as they go through predictable stages of life, how that spending drives our economy and how you can use this information to invest successfully in any market. Rodney began his career in financial services on Wall Street in the 1980s with Thomson McKinnon and then Prudential Securities. He started working on projects with Harry in the mid-1990s. He’s a regular guest on several radio programs such as America’s Wealth Management, Savvy Investor Radio, and has been featured on CNBC, Fox News and Fox Business’s “America’s Nightly Scorecard, where he discusses economic trends ranging from the price of oil to the direction of the U.S. economy. He holds degrees from Georgetown University and Southern Methodist University.

Patrick Byrne is the Chairman & CEO of Overstock.com. He joins the show to discuss why he made the decision to add Bitcoin as a payment form for Overstock.com. This interview is action-packed with Bitcoin content. Byrne explains how and when he first heard about Bitcoin and what his reaction was. He shares his thoughts on the currency nature of Bitcoin as well as the transaction part. Byrne himself doesn't own Bitcoin. He discusses why someone with all his connections wasn't one of the first buyers. Byrne thinks the new cryptocurrency space will destroy central banking and give rise to a new kind of ecosystem. Overstock.com reported more than $130K in Bitcoin sales in 24 hours, and more than $1 million in sales since they started accepting Bitcoin in January. Byrne thinks more retailers will follow suit. Visit Overstock.com at www.overstock.com.

A best-selling author, speaker and a member of an elite group of "Rich Dad's" advisors, hand selected by author Robert Kiyosaki, Garrett speaks to investors and entrepreneurs on a variety of topics including asset protection, liability limitation, wealth creation, as well as various business and real estate issues. As an advisor for Robert Kiyosaki, Garrett has authored Own Your Own Corporation.Garrett's books provide an accessible source of information for building your own success. A member of the State Bars of Nevada and California, as well as the American Bar Association, Garrett attended Colorado College and the University of California at Berkeley where he received a B.S. in Business Administration in 1975. In 1978, he graduated with a J.D. from University of California's Hastings College of Law in San Francisco.Beyond his desire to educate people and business in wealth protection and growth, Garrett serves on the boards of the American Baseball Foundation, located in Birmingham, Alabama and the Nevada-based Sierra Kids Foundation.

In this fascinating two-part episode, Jason Hartman talks about Michael Lewis's new book "Flash Boys" and comments the on the excellent CBS 60 Minutes segment discussing high-frequency trading and how the stock market, according to Michael Lewis and many other experts, is rigged. In part two, Jason interviews Dr. Rush from Cenegenics as they discuss the latest breakthroughs in health and longevity science. This interview was originally recorded for Jason's new "Longevity Show" which will launch soon but he wanted to share it in this episode so you can benefit from the ideas right away. Visit www.JasonHartman.com for details. Many experts believe that we are on the verge of major breakthroughs when it comes to increasing lifespan and this has wide ranging implications for, not only our own lives and well-being, but the economy, the real estate market, commodities consumption, wealth creation, government entitlement programs like Social Security and Obamacare but also the outlook for inflation and investing to grow our wealth with income property.

Craig R. Smith is the Chairman of Swiss America and author of, "The Great Withdrawal: How the Progressives' 100-Year Debasement of America and the Dollar Ends. He joins the show to give good examples of progressives today. Smith explains how important the next Election cycle is to the future of the world. He thinks this can be the end of Progressivism if the Democrats keep getting their way. The conversation then shifts to how American citizens can decentralize and diversify their lives to survive and prosper. Smith shares some ways that people can protect themselves and their families in today's shaky, vulnerable economy. Find out more about Craig Smith at www.craigrsmith.com. Buy gold from him at www.buygold.com.

Po Bronson is a former Silicon Valley journalist for TIME, the New York Times, and Wired. He was the creator of the $treet, a television show on FOX that starred Jennifer Connelly, and author of "TOP DOG: The Science of Winning and Losing." Bronson tries to distill why Wall Street promotes male analysts, even though women do a better job. He shares his intuitions on how a woman will be successful in business. Bronson then tries to answer these quirky business-related questions: - Why is home field advantage just as relevant in diplomacy and deal-making as it is in sports? - How can the shape of entrepreneurs' hands be just as revealing as their business plans? - What does Italy's domination of the packaging business have in common with the Harvard-Yale football rivalry? The conversation then finishes with sociology as Bronson helps explain why younger siblings are more competitive than first-borns. He thinks that parents praising their children affects their competitiveness. Find out more about Po Bronson at www.pobronson.com. Po Bronson has built a career both as a successful novelist and as a prominent writer of narrative nonfiction. He has published six books, and he has written for television, magazines, and newspapers, including The New York Times and The Wall Street Journal, and for National Public Radio's Morning Edition. Po Bronson's book of social documentary, "What Should I Do With My Life?", was a #1 New York Times bestseller and remained in the Top 10 for nine months. His first novel, "Bombardiers," was a #1 bestseller in the United Kingdom. His books have been translated into 19 languages.

In this episode, you'll hear from one of our CPA's that spoke at the January 2014 Meet The Masters event.

Join Jason Hartman as he discusses opening the books on government spending and things, like geography, age, pedigree, etc. that are less meaningful than ever before in history. All of these items have broad implications economically, socially and for real estate investors. Did you know that there are over 3,000 the look bureaucrats in Illinois who earn more than every single governor in the United States? Some of these government officials are on the take with over 25 buckets of income funded by taxpayers. As Jason talks with the founder of www.OpenThe Books.com you will learn about the largest exposé ever on government spending with over one billion line items of government tracked and accounted for in detail. Adam Andrzejewski helps us find every dime of government spending as we need a nationwide rallying cry for transparency in government.

Tom is an internationally acclaimed Internet Marketing expert and full time professional speaker. He has been featured on major news media worldwide including the Canadian Broadcast Network, The Australian Broadcast Network, Associated Press, The Tokyo Today Show. His resume also boasts hundreds of radio, television and print appearances throughout the United States. Tom will tell you that he is no "techie," but has a very simple "Three Prong Attack" on Internet marketing, which is extremely simple and easy to understand. He teaches consistent high profit / low overhead Internet sales techniques that have made him an Internet Multi Millionaire in a very short period of time. Currently Tom has taken on the role of consumer advocate where he has a Television show and Documentary in development to try to clean up the seminar industry where unsavory seminar speakers are pilfering people for enormous amounts of money. http://www.SeminarScammers.com Also White Wing Entertainment is in production of a documentary about Tom's life called "The American Entrepreneur". Tom can be found online at http://antion.com

Join Jason Hartman as he discusses cash flow, real appreciation and geographic diversification as it applies to his, not Albert Einstein's, theory of real estate relativity. You'll hear a valuable comparison of a typical Santa Ana, California property with a Birmingham, Alabama and an Atlanta, Georgia property. How do they stack up? Jason will lead you through an in-depth look at rent-to-value ratios (RV Ratio), historical appreciation rates of linear and cyclical markets, as well as hybrid linear/cyclical markets. This comparison may surprise you in several ways. What's better A $455,000 house that rents for $2,500 per month to six people? Or several $52,000 houses that rent for $700 per month? The same concept can be applied to large multi family apartment complexes and across every geographic market or metropolitan statistical area (MSA). Next up, Jason talks to one of his lenders about reverse mortgages, a growing trend with broader implications on the real estate market and the economy as a whole. Learn www.JasonHartman.com in the blog, property and member sections.

"The Cow Guy" Scott Shellady is the Senior Vice President of Derivatives at the Trean Group. He joins the show to discuss where people should start when investing in tangible assets. Shellady believes in SWAGER for investing, standing for Silver, Wine, Art, Gold, Energy and Real Estate. He thinks SWAGER investments are a good choice for current investors. The topic then shifts to how boomers can prepare for retirement. Shellady explains the most common mistakes baby boomers make with their finances and what they do if they were laid off or fired during the recession to protect their retirement. Visit the Trean Group at www.treangroup.com.

Jason Hartman discusses the possibility of dollar collapse, USA reserve currency loss and compares investment returns in good old dependable single family home with larger apartment/multi-family investments. This is a recent interview from the Financial Survival Network.

Listen in as Jason Hartman discusses The Next 10 Commandments of Successful Investing. This keynote speech was taped live at the opening of our 2013 Meet the Masters of Income Property Investing Event at the Hyatt Regency in Irvine, California. With all deference to the Big Guy upstairs, when it comes to income property investing, Jason Hartman realized that 10 commandments simply isn't enough to cover such an important topic. Not when creating financial independence is at stake. In order to get the most out of the critical wealth creation information provided in this podcast, it might help some listeners to quickly review Jason's original 10 Commandments of Successful Investing: 1. Thou shalt become educated: Knowledge is a powerful tool. Do your due diligence and become your own best advisor. 2. Thou shalt have a professional investment counselor: Only invest with investment professionals who stay with you for the long term. Advisors should buy for themselves what they sell, putting their money where their mouth is, and get paid for producing results rather than simply for advice. 3. Thou shalt maintain control: Never leave your financial future in the hands of incompetent, unethical, or greedy brokerage houses, fund managers or corporations. Always be a direct investor. 4. Thou shalt use prudent financial planning techniques: Always invest with your goals in mind (retirement, financial freedom, creating wealth) and abide by your risk tolerance and investing style. 5. Thou shalt not gamble: Be a prudent, long-term value investor, never a get-rich-quick gambler, speculator, or flipper. Invest only in properties that make good financial sense the day you buy them. 6. Thou shalt diversify: reduce risk and maximize returns by investing in several areas, as every market is different. 7. Thou shalt be Area Agnostic™: Only invest with an advisor who is not partial to any one area or investment to avoid a conflict of interest. Don't fall in love with your home geographical area! 8. Thou shalt borrow to maximize leverage and accelerate wealth creation: Use as much borrowed money and as little of your own money as possible as long as the borrowed money can be repaid by the tenant. Let other people's money work for you, reduce your risk, and make you wealthy. 9. Thou shalt only invest where there is universal need: No one needs stocks, bonds, or gold but everyone needs a place to live, and with growing affluence around the world, consumption of raw materials will continue to cause upward price pressure on improved real estate. 10. Thou shalt invest only in tax-favored assets: Non-cash write-offs and deductions are money in your pocket and income property offers the best of both.

Dr. Kelly McGonigal is a health psychologist at Stanford University and author of, "THE WILLPOWER INSTINCT: How Self-Control Works, Why It Matters, and What You Can Do To Get More of It." Dr. McGonigal teaches one of the most popular courses at Stanford University called, “The Science of Willpower.” She has helped hundreds of students achieve their goals through the idea of willpower. She believes stress should be welcomed in people's lives, thus causing greater willpower. Dr. McGonigal breaks down the science behind why we give in to temptation and how we can find the strength to resist. Find out more about Dr. Kelly McGonigal at kellymcgonigal.com. Kelly McGonigal, PhD, is a health psychologist and lecturer at Stanford University, and a leading expert in the new field of “science-help.” She is passionate about translating cutting-edge research from psychology, neuroscience, and medicine into practical strategies for health, happiness, and personal success. Her most recent book, The Willpower Instinct: How Self-Control Works, Why It Matters, and What You Can Do to Get More of It (Penguin 2012), explores the latest research on motivation, temptation, and procrastination, as well as what it takes to transform habits, persevere at challenges, and make a successful change. Her audio series The Neuroscience of Change (Sounds True 2012) weaves the newest findings of science with Eastern contemplative wisdom to give listeners a revolutionary process for personal transformation. She is also the author of Yoga for Pain Relief: Simple Practices to Calm Your Mind and Heal Your Pain (New Harbinger, 2009), which translates recent advances in neuroscience and medicine into mind-body strategies for relieving chronic pain, stress, depression, and anxiety. She teaches for a wide range of programs at Stanford University, including the Stanford Center for Compassion and Altruism Research and Education, the Graduate School of Business, and the School of Medicine’s Health Improvement Program. She has received a number of teaching awards for her undergraduate psychology courses, including Stanford University’s highest teaching honor, the Walter J. Gores award. Her popular public courses through Stanford’s Continuing Studies program—including the Science of Willpower and the Science of Compassion—demonstrate the applications of psychological science to personal health and happiness, as well as organizational success and social change. Through a wide range of conferences, workshops, university-affiliated programs, and consulting, Dr. McGonigal also provides continuing education and training to executives, teachers, healthcare providers, and other professionals. Her psychology research (on compassion, mindfulness, and emotion regulation) has been published in The Journal of Personality and Social Psychology, Motivation and Emotion, The International Journal of Psychiatry in Medicine, and The Journal of Happiness Studies. From 2005-2012, Dr. McGonigal served as the Editor in Chief of the International Journal of Yoga Therapy, a peer-reviewed journal of mind-body research, healthcare policy, and clinical practice. A long-time practitioner of yoga and meditation, Dr. McGonigal is a founding member of the Yoga Service Council and serves on the advisory boards of several non-profit organizations bringing yoga and meditation to underserved and at-risk populations, including Yoga Bear (providing yoga in hospitals nationwide and to cancer survivors and their caregivers) and The Art of Yoga Project (brining yoga into juvenile detention facilities in the San Francisco Bay Area). Dr. McGonigal’s work has been covered widely by the media, including the CBS Evening News, U.S. News and World Report,CNN.com, O! The Oprah Magazine, Time magazine, USA Today, and the American Psychological Association’s Monitor on Psychology. She is also a frequent source of expert advice and commentary for media outlets such as the New York Times, the Washington Post, the Los Angeles Times, MSNBC.com, Web MD, Time, Fitness, Women’s Health, and more. In 2010, Forbes named her one of the 20 most inspiring women to follow on Twitter. In 2012, she teamed up with the Oprah Winfrey Network and Superbetter Labs to create an online game that would spread the benefits of gratitude to millions of people worldwide. Dr. McGonigal received her PhD in psychology from Stanford University, with a concentration in humanistic medicine. She received a B.A. in Psychology and a B.S. in Mass Communication from Boston University. She is also passionate about the benefits of physical exercise and has been certified as a group fitness instructor since 2000. In her free time, she continues to teach group fitness classes – because sometimes moving, breathing, and sweating is the best thing you can do to create health, joy, and resilience.

Jason talks with Sara about the Meet the Masters weekend event. Next, Jason interviews Ken Wilson. Ken Wilson is President of the Appraisal Institute. He joins the show to discuss what the Appraisal Institute has done to help appraisers analyze market trends and value. The topic then shifts to real estate, where Wilson explain different market types and how one can analyze market cycles. Visit the Appraisal Institute at www.appraisalinstitute.org. Ken P. Wilson, MAI, SRA, of Plano, Texas, is the 2014 president of the Appraisal Institute. He was the organization’s president-elect in 2013. He will serve as immediate past president in 2015. He serves this year as chair of the organization’s Executive Committee and chairs its policy-setting Board of Directors. Wilson has been involved in the real estate appraisal profession for 35 years. Following a 12-year career with two national appraisal firms, he started his own valuation and consultation firm, Wilson Realty Advisors, based in Dallas.

Bill Ayers is the co-founder of the Weather Underground and founder of the Small Schools Workshop and the Center for Youth and Society. He's the author of the new book, "PUBLIC ENEMY: Confessions of an American Dissident." Ayers joins the show to discuss how we can rebuild inner city public school. He proposes an Occupy Our Schools movement to get government to put more resources into lower education. Ayers has been a controversial figure for most of his life. He explains why he was denied emeritus status at University of Illinois at Chicago. He's very well-connected in the Chicago and talks about the continuing gun violence despite more gun control laws. Ayers finishes the interview talking about President Obama, his relationship with him, and why he doesn't support him. Find out more about Bill Ayers at www.billayers.org.

Join Jason Hartman on Episode #359 of The Creating Wealth Show as he visits with Noam Chomsky, one of the best known philosophical voices of our time. The left-leaning Chomsky aligns himself ideologically with the anarcho-syndicalism and libertarian-socialism movements. Often referred to as the “Father of Modern Linguistics,” Mr. Chomsky is the author of more than 100 books and has spent most of his career at the Massachusetts Institute of Technology (MIT), where he is currently Professor Emeritus. In a 2005 poll he was voted the “World’s Top Public Intellectual.” If you’re wondering exactly what those high-falutin’ words mean about Mr. Chomsky’s beliefs, here are the short versions. Anarcho-syndicalism: The end goal of anarcho-syndicalism is to abolish the wage system, regarding it as a form of slavery. With a focus on the labour movement, this ideological philosophy advocates direct action rather than intervention of third parties like politicians, bureaucrats, and arbitrators. Adherents to this belief regard the state as a profoundly anti-worker institution, but also don’t believe there can ever be any kind of workers’ state because power always corrupts. If this sounds like an anarchist’s way of thinking, it is. Libertarian-socialism: Chomsky’s basic belief in anarchism is further found in the libertarian-socialism ideal that it is necessary to abolish the authoritarian institutions that control the means of production, thus subordinating the majority to the will of the owning class or political or economic elite. The ultimate goal here is a decentralized form of direct democracy of the kind found in citizens’ assemblies, trade unions, or workers’ councils. Whether you agree or disagree with the man’s point of view is beside the point. A conversation with Noam Chomsky is enlightening and disturbing at the same time. What cannot be denied is the man’s global influence over the past six decades. Ladies and gentleman, you’re in for a treat. Pull up a chair, grab a beverage, and lend your ear to one of the true philosophical giants of our time. Links: Noam Chomsky’s Website (http://www.chomsky.info/) Wikipedia entry (http://en.wikipedia.org/wiki/Noam_Chomsky)

Famed liberal-turned-libertarian journalist, John Stossel, is Jason Hartman's guest on The Creating Wealth Show, Episode #356. The interview opens on the topic of Stossel's third book, "No, They Can't: Why Government Fails - But Individuals Succeed." From there, Jason and John embark upon a no holds barred barred back and forth about a variety of current political topicsJohn Stossel has been the Host of "Stossel," seen Thursdays at 9 p.m. ET on the Fox Business Network (FBN) since 2009. This weekly program covers current consumer issues with Stossel's trademark libertarian viewpoint. He can also be seen as a regular guest on the Fox News Network, which is FBN's flagship station and the current #1 Cable News network in the U.S.

Jason talks with Jeff Desich, who is the CEO of Equity Trust, about how to use your self-direct IRA. Jeff's company specializes in helping clients setup their self-direct IRA, as well as maintain it.

Join host Jason Hartman and, not one, but TWO special guests on episode #354 of The Creating Wealth Show. First up is Jason’s mom, who returns to the show for the third time (by popular demand) to discuss the idea of grit when it comes to life in general and income property investing in specific. The question they bat around is “What makes for a successful property investor and successful human being, and what does grit mean anyway?” You won’t want to miss her story about a recent eviction she undertook on a California property tenant, nor how her life’s passion of living in a mansion with columns came to pass. Following his mom’s segment, Jason welcomes credit repair expert, Steve Paige, to the telephone. Steve has logged almost three decades in the trenches in helping consumers understand the fact, fiction, and misconceptions that abound in the credit report score industry. Steve is, by far, the nation's leading credit pathologist. He founded three of the nation's largest credit repair firms and, in the process, revolutionized the approach to consumer credit issues by focusing on re-scoring techniques rather than credit report manipulation and repair, the results of which produce far greater benefits— for less money. Listen in as Steve explodes some of the myths that could be decimating your ability to obtain a loan right now. In This Episode (with Jason’s mom): How Jason’s mom used grit to get rid of all her property managers and do the work herself The quick and easy way to evict a tenant in California The danger of finding success too early in life The TED video that exposes the truth about IQ and learning In This Episode (with Steve Paige): Why you should cover your wallet and run from a credit repair company that wants to write letters to bureaus on your behalf The RIGHT way to get your annual credit reports How to make the credit bureaus respond to your challenges Only 2% of the general public can name this How banks and credit card companies are exploiting you The one critical website to know for credit repair