Creating Wealth Real Estate Investing with Jason Hartman

To introduce today’s Creating Wealth Show, Jason Hartman invites Darlene to give a taste of her and her husband’s Roth IRA strategies, of which she will discuss more when she joins the speaker list at January’s Meet the Masters event. She also talks about the positive impact that various masterminding events have had on her personal and professional development. Later, Mark, a client and follower of the podcast joins Jason to talk about a wide-ranging series of topics. Living in Switzerland, Mark provides an international look at some changes in the world’s real estate markets, but they also consider deflation and inflation issues as well as how the mainstream media is largely in bed with the government, regardless of which country you’re talking about.

Jason Hartman introduces today’s Creating Wealth Show with a discussion about the benefits of being able to travel comfortably, the importance of getting what you want from a conference or event and he poses the huge question: Are we gearing up for another housing crash? With a very clear focus on Wall Street for today’s interview, Jason Hartman invites Mark Faulk, writer and co-producer of The Wall Street Conspiracy to talk about the state of America today, Goldman Sachs’ growing and frankly, scary, influence and the future implications of a police force as militarized as the US’s currently is. Key Takeaways 03.16 – Earning enough money to travel well and comfortably is as good a priority as any. 06.47 – With speakers confirming and plans taking form, the upcoming Meet the Masters looks to be the best yet. 08.27 – Jason Hartman asks one of the most important questions for real estate investors. 16.32 – If you’re interested in the future of technology, keep an eye out for an upcoming podcast on the future and impact of these new technologies being developed. 21.18 – The conspiracy starts just with the pretence of being stunned at the 2008 collapse. 26.55 – The plot thickens when companies such as Goldman Sachs get involved internationally. 31.18 – The Wall Street Conspiracy (film) addresses the ways in which this betting tradition is changing. 34.52 – Contacts, connections and corruption mean that this sort of thing goes on worldwide. 38.40 – Public opinion is important here. The demand of the people will create the change. 43.53 – If the police departments and the Government are preparing themselves, we have to be realistic about what could occur. 47.19 – For more information about the film, head to www.TheWallStreetConspiracy.com Mentioned in this episode The Wall Street Conspiracy a film by Mark Faulk The Second Machine Age by Erik Brynjolfsson and Andrew McAfee The Naked Truth by Mark Faulk

For the introduction of today’s Creating Wealth Show, Jason Hartman brings on investment counselor, Sarah, to discuss the impact of masterminding events, tactically managing who you surround yourself with and how the real estate investment marketing is maturing. Today’s guest is Jane Sotkin of Property Place, who provides her wisdom and insight into the tricky topic of emotions. She brings up the interesting idea that emotions are habits formed in childhood, but which if not kept in check, can seriously affect the way your brain works as an adult. Key Takeaways 01.25 – The attitude you display has such a vital impact on your success, it’s incredible. 04.46 – The real estate industry is changing, and with every new technology, it matures faster. 13.46 – Supercharge your investing strategies by surrounding yourself with other successful investors who can push you to work even harder. 19.23 – Joan Sotkin describes how her background led her to her current field of work. 23.17 – Such fundamental things as birth-order and number of siblings can have a huge impact on your psychology as an adult. 28.00 – It doesn’t matter how you process these emotions, but it is vital that you find a way that works for you. 35.40 – We think our lives are set in stone but they’re not. They’re always flexible and changeable. 40.59 – A big part of success is about sticking to what you believe and paying little attention to how others judge you. 42.55 – Find out more about Joan Sotkin and get access to some great resources at www.PropertyPlace.com Mentioned in this episode Build Your Money Muscles by Joan Sotkin www.PropertyPlace.com

Jason Hartman brings in a real estate focus to the introduction of today’s Creating Wealth Show by explaining exactly how you can work out your rent-to-value ratio. As this is one of the most important figures a real estate investor need to keep in mind, there’s no excuse for deceiving yourself. Later, he invites Tim Carney, author of The Big Rip-Off and Obamanomics and writer for the Washington Examiner to come on the show and give his thoughts about the huge and potentially irreversible impact that big business and big Government are having on America. They also discuss topics such as human rights to information and what you say when Goldman Sachs offers you a position. Key Takeaways 03.14 – In some markets, you can’t control the rent-to-value ratio, but you really want to aim for 1% per month or above. 10.35 – Seemingly, the bigger you get, the more you can get away with. 14.18 – Tim Carney provides some examples where regulation seems to have an alternate outcome to what was hoped. 18.12 – A look at the options of how we can possibly dislodge the power of big business and government. 19.19 – Politics and the economy are starting to work together because fewer people are now gaining from a specific policy. 21.50 – Government agencies don’t even have to worry about subtlety; if they want you they’ll do what they can to get you. 23.34 – Why is it that they can spy on us and we get no information about Government actions, even when they affect us? 25.15 - Big business benefits from and lobbies for big Government to the detriment of the consumer, the competitor and the tax payer. 27.44 – Technology could be our undoing or it could be our liberation. We’ll have to wait and see. 30.02 – To read Tim’s articles, head to www.WashingtonExaminer.com and his Fellowship is with the American Enterprise Institute: www.AEI.org Mentioned in this episode The Big Rip-Off by Tim Carney Obamanomics by Tim Carney www.AEI.org www.WashingtonExaminer.com

Inspired by an article from Business Insider, Jason Hartman invites Dan Egan of Betterment onto the show to expand upon the idea of market timing. While much of the focus is on Wall Street and how market timing works in the stock market, a lot of these ideas can be applied to real estate investing. They also discuss topics such as long- and short-term capital gain, high-frequency trading and how happy we are with our own achievements in absolute terms. Key Takeaways 01.17 – Is successful market timing just an unachievable myth? 05.04 – Market trends can come in any form – currently we’re seeing a shift to the South by retiring baby boomers searching for warmer climes. 08.54 – We think about the social and political issues in China, but what about the real estate conditions? 17.15 – Stock trading investments are all about assessing long and short-term achievements. Remember that the government views capital gain in terms of short or long-term. 17.58 – Dan Egan describes the ‘bid ask spread’, an economic term for the costs you never see a bill for. 21.20 – High-frequency trading might not be everything it’s cracked up to be. You have to compare the situations of the big traders with average Joe’s actions. 27.00 – Personal satisfaction is hugely important, but it’s always competing with our comparisons to the people around us. 29.15 – For more information about Dan Egan and his company, head to www.Betterment.com Mentioned in this episode www.Betterment.com Flash Boys by Michael Lewis

In today's Creating Wealth Show, Jason Hartman invites Jerry Robinson, author of Bankruptcy in Our Nation, to the show to share his views about what bankruptcy would look like. They discuss a variety of topics and consider frankly just how bleak America's future could look. Robinson also gives his opinion on the impact of America's international relations, as well as posing the interesting notion that we can see the path of America's future by looking at the past of the rest of the world. Key Takeaways 03.50 – Negotiating certain aspects of the deal with your property manager is always worth a try. 10.00 – Jason reads through some of the latest listener reviews from iTunes. Is yours there? 22.40 – Jerry Robinson's Bankruptcy of Our Nation deals with facets of the economic crisis such as what happened, why it happened and what we thought would happen. 25.00 – In a number of ways, the 2014 picture we draw now looks very similar to the state of the world in 1914. 33.47 – No-one does anything for nothing. A closer look at the incentives can provide a lot of insight. 38.00 – The psychological impact of the economy is already taking an effect. People now expect prices and values to go up, and are surprised if they don't. 46.06 – Maybe we need to reassess our definition of evil to better match today's global situation. 50.15 – If the relationship between the US and Saudi Arabia changes, it could change the entire balance of power in the Middle East. 52.04 – Exports are always going to be vital, and we need to consider the impact if the US becomes energy-independent. 1.00.34 – International threats, and especially those involving cyber-attacks, must be taken seriously. Even if you're living in a city, know the precautions you can take. 01.04.00 – Find out about Jerry Robinson's Five Levels of Financial Freedom at www.FTMDaily.com/fivelevels. 01.10.08 – With mortgage debt, as an investor you don't even need to pay this off yourself – your tenants pay it off for you. Mentioned in this episode www.zillow.com Bankruptcy of our Nation by Jerry Robinson

Jason Hartman’s introduction for today’s Creating Wealth Show focuses around the notion of being an empowered investor. This is the main theme for the 2015 Meet the Masters Event, but is also a vital concept to keep in mind for all of your investment strategies. Today’s interviewee is none other than Jason’s Aunt Joan, an incredibly successful real estate investor who, together with her husband, owns more than 70 single-family homes around the Sacramento, California area. ‘Old-School’ seems to be the buzz-word of choice, but Joan talks about how she got into real estate, why she still loves it and gives some great advice about property management and keeping your tenants on side. Key Takeaways 02.27 – How do you become an empowered investor? Find out here and at the Meet the Masters event. 08.27 – The concept of win-win isn’t enough. At least 3 levels means that everyone’s interests are aligned. 16.42 – Jason Hartman asks his influential Aunt Joan about the beginning of her successful lifetime of real estate investing. 22.17 – Low-priced markets might look like the easy way in, but issues could mean big problems later. 29.36 – The Cyber Monday sale at www.JasonHartman.com is now on, with discounts of up to 40%. 36.39 – The information offered by Aunt Joan is available at www.SacRentals.com 42.40 – Be aware, both as an owner and a tenant, about who is paying the city utilities. Owners, flaky tenants could mean this is your responsibility. 45.45 – With tenant selection being so vital to success, you really need to master this in the early stages. 51.02 – One of the reasons that real estate retains such popularity is because it’s such a tangible thing.

Today’s Creating Wealth Show takes a step away from real estate investment and instead, looks at one of the most successful entrepreneurial stories of recent decades. Jason Hartman invites Brian Smith, the founder and the brains behind UGG Boots to talk about the brand’s unassuming roots, the difficulties of the early years and the steps associated to selling a brand such as UGG. They also discuss many of the points raised in Brian’s upcoming book The Birth of a Brand, which applies an interesting new metaphor to the concept of brand identification and development. Key Takeaways 01.29 – Rather than Black Friday, we’re celebrating with Cyber Monday deals, so be sure to check those out at www.JasonHartman.com any day now. 06.20 – The founder of UGG Boots, Brian Smith, describes the brand’s humble beginnings. 10.45 – Experience can sometimes hold you back more than help you out – if you knew all of the obstacles in your way, would you ever start anything? 15.22 – Every image you give out to your target market sends out a message about your brand. Make sure it’s the right message. 19.26 – Understanding business means understanding that you can’t give birth to adults. 28.34 – You need to be able to answer 4 main questions for an investor to even consider taking you seriously. 31.15 – Never underestimate the power of product placement – it worked wonders for UGG Boots. 34.41 – In business, you have to understand which aspects you’re good at and enjoy, and which you don’t. 37.38 – For more information about Brian Smith, head to www.BrianSmithSpeaker.com Mentioned in this episode The Birth of a Brand: Launching Your Entrepreneurial Passion and Soul by Brian Smith

To introduce today’s Creating Wealth Show, Jason Hartman considers the changes the role of disintermediation has brought about in terms of consumer empowerment, before inviting another attendee of the Birmingham, Alabama Property Tour to share his real estate experience. Scott from Washington DC is an experienced investor who is interesting in branching out and expanding his portfolio into new markets. His main query for Jason is ‘How can I maximize my depreciation in commercial and residential properties?’ Later, Jason interviews director and producer, John Sullivan, the brains behind 2016: Obama’s America, America: Imagine The World Without Her and his latest film, Unfair: Exposing the IRS. They discuss many of the issues arising in the various movies as well as touching upon broader topics such as the growing anti-American sentiment and the impact of people’s ideologies and philosophies. Key Takeaways 02.25 – By becoming a Member before registering for any of Jason Hartman’s events, you can take advantage of huge members’ discounts. 09.11 – Thanks to changes in technology and society, more power is in the hands of the consumer. 16.00 – A big drawback of commercial properties is the much longer depreciation time (39.5 years to the 27.5 years of residential properties). 18.30 – Jason Hartman gives his guest and his listeners some advice on maximizing their depreciation. 22.53 – Unfair: Exposing the IRS takes what we think we know about the IRS and delves even deeper into it. 28.00 – With so many new laws created every year, how can anyone keep to every single law every day? 32.20 – Among Americans, especially students, the perception of America itself seems to be changing. 34.05 – Jason Hartman asks the key question: What would the world be like without America? 26.10 – John Sullivan poses the interesting notion that the main anti-America sentiment is home-grown and has a fairly recent historical stem. 39.30 – The philosophies and ideologies of a lot of Americans are also now being thrown into disrepute. 43.24 – Find out more information about the most recent film at www.AmericaTheMovie.com and about the upcoming film at www.UnfairMovie.com Mentioned in this episode www.Travelocity.com www.Expedia.com www.AngiesList.com America: Imagine The World Without Her – a documentary produced by John Sullivan 2016: Obama’s America – a documentary produced by John Sullivan Unfair: Exposing the IRS - a documentary produced by John Sullivan Expelled: No Intelligence Allowed - a documentary produced by John Sullivan Three Felonies a Day by Harvey Silverglate The People’s History of the United States by Howard Zinn

Jason Hartman’s introduction for today’s Creating Wealth Show was recorded at the November 2014 Property Tour in Birmingham, Alabama. It features a mini-interview with Jonathan, one of the tour’s attendees, who is a 25 year old with a duplex already under his belt and who has big real estate aspirations for the future. He gives his personal account of what it’s like to attend the Creating Wealth live events. Later, Jason Hartman speaks with Chris Cabanillas of Cabanillas Law Firm, who is an expert in foreclosure and shadow inventory. These are the main topics of discussion throughout the show, but Chris also gives an insight into what you should expect from working with an attorney and considers the issues associated with judicial foreclosure. Key Takeaways 05.00 – When working in a partnership, assess each member’s contributions and then work out how to offset the equity from that. 09.52 – If foreclosure actions aren’t being correctly carried out, the shadow inventory is just going to continue to grow. 15.22 – With so few of these foreclosure cases even going to court, the majority could be won on default judgement. 19.03 – Ease of foreclosure for lenders changes drastically in judicial to non-judicial states. 21.25 – Chris Cabanillas gives his advice for those facing foreclosure. 25.44 – The personal, human aspect of a short sale might be what leads to higher overall prices. 27.53 – The fee structure will change depending on the attorney’s firm and the jurisdiction they work within, but the most important thing is to be able to meet face to face with your attorney. 36.05 – Foreign investment is filling up places like Manhattan and the investors may never even spend a night there! Mentioned in this episode Slicing Pie by Mike Moyer

Geography and demographic patterns prove their importance in the discussions featured on today’s Creating Wealth Show. Jason Hartman talks to Peter Zeihan, author of The Accidental Superpower, about the many factors which have affected the economic and social growth of America and several other vital world powers. They consider topics from China’s one-child policy, the comparative strength of the dollar and the how the future looks in terms of oil production and 3D printing. Key takeaways 01.37 – Peter Zeihan has held high-ranking positions within Stratfor, an intelligence company used by government and business officials. 04.57 – You have to ask the bigger question: ‘compared to what?’ What are you comparing everything to? 05.51 – Jason Hartman details some of the guest interviews we have in upcoming episodes of the Creating Wealth Show. 13.29 – Geography is still a vital factor to a country’s progress and development, especially when it comes to transportation. 18.54 – The dollar is the only hard currency in the world that exists in sufficient volume to lubricate the global system. What if the printing press actually was an option? 21.08 – America’s commitment to free trade still has a huge impact on today’s world economy. 26.48 – All of the various financial crashes are happening for the same reasons and we need to learn from them. 29.41 – China is in such a difficult demographical situation that America’s social pressure for near-retirees seems like nothing. 32.08 – Boundaries and ideas are starting to change for retirees, but those staying on in work are still in the minority. 34.05 – The future of American oil production and usage could have totally transformed by this time next year. 36.53 – The impact of 3D printing on supply chains is just staggering, and it’s going to continue to shrink the industry. 42.16 – For more information, head to www.Zeihan.com and the book, The Accidental Superpower is available at any local bookstore and online. Mentioned in this episode The Accidental Superpower: The Next Generation of American Preeminence and the Coming Global Disorder by Peter Zeihan Money: Master the Game by Tony Robbins

In today’s Creating Wealth Show, Jason Hartman talks to Yahoo Finance’s Jeff Macke about the impact of changing technologies, the perception of Doomsday skepticism and what underemployment means for those seeking jobs and those hiring. Macke also ways in on the inflation/deflation debate and discusses some of the points raised in his book Clash of the Financial Pundits. Key Takeaways 01.05 – We want to hear your opinions and thoughts on the show, so be sure to leave a review on iTunes or Stitcher Radio. 06.49 – To have your questions answered on the show, just sign up for an appointment at www.JasonHartman.com/Jason 08.29 – Jason Hartman runs through the schedule for the Birmingham Property Tour on Saturday 22nd and Sunday 23rd November 2014. 11.19 – There is some disparity between what the press makes us believe and the reality of the economy. 14.40 – New technology combined with human resources can lead to an end to such extreme inefficiency. 17.50 – Underemployment is a tricky issue when we have so many graduates with massive student debt who still can’t get a job. 22.16 – How many jobs will this new technology end up replacing? 25.14 – It’s easy to criticize and bet on the Doomsday ending, but it’s a lousy bet. 27.44 – Jeff Macke gives his opinion on the future in terms of inflation or deflation. 31.43 – There are two real ways of making money as a pundit: make other people money or just scare them. 33.00 – The gold-bugs focus so much on the math, but it’s just not all about math. We now have so many other factors that come into play, and we can’t forget about them. Mentioned in this episode Clash of the Financial Pundits by Jeff Macke www.Hotwire.com www.Priceline.com www.Lyft.com www.Uber.com

Today’s 10th episode Creating Wealth Show deals with issues other than business and finance, but guest Lori Ann LaRocco of CNBC joins Jason Hartman to discuss her latest book, Opportunity Knocking: Lessons from Business Leaders. She talks about the pyramid notion of achieving leadership success both in your personal and business life and how important it is to know yourself before you can even hope to expand your potential for success. Key Takeaways 01.53 – Stocks of the physical merchandise of the Meet the Masters and Creating Wealth Home Study Courses are still available but running low: www.JasonHartman.com/Products 03.24 – Successful leaders in any field all seem to follow a series of seven strategies, starting with something as simple as knowing yourself. 06.46 – Find others who inspire you and then form and follow your own aspirations. 10.33 – Take your idea and stick with it. Even if it’s not always popular, stick with what you know to be right. 16.54 – True passion is much more attractive to an employer or investor because it’s a great motivator. 19.55 – Some levels of the pyramid take longer to achieve, but it’s the culminated effort which brings success. 27.03 – Self-belief is really one of the most important elements here. 28.05 – To find out more information about Lori Ann LaRocco, head to her blog at www.LoriAnnLaRocco.wordpress.com 30.06 – In Lori Ann LaRocco’s earlier book, Thriving in the New Economy, she created the mini biographies of various CEOs to show their reactions and their mistakes in the lead-up to and aftermath of the financial crisis. 33.55 – The way that these bubbles work is that when you’re in it, you just can’t see it. Even with hindsight, we don’t seem able to learn. Mentioned in this episode Opportunity Knocking: Lessons from Business Leaders by Lori Ann LaRocco Thriving in the New Economy by Lori Ann LaRocco Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek

There’s a nostalgic feeling to today’s Creating Wealth Show as Jason Hartman provides a live recording from the 2014 Meet the Masters event in Orange County, California. This gives listeners a taste of what they can expect from the January 2015 event in Irvine, California, and also provides a good opportunity to see how far the financial and real estate worlds have come over the past months. Key topics covered include the Case-Shiller index, reassessing Rent-to-Value ratios and the development of bitcoin. Key Takeaways 04.30 – Jason Hartman’s investment strategy doesn’t focus on appreciation – if it happens, it’s a bonus. 07.45 – Bitcoin and its competing alternative cyber currencies really came about because people are starting to doubt the fiat money Central Banking model that we’ve become accustomed to. 10.50 – Despite being the most commonly used index, Jason Hartman would only recommend 6 of the 20 markets proposed by the Case-Shiller index. 14.08 – As humans, we find it inherently difficult to know when to cut losses and just walk away. 15.50 – Niall Ferguson claims that the most powerful part of the financial system is the bond market, and we would all do well to remember that. 20.09 – Real estate is not a very liquid market and so even when prices drop, they don’t drop as quickly as most other asset classes. 26.18 – Rent-to-value ratios change totally if you think about the actual utility cost per month – how much is your renter paying to use your property, and how does that compare with what you think the value is? 31.23 – The forms and uses of money have changed many times throughout history, and now we’re dealing with the technological side of currency, which has led us to bitcoin. 39.50 – Jason Hartman goes through step-by-step considering the relative merits and failings of the dollar, bitcoin, gold and income property. Mentioned in this episode The Ascent of Money by Niall Ferguson

The incredible scientific event of November 12th 2014 with the Philae lander touching down on a comet sets the tone for today’s Creating Wealth introduction. Host, Jason Hartman marvels at what an amazing time it is to be alive and considers the impact of such technology on real estate investments. Later, expert in demographics and social real estate trends, Matt Carmichael of www.Livability.com joins the show to discuss the motivations behind relocation and what leads people to choose their new home locations, as well as offering a realistically stark viewpoint on the state of the middle class. Key Takeaways 02.40 – Investing in real estate and land doesn’t come with the same risk as investing in gold or precious metals does – they’re not making any more land! 03.19 – Despite all of the physical and logistical difficulties of landing a spacecraft on a moving comet, today it was achieved. 06.37 – Demographical and life changes can often prompt a move or change in location. 11.17 – By focusing on the smaller towns and cities, Matt Carmichael can tell the stories of places which are actually more achievable for the average buyer or renter. 12.26 – Political persuasions are starting to play a bigger part in the motivation for choosing an area. 17.41 – Walkability and the whole feeling of a community can be a huge factor in real estate appreciation trends. 21.37 – The middle class is in a state of flux and it’s getting so much harder to maintain your position in that class. 27.10 – So many factors and categories go into deciding which cities should make the ‘Overall Best Place to Live’ list. 28.47 – For more general information, head to www.Livability.com. To find out about the book, go to www.Buyographics.com Mentioned in this episode Buyographics by Matt Carmichael War on the Middle Class by Lou Dobbs www.Livability.com www.WalkScore.com

In the introduction of today’s Creating Wealth Show, Jason Hartman gives the lowdown on some inspirational and uncannily accurate quotes and mottos for both your personal and business life, as well as demonstrating the importance of focusing on growth. David Crowe, Chief Economist and Senior Vice President of the NAHB, joins Jason to continue the theme of growth, to consider some of the changing motivations in the housing market and to think about the wider impact that first-time buyers (or the lack thereof!) are having on real estate trends. Key Takeaways 01.47 – You should constantly have your mind focused on increasing growth, rather than letting your ideas and your drive become stagnant. 03.25 – Chris Guillebeau places a lot of emphasis on believing in your own dreams and finding your motivation for creating change. 08.23 – The Meet the Masters event in January is now confirmed, so register your place at www.JasonHartman.com 10.15 – The uncertainty over mortgages and housing recovery processes is keeping first-time buyers well away from the market. 14.00 – Whilst we can still monitor the growth of recovery, it’s slower than we would ideally like to see. 18.58 – NAHB’s membership is mostly made up of small businesses, but they currently total around 140,000 members. 23.19 – Housing developments and techniques are changing now that it’s easier to build the technology directly into the house. 27.55 – When first-time buyers do get into the market, they have both a significant direct and indirect impact. 29.46 – There is a noticeable trend between first-time buyers and a lifestyle shift to marriage and having children. 31.10 – For more information, head to the website for the National Association of Home Builders: www.NAHB.org Mentioned in this episode The Happiness of Pursuit by Chris Guillebeau

Patrick Cox produces unbiased and independent research in the field of transformational technology. He has worked closely with Nobel Prize-winning scientists and economists along with having over 200 of his editorials appear on the Wall Street Journal, USA Today, and more. Patrick shares some insider science to Jason and his audience today and also talks about some very interesting medical advancements the media fails to report on. Key Takeaways: 4:35 – Conviction and convenience do not live together, so you have to separate yourself from convenience. 7:10 – If you have plans to do great things, you are bound to find some resistance from your friends and family. 10:00 – You can't get more in life until you are grateful for what you have today. 14:00 – Birmingham property tour is coming up and Meet the Masters event is coming up in January. 18:00 – There's a lot of exciting things going on in science, but you wouldn't know that because the media is very poor at reporting science. 20:10 – Social security is under estimating our life spans. In reality, people will be living a lot longer. 24:30 – The government is obsessed with not putting out a drug that may have side effects, which Patrick believes is absurd when so many lives are at stake. A possible cure with side effects is better than no cure when people are dying. 27:00 – The FDA has not adapted to the new model of how personalized medicine works. 30:10 – Scientists did tests on a chemical compound called anatabine and found it be the most effective anti-inflammatory agent ever discovered. 34:00 – There are a number of ways you can rejuvenate the heart muscles when they've been damaged. We thought for a long time that these could not be repaired at all. 39:00 – The Japanese are leading in rejuvenation medicine because they understand their citizens are getting older and fewer Japanese are being born. 42:15 – We have the tech crowd pushing against the roadblocks that cutting-edge medicine is facing. Mentioned In This Episode: http://www.jasonhartman.com/ http://www.patrickcoxdna.com/ https://www.mauldineconomics.com/

Jason Hartman deals with issues in his introduction such as how to deal with your property manager, what we need to know about monetary policy and considers just how intricate the links between politics and real estate investment really are. In the interview portion of the show, he talks to author Ellen Brown about her books Web of Debt and The Public Bank Solution about public banks worldwide, whether we need a Central Bank and if there can ever be a realistic option for funding which doesn’t include Wall Street. Key Takeaways 02.58 – We have to really understand monetary policy because it always has a direct impact on real estate investors and their tenants 05.00 – Politics and real estate are so interlinked you just can’t have one without the other. 10.51 – You need to ensure you retain the control position with your property manager. 18.08 – The US only has one state-owned bank, compared with 40% of publicly owned banks worldwide. 22.28 – The public banks have always done better when they’re in the small community-style markets that they know. As soon as they branch out, the problems arise. 27.50 – The main difference between a credit union and a public bank is the size of the depositor. Credit unions are great for individual depositors, where public banks have a city or state as its main depositor. 31.50 – Historically, countries like Australia have shown us when Central Banks do and do not work. 36.35 – Jason Hartman takes the matter and asks “Do we even really need a Central Bank?” 37.35 – Ellen Brown remarks that she would opt for a bottom-up government where each level is selected by people that personally know the individual. 40.04 – People are using money to work their way higher and higher, and now we’re at a point where banks own businesses which they really shouldn’t. They should be in banking. 41.35 – There may be a chance that crowd-funding initiatives can remove Wall Street from the funding equation. 44.45 – For more information about Ellen Brown and her published works, head to www.EllenBrown.com Mentioned in this episode Web of Debt by Ellen Brown The Public Bank Solution by Ellen Brown www.EllenBrown.com www.PublicBankingInstitute.org

Host, Jason Hartman, uses today’s Creating Wealth Show to raise some of the issues featured in recent articles in both Forbes magazine and the Orange County Register. Following that, he gives his own opinions on topic areas such as individual organizations’ changing motives and the true key to successful real estate investment, regardless of where in the world you’re looking to invest. Key Takeaways 03.30 – Jason Hartman discusses scams occurring in the real estate market and how they’re not just limited to the Wall Street scandals we’ve become accustomed to hearing about. 11.24 – Being a direct investor means avoiding working with idiots, crooks and those who want to benefit from all your profit. 13.37 – According to an article in Forbes, if the US economy had grown just a little more every year, we would be seeing a huge different to the GDP figures. 16.45 – If the growth had changed by 2% per year, we could expect a totally different Forbes 400 with a much broader focus on a range of different industries. 23.32 – When a charitable organization seems to lose sight of its original meaning, questions should be asked. 25.38 – Whenever you end up with the government as your customer or client, be prepared for a forest of paperwork. 27.08 – Investments in real estate really rely on a good LTI ratio – land to improvement. 31.14 – “Successful people make decisions quickly, as soon as all the facts are available, and change them very slowly, if ever. Unsuccessful people, on the other hand, make decisions slowly and change them quickly."

In his introduction today, Jason Hartman shares his opinions and experiences with the growing trend of psychiatric prescription drugs, as well as reinstating how real estate investors can avoid having to hand over huge portions of their profit to the government. Later, he invites financial analyst Daniel Amerman on as a return guest to the Creating Wealth Show. Together, they discuss their respective solutions for eliminating debt, they talk about new American laws and regulations and their impact on the global financial market and ultimately, they resolve that sometimes you just have to align yourself with those in power to be successful. Key Takeaways 02.40 – Jason discusses the dangers of giving prescription psychiatric drugs to both children and adults. 06.22 – How is it that US media almost in its entirety is owned by a select few large corporations? 10.02 – If you end up selling your business or selling stocks, there is a way to avoid giving a huge portion of your profit to the government. 16.10 – Daniel Amerman takes us through the four main ways for getting rid of debt. 24.43 – Jason Hartman then provides his six solutions for the debt problem. 29.50 – Investing in construction components such as lumber, copper wire and glass is a smart move; none of them are tied to any one currency. 32.06 – Daniel’s latest work deals with many of the different facets and scenarios related to successfully creating wealth. 38.40 – If the government is getting no income on money, we’re going to be earning virtually no interest on our savings and checking accounts. 40.40 – New regulations imposed by the United States’ Internal Revenue Service are having big impacts on financial institutions worldwide. 45.00 – Surely bitcoin and alternative currencies will be unable to survive because they pose a possible threat to the central banking system 47.50 – For more information and resources, head to www.DanielAmerman.com

Today’s Creating Wealth Show is all about the ins and outs of real estate investing. Jason Hartman discusses what you can do to find your way on the path to wealth and how you can make the most of taxation (really!), before going on to see what a bullet-proof property in Birmingham, Alabama really looks like with their local property expert, ahead of November’s Property Tour. Key Takeaways 1.45 – The path to wealth lies in diminishing our wants as we simultaneously increase our incomes. 07.05 – With taxation being everyone’s single largest expense, we need to find a way of working that in our favor. 10.05 – Depreciation tax deduction is, without a doubt, great for real estate investors. 14.04 – Income property gives you the benefit of trading assets through your life without paying taxes – legally. 19.43 – Yet another benefit is that travel expenses such as gourmet restaurant dinners and luxury hotel stays can sometimes be tax deductible. Even trips to the Creating Wealth Seminars and Property Tours could be deductible! 23.05 – Be sure to keep subscribing to the Creating Wealth Show to get access to a bunch of new interviews with amazing, upcoming guests. 25.32 – Centre Point, Alabama is known as a great rental market due to its great school system and fantastic renters living locally. 29.03 – Tenants will be selected for initial leases based on how well they fit to specific criteria. 32.25 – As real estate investors, we’re interested in linear markets, but you should still follow the trends of the cyclical markets. 33.53 – Head to www.JasonHartman.com for detailed proformas and more property information.

The impact of technology and the future of development plays a big part in today’s Creating Wealth Show. Jason Hartman talks about America’s growing role in this changing society, and makes particular note of the ever-increasing contributions of Generation Y. Later, he invites Consuelo Mack of WealthTrack on to give her thoughts about China’s current state, the importance of a diverse investment portfolio and where technology will lead us in 15 years’ time. Takeaways 04.35 – It’s looking more likely that technology will save the world, and that America will be the developer of that technology. 07.50 – If you’ve registered to attend the Creating Wealth Seminar, Today’s Economy Boot Camp and/or the Birmingham Property Tour, be sure to make your flight reservations as early as possible. 10.20 – If the New World Order really is the Old World Order, it means huge implications for America. 14.27 – It is the US consumer that drives the economy – this means a strong, independent economy, regardless of the state of the rest of the world. 17.55 – China’s family policies will be their own downfall because in 10-15 years, there will be a huge demographic hole. 22.17 – Who knows where the latest innovations of 3D printing and the self-driving car could lead us? 26.20 – An investment portfolio needs a good level of diversification and well-managed real estate investment could make all the difference. 31.00 – Alternative investments are looking like an interesting option, but we still need to clarify all the details. 32.19 – For archived interviews and more information, head to www.WealthTrack.com

Jason Hartman’s topics for discussion today range from the business impact of Colorado’s legalization of marijuana to correctly assessing a company’s revenue to the changing demographics of today’s society. Later he talks to the author of Life Purpose Boot Camp, Eric Maisel about how we need to change our perception of meaning and anxiety in the creative world. Maisel’s atheist beliefs lead to a spirited exchanging of views, making today’s podcast informative and passionate. Key Takeaways 03.20 – Be sure to register for the Birmingham Seminar and Property Tour at www.JasonHartman.com to take advantage of Early Bird ticket prices. 09.00 – While overall revenue figures are important, you can only really assess a company by looking at its revenue per employee. 12.30 - Jason discusses the legalization of marijuana in Colorado, but considers it from a business point of view. 14.50 – Generation Y is the largest demographic cohort, yet few even understand its impact and influence. 20.27 – There are growing trends and patterns between marital status and home owners’ requirements. 27.03 – Eric Maisel’s movement is not about searching for meaning, but about creating meaning. 34.15 – It’s important to assess if your life as it is has meaning, but it’s more difficult to throw everything away because of that. 36.15 – Part of the anxiety problem is that 99% of performing artists get no feedback whatsoever. 38.10 – The key to reaching this more creative level really lies in the morning creativity practice. 46.20 – Religion still has a very strong societal hold on people and it can be this sense of community which makes it hardest to leave. 50.22 – Maisel claims we have two choices with the future of religion: perpetuate lies or be honest and see which side produces higher morality. 52.23 – For more information, head to www.EricMaisel.com, and if you’re interested in learning more about natural psychology, you can download a free copy of Maisel’s book Natural Psychology at www.NaturalPsychology.net

In the first part of today’s Creating Wealth Show, Jason Hartman talks about the great interviews that listeners can now access, the importance of market experience and muses on what the Federal Housing Finance Agency is really doing in terms of loans and lending. Later, he invites health and wellbeing expert, Jenny Craig, to talk about her new book, to discuss her business strategy and to talk about what children really learn from their parents’ actions regarding food and exercise. Key Takeaways 03.00 – Now that the issue with iTunes has been fixed, do go back and listen to the recently uploaded podcasts because Jason Hartman has been talking to some amazing guests and has some great interviews for you – the great Bill Bonner is just one example! 11.35 – Working with a company like Jason’s really gives you the advantage because they have so much market experience and they understand how the cycles work and have always worked. 21.00 – A lack of clarity regarding loans and the FHFA is just confusing matters for lenders and investors. 27.15 – For listeners interested in food and eating healthily, a new, free app named ‘Fooducate’ is just for you. 30.25 – Children remember what they see, and parents who think they can convince their children to eat healthily while they eat fast food are simply delusional. 33.55 – The initial success of Jenny Craig rested on seeing what the rest of the market was doing and finding a way to distinguish the business from everything else out there. 37.25 – You can’t just have a good idea; you need to have the quality there too, and especially if it’s related to what people are eating. 42.45 – In an organization, every member has to have a different skillset and has to bring something new to the team. 47.10 – Franchising is an area where you have to be willing to put in full commitment to everything you do, and for some people, it’s just not the right path. 53.46 – If you have to deal with a government official who is so strictly adhering to nonsensical rules, they can totally ruin your business. 54.50 – One of the best ways to eat more healthily is to get over the misconception that rich ingredients like butter add flavor. The spicing and seasoning is what gives the flavor. 01.02.00 – Jenny’s latest book, I Believe in Genevieve, can be purchased at independent and nation-wide bookstores, as well as online at www.amazon.com

Jason talks a little a bit about what's going on in the world today and touches on some subjects like fusion fuel, cool apps, and more. Later in this podcast Jason interviews John Challenger about employment growth and what are some of the hotspots in the United States. John Challenger is an expert in global outplacement and career opportunities. He is the CEO of the Challenger, Gray & Christmas firm. The firm conducts regular surveys and reports about the current state of the economy, like layoffs, employment, and executive compensation. Key Takeaways: 5:45 – Fusion fuel is much more efficient and safer in today's market. 8:40 – Every problem we've encountered, we've been able to solve with bonuses! With all the technology that's going on today, it's a great time to be alive. 10:45 – Jason loves the app called Fooducate. The app will scan the label and give you a grade as to how healthy the food product is and why. 15:30 – High speed trading is illegal and should be considered as insider trading. 17:00 – Jason Hartman is having a sale on his physical products. Check it out at http://www.jasonhartman.com 19:10 – Trainees who are part of the Little Rock Tour will celebrate a turkey dinner with Jason on Saturday, Nov 22. 21:40 – What areas of the country has good employment growth? Here's a clue - The Mid West. 25:00 – Most of the job cuts we're seeing today are from mergers and acquisitions and not from companies generating low revenue. 29:45 – There are so many jobs that don't need degrees. 35:00 – The education industry is so overpriced in a world where students can just take their classes online. 37:45 – There's some great robot technology going on. People are currently working on a robot to help minimize doctor mistakes. 40:10 – We're making far more stuff with much less people. 42:00 – What are some of the hot spots geographically? Illinois, California, New Jersey, Arizona, and more.

On today’s Creating Wealth Show, Jason Hartman talks about the vital side of investing that is construction cost. As an investor within real estate, it’s so important to know the situation, whether it be adjusting how much you pay contractors to match with the area itself or knowing just how much the replacements to your property would be compared with the actual cost price. Senate Libertarian candidate, Sean Haugh, features as Jason’s guest and together, they discuss the viability of war, the need for America to prove itself as a haven of free trade and prosperity and some of the most important points forming the basis of Haugh’s upcoming campaign. Takeaways 02.00 – Jason Hartman’s personal risk evaluator model relies on construction cost and land cost, and this is a great way to minimize risk when investing in real estate. 06.30 – If you’re building in a higher price area, you’re going to have to pay your contractors more because they have to be able to afford to live in that area. 11.10 - Three sources of assessing your land value: tax collector or assessor for property taxes, an insurance broker - an insurance company selling you a policy based on the property, and an appraiser. 17.45 – If you’re interested in looking for the sorts of properties that can offer you regression to replacement opportunities, come along to the Birmingham, Alabama property tour in November. 20.10 – For more information specifically about risk assessment in investing, go to www.JasonHartman.com and type in ‘Hartman risk evaluator’ into the search bar to find podcasts and blog posts. 22.30 – Another recommendation for you is to look for the podcast and YouTube video about how to read a property Proforma. This is a really vital skill you can use to become a better investor. 25.20 – Surely we can’t go to war with anybody unless we have a direct congressional authorization? 31.00 – If we can reinstate America as a country of free trade and prosperity, we can give other countries reasons to work with us, not against us. 39.50 – With everything going on in the world, one of the most important things for us to do is work on empowering women. 47.00 – Being a Senator in the United States isn’t about having all of the answers – it’s about clearing the restrictions for the experts that do have the answers. 0 0 1 389 2220 Podfly Productions LLC 18 5 2604 14.0 Normal 0 false false false EN-GB JA X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:Tahoma; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi; mso-ansi-language:EN-GB;} 51.20 – Find out more about Sean Haugh by heading to www.SeanHaugh.com, Twitter: @EmperorSean or Facebook searching Haugh for Senate. You can also find his YouTube channel by just searching his name.

In preparation for the upcoming Property Tour and Creating Wealth Seminar, taking place in Birmingham, Alabama on the 22ndand 23rd November, today’s Creating Wealth Show has Jennifer as its guest. She works as part of the local market specialist team in Birmingham and takes the time to fill us in on the trends she’s noticed in the property market, the influence of the Section 8 program and some general tips on how to make the most of this part of the country for potential investing. Key Takeaways 01.20 – The next property tour will be taking place the weekend before Thanksgiving in November in Birmingham, Alabama. 05.40 – Bulletproofing a property is all about removing anything with mechanical parts which might prove a potential issue to the tenant. This ends up making investors’ lives much easier. 09.40 – In some markets, additional selling points don’t actually increase rental rates at all. 12.40 – Birmingham is fortunate to have a very stable market and additional houses for rehab are found through MLS, auctions and through mailing campaigns to potential sellers. 20.00 – It’s true that working as an investor within a Section 8 program isn’t always for everyone, and that all depends on your own personality. 21.45 – All properties are done up in compliance with Section 8, so regardless of the tenant’s personal profile, the property is ready for them to move in after approval. 23.00 – In most of the areas of Birmingham, healthcare and manufacturing are the largest employment industries. 25.43 – The latest statistic shows that around 43% of Birmingham’s population is rental based, which is a great pool to pull from.

On today’s Creating Wealth Show, host Jason Hartman talks to financial maven and author, Bill Bonner, about his new book,Hormegeddon, how to create money out of thin air, the situation in Japan and whether you really can have too much of a good thing. Bill’s company, Agora Financial, is a leading marketplace for advice and talking points about everything to do with investing so he’s perfectly placed to assist those looking to increase their investment prowess. Ahead of the interview, Jason addresses the Elon Musk announcement of semi-autonomous cars and their inevitably disruptive impact on everything – including real estate. Takeaways – The title for Bill Bonner’s latest book, Hormegeddon, comes from the term for specific biological experiments which went awry: hormesis. – With many of these things they can start out as beneficial but the more you use them, the more issues arise. – The notion of creating money is so difficult for even experts to understand – how can real money be created from absolutely nothing? From thin air? – The trade of the decade assessment is not a prediction; it’s all about analysing what’s up and what’s down. – The situation that Japan is currently in is terrible, and it doesn’t look to be improving in the immediate future. – Indeed, there’s every possibility that the US could follow suit and end up in a similar situation to Japan, especially with ever-increasing Chinese trade agreements using Chinese currency clauses. – One potential option could be ‘direct monetary funding’ which is the act of giving money, rather than lending it, in an attempt to bring the economy back up by consumer spending. – If you borrow money long-term for real estate purposes and it’s on a low-rate basis, inflation can eventually come along and pay off your debt for you. – Too much of a good thing is only too much. We view security as a good thing, but consider the money the Germans were spending on their own security during the war and that just can’t be justifiable. – Declining marginal utility is where you invest too much into one thing and it all backfires. – Decades ago, the huge houses used to be owned by people who made things and had a real role in society and manufacturing; now they’re just owned by hedge-fund guys. – With all of the technological advances now occurring, this is an amazing time to be alive. – Agora exists as a marketplace to collect together everyone’s questions and answers about investing because no one knows who’s going to have the right answer. – For more information, head to www.AgoraFinancial.com or for an entertaining read, check out www.DailyReckoning.com Tweetables We spent 200,000 developing our sentiments and our bodies as humans, but now we’re so unequipped to deal with quantitative easing. Tweet this! Empires get to impose their currency, but over time, they lose that ability – the dollar could seriously fall. Tweet this!

In the second half of today’s Creating Wealth Show, Jason Hartman speaks to author and former Department of Justice attorney, Sidney Powell. Together, they dive into some of the most scandalous and outrageous cases which have based through the Department of Justice in recent decades. Step-by-step, they overview several of the cases featured in Powell’s book Licensed to Lie: Exposing Corruption in the Department of Justice and consider the true state of our society. Takeaways 01.00 – Sidney Powell’s book, Licensed to Lie: Exposing Corruption in the Department of Justice, deals with some of the most scandalous and historic events to come out of the United States’ Department of Justice. 09.20 – Within the Merrill Lynch case, it got to the point where favourable statements were hidden for six years while four Merrill Lynch executives were sent to prison without even a listed criminal offence. 13.00 – Sometimes there are two sides to a story and you need to dig a little deeper to find out what really happened. 16.55 – You have to question when a judge says he’s never had such a fine person before him for sentencing, and then passes a sentence. 20.20 – www.pogo.org (Project on Government Oversight) has identified over 400 instances of misconduct by prosecutors in the last decade. 22.00 – Despite having a criminal conviction against his name a few days before the re-election, Ted Stevens only lost his place on the Senate by a few votes. 27.45 – The Bar associations are less than useless in these situations because they just give the same response. 32.00 – Judge Sullivan is turning around the Freedom of Information Act lawsuit against the IRS and doing his best to achieve a just result. 34.10 – There are too many aspects of the IRS case that just seem conveniently timed for it to be believable. 34.40 – Many of Sidney’s articles about these issues can be found at www.Observer.com 36.40 – If the IRS is being used to target political opponents, who gave that order? 0 0 1 344 1964 Podfly Productions LLC 16 4 2304 14.0 Normal 0 false false false EN-GB JA X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:Tahoma; mso-ansi-language:EN-GB;} 38.45 – Information about the book and how to purchase it can be found at www.LicensedtoLie.com. Tweet Sidney using the handle @SidneyPowell1 and be sure to ‘like’ Licensed to Lie on Facebook.

In the first section of today’s Creating Wealth Show, Jason Hartman talks about his experience in property tours and discusses the issues of either over- or under-diversifying your portfolio with your investments with investment counsellor, Sarah. Afterwards, the discussion moves to a focus on the ever-changing industry of manufacturing as Jason talks with the President and Executive Director of The Alliance for American Manufacturing, Scott Paul. They discuss topics from moving this industry overseas, to the changing situation over history and even to the impact and potential for change due to 3D printers, with Scott Paul giving his experienced overview on each. Key Takeaways 07.00 – The property investment market in Texas is rather different to the rest of the US seeing as there’s no state income tax and tenants only pay property tax if they themselves own the property. 10.30 – To reach the right level of diversification, you want to realistically be looking at investing in 3-5 markets. 16.15 – The tours and seminars are a great way to network and to find out information – even if it’s not a market you’re particularly interested in getting involved with, they’re great things to attend. 21.00 – The manufacturing market is so vast – it includes both the larger products such as fridges, and the smaller parts you don’t see, such as packaging or car parts. 24.00 – If a US steel plant were to move to China, the percentage increases of output pollutants are staggering. 25.40 – Manufacturing is one of the most important and effective ‘multiplier’ industries in the United States. 32.00 – The situation has changed prettily drastically since the 1990s and that’s not necessarily a good thing. 37.40 – We’re also putting ourselves in a risky security situation due to our total dependence on one manufacturing company in China. 43.00 – Putting money into improving the US infrastructure would be a very wise investment. 43.50 – Find out more information about Scott Paul and his work at www.AmericanManufacturing.org and on Twitter using the handle @KeepItMadeinUSA 47.40 – Germany is in a particularly good position right now, in terms of manufacturing, even though its average compensation manufacturing is almost 20% higher than that of the United States. 52.50 – Manufacturing has the potential to be transformed with the innovation of 3D printing.

In this particular episode of Creating Wealth, Jason Hartman is his own guest as he remedies an issue from an earlier episode of the show. Available here is a chance to hear his take on the Eight Financial Rules That Apply to Everyone and Their Money, as listed by Business Insider, and a few of his own Commandments. In the second half of the show, Jason finds out about the changing demographics of the United States and questions the consequences on real estate investing, as well as putting some figures and statistics to the eternal question, ‘Can money make you happy?’ Key takeaways 03.40 – According to the Business Insider’s financial rules, spending money just to show that you have money is the surest way to lose money. 06.50 – Be sure to reward yourself or find a way to celebrate when your investments are going well. 10.30 – Wealth is totally relative. 15.00 – Getting rich has little to do with your income and everything to do with your savings. 18.30 – You can learn far more from failures than from successes. 27.30 – Look out for a future episode of the Holistic Survival featuring the author of 13 Hours: The Inside Account of What Really Happened in Benghazi. 29.00 – Be sure to check out the How to Read a Proforma video on Jason’s YouTube channel: Jason Hartman Media. 31.00 – The increasing population of single adults has led to a changing trend in real estate investing. 38.00 – If you invest in Wall Street stupidity, you’re only going to get so much out of it. 45.00 – Help us to know what we’re doing right so we can keep producing such great content for you. Go to iTunes or whichever platform you use to listen to our shows and tell us what you think. 48.00 – For a special half-price offer, you can own the Creating Wealth Home Study course and/or the Meet the Masters physical products. To take advantage of this, just head to www.JasonHartman.com

Investing guru, Bryan Ellis, joins Jason Hartman on today’s Creating Wealth Show to discuss some of the common pit-falls of investing, as well as to give some indication of the potential foreclosure rate. They consider the state of today’s smoke and mirrors economy and its impact on future investing and finances. Key Takeaways 04.35 – The economy’s strength situation now seems to be a lot more regional than it was around 2007-2008. 05.30 – RealtyTrac’s announcement about foreclosures shows us that we can’t build a future without finishing what we started in the past. 06.15 – People’s three fundamental needs are the same as they’ve always been: food, clothing and shelter. 13.30 – We need the world to realize that the economy we’re running off is just smoke and mirrors. 17.30 – When the changes start to take place, huge inflation could be a very real possibility. 19.00 – Investment doesn’t have to be in stocks; it can be in real estate, or even just in commodities such as copper, steel, labour etc. 21.30 – Think of a deal from the most conservative standpoint you can, and ask yourself if it makes sense. 23.20 – A lot of people still haven’t realized that intellectual property could be the answer to successful investing. 25.00 – Many companies have a lot of intellectual property that they don’t even classify as such. 26.50 – The entire structure of this intellectual property set-up focuses on the presence of a third party. 29.30 – Ultimately, the fact still remains that the fundamentals are what matter. 0 0 1 255 1457 Podfly Productions LLC 12 3 1709 14.0 Normal 0 false false false EN-GB JA X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:Tahoma; mso-ansi-language:EN-GB;} 30.00 – For more information about Bryan’s investing strategies or to receive his newsletter, visit www.investing.bryanellis.com

In this 10th episode production of the Creating Wealth Show, Jason Hartman brings to light several business stories which have caught his attention. While the first concerns shady Wall Street dealings and the men that get to the top because of them, the second proves many of his earlier theories about the dollar to be true. 0 0 1 107 610 Podfly Productions LLC 5 1 716 14.0 Normal 0 false false false EN-GB JA X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:Tahoma; mso-ansi-language:EN-GB;} Later, he speaks with Wall Street worker turned Navy Seal turned author, Mark Divine about the importance of striking a balance between your own personal, spiritual and emotional being and how that can influence the way you work in business. He uses his Seal experience to write his latest book, The Way of the Seal, which provides realistic and useful advice for achieving this balance. Key Takeaways 04.00 – The current situation with Wall Street means that it’s high frequency traders who are in hugely high-up financial positions in real estate and investing. 06.45 – Despite numerous negative predictions about the fate of the dollar, it has once again reached another 4-year high. 14.00 – What passes for ‘business’ in Wall Street is not for everyone, and some workers simply don’t want to be a part of that environment. 16.30 – Think about why you do what you do. If it’s just to scrape money off the top, that’s just flat-out wrong because you’re not adding any value to society. 21.30 – The internet is changing the world and the way it works, from democratizing publishing and more in the same way the information revolution worked. 24.30 – In the times between the old and the new, the ones with the biggest guns and the biggest biceps will come out on top. 28.00 – An awareness of your own situation and your ability to react to it are skills you learn as a Navy Seal, but they’re also skills you can apply as a businessman or entrepreneur to your everyday working life. 30.00 – The realm of your subconscious, your creativity, your heart mind and your belly mind leads you to the seat of intuition. 32.15 – The importance of movement is still fundamental: children don’t really start to learn until they start to crawl, and if they miss that stage, that sets them back a long time in terms of learning. 39.00 – Understandably, it can be difficult to find the time to exercise, but if you can make the effort to find that time, it will make a huge difference. 40.50 – More information about Mark’s ideas and programs can be found at www.sealfit.com and www.UnbeatableMind.com. 0 0 1 291 1665 Podfly Productions LLC 13 3 1953 14.0 Normal 0 false false false EN-GB JA X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:Tahoma; mso-ansi-language:EN-GB;} 46.00 – Working on the bookend system of the morning and evening ritual can both set you up correctly fr the day ahead and settle you enough for a good night’s sleep.

In today’s episode of Creating Wealth Show, Jason Hartman discusses issues surrounding the status of our society in relation to Wall Street’s closed doors, as well as the hugely varied real estate investor market across different states, making a particular comparison between Little Rock, Arkansas and some of the more northern regions such as Chicago and New York. His guest is author, Matthew Hart, who gives his leading and well-evidenced opinion on today’s gold rush and talks about the influence of advanced technologies in both gold prospecting and more recently, in diamond manufacturing. Key Takeaways 03.20 - Little Rock, Arkansas, is fast making a name for itself as a friendly market to real estate investors. 05.00 - In many parts of the country, particularly in the North-East, landlords simply don’t have any rights. 08.20 - In January’s ‘Meet the Masters’ event, you’ll have a chance to meet and hear from the experts and industry professionals in this field. 10.10 - The revelations shown in Carmen Segarra’s secret Wall Street recordings demonstrate the level that society has reached. 14.30 - Looking at patterns suggests that we are now coming to the end of the greatest gold rush in history, with most searches being totally price-driven. 16.10 – In Nevada, new technologies for gold extraction are really taking off. 21.35 – ETFs may well be the biggest factor in price movements and alterations with gold. 24.20 – Our fascination with gold has a history that dates back further than our ability to write. 28.00 – Like everything we use, eventually these gold deposits and reserves will run out. 30.30 – As it stands, the manufacture of diamonds in laboratories doesn’t look set to ruin the gem diamond trade. 33.30 – For more information and to buy Gold: The Race for the World’s Most Seductive Metal, go to www.matthewhart.net 0 0 1 308 1759 Podfly Productions LLC 14 4 2063 14.0 Normal 0 false false false EN-GB JA X-NONE /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:Tahoma; mso-ansi-language:EN-GB;} 35.40 – www.jasonhartman.com/store will give you access to all the Creating Wealth information you’ll ever need.

Joel Skousen is a survivalist author and retreat consultant. He's the author of, "Strategic Relocation--North American Guide to Safe Places." Skousen discusses how our world becoming less stable because of a coming shortage in commodities. He then gives the best and easiest places to relocate to and how people can relocate if they have work or family ties. Last March, Joel walked away with just slight injuries from the crash of his Glasair kit plane. He shares that experience. Joel Skousen is a political scientist, by training, specializing in the philosophy of law and Constitutional theory, and is also a designer of high security residences and retreats. He has designed Self-sufficient and High Security homes throughout North America, and has consulted in Central America as well. His latest book in this field is Strategic Relocation--North American Guide to Safe Places, and is active in consulting with persons who need to relocate for security and increased self-sufficiency. He also assists people who need to live near a large city to develop contingency retreat plans involving rural farm or recreation property. Joel was raised in Oregon and later served as a fighter pilot for the US Marine Corps during the Vietnam era prior to beginning his design firm specializing in high security residences and retreats. During the 80's he took a leave of absence to serve as the Chairman of the Conservative National Committee in Washington DC. and concurrently served as the Executive Editor of Conservative Digest. For two years he published a newsletter entitled, the WORLD AFFAIRS BRIEF, and served as a Senior Editor of "Cogitations" a quarterly journal on law and government . The World Affairs Brief is now back in publication and is available as a weekly email newsletter or in a monthly print edition. Find out more about Joel Skousen at www.joelskousen.com.

Charles Goyette is the Host of "Ron Paul's America" radio show. He joins the podcast to give his dramatic solution to prevent the coming financial ruin. Goyette believes the longstanding practice of crony capitalism strangles our economy. He thinks we need to reign in overseas spending and end American interventionism. Goyette then explains whether it is fair for younger people to subsidize older people. New York Times bestselling author Charles Goyette spent many years as an award-winning and popular Phoenix radio personality. Admired for his "Fearless Talk Radio," Charles was named Best Phoenix Talk Show Host by the New Times. Because of his insistence on holding all poiticians - regardless of party - accountable to the same strict standards, Charles was widely known as “America’s Most Independent Talk Show Host.” His years of experience as a financial professional have served his listeners well as he sounded the alarm about the mortgage bubble well in advance of the calamity and described the consequences of the governments reckless economic behavior in his clear, easy to understand manner. Charles is no newcomer to the national economic debate. In fact, more than 25 years ago Charles arranged for a then little-known Texas Congressman named Ron Paul to be the keynote speaker at a series of monetary conferences he hosted. Goyette has often been called on to share his views with television audiences nationally on Fox News, CNN, MSNBC, PBS, CNBC and Fox Business Channel, including on the Glenn Beck Show and The O’Reilly Factor with Bill O’Reilly on Fox News; NOW with Bill Moyers on PBS; and on Lou Dobbs Tonight on CNN, where he repeatedly warned before the current turmoil the "economic calamity the Republicans and Democrats" were creating. He has written for a number of magazines including The American Conservative and Gannett magazines, and for LewRockwell.com, CNBC.com, WorldNetDaily.com, and TheStreet.com. Listen to "Ron Paul's America" at www.ronpaulsamerica.info.

Todd Schoenberger is the Managing Partner and Principal at LandColt Capital. He joins the show to discuss trading volumes during the market run-up and ObamaCare's recovery after a poor start. Todd M. Schoenberger began his career in the financial services industry as a Broker with Merrill Lynch & Co. where he specialized in helping individual investors achieve financial independence. After Merrill, Todd joined Legg Mason Wood Walker as an Institutional Trader where he was responsible for managing over US$140Million of cash for several publicly traded technology companies. After the stock market bubble burst, Todd teamed with an institutional mutual fund company named Rydex Funds where he trained financial professionals on the intricacies of using leveraged mutual funds inside sophisticated market-timing strategies. Todd then helped to create AnnuityNetAdvisor.com, an online variable annuity provider specializing in low-cost, investor-friendly insurance products for financial advisors. After ANA.com, Todd decided to test his knowledge and formed his own no-load variable annuity known as the Genesis Variable Annuity (www.GenesisAnnuity.com), which is distributed globally to individual investors and financial professionals. Todd’s been on a media blitz, appearing on CNBC’s Squawk Box and Kudlow & Co., Fox News Channel's Forbes on FOX and Cavuto on Business, Ringside Politics with Jeff Crouere, Business for Breakfast w/ Wayne Candace, WMAT Investments Advisor Review and Money Matters Financial Network, to name a few. Visit LandColt Capital at www.LandColtCapital.com.

Chris Martenson is the former Vice President of Pfizer and SAIC. He's the developer of the educational video seminar series, “The Crash Course,” and author of "THE CRASH COURSE: The Unsustainable Future Of Our Economy, Energy, And Environment." Martenson discusses whether the central banks are to blame for the coming bond collapse. He shares his thoughts on whether our fiat money system of exponential credit market growth is sustainable or if there is a breakdown on the horizon. He then explains the "eye drop of water in the middle of the stadium" analogy that his Crash Course outlines and how this relates to the current financial and political climate in the United States. Martenson finishes the talk with his thoughts on gold and energy and how they're manipulated. Dr. Chris Martenson is an economic researcher & futurist specializing in energy and resource depletion. He is the founder and editor of the website ChrisMartenson.com, as well as its popular video seminar, The Crash Course. Chris is in the dot-connecting business. A former scientist and Fortune 300 executive, he studies macro trends through his proprietary analytical framework based on the interdependence of the "Three Es" - the Economy, Energy & the Environment - and uses this lens to assess the probable impact of current developments in the marketplace . All in order to help his readers and clients mitigate and control risk. Find out more about Chris Martenson at www.PeakProsperity.com.

Jawad S. Mian is the Founder and Chief Investment Officer of TGSF (The Good Society Fund) Advisors. He's also the Editor of the "Stray Reflections" monthly investment newsletter. Based in Dubai, Mian is an expert on Dubai, Qatar and Middle Eastern investments. Mian discusses Dubai as a travel and living destination. He also shares the investment opportunities available in Dubai, Iran and Iraq. Jawad Mian was born on a cloudless January night in 1984. He originally hails from Pakistan but was born and raised amid very high temperatures in United Arab Emirates. His initial plan was to become a doctor, then a lawyer, but fell in love with the global macro world instead. He survived seven cold winters in Canada during which he studied finance and economics at The University of Western Ontario and started his career as a bank teller. To his surprise, he would go on to obtain the CFA and CMT charter after tireless effort. Most recently, he ran $250 million across global markets for a Middle East based quasi-sovereign entity. He left to start-up his own fund. He was last seen sporting a beard and getting ready for a journey no one knew anything about, not even him. Every month, he sends us his thoughts from the road… Visit Stray Reflections at www.stray-reflections.com.

Steve Lord is Editor-In-Chief of the Modern Money Letter and the Modern Money Report. Steve discusses the keys to bitcoin's future and explains whether bitcoin should be viewed as a payment system, investment or currency. As the Editor-In-Chief of The Modern Money Letter, Steven Lord draws upon a wealth of experience to the financial industry, having founded or led numerous companies in the investment research, financial data, and asset management industries. His comprehensive knowledge of global equities, economics, derivatives, and currencies have made him a sought-after commentator on the markets in national radio, TV and print venues, as well as serving as an expert witness for the U.S. Securities and Exchange Commission. Lord has been studying the development of digital currencies since their inception, was an early investor in Bitcoin. Visit the Modern Money Letter at www.modernmoneyletter.com. Subscribe to the Modern Money Report at www.modernmoneyreport.com.

As always, our purpose at The Creating Wealth Show is here to provide the cutting-edge information necessary to “create wealth” in today’s economy. Many of our listeners are interested in learning more about profiting from various business opportunities, we are now adding this “track” to our list of sought after real estate and financial experts. Here to help us launch this new track is Dan Sullivan, co-founder of The Strategic Coach®. As an international organization offering practical thinking tools and support, Dan Sullivan has structured his company to help individuals create the personal and professional future they want.Dan’s strong belief in the power of the entrepreneur is evident in all areas of Strategic Coach which works to help entrepreneurs reach their full potential in both their business and personal lives. He is author of over 30 publications, including The Great Crossover, The 21st Century Agent, Creative Destruction, and How The Best Get Better®.

Jeff Reeves is the Editor at InvestorPlace.com. He's the author of, "The Frugal Investor’s Guide to Finding Great Stocks." Reeves discusses why investors should love Google again. He also explains why blue chip brands like Amazon, Coke and Whole Foods make for bad investments. Reeves then shares which emerging markets and healthcare stocks are poised to take off. Jeff Reeves is a financial journalist and editor of the investing website, InvestorPlace.com. As a former editor with the New York Times Co. his passion is looking beyond the headlines to find out what the news really means for individual investors and consumers. Jeff's byline has appeared in numerous finance publications and websites, including The Wall Street Journal, Forbes, MarketWatch, Smart Money and 24/7 Wall Street. Read Jeff Reeves' work at www.InvestorPlace.com.

Dr. Jill Ammon-Wexler is a doctor of psychology with over 45 years of pioneering brain/mind research experience. In addition to teaching mind power methods in universities and corporations, she was invited by former President Jimmy Carter to support his Special Commission on Women in Business, was invited to serve as a Pentagon consultant focused on business communications, and has authored over 30 books and hundreds of articles in both business and individual success categories. Unlike other personal development approaches, her focus is on refining brain/mind power to create more successful action. Instead of presenting strategies that never work in the real-world, you'll get genuine science-based information that can be immediately implemented. Learn more by scrolling down the page to check out Dr. Jill's books, audio books, and other materials. In her books, audio books and programs, Dr. Jill Ammon-Wexler provides insights and action plans for every area of your life: from higher states of awareness to personal achievement ... from instant stress management to healthy longevity ... from enhanced mental performance to mind/brain enhancement. Getting more satisfaction in life does not necessarily result from taking the latest personal growth program. True, this set your feet on a more productive path. BUT...true lasting success only happens when you commit to direct your thoughts and actions every day. In other words, your daily mental habits and resulting actions are what help you create the life and business conditions you want. When not writing or teaching, Dr. Jill enjoys artistic pursuits, gardening and being out-of-doors, good conversation, home and garden design, and kayaking and skiing.

Former Missouri Congressman Todd Akin is the author of, "Firing Back: Taking on the Party Bosses and Media Elite to Protect Our Faith and Freedom." Akin made some very controversial comments about rape and abortion, which cost him a seat in the Senate. Akin discusses what he really meant by his comments. He also shares which Republicans betrayed him during his demise. Akin then discusses the current state of the Republican Party. He also hints at what's next for him... Todd Akin's book "Firing Back: Taking on the Party Bosses and Media Elite to Protect Our Faith and Freedom" on Amazon.com

One of the core concepts that we communicate to our investors is to “Refi Till Ya Die” with your rental property portfolio. While this description may sound a bit snarky, it is a very powerful strategy for multiplying your wealth over the long-term. The most unique part of this strategy is that it stands in stark contrast to the popular strategy of ‘flipping’ properties by buying and quickly re-selling them for quick profits. The strategy that we recommend is the exact opposite of this. At Platinum Properties, we advocate buying and holding prudent rental properties over a long period of time. This enables investors to build real wealth, instead of constantly churning properties. (And creating taxable gains) There is another very powerful force behind our strategy of buy and hold investing. That power comes when the rents and value of your property increase over time. Typically, an investment property will start with low cash flow, and will grow in profitability as tenant rents are increased. This increase in revenues carries with it a tremendous tool for growing your wealth. The way that you employ this tool is to refinance your property for more than your original purchase price, based on the increased cash flow. This will allow you to re-invest the amount of your loan that exceeds the original purchase price. And here comes the kicker . . . these net proceeds are not taxed!!! The reason that you will not owe taxes on the re-financing of your properties is because loans are not taxed. Since you are taking out a loan instead of selling the property, no taxable transaction is triggered. (Granted, capital gains can be deferred via 1031 exchange, but you will still lose 5% to 6% of the property value off the top from realtor fees. Thus, investors can “Refi Till Ya Die” and legally avoid paying taxes on the increased loan amount of their properties. (In addition to this, the increased interest payments from your new loan will reduce the tax burden of your regular cash flow) These strategies can super-charge wealth creation by allowing investors to capture their equity growth for re-investment. These perpetual re-investments accelerate the natural compounding of your investment portfolio. It also carries the benefit of consistently increasing your use of fixed-rate debt as a shield against inflation. Prudent investors realize the incredible power of this strategy, and should seek to capitalize on it to build their wealth during these increasingly difficult times. For more information visit our blog archives: www.JasonHartman.com/Blog

Matt Theriault is is an entrepreneur, author and success coach who shows people how to start over and begin a new life setting goals and objectives so they can create wealth and live life to the fullest. Matt is the founder and host of the Epic Real Estate Investing and Do Over podcasts. For Matt's Epic Real Estate Investing see: www.EpicRealEstate.com The Do Over podcast on iTunes.

Tom Essaye is the Editor of The Sevens (7:00) Report. He joins the show to discuss macroeconomic topics including China, Russia, and junk bonds. Essaye is a professional trader with more than 10 years experience trading foreign and domestic equities, commodities, currencies and bonds. He began his career as a trader on the floor of the New York Stock Exchange for Merrill Lynch’s Institutional Equity Trading division, where he regularly traded multi-million dollar orders from clients that were some of the largest mutual and hedge funds in the world. In early 2005, Tom Essaye recognized, through his own fundamental analysis and research, a unique investment opportunity developing in the natural resource sector and commodities markets. He left the floor of the NYSE to join an associate starting a fledgling global macro hedge fund focused on investing in commodities and natural resource equities. Mr. Essaye was responsible for all trading in the fund and for conducting fundamental research in the commodities and natural resource markets. The fund made investments in precious metals, agricultural commodities, energy, and natural resource related equities – placing initial long positions in gold below $500/oz, silver below $7.00/oz, corn below $2.00/bushel and buying shares in then little followed equities such as Silver Wheaton, Newmont Mining, Cameco and EOG Resources. The fund also invested in Canadian and Australian mining and energy companies, and at one point foreign equities comprised nearly half of the fund’s portfolio. In mid-2007, while managing the energy sector portion of the fund, Mr. Essaye was one of the first analysts to realize the potential of shale natural gas, and invested heavily in shale gas producers and energy service companies that specialized in shale drilling. While interacting with both institutional and retail investors during his time at the fund, Mr. Essaye first began to recognize the large discrepancy between the quality of information available to professional traders versus the that available to non-professional traders. The 7:00’s Report is the result of his desire to show the investing public how professional traders analyze and interpret the markets each day, and to demonstrate how, by trading a real money portfolio, that analysis translates to trade ideas and, ultimately, profitable investments. Visit the Sevens Report at www.SevensReport.com.

Jason Hartman guides you through his process for how to read a property Pro Forma. For more information see: http://www.JasonHartman.com

Jason Burack is an Investor, Entrepreneur, Financial Historian, Austrian School Economist, Investment Analyst and Contrarian. Jason co-founded the startup investor education and financial education company Wall St for Main St, LLC, to try to help the people of Main Street by teaching them the knowledge, skills, research methods, and investing expertise of Wall Street. Jason feels the knowledge he has acquired over the years will help make sure consulting clients are better prepared to navigate through these difficult financial waters. Jason is co-author of The Dragon Metals Report on Rare Earth Elements, The Treasure Hunting for Precious Metals Stocks Report and the Petro Profit Report. Jason’s articles, interviews, podcasts, video blogs, and other related content have been featured on the popular investing websites: Forbes, Money Show, Financial Sense, Contrary Investors Cafe, Bull Market Thinking, The Gold Report, The Critical Metals Report and The Daily Gold. Jason has taught beginners how to invest and also has consulted for high net worth investors and every type of investor in between. Jason has a double major in history and political science from Virginia Tech and has also tried law school and MBA programs before dropping out. For more information on Jason Burack, go to http://www.JasonBurack.com. Visit Jason's investor and financial education website Wall Street for Main Street.

Mike "Mish" Shedlock is a renowned economic blogger. He joins the show to discuss how expensive real estate has gotten because of the Federal Reserve and government policy. Mike Shedlock / Mish is a registered investment advisor representative for SitkaPacific Capital Management. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction. Visit Sitka Pacific's Investment Management Page to learn more about wealth management and capital preservation strategies at www.sitkapacific.com. Read Mish's blog at http://globaleconomicanalysis.blogspot.com.