Creating Wealth Real Estate Investing with Jason Hartman

Riding on what the corporate landlords or institutional investors are doing, Jason and his clients i.e YOU, can benefit from these big players when it comes to raising rents, something that they are much better at doing! These corporations make up only 2% of the rental market, making you, and investors like you the major players. However, you can retain your tenants better they they can. So listen in and learn! Jason also welcomes Chris MacIntosh of CapitalistExploits.at. Today they talk about the ending era of cheap money and its implications towards investing as a whole. Don't forget to get your tickets to the Empowered Investor LIVE event! Go to EmpoweredInvestor.com/LIVE today! Join us as Jason and his team along with other investors guide you in expanding your portfolio in 2023! See you all in Scottsdale, Arizona this coming January 27-29. Strive, thrive, arrive! Key Takeaways: Jason's editorial 1:41 Looking back in time at the FED 2:25 Renegotiating the RE deal and creating Rent-To-Own deals 3:53 The FED's stimulating the economy and the Baltic Index 5:03 Rising housing costs, Owner's Equivalent Rent and being on the right side of the 'equation' 9:22 Institutional investor Tricon 12:08 Just as Jason predicted last Feb 2020- families will need more space 13:10 Corporate landlords are only 2%; most of it is YOU 14:50 The benefit of institutional landlords- they are better at raising rents 17:34 Having a sense of history; sorting the market out 19:08 Learn from my 3 decades of experience: you can keep renegotiating the deal 20:01 A compelling lifestyle; growing up in a shared economy 22:06 Renting the American dream 22:50 Get your tickets to the EMPOWERED INVESTOR LIVE event in Scottsdale, Arizona on January 27-29 Chris MacIntosh Interview 24:01 Chris MacIntosh and the end of cheap money & the debt cycle 28:10 The trade that needs to be made 32:02 Where capital does not go Quotables: "The best thing you can have in your resume' is mobility; to be able to move to where the jobs are." - Jason Hartman Mentioned: Cathie Woods of Ark-Invest.com Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

To our American listeners, we hope you had a Happy Thanksgiving! To view the charts that Jason cites, be sure to catch the video on his YouTube channel. Today Jason talks about turkey inflation, deflation and shares a Wall Street Journal article which confirms what Jason has been saying all along- because of higher interest rates, builder contracts cancellations will rise which means home buyers will be priced out of the market and will instead opt to rent. And that means less competition for tenants which means good news for home investors! And don't make the mistake of using the 'plandemic' years as a benchmark when reading the chart! That was an anomaly; a fluke! He also talks about how renters' income not catching up to housing costs, the slowing down of the apartment market, REITs or Real Estate Investment Trust and much more! It's a Cyber Monday sale to the Empowered Investor LIVE event! Get an awesome 2 for 1 deal! Join a community of investors who will help you grow your portfolio in 2023! See you all in Scottsdale, Arizona this coming January 27-29. Go to EmpoweredInvestor.com/LIVE and get your tickets today! Key Takeaways: 0:00 Spending time with family on a cruise! 1:55 Talking turkey Inflation 4:32 A few deflationary signs in our economy 5:13 Investor Home Purchases Drop 30% as Rising Rates, High Prices Cool Housing Market 7:31 Chart: Investor homes purchases, quarterly 9:25 What does this mean overall? Less competition for renters equals good news for investors 11:27 Redfin chart: Fewer rentals equals higher rents! 14:33 Lower rental inventory 15:43 Renters' incomes haven't caught up to housing costs 19:49 Apartment market slowdown continues 23:34 Apartment REIT same-store new-lease rent growth change 29:03 Altos Research: Total Inventory Homes for Sale - US Single Family 31:00 Sample property pro forma in Alabama 34:49 T.I.N.A - S & P, Nasdaq, Crypto? Quotables: Inflation is the most powerful method of wealth redistribution used throughout history- much more powerful than taxation." Jason Hartman Mentioned: Article by The Wall Street Journal: Investor Home Purchases Drop 30% as Rising Rates, High Prices Cool Housing Market Inflation-Induced Debt Destruction Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 482, published last February 25, 2015. On today's Creating Wealth show, Jason talks a little bit about mastermind groups and touches on an article that was released by USA Today on the subject of investments. Jason brings up some very interesting points on the minimum wage discussion as well as talks about conflict of interests in financial advisers. As always, Jason shares some timeless wisdom about the US dollar, commandments to live by, and more on the Creating Wealth show. Key Takeaways: 1:30 - Jason talks about his mastermind group, Venture Alliance. 5:45 - Minimum wage increases always causes inflation. 11:00 - Give yourself small rewards along the way. 13:40 Jason talks about commandment number nine. 17:20 - The American workspace is getting smaller as more people work from home. 23: 15 - Jason talks about the gold bugs and other forms of currency. 27:45 - The US dollar will still be the reserve currency 30:10 – Jason does a deep dive into his personal commandments. 37:40 – There is no such thing as passive income. 41:00 – Jason's company looks for landlord friendly markets. Mentioned In This Episode: http://www.usatoday.com/story/money/personalfinance/2015/02/23/obama-retirement-savings-aarp/23887535/ http://www.newser.com/story/203101/youre-losing-your-office-space.html http://www.businessinsider.com/us-dollar-most-crowded-trade-2015-2 Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

In this world we live in, the people who invest are the people who win. If you're serious about achieving success as an investor, you need to understand the principles that make you an empowered investor and how you can separate yourself from those who are just speculating and gambling in the market. Listen to this episode to learn more about the principles of being an empowered investor and how you can begin using them to achieve success in the real estate space! Key Talking Points of the Episode 00:00 Introduction 03:00 How do you become an empowered investor? 04:41 What do empowered investors invest in? 06:15 How do empowered investors plan their goals? 07:39 Why do empowered investors continue investing? 08:57 What is the importance of understanding the infinite game? 12:01 How do empowered investors invest their money? 14:54 Why is it important to be a direct investor? 16:05 Why do you need to get educated? 17:53 How will you be able to learn the most? 20:47 How can you focus and diversify with income properties? 22:55 How can you be more resourceful? 26:31 What does a high credit score actually mean? 27:45 What is the importance of leverage to your success? 30:40 Why should you take advantage of tax benefits? 32:51 What is The Collective? Quotables "Empowered investors invest in necessities, not fluff. They invest in the things that people need." - Jason Hartman "They plan and they align their goals with the things that actually work, with the things that make sense." - Jason Hartman "The people consistently investing are people who win over the long term. They win the big game." - Jason Hartman "Life is not a finite game by any means. It is definitely an infinite game and the goal of the infinite game is to keep playing the game." - Jason Hartman "The asset class is so forgiving that even without much education, without pursuing it, without listening to things like this, you can do pretty darn well." - Jason Hartman "Self-made is sort of an expression, a cliche, but the reality is we all had some help from somebody." - Jason Hartman "Learning with conferences and seminars, podcasts, and Youtube videos – that's very helpful, but the best thing is learning from the people on your team." - Jason Hartman "Credit is an asset and if it is unused, it is an asset that's going to waste." - Jason Hartman "You gotta use your credit because leverage can be such a powerful asset." - Jason Hartman Links The Reluctant Investor's Lament https://www.jasonhartman.com/the-reluctant-investors-lament/ Empowered Investor Live https://www.empoweredinvestor.com/live Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

We are in a serious inflationary spiral right now and as real estate investors, we need to understand that the effects we are seeing and experiencing vary from one market to another. Listen to this episode to learn more about what these factors are, what's really going on, and what we should be expecting in the months to come! Key Talking Points of the Episode 01:11 What is the NAR saying about home prices? 03:23 What are new home builders experiencing today? 07:58 How can you see what's really happening in different markets? 09:50 What news do we have on Wall Street and the crypto market? 11:10 What is the importance of investing directly? 14:06 How can income properties save your money? 15:56 Should the government continue getting involved in the rental market? 17:46 What are the bubble possibilities in different markets today? 21:40 What is the Hartman Comparison Index? 24:59 What are the 3 types of markets in the country? 30:20 What are the dogs that aren't barking today? 33:35 What does housing inventory look like today in the US? 36:50 Why is it unlikely that a crash will happen soon? 40:58 Are we in a similar situation as the recession in 2008? 43:45 What can you compare real estate values with? 48:48 What happened to the economy during COVID? 51:33 Why should you be careful with your comparisons? 54:58 What makes the CPI misleading? 57:38 Where can you find the real inflation numbers? 01:01:36 Why do we feel like housing prices are unreasonable? 01:04:16 Does house pricing really matter? 01:06:12 What does affordability have to do with the rental market? Quotables "With income property, you're going to make money and even if you don't, even if you breakeven, at least you're not gonna lose." - Jason Hartman "The game of real estate, as we all know for a season, is that over time, the prices are going to be higher than they are today." - Jason Hartman "People are so myopic because they are making bad comparisons. They're comparing things to the way they were a year or two years ago, that is not the right comparison." - Jason Hartman "Anything in the world can be valued by 2 things – utility and scarcity." - Jason Hartman "The thing you always need to understand is that rents lag prices by a good 2 years, maybe really 3 years or more, it depends where." - Jason Hartman Links Website: Empowered Investor Live https://www.empoweredinvestor.com/live Website: Jason Hartman https://www.jasonhartman.com Book: Debt: the First 5000 Years https://www.amazon.com/Debt-First-5-000-Years/dp/1612191290 Website: Shadow Government Statistics http://www.shadowstats.com/

Today's Flashback Friday is from episode 496, published last March 30, 2015. Jason Hartman sits down one on one with his audience to talk about a couple of important things in the real estate market. He talks about why creative real estate investing is not beneficial to his clients, he also talks about Merrill Lynch's annual report on retirees, California's drought problem and why it matters to the rest of the US, and much more on today's Creating Wealth show. Key Takeaways: 1:10 – Can you believe we're almost at our 500 episodes? 5:00 – Jason shares his story about a creative real estate 'guru' and why creative real estate is not practical for his clients. 5:05 – Big corporations must have a budget just to pay government fines. 20:20 – Jason touches on the subject of the water problem in California. 27:05 – Jason breaks down how much water it takes to grow a single vegetable, nut, and fruit. 31:30 – Zillow came out with four interesting statistics about the United States real estate market. 39:10 – Remember to sign up to Jason Hartman's Memphis tour at JasonHartman.com Mentioned In This Episode: The Water Secret by Howard Murad Diet for a New America by John Robbins

In the last episode, we covered very important points on inflation and its effect on the housing market. Today, we're back with Dr. Marc Faber to discuss more about what we have going on, how it is affecting us, and what we can do to adapt so we can remain profitable throughout this downturn. Listen now to better understand what's happening today so you can plan ahead! Key Talking Points of the Episode [00:00] Introduction [02:55] What is happening to the cryptocurrency market? [08:43] Does money buy happiness? [11:05] How does our idea of money change through time? [13:35] What is the importance of the ability to give? [16:31] What is the best way to make use of the money you're making? [19:10] What is the US Mortgage-Free Home Share chart telling us? [23:45] What is happening to real estate companies today? [26:03] How can you secure your assets in this economy? [27:30] What is corruption actually like? [29:05] What are Marc's thoughts on the Euro as a currency? [32:41] Where does Marc's knowledge on this case come from? [34:28] What is Marc's take on dollar strength today? [37:52] What are Marc's thoughts on bitcoin? [39:20] What is Marc's advice for the listeners? [44:15] Where can you connect with Marc? [45:05] What is The Collective? Quotables "What the crypto world needs if it's going to be fixed is not regulation, as much as it needs the decentralized protocol, it's a hopeful, trustful system." - Jason Hartman "When you don't have something, you really want it. If you get some of it, it's gonna make you happy." - Jason Hartman "Nothing works as well as money in the areas that money works. Money is without competition in its fields." - Jason Hartman "There's all kinds of opportunities like that – to use your money and really have experiences that build really lasting memories and enrich your life." - Jason Hartman "No asset is safe, so if you want to live safely and peacefully, you have to have different assets in different sovereign states, in different jurisdictions." - Marc Faber "The big loser in this whole conflict is Western Europe. It's as if some people in America wanted to destroy Western Europe." - Marc Faber "I think the US dollar is grossly overvalued but it doesn't mean that because it's grossly overvalued, it will tumble right away. It was grossly overvalued throughout the 60s, but it took until '71 to really drop." - Marc Faber Links Website: Empowered Investor Live https://www.empoweredinvestor.com/live Website: Jason Hartman https://www.jasonhartman.com Website: Gloom Boom Doom https://www.gloomboomdoom.com/

The legendary Dr. Marc Faber is with us on the show today again, to talk to us about gloom and doom, and a little bit of boom – the gloom and doom report. We are going to uncover more of the numbers for you today and we're taking it back to as far as 1977 to give us a better understanding of the current market and what makes it different from the past. Listen now to learn more about the trends in the market from decades ago, what's currently happening, and what is projected to happen in the next 12-18 months and beyond! Key Talking Points of the Episode 01:54 What have housing start numbers been like? 06:38 What do inventory numbers look like today? 10:06 What have inventory numbers been like in the last 10 years? 12:45 What is the market really like today? 17:11 Why are demographics important in real estate? 19:25 Where can you get tickets for The Empowered Investor Live? 20:16 Who is Marc Faber? 21:11 What does Marc think about how the Central Bank is dealing with the economy? 24:01 What does the government have to do with inflation? 28:09 What are Marc's thoughts on the future of this inflation? 32:03 What could people do to hedge inflation? 34:03 Will interest rates continue to go up in the near future? 35:40 What is The Collective? Quotables "Nobody is building entry-level housing. It simply makes zero economic sense for any builder to build an entry-level house and that's why we have such a good opportunity for rental housing owners." "It's not the same market. This is not the entry-level market, this is not the investment property market – this is the broader real estate market of expensive homes that investors will not buy." "We're going into a recession if we're not in one already, but if you're expecting a huge housing crash in the entry-level market, don't hold your breath." "No Central Bank is independent. They'll have to do what the politicians are telling them to do, but of course, if inflation gets out of hand as it does at the present time, then the Central Banks will say we have to fight inflation." "I'd like to state categorically that whenever you have inflation, it has been engineered by governments. In other words, if you look back at the last few years, an increase in the fiscal deficit is usually inflationary." "The politicians, they're not necessarily out to make money themselves. For them, it's power." "You say the rate hikes are so sudden, I respond to that that the Central Banks after 2008, they kept interest rates artificially low from December 2008 until 2021." Links Website: Empowered Investor Live https://www.empoweredinvestor.com/live Website: Jason Hartman https://www.jasonhartman.com Website: The Collective Mastermind https://thecollectiveadvisors.com/ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's a Flashback Friday and a 10th episode! This one is from episode 1300, published last October 10, 2019. Jason Hartman begins today's show discussing some potential signs that inflation isn't currently a problem, his recent settlement he received from a landlord and what you can expect from business deals in today's environment. Then, for our off-topic 10th show interview, Jason talks with Graham Hancock, author of the new book America Before: The Key to Earth's Lost Civilization, as well as the best selling book Fingerprints of the Gods: The Evidence for Earth's Lost Civilization, about why the Americas were probably settled long before we originally thought they were. The two also delve into the idea that past civilizations were much more advanced technologically than we give them credit for, their technology was just different from ours so we tend to discount it. Key Takeaways: [4:28] The Producer Price Index has fallen, which suggests inflation is tame [6:35] Jason's recent settlement with a landlord [11:12] When you get in a business deal, don't expect to be able to hold people accountable through the system [14:19] Corporate pensions are underfunded and a huge risk to rely on Graham Hancock Interview: [19:15] A massive cataclysm struck the earth between 12,800 - 11,600 years ago [22:38] It's distinctly possible that the lost civilization was advanced technologically, just in a different way than we currently are [25:21] The Great Pyramid shows us that whoever built it had a complete knowledge of the size and nature of the Earth [28:48] The problem with American archaeologists' Clovis First model [33:45] It's human nature to not want to admit you were wrong, but in the end the evidence will force people to accept new theories that are shown to be correct Website: www.JasonHartmanLive.com www.JasonHartman.com/Properties www.GrahamHancock.com

We are currently in a high-inflation environment that has caused everything to be more expensive than they usually are – from the cost of daily expenses to interest rates for mortgages. This has been causing a lot of chaos and uncertainty in different areas of the world so we are here today to help shine a little light on what really is going on and how you can get through this tough time. Listen to this episode to learn more about inflation, how it is affecting our lives, and how we can adjust to make sure we do not go down as everything else goes up! Key Talking Points of the Episode [00:00] Introduction [01:25] The next Collective Mastermind event [02:06] What question do we need to always be asking ourselves? [04:10] What do numbers look like in different markets today? [05:11] Why isn't cash considered an asset? [06:32] What are Peter Zion's insights on interest rates? [08:35] Where did the fed go wrong in this battle against inflation? [11:20] How is inflation affecting the millennial generation? [13:23] What if you want to buy a home but interest rates are too high? [14:17] Where should you be investing your money in today's economy? [15:32] How is inflation affecting other countries? [16:37] Where can you get tickets for the Arizona event? [17:10] What is The Collective? Quotables "That is life's most important question as I always like to say – "compared to what?" is the question we always need to be asking ourselves and it really boils down to that idea of TINA. An acronym, TINA, There Is No Alternative." "What's not on this chart is cash and it's funny that people don't consider that an investment." "As I always say, whenever you hold an asset, every day that goes by that you don't sell that asset, you're basically buying it from yourself. So, if you're holding cash, you are losing at the rate of inflation." "All of the would-be first-time buyers, this giant millennial and gen z generation, they're not gonna be buying houses. They're gonna be renting." "It's actually worse than it sounds because while interest rates are going up rapidly in the United States, remember, they can't go up as rapidly everywhere else." "Finances in Germany are relatively liberalized, so the people can get their money out to secret places." Links Website: Jason Hartman https://www.jasonhartman.com

This weekend was the most recent mastermind event for The Collective Mastermind and we decided to do something different. There was so much value in this event and we are here today to share some of the things that happened and our insights on some of the things that we're experiencing today. Listen now to learn more about the last Collective Mastermind event and current market conditions so you can stay ahead! Key Talking Points of the Episode [00:00] Introduction [01:43] What makes the concept of masterminds very powerful?[03:07] What is happening to the market today? [04:06] What kind of loans are builders taking out today? [05:12] Are the markets overbuilt? [08:21] How are the rising interest rates affecting the economy? [10:30] What makes the price of money ½ of every transaction? [12:54] How should people be dealing with the economy today? [13:51] How would rising debt costs affect real estate investors? [14:26] How does geographic location create a different impact during inflation? [16:20] What other effects does inflation have on investors? [17:30] What could possibly happen to interest rates in the future? [19:39] What should investors be focused on today? [23:04] What happens when interest rates are as high as they are today? [24:11] How can you reach out to Ken and George? Quotables "We're living through a time in history that's proving to us how important price signal is and price discovery, and they've completely gotten rid of the most important price of all – the price of money." "My point is that it is true for an American investor, if you got a treasury, you are losing to inflation. But if you have that geo-arbitrage, you can set it up to where you're actually experiencing deflation." "What they do is they make it more difficult to qualify, so you really can't get it. It looks great if you can get it." "I think we're going into a time, at least over the next year, where it's more so about capital preservation as opposed to appreciation." "People's checking accounts are still a lot higher today than they were in 2018. The problem there is that their incomes have not gone up with the rate of inflation." "Another thing that's interesting about interest rates going up, is it gives large pools of money and options they haven't had in a decade." "Sometimes, the return of your capital is more important than the return on your capital." Links Book: The Creature from Jekyll Island https://www.amazon.com/Creature-Jekyll-Island-Federal-Reserve/dp/0912986212 Website: Ken McElroy https://kenmcelroy.com/ Website: The Collective Advisors https://thecollectiveadvisors.com/ Website: Hartman Media https://hartmanmedia.com/

Today's Flashback Friday is from episode 1583, published last on October 29, 2020 Jason Hartman discusses the consistent qualities of investment property. He reiterates the lessons known from IDEAL as well as qualifying its self-liquidating development. Jason interviews client, James Castelle. James purchased his first investment property within two years of his initial listen to the Creating Wealth Real Estate Investing podcast. James shares his story shifting from the typical stock-market investment to property investment and why he favors it. The quick lesson, inflation-induced debt destruction, is king! Key Takeaways: 3:45 Jason Hartman is on Amazon Alexa: 4:30 Alexa Flash Briefing Jason Hartman on ROI 5:00 I.D.E.A.L. 10:00 Income property is beautifully consistent. What was true 12 years ago is still true today! 12:00 Income property is self-liquidating. It pays itself off. 13:30 Not all ROI is created equally. 17:30 Jason on the tragic knife attacks in France. James Castelle interview 26:00 The stock market v. real estate. 29:00 Why did you choose the Gadsden, Alabama market? 31:00 The benefits of inflation making a house payment seem cheap over time. 34:30 After your first investment property, what are your plans? Websites: JasonHartman.com JasonHartman.com/properties Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes) 1-800-HARTMAN

Steven Thomas is with us today to share some market data that will help us gain better insights into what's happening and what we should be doing to ensure profitability in today's market. We are talking about inventory status, rental market conditions, and how the recent changes are going to affect you as a real estate investor. Listen now to stay updated on trends in the real estate market so you can plan ahead! Key Talking Points of the Episode [00:00] Introduction [02:25] What is the right way to think about real estate investing? [05:02] How are inventory numbers doing today? [10:11] What will happen if inventory continues to increase at this rate? [14:55] What was the market like in 2015? [18:28] Who is Steven Thomas? [19:30] Why are people hesitating to let go of their properties? [21:55] Have we ever been in a market like we have today? [22:50] How long will the impact of inflation affect the market? [27:54] Will mobile mortgages be implemented soon? [29:07] What will the CPI be like in the coming years? [33:07] How is inflation affecting society today? [36:23] Why is the model for supply and demand broken? [38:33] What markets are seeing inventory catching up to pre-COVID levels? [39:48] What will happen to wages in this high-inflation economy? [41:10] What should we be expecting to happen in the market? [43:50] What makes the current condition of the market different? [45:01] Why should people focus more on rental properties? [48:50] How can you reach out to Steven? [49:05] The Collective Mastermind Group Quotables "Income doesn't mean you have a ton of positive cash flow because hopefully, you're using leverage on your properties. It just simply means that the asset is producing income to pay debts for you." "It's not necessarily that many people are not ready to make a move, it's just that they don't want to because it's so cost-prohibitive and when it gets this cost-prohibitive, they may not be in love with their home, but they're in love with their loan." "The new underwriting has become so strict that the homeowners have good credit scores, they have low interest rates, 40% of loans in the country are paid off." "Overall, rents make the deal work and people, I really think should be more focused on that rental income than the housing prices because our people are not flipping these houses – they're buying them and holding them for long-term income." "Income properties are pretty darn stable and the income component is quite reliable." Links Website: Jason Hartmanhttps://www.jasonhartman.com Website: Reports on Housinghttps://reportsonhousing.com/

Welcome to today's episode where Jason is joined by his faithful companion Coco, as he steers clear of the 'thought police,' talking about the Apartment List Survey happening during the nation's midterm 'erection' and how the housing market has become a political issue for most Americans! Jason also talks about the CPI, which he calls the 'CP LIE' vis a vis the PCE or the Personal Consumption Expenditures. Moreover, a shocking, tectonic shift in the renter market has taken place, something he predicted back in March of 2022! He is then interviewed by James Schlimmer and John Bowens of the Building Equity Podcast where Jason talks about the current state of the economy and the housing market and how it stacks up to other commodities by using his Hartman Comparison Index. And you can also buy your tickets NOW to the Empowered Investor LIVE event this January 27-29 happening at a beautiful resort in Scottsdale, Arizona! Early bird rates are going fast. You can also get HUGE discounts on this and all of Jason's events when you become an Empowered Investor Pro member. Just go to EmpoweredInvestor.com. Once a member you can also join their MONTHLY Zoom meeting happening every first Tuesday of the month. So sign up and be part of a community of like-minded investors when you become an Empowered Investor Pro member! Key Takeaways: 0:00 Welcome to Episode 1915! Check out that beautiful animal behind Jason! 1:48 The Erection: Avoiding the 'Thought Police' 2:33 Apartment List Survey: Rising Housing Costs A More Salient Political Issue for Renters 9:31 Institutional Investors are still a drop in the bucket 11:40 The standard measure of inflation: The CP Lie 13:07 PCE- Personal Consumption Expenditures 15:55 Renters' gradual shift toward suburban and rural areas-Just as Jason predicted back in March 2022 18:00 Empowered Investor Pro Community Monthly Zoom Meeting and the LIVE event in Scottsdale, Arizona Jason Interviewed by James Schlimmer and John Bowens, Building Equity Podcast 19:39 The current state of the US housing market 20:42 Historically, housing inventory is very, very low and cheap mortgages are not helping 22:48 Mistakes new investors make 26:06 What is your measuring stick? 26:43 Tale of 3 markets; sampling Memphis, Indianapolis & Los Angeles 29:03 A skewed housing market data 30:33 The Hartman Comparison Index 31:03 Median home price versus the price of gold 33:20 Median home price versus the price of oil 35:12 Rice and the S&P 36:15 Coaching session with Jason and the Empowered Investor LIVE event in Scottsdale, Arizona 37:25 After a catastrophe like a hurricane, there is MORE demand for housing Featured: https://www.investopedia.com/terms/p/pce.asp Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 1058, published last September 19, 2018. Jason Hartman is joined by his "brother" Dan as the two discuss the value networking. Dan (who Jason considers to be one of the best networkers he's ever met) gives some tips on how to break through to your networking targets, and how crucial the network becomes when recessions start affecting you. Jason also goes over some new information he discussed in the previous episode, as he discovered how much money millennials are actually spending on rent and what that's led them to give up. Key Takeaways: 2:02 Is Jason the most experienced person in his field? Try and beat his roughly 10,000 deals 5:56 The value of networking 11:37 Always be conscious of the other person 15:35 Millennials are spending 45% of their income on rent 21:16 What has to give when the percentage of income is higher than before? 24:18 The financial crisis was 10 years ago last week, and terrible advice is still being given 26:53 In downturns, the people who get the bailouts and the most help are people with the high loan balances 29:35 Your network is going to be even more important when downturns happen Website: www.JasonHartman.com/Properties Profits in Paradise Jason Hartman's Alexa Flash Briefing The PropertyCast Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

"You date the rate, but marry the property!" Today Jason talks about how when you purchase a house, you lock in the mortgage rate but you can still renegotiate- indefinitely. And this is one of the great things with income property. You can refinance that loan, you can improve the property etc. Jason also goes through a few cash balance charts as he gives us a little bit of inside information on the real estate business beyond buyers, sellers and builders and the dynamic that goes into buying and selling. And after looking at these charts, the advice is: delay gratification and follow Jason's commandment number 3- be a DIRECT investor! And even when looking at the NAR numbers versus Altos Research, housing inventory is still tight! Get your tickets to the EMPOWERED INVESTOR LIVE happening on January 27-29 in Scottsdale, Arizona! Key Takeaways: 0:00 Welcome to episode 1913! Jason's moving residence 2:20 "You date the rate, but marry the property!" 6:12 Cash Balance Chart Q2 2022; A little bit of internal information on the real estate 8:03 New York rents rates- admitting when you are wrong! 9:46 Compass' Cash Balance chart and delaying gratification 14:29 Announcing the Empowered Investor LIVE conference and the Empowered Investor Pro Zoom call on the first Tuesday of every month 15:22 Inflation rate and nominal interest rate by country 17:07 China has stopped publishing economic statistics 17:48 Where the US is at in the chart; rent surveys weighted against multifamily homes 19:46 Buying a cup of coffee with a trillion Zimbabwe dollars 21:38 Housing inventory slightly drops; comparing apples to apples, NAR vs. Altos Research numbers 26:55 Existing home sales 2021 and 2022 29:41 Existing home sales (SAAR) and number of mortgages by interest rate 31:08 The Empowered Investor Pro community Mentioned: Altos Research National Association of Realtors Calculated Risk Blog Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

There are no houses for sale! After the aftermath of hurricane Ian, Jason addresses the misconception that there is a 'fire sale' of houses after these types of disasters. He also reminds us that 40% of home owners have NO mortgage! And those who do have mortgages, 24% of them have a 3% or lower mortgage rate and 65% have 4% or lower! So where is the distressed home owner? There really is no pressure to sell! So if you are waiting for a crash, you might be waiting a long time! Jason also welcomes Mike Simonsen of Altos Research as they discuss the factors that keep people from selling their homes and how federal and tax policies contribute to the shortage in housing inventory! Moreover, these factors create more upward pressure on rents! For more detailed information on the charts discussed in the show, visit AltosResearch.com. Key Takeaways: Jason's editorial 0:00 Welcome to episode 1912 1:51 Housing inventory in disaster areas- addressing the misconception 5:27 Number of mortgages by interest rate; so where are the distressed home owners 6:47 Join the Empowered Investor LIVE conference on January 27-29 in Scottsdale, Arizona Mike Simonsen interview 7:48 Introducing Mike Simonsen of Altos Research 8:26 Mike's macro view and insights on the current housing market 11:28 There will be sellers who won't be selling above the 5.5% mortgage rate 13:11 Factors that keep a lid on inventory for a long time- including fed and tax policies 17:29 Creating more upward pressure on rents 19:19 Total inventory home for sale - US Single Family 21:35 What is the chart not telling us? 24:52 Buyers have stopped buying especially at the 5% threshold 27:26 Median homes list prices - US Single Family 29:20 Where these pricing data come from and the median price on new listings 30:57 Possibility of larger homes not coming into the market in this time of the year 32:56 Weekly inventory change - US Single Family homes 38:15 Standard of living will give in; people will go down the socio-economic ladder 41:34 San Francisco Inventory: Weekly Single Family 42:29 Percent of homes taking price reductions, single family homes US national 45:08 Application for sellers and buyers; going ahead of the curve in your local market 48:29 Where do we go from here? Mentions: Logan Mohtashami of HousingWire Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 649, published last March 21, 2016 Jason goes it alone in this very informative and futuristic episode. He breaks down vacancy rates so you know how often you can be without tenants and have a healthy passive income. He alerts us to tools which help us to do the math with our properties. He even has a special discount for his favorite tool, Property Tracker. He then delves into Peter Diamandis's newsletter about why this is such an amazing time to be alive. You will be amazed to hear the possibilities we humans will have in less than 5 years. Key Takeaways: 4:39 Healthy vacancy rates 9:18 Meet the Masters online course 12:39 Raising rents and 2-year leases 16:43 "Abundance: The future is better than you think", new products coming our way 25:07 We all want cheap, abundant energy 26:08 Mapping the materials genome 28:10 When the government misleads us about inflation it is an example of Moore's Law 30:25 Explaining hedonic indexing 33:34 Recyclable carbon fiber composites Mentions: Jason Hartman Hartman Education Property Tracker Property Evaluator Diamandis Abundance the future is better than you think - Peter Diamandis Longevity & Bio-Hacking Podcast Voxer Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

This is a 10th episode show! Jason is joined today by Selwyn Duke, a freelance writer who describes himself as a "teller of Truth and leftists' worst nightmare" in his Twitter bio (twitter.com/SelwynDuke). He is a writer and columnist who has been widely published online and in print, on the local and national levels. He has written for The New American for more than a decade. He has also written for The Hill, Observer, The American Conservative, WorldNetDaily and many others. He has appeared on local and national radio hundreds of times including more than 50 appearances on the award-winning Savage Nation radio program with Michael Savage. His work has been featured by talk-show giant Rush Limbaugh, and it has also been reprinted in college reference textbooks (Cengage Learning). Together they talk about how music, entertainment and media have been tremendous influencers in our culture. But before that, Jason gives us more data, showing the number of mortgages by interest rate, which proves again that there is NO impending housing crash on the horizon and that the MORTGAGE is the asset! Early bird tickets running out fast for the Empowered Investor LIVE event on January 27-29, 2033 in Scottsdale, Arizona! Key Takeaways: Jason's editorial 0:00 Welcome to our 10th episode 1910 2:14 Possibly the most impactful thing in history 4:21 Jason's 3 most important forms of art; first, architecture 8:21 Second most important art form, Music 10:43 And lastly, fashion 13:07 An excerpt from one of Selwyn Duke's article: Influential Beats, the cultural impact of music 13:34 Number of mortgages by interest rates 18:52 Get your tickets NOW to the Empowered Investor LIVE event on January 27-29, 2033 in Scottsdale, Arizona! Selwyn Duke interview 20:45 Welcome Selwyn Duke, "teller of Truth" 22:30 Looking at the things we grew up with- music, tv shows, critically 28:46 Revolutionary shifts having tremendous impact in society 34:54 Addressing the demoralization of society with something ageless 37:57 "As goes the music, so goes society" Homer's Odyssey and it's impact on our culture 40:30 Judging these things under the light of virtue 45:55 Impacting society with the music that is promoted 49:01 When the "ball keeps moving" 51:31 Hedonic adjustment; promoting violence in entertainment 57:40 Identifying the morality behind the violence 1:01:29 Awash in relativism, we see the degradation of culture 1:07:07 Media fragmentation; evaluating civilizations 1:13:10 Balancing conformity and variety Mentioned SelwynDuke.com Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Join Jason today as he talks about lessons he learned from Madame Chiang Kai-shek, his 5 mentors and the 3 major buckets in life we all need to work on: money, health and relationships. He thus invites you to address the 'money bucket' by calling his 'investment therapies' to get you started on your road to financial freedom. He also shares some good news about the manufacturing industry in America and how employment is starting to pick up. Then he talks about why an impending housing crash is just not happening because of how the borrower risk profile is very different from 2006 to 2007, the years leading to the great recession and comparing it to the current underwriting policies. And early bird tickets are running out fast to the Empowered Investor LIVE conference at the end of January to be held in an awesome resort in Scottsdale, Arizona. So go to JasonHartman.com to get your tickets TODAY! Follow Jason on Instagram to get short form content on real estate investing! Instagram.com/jasonhartman1/ Key Takeaways: 0:00 Welcome to episode 1909 2:08 A very important lesson from a Dennis Waitley cassette tape of Madame Chiang Kai-shek 7:16 Your character becomes your destiny 8:23 Made in America: manufacturing employment is near a 14-year high 14:40 George W. Bush homage to Madame Chaing Kai-shek 15:25 Mental health as it relates to money 16:04 A podcast from Peru-3 major buckets in life 18:06 Take care of the money 'bucket'; rents are going up! 20:17 Join The Collective Mastermind 20:55 This has never happened before; super cheap mortgages that might never happen again in our lifetime 24:27 3 Major buckets to take are in life; money could be the most important 26:06 PR pitches- money and mental health 28:46 High income vs. high net worth 30:05 Millennials, Gen Zs and Gen X on spending 30:42 Eating out as a luxury 32:08 Seeking out financial therapy 33:00 Stress all year round and on the coming holidays 33:38 The men that changed Jason's life 34:32 Going 'woke,' discovering character and the right mindset towards money 35:55 Value of US mortgages with borrower risk scores 38:56 Get our tickets now to Empowered Investor LIVE! Mentioned: The Collective Mastermind Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 946 published last January 22, 2018. Jason Hartman takes the reins for a whole episode, discussing how peer-to-peer interactions are disrupting industries all across the economy, how blockchain is now even infiltrating dating, and the government shutdown. He also shares the 10 biggest ICOs of 2017, which shows the amazing amount of money that's entering the cryptocurrency world, and also the movement for the 51st state in the US. Key Takeaways: 1:17 Welcome to our listeners from all over the world 3:30 A big thanks to intra-preneurs 6:04 Cryptocurrencies are up against the most powerful forces humanity has ever known 7:35 Blockchain is now being used for bedroom activities 12:06 The disruption caused by Napster and programs like it, and how it impacted its industry 14:02 10 biggest ICOs of 2017 18:09 The government shutdown is expensive administratively speaking 19:32 The movement for a 51st state 26:44 California has the highest poverty rate in the US 29:12 Check the Meet the Masters app for speaker slides that have been updated Website: www.JasonHartman.com/Properties Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Welcome to The Creating Wealth Show, Episode 1907! Join Jason Hartman today as he takes you through recent natural disasters and how they affect you as homeowners, investors, and how they affect the overall supply and demand dynamic of the real estate markets. Jason discusses Joseph Schumpeter and creative destruction, and breaks down some statistics on households formed vs homes built. Today's guest Becky Nova, founder of Lady Landlords, helps others invest in properties and actually self manage them from a distance. She successfully operates in cyclical urban markets, so tune in for an interesting real estate success story and some great tips for self managing from abroad. Register today for Empowered Investor Live, taking place in beautiful Scottsdale on January 27-29! VIP tickets are selling out fast, so don't miss your chance! EmpoweredInvestor.com/Live Key Takeaways: Jason's editorial 0:00 Welcome to The Creating Wealth Show, Episode 1907 2:03 Increased demand for housing as natural disasters lessen the supply 5:49 Today's construction codes are much better 7:51 Benefiting from a disaster - insurance claims, government aid & mortgage moratorium 9:13 Joseph Schumpeter and creative destruction 11:05 Households formed vs homes built 12:45 Joint Center for Housing Studies at Harvard University housing projections 14:50 Second wave feminism, decreased marriage rate & men going their own way 17:00 Housing inventory from Altos Research 20:00 Some great opportunities in new construction homes 21:48 Register for our Scottsdale event - tickets are going fast! EmpoweredInvestor.com/Live Becky Nova interview 22:52 Welcome Becky Nova, founder of Lady Landlords 24:34 Becky started with buying a multifamily and renting out another unit 26:05 Mission to provide sustainable housing to those in the Dominican Republic 28:30 Self managing rental properties 30:00 Tools and tricks for self managing your properties from a distance - having the right people and the right systems in place 32:20 Property management software 33:00 Check out Jason's RENT (Real Estate News & Tech) YouTube channel for software demos 34:12 Laying out rules for requests and maintenance 38:50 City living vs multifamilies 41:55 Interest rate hikes and rent increases 44:39 Learn more at Lady-Landlords.com Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Welcome to The Creating Wealth Show where rents in suburbia are higher than rents in cities and the Fed wants to see you unemployed! Think we're kidding, right? Think again! You couldn't make up fiction this good if you tried! Jason Hartman takes you through the latest news stories and predictions affecting the economy and is joined by Wesley Gray, CEO of Alpha Architect for a fascinating discussion on inflation hedges and future scenarios for commodities and crypto. Last Friday, the Bureau of Labor Statistics reported over 200K new jobs were added in September. Sounds like great news for the economy and people in general, right? Strangely, it runs directly counter to what the Federal Reserve wants to see; they don't want to see the unemployment rate fall, they don't want to see you have a job. They want to see you unemployed. That low unemployment rate has to be driving the Fed nuts! Americans working and spending money is something they don't want to see, as they have forecasted a recession next year, and are looking for the unemployment rate to reach 4.4%. How should we allocate risk right now? Why is crypto performing so poorly? Are we truly becoming a Banana Republic that does not end well? Jason and Wesley discuss a few things that you should always consider including keeping your tax rates down as much as possible. Fees and taxes are things you can often control, whereas we can't control what the economy or inflation is going to do. And why is crypto doing so poorly when it should, at least in theory, be the inflation hedge asset? Where's Michael Saylor? Isn't Bitcoin digital gold? Without a military behind it, will cryptocurrencies ever be truly viable? Key takeaway: Jason's editorial 0:00 The Creating Wealth Show, episode 1906 3:01 Jason's 2020 prediction - the rise of suburbia 6:21 Cities saw rent increases almost 17% since the beginning of pandemic 7:39 Weekend in Vegas at Richard Branson's Virgin Hotel 9:48 Thanks for attending the Recession Proof Investing Summit 10:10 HousingWire article: Why a good jobs report is bad news for the Federal Reserve 14:06 Over 109,000 followers on Instagram! Instagram.com/JasonHartman1 17:20 Register now for our LIVE event in Scottsdale AZ! EmpoweredInvestor.com/Live Wes Gray Interview 20:10 Welcome Wesley Gray, CEO & Co-CIO, Alpha Architect - Empowering investors through education 20:51 How do we allocate risk? 22:17 What assets should you be owning right now? Stocks, commodities? 25:24 Controlling your tax rates 26:49 Will we see incredibly high interest rates needed to tame inflation? 27:31 We are becoming a Banana Republic and it won't end well 29:05 Alpha Architect investment philosophies 30:38 Following trends in crypto, bonds & stocks 32:19 Why is crypto doing so poorly right now? 34:00 Ponzi schemes backed by military 35:07 The ability to inflict violence is what makes the world run 35:50 Freedom in Iraq vs Freedom in the US 37:03 Learn more and check out Wesley's blog at AlphaArchitect.com and follow on Twitter! @alphaarchitect Wesley R. Gray, Ph.D. CEO & Co-CIO, Alpha Architect After serving as a Captain in the United States Marine Corps, Dr. Gray earned an MBA and a PhD in finance from the University of Chicago where he studied under Nobel Prize Winner Eugene Fama. Next, Wes took an academic job in his wife's hometown of Philadelphia and worked as a finance professor at Drexel University. Dr. Gray's interest in bridging the research gap between academia and industry led him to found Alpha Architect, an asset management firm dedicated to an impact mission of empowering investors through education. Wes has published multiple academic papers and four books, including Embedded (Naval Institute Press, 2009), Quantitative Value (Wiley, 2012), DIY Financial Advisor (Wiley, 2015), and Quantitative Momentum (Wiley, 2016). Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 469 published last January 28, 2015. Jason Hartman introduces today's Creating Wealth Show with a well-aimed stab at a recently published article alleging that it is now cheaper to buy a residential property than rent, and then opens up the discussion to a wider view on why we simply can't trust statistics any more. Later, he invites It's All About Money presenter, Bill Tatro, to give his opinion on the important issues which affect Americans and their money today, such as oil prices, whether more of our money is going overseas or staying on home soil and why we can expect both inflationary and deflationary patterns in the next 10-15 years. Key Takeaways 3:48 Jason Hartman gives a brief explanation of the various types of property management available. 7:57 Income property is the most leverage-favored asset. Take advantage of this! 13:09 Keep your wits about you, even when reading news media. Not everything is quite as it seems. 18:16 Want to be featured on Jason's show? No problem! Head to www.JasonHartman.com/Jason 20:24 Jason Hartman introduces today's guest, Bill Tatro. 26:00 Bill Tatro explains the reasoning behind Keynesianism in a more modern, comprehensible way. 28:57 Yes, trillions of dollars have been printed, but how many of those have we actually seen? 31:48 How can we hope to combat deflation? 36:28 We can learn a lot from the actions of Greece, but will we learn? 41:08 Past, current and predicted oil prices can tell us a lot about the state of our economy in terms of inflation or deflation. 43:38 For more information, head to www.BillTatro.com 47:36 What does the future look like through the eyes of an economist? Mentioned in this episode 44th: A Presidential Conspiracy by Bill Tatro Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Slow and steady housing markets don't make the news as they are boring and don't generate the kind of click bait headlines that turn heads, but as an investor, that's exactly where you want to be. So instead of just listening to the headlines, Jason Hartman teaches you and gives you the tools to evaluate properties, interest rates and changing markets so you can learn to think for yourself! Join Jason and Tyler Wynn as they explore Jason's views on the changing housing market and how to determine whether or not a property is worth buying. Join us this weekend for the Recession Proof Investing Summit! Don't miss this live, virtual event with Jason and his team and some exciting industry experts ready to share their strategies with you! Reserve your spot at: EmpoweredInvestor.com/Summit. Key Takeaways: Jason's editorial 0:00 Welcome Empowered Investors! 2:22 Recession Proof Investing Summit this weekend! EmpoweredInvestor.com/Summit 2:40 What is driving changes in housing inventory? 7:22 Cheap mortgages are the new collector's items 11:34 Save the date for our live event in Scottsdale, AZ - Tom Wheelwright will be speaking! 12:31 Update on court battle - final judgment amount has been reduced Jason's interview with Tyler Wynn 16:46 Jason's view of the changing market 18:37 Factors to determine if you are in a good investment market 22:45 The Phillips Curve - balancing unemployment against inflation 24:38 Inflation rates and money lending 27:37 The US dollar is a moving target 29:56 Determining whether or not to buy a house 31:05 Using other assets to determine the value of real estate 33:59 Mortgage payment - historically cheap or expensive? 36:19 Houses are half as expensive today as they were 52 years ago 40:02 Hedonic adaptation 43:00 Will interest rates go back down? Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

If you think it can't happen to you - think again. For years, Jason has been dealing with an industry competitor who set out to ruin him and destroy his name through trademark counterfeiting, unfair competition and civil racketeering. Jason and his lawyer explain the details of the case which sound like something straight out of a spy movie. The defendants used Jason's trademarked name and diverted search engine traffic to themselves and published falsities and salacious content on the web about Jason's business and sent fake emails in his name. But justice has been served as the jury found the defendants had clearly engaged in misconduct by using Jason's name. They engaged in counterfeiting decided by the court based on the undisputed evidence that defendants participated in a form of competition that is unlawful, unfair, and is prohibited by law. The jury also found that defendants actually profited off their misconduct. Key Takeaways: Jason editorial 0:00 Welcome to The Creating Wealth Show, episode 1903 1:28 Court case - competitor tried to ruin business 3:20 Join us for the Recession Proof Investing Summit this weekend! 6:17 Unanimous jury verdict from Jason's recent court battle Steven Pollack interview 7:29 Brief introduction on the case 11:13 Attorney presiding over the case 13:04 Falsities and salacious content published on the web about Jason's business and fake emails sent in Jason's name 14:00 Hiring a domestic cyber investigator 17:47 Defendants used Jason's trademarked name and diverted search engine traffic to themselves 18:55 Statutory damages of willful counterfeiting 23:53 Federal cybersquatting - using somebody else's domain name 26:46 Federal false advertising 28:40 Racketeer Influenced and Corrupt Organizations Act, commonly known as RICO 30:59 Liability for criminal acts 32:16 Federal and Florida RICO statute 36:34 Difference between counterfeit and RICO 37:56 Florida statutory invasion of privacy, commercial misappropriation of likeness 40:21 Punitive damages 42:41 Florida civil conspiracy punitive damages 45:53 Total amount awarded 47:23 Justice has been served Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 982, published on April 2, 2018. Jason Hartman breaks down some important topics in today's show as he talks about one of the vital assets you have in your toolkit, and that's your credit score. With so many different companies and credit scoring models, it's key that you understand what impacts your score. You need to stay on top of it (and make sure it doesn't get TOO high because then you're not doing enough of what Jason thinks you should be doing). Jason also looks into what kind of a job the Fed has been doing on their charter, opposition to Amazon, Google and Facebook, the myth of the Rented Home purchase, and some interesting results from his recent DNA test. Key Takeaways: 4:14 The Fed's job of evening out inflation has been...not so great 7:53 Trump's opposition to Amazon and Jason's opposition to Google & Facebook 10:34 Some disgusting behavior from Goldman Sachs around the time of the mortgage crisis is a PRIME example of how Wall Street treats the average person 12:28 There are the big 3 credit bureaus for your FICO scores, but tons of factors that create each score, PLUS there are even more FICO scoring models out there 14:20 If your credit score is too high you might not be borrowing enough money (but don't borrow for frivolous purposes, borrow for properties) 18:22 A rundown on a few FICO scoring models 22:31 Do millennials really understand inflation? 24:09 The Rented Home Myth 30:01 Jason gave in and did a DNA test Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

The poison pill which has infected the markets were the artificially low mortgage rates that will constrict housing supply for decades to come. However, myopic people are focused on housing prices, when they should focus on yield or return on investment. That's what investing is all about! Join Jason Hartman today as he takes you through the state of today's particular housing market, a strange recession and disastrous financial unrest around the world. Here in the United States, we are moving into a very weird type of market. The Fed is raising rates and it's freaking people out in the stock market, the housing market, and oddly, the cryptocurrency market, which should be doing the opposite of what it's doing, but is not acting the way it's supposed to act. So this weird market is where we could have a significant recession, and still have very low housing inventory, and very low rates of foreclosures. The predictors of disaster are always wrong. Disaster is an iterative process. It is a more subtle process where our freedoms are taken away slowly and where our money is being debased little by little until one day you wake up and your only option is a central bank digital currency. The winds are changing all over the world and one needs only to look at recent happenings in the country of Lebanon. People in Lebanon are robbing banks, not to steal other people's money, but simply to get their own money in the face of a collapsing system. Key Takeaways: 0:00 Welcome to The Creating Wealth Show, episode 1901 1:03 Alarming financial distress with banks across the world 4:01 Michael Pollan and the psychedelic movement: opening doors to perception that we really can't explain 6:10 Central bank digital currency, CBDC, digital dollar 7:05 Social scoring system already in place in China 8:30 Prepping is not a lifestyle, just something on your to-do list 10:00 People are robbing banks in Lebanon simply to get their own money 12:01 Ponzi schemes and fractional reserve banking 12:52 Housing inventory update - the high end market is continuing to decline 14:36 Artificially low mortgage rates were a poison pill and will constrict the market for decades to come 17:40 Opendoor & Zillow: iBuyer fiascos 18:08 Tech companies think they've figured out the real estate game, but it's still a low tech business 19:43 Are mortgage rates over 6% really a big problem? 22:29 Empowered Investor LIVE in Scottsdale in January! 23:54 Recession Proof Investing Summit coming up! EmpoweredInvestor.com/Summit 24:50 People in the renter market cannot afford to move out and buy 25:49 Focus on yield, not on prices - that is what investing is all about! Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Jason Hartman and Rollo Tomassi, author of The Rational Male series, tackle some very important and highly sensitive issues facing our society today regarding relationships between men and women, dating, the sexual marketplace, marriage and family. There's no doubt that men and women are better together than apart, yet society tells us something very different. Marriage rates are at an all time low and can be traced back to the sexual revolution. Increasingly, we are teaching women to be strong and independent which is great for corporate interests, but is it really best for personal happiness and life satisfaction? Rollo explores what the sexual marketplace looks like when women are the ones who are deciding what is correct and what is not correct. It's now common to hear people say: "a woman needs a man like a fish needs a bicycle," but is this extremism the answer? Have we fallen victim to social institutions and their narratives around family, dating and relationships? Key Takeaways: Jason's editorial 0:00 Jason Hartman welcomes Rollo Tomassi, American author, Youtube personality and podcaster better known for his book series The Rational Male to The Creating Wealth Show 3:37 Financial implications of relationships 7:02 Join us for the Recession Proof Investing Summit Oct 7-8th! EmpoweredInvestor.com/Summit Stay tuned for more info on our upcoming live event in Scottsdale, AZ January 27-29th Rollo Tomassi interview 9:34 Welcome Rollo Tomassi, author of The Rational Male series 11:35 Social institutions and social narratives around the family 14:59 The difference between men and women in power 17:25 Alpha females in the workplace 19:22 Women tend to have more of a collectivist mindset 21:44 Organizing society: men vs women 27:33 Men and women mature at different rates 29:51 What men find attractive vs what women find attractive 31:43 Men and women in Western societies have been getting married later and later in life 34:29 Maternity leave vs abortion 36:47 No such thing as an alpha female 39:43 Men, women and money 43:03 Criteria & dating apps 49:34 What is the probability of meeting a person with all your preferences? 55:00 Approximately 2.85% of people will meet your standards 56:02 Maximize your chances or lower your standards 58:39 Robert Greene and The 33 Strategies of War 59:54 It's not in a women's biological and evolutionary best interest to take a guy who is substandard 1:02:59 What is hypergamy? 1:04:10 Alpha males vs beta males 1:09:05 Male mating strategy vs female mating strategy 1:11:12 Find Rollo Tomassi at TheRationalMale.com 1:16:11 Going from the club dating scene to dating via apps and social media 1:19:04 If Harvey Weinstein looked like Brad Pitt, would there be a problem? Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 547, published last July 27 2015. Vladimir Putin's rise to the top is a Shakespearean drama. Putin the President was created by a group of wealthy businessmen to replace Boris Yeltsin. While believing they found a man who aligned with their own desires to keep the money at the top, Putin had different ideas. He successfully brought down elite families who disagreed with his politics. Russians embraced the leader and made him one of most popular Russian presidents of all time. Ben Mezrich shares his journey of writing his latest book, soon to be movie, Once Upon a Time in Russia. Key Takeaways: Jason's Editorial: 1:37 JHU live - Jason Hartman University Live 2:57 In beautiful Mission Valley San Diego on August 29th 4:31 In depth training on building your own portfolio 6:14 You'll get an official property acquisition checklist 7:13 Learn property portfolio planning 8:20 Early bird pricing until August 1st 10:31 Leave a review on iTunes and you get 30% discount on JHU 11:24 Inflation induced debt destruction Ben Mezrich Interview: 15:17 Many stories just kind of came to me 16:11 Misconceptions about Putin 16:40 Oligarchs miscalculated and created Putin by mistake 18:43 The Godfather of the Kremlin 19:21 Putin was an assistant KGB agent with average pay 21:23 The Russians love Putin and possibly some Ukrainians too 24:32 This story is a very Shakespearean drama 25:58 Warner Studio is making the movie 26:36 Putin may be around for a long time 28:18 Russia is in the midst of crony capitalism 29:38 Will Russia have a middle class in the future? 32:26 Yeltsin basically made the Oligarchs to fend off Communism 34:03 Was entering Ukraine an effort to recruit young people for Russia? 35:10 When oil prices go down the Russian economy suffers Mentions: JasonHartman.com [email protected] Bringing Down the House The Accidental Billionaires Once Upon A Time in Russia @benmezrich Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Welcome to The Creating Wealth Show, Episode 1898 with your host Jason Hartman. Ongoing Reddit discussions have people asking who is worse off in the present economy: home buyers or renters? Find out with Jason as he also weighs in on investing for yield, what the Crash Bros are saying about an upcoming real estate market crash and why understanding mortgage debt as a percentage of the GDP is important! Join Jason and his team for some incredible upcoming events! First, don't miss our Recession Proof Investing Summit, Oct. 7-8, 2022, a live, virtual event. Then join us in person in Scottsdale, Arizona, January 27-29th for Empowered Investor Live! Meet and hear some of the industry's top experts as they guide your investing journey. More info coming soon! Key Takeaways: 0:00 Welcome to The Creating Wealth Show, Episode 1898 1:04 IMPORTANT ANNOUNCEMENT: Empowered Investor Live event in Scottsdale, Arizona! 3:04 Recession Proof Investing Summit Virtual Event, Oct. 7-8, 2022 5:53 Learn from industry experts and meet like minded investors at our events 4:37 When the rates go up, rents go up - inflation tracker 5:25 Purchasing a property in any given market 7:00 Rents always lag the prices by a very significant timeframe 8:05 Focus on yield, not on timing the market 9:52 Home buyers vs renters - who is worse off? 12:31 The average 30 year fixed rate mortgage rate rose this week 13:33 Martha's Vineyard: George Orwell - "All animals are equal, but some animals are more equal than others." 15:24 First time buyers and renter's discussion on Reddit 17:27 What the Crash Bros are saying about the upcoming housing crash 19:31 Mortgage affordability and delinquency rates 20:09 No distressed homeowners, no housing crash 21:17 25% fewer new listings each week than we'd expect for this time of year 21:59 How indebted are homeowners as a percentage of GDP 24:29 As a percentage of GDP, the mortgage debt is about 49% 27:31 Single family home inventory vs sales rate 32:11 Save the date - Empowered Investor Live: January 27-29th, Scottsdale, Arizona Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Jason is back from his adventure in Mexico with The Collective Mastermind group! Great food, great fun with great people! If you want a major step up in building your wealth, join us today! Also don't forget to get your tickets to our upcoming virtual event, the RECESSION PROOF INVESTING SUMMIT. One of our speakers is DR. NOAH ST. JOHN also known as "The Father of AFFORMATIONS®" and "The Mental Health Coach to The Stars." Dr. St. John works with Hollywood celebrities, 8-figure company CEOs, professional athletes, top executives and elite entrepreneurs, to help you "make MORE in 12 weeks than in the past 12 months." You are also invited to our Empowered Investor Pro group where you can engage in other like-minded investors, where you can network, share strategies and build and grow your income property portfolio! Jason is also joined today by Rudyard Lynch, better known online as Whatifalthist. He is an American-Canadian YouTuber who produces videos based around Alternate-History, Geo-Politics, and Political Commentary. Listen in as they discuss history and how this affects your investment portfolio and strategies for the future! Key Takeaways: Jason's editorial: 1:27 Jason's back from Mexico 3:24 A short intro on our guest today, Rudyard Lynch 3:48 A quick housing inventory from our friends in Altos Research 7:14 "I'm right again!" The Poison Pill creating a housing inventory shortage 8:10 Join the RECESSION PROOF INVESTING SUMMIT! Get your tickets now! 9:40 Active inventory & projected, Single Family 11:21 The question as always is... 12:32 To know what the linear and hybrid markets are, go to JasonHartman.com/properties Rudyard Lynch interview: 13:01 Welcome Rudyard Lynch a.k.a. Whatifalthist on YouTube 14:13 A few predictions; what's in store for the future 15:50 Some metrics on inflation and how it plays out around the world 20:19 10 and 20 year Inflation cycles 22:35 Crypto and fiat currencies, asteroids and minerals 26:51 Inflation and how it affects the US and the world 29:35 Map of civilizations around the world and how the economies will be 33:40 Geo-politics in the east and what the future holds 35:29 Western industrialization 38:33 The geo-political world in a hundred years 40:15 Action steps recommended by a non-credentialed 21 year old 41:36 College towns, student housing and the University Debt Enslavement Complex Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 732, published last September 28, 2016. Jason's guest, Michael Thomsett has over 35-years as an Accountant and is an investor in the most tax-favored asset class in the U.S., income properties. Mr. Thomsett has written over 90 books. His book, The Landlord's Financial Toolkit will soon be printed as a second edition and re-named The Real Estate Investor's Financial Toolkit. During today's episode, he shares ten principles of real estate evaluations and unpacks each principle, so even those with a limited understanding of income property investing can follow along. Key Takeaways: Jason's editorial: 1:42 Segmenting the real estate market is rarely done properly. 3:41 Make it a goal to live in a no income tax state as a wealth creation strategy. 6:57 Information on the next Meet the Masters, Hartman Education Special Bundles and available properties. Michael Thomsett Guest Interview: 12:12 The 9/10 Principles of Real Estate Evaluation. 13:20 Defining the Principles of Progression and Regression. 14:35 The Principle of Conformity is keeping the features of a property in line with others in the area. 15:37 The Principle of Substitution relates to the condition of the property. 16:11 The Principle of Change applies to the economy, demographics, employment, and other "fact of life" incidents. 17:12 The Evaluation Principle of anticipation is when expectations about future events affect the market value. 20:50 The Contribution Principle - If the improvement is worth more than the cost to make it. 22:12 Plottage or Growth Management should be consistent use of the surrounding lands. 24:52 Highest and Best Use - Real Estate evaluations are best when land is utilized in the best possible way. 26:39 The Competition Principle states an opportunity for a profitable investment leads to competition. 32:13 All the necessary tools for landlords are included in the second edition of Michael Thomsett's book. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today, Jason welcomes you from beautiful Mexico! He is in another gathering of The Collective Mastermind, a group of like-minded investors having fun and sharing strategies in growing their portfolio. For more information on how to become a member of this elite group, go to the TheCollectiveMastermind.com Housing volume cycle vs. price cycle. For a housing downturn to occur, you have to have low inventory and stressed sellers. But with inventory and mortgage rates so low, Jason asks "Where is the distressed homeowner?" "Where is this so called 'crash?'" Join Jason and Eric Basmajian of EPBMacroResearch.com for the second part of their conversation as they look at the nuances of the "housing market," discussing why he believes a housing crash is not on the horizon-yet, the market cycles happening in the cyclical markets like San Francisco, Los Angeles, New York, Chicago etc. its challenges and where it might be headed. Also, get your tickets now for the Recession Proof Investing Summit virtual event now at JasonHartman.com and get on the path to true financial freedom! Key Takeaways: Jason's editorial: 1:03 Greetings from Mexico! Jason is in Mexico for another gathering of The Collective Mastermind. 1:41 Eric's back and will be talking about macro economics and the housing market 2:14 Register now for the the Recession Proof Investing Summit virtual event Eric Basmajian interview: 2:47 Who's driving the NAHB/Wells Fargo US Market Housing Index 3:38 Residential Building Employees 4:32 Housing construction woes 6:37 Months supply of US single-family homes 9:07 The Fed's poison pill 11:01 Protecting the asset 11:40 Housing is the business cycle by Edward E. Leamer: Volume vs price cycle 13:10 Financial debt + household debt to GDP 14:17 The current volume cycle: less inventory 15:44 Price cycle is more vulnerable in the new construction market 17:05 Volume cycle in the large institutional home buyers 19:53 The monetary and fiscal policy response 21:20 Sell to get the rate of inflation down 21:56 Exploiting the last cheap labor market: Africa _____________________________ 23:06 Why mass inflation is still a threat to rich countries Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Join Jason today as he welcomes Eric Basmajian of EPB Macro Research to the show as they do a deep dive into the housing market. Jason also suggests that as investors we should REFRAME our mind in terms of the housing industry especially as we continue to see very low inventory. Eric is an economic cycle analyst providing research on long-term and short-term trends in growth and inflation. With a degree in economics and experience at a quantitative hedge fund, Eric has developed a unique secular and cyclical framework to forecast major economic inflection points and the resulting impact on asset prices. You are also invited to Jason's Recession Proof Investing Summit where there will be great speakers, local market specialists who will be talking about their properties and much more. You will also be given a discounted price to purchase the recordings of the event! So hurry- go to the JasonHartman.com to get your tickets today! Key Takeaways: Jason's editorial: 1:42 The Right Frame 4:39 Reframing the housing market debate 6:27 It's all about investing for YIELD 8:33 5 Cities where at least half of millennials can't afford to rent a 1-bedroom 10:49 Rent- the second frame 11:21 Jason's 2 value drivers- scarcity and utility 15:31 Get your tickets to our Virtual Recession Proof Investing Summit today! Eric Basmajian interview: 18:37 The new Paul Volcker? 20:05 Reframing the housing debate 22:04 The important thing is yield- not prices 23:17 Evaluating the volume cycle versus the price cycle 24:54 Inventory woes- there's nothing to sell! Disparities in the regional market 26:44 Real estate market as an indicator of the broader economy 29:28 Interest Rate Composite (Inverted) 31:33 MBA Purchase Index 33:42 US New Single Family Houses Sold 34:59 Months Supply: New Single Family Homes 35:55 NAHB/Wells Fargo US Housing Market Index Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 1182 published last April 29, 2019. Jason Hartman brings you this episode from China with Venture Alliance Member Carmen. Jason describes how his visit to China is influencing his previously held thoughts about the country and how the looming asset shortage is a beautiful things for real estate investors. Then Jason talks with Jorge Newbery, founder and CEO of Debt Cleanse, founder of American Homeowner Preservation and author of Debt Cleanse: How to Settle Your Unaffordable Debts for Pennies on the Dollar, about how he was able to climb out of a $26 million hole and how others can follow in his footsteps. This isn't about cheating your way out of debt, it's about using the same rights that creditors have because you need to protect yourself from predatory lending practices. Key Takeaways: 4:46 Jason got to visit the railroad station that was built to link North and South Korea in the future 8:18 star in the US has nothing on 5 star in Asia 12:03 How Jason's visit to China has changed his views on the China economy 14:16The looming asset shortage, and why it's good for real estate investors Jorge Newbery Interview: 19:34 Debt may seem simple, but it's a lot more nuanced that you'd first believe 21:19 If you can't afford your debts, the best thing you can do is to stop paying them 24:31 How Jorge got started paying off his $26 million debt 27:08 What kind of errors you should be looking for from your lendors 32:58 The elite have often used debt as a way to enslave the lower classes Website: www.DebtCleanse.com Debt Cleanse: How to Settle Your Unaffordable Debts for Pennies on the Dollar Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Jason Hartman is on a mission to help you understand that timing the market is a fool's errand! You keep losing your investment capital to inflation by waiting and none of us are getting any younger… Jason Hartman is a guest on Rich Dad Advisor Tom Wheelwright's WealthAbility show and shares some new ideas and historical perspectives on the current state of the market. In these turbulent times, what should people be doing to create or preserve wealth? That's the question on everybody's mind right now. Jason and Tom explore the possibility that we are at a point of real transition after this amazing bull market in real estate over the last 12 years. Key Takeaways: Jason's editorial 0:00 The Creating Wealth Show Episode 1892: Do you feel the power? 2:00 Empowered Investor Pro, the rental market and upcoming guest: economist Eric Basmajian 4:15Jason's mission - how much yield are you going to lose in waiting? 5:00 You keep losing your investment capital to inflation by waiting 8:12 Empowered Investor Inner Circle - join today! 10:00 CoreLogic housing stats - month over month growth rate in for rents 13:45 Live, virtual event in October - Recession Proof Investing Summit - learn more at JasonHartman.com 14:40 Owner's Equivalent Rent Tom interviews Jason 18:02 Jason Hartman is a guest The WealthAbility Show, hosted by Rich Dad Advisor Tom Wheelwright 18:38 New ideas and perspectives on the current state of the market 19:20 We've had an amazing bull market in real estate in the last 12 years 21:10 Crypto has not been an inflation hedge 23:05 Arizona had the highest official inflation rate in the country 25:01 Commodity inflation 28:31 Demand vs supply issues in the housing market 31:18 Investment properties are priced based on the income they produce 32:45 Useless to regret the past 35:36 Rents have skyrocketed over the last two years 36:08 Giant blindspot when it comes to affordability 40:25 Basing RE values on the past vs the future 42:46 Using Tom's Win Win Wealth Strategy in real estate 45:23 Advice from Robert Kiyosaki 47:06 Overall ROI 49:15 Two things that people should do over the next 6 to 12 months Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Jason Hartman shares some important news on today's episode of The Creating Wealth Show and invites well known author Naomi Wolf to discuss the ineffectiveness of pandemic policies. If you want to understand the reason behind anything, simply follow the money. That is exactly what today's guest, author Naomi Wolf has done. Her new book, The Bodies of Others: The New Authoritarians, COVID-19 and The War Against the Human, details how lockdowns and medical mandates of the last few years didn't make any sense in terms of medical precautions, but make a lot of sense in a post pandemic society in which big tech owns our civic communication and our data. They've targeted and crushed the spaces and institutions in which human beings are powerful: worship, in person universities, in person schooling, town halls, churches, synagogues, restaurants, bars, etc. - places where people commune and exchange information in an unmediated way. They have suppressed the human advantage on a level of evil that cannot be explained in merely human terms. Key Takeaways: 0:00 Happy Labor Day! Welcome to The Creating Wealth Show Episode 1891 1:27 Today's guest is author Naomi Wolf, but first - Jason's recent news 2:31 Lawsuit verdict 7:47 Housing inventory growth has grounded to a halt 8:31 Altos Research inventory projection 11:01 People have no motivation to sell their houses 11:51 Mortgages are an asset and people will protect them Go to JasonHartman.com/Ask and leave a comment! Naomi Wolf Interview 13:52 Welcome Naomi Wolf to discuss her new book - The Bodies of Others: The New Authoritarians, COVID-19 and The War Against the Human 14:28 The government has usurped a massive amount of control using big tech companies as a proxy for their wishes 15:27 The Chinese Communist Party is in alliance with Big Tech 17:21 Tech companies drove and benefited from lockdowns 19:05 Microsoft is invested in vaccine passports 21:10 Big Tech companies aligned to message all over the internet about COVID 23:26 Children in their developmental years being forced to mask 26:08 In China, bank customers couldn't get access to their life savings 26:47 FDA asked the court to keep 55,000 Pfizer documents hidden for 75 years 27:33 Pfizer knew within a month of rollout that the vaccines didn't work and didn't tell anyone 29:36 World Economic Forum - the end of the West 31:16 Pfizer is a German/Chinese company 34:14 Deadly side effects 36:56 Why would the American government cooperate? 39:51 Reproductive system damage 42:16 Newborn injection studies 44:02 When people refuse to comply, evil fails 47:27 Find Naomi on DailyClout.io and NaomiWolf.Substack.com 48:27 Get Naomi's new book - The Bodies of Others: The New Authoritarians, COVID-19 and The War Against the Human Mentioned: Laptop From Hell by Miranda Devine Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's a Flashback Friday and a 10th episode! This one is from episode 1070, published last October 15, 2018. Jason Hartman starts today's episode with his friend Matt Andrews, as the two discuss why they enjoy real estate and how they discover new ways to produce profit in their real estate deals, as well as the need for you to prune your portfolio. Then, for his 10th episode, Jason talks with Angela Duckworth, Founder & CEO of Character Lab, former advisor to the White House, World Bank, NBA & NFL teams, and author of the new book Grit: The Power of Passion and Perseverance. The two delve into what character and grit are and the steps you can take to improve yours. Key Takeaways: 3:45 The practice of "pruning" 7:30 As you progress along your real estate journey you'll continue to find ways to profit on your deals. Angela Duckworth Interview: 10:34 Are we in a crisis of character moment in history? 14:14 Is character an absolute or constantly in flux? 19:34 One reason why the wicked don't prosper 22:08 What is grit and how do you develop it? 25:30 If you want to be different, be consistent 29:31 The steps to becoming gritty Website: www.CharacterLab.org www.AngelaDuckworth.com www.JasonHartman.com/Properties Profits in Paradise Jason Hartman's Alexa Flash Briefing The PropertyCast Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Jason Hartman invites one of your favorite guests to the show today - his Mom! Joyce is an extremely successful real estate investor who has done it all! Joyce is very hands on when it comes to self managing her properties and today she shares her best tips for keeping your rents up to date with the market and decreasing your vacancy rate between leases. Jason discusses the dynamics between the sales market and the rental market. Catch these excerpts from Jason Hartman's recent speech at the Market Disruptors event and prepare your portfolio for stormy economic times ahead. Key Takeaways: 0:00 Welcome to The Creating Wealth Show, Episode 1889 1:04 An extreme do-it-yourselfer when it comes to self managing properties 1:49 When should your lease expire? 4:15 Why it's important to consider the season of your lease expiration 5:00 Rental market outlook 5:59 Always check rents in your market 6:20 Jason Hartman's Three Dimensions of Real Estate 7:09 Knight Frank's Global House Price Index 7:50 Everything is relative to inflation when considering house prices 10:00 Economist Mohamed El-Erian 10:58 Europe's energy crisis 11:54 Biden going to Saudi Arabia to beg for oil 12:46 Inflation has made eating out impossible 14:13 Jason Hartman live speech at Market Disruptors 16:09 Our government ran out of money a long time ago 17:30 Empowered Investor helps people buy property nationwide 20:44 Adjust your investment strategy 22:06 People should be more important than governments 23:04 Action items - how to prepare yourself 25:00 Inflation arbitrage Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Inflation is a business plan - don't forget it! Take advantage of the exact same business plan that governments and central banks all around the world are using by Jason Hartman's signature technique - inflation induced debt destruction. The world's pool of negative yielding debt has decreased to a seven year low, as the era of exceptionally loose monetary policy is drawing to a close in the world's major economies. The total stock of negative yielding debt was reported at $2.4 trillion last week according to Bloomberg Barclays Index, indicating an 87% reduction. The days of global central banks seeking to prop up economies by slashing rates and buying large quantities of bonds are over. Jason highlights some important factors in the global economy for you to keep in mind in a discussion by geopolitical strategist Peter Zeihan and warns against the continuous overreach of big tech companies in our lives, including suppression of information to the public and data privacy breaches. Key Takeaways: 0:00 Welcome to The Creating Wealth Show Episode 1888 1:46 Entitled investors wave goodbye to negative yielding debt 3:19 Fighting a potential recession 5:00 Inflation is a business plan - take advantage 8:18 Global central banks become huge bond buyers 10:23 Is the real estate market collapsing? 11:51 No one is talking about rents 13:42 Empowered Investor Pro - join today! 15:36 Peter Zeihan on inflation 17:20 Geopolitical perspective - fertilizer and food shortage 20:13 Demographic problems in the United States 21:30 Euro/dollar parity 22:46 European inflation is extremely high 23:35 Amazon purchased iRobot 25:24 Big tech is surveilling our homes 26:31 Mark Zuckerburg suppressed information at the behest of the FBI 28:00 The world is run by corporations Mentioned: The Collective Mastermind Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Today's Flashback Friday is from episode 622, published last January 18, 2016. This episode can be summed up by the popular saying "Everyone is a genius in a bull market". Many financial hosts warn against taking on debt to build wealth. Jason clearly illustrates why we should be using fixed rate mortgage as a financing vehicle and outsourcing debt to tenants while enjoying the tax advantages. Naresh is not a real estate investor, yet. He has come up with some basic, but necessary questions for Jason which will help him and all of you budding, soon to be real estate income property investors out there. Jason reminds us "real estate is the most historically proven asset class" and carefully lays out his answers in easy to understand, common sense terms. Key Takeaways: 2:48 Predicting market cycles would be easier if governments and central banks didn't interfere 9:07 The business cycle is an economic concept which affects real estate 10:40 The Reluctant Investor's Lament poem by Donald Weill 18:12 Everybody's a genius in a bull market 20:21 Our Investment Counselors are geographically independent, market-wide gatekeepers 23:47 Our organization has relationships with local market specialists which give clients leverage 27:18 New clients need at least 24% cash down when purchasing a property 30:03 The rise of the "debt bigots" 34:04 Debt is a powerful thing, you must be wise with it 34:56 Always use debt as leverage when purchasing real estate income properties 37:35 A fixed rate mortgage guarantees your rate for 30 years plus tenants pay off your debt 38:59 Podcast feeds are divided and education is free Mentions: JasonHartman.com Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business - Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Jason Hartman welcomes back Brandon Hall, CEO of Hall CPA to talk about tax strategies for real estate investors. If you're a real estate investor, you really have to know the passive loss rules - you can't afford not to! As Jason always says, taxes are the single largest expense in most people's lives, yet people spend so little time understanding the tax code and learning how they can benefit from it. Brandon Hall shares multiple strategies and educates you on the ways you can significantly reduce and potentially even eliminate your tax bill through short term rentals and the passive activity loss rules of Section 469. Start your education today and use promo code HARTMAN for 50% off! Don't miss this SPECIAL OFFER on Brandon Hall's Tax Smart Foundation course at JasonHartman.com/taxsmart! Start your education today! Key Takeaways: 0:00 Welcome Brandon Hall, CEO of Hall CPA and TaxSmart Investors to talk about tax strategies for real estate investors 1:03 Taxes are the single largest expense in most people's lives 2:36 Brandon Hall, CPA, Tax Smart Foundation 3:28 Long term and short term rental tax loopholes 5:02 Section 469 of the Internal Revenue Code: passive activity loss rules 7:00 RE taxes when you sell a property 8:36 Depreciation recapture 9:21 Cash flow today that you're not paying tax on 10:34 Tax loss from your rental real estate - passive and non passive income 14:08 Most real estate is going to produce net operating income positive cash flow, while simultaneously producing a tax loss 14:47 Use your suspended tax losses from rental real estate to protect my tax benefit 16:37 Investing in short term rentals and real estate professionals 17:46 A short term rental is not a rental activity under Section 469 20:13 Top three material participation tests 21:23 Start self managing your rentals with software 23:15 Self managing is all about systems 24:01 The huge benefit of 1031 exchange 25:44 Qualifying as a real estate professional 29:03 Excess business loss rules 31:50 Bringing forward depreciation deductions through cost segregation 32:38 Losses can always offset business income or rental income 33:47 Biden tax plan 34:47 SPECIAL OFFER on Brandon Hall's Tax Strategy Foundation course at JasonHartman.com/taxsmart! Start your education today and use promo code HARTMAN for 50% off! Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

Announcement: Catch the exciting new docuseries from Revealed Films featuring Jason Hartman! Register for the premiere at JasonHartman.com/film and don't miss this free 9 part series featuring more than 30 real estate experts, as they talk about getting started in RE no matter your experience level, how to find deals in your area, how to fund your deals, what to do during this period of rapid inflation and lots more! Key Takeaways: 0:00 Welcome to The Creating Wealth Show, episode 1885 1:49 Hacking Real Estate Docuseries from Revealed Films - Don't miss Jason's interview on August 30th, 9pm EST 2:40 Register for the premiere at JasonHartman.com/film 3:25 Jason's origin story - solving a problem in the market 3:54 Build a portfolio of nationwide real estate 4:16 Single family homes are the most accessible form of real estate 4:53 Rent-to-Value Ratio 5:50 Get paid to borrow money 6:30 Official rate of inflation 6:51 Wall street and leveraged buyouts 8:46 Learn more at JasonHartman.com 9:36 The Advantage of Real Estate Properties: The Deal is Never Done 10:05 Timing the market 10:38 Unlike stocks or crypto, you can change the terms of your RE deal 11:13 You can always refinance 11:51 Sweat equity does not equal appreciation Don't miss this exciting FREE docuseries Hacking Real Estate! https://www.jasonhartman.com/film Additional free materials! Airbnb eBook - https://www.jasonhartman.com/airbnb Future of Real Estate eBook - https://www.jasonhartman.com/futurepdf Real Estate Empire eBook - https://www.jasonhartman.com/empirepdf Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

Today's Flashback Friday is from episode 559 published last August 24, 2015. Many of you have trusted us with your past and ongoing real estate investment transactions and we appreciate it. We take time in today's episode to share your successes with others, discuss the joy of seeing you at live events and invite you to contact us if you would like to be on the show. We enjoy having you as clients and we are happy to offer you the type of service that a group of our size can acquire. Your investment portfolio's are leading you towards financial freedom and your stories are inspirational. Thanks and congratulations from our entire team. Key Takeaways: 1:55 Talking directly to you the clients and the listeners 3:30 Freedom is the benefit of investments 4:08 Fannie Mae/Freddie Mac guidelines - 10 loan per person limit 5:03 Congratulations to those building great portfolios! Add applause here 6:42 Russ - a real client story about firing his boss 9:32 Kathy from California signed up for JHU Live 9:56 Congrats to Jessie for a recent close of properties in Memphis 10:25 Over Diversification is more than 3-5 markets 11:16 Getting clients to open up about their goals from the beginning 13:26 Feedback helps you to consolidate and double down in a few good markets 16:32 A B market with an A team is better than an A market with a B team 18:26 Our organization gives you leverage through quantity 19:23 The soft factors are personalities 20:20 Free shirts for investment therapists and matchmaking 21:31 It truly is still a Mom and Pop business structure which preserves our opportunities 23:52 Toby's personal experience of a 19 property portfolio 25:43 A shout out to Andy & Stacy for continued success 26:35 The shoulda coulda woulda mentality 27:30 Damon & Bill working land contracts 29:29 We'd love to have you on the show 30:44 JHU Live & Venture Alliance events are coming up soon 32:00 Lifetime rental coordination through our organization 32:29 Come out and meet us at our live events at least once a year Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

Jason Hartman welcomes Sachin Khajuria, investor and author of the newly released book Two and Twenty: How the Masters of Private Equity Always Win for a fascinating discussion on private equity investing. Private equity was once an investment niche, but many of its leading firms today control an amount of wealth that surpasses the GDP of some nations! You hear a lot of people accusing private equity of underperforming or not creating any value. There is plenty of criticism against this sort of investment, but Sachin would disagree and in his book, he teaches you to identify the best opportunities which do very well. Sachin explores the future of private equity investing, how it has evolved and what can be done to make it more accessible. Key Takeaways: 0:00 Welcome to The Creating Wealth Show, Episode 1883 1:02 Inflation Reduction Act - false advertising 4:35 Leveraged buyouts 6:04 The carried interest rule was preserved by democrats 8:15 What happens when private equity firms buy real estate? 8:45 Rents will go much higher 10:10 Empowered Investor Pro meeting - 1031 Exchange 12:00 Join us at EmpoweredInvestor.com 12:25 Welcome Sachin Khajuria, investor and author of Two and Twenty: How the Masters of Private Equity Always Win 13:45 Sachin's macroeconomic outlook 15:09 Where continuous money printing has led us 16:08 It was a forced recession 16:57 Zombie companies of the S&P 500 18:30 The Russia Ukraine war continues to disrupt 19:12 Where to invest now? 20:22 Investing in private equity deals 21:40 You are probably already a customer of private equity 23:29 Private equity is highly active investing 25:06 Venture capital typically deals more with startups 25:58 Private equity aims to improve existing assets 27:40 Private equity has evolved into new spaces 28:11 Sachin's book: Two and Twenty: How the Masters of Private Equity Always Win 31:53 Can regular middle class people invest in these deals? 33:19 Is my money safe? How stable are private equity firms? 35:01 Access to these investments will come with regulation and education 36:56 Get Sachin's fantastic new book to learn more! Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

Jason Hartman is back today to talk you through today's most important issues in real estate investing and economic policy. Will the newly passed Inflation Reduction Act actually reduce inflation in the here and now, or are special interest groups taking advantage of our economic crisis, as usual? Altos Research releases their prediction for end-of-year housing inventory numbers and the FTC is fining Opendoor Labs Inc. for its deceptive trade practices, more specifically, using misleading and deceptive information that led sellers to believe that they could make more money selling their home to Opendoor, than on the open market using the traditional home sale process. If you've been sitting on the sidelines waiting to become an income property investor, the time is now despite the media sensationalizing the possibility of a housing market crash. Reach out to our investment counselors at 1-800-HARTMAN, get the facts and join our Empowered Investor Pro Community. Let us show you why the time is now to start investing in income property: the most tax favored asset class in America! Key Takeaways: 0:00 Welcome to The Creating Wealth Show, episode 1882 1:26 Inflation Reduction Act 3:41 Tax Foundation report: economic impact of act will increase revenue $300 billion 5:19 Currency is a commodity 5:48 Most basic law of economics: supply and demand 8:16 Wednesday's Empowered Investor Pro meeting: 1031 Exchange 8:58 Join us at EmpoweredInvestor.com 9:35 Latest housing inventory statistics from Altos Research 10:57 What do you think about the Inflation Reduction Act? 13:02 Altos Research prediction for end of year housing inventory levels 15:39 Existing home sales have outperformed gold, cryptocurrencies and the S&P 500 17:57 Inflation induced debt destruction 19:01 Wisdom from Winston Churchill 20:38 BlackRock believes in income property - so should you 21:39 How federal rates have affected the market historically 22:57 The Federal Trade Commission is fining Opendoor Labs Inc. for its deceptive trade practices 25:55 Reach out to us at JasonHartman.com or call 1-800-HARTMAN to learn more about the Empowered Investor Pro Community Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

Today's Flashback Friday is from episode 767 published last December 19, 2016. What a treat! Jason leads us into this episode revealing the possibilities available to the real estate market under our first US real estate president and reminds us the Fed has only raised the interest rate twice in the last decade. The political cartoon Christine sent in will have you laughing until the next great episode of Creating Wealth. This episode finishes like a fine wine with Jason's personal recording of the sensational Leann Rimes answering questions from a private group and then wowing the crowd by belting out an amazing Amazing Grace. Key Takeaways: 2:37 Can you imagine Leann Rimes singing Amazing Grace acapella right in front of you? 5:03 The first real estate President could repeal Dodd-Frank. 7:22 The multi-dimensional asset class that is income producing real estate. 10:36 What caused the 2008 Great Recession? 11:51 Christina sent Jason a great political cartoon. 16:33 You should start thinking of aging as a disease. 21:14 Align your financial interest with the powers that be! 24:21 Leann Rimes answers audience questions and sings Amazing Grace. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

Welcome to this 10th episode of The Creating Wealth Show where Jason discusses other topics of great interest. Today's guest is none other than..Jason Hartman! Jason recently sat down with Success Coach, Business Consultant, Speaker, Best-Selling Author and Entrepreneur Kate McKay on her Master Your Life Podcast and they took a deep dive into Jason's backstory and what they think Maslow missed in his hierarchy of needs. If we want to change our lives, we must understand the difference between context and content. Most people try to fix their lives by changing the content, but instead, we must expand our context of what we believe as possible, so we don't limit our thinking and confine ourselves to certain results. Through taking action, and as the saying goes, our success has been paved in the most beautiful and magnificent failures. So get out there, redefine your context and take action! Key Takeaways: 0:00 Welcome to this 10th show episode of Creating Wealth with Jason Hartman 1:10 Upcoming interview with Naomi Wolf 1:30 The United States has become a banana republic 3:22 Ride sharing is no exception to insane inflation prices 5:10 Dystopian shortages and a central power grid 7:52 Skyrocketing rents around the US 15:15 Empowered Investor Pro - get personal advice from Jason and his team! 16:08 Kate McKay welcomes Jason Hartman on the Master Your Life Podcast 16:36 How Jason got started in real estate 19:12 Jason's four biggest influences 19:44 Understanding the difference between content and context 20:41 Teaching mindset to other sales agents 24:21 Sociology, culture and demographics 24:45 80s culture vs 90s culture 26:57 MTV changed the world culture 28:47 Social anthropological examination of the importance of tribe 31:10 Growing up in an integrated high school 33:55 Defining success 36:20 Jason's early influences 41:17 What would you tell a younger version of yourself? 43:16 Memento mori and stoicism 45:36Maslow's Hierarchy of Needs 49:37 Self actualization - the opening of a higher realm 50:58 The world rewards the doer, even when the action itself is wrong Check out other episodes of Kate McKay's Master Your Life Podcast here and learn more about Kate at Kate-McKay.com. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

The most overlooked facet of asset protection is actually one of the easiest! Jason Hartman invites Rich Dad Advisor Garrett Sutton to talk about the ongoing requirements to keep your corporation or LLC current in good standing. If you fail to follow these simple rules, a court can pierce through the corporation or LLC, also known as "the corporate veil," and get at your personal assets. Garrett advises you to be aware of The Corporate Transparency Act and talks about his new book - Veil Not Fail: Protecting Your Personal Assets from Business Attacks. About Garrett Sutton, Esq. Garrett assists entrepreneurs and real estate investors from around the world to protect their assets and maximize their financial goals through sound management and asset protection strategies. Garrett is highly sought after as a guest speaker and serves as a member of the elite group of "Rich Dad Advisors" for bestselling author Robert Kiyosaki. Key Takeaways: 0:00 Join Empowered Investor Pro today! 1:35 Jason Hartman reports the latest housing inventory numbers 4:15 The Fed is trying to cool the market 4:49 Personal Banking, mortgage, syndication and 1031 exchange workshops 6:45 Welcome Garrett Sutton, Rich Dad Advisor, attorney and successful author 7:28 Keeping your corporation or LLC current in good standing 9:06 Piercing the corporate veil succeeds in 50% of all cases 13:15 Signing documents on behalf of the entity with your title 16:49 Paying fees to maintain your entity 17:41 Best states for asset protection and managing your LLC 21:52 How the Communist Party in SF almost got away with taking over private companies 24:09 Legal battles within families 26:00 The Corporate Transparency Act 28:02 Fraud and abuse with our current system 29:59 FBI, spying, privacy issues and banking regulations 32:39 Civil forfeiture 34:35 More regulations from Congress 37:44 New reporting rules for setting up an entity - what you must know 39:16 LLCs - S selection to be taxed as an S corp 41:15 Filing a C corp 41:59 Writing off health care premiums 44:17 Asset protection for a C corp 45:34 Asset protection laws 46:38 Get Garrett's new book - Veil Not Fail: Protecting Your Personal Assets from Business Attacks (Rich Dad Advisor Series) Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel