Between Two Brokers

On today's episode, the ladies discuss the Sitzer-Burnett case and how it affects the Real Estate Industry in South Carolina and the US. Stacy and Erin break it down in terms of their personal experience and share how they are advising their agents in the light of this red hot topic.

No silly, Martha didn't grace us with her presence, instead Stacy + Erin compare takeaways from Masterclass with Martha Stewart. There is so much insightful advice to be gleaned from one of the world's most admirable entrepreneurs, from morning routines, to how to look at your business from different lenses, what to say no to, giving feedback, and managing a schedule. The ladies highlight what resonates with them and the lessons they are implementing into their lives and businesses.

Stacy and Erin sit down with financial advisor Jeff McDowell of Roadstead Capital Partners to discuss everyone's favorite topic: money. The three discussed investing in the markets, the future of AI and associated stocks, how politics and the election year affect investing concerns and the market in general, conspiracy theories, commercial real estate investments, investment properties including vacation rentals, and the parallels between financial and real estate markets and clients fears - everything top of mind for the money-obsessed! They also discuss how to make important decisions with a level head when there is uncertainty. Jeff provides book and podcast recommendations as a bonus including The Psychology of Money by Morgan Housel. Jeff is a registered CFP® (Certified Financial Planner) with more than 15 years of experience in the financial services industry which includes working in estate management, trust administration, retirement planning, and portfolio modeling for high-net-worth individuals and families. Disclaimer: Past performance is not indicative of future results. The material discussed has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Jeff McDowell is affiliated with Osaic Wealth, and may maintain positions in the securities discussed in this show. All opinions expressed by Jeff are solely his own and do not reflect the opinion of Osaic Wealth. Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More: https://www.billpaynemortgagebanker.com Links: The Psychology of Money Same as Ever Modern Wisdom Podcast with Morgan Housel

Erin and Stacy discuss how their buyers and sellers have joined them on the struggle bus in recent deals. Will the stressful, tough negotiations continue through Spring? Tune in to hear what the ladies are telling their buyer and seller clients. Stacy says buyers should strike now on listings that have been on the market before the inevitable craziness of the Spring market gets going in full force and they wind up in multiple offers and pay higher prices competing with a larger buyer pool. With so many buyers these days searching for real estate remotely and making site unseen offers, the ladies discuss the risk associated with this strategy and talk about the vital significance of seeing a home in person. Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More: https://www.billpaynemortgagebanker.com

Mandy Davis of Anderson Insurance is BACK to talk Natural disasters. (If you haven't listened to Ep. 154 go back and check it out. ) On this episode the ladies chat all things NATURAL DISASTER. From hurricanes to earth quakes to wind damage Mandy covers it all and lets you know that when it comes to insurance you may not be as covered as you think. Then they dive into everything from rodents, squirrels, termites and more and give you the straight forward answers around your home insurance coverage. Reach Out to Mandy: https://www.aiasc.com/ Today's episode is brought to you by Exhale Pilates

Insurance rates have gone up a shocking amount for homeowners nationwide but especially for coastal properties. Stacy and Erin sit down with insurance agent Mandy Davis with Anderson Insurance to find out why this necessary expense has increased so drastically in the last 18 months. Listen in to understand what replacement cost is and how it is determined, how insurance companies pay out, and what factors go into pricing insurance premiums… think roofs, pools, polybutylene plumbing, claims history, even your credit score. Learn what you need to know about wind, flood, and umbrella policies and why being underinsured is a big risk! Reach Out to Mandy: https://www.aiasc.com/ Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More: https://www.billpaynemortgagebanker.com

Stacy and Erin sit down with mortgage guru Bill Payne using the Charleston market as a case study to discuss the nationwide issue of housing affordability. How much are first time home buyers earning? How much are they spending on a home? Has credit card debt become more of an issue? Tune in to hear some things they advise first timers to think about before they make a decision, as well as options for parental help or a co-signer on a mortgage if they don't have the ability to do it on their own. If you are considering purchasing a home in Charleston under $1 million, buying your first home, or know someone who is - this is a quick and valuable episode that will give you a greater understanding of what the reality is for these buyers in today's market. Got a question for Bill? Email us [email protected] Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More: https://www.billpaynemortgagebanker.com

The girls discuss their latest challenges in the market including properties that don't offer deeded parking, properties with mold issues, recent flooding, and how to maintain your home to avoid surprises when selling during a home inspection. Erin shares how she hunted down a parking broker, a car club, and even a rentable parking spot for her buyer client. Plus, producer Lindsey hits Mortgage Guru Bill Payne with a burning question: How do you tap into your home's equity in this interest rate environment? With a HELOC or by refinancing? Also: tax advantages for opening an income-producing business on your property. Bill explains a cash out refinance versus a HELOC and when you should use either option.

Moira Kucaba is a Business Coach, Bestselling Author, Speaker, Mama, Belief Builder who overcame addiction and turned what she thought was her scarlet letter into her secret superpower. In this episode, Moira breaks down her process for how to become the high-earning entrepreneur you've always dreamed of being by sharing tangible tips that will lead to BIG changes in your life. The ladies discuss mindset, psychology, time management, comparison, rewiring your brain, and so much more. If you are a hard driving achievement junkie - this one's for you! Work with Moira: https://moirakucaba.com/low-bottom-high-rise Check Out Moira's Podcast: https://podcasts.apple.com/us/podcast/low-bottom-high-rise-with-moira-kucaba/id1607886350 Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More: https://www.billpaynemortgagebanker.com

Erin and Stacy provide a January market update, trade Airbnb horror stories, and how they've advised new agents coming into the business. They conclude with Erin's input on how buyer's should realistically think about potential rate drops this year. Today's episode is brought to you by: 38Tera Check Out 38Tera on Instagram: https://www.instagram.com/38tera/?hl=en

Stacy and Erin sit down with mortgage guru Bill Payne and answer a listener question regarding an uptick in refinances. What's the smart move? Go ahead and refi or wait for rates to come down further? Bill discusses what he anticipates rates will do in the first and second half of the year, the cost to refinance, and when the best time to refinance is. He also tells you how to determine when you break even on a refi to decide if it is worth the cost. Bill Payne is with First Home Mortgage and can be reached at 843-532-1392.

Erin and Stacy catch up and discuss Erin's maiden voyage to Paris! The girls also chat about the challenges presented by a new market and buyers and sellers with clashing expectations. Get advice on how to communicate with clients and fellow agents during the stressful process of buying and selling. Stay tuned for highlights from their 2024 Economic Outlook breakfast date as well as a listener question regarding how to prep an inherited property for sale. Got a question for Schmoopy? Send them over to [email protected] Check Out Our Partners: https://www.billpaynemortgagebanker.com Check Out 38Tera on instrgam: https://www.instagram.com/38tera/?hl=en

(NOTE: This episode originally aired 2/21/23) Smith Spencer Real Estate proudly presents the World Premiere of Between Two Brokers LIVE in front of a studio audience. The ladies interview the incredibly talented Jesse Vickers of JLV creative, Charleston's hottest interior design firm, and end the show with questions from the audience. The energy is electric in this episode and it covers business advice, interior design, leadership and more. This Episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More by Going to: https://www.billpaynemortgagebanker.com Episode 107: LIVE PODCAST with Jesse Vickers of JLV Creative

NOTE: This is the second episode in a two-part series, if you missed part one, go back and start there: ep. 144. Stacy and Erin sit down with New York Times Best-Selling author and leading gut health expert: Dr. Will Bulsiewicz. Dr. B was practicing as a gastroenterologist when he realized he was having his own health crisis. After experiencing his own radical transformation through adding more fiber to his diet he decided to dig deeper. (Luckily he has a Master's degree in Clinical Research) His findings led him to write his first book 'Fiber Fueled' and it was an instant success. Two books and many 💩's later he is a wealth of knowledge and an incredibly passionate speaker. Follow Dr. B: https://www.instagram.com/theguthealthmd/ Check Out 'Fiber Fueled' : https://theplantfedgut.com/book/ Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

Stacy and Erin sit down with New York Times Best-Selling author and leading gut health expert: Dr. Will Bulsiewicz. Dr. B was practicing as a gastroenterologist when he realized he was having his own health crisis. After experiencing his own radical transformation through adding more fiber to his diet he decided to dig deeper. (Luckily he has a Master's degree in Clinical Research) His findings led him to write his first book 'Fiber Fueled' and it was an instant success. Two books and many 💩's later he is a wealth of knowledge and an incredibly passionate speaker. This is the first episode of a two part series. Join us next week (and subscribe so you don't miss an episode) for the next chapter in his inspirational story. Follow Dr. B: https://www.instagram.com/theguthealthmd/ Check Out 'Fiber Fueled' : https://theplantfedgut.com/book/ Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

Erin and Stacy sit down with Charleston's busiest builder, John Frick, to get the latest on what's happening in the world of new construction and renovation. John is the owner of Level Building Projects and is always a wealth of knowledge (and straight up honesty) when it comes to the latest and greatest in the world of new builds, teardown and spec homes. Tune in to hear all about the trends he's seeing, what features he recommends and the ones he could live without. (Hint: a front porch aint one of 'em) Work with John: https://www.levelbuildingprojects.com/ Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

Trip Cummings is an expert in termites, rodents, and dad jokes. (In the order!) On today's show Stacy and Erin sit down with the hilariously informative owner of Barrier Pest Services to get all the info on Charleston's VERY specific climate, the major pests that are native here and learn what percentage of CL 100's *actually* come back squeaky clean. Work with Trip: https://barrierpestservices.com Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

On this episode Erin + Stacy invite the world's best accountants: Stephanie Spinucci and Nick Raffety of CRI to share some much needed end-of-year insight into how to maximize your tax returns. They discuss what you can and can't write off and share lots of great tips for homeowners with short term rental properties. Let Stephanie Help with Your Taxes: https://cricpa.com/people/stephanie-h-spinucci/ Check Out Our Partners: https://www.exhalepilateschs.com https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

On today's show Erin + Stacy sit down with the one and only Bill Payne to discuss the latest developments in the market. PLUS, a special bonus question at the end for Schmoopy from everyone's favorite agent, Giovanna. ❤️ Today's episode is brought to you by Nick Cann Photo https://www.nickcannphoto.com

What better way to celebrate Halloween than recording a podcast in a haunted mansion? Erin + Stacy go on location at 20 South Battery, a stunning and slightly spooky Mansion in Charleston's Historic Downtown and invite architectural historian Brittany Lavelle Tulla (BVL Historic Preservation Research) + Psychic Medium Hailey Lowe Fennel (House Guest In the Holy City) to dig into the Manison's history. The mansion has been beautifully maintained and operates as a historic inn, which means you can book a room in this spectacular home. https://www.20southbattery.com/ Producer's Note As soon as we entered the home and began setting up, the equipment started having some unprecedented technical interference. The audio had to be enhanced to be useable but it made for an even spookier episode. Do you think it was the ghosts? Check Out Brittany's Instagram: https://www.instagram.com/bvlavelletulla/?hl=en Listen to Hailey's Podcast 'House Guest' https://podcasts.apple.com/us/podcast/house-guest/id1684317803 This episode is brought to you by Nick Cann Photo Find Out More: nickcannphoto.com

What better way to celebrate Halloween than recording a podcast in a haunted mansion? Erin + Stacy go on location at 20 South Battery, a stunning and slightly spooky Mansion in Charleston's Historic Downtown and invite architectural historian Brittany Lavelle Tulla (BVL Historic Preservation Research) + Psychic Medium Hailey Lowe Fennel (House Guest In the Holy City) to dig into the Manison's history. The mansion has been beautifully maintained and operates as a historic inn, which means you can book a room in this spectacular home. https://www.20southbattery.com/ Producer's Note As soon as we entered the home and began setting up, the equipment started having some unprecedented technical interference. The audio had to be enhanced to be useable but it made for an even spookier episode. Check Out Brittany's Instagram: https://www.instagram.com/bvlavelletulla/?hl=en Listen to Hailey's Podcast 'House Guest' https://podcasts.apple.com/us/podcast/house-guest/id1684317803 This episode is brought to you by Nick Cann Photo Find Out More: nickcannphoto.com

On today's episode Stacy and Erin sit down with Ben and Kate Towill, the husband and wife duo behind Basic Projects. If you've ever spent time in Charleston you've likely been to one of their incredible restaurants (Basic Kitchen, Post House and Sullivans Island Fish Camp) and they discuss the challenges of running a hospitality group, how they approach the design in their projects and more. Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage + Stay Duvet Check Out Our Partners: https://www.stayduvet.com/ https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

The mortgage world is ever-changing. With rates so high it can be difficult to know which way to turn. Luckily, Bill Payne ( NMLS ID#: 283298) is here to give us the latest on the nuances of the current market as it relates to mortgage rates and even shares a silver lining for what's on the horizon. Today's episode is brought to you by Nick Cann Photo + Exhale Pilates Check Out Our Partners: https://www.nickcannphoto.com https://www.exhalepilateschs.com

On this extra special episode Stacy + Erin sit down with fabled interior design expert Angie Hranowsky to discuss how she got into the business and her personal approach to designing a home. Angie's style is second to none (we highly recommend perusing her website while listening to this episode!) and her story is incredible. Find Out More: https://www.angiehranowsky.com/ Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

Everyone loves to fantasize about owning an STR (short term rental) but what is it really like? Erin and Stacy get down to brass tacks with special guest (and Smith Spencer Real Estate ⭐️ agent) Giovanna Richard. Giovanna owns an STR called "The Oyster House" in downtown Charleston and shares some real talk about what it's been like so far. This episode is brought to you by: Nick Cann Photo Find out more by going to: https://www.nickcannphoto.com/

Erin and Stacy sit down for a post-summer catch-up. Erin shares some insight about what could have gone differently in a recent deal and the two ponder whether or not these issues stem from a slew of new agents entering the market looking to capitalize on the post-covid real estate boom. Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More: https://www.billpaynemortgagebanker.com

When a distressed listener learns a hard lesson, she writes in to ask Schmoopy to go over exactly what the CL 100 is and how it works so that other agents might be spared her same fate. If you've ever wanted to know the ins and outs of a CL 100 then this one's for you. Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage

Stacy and Erin dig into the mailbag to answer a listener question on today's episode of 'Between Two Brokers'. Q: "I really want to get into the Investment property game. As a novice, what are some things I need to be aware of when evaluating my options?" A. Tune in to find out! 😉 Got a Question for Schmoopy? Email 📧 us at [email protected]

What is a crawlspace? If you're not local to the low country or this region you might have some questions about these tiny, cramped spaces lurking underneath your home. Mike Bergen of Complete Crawlspace is here to answer Erin + Stacy's burning crawlspace questions. Realtors - tune in to find out how to manage expectations for your out of town buyers on subjects like termites, MOLD and more. Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

On today's episode Stacy + Erin answer a question from a listener named "Mr. Miffed" who wants to know if his real estate agent is a slacker. The ladies outline why memorizing square footage doesn't make you a great realtor and also point out red flags when deciding if your agent is right for you. Got a Question for Schmoopy? Email 💌 us at [email protected] Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com

On today's episode of B2B Erin + Stacy sit down with the incredible Joey Welling, Founder of Ethos Athletic Club, to learn how he became an entrepreneur, the lows and highs of trying to find investors, how to create a culture and what keeps him up at night. This episode is brought to you by Nick Cann Photo Find out more: www.nickcannphoto.com

Being a small business owner seems like a great idea until it's time to get approved for a loan. On today's episode, a listener writes in asking our Mortgage Guru, Bill Payne how to set herself up for success when getting a mortgage, while not getting killed on taxes. A tricky line to ride, but the Ladies and Bill are here to help. Got a Question for Schmoopy? Email 💌 us at [email protected] Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com

On today's episode Stacy and Erin break down how to price a home. Managing the expectation of the seller vs. the market can be difficult and Stacy and Erin are here to walk you through their approach at Smith Spencer to how to set yourself up for success when establishing a price for listings. Got a Question for Schmoopy? Email 💌 us at [email protected] Today's episode is brought to you by Nick Cann Photo https://www.nickcannphoto.com

Stacy and Erin have a proper catch up. After a deal falls through Erin reminds us all to expect the unexpected in this industry. Plus, Stacy recaps a recent trip and the two chat about a fun photo shoot. Reach Out by emailing us at [email protected] Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com

To be competitive in real estate, agents should see themselves as their own "brand" but does this mean you need to spend $4k on a website? On today's edition of 'Dear Schmoopy' The world's smartest women bring on Melissa Barker of W.E. Inc to lend her professional marketing advice to a listener. Got a Question for Schmoopy? Email 💌 us at [email protected] Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

On this episode of Between Two Brokers a listener writes in wondering if she should pay for leads in real estate. These two Brokers weigh in and share some hot tips on how to create leads that turn into sales. Got a Question for Schmoopy? Email 💌 us at [email protected] Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

On today's show the world's smartest women answer a listeners burning question. In this market if a house sits on the market for too long people automatically assume something's *wrong with it*. Erin and Stacy are here to argue that the only thing wrong may be the price. Tune in to hear their take on why some houses sit on the market while other similar houses get snapped up in a multiple offer situation. Plus, they share some hot tips on how to write an attractive offer in a competitive scenario. Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage Find Out More: https://www.billpaynemortgagebanker.com

After an off-market appraisal comes back nearly $150k off, Erin needs answers. Luckily our mortgage lending correspondent, Bill Payne, is here to help. Find out what he thinks happened with the first appraisal and how to avoid situations like this in the future. Got a Question for Bill? Reach Out by emailing us at [email protected] Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com

On the second edition of our LIVE Podcast Speaker Series we invite our podcast producer Lindsay Collins of Effin B Radio on the show to discuss how she got into podcast production, what podcasts can do for your brand and how to tell a compelling story. Check Out Lindsay's Podcast 'Effin B Radio' : https://podcasts.apple.com/us/podcast/effin-b-radio/id1110232543 Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

On todays edition of 'Dear Schmoopy' the world's smartest woman answers a question about landscaping. When it comes to the value of your home, curb appeal is a real thing but landscaping can be expensive. This listener wants to know if the juice is worth the squeeze. Tune in to find out if landscaping really moves the needle when it comes to the value of your home. Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com Our next Speaker Series is May 25th and features Lindsay Collins of Effin B Radio. Shoot us an email 💌 [email protected] to claim your seat.

Today on Dear Schmoopy the world's smartest (and sleepiest) woman helps a listener answer an age old question. Tune in to find out what Schmoopy has to say. Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com Our next Speaker Series is May 25th and features Lindsay Collins of Effin B Radio. Shoot us an email 💌 [email protected] to claim your seat.

The world's most cheerful AND organized contractor is back on the mic. In Part 2 of "Ask a Contractor" Stacy and Erin pick Jonah's brain about his experience with HGTV, managing client expectations and why he stands behind not working on weekends. Check Out Jonah by going to: https://www.canterconstructionsc.com This episode is brought to you by Nick Cann Photo Find Out More By Going to: https://www.nickcannphoto.com

On todays 'Dear Schmoopy', an agent writes in suspecting some foul play after they lose in a multiple offer situation despite having the highest offer. Was it because the seller was a widow who likes birds and the buyer was ALSO a widow who liked birds? Or is something fishy going on??? Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com Our next Speaker Series is May 25th and features Lindsay Collins of Effin B Radio. Shoot us an email 💌 [email protected] to claim your seat.

Erin + Stacy sit down with Jimmy Banyas , co-creator of Punchlist, the first platform digitizing national home inspection data to create instant repair and renovation estimates and online service orders. Jimmy is a serial entrepreneur and breaks down why this revolutionary service can help realtors and their clients keep things simple when it comes to repairs. Find Out More: https://www.punchlistusa.com Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com Our next Speaker Series is May 25th and features Lindsay Collins of Effin B Radio. Shoot us an email 💌 [email protected] to claim your seat.

Stacy and Erin sit down to discuss the P's of being successful in business. Whether it's interviewing a new addition to the team, advising new agents or just giving themselves pep-talks during the slower seasons, Stacy + Erin have honed in on some super helpful action steps to being successful in business and they share them on this episode. Get out your pen and paper and prepare to procure some pretty poignant pointers. (See what we did there?) PLUS, listen out for the best surprise cameo of all time….trust us.. its positively precious. Today's episode is brought to you by Nick Cann Photo + Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

If you hear historic preservation and start to get sleepy...WAKE UP because Brittany V. Lavelle Tulla is here to not only make preserving history interesting but dare we say sexy?? This episode is a love letter to the epicly unique architecture of Charleston and will have you digging around in your own home to try and get a glimpse of the past. Check Out Brittany and the stories she's telling over on Instagram by going to: https://www.instagram.com/bvlavelletulla/?hl=en Today's episode is brought to you by Nick Cann Photo + Bill Payne with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

If you've glanced at the news recently you may have heard rumblings about tech banks failing or SVB (is that the same as Law and Order SVU?..asking for a friend…) going under and may be wondering what the trickle down effect is going to be for the economy and YOU. To calm your nerves and empower you with information we brought in our mortgage guru Bill Payne with First Home Mortgage to tackle this question in a quick and easy to understand manner. Today's episode is brought to you by Bill Payne NMLS ID#: 283298 with First Home Mortgage https://www.billpaynemortgagebanker.com

BUT WHAT IF HE WAS THE ONE?? (We'll be taking side bets to see how Schmoopy feels about "the one".) Tune in to get some ❤️LOVE❤️ advice from the world's smartest women. Our hearts go out to you, sweet listener… ❤️‍🩹 Today's Episode is brought to you by: Nick Cann Photo Find Out More by going to: https://www.nickcannphoto.com

On today's show the ladies sit down with Jonah Canter, owner of Canter Construction, to get the skinny on everything from kitchen cabinets to how to break into the booming business of construction. Check Out Jonah by Going to: https://www.canterconstructionsc.com Today's episode is brought to you by Nick Cann Photo +Bill Payne NMLS ID#: 283298 with First Home Mortgage Check Out Our Partners: https://www.nickcannphoto.com https://www.billpaynemortgagebanker.com

The world's smartest realtors dig into the mailbag and answer a question from a listener who's worried she's falling behind because she hasn't bought a house yet. Tune in to find out what our BRILLIANT brokers think. This Episode is Brought To You By Bill Payne NMLS ID#: 283298 with First Home Mortgage + Nick Cann Photo Find Out More at: https://www.billpaynemortgagebanker.com/ https://www.nickcannphoto.com/