BetterWealth with Caleb Guilliams

L-TARIn today's BetterWealth episode, Dan shares with us the acronym that he created for BetterWealth, “L-TAR” which means Long Term Accountable Results. Listen as we discuss the mindset of why long term accountability can be so impactful, as with the model we have the ability to set a goal way into the future and with a long term mindset we use accountability to help achieve those outcomes. Most people like the short term daily accountability where they can check off the box. Listen at how Dan compares accountability to guardrails and why the mindset of long term goals is imperative to the success of reaching one’s desired lifetime goals and aspirations. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

What Would The Rockefellers Do?In today's BetterWealth episode, I bring back an interview I did with Garrett Gunderson episode #54. Listen as we revisit this very impactful episode as he shares his story and how he began at a young age to develop his philosophy of money and finances. Listen as I ask Garrett to talk about Rate of Return versus Return on Result. Listen as we talk about creating value, the stock market, speculative investing, private market, risk, loss and multiple streams of revenue. Listen as Garrett also talks about compound interest, the broken retirement system, the unchecked and unstable 401K plan. We also talk about his book “What Would The Rockefellers Do?” and the importance of overfunded whole life insurance. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: “What Would The Rockefellers Do? How the Wealthy Get And Stay That Way...And How You Can Too” by Garrett Gunderson and Michael Isom   https://amzn.to/3tXanHO Guest Bio: Garrett B. Gunderson is the author of the New York Times bestseller Killing Sacred Cows: Overcoming the Financial Myths that are Destroying Your Prosperity. He is the Chief Wealth Architect of Wealth Factory and conference speaker. Wealth Factory helps entrepreneurs and business owners keep more of their money and increase monthly cash flow without having to work harder, take on more risk, or hire a single new employee.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The true value of long term wealth potential. In today's Better Wealth episode, I want to illustrate the value of long term wealth potential by sharing a video I did 3 years ago. Be sure to join us on our BetterWealth YouTube Channel to watch the video and see my demonstration on the Truth Concepts Calculator. We are so often caught up in the short term transactions and we don’t understand how much we are actually going to make over a lifetime and what the value of that is going to be. Today I show you a video I did over 3 years ago using a calculator by Truth Concept which shows you the truth about math. What you will see is that BetterWealth has been consistent with our message. Listen as I discuss these three points. First, You are your greatest asset and the number one thing bringing money into your life is your ability to work or create value in the world. Second, I talk about how inefficiencies have a damaging effect on our financial life not just in the short term but also the long term. The final area discusses taking risk and whether taking risk is really the best way to maximize your wealth potential. Watch as I break down these three key points are worked a#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Caleb Guilliams - BetterWealth YouTube Channel: https://www.youtube.com/channel/UCThFkB73A_ICEu-LJV2abbw Truth Concepts: Maximum Potential https://truthconcepts.com/buy-now-old/maximum-potential/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Are we hypocrites for saying our time is valuable, but not living that way?Episode Description: In today's Better Wealth Breakdown, Dan asks me a simple yet profound question “If I only had ONE hour to work on BetterWealth a day, what would I work on?” Reflecting on each point of your day and asking “is this really the best use of my time?” Most people get things done when you draw a line in the sand, but procrastination isn’t always the most efficient or best use of your time. However, listen as we discuss the importance of time and if you were to really view your life with deadlines how much more intentional would you be with your time.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

We should not let fear govern us, and instead we should be the change we want to see in the world. In today's Better Wealth episode, I had the opportunity to interview Max Borders, co-founder of Future Frontiers , founder of Social Evolution, and author of  After Collapse: The End of America and the Rebirth of Her Ideals and The Social Singularity: A Decentralist Manifesto. Max joins me today to discuss his experience in “value creation” and his 7 key breakdowns in his book 1.) Breakdown of Models and Metaphor 2.) Breakdown of Hierarchy 3.) Our belief in the Founding Ideas is Fading 4.) Breakdown of Mutual Aid in Society 5.) Collective Intelligence is Fractured 6.) Civil Discourse Is Deteriorating  7.) Financial Structure & Debt. Listen as we dive into the current belief how “debt spending doesn’t matter” and what that could mean for our future. Listen as Max shares the need for communities and individuals to begin to focus less on the big government for change and rely more on our ability as people to help, serve, grow and be the change we want to see. Listen as Max talks about his ideas of how people can begin to prepare for an economic collapse. Listen as Max gives practical steps for helping prepare for a collapse aside from gold, gardens and guns, but rather getting to know your neighbors! Finally, Max gives a very passionate and deep answer in his legacy question that is heartfelt and inspirational. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Max Borders is author of After Collapse: The End of America and the Rebirth of Her Ideals and The Social Singularity: A Decentralist Manifesto. Max is also co-founder of the event experience Future Frontiers and founder of Social Evolution, an organization dedicated to liberating humanity and solving social problems through innovation. First and foremost, Borders is a thinker and author. His two most recent books are dedicated to the blessings of decentralization. Whereas The Social Singularity focuses on redesigning the protocols for healthy human interaction (the “rules” and “tools); After Collapse focuses on redesigning the moral and cultural order around those rules and tools. Whether one is referring to decentralizing hierarchical firms or decentralizing power in society, Borders remains at the forefront of conversations about how to change our relationship to power at every sphere and scale--including relationships that begin in the deepest recesses of the human heart. Along with co-founder, Seth Blaustein, Borders helped take the Future Frontiers from its first event in 2012 through eight event cycles. The idea behind Future Frontiers has always been to paint a picture of a future in which human beings flourished. The idea has always been to let attendees draw inspiration or to kindle their imaginations, so they could go out into the world and “criticize by creating.”Guest Links: Check out Max’s Books:After Collapse - https://www.amazon.com/After-Collapse-America-Rebirth-Ideals/dp/1732039410/The Social Singularity - https://www.amazon.com/Social-Singularity-decentralization-prosperity-apocalypse/dp/1732039402/Social Evolution - https://social-evolution.com/support/#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Ohio National DemutualizationIn today's BetterWealth episode, Dan and I discuss Ohio National's decision to go from a mutual company to a stock company which is called a demutualization process. We talk about the pros and cons, as well as, discuss the details we have given to date.  What is happening?If approved, Ohio National will demutualize and become a stock-owned subsidiary of the Canadian company Constellation Insurance Holdings, Inc. Constellation will purchase Ohio National in its entirety for $1 Billion. $500 million will go to Ohio National participating policyholders to buy out their ownership interest in the companyThe remaining $500 million will be for strategic business purposesThe proposed transition requires regulatory and policy holder approvalThe ultra-low interest rate environment is something these 100+ year old companies haven’t faced at length beforeLarge old companies are generally slow to adapt to new trendsNew technology-driven companies are increasing competitionThe recent announcement suggests that this transaction will strengthen the company’s financial position, enhance its market position, and give it the necessary resources to facilitate future growth. **This does not mean other mutual companies are headed in the same direction.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Controlling your money and using it while also establishing a retirement plan and legacy plan for your children.In today's BetterWealth episode, Dan and I share a client case where Mr. Smith is powerfully utilizing the AND Asset not only to control and use his money today, but also establish a retirement plan and a legacy plan for his children and grandchildren. Listen as we break down what Mr. Smith is doing to show up powerfully today and how he is structuring his future to show up more intentionally in the lives of his children and grandchildren. Join us as we discuss the three generations of legacy from this one case! #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

For college we calculate the cost of college, but we rarely look at the lost opportunity of time. In today's Better Wealth episode, I had the privilege of interviewing a good friend and fellow entrepreneur Jordan Paris.  Jordan Paris is a 22-year-old author, podcast host, and entrepreneur featured in Forbes, Entrepreneur, Men’s Health, Yahoo! Finance, and Market Watch. Listen as Jordan gives us a sneak peek of his upcoming TedTalk on Education. Jordan and I reflect on our own experiences in college. Jordan discusses with us the importance of understanding your why before considering college, the opportunity cost monetarily with college and some alternative mindsets about getting an education. We also discuss why it is important not only to calculate the cost of college, but also look at the lost opportunity of time. Jordan challenges listeners to “truly evaluate what ways you can invest in yourself to grow a company or career that doesn’t involve college. Listen as Jordan also shares his experience as a young entrepreneur in networking and growing his own successful businesses. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: A curious kid from Pennsylvania! Jordan Paris is a 22-year-old author, podcast host, and entrepreneur featured in Forbes, Entrepreneur, Men’s Health, Yahoo! Finance, and Market Watch. Jordan’s podcast, Growth Mindset University, is ranked #6 in Apple’s Self-Improvement category, #3 in the Training category, #5 in the How-To category. In Education, one of Apple’s most competitive categories, the show was ranked #15. The show is also ranked highly in 40+ countries worldwide. On the show, he interviews young up-and-comers and the most successful people on planet earth like James Altucher, Grant Cardone, Robert Greene, Mark Manson, Dan Millman, Ryan Serhant, Dean Graziosi, and Naveen Jain. Jordan is the founder and creative director of Trend Up Media, a one-stop podcast agency that produces profitable podcasts to help businesses grow in both profit and influence. His approach to life and business is simple yet powerful: Don’t make a living, design a life. With this creator’s mentality, Jordan has been able to produce outstanding results for himself and challenge others to rise above circumstances, break the mold of society, and take control of their lives.Guest Links: Learn more about Jordan Paris by visiting:https://jordanparis.com/                            https://www.trendup.media/ https://www.linkedin.com/in/jordantparis/#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, pull out an old internal training video on how we overfund life insurance to make it the ideal master account. Join me as I demonstrate the importance of overfunded/max funded life insurance on a Circle of Wealth® by MoneyTrax Calculator by Todd Blanton. Listen as I walk through a 7 minute description of overfunded life insurance and how it works and why it is structured the way it is in a master account. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: MoneyTrax, Inc. https://www.moneytrax.com/about-moneytrax/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Leverage is great, when it isn’t, so understanding how to be flexible with your policy can be incredibly important. In today's BetterWealth episode, I am joined today by Dominic Rufran one of the BetterWealth wealth coaches and our AND Asset Specialist. Today we are discussing the flexibility of life insurance. Join us on our BetterWealth YouTube Channel as Dom discusses how the PUA of the policy allows for flexibility when hardship hits and a policy payment can’t be made. Listen as Dominic breaks down the power of the AND Asset and the catch-up provisions, required percentage, front-loading, security, policy lapsing, policy loans and even more flexibility. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #322: Properly Structured Infinite Banking Policy with PUA and Term Riders #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Most people tend to think about ways of not spending money when they should be taking time to think about how to make money. In today's BetterWealth episode, I had the privilege of interviewing Mike “C-Roc”, CEO of People Building, Inc., and the powerhouse behind the “What Are You Made Of?” movement.   Listen as Mike shares with us his inspirational story that lit the fire inside of him to always be in a position where he can impact and help others. Mike shares with us his mindset on positivity and pushing back on negativity in order to move forward. I also ask Mike to share with me his money philosophy. Mike shares about how he strives to grow in cashflow and the mindset of not staying baseline but growth. He also discusses why having the single transaction mindset can keep your own lives or your company from growing and succeeding. Mike authored a new book which focuses on “The Art of People Building” which is a blueprint for how he works with companies on how to work and develop employees. Mike shares with us about mental resilience and how you can come to reality and deal with the difficulty. He also shares with us his understanding of accountability and why hypocrisy might keep people from holding other people accountability. Hosting his own podcast, Mike, shares with us some of the wisdom he has learned from other successful leaders is their ability to make decisions, having clarity, commitment, massive action and consistency. Listen as Mike describes what better wealth means regarding incremental growth and shares with us his passion in his legacy question. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Mike “C-Roc” Ciorrocco is the CEO of People Building, Inc., and the powerhouse behind the “What Are You Made Of?” movement. He is a performance coach, author, dynamic public speaker, visionary and thought leader. He has been featured by Yahoo! Finance as one of the Top Business Leaders to Follow in 2020 and is on a mission to build people. He is driven to Inspire others and he measures his success on how he is able to help others achieve greatness. C-Roc had a fire lit in him at an early age. That fire has ignited him with a fierce desire to compel people to see the greatness inside themselves using past life events to fuel their fire. C-Roc has mastered the ability to zero in on the linchpin of an organization and has helped many businesses exceed their initial goals and expectations. He’s consumed with the passion to help people break free from the confines of complacency and propel to untapped levels of success. No stranger to setbacks himself, C-Roc has built a highly successful mortgage division with his best friends, twice! In 2020 he was named #1 on the list of Top Mortgage Professionals by Yahoo! Finance. Whether it is his business partners, employees, clients or anyone looking to excel at their business, personal life or develop a winner’s mentality, C-Roc is ready for the challenge. C-Roc currently resides in Ocean City, MD with his wife, Jennifer, of 17 years and their two children, Nicolas and Sophia.Guest Links: Learn more about Mike “C-Roc” and get his new book: https://www.themikecroc.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Emotional decisions most likely come from recency bias. In today's Better Wealth Breakdown, Dan and I talk about the topic of “Recency Bias” which is the concept that whatever information you most recently consume becomes the thing that you tend to consume your thoughts, discussion and conversations immediately after. Usually recency bias is a key factor why we make more emotional decisions and then have it fade away so quickly. Dan and I challenge listeners to ask “Where in your life  can you relate to recency bias?” Also, I suggest that the solution to recency bias is being really clear on what your outcomes are and being clear on what you should be saying yes to and then saying no to.  Listen as we discuss different ways we can battle and push away from recency bias.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Compound is the Eighth Wonder of the World! In today's Better Wealth Episode, I dig back into an old video I did on compound interest and the power of the doubling penny.  Albert Einstein is noted for saying that “Compounding is the eighth wonder of the world. He who understands it earns it and he who doesn’t understand it pays it.”  Join me on the BetterWealth YouTube Channel to see my demonstration of the doubling penny on the Truth Concepts Calculator. Watch as I also demonstrate not only the power of the doubling penny and compound interest, but also the power of lost opportunity cost. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Truth Concept Calculators https://truthconcepts.com/calculators/#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's Better Wealth, I and joined by Jordan Gross, 2x TEDx speaker and  #1 bestselling author of Getting COMFY: Your Morning Guide to Daily Happiness. Today Jordan sits down with me and discusses the release of his brand new book “What Happens in Tomorrow World?: A Modern-Day Fable About Navigating Uncertainty.”  Join me on today’s BetterWealth LIVE with my guest and dear friend Jordan Gross. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Jordan believes that personal development is a never-ending process of imagining who you want to be, interpreting why you want to be that person, creating a plan to get there, and then implementing that plan in the most enjoyable and fulfilling way possible. Jordan is a son, grandson, writer, speaker, guide, editor, and soon-to-be therapist. He is a Northwestern and Kellogg School of Management graduate where he studied absolutely nothing to do with writing. He’s a former startup founder, restaurant manager, and soccer goalie. A solopreneur, podcast host, and 2x TEDx speaker, he is also the #1 bestselling author of Getting COMFY: Your Morning Guide to Daily Happiness and The Journey to Cloud Nine.Guest Links: Check Out Jordan's New Book:“What Happens in Tomorrow World? A Modern-Day Fable About Navigating Uncertainty” by Jordan Gross   https://www.amazon.com/dp/195066595X New book trailer: https://youtu.be/tGQJ9R6tKHU  Personal development books summarized in one sentence: https://bit.ly/61Books #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The power of leverage is using someone else’s money to build wealth.In today's Better Wealth, I am joined today by Dominic Rufran one of the BetterWealth wealth coaches and our AND Asset Specialist. Today we are discussing the power of leverage, using someone else’s money to build wealth. In life insurance we are not using our money but borrowing against our policy using the life insurance company’s money to build wealth because our dollars are staying intact. We break down for you the math behind how you can get a 140% return using a whole life policy loan. Join us on YouTube for the visual math breakdown. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

There are a lot of different ways you can give back and be impactful. In today's Better Wealth, I had the privilege and honor of interviewing Matt Coulter, founder of 143 Collective, a nonprofit specializing in non-profit development, fiscal sponsorship, community activism and additional outreach. Listen to his story of discovering intentional living through the development of foundations that give back. Matt shares with us the difference between nonprofits and foundations, as well as, the pros and cons. Matt discusses with me how the control of money can be maintained through foundations. Matt explains how being wise with money might lead to family foundations because of the tax deductions. While, we also discuss the differences of nonprofits and how dollars could be going further in the nonprofit world. I also ask Matt to be honest with the cons of having foundations and when it would be smart to consider this option. Listen as Matt talks about being intentional and taking action. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: 143 Collective is an eclectic group of humans striving to leave our mark. We’ve created shelter for our minds to run wild, to create, and most importantly take action. Loving others simply because we can, together we author a legacy of love to hand to the next generation.Our team specializes in non-profit development, fiscal sponsorship, community activism and additional outreach. We’ve constructed all that we do to love others when they need it the most. Dedicated to leaving this place better than we found it, one community at a time. The decisions we make are not about us, but rather the generations that will live the history we conceive. Togetherness, paired with ambition, is the only path forward to protect the beautiful lives we’ve been given. Looking back on time, it’s evident we need to refocus on quality and not quantities. We must find our way back to valuing completion, satisfaction with less, and relationships like the trailblazers before us. It’s time to forge our own path, to find a better way, to design a future worth being proud of.Guest Links: Learn more about Matt Coulter by visiting:142 Collectivehttps://143collective.orgBeyoutiful Foundation  www.beyoutifulfoundation.comAlly2Action  Ally2Action.org#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

A normal draft-horse can pull 8 thousand pounds, while two draft-horses can pull up to 32 thousand pounds.In today's Better Wealth Breakdown, Dan and I discuss the impact of a team. Listen as Dan describes how working together can accomplish more, but when learning to work together you can accomplish infinitely more than you imagined. However, a team rowing in opposite directions will not accomplish anything, but a team rowing in the same direction can go farther than expected. We challenge the idea of “the lone wolf” in business, in life, and even in finances. Building a team doesn’t just apply to business owners, but it may mean that you join a team of experts to help you in areas of your life where doing it alone might actually cost you significantly more. Clarity and efficiency of your vision necessitates the need to bring in a team or work with someone that can accomplish more.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Wouldn’t it be amazing to have our money grow the rest of our lives?In today's Better Wealth, I am super excited to share with you a video I did back in 2018 and haven’t yet shared with anyone. I had done a demonstration for the book and when looking back over the video there was some great content I wanted to share with you. In today’s episode I will be discussing control compounding, uninterrupted lifetime growth and why it is important not to disrespect the value of your dollar today. In this example I walk through how using a properly structured life insurance policy in a real estate investment helped earn over a 100% rate of return. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's Better Wealth, I had the privilege of interviewing a good friend of mine, Neal Cox. Neal shares his story of how working closely with the BetterWealth team and walking through the model process reshaped his way of thinking about money and business. Listen as Neal describes how the Niche Product he created has taken off and developed into a full time and  full house business. Check out his product https://welcomehomebags.com/.  I also ask Neal to spend time sharing his experience with the BetterWealth Team, the model and how it applies to his life.  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Neal Cox wears many entrepreneurial hats. In his day job, he is a Realtor with Judah Real Estate Group. He is also running an e-commerce business that launched in 2020. Additionally, Neal is building a real estate investment portfolio. Neal was a public school teacher for 15 years. In 2017 he decided to leave the profession to get into real estate. He has grown that business to become a successful agent with a heavy presence on Louisville social media. In 2020 he and his wife launched Welcome Home Bags and are growing the company rapidly. Neal and his wife Samantha became part of the Better Wealth Community in 2020. Caleb and his team have helped with clarity and getting a handle on their future with a measurable model that has given confidence going forward.Guest Links: Welcome Home Bags Neal Cox Realtor#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Based on the Term Rider it allows us to make that box a little bigger so we can shove in even more money!In today's Better Wealth, I and joined by one of BetterWealth’s wealth coaches, Dominic Rufran, as we discuss how we structure infinite banking policies. Dom and I talk about three aspects of the policy 1.) The Base, 2.) The PUA and, 3.) Term Rider and how it all works together. Control and liquidity. Join us on our BetterWealth YouTube Channel and watch as we illustrate and discuss how we structure an AND Asset Policy. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Finding more in life than just accumulating!In today's Better Wealth, I am honored to have Dannis Adamson join me as a guest on the Better Wealth Podcast. During a private event I had Dannis in the studio to do this quick episode as we discussed his big takeaways such as lost opportunity cost,  financial education, experience, value creation and money, cashflow, debt, his business and experience in Real Estate Investing and life insurance. Dannis and I also talk about the importance of truly understanding ROR and intentional living especially when it comes to value creation, cashflow, and investing. I put Dannis on the spot and asked him to share his tip and insight on money 101. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Sometimes when looking at investments you have to realize, time is not on your side anymore. In today's Better Wealth Breakdown, Dan and I discuss the topic of real estate investing. Dan poses the question “Is Real Estate Going To Save Your Retirement?” Listen as we talk about investor DNA, your situation, your stage of life and other factors that can cause an asset or investment to become a negative investment and not a positive investment. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Everything we do needs to be based on a cash flow ratio.In today's Better Wealth, I give an overview of the BetterWealth Assessment. We released the Assessment last year, but it has been incredibly impactful for those who we have served.  Listen as I describe the philosophy behind the model, how cash flow ratio is a primary factor, and why we model the consumption and savings. Join me on our BetterWealth YouTube Channel to see how the assessment/model actually works in real life situations.   Check out our BetterWealth Assessment.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Today's episode I am Remembering the life of Gregg Hielema and reflecting on the incredible impact he had on my life before his passing. I am forever grateful for his wisdom and love. Today's episode is dedicated to his memory and the celebration of his life as he would have turned 49 today!#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

We don’t borrow FROM the policy we borrow AGAINST  the policy.In today's Better Wealth episode, I am joined by Dominic Rufran one of our Wealth Coaches here at BetterWealth and our AND Asset Specialist. Listen as Dominc and I discuss the ins-and-outs of policies loans. We identify a big misconception and give the correct distinction between borrowing from the policy loan verse against the policy. Listen as Dom discusses the “myth” behind paying yourself back when you pay interest and the indirect benefits of mutual companies. Dom and I also discuss several commonly asked questions around loan structure, if policies loans affect credit scores, and recognition or non direct recognition. Dominic also goes deeper into Third Party Lending and gives the pros/cons, and why it is so important to understand how you pay the policy loan back. A policy loan is a huge advantage to a properly structured life insurance policy, it very much unlocks great opportunities and you want to make sure that you are educated and optimizing your situation. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Money doesn’t have value, until you use it!In today's Better Wealth episode, I had the privilege and honor of interviewing Darius and Carmen Britt from Wealth Nation. As the infamous YouTube IBC couple, Darius and Carmen have been helping educate people on building real independent wealth and financial freedom.  Listen as Darius and Carmen share their story of being in debt, paying off debt with Dave Ramsey philosophies and practices, moving into real estate investing to one day discovering how one man gave his dollars more than one job through a policy loan and why that man’s understanding of money shaped the future for Darius and Carmen in the Infinite Banking World. Darius and Carmen share with us their knowledge on the banking system, manufacturing compound interest, money mindset, control, finances, and the reason behind your why.  Carmen and Darius share some powerful inside into the idea that you are in control of the goals you want in your life, your finances and your future, you only have to go DO IT! Join me for an inspirational interview with Darius and Carmen Britt on their impactful ideas on finances, money mindsets, money value, and intentional living. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Darius and Carmen Britt are the Founders of Wealth Nation. They started Wealth Nation to help entrepreneurial and ambitious individuals discover the real rules of the money game, break free with true financial independence, and own their own lifestyles. At the beginning of their career Carmen and Darius followed the traditional “society standards.” They went to college for traditional education in hopes of “making it big” in corporate America.  Darius has a degree in Engineering and Carmen has a master’s degree in Communication. They climbed the corporate ladder to obtain high level managerial roles, maintained good credit, and invested in retirement accounts/stocks to “get ahead.” Although they brought home over six figures in income, they never felt satisfied with their financial state, so they started a side hustle investing in real estate. After gaining extensive knowledge from their wealthy investors, they discovered that the rules that apply to the middle class, don’t apply to the upper class. With this knowledge they decided to create a community to share the real truths of the financial industry. Thus, Wealth Nation was born. As of this date, Darius and Carmen have been helping people build real independent wealth and financial freedom for over 5 years now and have already generated over $75 million for the clients with a financial system, they call Lifestyle Banking.Guest Links: Learn more about Darius and Carmen Britt at WealthNation.ioCheck out their YouTube Channel Wealth Nation#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Insurance agencies can give you a better plan when you “update” your health with a better health rating. In today's Better Wealth Breakdown, Dan and I discuss a common way our clients are inspired by intentional living by re-applying for better health rating. Most health ratings have motivated and fired up several of our clients to take a stand, make health choices, and then they get better health ratings allowing their policy to become cheaper or more efficient for a whole life/AND Asset policy. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Overfunded Whole Life Insurance when set up and used properly will be you AND Asset not your OR Asset. In today's Better Wealth, I continue the asset analyzer series where I look at different places where you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate whether you should put your money into Overfunded Whole Life Insurance. In this series we have been taking a step back and not getting emotional about a product but really asking ourselves what is the outcome of what we want and will this asset help me move forward in reaching that outcome. Listen as I talk about the largest issue we face is when people look at Overfunded Whole Life Insurance (AND Asset) as an investment only, a place to grow money and they miss out on all the other benefits. Join me on our BetteWealth YouTube Channel to see how I have structured my AND Asset and how it functions and works for me as an AND Asset and not an OR Asset. Safe (Low Risk): Your money suffers little to no risk of loss.Liquidity: Your money is accessible for emergencies or opportunities.Growth: Your money multiples at a competitive rate of return.Passive Cash-Flow: Your money produces income on it’s own. Leverageable: You can use your money as collateral.Private: Your money grows without restrictions and has creditor protection.Tax Deductible:You can subtract any money you put into the account from your taxable income.Grows Tax-Free: Your money grows without being taxed.Tax-Free Distribution: You can access your money without paying taxes on it.  Protection/Legacy: You are provided for in the event of tragedy and are self completing. No Contribution Limits: You have no limits on how much you can fund in the asset. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's Better Wealth Live episode I am joined by Dominic Rufran for a late night Q&A. Listen as we answer several questions about the AND Asset and different aspects of Overfunded Whole Life Insurance. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The model allows peace and reassurance as you test and vet life situations that would otherwise cause a burden. In today's Better Wealth Episode of From the Frontlines, Jereme and I talk about a case that has greatly impacted our community and become one of our favorite stories to share that inspires and reminds us of intentional living. Listen as Jereme discusses Mrs. Smith who signed up for unlimited and in the process of waiting for her first meeting had her husband suddenly pass away. By using the model Jereme describes the peace and reassurance that was given to Mrs. Smith about being financially balanced not just now, but for a long long time. Listen at how Jereme was able to honor the memory of Mr. Smith and the legacy he left his family. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Live intentionally and take risks on purpose!In today's Better Wealth Episode, I had the pleasure of interviewing Nicholas Abts, a practicing attorney in the Wisconsin area who happens to be both a dear friend and client. Nick introduced me to Tesla and we share a bit of our love for Tesla on the show. Nick discusses with us his story, his business, how he moves and gives his money more than one job. He also discusses risk management, wills, living trusts, real estate, and more. Listen as Nick shares great wisdom on educating yourself, how to seek out professionals and why protection can be an important aspect of life and business.  Guest Bio: Nicholas ("Nick") Abts has been a practicing attorney in Wisconsin since 2009. He is originally from Green Bay and has lived in Wisconsin his entire life. After graduating from UW-Madison with B.A. in Psychology and English in 2005 and his juris doctorate in 2008, he practiced in Madison until 2014 before moving north to his current home in Wisconsin Rapids. As principal owner of Abts Law LLC, Nick has experience running a small business. He also has a background in the insurance and investment industries and has held Series 6, 63 and 65 licenses in the past as well as a life and health insurance license. The financial and sales knowledge he has accumulated gives him a rare combination of skills that few lawyers possess and allows him to work with clients to address a variety of needs. Nick currently focuses on estate planning and business law but maintains a significant family law practice as well, operating on the premise that risk management requires understanding of a wide range of legal issues that his clients may have to face throughout the course of their lives. In his spare time, Nick spends time with his wife and two children. He is also involved with Wisconsin Public Radio, the Wisconsin Rapids Family Center and various personal business and creative ventures.Guest Links: Abts Law LLC#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Your investment strategy should be based on value creation and not media popularity in meme culture.In today's Better Wealth Breakdown, Dan and I discuss “Meme Investing” and what it looks like to get caught up in “media hype.” Now because of a popular hype we discuss why you should consider how your emotions might be getting in the way of a wise investment strategy. Listen as Dan and I discuss money value vs the hype culture. We evaluate why some recent investment hypes have caused unwise investing decisions. Listen as we discuss the difference between Amazon’s  Type One and Type Two decision making strategy and why they should be an important aspect of how you make decisions in finances and investing. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

There needs to be the proper truth in the marketplace when we talk about money. In today's Better Wealth Episode, I have been asked to give my response to "Meet Kevin" On Infinite Banking and Life Insurance where I discuss the video "The Truth about Life Insurance  with The CEO of Ladder Life" that was published on the YouTube Channel Meet Kevin. See the video here: The Truth about Life Insurance  with The CEO of Ladder Life: https://www.youtube.com/watch?v=guyRrDOoKY4#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Welcome Jonathan to the BetterWealth team!In today's Better Wealth, I have both the privilege and honor of officially welcoming Jonathan Kreidt to the BetterWealth Team. Listen as Jonathan shares his story of how we met and the inspiration behind his position on the team. I have been waiting months for this official welcome because Jonathan is joining with me in starting BetterWealth Capital our very own RIA. Listen as Jonathan and I discuss the principles, the philosophy and the approach we are taking to serve clients in this financial area.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

A large amount of money in very few cases will ever trump cash flow, because cash flow is king!In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. We are continuing our Mr. & Mrs. Smith Family edition. In today’s case study we discuss how we model Mr. and Mrs. Smith’s family economy with one salary and future income increases. Jereme describes how important it is to be able to model something as accurately as we can when looking at a financial life. Listen as we describe how we are able to model a raise and what it would look like to add more income without increasing consumption. Listen as we talk about heloc and velocity banking to pay off high interest debt and to free up more cash flow and save well. As a result of increasing their cash flow the result was that they were able to find a tool that would give them more leveragability to save money in the AND Asset. With their diligence with thinking with the end in mind Mr. and Mrs. Smith has a model moving towards balance while also impacting their family and community. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

As a business owner do you know your numbers?In today's Better Wealth, I had the privilege of interviewing Tim Francis, CEO of the company called Profit Factory, a company dedicated to helping parents know their internals numbers. Tim shares his story of the humbling experience of being broke and unable to walk. Listen as his whole world changed to the idea of truth and mastery in the pursuit of entrepreneurship. Tim shares the difficulty of having a successful business that never kept any money, and his journey of discovering how to truly understand the numbers and keep his success.  Knowing numbers is not completely only about math and equations, but rather the ability really to make decisions. Being a business that doesn’t know your numbers is a dangerous place. Tim discusses the biggest problem for entrepreneurs is chasing the next shiny object yet not internally knowing what is going on with their business. Knowing your numbers is the process of prioritizing and making decisions. Listen as Tim shares authentically his passion behind developing truly successful companies that are making money, keeping money, prioritizing, and making good decisions! Check out more about Profit Factory: Know Your Number’s Workshop!#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Tim Francis is the Founder of Profit Factory and is based in Austin, TX.  Tim teaches the Know Your Numbers workshop, which helps Entrepreneurs who hate Accounting to get their Financials under control. Tim draws from years of experience doing private consulting where he’s helped find millions in profit for clients, and also from his role participating in over 140 Board meetings. Tim is also the Founder of Great Assistant, a team which has helped hire over 300 Executive Assistants for Entrepreneurs across the US and Canada.   Tim’s been a guest lecturer at NYU in New York City, and has appeared on the websites of Forbes and Inc magazine.  Tim is the inventor of The 5 Levels of 80/20 and co-presented The 80/20 Summit with Perry Marshall in both 2016 and 2017.Guest Links: Profit Factory: Know Your Number’s Workshop#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Do you avoid the true cost of something?In today's Better Wealth Breakdown, Dan and I discuss how people avoid the true cost of things specifically in areas of cars and investment properties. Listen as Dan and I walk through the importance of being honest with ALL the costs associated with item such as fee’s, taxes, upfront cost, mileage cost, wear-and-tear, and even evaluating your opportunity cost. Many people will avoid these costs by minimizing and justifying all the reasons costs should or could be lower than they truly are. Whether buying a car or investing be sure that you are completely honest with the TRUE full cost and factor in the costs now and in the future. Don’t fall into cost avoidance syndrome.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

There are better ways than a Typical Whole Life contract.In today's Better Wealth Episode, I continue to analyze the different places you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate Whole Life Insurance and it may shock you that the Typical Life Insurance is a bad place to have your money. Today I am going to talk about a contract that is not well designed, something I call Typical Life Insurance. Listen as I dive deep and hold the whole life insurance asset up to the 11 attributes of a perfect asset. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Thank you for making this journey of podcasting possible!In today's Better Wealth, I reflect back on the last 100 episodes we have done. It has been incredible to watch the numbers grow and has been encouraging and inspirational. Consistency always changes the game and I am grateful for the team that made that happen and the listeners that are building part of our community making this moment so memorable! Thank you to all of you who have made the Better Wealth Podcast a part of your daily ritual. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #201: How To Become A One Percenter In Your Life with Sam Bakhtair Episode #202: The Bad Debt FrameworkEpisode #204: 12 Key Lessons from Robert Kiyosaki Episode #221: How Consumers Became Savers with the Father of the 401K Ted BennaEpisode #224: The CONS of Overfunded Whole Life InsuranceEpisode #226: Richer Than A Millionaire with Dr. Bill DankoEpisode #227: Better Off DeadEpisode #231: How To Create Your Retirement Income Strategy with Jason SangerEpisode #232: AND Asset ExplainedEpisode #242: How To Address The Rate of Return of the AND AssetEpisode #248: Confronting Dave Ramsey On Why Infinite Banking Is A ScamEpisode #259: Volatility Buffer Strategy Episode #260: Social Security is a Government Sponsored Ponzi SchemeEpisode #274: Covered Asset StrategyEpisode #279: The 11 Attributes Of A Perfect InvestmentsEpisode #287: A Million Plus In An AND AssetEpisode #291: Building Your Following and Leading With Impact with Author Andy WyattEpisode #296: How to Increase Your Personal Financial Literacy with Harry Stout#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Many financial tools will give a snapshot of a “perfect” scenario, but at the end of the day real math and a real model will be the most effective way to make real decisions about intentional living. In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss Mr. & Mrs. Smith, a young couple with a young kid in sales who came to work with us and put their finances on the model. Listen as we talk about how this couple handles their household economy with income under 100k, student loan debt, car leases, debt vehicles, risk management, and life events. Listen as Jereme describes how powerful the model is in life events because we are able to bring money on and off the tool. For the Smith family this tool was incredibly impactful in helping them see the potential of the future, hold them accountable to that desired outcome and all while keeping to the math and the model. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Don’t trade your time for money!In today's Better Wealth Episode, I had the pleasure of interviewing Suzanne Ctvrtlik a freelance designer that became a master YouTuber and is now leaving her job because of the money on YouTube. Listen as she shares her story and inspiration behind her career as a YouTuber and the inspiration behind her niche. In little more than two years her YouTube Channel Arvabelle started and in less than a year she now makes enough to quit her job. Besides having a profitable YouTube Channel her channel is dedicated to helping educate people in finance. She has a popular channel inspired by family and friends that are seeking a better financial way. Listen as Suzanne and I talk about YouTube, Content and Money! Suzanne gives some great tips on the basics of money, compounding, optimizing your money, and using money as a tool. Guest Bio: Suzanne Ctvrtlik is the founder of Arvabelle - a YouTube channel focused on personal finance, investing, and basic money skills. Through the YouTube channel, the goal is to provide easily accessible resources that people need to build better financial futures. Suzanne quickly discovered that YouTube was a great way to build an audience, and reach a larger number of people looking for help in their financial journeys. Because of this, Suzanne recently transitioned into pursuing YouTube full time.Guest Links: Check out Suzanne on her YouTube Channel Arvabelle#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Your future is not determined by your current set of circumstances.In today's Better Wealth Breakdown, Dan surprises me with a question for today’s episode from John Rawls “If you could roll the dice again and the circumstances of your birth were totally random, what would you choose, your current life or something totally random?” Listen as Dan and I answer this thought question and why it is so important to truly understand the blessings you have regardless of current situations. Dan and I challenge listeners to think less rolling the dice and “doing life over” but rather rolling the dice for a “new tomorrow.” Intentional living is a focus on future living!#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

It isn’t about the investment because it is more about the investor. In today's Better Wealth Episode, I talk about why or why not you should have real estate part of your portfolio and part of your wealth strategy. In this asset analyzer series I have been walking through different assets and comparing them to the 11 attributes of the perfect asset. Listen as I compare and contrast Real Estate to the 11 attributes. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Regardless of the currency, create value!In today's Better Wealth, I am joined with both Dan Kaminski and Jason Rink as we open up the discussion of cryptocurrency and Bitcoin on our BetterWealth LIVE episode.  We get many people emailing us asking “Should I put my life savings into Bitcoin?” and we are here today to discuss the pros and cons of this asset. Listen as Dan and Jason share their experience in Bitcoin and their thoughts now. We also discuss the importance of having your house taking care of first before you can even think about investing into anything let alone Bitcoin. Regardless of the different thoughts, the different pros and cons here at BetterWealth we still believe that creating value will be the best focus you should have regardless of the currency. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Realize that you can be more intentional in your choices if you understand the implications of the math long term. In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another Mr. & Mrs. Smith case study where we see a family that had been disciplined with their money and got a bit more assurance when looking at the model. Listen as Jereme describes how the model helped facilitate strategies for paying for college in the future so it doesn’t create a hit on their financial future. Jereme shares how the model allowed Mr. & Mrs. Smith find alternative ways to keep their model in balance, pay for college, and retiring Mrs. Smith. The takeaway from this example looks at the management of consumption and savings, and evaluating your efficiencies so money can work for you!#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In our country there is a huge deficit of financial education!In today's Better Wealth, I had the privilege of interviewing Harry Stout who has worked over 25 years in the financial services industry all around the world. Harry is also an author of the “Financial Verse Series” which covers topics on money, life savings, annuities, life insurance, and more. Listen as Harry shares his desire for personal finances making it understandable for people of all ages.  Harry discusses with us the importance of financial education as our societies are changing and why people are now realizing how precious money as a resource really is. I ask Harry to explain two most important “Must DO” items from his book 1.) Have A Budget and 2.) Spend To, as well as, two points from his 8 Key Risks being 1.) Longevity Risk and 2.) Mortality Risk. Listen as he shares the reason why these are extremely important to him. I also ask Harry to dive into topics like inflation, adulting, the cost of learning, college tuition, up scaling, striving stage, credit cards, and long term care planning. Harry gives an incredible answer to the legacy question on humility and I am so honored to have had him on our show. Be sure to check out his books! “Financial Verse Series”Guest Bio: Harry N. Stout is a published author and founder of the FinancialVerse organization.  The FinancialVerse books and content are dedicated to improving America’s personal financial literacy. He is an acknowledged senior thought leader in the global financial services business with over two decades experience in all aspects of financial services.  He has held marketing, sales, product innovation, and distribution roles over his successful career.  He has over 25 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand and Australia. He is a past director of the National Association for Fixed Annuities, the Financial Services Council of Australia, the Insurance Marketplace Standards Association, and the Life Insurance Marketing and Research Association. He has been a governance fellow of the National Association of Corporate Directors. Harry is a nationally known speaker, podcast guest and author covering annuities, life insurance and personal finance. Guest Links: The Financial VerseThe Financial Verse Book Series#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The AND Asset can be a legacy that can travel with you wherever you go!In today's Better Wealth Breakdown, Dan and I discuss how life insurance is benefiting the  EXPAT Community. The EXPAT movement coined generally for someone who is temporarily or permanently residing outside of America where they have previously lived. Dan shares an example of a client’s journey as they walked through the process of setting up life insurance while living abroad, so they can live out their legacy. Listen as we talk about how you can set up financial assets that can travel with you wherever. Episode Links & Resources: Creditor Protection by State#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The convenience of a savings account is in safety and liquidity.In today's Better Wealth Episode, I continue my series of episodes  “Where Should I Invest My Money”  as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed my ideas on the Roth IRA and the Roth 401K, but today I look at savings accounts. Listen as I walk through the pros and cons of savings accounts comparing them alongside the 11 attributes of a perfect investment. Join me on the BetterWealth YouTube Channel to see the whiteboard examples in this episode.  Safe (Low Risk): Your money suffers little to no risk of loss.Liquidity: Your money is accessible for emergencies or opportunities.Growth: Your money multiples at a competitive rate of return.Passive Cash-Flow: Your money produces income on it’s own. Leverageable: You can use your money as collateral.Private: Your money grows without restrictions and has creditor protection.Tax Deductible:You can subtract any money you put into the account from your taxable income.Grows Tax-Free: Your money grows without being taxed.Tax-Free Distribution: You can access your money without paying taxes on it.  Protection/Legacy: You are provided for in the event of tragedy and are self completing. No Contribution Limits: You have no limits on how much you can fund in the asset. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #162: Wealth Building with Taylor Welch #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Your brand should either compel people or repel people!In today's Better Wealth, I had the privilege of interviewing my good friend Ellis Hammond, Founder of Kingdom REI. In this episode Ellis and I share an upcoming event in which both Ellis and I will be speaking about the power of your story. Listen as Ellis shares his story from being a broke pastor and missionary with an entrepreneur passion and has brown his very own company, coaches and runs his own REI group and has been sharing his unique story with thousands. Listen as we discuss Ellis' upcoming event in which I have the privilege of being one of his speakers. Guest Bio: Ellis Hammond has quickly made a name for himself in the commercial real estate industry. He is the founder of Kingdom REI, the #1 mastermind community for faith-based real estate operators and host of the kingdom REI podcast. He is also the CEO of Hammond Equities where he manages the first ever faith-based multifamily syndication fund, focused on transforming the lives of residents while providing a great return for investors. ThinkRealty also named Ellis Multifamily Investor of the Year in 2020. Guest Links: Learn more about Ellis Hammond & Kingdom REIhttps://ellishammond.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Sometimes models are off balance simply because there is no accountability. In today's Better Wealth Episode of ‘From the 'Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss tax advantage pension plans for Mr. & Mrs. Smith. Listen as Jereme describes the process of making decisions doesn’t start with working forward with where you are now, but rather “taking a step back” so we can look down the road to discover your why so you can build a framework of where you want to go...then plan because we started with the end in mind. Listen as we discuss how Mr. & Mrs. Smith’s model was off balance at first glance. Sometimes models are off balance simply because there is no accountability, but once there was accountability see how we discovered thousands of dollars they were not even aware of in their tax advantage pension plan. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor