BetterWealth with Caleb Guilliams

In today's BetterWealth episode, I am joined by Dom as we discuss the real rate of return of whole life insurance. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Episode Description: In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt discusses large multi family complexes, the pros and cons of investing in apartments and what to expect as you dive into the market. Matt also breaks down the upcoming mindset of individuals in the Renting Culture and why that can be a huge benefit in the large multi family investment space. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9OgEpisode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6AEpisode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PYEpisode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk Episode #388 Real Estate FAQ #2 with Matt Fore - https://youtu.be/lxafMC-n7NQ#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Right-Hand Dan as we discuss topics around taxes in our BetterWealth Tax series. Listen as Dan talks about the Disaster Relief Tax Code and how reasonable expenses related to the pandemic can be deducted by your business and tax free to your employees. Find out more at BetterWealth Tax - https://www.betterwealth.com/tax Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither the host nor the guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast.Episode Links & Resources: BetterWealth Tax - https://www.betterwealth.com/tax #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt answers a few commonly asked questions around Heloc for investing in other properties, 1031 exchange time limits, what do I do with bad tenants and Cash for Keys, as well as, discussing whether you should invest in real estate when the market seems too high. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9OgEpisode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6AEpisode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PYEpisode #387 Small Multi Family - https://youtu.be/EjkgmYsSujk #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down the small multi family real estate investments, the summary, the benefits/pros and the cons. Even with the secret of duplexes and house hacking being a popular starter investment plan, Matt shares a few places to learn more and become familiar with the strategy. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ Episode #378 Flipping Homes with Matt Fore - https://youtu.be/1eMur9GT9OgEpisode #381 Real Estate FAQ #1 Tax Benefits with Matt Fore - https://youtu.be/p98cZBpRq6AEpisode #384 The BRRR Strategy with Matt Fore - https://youtu.be/RcBfbgP10PY#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Right-Hand Dan as we discuss topics around taxes in our BetterWealth Tax series. Listen as Dan talks about the classification and definitions of travel frequency, necessity and documentation. Dan shares some details of the tax rule and how you can use this rule to better maximize your tax deductions when traveling for business. Find out more at BetterWealth Tax - https://www.betterwealth.com/tax Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither the host nor the guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast.Episode Links & Resources: BetterWealth Tax - https://www.betterwealth.com/tax #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined for a second time by Kirk Hortle who is a dear friend, business partner and former firefighter. Listen as he talks about his story and the intentional life he has built for himself and his family. Kirk is ultimately living a “retired” life, but when you ask him he doesn’t worry about money, but still invests into multiple ways of accumulating value and service of others. Kirk talks about his mindset of living a life of efficiency. Kirk talks about value creation and the way it grows wealth when there can be intentional focus on developing value. Kirk shares his mission behind Cashflow Firefighters and his desire to serve the firefighting community. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Check out more about Cashflow Firefighters https://cashflowfirefighters.com/ Episode #70: Sharing the Value of Better Wealth from a Firefighter with Kirk Hortel https://betterwealth.captivate.fm/episode/sharing-the-value-of-better-wealth-from-a-firefighter-with-kirk-hortel #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down the BRRR (Buy, Rehab, Rent and Refinance) Strategy. This method isn’t new, but it has trickled down from commercial real estate to single family real estate. Listen as Matt shares his positive experience with the BRRR Method. We also talk about the pros and cons of the BRRR Method and why it’s a bit more hands on than your typical passive cash flow real estate investment.Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Right-Hand Dan as we discuss topics around taxes in our BetterWealth Tax series. Listen as Dan shares with us why business owners would be taking advantage of tax-free income using the Augusta Rule.  Listen as we describe how you can rent out your home or place of business and earn tax-free income. Find out more at BetterWealth Tax - https://www.betterwealth.com/tax Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither the host nor the guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast.Episode Links & Resources: BetterWealth Tax - https://www.betterwealth.com/tax #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I had the pleasure of interviewing Paul Adam, CEO and founder of Sound Financial Group. Paul is a successful entrepreneur that has learned how to move from career ambition of aimless mindsets to a mindset of lifestyle ambition where he has designed his lifestyle to be what he wants for himself and his family. We also talk about the “dirty word” retirement! Listen as Paul talks about the history of the word retirement and why the marketplace definition of one’s value creation can be set to retire really causes people to pursue something they don’t want and they don’t have a choice. People want choice which doesn’t come with retirement, but the financial independence that enables people to have control and choice. Paul also chats with us about his book “Your Business Your Wealth” and why it’s important for business owners to build a personal balance sheet and cashflow for themselves without being tricked that their retirement asset is sole in the value of their business. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast.Guest Bio: As CEO and founder of Sound Financial Group Paul leads a team of financial professionals dedicated to helping clients define their financial goals then developing unique, tailored strategies to reach them. Paul tells his clients often that they should always make their financial decisions based upon indisputable math and independent scholarship, not based on media hype, hearsay, or trend. In addition to his specialized financial coaching, Paul is an accomplished speaker, conference panelist and author who has published three essential financial guides - Stop Burning Your Money, Sound Financial Advice, and Your Business Your Wealth. He has been interviewed by Forbes, Entrepreneur, and Inc. magazines to share his knowledge and passion for helping his clients maintain healthy balance sheets and better steward their finances. He also shares his knowledge as co-host of the long-running, Your Business, Your Wealth podcast with nearly 200 episodes. Paul lives North of Seattle, Washington with his wife, Kristen, and their three children - Andrew, Regan, and Vivian. He enjoys traveling, hiking, and continuing his personal and professional education. One of his great pleasures in life is spending time outdoors with his family.  To facilitate a lifestyle that allows them to travel the country for months at a time, he has transformed a traditionally in-person industry into a location-independent enterprise.Guest Links: Check out Paul’s book “Your Business Your Wealth” - https://amzn.to/3lj4wenwww.yourbusinessyourwealth.com  Your Business Your Wealth Podcast:Apple Podcasts: https://podcasts.apple.com/us/podcast/your-business-your-wealth/id1098458475Spotify: https://open.spotify.com/show/4s8LeVfLaB442m6zhmMRjM?si=uIw1aBK3RsyW4DUPCSIcTwYoutube Channel: https://www.youtube.com/channel/UCVo0b61ydBymPPKENOVe3WgFind Paul on LinkedIn: https://www.linkedin.com/in/pauladamssfg/#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt answers a few commonly asked questions around tax benefits, building a real estate team, and the pros/cons of having a real estate license.  Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY Episode #375 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ Episode #378 Flipping Homes - https://youtu.be/1eMur9GT9Og #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Dan Kaminski the head of operations here at BetterWealth and today we are introducing, BetterWealth Tax. A common theme we get among our clients is paying too much in taxes and here at BetterWealth we desire to unlock intentional living so we are bringing in house several tax attorneys, CPA and other tax experts to better serve our clients. Listen as we talk about our goal to change the mindset from tax prep (reactive) to tax planning (proactive). Actually make it fun to meet with your accountant! Listen as Dan describes why tax planning can help you mitigate the tax bill. We also discuss why properly planning for taxes allows you to have proper control over money you might be losing by paying too much in taxes and lost opportunity cost. Check out BetterWealth Tax at www.betterwealth.com/tax  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined by a good friend and the person who inspired, pushed me and even helped me to write my book “The And Asset”. BetterWealth family I am excited to have Jay Cline on the show with me today as he shares his story, his personal background in ministry and his wisdom in finances. Listen as we discuss how Jay doubles his money and bridges the gap between creating surplus and multiplying surplus to build capital needed to create opportunities, what Jay likes to call “Find What You Look For.” Listen as Jay talks about his new community Shrewd Stewards Shrewd Steward as a financial education company dedicated to connecting people with the ideas and experts they need to get to where they want to be. Listen as Jay explains his ideas on good stewardship and the unique way to harness support and strategy. Jay shares his own experience with his own policy and how his comprehensive stewardship began with the mindset of building wealth by money in motion. Check out more from Jay and his new group Shrewd Steward https://www.gottagetshrewd.com/optin1607750618357 and take the double dare at https://takethedoubledare.com/. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Growing up in a small town in Western Kansas, I learned to work like a draft horse from my dad and to be resilient and content from my mom.  I spent three decades in campus ministry in various locations across the US as well as in Hungary and Serbia.  I think that people are the most fascinating thing in the universe and ideas are a close second.  The only thing I love more than the things I love, is helping other people experience them too. Guest Links: Check out Jay’s Story and Company at Shrewd Stewards - https://www.gottagetshrewd.com/optin1607750618357 Take Jay’s Double Dare at - https://takethedoubledare.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down in an easy step-by-step comprehensive approach investing into real estate. On today’s episode Matt talks about real estate investing with homes that are being flipped. Listen as we talk about the pros and cons of flipping homes, why quick turn around can be attractive, but long term passive cashflow can be hard to obtain and why skillset can be one of the most valuable assets when flipping. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY Episode #378 Buying Single Family Homes - https://youtu.be/7IBCfOeZKJQ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined by Dan Kaminski, the head of operations here at BetterWealth. In today’s episode we are talking about dental hygiene and connecting the practice of dental care to financial care. Listen as we talk about the importance of generational wisdom and how financial education today might cause impactful ripple effects in the generations of your family in the future.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I had an extremely special guest on the show, Armita Hosseini, Founder and Executive Director at EmpowerEconan and author of Roadmap to Financial Literacy: An Introduction to Personal Finance For Teenagers. Armita is only 16 years old and one of the most articulate people I have spoken to about money. Listen as she talks about finding a book “Secrets of The Millionaire Mind” at 8 years old and discovering the world of finance and financial literacy which lead to a determination and desire to educate and inspire teens to financial success. Join me as Armita shares her story, her journey in authoring her book and the work she is currently doing to impact young teens in financial literacy. Listen as Armita shares two big habits she would share for financial success as delayed gratification and becoming a long term thinker. Armita also breaks down her book and the components. If you know someone young who would be inspired by Armita’s story and financial education make sure to check out her book: Roadmap to Financial Literacy: An Introduction to Personal Finance For Teenagers - https://amzn.to/3y1WpWQ Guest Bio: Armita Hosseini is the Founder and Executive Director at EmpowerEconan organization which hosts virtual financial literacy camps for teens; they have organized three 3-day financial literacy camps for over 200 participants from 27 countries across 5 continents to date, and continue to expand their educational offerings. At only 16 year old, Armita is an entrepreneur, writer, public speaker, and an active advocate of financial and economic education for youth. In 2020, she published the book Roadmap to Financial Literacy: An Introduction to Personal Finance For Teenagers, and later partnered with the nonprofit organization operationEconomics International to donate 300 copies of her book to underserved schools in San Marcos, California. She has spoken about the importance of financial and economic education on podcasts such as Next Gen Personal Finance and the Women’s Investment Network, has spoken at various virtual workshops and events, and has also been featured on publications such as Forbes and Get Involved Foundation. Her work lies at the intersection of entrepreneurship, education, and advocacy. Armita believes that increasing access to financial education involves helping youth develop both knowledge and skills that can aid them in making better decisions about their futures, and envisions a future where every student is offered a one-semester personal finance course.Guest Links: Check out more about Armita on LinkedIn: https://www.linkedin.com/in/armita-hosseini-7b95501a9/ Empower Econ - https://www.empowerecon.com/ Get a copy of Armita’s book: Roadmap to Financial Literacy: An Introduction to Personal Finance For Teenagers - https://amzn.to/3y1WpWQ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down in an easy step-by-step comprehensive approach investing into real estate. On today’s episode Matt talks about real estate investing and single family homes, the pros/cons, the good, bad and ugly and whether or not this would be a good investment for you. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Episode #370 Ice Cream With Investors With Matt Fore - https://youtu.be/SreIqPtT94s Episode #372 3 Principles For Investing In Real Estate - https://youtu.be/KlQTlf0sAHY #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined in the studio by Dan Kaminski, the head of operations at BetterWealth and today on the BetterWealth breakdown we are talking about refinancing your car. Dan shares with us a statistic he read that 5million car loans are 90 days overdue. Listen as we talk about refinancing, cash out refinancing, How you pay for a car is extremely important. Most Americans are only aware of their monthly payments and know very little about the terms of their loan. Listen as Dan and I talk about some fascinating stats and the implications that could have on our economy. Here at BetterWealth we are not encouraging people away from taking loans or having loans, it is our goal to help you think differently first, in what you are purchasing and then what is the most efficient way to purchase that thing. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I had the pleasure of interviewing a father and son duo as we discussed their expertise in estate planning, LLC’s and Trusts. Mark is the Senior Partner at Wyoming LLC Attorney and is accompanied by his son Andrew the firm's Paralegal. Listen as we discuss the benefits of LLC’s and Trusts that when set up and used properly can protect assets, anonymously title property or as part of a larger estate plan. In my time with Mark and Andrew we only scratched the surface of LLC’s and Trusts, but our episode focus was discussing the importance of protection and legacy. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Mark PierceMark Pierce is an attorney, an accountant, and the owner of Cloud Peak Law. With over three decades of experience, Pierce has truly “seen it all” - at least from a legal perspective. This is apparent from the diversity of fields in which he’s assisted clients over the years. Those fields range from bankruptcy and estate planning for oil/gas and securities. From being an entrepreneur, Pierce has undoubtedly gained a deep awareness of what it takes to run a successful business. Combine that with his experiences as an attorney and CPA, and Mark Pierce becomes the proverbial “triple threat”. He knows first-hand what it’s like “in the trenches” as a business owner, yet can also speak on a much higher level - bringing in knowledge of accounting and offering definitive legal guidance from three decades as an attorney. It’s a winning combination and if nothing else, the basis for a great conversation.Andrew PierceAndrew Pierce is an independent asset protection consultant and the creator of WyomingLLCAttorney.com. In these roles, he helps business owners from nearly every industry and with nearly any size company, to effectively protect their assets through forming LLCs. Having personally formed over 5,000 LLCs for his clients, Andrew can safely be called an expert on both LLC formation and entity protection overall. His expertise is further demonstrated by having deliberately chosen to focus on Wyoming LLCs. This decision comes from years of experience in the entity formation space, coupled with a deep, insider’s knowledge of Wyoming’s unique benefits for those forming LLCs.Guest Links: Wyoming LLC Attorney https://wyomingllcattorney.com/ Why Establish An Asset Protecting Trust - https://wyomingllcattorney.com/Wyoming-Asset-Protection-Trust Why An LLC Wyoming LLC Holding Company - https://wyomingllcattorney.com/Form-a-Wyoming-LLC/Holding-Company-Setup #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined with Matt Fore, host of the Ice Cream With Investors Podcast as we share with you an in-depth mini series on real estate. Listen as Matt breaks down in an easy step-by-step comprehensive approach investing into real estate. On today’s episode Matt shares with us the 3 Principles of Real Estate 1.) Buy For Cash Flow 2.) Secure Long Term Low Leverage Finance 3.) Keep Cash For A Rainy Day. Be sure to check out more real estate content on Matt’s Podcast “Ice Cream With Investors”https://ice-cream-with-investors.captivate.fm/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined by Dominic Rufran our And Asset Specialist as we discuss legacy and the Rockefeller Method. Join us on our YouTube Channel as I use my own family as an example on the whiteboard to demonstrate the power of the waterfall method. If you want to learn more about the Rockefellers be sure to check out our episode with Garrett Gunderston and his book “What Would The Rockefellers Do?”. Be sure to check out our And Asset Vault to learn all you can about the And Asset. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode #340 How To Create Your Own Personal Tax Free Bank with Garrett Gunderson - https://youtu.be/E1rqD7DXwOU The And Asset Vault - https://www.betterwealth.com/vault #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I have the pleasure of introducing a dear friend, Matt Fore. Listen as Matt discusses his story and journey to discovering his niche and love for finances and real estate.  Matt joins me here in my studio today, because we are introducing a real estate mini series we have done together and will be releasing on the BetterWealth podcast over the next several weeks. We have also been working alongside Matt in helping him produce his own real estate podcast called “Ice Cream With Investors.” In today’s episode Matt shares the reasoning behind the podcast title and the description of his show. Be sure to subscribe so you can catch our real estate mini series launching next week and check out Matt’s Podcast Ice Cream With Investors https://ice-cream-with-investors.captivate.fm/  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Ice Cream With Investors Podcast - https://ice-cream-with-investors.captivate.fm/ Ice Cream With Investors - https://icecreamwithinvestors.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the third section of the AND Asset. Listen as I share my perspective on section two of the AND Asset book: The Controlled Compounding Strategy#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Check out the AND Asset Vault: https://www.betterwealth.com/vault Section 1 of the And Asset Book Review https://betterwealth.captivate.fm/episode/section-1-of-the-and-asset-book-reviewSection 2 of the And Asset Book Review https://betterwealth.captivate.fm/episode/section-2-of-the-and-asset-book-review#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, Dom and I address how to properly structure a whole life policy. While most financial influencers, such as Dave Ramsey, think life insurance is a horrible place to put your money, I share with you why I agree but why I also know that a properly structured policy is night and day difference. Listen as Dom and I talk about the power of a properly structured whole life insurance policy. Be sure to join us on YouTube as we demonstrate with numbers three different policies structures. Listen as we describe the difference between a poorly structured policy and a properly structured policy. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast, visit us at www.betterwealth.com/podcast.Episode Links & Resources: https://www.betterwealth.com/vault #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I interview Mario Torrez, Firefighter/Paramedic from Phoenix, Arizona, and BetterWealth client, who talks about his challenging upbringing and home life, and struggle with substance abuse since the young age of 13. After losing his family and barely hanging onto his career, Mario embarks on his personal journey of sobriety, invests in finding himself, and begins immersing himself with financial knowledge, including The And Asset.  With a renewed sense of purpose and inspiration, Mario creates ways to help others through business ventures and partnerships. Listen as Mario shares his story of turning his life around from rock bottom to thriving.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: I am Mario Torrez I am 30 years old. I’m a native from Phoenix, AZ. I have 4 children. 8-year-old daughter, 3-year-old son, 2 identical twin girls 17 months old. My current full-time career is a Firefighter/Paramedic with the City of Phoenix. I have had a Life Insurance Policy with Ohio National Life Insurance and applying IBC since September 2020 and been a BetterWealth member since September 2020 as well. I grew up in a broken home and lived with my sister and mom in Washington State. I grew up without my father most of my young life. He came back into my life and I moved back to AZ with him back in 2001 and have stayed out in AZ ever since. I’ve struggled with substance abuse since the age of 13. 2019 came and my family left me and I almost lost my career as a Fireman. At the age of 28 I got sober through Alcoholics Anonymous and various treatment programs. I lived in Sober Living for approximately 1 year. 2020 came around and I started to feel discontent with my role as a firefighter and realized I hadn’t made amends with myself. I went on a spiritual journey to discover my purpose in life again. I was not allowed to be apart of my twin daughters life at the time and was in litigation with the mother of my kids since I did not have 50% custody of my kids. After my journey I decided to open up a sober living home and October 2020 is when I obtained a property and started working on the project. Currently New Method Sober Living is ranked #2 in Phoenix. We are currently converting New Method to a Behavioral Health Residential Treatment Center starting June 1, 2021. Safe and Sound Transitional Living is a Non-Profit established in October 2020 as well. We are opening our first sober living home for men June 1st 2021. I have also started a Real Estate Business called Impact Capital LLC this year 2021 focusing on rental properties, JV deals and consulting. Guest Links: Safe & Sound Transitional Living https://safeandsoundliving.org/ New Method Healing Center https://newmethodsoberliving.com/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the second section of the AND Asset. Listen as I share my perspective on section two of the AND Asset book: Compounding & Control.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Check out the AND Asset Vault: https://www.betterwealth.com/vault #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined by Dominic Rufran as we talk about the AND Asset and get into the nitty gritty of what happens when lapsing your policy. The policy is a contract between the company and the owner, both people are contracted to uphold specific requirements. Listen as we talk about the details of ways you can have your policy lapse, the tax implications, premium payment deadlines, and other options you have regarding your policy. It is extremely important in the end to really understand the value of life insurance and the long term benefits of your policy. Go check out the AND Asset Vault https://www.betterwealth.com/vault #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Go check out the AND Asset Vault https://www.betterwealth.com/vault #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I had the pleasure of welcoming back to the show, Harry Stout published author and former senior executive for several of the nation's largest annuity companies. Be sure to check out my first episode with Harry in the show notes below. In this episode Harry shares with us his wealth of knowledge on the subject of Annuities. Annuities are a misunderstood and underused financial tool.  Consumers don’t understand them but should.  Americans in or near retirement are facing an income crisis and are scrambling to generate predictable cash from their accumulated assets.  There are few, if any, places to look to generate lifetime income streams.  Research has shown that consumers overlook annuities because they don't understand the products.  They don't understand how to use these products to create protected lifetime income. In his new book, The FinancialVerse:  Today's Annuities − A Tool to Create Protected Lifetime Income, Harry N. Stout takes his over twenty-year experience in the global annuity industry and presents an objective text to educate consumers on the ins and outs of how to use annuity products in income planning and to address longevity risk.  The book provides a clear roadmap on key consumer questions and concerns surrounding annuity products including:What Are Annuities and How Do They Work?The Core Benefits of AnnuitiesAnnuity Income Tax Benefits and NegativesAnnuity Product TypesWhy Buy An Annuity?The Major Positives and Negatives to Buying AnnuitiesHow Much Income Should I Plan For?Financial Strength Behind the ProductsWhere To Buy and The Buying ProcessYour Next Steps The book can be ordered at financialverse.com/annuity and through Amazon and major national book distributors.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Episode 296: How To Increase Your Personal Financial Literacy with Harry Stout https://youtu.be/B4DzqF-tfSw Guest Bio:  Harry N. Stout is a published author and former senior executive for several of the nation's largest annuity companies.  He is a past director of the National Association for Fixed Annuities (NAFA), the Life Insurance Marketing and Research Association (LIMRA), the Financial Services Council of Australia and the Insurance Marketplace Standards Association. He has over twenty years of practical experience in all aspects of annuity products.  A certified public accountant by training, he has industry experience in the U.S. and abroad.  He is acknowledged as a national annuity thought leader and has written for numerous financial publications and participated in national media of all types.  You can visit www.financialverse.com for more information about Harry and subscribe to his free twice weekly MoneySavers blog at www.financialverse.com/blog.Guest Links: Get a copy of Harry’s book: The FinancialVerse:  Today's Annuities − A Tool to Create Protected Lifetime Income https://www.financialverse.com/annuity #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I share with you a training I had with a group of agents as we dove into the first section of the AND Asset. Listen as I share my perspective on section one of the AND Asset book: The Wealth Equation.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am sharing with you a clip from an episode I had done with Dominic Rufran and we discuss the question we get all the time “how much can I contribute to my AND Asset?” I specifically wanted to share this clip again as it’s own episode because it is misunderstood on the reasons and process that determines contribution amounts for each individual person. Listen as we discussed the criteria for determining how much you are able to contribute by human life value, cashflow and health. I also compare the underwriting process to a bank loan for a house and breakdown the principle behind why there are contribution limits. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Episode Description: In today's BetterWealth episode, I had the great honor of interviewing a dear friend, MItchell Earl, COO at Praxis and author of Don't Do Stuff You Hate. Praxis is a college alternative 12-month program that matches ambitious, hard-working young adults with full-time, paid apprenticeships at growing businesses. Listen as Mitchell and I talk about why college isn’t the right tool most people need for the outcome they want. Most college students rarely walk away with doing college correctly, by identifying the outcome they want and spending their money and time to obtain those goals. Most students walk away with crippling debt, a job that wasn’t what they got their degree from, and years of time spent in a classroom rather than building work experience. Listen as Mitchell shares why Praxis leads with the goal to give students an alternative route to college where they go into a program specifically designed to meet their desired needs and desired outcomes and coming out with more work experience, skill training and a job that pays more than the money they spent for their education. Mitchell also shares with me what makes students successful in college or the academic setting and why alternative options like Praxis help develop better success today in the workforce. I also ask Mitchell to discuss his money 101 philosophies. Listen as he talks about the mindset of capturing value. If you are interested in giving your child a different alternative to college Mitchell has graciously offered several amazing resources and a scholarship opportunity by checking out Praxis here: https://discoverpraxis.com/betterwealth/ #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I pull out two clips that I did while answering a few questions regarding the AND Asset. Listen as I talk about who the AND Asset is for and why you should work with BetterWealth. We are the ONE-STOP-SHOP for everything AND Asset, so check out our resources at https://betterwealth.com/vault.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The exotic CPA!In today's BetterWealth episode, I welcome the newest member of the BetterWealth Team, Trevor Ward, CPA who has joined our team to help me in our business development side of the company.  Listen as Trevor talks about how he met the team and how he became a pivotal part of helping our company grow and push our message out to more people!Trevor talks about his love for financial planning, his take on opportunity cost and the impact that has had on his life and mindset of money. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I had the pleasure of interviewing the author of “Giftology” John Ruhlin. John Ruhlin is the world’s leading authority in maximizing customer loyalty through radical generosity. John describes his philosophy of R.O.R - Return on Relationships. Listen as John shares his story, coming from a small farm town and developing into the world’s leading authority in maximizing customer loyalty through radical generosity. John describes better wealth as investing into human beings. John talks about the misconceptions of gift giving, taking care of your employees and offering non-branding legacies to your relationships and the impact that has on your own company. John shares with our audience his giftology strategies on authentic giving and how to intentionally invest in gratitude. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: John Ruhlin is the world’s leading authority in maximizing customer loyalty through radical generosity. He is the founder and author of Giftology and has been featured in Fox News, Forbes, Fast Company, Inc and New York Times. While becoming the #1 performer out of 1.5 million sales reps for one of the world’s most recognizable brands, John developed a system of using generosity to gain access to elite clients and generate thousands of referrals. He and his firm now help automate this process for individuals and organizations like UBS, Raymond James, DR Horton, Keller Williams, the Chicago Cubs, and Caesar’s Palace. John and the Giftology team can help any individual turn their clients into their own personal sales force to drive exponential growth.Guest Links: HERE is a link for more GIFTOLOGY content to podcast listeners:www.giftologysystem.com#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

If we don’t understand the problem the solution doesn’t matter!Episode Description: In today's BetterWealth episode, I talk about the problems that you face today as it relates to your wealth and the outside forces that are working against us and hurting our chances of being successful in the future as it relates to our wealth. Albert Einstein once said “We cannot solve our problems with the same thinking we used when we created them.” Listen as I walk through a few of the biggest problems I believe we as a society face when it comes to wealth creation. Problems such as inflation, low interest rates, fear, commercial leases, taxes, the 4% rule, spending more than we make, and low savings. But at the end of the day it is imperative that in our own personal/family economy we have a good grasp of the money we have coming in and how we can grow that, where the money is being spent and is it the most efficient or is there money being lost, and finally is the money that we are saving protracted and working in such a way that it will continue to support our lives in the future. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Nelson Nash was obsessed with controlling capital and creating more volume to grow. In today's BetterWealth episode, Dom and I talk about a lot of myths around infinite banking. There are several misconceptions around infinite banking that has people coming to us asking questions like “If I take my money from my policy and pay it back with interest, is it true I get that interest back?” Dom and I talk about where these myths came from, how concepts from Nelson Nash have been twisted. Becoming your own banker had the primary principle of “saving more money” and have the ability to have more of a volume of money being controlled because Nelson was obsessed with controlling capital and creating more volume to grow. Also I describe how Nelson wanted to encourage more savings by the psychology of “paying yourself back” with a higher interest so you can develop better behavior when it comes to savings and control. Join me on YouTube as Dom and I illustrate the concept of policy loans and how they work in paying interest, paying the principal, or if you never pay your policy loan back, how that works. We answer the questions and myths about paying your policy back, the interest of your policy and some of Nelson’s psychology of money. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I had the privilege of interviewing Justin Donald who Entrepreneur Magazine calls the “Warren Buffett of Lifestyle Investing.” Listen as Justin shares his story and how he came to make the decision and mindset towards a life determined by their design and how to ask the quality questions you need to get that life. In our interview I shrew with you Justin’s new book “The Lifestyle Investor” that I claim is the number two book everyone should read after Robert Kyasoki’s book “Rich Dad, Poor Dad'' because Justin writes the practical process of HOW to make lifestyle shifts. Listen as Justin shares with us his three tears of developing financial freedom by practical solutions to covering future expenses today; What does it cost you to survive? What does it cost you to live your exact lifestyle today? What do you want that you don’t have? Justin also shares some of his “commandments” in the book such as lifestyle and reducing risk. I ask Justin to share with us where we should start our mindset around the framework of investing, in which he shares the opinion of the most important thing being financial education. I ask Justin finally to describe the section of his book where he describes how and why he has used Whole Life Insurance personally to build wealth. Stay tuned for Justin’s incredible answer! Be sure to get a copy of Justin’s book: www.LifestyleInvestorBook.com  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Entrepreneur Magazine calls Justin Donald the “Warren Buffett of Lifestyle Investing.” He’s a master of low-risk cash flow investing, specializing in simplifying complex financial strategies, structuring deals, and disciplined investment systems that consistently produce profitable results. His ethos is to “create wealth without creating a job.” In the span of 21 months, and before his 37th birthday, Justin’s investments drove enough passive income for both he and his wife Jennifer to leave their jobs. Following his simple investment system and 10 Commandments of Lifestyle Investing, Justin negotiated deals with over 100 companies, multiplied his net worth to over eight figures, and maintained a family-centric lifestyle in less than 2 years. Just 2 years later, he doubled his net worth again. He now consults and advises entrepreneurs, executives, and successful media personalities on lifestyle investing. Justin has also appeared on nearly 100 podcasts, including Entrepreneurs on Fire, The Mike Dillard Show, Making Bank, Achieve Your Goals, Capability Amplifier, Tractionville, Inside Personal Growth, Conscious Millionaire, Franchise Secrets, the Accelerated Investor, and Unbecoming. Justin distilled his lessons and proven investment system that reliably generates repeatable returns into The Lifestyle Investor podcast and the best-selling book The Lifestyle Investor: The 10 Commandments of Cash Flow Investing for Passive Income and Financial Freedom, released in January 2021. The Lifestyle Investor was an instant hit, making the USA Today best seller list, breaking #8 on all of Amazon.com, and #1 on the Wall Street Journal’s best seller list. All proceeds from copies of The Lifestyle Investor go to Love Justice International, a nonprofit fighting human trafficking in 17 countries. Justin is a lifelong leader and trainer with a track record of achievement. In his 20s, he worked with Cutco/Vector and quickly became one of the top managers in the company, and one of the youngest to achieve Hall of Fame status. His personal playbook of best practices was deployed nationwide as a training program to onboard sales representatives. While in this role, Justin began investing heavily in real estate and owns several profitable real estate related businesses, a large portfolio of multifamily rentals, OrangeTheory Fitness franchises, and several other successful operating companies. His entrepreneurial ventures include IFM Restoration, a residential maintenance and rehab company founded in 2016. IFM recently funded its Series A with S3 Ventures, the largest venture capital firm in Texas, leading the round. Justin is a member of Tiger 21 and a board member of Front Row Foundation International. He and Jennifer contribute to various causes privately and through their church, fighting cancer, building clean water wells in third-world countries and other humanitarian efforts. Additionally, they sponsor multiple children through Compassion International. The Donalds are based in Austin, Texas, and love adventure-based international travel with their beloved daughter.Guest Links: Learn more about Justin Donnals:www.JustinDonald.com  www.LifestyleInvestorBook.com #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset�

Banks control our money better than we do, that’s why they give us a sucker when we go into the bank!Episode Description: In today's BetterWealth episode, I talk about banks and the 5 principles of why banks are so successful and how we can apply them into our own lives. Listen as I share my backstory of working at the bank and how one simple question “Caleb, how does your bank make money?” drove me to discover how banks were able to control capital better than we could. Instead of hating the banking system, why don’t we lean in and learn from what they do to make ourselves successful. Listen as I dive deep into the 5 principles banks use to play the cashflow game, get opportunities and keep their money growing without risk for greater and greater wealth creation; Principle #1 - Flow, Principle #2 - Leverage, Principle #3 - Liquidity, Principle #4 - Collateral and Principle #5 - Velocity.  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Episode Description: In today's BetterWealth episode, I am joined with Dominic Rufran, our AND Asset Specialist.  In this episode Dominic walks through a personal example/case study on how he earned 40k in Crypto using life insurance and the nuts-and-bolts on how he was able to make that happen. Listen as we talk about how having control in capital through his AND Asset policy enhanced Dominic’s decision making process and gave him the opportunity to get his dollars to do more than one job.Financial Advice Disclaimer: All content on this channel is for education, discussion and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of information on this channel. Neither host or guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's Better Wealth, I had the privilege of interviewing Jimmy Nelson, a high-performance business coach and dear friend. Listen as Jimmy shares his story and the vulnerable moment he faced himself in the mirror and what changed years later. Listen as he talks about the transforming mindset into personal development. Jimmy tells us how he discovered his 7 figure story. Listen as Jimmy walks through how to craft the framework of your own leverage-able story. A story’s main objective should move the heart of the listener and the vulnerability of the story teller will draw in your audience. Listen to his steps of creating a 7 figure story framework with these three questions: What Is Relatable To Just Like Me, What Have You Figured Out and Why Is This Important to Me? You don’t have to wait until you have this massive story, sometimes the smaller stories can make powerful impacts! #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Jimmy Hays Nelson, aka Coach Jimmy, has been a high-performance business coach for over a decade. Jimmy's unique skill is helping his clients to seamlessly connect their personal stories to their product or service, creating a strong "know, like, and trust factor." Using his 20+ years of experience as a stage and film performer, he crafted his own personal story to create a 7-figure business and now dedicates his life to helping professionals craft their own stories to attract and impact the lives of their ideal audiences. Coach Jimmy truly believes everyone has a 7-figure story if it’s WellCrafted!   “Tell A Story, Change the World”Guest Links: www.StoryWellCrafted.com https://jimmy-nelson.mykajabi.com/opt-in #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I talk about why I agree with Dave Ramsey on Life Insurance being a bad investment…. For some!  Going back to the archives I have pulled out a clip I did during a Q&A session on the Podcast LIVE last year and I wanted to bring this topic backup again. Dave Ramsey is speaking to an audience of people in debt, who need to cut up credit cards, stop spending more than they make and that is a good thing, in which I have a lot of respect. However, for those who want to get wealthy and develop principles for building wealth, Dave Ramsey is wrong. Again, I agree with Dave that life insurance can be a bad investment for some, and it can be a bad investment when it is not set up or used properly, but his principles are big roadblocks for building wealth. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I have a very special guest joining me for the second time on the show for an incredible announcement. Jayson Lowe my friend and business partner in Canada is joining me to announce the launching of our co-written book “The AND Asset For Canadians” is out and ready to order! This episode highlights the journey of the book, but also has a deep message from Jayson about his story and the “Why” behind how he serves clients in Canada. Listen as Jayson talks about the incredibly touching story as a young boy watching his parents struggle and stress about money. Jayson describes how his experience connects to the households today filled with stress, arguments, and division over money and why his passion and focus is to  help “service others and find a better way!” As we talk about the concepts in the book, Jayson shares his favorite key points: control and compounding.  While the book is filled with incredible financial mindset and strategy Jayson and I talk about the importance of understanding intentional living and life abundant. Be sure to check out the new book “AND Asset For Canadians”!Get your own copy of “The AND Asset for Canadians” - www.andasset.ca #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Jayson Lowe is the founder of Ascendant Financial Inc., a highly regarded coach, speaker and advisor to individuals and business owners nationwide. Jayson leads a Team of Professionals, highly sought after for their expertise and commitment to the process of Becoming Your Own Banker, developed by the late R. Nelson Nash. This is evident in all areas of Ascendant Financial and its successful process, which works to help People achieve financial prosperity in both their personal and business lives. Jayson also works closely with Accountants, Lawyers, and Strategic Partners to provide unique and unrivaled solutions that maximize our Client’s wealth.He is recognized as one of Canada’s top overall Advisors, author of several publications, and co-author of The Bankers’ Secret, a Simple Guide to Creating Personal Wealth for Canadians. Jayson has delivered hundreds of presentations to the general public, appeared on countless stages and interviews. He is internationally recognized as one of the leading educators and implementers of Becoming Your Own Banker, The Infinite Banking Concept.Guest Links: “The AND Asset for Canadians” - www.andasset.ca #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Teens that are dominating money literacy and financial freedom!In today's BetterWealth episode, I have the honor of bringing to the show three incredibly inspirational people to the show, Jacob, Terry and Dani who are all younger than 20 years old and run the popular blog Teen Financial Freedom. I have begun to work with Teen Financial Freedom in starting their podcast which has just recently started and they are crushing it. They are teens on fire, proactive and they are leveraging incredible value in the financial industry. Listen as we talk about their stories, their goals and their incredible wisdom in money, wealth mindset and their passion for educating their peers in financial literacy and financial freedom. Check out these incredibly inspirational teens!Check the team out here at https://teenfinancialfreedom.com/ .#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: JacobHi, my name is Jacob and I am a 18-year-old located in Colorado. I love the outdoors, particularly, skiing and hiking in the mountains. And of course, I enjoy spending time with family and friends. I’m a freelancer working on Fiverr and an entrepreneur with many businesses. I’ve been an active member of my local FBLA chapter, participating and placing among the top positions at state for my business plans. I have a passion for business and finance and I love to share it with others! That’s why I created this blog, to help other teens achieve financial freedom now and for the rest of their lives!TerryMy name is Terry and I am a 17-year-old based in the good ‘ol state of Kentucky. About three or four years ago I was introduced to the world of finance and have been obsessed with it ever since. As of late, my focus has been on investing (some in cryptocurrencies), working my first part-time job, starting my first semester of college in the fall of 2020, and attending as many business events and seminars as I can. Some of my other interests include archery/the outdoors, cello, and spreadsheets (only money ones though, lol).DaniMy name is Dani and I am a 14-year-old in the Bay Area, California. I am interested in psychology, business, personal development and writing. To improve these skills, I like to take online courses, read many books, and connect with people like myself. I am always ready to learn more so that I can become a better version of myself. Other than that, I enjoy playing tennis, spending time with friends and family, working out and reading. I may only be 14, but I have big plans for the future! Guest Links: Teen Financial Freedom https://teenfinancialfreedom.com/ Teen Financial Freedom Blog https://teenfinancialfreedom.com/blog/ Teen Financial Freedom Podcast https://teenfinancialfreedom.com/podcast/ Teen Financial Freedom Resources https://teenfinancialfreedom.com/resources/ #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I talk about the framework of efficiency and why this should be the most important metric. Getting the output efficiency is eliminating wasted resources. We can’t know how to make something more efficient if we don’t know what we want and where we want to go. It is impossible to be efficient if you don’t know where you are going. Listen as I share the mindset of efficiency and why there are no specific steps for making your life and finances more efficient. I share with you an example of efficiency using just my cell phone and how this simple piece of technology has made peoples’ lives and why the mindset of efficiency and why it is the best metric. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I am joined by Dominic Rufran, AND Asset Specialist, and we talk about the 4% Guarantee On Life Insurance and the truth. Listen as we describe why it isn’t fully 4% and why we have to fully understand the dividends and how the company really works with the guarantee. Listen as Dom and I are completely transparent about the 4% guarantee and the ACTUAL rate of return might be 2%. Dividends and guarantees can be half truths and deceptive! Listen as we discuss why it is important to have clarity on the outcome so we don’t become focused on a metric that may or may not translate to an income we really want. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's BetterWealth episode, I have the pleasure of bringing back Rachel Richards, author of “MoneyHoney” and who is joining me in the studio as we talk about passive income! Rachel shares with us her book “Passive Income Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence.”  Listen as Rachel shares her story of becoming financially free at 27 years old and why her methods are not in the “traditional” way of financial planning. Rachel and I discuss the true definition of passive income, we discuss the different methods of building passive income that are in her book, and we even discuss my issues with the word passive. If you haven’t listened to Rachel’s first episode with me be sure to check out the links below. For more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: Why Savings Is Your Biggest Leverage To Financial Freedom with Author Rachel Richards https://www.youtube.com/watch?v=WEfayXAnrQM Check out Rache’s book “Passive Income Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence” - https://amzn.to/33Hoc1v #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Warren Buffet is sitting on over $145 Billion in CASH….In today's BetterWealth episode, I talk about Warren Buffett and Naval Ravikant and the golden rule “Those who have the gold make the rules.” People of influence like Warren Buffett are making things happen usually because they have control over their time and access to great capital.  How did they create their wealth? Listen as I talk about why entrepreneurs and those growing wealth have a better understanding of control and leverage. Successful people have a cadence of patience for the future, and with their access and control of capital they tend to capitalize on growing their wealth even more when the opportunity presents itself. Naval Ravikant in his book “The Almanack of Naval Ravikant” and his quote “If you are willing to bleed a little every day you may win big later.” Are we positioned in a way that we can take action on something that will change our lives in the future. The principle of waiting isn’t something we are conditioned to, and we are driven by a “Fear Of Missing Out - FOMO” and yet the principles of growing wealth aren’t contingent just on an economic market but a mindset of control and leverage. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links & Resources: The Almanack of Naval Ravikant - https://www.navalmanack.com/ Naval Podcast - https://podcasts.apple.com/us/podcast/naval/id1454097755 #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Controlling Money Is Far More Important Than Paying Interest RatesIn today's BetterWealth episode, I am joined by Dominic Rufran, our And Asset Specialist as we ask the question “Should you or should you not buy your vehicle using life insurance?” Watch as Dominic and I walk through a visual example of when buying your vehicle with life insurance would make sense and when it wouldn’t make sense. Listen as we walk through the philosophy and principles you need to consider when and how you plan on buying a car. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

I want to respect money!In today's BetterWealth episode, I am joined by Brad Heart, trader, investor, author and entrepreneur. His company Make More Marbles is inspired by the game “Hungry, Hungry Hippo” and the idea that wealth isn’t about the scarcity of marbles, but rather about the ability to make more marbles. Listen as Brad shares his story of discovering the power of wealth through his Grandpa’s finances. Brad talks about his journey and experiences through finances, wealth building and masterminds. Listen as we talk about the “AND Asset,” debt and Dave Ramsey, Bitcoin/Crypto Currency, Assets & Liabilities and the wealth building mindset. We also discuss Brad’s new heart book “The 8 Minute Money Manager” be sure to check it out at https://amzn.to/3eTwsjX .#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Brad is a founding member of the Knowledge Broker Blueprint (KBB) speaking/training team led by Tony Robbins and Dean Graziosi, a self education movement which has helped tens of thousands of people to launch their own masterminds. Make More Marbles, Brad's company, is a top ten affiliate partner (#8 out of 5000 affiliates) for Tony and Dean as well. Build A Mastermind (or BAM for short) is Brad’s favorite initiative, helping entrepreneurs to add $100k+ to their businesses in profit per year with only 5-10 hours a month ongoing time commitment.  He is a graduate of Binghamton University where he received a BS in Biology and rowed on the Crew team, as well worked as an EMT. Brad grew up in New York and now lives in San Diego, California. The Make More Marbles Team and extended family of clients comprises folks from all over the world, just like you who want to generate, grow and give more money, based on your values. Guest Links: “The 8 Minute Money Manager” by Brad Hart https://amzn.to/3eTwsjX Check out more on Brad and his new book: http://8minutemastermind.com *Freebee’s offered http://8minutemoneymanager.com #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

What is the cost of paying cash?In today's BetterWealth episode, I share with you two shorter videos I did a while back that demonstrate the power of opportunity cost. It is important to understand that whatever decisions we make today, there are always short term and long term effects. When we make the decision to transfer our money to purchase something such as a car, house, coffee, clothes, etc. there are long term effects. Once you transfer that dollar you are giving up what that dollar could be doing for you the rest of your life. In this episode I show you the effect of opportunity cost as I use an example using a program called Circle of Wealth. Watch as I look at two different examples. The first video is on opportunity cost and the thousands that can be lost over time when buying a car with cash. I also share an example of three types of people, the debtor, the saver, and the wealth creator and how the purchasing mindset, as well as, the short term and long term consequences.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor