Your Money with Michelle Martin

What is an ACP, an LPA or an AMD? These are some important acronyms to know when it comes to end-of-life planning. Michelle Martin and Christopher Tan, CEO, Providend break down each one, and discuss how much end-of-life planning costs and why it's priceless for peace of mind. See omnystudio.com/listener for privacy information.

Michelle Martin and Ryan Huang start the week with a discussion on the postponement of the ARA Logos-ESR Reit vote and how Singapore's first SPAC listings performed on their debut, plus the upcoming Novo Tellus Alpha Acquisition launch this week. Then they delve into Solana's network troubles and how much Singtel just paid to buy a stake in an Indonesian bank. See omnystudio.com/listener for privacy information.

Food, feed, fuel. These are all important resources derived from one single aquatic plant: algae. So with that in mind, how much do you think the market for algae is worth? Try US$320 billion! Michelle Martin has more. See omnystudio.com/listener for privacy information.

What can we learn from the OCBC phishing scam? Is China doing the right thing by cutting rates to stabilise the yuan? Will India’s LIC IPO be a big win? And what do the new MAS rules mean for crypto advertising? Michelle Martin gets the lowdown from Arun Pai, Chief Strategy Officer, FLOW.See omnystudio.com/listener for privacy information.

Some 469 OCBC customers lost at least S$8.5 million in phishing scams involving SMSes impersonating OCBC Bank in December. Michelle Martin and Raju Chellam, Chief Editor, AI Ethics & Governance Body of Knowledge take a closer look at this phishing scam. Here’s what you should know and what you can do to protect your money. See omnystudio.com/listener for privacy information.

We continue our look at European stocks Michelle Martin looks through a list, handpicked by HSBC. See omnystudio.com/listener for privacy information.

Michelle Martin and Ryan Huang end the week with a focus on all things SPACs! From the big SPAC matchmaking frenzy in the US to Singapore's edge over Hong Kong to be Asia's ultimate SPAC hub. Then they talk about the CEO with a big pay numb Surbana REIT and how Amazon is going back to brick and mortar. See omnystudio.com/listener for privacy information.

Michelle Martin and Ilian Mihov, Dean and the Rausing Chaired Professor of Economic and Business Transformation at INSEAD, discuss if inflation has been underestimated and his inflation expectations for Singapore and global markets. See omnystudio.com/listener for privacy information.

Michelle Martin and Ryan Huang talk about Microsoft's record breaking acquisition deal of Activision Blizzard for almost $69 billion, and what's in the bag of this potential deal. Next. they discuss Unilever's unwavering pursuit of GSK consumer arm despite an initial rejection. Rounding up the agenda: Reactions from Goldman Sachs significant slowdown in Q4, Shopify Ecommerce deal with China's JD.com, SIA Engineering's 10 years deal with Rolls-RoyceSee omnystudio.com/listener for privacy information.

Are you retirement-ready? How much is enough to retire comfortably? These are some of the burning questions you should be asking, as you start thinking about your golden years. Michelle Martin seeks some answers on retirement planning from Tan Chuan How, Chief Agency Officer, NTUC Income.See omnystudio.com/listener for privacy information.

Investors are applauding over news of Microsoft buying 'Call of Duty' maker Activision Blizzard for $68.7 billion, making it the largest ever deal in the history of the gaming industry. Find out more from Michelle Martin.See omnystudio.com/listener for privacy information.

As Singapore's first SPAC listings make their debut this month, it's time we got to know more about these blank-cheque companies. Michelle Martin enlists the expert opinion of Choo Oi-Yee, Chief Commercial Officer, ADDX on whether this signals Singapore's global and regional positioning as a SPAC hub and if they are safe for investors. See omnystudio.com/listener for privacy information.

Michelle Martin and Ryan Huang talk about the latest scams to hit Crypto.com and OCBC Bank, and the MAS advisory to crypto firms against advertising. Next, they discuss India’s upcoming IPOs by Life Insurance Corporation and OYO Hotels and why investors are excited. Rounding up the agenda: China’s lowered interest rates, what the Bank of Japan will decide at today’s meeting, Singapore’s home sales and updates on Comfort Delgro.See omnystudio.com/listener for privacy information.

Unitholders of ESR-Reit and Ara Logos Logistics Trust will soon need to make a decision on the merger of the 2 real estate investment trusts (Reits).The proposed S$1.4 billion merger will be effected by way of a trust scheme of arrangement and will see ESR-Reit acquiring all of ALog Trust's units in exchange for a combination of cash and new units. What will they decide at their EGM on January 27?See omnystudio.com/listener for privacy information.

Analysts say Bitcoin has tested the key support level of US$40,000. Will Bitcoin hit 'new highs' this year or even reach that $100,000 in June (purported by some) despite its rough start? Michelle Martin gets insights and a crypto outlook for 2022 from Vijay Ayyar, VP Corporate Development & Global Expansion, Luno. See omnystudio.com/listener for privacy information.

Tik Tok star, Cliff Tan takes us through his first book which mines an ancient art for modern interiors. Michelle Martin chats with Cliff Tan, the London-based Singaporean about how he used lockdown time to kickstart his hugely successful TikTok channel of over a million users and his new book Feng Shui Modern. See omnystudio.com/listener for privacy information.

Michelle Martin and Ryan Huang start the week with three themes on investors' radars — China's slowing growth and why investors see this as a positive; Japanese Prime Minister's Fumio Kishida's capitalism policy not sitting well with investors; and what to expect from the upcoming earnings season from the US. See omnystudio.com/listener for privacy information.

Tony Sycamore, APAC Analyst, City Index joins Michelle Martin in this episode to discuss moves by two of the world's biggest economies — the US Federal Reserve hints at quickening the pace of raising interest rates, while China moves the other direction by cutting rates on policy loans for the first time since April 2020. See omnystudio.com/listener for privacy information.

The STI is off to a roaring start to 2022, outperforming key global and even Asian markets. Banks and S-Reits are leading the charge, and investors are seeing them as safe havens. Find out why from Michelle Martin. See omnystudio.com/listener for privacy information.

More people who used their CPF monies to pay their housing loans, were unable to fully refund the amount after selling their properties in 2020, compared with the previous two years. Were you one of them? Michelle Martin finds out why this could be happening and how to avoid the situation  with Mister Boon, author, The Landlord Club: Untold Strategies to Maximise Rental Property ReturnsSee omnystudio.com/listener for privacy information.

Research shows that most habits around money are set as young as age 7. So how can parents navigate this tricky topic and cultivate healthy financial habits in their children? Is it ever too early to invest? Michelle Martin finds out from Will Rainey, author of Grandpa’s Fortune Fables and founder of financial education platform, Blue Tree Savings.See omnystudio.com/listener for privacy information.

Michelle Martin and Yeap Jun Rong, Market Strategist, IG discuss US Fed Chair Jerome Powells latest messaging about its future policies. Also in the conversation, a round-up of Chinese property firms facing key payments and news on Tesla, Microsoft, Sea and iFast.See omnystudio.com/listener for privacy information.

Global stocks saw double-digit returns over the last three years... will it see a fourth? Are bond yields still considered safe havens even as they're losing ground? And for investors who feel the S&P is overvalued, could US small caps be the next big thing? Michelle Martin gets some answers from Cheng Chye Hsern, Head of Investment, Providend.See omnystudio.com/listener for privacy information.

Zynga — creator of popular games like FarmVille and Grand Theft Auto — could have a new owner in Take 2, which wants to pay some $13 billion for the game developer. But some observers say Take 2 is overpaying for the deal. Find out why from Michelle Martin.See omnystudio.com/listener for privacy information.

In today's Market View, Michelle Martin and Kyle Rodda, Analyst, IG discuss US markets, Fed Chair Jerome Powell's latest remarks on a “different” post-pandemic economy, Jamie Dimon's prediction for economic growth and why the STI has outperformed major indices.See omnystudio.com/listener for privacy information.

Goldman Sachs has picked several stocks to buy into even though they've already enjoyed strong rallies in 2021. The list is fairly diverse, ranging from a Taiwanese chipmaker to an Indian bank. Get ready with your pen to paper and get the list from Michelle Martin.See omnystudio.com/listener for privacy information.

In this episode of Money & Me, Michelle Martin speaks with Kenny Loh, REIT Specialist and Independent Financial Advisor on his outlook of S-Reits for 2022, his thoughts on the proposed Mapletree Pan-Asia Commercial Trust and if REIT IPOs will make a comeback after delays in 2021.See omnystudio.com/listener for privacy information.

Car ownership is infamously expensive in Singapore. Yet some of us still need a personal vehicle to get around. Car subscriptions like Carzuno offer the option of owning a car, without the high upfront costs involved. Michelle Martin chats with Andrew Chan, co-founder of Carzuno to find out what its subscription really includes, how much drivers stand to save and how this Singapore start-up makes its money.See omnystudio.com/listener for privacy information.

Sea's share price tumbled some 17 percent after Tencent Holdings sold its $3 billion stake in the Singapore-based company. But does this mean Sea is a bad buy? Not necessarily, say some market watchers. Michelle Martin explains.See omnystudio.com/listener for privacy information.

Michelle Martin and Ryan Huang end the first week of 2022 with a Market View of the US markets, where the Feds are looking to impose a triple threat of policy tightening. Also, a look at bond yields, hedge funds and the future of US small caps. And in a double round of "Up or Down", their vote on meme coins, GameStop, Sonos and Shimao. See omnystudio.com/listener for privacy information.

Michelle Martin taps the analytic brain of Arun Pai, Chief Strategy Officer, FLOW to understand why energy prices are rising, particularly in Singapore; what the bond yield markets are pointing towards and what that could mean for stocks. They also discuss Tencent's divestment in Singapore's Sea and where value is to be found with Chinese internet companies. See omnystudio.com/listener for privacy information.

Michelle Martin and Ryan Huang dive into tech stocks deferring biggest losses in more than a decade overnight, the the latest FOMC minutes from December,  Moody's review on the contentious merger between Mapletree Commercial Trust and Mapletree North Asia Commercial Trust, plus Tencent's divestment in Sea, news on Rivian and Singapore retail sales.See omnystudio.com/listener for privacy information.

The S&P Stocks keep setting record highs after record highs. But if investors know where to look, there are plenty of values to be found. A screening of the the S&P 500 index for stocks that were trading far below the average analyst price target has been compiled. Find out which ones made the cut.See omnystudio.com/listener for privacy information.

What kind of impact would  inflation and regulation have on the crypto market? Can Bitcoin reach $100,000 this year? And will Solana reverse its downtrend? Michelle Martin gets the insights of Krishna Ramachandra, Chairman of Selvam LLC and Senior Advisor to EQBR Networks for some directions.See omnystudio.com/listener for privacy information.

Michelle Martin and Ryan Huang discuss Warren Buffett's Apple investment and Charlie Munger's Alibaba holding. They also talk about Novo Tellus' approval for a SPAC listing, why investors don't like Mapletree Commercial Trust's merger and how Toyota dethrones GM to become America’s top-selling automaker in 2021.See omnystudio.com/listener for privacy information.

Barron’s is making the bull case for Graham Holdings, calling it a “small-scale version” of Warren Buffett’s Berkshire Hathaway. Andrew Bary of Barron's says that like Berkshire, Graham Holdings offers “a large group of unrelated businesses and a strong balance sheet". Find out more with Michelle Martin. See omnystudio.com/listener for privacy information.

Apple briefly became the first company to reach a US$3 trillion market cap before slipping overnight. Still, it's no wonder investors are remaining bullish on Apple — and it's not hard to see why, with its popular products like its iconic smartphones, and now its growing wearables category to take it deeper into the metaverse.  See omnystudio.com/listener for privacy information.

He started investing when he was only 19 and became a millionaire on a teacher's salary. But financial author Andrew Hallam believes there's more to success than money. His new book tells of the investment decisions he made that's given him financial freedom, while also emphasising that money isn't the only measure of wealth — all in the name of Balance. See omnystudio.com/listener for privacy information.

Dr Clemen Chiang, co-founder and CEO, Spiking.com shares how his platform helps the average retail investor understand where the whales are putting their  money and why AMBITION is his acronym for key investment themes for 2022.See omnystudio.com/listener for privacy information.

In this edition of Market View, Michelle Martin and Ryan Huang talk about Apple's brief stint as the the first company to hit a $3 trillion stock market value, Elon Musk's wealth and the verdict on the Theranos fraud case. On the corporate news agenda, they discuss Alibaba, Evergrande, Nio, Mapletree Commercial Trust, mm2 and embattled beauty company Best World. See omnystudio.com/listener for privacy information.

Welcome to the first trading day of 2022! Andrea Heng and Ryan Huang start the year's first Market View with upbeat data: Singapore's 7% GDP growth. They also discuss the impending GST hike, how the emerging market IPO landscape will look like in 2022 and some news on Mapletree Pan Asia Commercial Trust and Tesla.See omnystudio.com/listener for privacy information.

Andrea Heng and Ryan Huang end the year's final Market View with a recap of  the market-moving headlines of 2021, the impact on markets in 2022, particularly in the face of China's sectoral crackdowns, the metaverse, inflation and the crypto space.See omnystudio.com/listener for privacy information.

Andrea Heng and Ryan Huang digest the latest data from the US, namely the trade deficit recorded in November and pending home sales. Also on the agenda: Singapore and China signing a whopping 14 MoUs on financial cooperation including one on an ETF link, as well as Bitcoin slumping, Binance coin's shine and corporate news on medtech firm Biolidics and battery manufacturer GP Industries.See omnystudio.com/listener for privacy information.

It's the final Hump Day of 2021! Andrea Heng gets Ryan Huang to shed some light on the impending SenseTime IPO in Hong Kong, Ant Group shuttering its crowd-funding app and the bullish 2022 outlook on India's start-up scene despite dismal IPOs this year. Also highlights from the STI, including Comfort Delgro and CDL. See omnystudio.com/listener for privacy information.

In today's Market View, Andrea Heng and Ryan Huang tackle the topic of China's restrictions on companies with foreign investments, as well as Didi's insiders blocked from unloading their shares and the latest test for Evergrande. They also discuss the impact of Singapore's rising rents on expats and locals, plus up-and-coming cryptocurrencies gaining their day in the sun to potentially outshine Bitcoin. See omnystudio.com/listener for privacy information.

Andrea Heng and Ryan Huang begins the final week of 2021 with a discussion on global GDP, which is set to surpass $100 trillion for the first time in 2022. Plus on the agenda is an update from the embattled Evergrande amid PBOC's marginal easing for the property sector as well as announcements Huawei and Baidu, a SPAC listing for Vertex and YCH Group's foray into a Vietnam superpower. See omnystudio.com/listener for privacy information.

In this Christmas Eve edition of Market View, Andrea Heng and Ryan Huang analyse the latest US data dump comprising reports on jobless claims and new home prices, as well as China's latest crackdown victim: online platforms. Plus, a news round-up on S-Reits and analysts' fresh expectations amid Singapore's inflation. See omnystudio.com/listener for privacy information.

Andrea Heng and Ryan Huang discuss the approval of Pfizer's Covid-19 pill by the US FDA. Also on the agenda are SenseTime's IPO in Hong Kong, debt threat hitting Renault in China, Elon Musk's criticism of California's "overtaxation", Chinese state media Xinhua getting into NFTs and Binance's Dubai update. See omnystudio.com/listener for privacy information.

Join Andrea Heng and Ryan Huang as they digest big pharma Novavax's and Moderna's announcements, a new deal struck by UPS and Boeing, Apple's triple-A rating, plus a currency round-up of the US dollar, Turkish lira and Indian rupee. See omnystudio.com/listener for privacy information.

Andrea Heng and Ryan Huang discuss what sparked off the overnight selloff in the US and the domino effect it had on oil markets and EV stocks like Tesla, Lucid and Nio. Also on the menu: the fate of the Grayscale Bitcoin Fund, Nike's interesting earnings picture and what millennials are buying from The Big Three auction houses. See omnystudio.com/listener for privacy information.