Your Money with Michelle Martin

It’s finally official! Pakatan Harapan Chairman Anwar Ibrahim’s sworn in as Malaysia’s 10th Prime Minister yesterday! How are markets reacting to this news? Meanwhile, will Binance’s devotion of $1 billion in initial commitments to the recovery fund be enough to address the ‘cascading contagion effects’ of FTX’s collapse? Dan Koh and Ryan Huang find out.See omnystudio.com/listener for privacy information.

Why isn’t the housing market here in Singapore falling like what we’re seeing across the world? And how are the property and real estate sector set to perform next year? Dan Koh and Zia-ul Raushan find out with Kristin Thorsteins, Regional Head of Partnership Growth at IWG AND Chairperson of the PropertyGuru Asia Property Awards Singapore judging panel. See omnystudio.com/listener for privacy information.

On this episode of Market View, Dan Koh, Zia-ul Raushan and Ryan Huang discuss everything you need to know about the latest Fed meeting minutes, US Jobless claims data, China's latest lockdown, and the need for Singapore's gig workers to start paying for CPF. See omnystudio.com/listener for privacy information.

Optimism returns in the market as investors shift their focus on some strong earnings reports and bet on the possibility of an easing in monetary policy from the Fed going forward. Meanwhile a new guidance about policies on the maritime transport of Russian oil ahead of a planned price cap has been issued by the US Treasury Department. Dan Koh breaks down the details.See omnystudio.com/listener for privacy information.

Latest data from the Ministry of Trade revealed that Singapore’s economic growth is forecast to slow to 2.5% in 2023 amid global uncertainties. Now that reflects a decline of 0.5% from the projected 3.5% growth this year! On today’s episode of Money and Me, Dan Koh and Zia-ul Raushan speak to Willie Keng, Founder, Dividend Titan, about the factors leading to this decline in GDP projection and if there are any hidden gems that may prosper even amid this gloomy outlook. See omnystudio.com/listener for privacy information.

The collapse of FTX is back in news again! But this time round, we’re seeing not just Genesis falling victim to this fallout, but also celebrities from the likes of Tom Brady and Steph Curry. Dan Koh, Zia-ul Raushan and Willie Keng, Founder, Dividend Titan have the details.See omnystudio.com/listener for privacy information.

Dan Koh and Zia-ul Raushan speak to Elijah Lee, Financial Services Manager, Phillip Securities - dissecting the benefits of the Supplementary Retirement Scheme, and how we can maximise its benefits to prepare ourselves for financial freedom in the future!See omnystudio.com/listener for privacy information.

Fear among investors is brewing as China reported its first deaths in the mainland from Covid in almost six months over the weekend. But that’s not stopping Disney from jumping more than 6% overnight! Well today on Market View, Dan Koh and Zia-ul Raushan and Willie Keng, Founder, Dividend Titan dive deep into these latest headlines. They also discuss the influence of Malaysia’s elections on the stock market and which sectors are expected to be impacted strongly. See omnystudio.com/listener for privacy information.

On this episode of Market View, Dan Koh, Zia-ul Raushan and Ryan Huang discuss what sentiments how the Ringgit has responded to Malaysia’s hung parliament, and why investors are starting to reset expectations after a couple of rallies over the past week.See omnystudio.com/listener for privacy information.

The FTX saga continues… with the latest building around newly appointed FTX CEO John Ray’s condemnation of the company’s management of the crypto exchange under ex-CEO Sam Bankman-Fried’s helm. On a separate note, why is Elon Musk persuading some fired employees to come back? Dan Koh, Zia-ul Raushan and Ryan Huang have the details. See omnystudio.com/listener for privacy information.

US Tech stocks have undoubtedly suffered the wrath of the rising interest rates this year. From a total of 7 companies that were classified under the ‘Trillion Dollar Market Cap Club’’ back in 2021, only 3 companies remain amid the sell off of big tech stocks in the US. Today on Money and Me, Zia-ul Raushan and Dan Koh dive deep into conversation with Tim Phillips, Head of Content & Investment Lead for ProsperUs, CGS-CIMB Securities, who shares his take on the current valuations of tech stocks and if there are any bright spots worth looking at. They also venture into the cornerstone of investing - Asset Allocation - and how you should be positioning your portfolio to tide through this volatile market. See omnystudio.com/listener for privacy information.

Could the return of live screenings coupled with football’s biggest event mean good news for businesses in Singapore? We’ll, Zia-ul Raushan and Dan Koh find out with Deepanraj Ganesan, Sports Reporter with The Straits Times. They also discuss the tournament itself and some storylines worth taking not of heading into football’s showpiece event. See omnystudio.com/listener for privacy information.

Today on Market View, Dan Koh, Zia-ul Raushan and Ryan Huang explore the details behind the shrink in Singapore's NODX numbers in nearly 2 years, the spread of FTX's fallout to Genesis and BlockFi, and all you need to know from the latest US retail sales data.See omnystudio.com/listener for privacy information.

It comes as no surprise that the biggest news making headlines this week is the dramatic collapse of the cryptocurrency exchange FTX. Coupling this with the sharp fall in the price of Bitcoin to the crash of Luna earlier this year, what does the future of crypto look like? Meanwhile, with big US Tech giants like Amazon, Meta and Twitter commencing their layoffs, what picture does this paint for the broader economy? And does this confirm that a global recession is just around the corner? Zia-ul Raushan and Dan Koh get the answers from Arun Pai, Investments Team, Monks Hill Ventures.See omnystudio.com/listener for privacy information.

"How much do you earn?" - is probably a question that many of us may struggle to be transparent about when asked. So to find out what's hindering us from being open about our salary and if a fundamental shift in this mindset can be achieved, Zia-ul Raushan and Dan Koh invite Clara Lock, ST Travel Correspondent, to tell us more! See omnystudio.com/listener for privacy information.

Amid the booming housing market in Singapore, is co-living the answer? Well today, Zia-ul Raushan and Dan Koh seek to find out the answers with Andreas Lorenz, Chief Operating Officer, ST Hospitality who shares about driving factors of co-living in Singapore and how sustainable it is in the long term. See omnystudio.com/listener for privacy information.

Tensions over on Europe’s eastern flank is heightening after news of a Russian-made rocket strike a village in Poland killing two people. How are markets reacting to this? Meanwhile, Apple revealed that it will be buying some of its chips manufactured in the US. Tune in to find out as Dan Koh, Zia-ul Raushan and Ryan Huang present the details. See omnystudio.com/listener for privacy information.

Just recently, Singapore REITs experienced one of its biggest sell off in 20 years. In fact, latest numbers from the iEdge S-Reit Index also revealed more than 15% decline in total returns year-to-date! But fret not, because on this episode of Money and Me, Dan Koh and Zia-ul Raushan invite Kenny Loh, REIT Specialist and Independent Financial Advisor who will be sharing more about what investors should be doing amid the S-REIT sell off and where he sees value in the real estate investment space. See omnystudio.com/listener for privacy information.

How are markets reacting to news of Amazon laying off more than 10,000 employees as early as this week? And what were some key points coming out of the G20 summit meeting between Biden and Xi Jinping? Dan Koh, Zia-ul Raushan and Ryan Huang explore these latest headlines.See omnystudio.com/listener for privacy information.

Earlier this year, it was reported that the private equity market in Southeast Asia reached an all-time high of US$25 billion in deal value in 2021. That’s 2 times the figure from 2020! Joining Zia-ul Raushan and Dan Koh on Money and Me is Paul Robine, Founder and CEO, TR Capital, to talk about why he has decided to establish a flagship office here in Singapore and the opportunities he sees in the private equity space here in Southeast Asia.See omnystudio.com/listener for privacy information.

It looks like the latest FTX saga is not panning out well for the company after the cryptocurrency exchange filed for Chapter 11 bankruptcy protection in the U.S just last week. But its not all bad news as we’re also seeing China making significant changes to its stringent Covid Zero policy, which provided some relief for those awaiting a boost to China’s economy and the private sector. Breaking down the details are Dan Koh, Zia-ul Raushan and Ryan Huang on Market View.See omnystudio.com/listener for privacy information.

Recession - it's the big talk of the town! With the US having reported 2 consecutive quarters of negative growth this year, are there any reasons to be optimistic? Well according to Stephen Davies, there certainly are some ways you can thrive through this difficult time! Find out with Zia-ul Raushan and Dan Koh as they speak to Stephen Davies, Founder & CEO, Javelin Wealth Management about how a US recession might affect us here in Singapore and what investors can do to turn this challenge into an opportunity. See omnystudio.com/listener for privacy information.

US stocks experienced their biggest rally in 2 years after the latest CPI numbers indicate signs that inflation might be peaking! Tune in for more details as Dan Koh, Zia-ul Raushan and Ryan Huang break down the details for you. They also explore why Elon Musk is calling for change for a change in company culture at Twitter.See omnystudio.com/listener for privacy information.

The move to a lower-emission future requires multiple solutions that can be implemented at scale to address some of the highest-emitting sectors of the economy. This is where ExxonMobil says it is focused - leveraging its experience and long history of meeting vast complex challenges. Here in Singapore for example - ExxonMobil has embarked on a series of initiatives that have led to energy efficiency gains of more than 25 per cent since 2002. Rachel Kelly speaks to Geraldine Chin, Chairman and Managing Director, ExxonMobil Asia Pacific to discuss this further. See omnystudio.com/listener for privacy information.

Joining Zia-ul Raushan and Dan Koh on Influence is a familiar voice that most of us may come to recognise. “Who is it?”, you ask? Well it’s none other than the anchor of The Breakfast Huddle, Elliott Danker! He shares his experiences preparing for his upcoming boxing match debut and why you’re never too old, to realise your dream. See omnystudio.com/listener for privacy information.

COE prices have reached an all-time high and are set to possibly break records in the long term. So is Car-Sharing the way forward? Zia-ul Raushan and Dan Koh explore the world of alternative modes of transport in Singapore with Jenny Lim, Head of Singapore, BlueSG. See omnystudio.com/listener for privacy information.

Today on Market View, Dan Koh, Zia-ul Raushan and Ryan Huang discuss why Binance is backing out of its plans to acquire FTX and what the laying off scene looks like on Wall Street.See omnystudio.com/listener for privacy information.

With banks raising interest rates for Fixed Deposits and equities falling, should we be keeping cash and only deploying it in the markets when things are clearer? And between Fixed Deposits, Singapore Savings Bonds, and T-bills, how do we decide which is best for us? Tune in to this episode of Money and Me as Zia-ul Raushan and Dan Koh speak to Christopher Tan, CEO, of Providend about all you need to know when delving into low-risk investments. They also discuss if it is wise to pay down our mortgage loan in full now given that interest rates are expected to rise further. See omnystudio.com/listener for privacy information.

US stocks are coming off 3 straight days of gains against the backdrop of US midterm elections, so how is it expected to perform in the next few weeks based on historical trends? Meanwhile, why is Binance buying over rival FTX? Tune in to find out as Dan Koh, Zia-ul Raushan and Ryan Huang break down the details. See omnystudio.com/listener for privacy information.

With the US fed funds rate rising to the highest since 2008, how should we be adjusting our investment strategies in this volatile market? Which corners of the market look undervalued and where should investors be putting their money? Well, on today's episode of Money and Me, Zia-ul Raushan and Dan Koh speak to Cheng Chye Hsern, Head of Investment, Providend to discuss if stocks have bottomed out and where he sees value in the market. We also analyse why S-REITs have performed poorly this year and are they still considered a good investment. See omnystudio.com/listener for privacy information.

How did Activision manage to outperform its competitors that has seen a slump in the video-gaming sector? And what impact will the US mid term elections have on the markets? Well, tune in to find out as Ryan Huang and Zia-ul Raushan have the answers to these questions on today's episode of Market View. See omnystudio.com/listener for privacy information.

On this episode of Market View, Ryan Huang and Zia-Raushan discuss China's unwavering zero Covid policy despite posting a 6 months high in infections, surprises from the US job openings data, and what to watch out for in this year's COP27 meeting.See omnystudio.com/listener for privacy information.

What would it take for Singapore to become a hub for blockchain in finance? And what should investors be doing now that the US Fed have raised interest rates by yet another 75 basis point? Zia-ul Raushan and Dan Koh break down the details with Swapnil Mishra, Founder of WealthZen & Adjunct Mentor at the Singapore Management University. See omnystudio.com/listener for privacy information.

Now that the US Federal Reserve have raised their interest rates, what's next on every investors' radar? And with big companies like Amazon and Apple freezing hiring, what does this suggest about the possibility of a recession? Dan Koh and Zia-ul Raushan find out. See omnystudio.com/listener for privacy information.

In a bid to lure more customers, Trust Bank is raising their interest rates on its Savings accounts! Joining Zia-ul Raushan and Dan Koh today are Nick Woodruff, Chief of Staff, Trust Bank and Gloria Wong, Head of Growth at Trust Bank as they discuss how Trust Bank stands out from its competitors despite offering lower headline rates in the market, and outline Trust Bank's objectives in the near future.See omnystudio.com/listener for privacy information.

Its official! Overnight, the US Fed Reserve raised their interest rates for the fourth consecutive time to 0.75 percentage points, but with a twist... Meanwhile, why did Russia decide to take a U-turn on its stance to ship vital Ukraine grain exports? Today on Market View, Dan Koh and Zia-ul Raushan investigate these latest headlines and discuss the impact of the lockdown of China's biggest iPhone factory on Apple. See omnystudio.com/listener for privacy information.

While local banks are expected to remain beneficiaries of rising interest rates, are there any hidden gems worth considering in this time of economic uncertainty? You won't want to miss this as Willie Keng, Founder, Dividend Titan joins Zia-ul Raushan and Dan Koh on Money and Me to discuss 3 stocks that may be worth considering as part of your investment portfolio in this inflationary environment. See omnystudio.com/listener for privacy information.

How are markets reacting to speculations of China exiting its Covid-zero policy? And what should you expect for this year's long awaited Singapore FinTech Festival? Ryan Huang and Zia-ul Raushan got the details. See omnystudio.com/listener for privacy information.

Wheat prices surged 6% after news of Russia's exit from Ukraine's grain export deal. How much higher can it get? And ahead of the US midterm elections, why is US President Joe Biden planning to impose higher taxes on oil companies? Find out the details with Ryan Huang and Zia-ul Raushan. See omnystudio.com/listener for privacy information.

Local telcos announced their price plans for coverage of the 2022 FIFA World Cup, which kicks off on November 20th in Qatar! But that raises the question... Would you pay close to $100 dollars for access to the 64 matches? Zia-ul Raushan invites James Walton, Sports business group leader for Deloitte South-east Asia as they discuss what's causing the steep increase in prices and if this latest move might affect the broadcasters’ ability to attract customers. See omnystudio.com/listener for privacy information.

Recognised as a rare beneficiary of Russia’s war on Ukraine, how is Civmec also thriving on the political tensions happening between China and Australia? Find out with Zia-ul Raushan and Dan Koh as they speak to Pat Tallon, CEO, Civmec about his company’s unique position to benefit from the deteriorating relations between China and Australia, and the growth opportunities Civmec will enjoy from tapping into the renewable energy space.See omnystudio.com/listener for privacy information.

What does Russia’s move to exit the grain deal with Ukraine mean for the economy? And what can we expect from the upcoming FOMC meeting scheduled this Thursday? Ryan Huang and Zia-ul Raushan have the answers. See omnystudio.com/listener for privacy information.

Given the complex nature of insurance and the endless list of policies tagged to it, some of us may struggle to understand or even trust the system, especially when transparency is involved. Today on Money and Me, Zia-ul Raushan and Dan Koh speak to Bentley Cheng, Executive Director of Vision Advisory Management and Founder of FinStyle app as he shares how the FinStyle app is addressing the issue of transparency in the financial services industry and what he's doing to prove his credibility in this industry as a young entrepreneur. See omnystudio.com/listener for privacy information.

Despite a fall in iPhone sales, Apple reported slightly better than expected results for its September quarter, going against what seemed like a gloomy trend in the US tech sector. Meanwhile, now that Elon Musk has officially taken over Twitter, what's next? Ryan Huang and Zia-ul Raushan investigate. See omnystudio.com/listener for privacy information.

By 2025, Asean aims to generate up to 23 per cent of its energy through renewable sources. South-east Asia is already home to several large-scale renewable power projects. Over the past few years, Singapore has increased its solar energy capacity exponentially - but this is only one pillar of the energy mix. In a special SIEWcast brought to you by Singapore International Energy Week, Money FM 89.3 and ExxonMobil, Rachel Kelly speaks to Mr Koh Chiap Khiong, CEO, Singapore and Southeast Asia, Sembcorp Industries about the future of Singapore’s energy mix.See omnystudio.com/listener for privacy information.

Knowing how important it is to have a safe and easily accessible platform for all your important information, vaultbox is committed to managing and protecting everything that matters. It acts as an encrypted digital depository providing easy access to vital information and documents. Zia-ul Raushan and Dan Koh speak to Matt Richards, Founder & Managing Director, Sircured and Watiga Group of Companies as he shares more about the various assets that can be stored on the vaultbox platform and how it differs from other cloud storage platforms already available in the market. See omnystudio.com/listener for privacy information.

Shares of Meta plunged overnight after reporting disappointing earnings, following the trend of what we've been seeing in the tech sector. But amidst this decline, are there any bright spots to watch out for? Also, why are Chinese stocks going through a slump since its latest national congress? Ryan Huang and Zia-ul Raushan find out. See omnystudio.com/listener for privacy information.

How have alternative asset investments fared given the volatility of the stock market and talks of a looming recession making headlines on a daily? Today on Money and Me, Zia-ul Raushan speaks to Nico Monroy, Director of South-east Asia, Cult Wines as he shares what makes wine investment a safe haven in our current market environment and the opportunity that the weakening British pound presents for aspiring wine investors. See omnystudio.com/listener for privacy information.

US Tech stocks slumped overnight after Google and Microsoft both reported disappointing third-quarter results. Why is that? Meanwhile, Elon Musk has finally announced the takeover of Twitter that is set to happen this Friday. What does this mean for banks involved in this deal, especially against the backdrop of high interest rates? Ryan Huang and Zia-ul Raushan have the details. See omnystudio.com/listener for privacy information.

In this episode of Market View, Ryan Huang and Zia-ul Raushan discuss UK Prime Minister Lis Truss’s resignation and the latest Chinese market’s major sell off overnight. See omnystudio.com/listener for privacy information.