Your Money with Michelle Martin

Michelle Martin speaks with Christopher Tan, CEO, Providend to find out how to ascend the financial ladder and what holds some - even the millionaires - back.See omnystudio.com/listener for privacy information.

Relatable dad, financial consultant and YouTuber Josh Tan (aka The Astute Parent) puts together videos that tackle everything from why looking poor can help you gain financial freedom, if all Singaporeans are really rich, and why he chose to sell his 3-room HDB flat recently. In this inspirational conversation with Michelle Martin, he shares his investment journey, discusses what you need to know about the increased CPF ceiling (which kicked off in September) and even how to grow a YouTube channel.See omnystudio.com/listener for privacy information.

On this episode of Market View, Michelle Martin and Ryan Huang breaks down Raffles Medical's latest share buyback program, what the Dow bearish 'death cross' and what to expect on the week ahead. See omnystudio.com/listener for privacy information.

Many of us would know that CapitaLand Integrated Commercial Trust is the first and largest Reit listed on SGX. But what you may not know is that that stock has underperformed the FTSE ST All-Share Real Estate Investment Trusts Index S-REIT benchmark for about a decade. Michelle Martin finds out why with Tim Phillips, Founder, TimTalksMoney as they discuss options worth considering. They also chat about how new parents, those of you who have $15,300 to put aside, and those of you who have been working and studying need to know to save on your upcoming tax bill. See omnystudio.com/listener for privacy information.

On Market View, Michelle Martin and Ryan Huang unwrap the latest earnings from Singtel, Grab, OCBC and find out what are some of the biggest takeaways of their results. They also take a broader look at the earnings season and what you need to know about the health of Singapore markets so far.See omnystudio.com/listener for privacy information.

Optimism is flooding back into markets this month! In just the first few trading days, the S&P 500 and Nasdaq have clocked in a record string of gains in more than 2 years! So what’s boosting investors’ appetite this month? What does the latest earnings season suggest about the health of the US economy, and how can you strategically integrate AI stocks into your portfolio? Dan Koh breaks it all down with Cheng Chye Hsern, Head of Investment, Providend. See omnystudio.com/listener for privacy information.

Selling a stock to limit your losses is important. But what about cashing out on your profits? Under what circumstance does it justify selling a stock? Dan Koh asks Willie Keng, Founder, Dividend Titan as he shares his two cents on when to sell and when to holdSee omnystudio.com/listener for privacy information.

How does Temasek, as a generational investor, view its role in Asia’s energy transition? Michelle Martin is in conversation with Kyung-Ah Park, Head of ESG Investment Management and MD of Sustainability, Temasek to discuss Temasek's commitment to sustainability and how they are bridging the investment gap to advance clean energy projects in Asia. This SIEWCast is brought to you by Singapore International Energy Week and Money FM 89.3 in Partnership with ExxonMobil. SIEW is an annual platform for energy professionals, policymakers and commentators to share best practices and solutions within the global energy space.See omnystudio.com/listener for privacy information.

On this episode of Market View, Dan Koh and Willie Keng find out what’s driving Disney’s sharp profit growth, why aren’t investors happy with Arm’s first post-initial public offering earnings, and what Samsung’s new generative artificial intelligence model means for competition in the AI space.See omnystudio.com/listener for privacy information.

Who are the S-REITs winners and losers of this earnings season? What do the latest results suggest about the resiliency of S-REITs? What’s driving the strong double digit rebound in US office S-REITs? And where can we find bargains in this sector today? Dan Koh poses these questions and more to Kenny Loh, REIT Specialist and Independent Financial Advisor. See omnystudio.com/listener for privacy information.

Earnings Season! It is an important financial event that presents investors with clues to spot new trading opportunities and manage risks on their investments. Knowing that consistent earnings are fundamental drivers of a company's performance, how should investors be reading the results? What are key metrics to pay attention to? And should we be fazed by analysts estimates of a company? Dan Koh asks Willie Keng, Founder, Dividend Titan. See omnystudio.com/listener for privacy information.

What's driving Microsoft's share price to an all-time high? What led to WeWork’s collapse into bankruptcy? And why did IMF raise its China growth forecast for 2023? Dan Koh and Willie Keng break down the details. See omnystudio.com/listener for privacy information.

Can Elon Musk’s ‘Grok’ AI chatbot stand against the likes of OpenAI’s ChatGPT and Google’s bard? What is a good earnings-season investment strategy to adopt during this period of volatility? And how should you be investing ahead of this holiday quarter? Michelle Martin asks Swapnil Mishra, Founder, WealthZen & Adjunct Mentor, Singapore Management UniversitySee omnystudio.com/listener for privacy information.

What implications would Epic Games and Google’s second antitrust trial have on the search engine company? What’s fueling the biggest rally in South Korean stocks since 202? And why has the Philippines finally decided to allow short selling after a 27 year wait? Michelle Martin and Ryan Huang investigate. See omnystudio.com/listener for privacy information.

What is driving DBS’ Q3 16% rise in profits? Meanwhile, to what extent would UOB’s plan for 2 global partnerships yearly boost its performance moving forward? And what are key US companies’ earnings results that you should be keeping an eye out on today? Michelle Martin and Ryan Huang unpack it all.See omnystudio.com/listener for privacy information.

Annuities have a ring of retirement to them. Today however, people (like our guest) like the idea of scheduling retirement earlier. Would you like a fixed income stream that can swell even as payouts start? How much do you know about using annuities to make your financial dreams come true? Join Michelle Martin and Elijah Lee, Senior Financial Services Manager, Phillip Securities to find out.See omnystudio.com/listener for privacy information.

In the latest FTX saga, founder Sam Bankman-Fried has been convicted of defrauding cryptocurrency customers! Michelle Martin and Ryan Huang dissect the details coming out of the criminal trial. They also discuss how Apple, Starbucks, and Shell fared in its earnings results. See omnystudio.com/listener for privacy information.

With Halloween just behind us, we ask what’s the scariest thing about markets today? And is it doomsday or utopia for investors on the AI front, why does one of OpenAI’s early investors think that venture investments will lose money in most AI investments? Michelle Martin puts these questions to Arun Pai, Investments Team, Monk’s Hill Ventures. See omnystudio.com/listener for privacy information.

How much of an impact would MAS’ new curbs on DBS have on its profitability? What’s the biggest takeaway between Qualcomm’s upbeat forecast and PayPal & Airbnb’s weaker-than expected guidance? Michelle Martin and Ryan Huang investigate.See omnystudio.com/listener for privacy information.

Are rents still depressed? What is thriving when it comes to Singapore's property market? And what are some property investment strategies that you may want to adopt to maximise returns in this space? Michelle Martin asks Clarence Foo, Associate Group Division Director, PropNex Realty.See omnystudio.com/listener for privacy information.

On the earnings front, Michelle Martin and Ryan Huang analyse Samsung, Pfizer, and AB InBev. They also find out why Apple’s Mac market share jumped even despite a fall in PC sales for the sixth consecutive quarter.See omnystudio.com/listener for privacy information.

Michelle Martin asks HomeSweeHome founders Matthew Chow, Senior Associate Director PropNex Realty & Terrance Wong, Associate District Director, PropNex Realty how to read the Singapore property market with important questions for the basic and experienced property investor in this engaging conversation that includes how both men got their start in real estate investing and sales.See omnystudio.com/listener for privacy information.

What’s driving McDonald’s and HSBC’s profits? And can we draw any conclusions about consumer spending or the state of the economy from the performance of the latest earnings season? Michelle Martin and Ryan Huang find out.See omnystudio.com/listener for privacy information.

A recent report by Forrester says future consumer digital experiences will be both more invisible and immersive . Michelle Martin speaks to Xiaofeng Wang, Principal Analyst, Forrester about what the future holds for super-apps and mobile apps and whether companies should be investing in building super-apps or turn their attention elsewhere for engagement? See omnystudio.com/listener for privacy information.

Which Director Deals have stood out this week? What does the tentative deal to end labour strikes mean for the US automotive industry? Why are US stocks in retreat? Michelle Martin and Ryan Huang unravel the details. See omnystudio.com/listener for privacy information.

Michelle Martin speaks to Tan Hong Tau, CEO of Manulife Financial Advisers about his career and money lessons. They also discuss what we should be able to expect from a financial consultant. See omnystudio.com/listener for privacy information.

What is driving Amazon's latest positive earnings results? What did the latest US economic data suggest about how the US Fed is doing? And what did Singapore's latest factory data suggest about the health of the economy? Michelle Martin and Ryan Huang unravel the details. See omnystudio.com/listener for privacy information.

Most savings accounts may include an endless list of prerequisites for you to meet before earning a competitive interest rate. Michelle Martin speaks to Surendra Chaplot, Global Head of Product, Wise about the launch of Wise's new 'Interest' feature which offers variable rates for SGD and USD. How is it able to offer such a rate? What does the feature mean for its business development and how will risk be managed?See omnystudio.com/listener for privacy information.

How did UOB perform in its latest set of earnings results? Despite posting positive numbers, why are investors still concerned about Meta? Michelle Martin and Ryan Huang break down the details. They also discuss the latest S-REITs earnings results. See omnystudio.com/listener for privacy information.

The S-REITs sector has been coming under intense pressure as of late, with their YTD performance reflecting a 15% drop, compared to a 5% dip in the STI. While institutions and global institutions may look away,are there are opportunities to be found at a discount? Michelle Martin and Willie Keng, Founder, Dividend Titan look closer at 3 blue-chips worth talking about.See omnystudio.com/listener for privacy information.

On this episode of Market View, Michelle Martin and Ryan Huang find out what's powering Microsoft's cloud growth, what the demand for Google online advertising is like today, and if the new debt issuance in China is enough to revive the world's second largest economy. See omnystudio.com/listener for privacy information.

This one is for the Joseph Conrad fans. A new book brings two Conrad novellas that start in Singapore together for the first time Editor of " Tales of an Eastern Port: The Singapore Novellas of Joseph Conrad" Kevin Riordan, shares more of Conrad’s imagined Singapore, with Michelle Martin.See omnystudio.com/listener for privacy information.

Addressing crypto misconceptions has undoubtedly become increasingly imperative, given the long list of unfortunate events that occurred over the past year. With that in mind, Michelle Martin invites Diederik Van Wersch, International Director, Crypto & Web3, Chainalysis to discuss Chainalysis’s crypto myth busting report which seeks to dispel 30 of the most common myths about cryptocurrency.See omnystudio.com/listener for privacy information.

It’s shopping season! Why is Chevron buying Hess Corporation for $53 billion? Why did Swiss pharma giant Roche agree to buy Telavant Holdings in a $7.1 billion deal? And where is Microsoft investing its $3.2 billion to boost AI and Tech? Michelle Martin and Ryan Huang crunch the numbers.See omnystudio.com/listener for privacy information.

Michelle Martin invites Cheng Chye Hsern, Head of Investment, Providend to discuss some of the challenges markets are expected to face at the tail end of 2023 and what the rise in long term interest rates for government bonds mean for stocks and gold prices. See omnystudio.com/listener for privacy information.

Who is topping the charts of institutional buying in Singapore's stock market, and whose lead should you follow? What's behind last week's negative sentiment over on Wall Street? And what key data should you be keeping an eye out on as Big Tech companies report their earnings results this week? Find out with Michelle Martin and Ryan Huang. See omnystudio.com/listener for privacy information.

Here's the dilemma that many of us are faced with: Should you invest in a lump sum or in smaller increments over time, a strategy known as dollar-cost averaging? Find out the answer with Michelle Martin and Chrisopher Tan, CEO, Providend.See omnystudio.com/listener for privacy information.

On this episode of Market View, Michelle Martin and Ryan Huang find out what's the latest on MBS' expansion plans, highlights coming out of Keppel's earnings, and why stock-market investors are fixated on 5% as the 10-year Treasury yield nears its key threshold.See omnystudio.com/listener for privacy information.

Are there any real differences in how an investor should approach investing when major impact events like war breaks out? What does history tell us? Bank of America says we are in the worst bond market in some 247 years. Why are bond yields rising so fast? Michelle Martin finds out with Arun Pai, Investments Team, Monks Hill Ventures.See omnystudio.com/listener for privacy information.

Earnings are back in full swing! Michelle Martin and Ryan Huang analyse how Procter & Gamble, Tesla, and Netflix performed in its later quarter. They also examine China's latest GDP numbers and find out what it means for the world's second largest economy going forward. See omnystudio.com/listener for privacy information.

How is ExxonMobil harnessing 130 years of experience in the local Singapore market to meet changing needs for clean energy sources? From research initiatives to harnessing hydrogen and the future of carbon capture, Michelle Martin speaks with Geraldine Chin, Chairman and Managing Director of ExxonMobil Asia Pacific to find out what the key energy player is reading in terms of energy trends and how it is poised to meet Singapore's future needs. This SIEWCast is brought to you by Singapore International Energy Week and Money FM 89.3 in Partnership with ExxonMobil. SIEW is an annual platform for energy professionals, policymakers and commentators to share best practices and solutions within the global energy space.See omnystudio.com/listener for privacy information.

You might think that those three words have been responsible for your mountain of debt, but what if you turned your natural impulse into your new superpower? What would your life look like, if you just kept buying income-producing assets? Find out more with Michelle Martin who has found a great book to help you do just that.See omnystudio.com/listener for privacy information.

What do most SIngaporeans in a survey by SJP Place point to as the important factor to wealth accumulation and retention? Michelle Martin speaks with Oliver Wickham, Asia Partnership Director, St. James’s Place to find out.See omnystudio.com/listener for privacy information.

What is behind the Bank of America and Bank of New York Mellon's profits' growth? Meanwhile, how did Keppel REIT perform in its recent earnings release? And to what extent will the war in the Middle East weigh on United Airlines profits? Michelle Martin asks Ryan Huang.See omnystudio.com/listener for privacy information.

How much emergency savings should you have? How much of your monthly salary should you be investing? How much insurance coverage should one have? Michelle unpacks the secrets to a holistic financial planning with Elijah Lee, Senior Financial Services Manager, Phillip Securities.See omnystudio.com/listener for privacy information.

Is Ping An the next big Chinese property developer to default? What's China's new maritime cooperation initiative all about? How has cash sorting affected Charles Schwab? Michelle Martin investigates with Ryan Huang. See omnystudio.com/listener for privacy information.

A Bali villa? An apartment in Thailand? An investment home in the UK? What are key property fundamentals you need to know to figure out your risks and potential returns? Michelle Martin finds out with founder of Born Poor Die Rich, Daniel Sim. See omnystudio.com/listener for privacy information.

How is Wing Tai Holdings able to pay out more than its earnings? What’s powering JPMorgan Chase’s earnings? And what are the possible repercussions of DBS & Citibank’s recent banking service disruption? Michelle Martin breaks it all down with Ryan Huang.See omnystudio.com/listener for privacy information.

What does a bear bond market mean for equities? What are the risks associated with structured products? And amid conflict in the Middle East, where or what could be a safe haven asset ? Michelle Martin puts these questions to Swapnil Mishra, Founder, WealthZen & Adjunct Mentor, Singapore Management University.See omnystudio.com/listener for privacy information.

On today’s episode of Market View, Michelle Martin and Willie Keng, Founder, Dividend Titan find out what’s pushing Delta Airlines shares lower despite an almost 60% jump in profits, the significance of China’s state fund recent investment in Chinese bank shares, and 2 Chinese stocks to watch out for today. See omnystudio.com/listener for privacy information.