Your Money with Michelle Martin

What if your property could double its yield - without buying another one? We explore how Singapore landlords are transforming single-tenant homes into co-living cashflow machines. From landed properties in Pasir Panjang to city-fringe condos, hear how investors are unlocking 4% to 7% yields. But behind the numbers lie real trade-offs - renovation costs, tenant turnover, and operational complexity. We break down whether outsourcing to operators like Bespoke Habitat is the key to making it work. Is co-living a smart structural shift or a yield-chasing trend? Hosted by Michelle Martin with Josephine Liu and Arthur Lim.See omnystudio.com/listener for privacy information.

Even after life-saving surgery, a critical illness claim can be denied. What are you covered for and why? We explore how definitions influence payouts and highlight what consumers seeking "best" or "comprehensive" coverage need to know. With Elijah Lee of Phillip Securities, we unpack what every policyholder must understand about fine print, exclusions, and evolving medicine. From comparing insurers to what you can discuss today with your insurance advisor, we ask: are you truly protected—or just conditionally covered? Practical insights to help you avoid costly surprises - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Breached ceasefire? As accusations of peace breaches continue to volley, opportunistic buying continues and oil has rebounded. We unpack the market whiplash as Brent crude plunges then spikes, and what it signals about geopolitical risk. In corporate news, leadership drama at Paramount Skydance raises fresh questions over its US$81B Warner Bros. Discovery bid. Meta rolls out a new AI model, Grab doubles down on AI-led growth, while Delta and Constellation Brands signal consumer and cost pressures. Closer to home, the STI climbs with SATS and Hongkong Land leading gains, even as DFI Retail lags. From oil to AI to media consolidation - what’s noise and what’s signal?  Hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

The Straits of Hormuz is set to reopen for two week. What does that mean for  markets?  A fragile US-Iran ceasefire reopens the Strait of Hormuz, sending oil prices sharply lower and easing global supply fears. Singapore rolls out a S$1 billion support package to cushion households and businesses from energy-driven inflation shocks. Meanwhile, investors are already positioning for what could be history’s biggest IPO - SpaceX - fueling inflows into niche space ETFs. In corporate action, AWS scrambles to maintain resilience, Levi Strauss leans into direct-to-consumer growth, Universal Music attracts takeover interest, and OCBC doubles down on sustainability financing. Markets digest volatility and opportunity - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

If the biggest thing holding you back from investing is just not knowing where to begin, we have got you covered today. We break down what really matters when choosing an investment platform - beyond the hype and flashy interfaces. What do you most need as an investor and how can you match your investment needs from Singapore with a cost-effective platform? We also unpack copy trading, platform safety, and how to switch brokers without derailing your long-term plan.]Join the conversation, hosted by Michelle Martin with guest Tim Phillips, Founder, TimTalksMoney.See omnystudio.com/listener for privacy information.

Veteran of the crypto market CEO of Morph, Colin Goltra is optimistic that the average person will comfortably let AI spend money on their behalf by the end of this year. A new wave of “agentic commerce” is emerging, where AI agents can negotiate, decide, and transact on your behalf. But with convenience comes risk: how do you trust an AI with your wallet, and what guardrails actually exist? A glimpse into the future of money, control, and commerce - hosted by Michelle Martin with CEO of Morph, Colin Goltra. Morph is an Ethereum Layer 2  blockchain solution focused on global consumer payments.See omnystudio.com/listener for privacy information.

AI profits are exploding - but cracks are emerging beneath the surface of global markets. Samsung’s blockbuster earnings signal unstoppable demand for AI infrastructure, even as geopolitical risks loom. Meanwhile, private credit shows signs of strain, with Blue Owl hit by withdrawals as Goldman Sachs circles opportunity. Wall Street edges higher cautiously ahead of escalating tensions involving Iran, with markets watching Trump’s next move. In corporate action, Broadcom deepens AI partnerships while Seagate emerges as an overlooked AI play. All eyes now on whether this rally has legs - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

What if the next big investment opportunity isn’t in the US, but right next door in Asia where much of AI's backbone is being built? We zoom in on the “Golden Triangle” of Japan, South Korea and Taiwan, and why this region could power the next phase of global growth. From Japan’s corporate reforms to Korea’s semiconductor cycle and Taiwan’s dominance in advanced chips, the story is bigger than just tech hype. We also explore where the real AI opportunities lie - from data centres to cybersecurity - after the recent market pullback. And what about risks like currency swings and geopolitical tensions - are investors being paid enough to take them? Michelle Martin speaks with Vance Tan, Financial Services Manager at PhillipCapital - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Markets are climbing - but under the surface, pressure is building fast. Oil surges past US$110 as geopolitical risks collide with resilient US jobs data. Starbucks’ turnaround efforts fall flat with investors, while Bank of America refreshes its top picks for a choppy Q2. Tesla and Lucid signal cracks in the EV story, even as AI talent wars heat up with UBTech’s aggressive hiring. In Singapore, Sembcorp leads gains while Keppel drags, with the STI holding firm for the week. From earnings to economic signals, we unpack what matters next - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

AI is getting cheaper, smarter - and possibly reshaping everything from property to portfolios. In this episode, hosted by Michelle Martin, we discuss the implications of agentic AI on real estate and what AI commoditisation could shift power towards - platforms, data, or distribution? Then we look closely at China’s rapid AI deployment and ask if it gives them a lasting edge, or if the US still dominates the core technology stack. Arun Pai, Associate Partner of Monk’s Hill Ventures shares his viewsSee omnystudio.com/listener for privacy information.

AI, war tensions and a potential trillion-dollar IPO - markets are juggling momentum and risk. Asia-Pacific markets trade higher as investors bet on easing geopolitical tensions and AI-led growth. Intel surges on signs of a manufacturing-led turnaround, while Visa rolls out AI tools to reshape payments disputes. Microsoft doubles down on Singapore with a US$5.5 billion AI investment, underscoring regional tech ambition. Meanwhile, Elon Musk’s SpaceX IPO could rewrite valuation records even as Iran tensions cast a shadow over tech. In corporate news, OCBC hits a S$100 billion milestone and ST Engineering secures major contracts - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Wall Street explodes higher as hopes of a U.S.-Iran de-escalation sparked a powerful relief rally across global markets. But with the Strait of Hormuz still constrained, energy supply risks remain dangerously real beneath the surface. Are markets transitioning into a new, more volatile regime? Also, it is getting harder to figure out interest rate direction.  What does a “trapped Fed” mean when inflation stays high but growth weakens? Michelle Martin explores what this means for your portfolio with Simon Ree, Founder, Tao of Trading.See omnystudio.com/listener for privacy information.

AI optimism hits a reality check as Microsoft posts its worst quarter since 2008, raising doubts about near-term returns from massive AI investments. Competition from Google, OpenAI and Anthropic intensifies as Copilot adoption lags expectations. Meanwhile, McCormick’s $45B acquisition of Unilever’s food unit signals a major shift in consumer staples strategy. Wall Street rallies hard, with the Dow surging over 1,100 points, as investors weigh geopolitics, oil and positioning. In corporate moves, Nvidia backs Marvell Technology, while Eli Lilly expands into sleep therapeutics. Closer to home, STI weakness masks deeper corrections in names like City Developments Limited and Jardine Matheson - hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener for privacy information.

Michelle Martin chats with the Chairman of real estate agency Crestbrick for insights into today's valuable property and prospects for future gains. A sold-out launch in Tampines and rising global uncertainty are reshaping how investors view property. Rivelle Tampines’ rapid sales at nearly $1,900 psf raise questions about affordability, demand, and the evolving upgrader market. Geopolitical tensions in the Middle East are driving relocation interest into Singapore, reinforcing its appeal as a safe-haven destination. We explore what could trigger temporary renters to become long-term property investors - and what that means for yields. The AI revolution is quietly transforming demand for office, residential, and industrial space, with winners and losers emerging. And with Singapore’s aging population, the very definition of “prime property” may be shifting in ways investors can’t ignore.See omnystudio.com/listener for privacy information.

A property trust is selling, and a millionaire is buying more of his own company. What signals are markets sending today?  Markets are navigating a complex mix of asset sales, geopolitical tension, and tech sector volatility, find out how in the show hosted by Michelle Martin with Ryan Huang.  Manulife US REIT and OUE REIT both move to divest assets, but for very different strategic reasons. In the US, stocks wobble as the Iran conflict weighs, even as the Fed signals no urgency to hike rates. Tech names like Nvidia and Micron slide sharply, raising fresh questions about AI demand durability. Meanwhile, insider buying at Palo Alto Networks hints at confidence beneath the surface. Back home, the STI struggles to hold key levels, but there is a bright spot shining amid broader weakness.See omnystudio.com/listener for privacy information.

When geopolitical shocks ripple through supply chains and markets, what should investors hold onto? The war’s ripple effects are spreading - from energy disruptions hitting everyday businesses to growing stress across global markets. Michelle Martin speaks with Swapnil Mishra, Author of Investing for the Clueless, Reckless and Overly Cautious, on how investors are navigating this uncertainty. We unpack why the US dollar is surging as a safe haven while gold behaves unexpectedly. Energy and defence stocks are in focus - but are investors chasing momentum too late? And where can you still find resilience and opportunity in a market defined by volatility, hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

When CEOs are buying, markets are falling, and butter chicken disappears off menus - what is the market trying to tell us? Asia-Pacific markets tumble as Iran war fears deepen, while Wall Street logs its longest losing streak in nearly four years. Michelle Martin and Ryan Huang unpack insider buying at Palo Alto Networks, Pop Mart and ABR - even as institutional investors pull back. We explore how geopolitical shocks are rippling through everyday life - from fuel shortages in the Philippines to supply chain disruptions in India. Meanwhile, more than half of S&P 500 sectors are in correction territory - raising the question: is a broader downturn inevitable? In corporate focus: BYD, Gap, Berkshire Hathaway and DBS, alongside weakness in Singapore REITs like Keppel DC REIT and Mapletree Logistics Trust. Plus, what to watch this week as earnings from Nike and Conagra Brands take centrestage, hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

Markets turned volatile as a Google AI efficiency breakthrough rattled memory chip makers like Samsung Electronics and SK Hynix, raising questions about future demand. Meanwhile, Jefferies flags a coming humanoid robot wave, spotlighting players like Analog Devices and NXP Semiconductors. Wall Street saw its sharpest drop since the Iran conflict began, with oil volatility and inflation fears weighing on sentiment. In corporate news, earnings disappoint at Concord New Energy and Shangri-La Asia signal cracks in recovery narratives. Plus, Singapore markets weaken as Hongkong Land and Jardine Matheson Holdings drag the STI lower - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

What if the future of leadership isn’t full-time - but precisely on demand? Fractional leadership seems to have gone from niche to mainstream almost overnight - but the reality is, this has been building for years. Michelle Martin speaks with Sara Daw, Global CEO of The CFO Centre and The Liberti Group, and author of Strategy and Leadership as a Service. We explore what’s driving the post-pandemic surge, and whether this is a cost play - or a fundamental redesign of leadership itself. How does fractional leadership actually work in practice, and can companies balance flexibility with accountability and cohesion? Plus, what this means for talent, the future of the C-suite, and whether entire companies could soon be built on fractional models - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Where is the Asian equivalent to Fort Knox? How can you invest in physical gold? Michelle Martin breaks down the surge in gold investing as prices hit record highs and uncertainty drives demand for safe havens. With guest Ong Xun Xiang, Head of ETFs at Lion Global Investors, we unpack how gold ETFs offer access without the hassle of storing physical bars. What exactly is a “physical gold ETF,” and is it truly backed by real gold stored in vaults like Le Freeport Singapore? We explore the pros, cons, and misconceptions - from “paper gold” fears to liquidity advantages over jewellery and coins. Plus, what Singapore’s first homegrown gold ETF listing in 20 years means for investors - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

Oil spikes, gold stumbles, and private funds start locking the gates - are investors missing the real risks? March has reshaped the investing landscape as geopolitical tensions send oil soaring and markets into flux, hosted by Michelle Martin. Brent crude surges past $120, forcing investors to rethink inflation, energy exposure and portfolio resilience. At the same time, gold’s unexpected decline challenges its role as the ultimate safe haven in times of crisis. We also unpack why private credit funds are “gating” redemptions - and what that signals about underlying liquidity risks. Plus, why Asia may feel the pain of higher oil prices more acutely than the rest of the world - and what investors should watch next.See omnystudio.com/listener for privacy information.

Social media giants face a legal reckoning, Keppel races toward a $200 billion ambition, and AI stocks are back on fire - what does it all mean for investors? Markets are navigating a collision of regulation, reinvention and rally, hosted by Michelle Martin with Ryan Huang. A landmark ruling puts pressure on platforms like Meta, Instagram and YouTube, raising new risks for Big Tech. Meanwhile, Keppel pivots hard into an asset-light future, chasing scale in infrastructure, energy transition and digital assets. In the US, names like Super Micro, Dell and HPE surge as AI demand fuels a fresh wave of optimism.Plus, UP or DOWN on Microsoft, On Holding, Banyan Group and Japanese IPOs - while Apple teases its next AI leap.See omnystudio.com/listener for privacy information.

If you need a new blueprint for thinking about careers, Michelle says, this is the book to pick up. In this conversation with Ricky Foo, author and headhunter, she explores the uncomfortable truth: job hunting is no longer a one-off slog but requires an "always-on" mindset. Why is the traditional CV-and-apply model  breaking down in an AI-filtered world?How can you approach personal branding with a “Four P” of strategy? We unpack how to stay relevant, mid-career reinvention, job scarcity at senior levels, and whether AI is shrinking opportunities - or reshaping them and our approach to getting that great next job.See omnystudio.com/listener for privacy information.

As Asia ages at record speed, the old “save then spend” playbook is evolving. Michelle Martin speaks with Andy Budden of Capital Group on why a 100-year life demands a complete rethink of investing. From China’s pension pressures to Singapore’s CPF LIFE, the gap between savings and real needs is widening. We explore why income resilience - not just portfolio size - is the new goal for retirees. And how multi-asset strategies are emerging as the bridge between growth, protection, and lifelong income.See omnystudio.com/listener for privacy information.

A $375M verdict, oil profits on steroids, and AI winners splitting from losers - markets are sending sharp signals. Asia-Pacific markets take their cue from Wall Street’s wobble as geopolitics and valuations collide, hosted by Michelle Martin with Ryan Huang. From Meta’s landmark legal setback to TotalEnergies flagging unprecedented refining margins, policy and profit cycles are colliding. In tech, Arm Holdings surges on AI optimism while Micron Technology slides despite strong earnings - a divergence investors can’t ignore. Meanwhile, governance questions deepen at Grab Holdings, even as U.S. equities start to look “cheap” again. Singapore’s Straits Times Index edges higher, with DFI Retail Group and Jardine Matheson leading, while Wilmar International lags. And in the Last Word - Apple bets big on an AI-powered Siri reboot.See omnystudio.com/listener for privacy information.

Michelle Martin speaks with Dr Chen Shiling, Founder of the Happee Hearts Movement and Straits Times Singaporean of the Year 2025, in this deeply moving conversation on purpose and impact. She could have been a successful nephrologist but instead is using her medical skills to step into the gap she saw for inclusive healthcare.  We explore what “high-quality healthcare” truly means for adults with intellectual disabilities - and where the current system can fall short. Dr Chen opens up about what it really takes to unlock healing for those with intellectual disabilities, as we ask: what must Singapore do next to truly leave no one behind?See omnystudio.com/listener for privacy information.

From weak demand for REIT fundraising to a sharp selloff in one of Europe’s biggest companies, markets are sending mixed signals, hosted by Michelle Martin with Willie Keng, Founder, Dividend Titan. (https://www.dividendtitan.com) Lendlease REIT’s preferential offering saw a tepid response, raising concerns about investor appetite for yield plays in a higher-rate world. At the same time, Novo Nordisk - once a market darling - has plunged sharply, wiping out billions in value. We unpack whether this is a valuation reset, competitive pressure, or a deeper shift in the obesity drug narrative. What does this mean for income investors relying on REITs and growth investors chasing healthcare innovation? Plus; Michelle and Willie discuss how if the AI craze is leading us to  overlook skills important to build to flourish.  See omnystudio.com/listener for privacy information.

A single post moves markets, oil swings wildly, and one founder widens his grip - are investors missing the bigger risks? Markets whipsawed overnight as geopolitics, governance and energy shocks collided in real time, hosted by Michelle Martin with Ryan Huang. Grab’s proposal to boost founder voting power raises fresh questions about control versus accountability - even as it expands into fintech and M&A. Oil plunged more than 10% after signals of easing tensions, but underlying damage to Middle East energy infrastructure may keep prices volatile. Unusual pre-announcement trading activity is sparking debate about market efficiency and information asymmetry. Meanwhile, corporate moves from Sony, Tokio Marine, Lumentum and Hybe highlight divergent sector momentum. Closer to home, the STI remains under pressure, with broad-based declines signalling cautious investor sentiment.  See omnystudio.com/listener for privacy information.

Michelle Martin speaks with Eugene Lim, Founder and CEO of “The Assembly Place,” on the lessons from his new book "The Placemaker" which is about this Singapore entrepreneur how used streetsmarts to develop a whole new business model of community living. From launching in 2019 to listing on the Singapore Exchange, his journey is a masterclass in resilience and reinvention. Eugene shares the mindset shifts required to move from one of the youngest real estate agents at age 22 to becoming CEO of a listed company. Plus his plans to extend dignity and community to underserved segments like migrant workers. Hosted by Michelle Martin Guest: Eugene Lim, Founder and CEO of “The Assembly Place” and his book "The Placemaker".See omnystudio.com/listener for privacy information.

What if one person, one idea, and one restless night could build a global gaming success? Michelle Martin sits down with 33-year-old Yeo Ying Zhi, founder of YYZ Studio, to explore how indie developers are reshaping the gaming industry. From building Havendock into a 100,000-player hit to creating viral web games like Enchanted Heroes, YYZ shares what it really takes to go solo. We unpack the indie business model - owning your IP, taking full risk, and competing without big studio backing.Hosted by Michelle Martin. See omnystudio.com/listener for privacy information.

What if the biggest threat to food companies… isn’t inflation  but your shrinking appetite? GLP-1 drugs like Ozempic are reshaping consumer behavior, forcing food giants to rethink portions, pricing, and product strategy. Meanwhile, US markets wobble as the Russell 2000 slips into correction territory, raising questions about the durability of the rally. Asian tech earnings from Xiaomi, PDD, Meituan and BYD are now in focus as investors hunt for growth signals. Corporate headlines add to the volatility - from Super Micro’s sharp selloff to Sinopec’s profit drop and Elon Musk’s legal battles. And in tech, Amazon explores a bold return to smartphones, joining Apple, Google, Meta and OpenAI in the race to redefine AI hardware. Hosted by Michelle Martin with Ryan Huang. Companies in focus: Amazon, Apple, Google, Meta, OpenAI, Xiaomi, PDD Holdings (Pinduoduo), Meituan, BYD, Coca-Cola Andina, Super Micro, Sinopec, Singtel, Sembcorp Industries, Hongkong Land.See omnystudio.com/listener for privacy information.

A niche corner of real estate is quietly delivering strong income - but is it built to last? Michelle Martin explores whether purpose-built worker and student housing can offer investors stable, resilient returns in uncertain markets. Hosted by Michelle Martin, with insights from Centurion Accommodation REIT’s Chief Investment Officer Ginny Ang, we unpack how the REIT beat its DPU forecast and what’s driving demand. We examine why worker housing may behave differently from offices and malls - especially during economic slowdowns. With occupancy already near full, the big question becomes: where does future growth come from? Plus, how rising interest rates and a focus on community well-being could shape long-term returns for investors.See omnystudio.com/listener for privacy information.

A silent gas is shaking global markets - and most investors didn’t see it coming. Michelle Martin breaks down how a supply shock tied to Middle East tensions is rippling through semiconductors, healthcare and aerospace. The conversation tuns to s logistics giant FedEx posts blockbuster earnings. Hosted by Michelle Martin with Ryan Huang, both explore how industrial gas leaders like Linde and Air Products could benefit while chipmakers face rising cost pressures. We also unpack Novo Nordisk’s next obesity drug breakthrough, Xiaomi’s massive AI spending push, and strategic moves in Suntec REIT and Hongkong Land. Plus, what’s driving weakness in Singapore’s STI and whether select names like Sembcorp Industries can hold up amid broader declines. From invisible commodities to visible winners - this is a market driven by forces most investors overlook.See omnystudio.com/listener for privacy information.

Oil above $110, war risks rising - yet markets are climbing… what’s really going on? Michelle Martin explores the surprising resilience of equities as the Fed holds rates steady despite inflation and geopolitical shocks. We unpack how Middle East tensions - from Iran to Qatar - are reshaping energy markets and reigniting inflation fears. At the same time, capital is rotating into AI, with Nvidia at the centre of renewed chip flows into China. Plus, a bold new frontier emerges: chips in space - could this redefine the next phase of computing and investment? All this and more, hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

AI demand is exploding - but are investors already pricing in too much too fast? Michelle Martin and Ryan Huang unpack Micron’s blockbuster earnings as AI-driven memory demand surges, even as its stock slips on heightened expectations. They explore whether the AI supply chain - from Nvidia-driven demand to chipmakers - is entering a new phase of volatility. Back home, a bullish broker call on Nam Cheong highlights how oil-linked plays are riding geopolitical tensions and offshore activity recovery. The Fed signals no rush to cut rates, sending markets lower - while Tencent, Disney, and Manulife US REIT reflect diverging global corporate momentum. Plus: Singapore’s STI reclaims 5,000 - hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.

If you want to bank on the picks and shovels play behind the AI Capex spend, you need to understand growth drivers.  Investors have been piling into semiconductors but what if you wanted to look beyond NVIDIA? As computing demands grow, bottlenecks are springing up like traditional copper wiring slowing data transfers because of their heat constraints.  Enter photonics: a whole field devoted to controlling photons or light. We also ask What if the biggest AI winners aren’t the ones building it - but the ones powering it? Michelle Martin explores the $700 billion AI infrastructure surge reshaping markets, from hyperscaler spending by Amazon, Microsoft, Alphabet, Meta and Oracle to the hidden bottlenecks in power and data centres. The conversation with Alvin Chow unpacks who really profits from this capex explosion. Michelle and Alvin also explore OpenClaw, the open source viral AI agent phenomenon in China; if OpenClaw boosts productivity, which companies are set to benefit really?See omnystudio.com/listener for privacy information.

From drone swarms in Ukraine to robots servicing warships, investors are chasing the next battlefield of AI. Michelle Martin and Ryan Huang unpack how little-known players like Swarmer and Gecko Robotics are capturing market imagination despite thin revenues, signalling a shift where real-world deployment matters more than profits. Hosted by Michelle Martin with Ryan Huang, the conversation explores how rising oil prices are rippling across industries - from airlines raising guidance to ComfortDelGro passing on fuel costs to commuters. We examine why US markets are rebounding even as geopolitical tensions simmer, and what easing oil prices could mean for risk sentiment. In corporate news, Meta pulls back on its metaverse ambitions, Nvidia restarts China-linked production, and Singtel faces fresh scrutiny after service disruptions. On the local front, the STI surges with Singtel leading gains, highlighting resilience in Singapore equities.See omnystudio.com/listener for privacy information.

The era of “set it and forget it” ETF investing is being challenged - are passive ETFs no longer enough? Michelle Martin dives into the shifting ETF landscape with Aman Pujara, Director of Quantitative Research and Portfolio Construction at Syfe, as investors rethink the classic “VOO and chill” strategy. Hosted by Michelle Martin, this episode explores why active ETFs are rapidly gaining ground, now accounting for over 80% of new launches in 2026. We examine how  market volatility has exposed the limitations of passive index tracking. Aman explains why active strategies are attracting a growing share of inflows and offering investors more flexibility. The conversation also tackles the hidden opportunity costs of staying fully passive during turbulent markets and the fees involved in active ETF investing. How investors can distinguish true active skill from trend-following products?See omnystudio.com/listener for privacy information.

AI demand is exploding - but can Nvidia really deliver a trillion-dollar future? Michelle Martin and Ryan Huang unpack Nvidia’s bold $1 trillion AI forecast driven by Blackwell chips, Vera Rubin systems and the rise of agentic AI that can act, not just respond. Hosted by Michelle Martin with Ryan Huang, the conversation explores whether Nvidia can maintain dominance as rivals circle and energy constraints loom. We also revisit Berkshire Hathaway’s $2 billion Iran oil windfall - a reminder of Buffett’s enduring edge in geopolitics and commodities. In corporate news, Dollar Tree surprises on pricing power while Peloton pivots to gyms, Sert expands logistics assets in Europe, and SATS rides cargo growth optimism. Back home, the STI climbs with Singapore Exchange, Singtel and Wilmar leading gains even as UOL lags. And in today’s Last Word, Pop Mart faces life after Labubu mania - can it reinvent its toy empire?See omnystudio.com/listener for privacy information.

Cheap mortgages, a flood of resale flats, and a widening condo price gap - is 2026 the year to buy, sell, or refinance your property? Michelle Martin explores Singapore’s unusual property moment and what it might mean for you. Daniel Sim, Founder, Golden Goose Properties and Michelle unpack whether owners should sell ahead of rising competition, refinance their loans while rates are low, or upgrade to private property. Could ripple effects could extend into executive condominiums and resale condos as more homeowners consider upgrading? With new launch prices climbing and the gap with resale condos approaching 50%, buyers and sellers face a complex set of decisions. We also explore what Singaporeans who bought overseas property should do if those investments are underperforming in today's market.See omnystudio.com/listener for privacy information.

Oil above $100, war in the Middle East, and AI spending from Big Tech are colliding to reshape the global market outlook. On this episode of Market View, hosted by Michelle Martin with Ryan Huang, we unpack how the Iran conflict and disruption in the Strait of Hormuz are pushing oil prices sharply higher and unsettling investors worldwide. Brent crude’s surge toward US$103 is raising fresh inflation fears just as the U.S. Federal Reserve prepares for a key rate decision. Closer to home, the ripple effects could hit Singapore’s REIT sector, which faces pressure from rising financing costs and property valuation risks. Meanwhile, corporate headlines span Meta’s AI-driven layoffs, Berkshire Hathaway’s buyback signals, and Singtel’s ambitious US$250 million AI investment fund. We also check in on the STI movers, with Wilmar International surging while ST Engineering and Yangzijiang Shipbuilding face selling pressure.See omnystudio.com/listener for privacy information.

Are investors focusing too much on headline DPU when evaluating Singapore REITs? Michelle Martin examines why the familiar distribution-per-unit number may not tell the full story. In this episode of Money and Me, we explore whether investors should shift their focus from the quantity of distributions to the quality and sustainability behind them. REIT specialist and Wealth Advisory Director Kenny Loh introduces a new framework - the Management Efficiency Index (MEI) - meant to help investors evaluate how effectively REIT managers generate and protect long-term income. The conversation also unpacks the risks behind 100% payout strategies, accounting optic moves, and the impact of management fees paid in units. With AGM season approaching, Kenny shares the key questions retail investors should ask management teams to better understand the resilience of distributions. Any investor heading to a REIT AGM would benefit from knowing the right questions to ask to dive beyond the numbers to get at management "sweat equity".See omnystudio.com/listener for privacy information.

Are you “raising a lobster”? A new open-source AI agent called OpenClaw - created by an Austrian developer - is sparking a frenzied wave of experimentation across China. The AI agent can draft reports, organise your inbox and even book you a flight. Its rapid adoption has spawned a cottage industry of small businesses helping Chinese households set up the software (you need a cloud server to run OpenClaw). Michelle Martin steers the show with markets on edge as oil surges past US$100, with tensions around the Strait of Hormuz threatening global supply and rattling investors. Meanwhile in the US, Adobe faces a leadership transition as markets question whether generative AI could disrupt its long-dominant creative software business. In our UP or DOWN segment, we take a closer look at CrowdStrike and PayPay. And in today’s Last Word, Michelle spotlight's the global rise of K-pop storytelling.See omnystudio.com/listener for privacy information.

There will soon be a new way to grow your CPF savings, what do you need to know? In this episode of Ask CPF! Michelle Martin puts your questions to Wu Meei, Director of Investment Schemes at CPF Board. Will you still have access to CPFIS? What sort of products might you be able to invest in? How does portfolio rebalancing happen? Has this scheme been successful elsewhere? What sort of returns are possible? We also explore how the “glide-path” strategy works to grow your wealth, the fees and the key risks involved with using the scheme.See omnystudio.com/listener for privacy information.

Oil markets are on edge as Middle East conflict threatens one-fifth of the world’s oil supply moving through the Strait of Hormuz. Michelle Martin and Ryan Huang unpack the ripple effects across energy markets, global equities and insurance. Hosted by Michelle Martin with Ryan Huang, the show explores why oil prices are rising even after the International Energy Agency released a record 400 million barrels of emergency reserves. We also examine why defense stocks are suddenly being treated as safe havens by investors. In corporate news, Netflix is making a massive AI bet, while Indonesia’s GoTo surprises markets with stronger earnings guidance. Closer to home, DFI Retail surges on investor optimism while UI Boustead REIT’s public offer draws strong demand.See omnystudio.com/listener for privacy information.

When markets shake, your instincts may tell you to run  and turn your equities into cash - but history suggests, that action may be an expensive mistake. Michelle Martin speaks with Tim Phillips, Founder of TimTalksMoney, about why investors instinctively flee equities during turmoil - and why that move may actually be self-sabotage. What separates disciplined investors from panicked sellers in turbulent times? We find out in this episode of Money and Me hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

A 200-year-old trading empire is looking good. Asian conglomerate Jardine Matheson posts strong earnings and a higher dividend as its property, retail and infrastructure empire powers ahead. Meanwhile, Oracle delivers strong profits on AI demand - but investors are questioning whether its debt-fuelled data-center buildout could become tomorrow’s risk. On Wall Street, HSBC says peak fear around the Iran oil spike may have passed - and argues it’s time to overweight equities again. Corporate news includes buyback ambitions from Salesforce, an AI-agent social network move by Meta, tax provisions at Mapletree Logistics Trust, and profitability at EV maker Nio. Markets, strategy and the stories behind the numbers - hosted by Michelle Martin with Ryan Huang. Companies mentioned:Jardine Matheson • Oracle • Salesforce • Meta • Mapletree Logistics Trust • Nio • Yangzijiang ShipbuildingSee omnystudio.com/listener for privacy information.

What if inflation isn’t an accident - but a feature of the system? In this episode of Money and Me, hosted by Michelle Martin, we dive beneath the headlines with Paul Musson, author of Capital Offence: Why Some Benefit At Your Expense. Musson argues that the modern monetary system quietly redistributes wealth - often from savers and wage earners to asset owners. We unpack why many investors confuse money with real capital, and why that matters. The conversation explores declining trust in systems, the role of central banks, and whether gold or cryptocurrencies are rational responses. Finally, we examine what a future might look like in a world of rising debt, deficits and monetary expansion.See omnystudio.com/listener for privacy information.

War rhetoric, surging oil and AI spending are colliding - and markets are trying to figure out what breaks first. In this episode of Market View, hosted by Michelle Martin with Ryan Huang, we unpack how mixed signals from U.S. President Donald Trump on the Iran conflict are rattling investors and pushing Brent crude toward the US$100 mark. We explore what 50 years of oil shocks teach us about the two signals markets really watch during geopolitical crises. Strategist Ed Yardeni warns the odds of a U.S. market meltdown could rise to 35% if the Iran conflict escalates - but is that too pessimistic? Meanwhile, the AI infrastructure race intensifies as Oracle builds massive data centers financed by heavy borrowing. We also play UP or DOWN with HPE, Hims & Hers, YouTube and Suntec REIT, and check in on the Straits Times Index, Hongkong Land, UOL and Wilmar International as Singapore markets try to stabilize. Companies mentioned: Oracle, Hewlett Packard Enterprise (HPE), Hims & Hers, YouTube, Suntec REIT, Hongkong Land, UOL, Wilmar InternationalSee omnystudio.com/listener for privacy information.

A smoky char siew filling , molten salted egg custard, and a skin so thin it almost melts in your mouth- this humble pau has built a Singapore food legacy spanning three decades Tanjong Rhu Pau is so famous customers keep returning. Founded in 1988, the family business is now run by siblings Chloe Yap and Yap Wei Jie, who stepped in to continue their parents’ legacy. They share their modern expansion plans, including deliveries, with Michelle Martin. Find out how this family businesses is reinventing while staying true to what made them beloved in the first place.See omnystudio.com/listener for privacy information.